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482 Maynard Ter SE
B- Composite 67.64
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.9/30.0
  • ARV discount +15.0/15.0
  • DSCR +8.7/10.0
  • 1% rule +5.6/10.0
  • Livability +4.2/5.0
  • Rent growth +3.1/5.0
  • Schools +2.7/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$424,900

482 Maynard Ter SE · Atlanta, GA 30316
5 bd · 2.0 ba · 1,887 sqft · SingleFamily public records · 23 Days on market
Built 1948 0.31 ac lot Est $655k · 35% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this East Atlanta Village bungalow, perfectly situated on one of the neighborhood's most charming tree-lined streets. Step outside to a large, private backyard-perfect for entertaining, gardening, or future expansion. Enjoy morning coffee on the inviting front porch or unwind on the rear deck overlooking the fenced yard. Just minutes from East Atlanta Village's vibrant restaurants, shops, and farmers market, and zoned for highly sought-after Burgess-Peterson Academy. Easy access to I-20, the BeltLine, and nearby parks makes this home the perfect blend of convenience and community. Move-in ready and full of charm-this is intown living at its best.

Key facts

  • Fenced yard
  • Private backyard
  • Front porch

Tags

PRIVATE BACKYARDFRONT PORCHREAR DECKFENCED YARDEASY ACCESS TO I-20NEARBY PARKS

Property features AI

Finance

  • HOA & community: Community features not specifically listed

Exterior

  • Parking: Driveway parking; Open parking available
  • Utilities: Public water; Public sewer; Electric service not specifically listed; Other utilities
  • Home design: One-level residence; Resale property
  • Construction: Construction materials not specifically listed; Roof described as other
  • Exterior features: Front porch; Other exterior features

Interior

  • Kitchen: Kitchen with other/unspecified features; Appliances not specifically listed
  • Bedrooms: Eight bedrooms on the main level
  • Flooring: Flooring type not specifically listed
  • Bathrooms: Two full bathrooms (both on the main level); Master bathroom with other/unspecified features
  • Heating & cooling: Central air conditioning; Forced air heating
  • Interior features: No common walls; Unfinished basement
  • Laundry & utility: Laundry features not specifically listed

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 5-bed/2.0-bath single-family listed at $425k.

Deal economics

  • At list price, monthly cash flow is $976 ($12k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($5k rent vs $425k).
  • Recommended offer: $419k (1.5% below list) — sets the bar for market timing.
  • Cap rate 9.2% vs local median 3.1% in Atlanta — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 83/100 on livability (#6 in GA, #919 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: cost of living C-.
  • Atlanta Public Schools (urban): math 28% / reading 35% proficiency, ranked #80 of 174 in GA (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Burgess-Peterson Elementary School (math 34% / reading 54%, grade F, #336 of 1,228 statewide, top 29%, 504 students, 31% FRL); Martin L. King Jr. Middle School (math 16% / reading 23%, grade F, #356 of 470 statewide, top 78%, 818 students, 100% FRL); Maynard Jackson High School (math 30% / reading 24%, grade F, #160 of 424 statewide, top 38%, 1,474 students, 44% FRL).
  • Market conditions: Rents rising (+2.3%/yr); 461 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,240 units permitted in DeKalb County in 2024 (385 in 5+ unit buildings).
  • At $4,509/mo this rent would consume 53% of the median local household income ($103k/yr) (locally 1897% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $13k of value loss. Plan a longer hold.
  • DeKalb County population projected at +28% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 23 days — a 2% lower offer ($419k) is reasonable based on typical stale-listing flexibility.
  • 8 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $276k; list at $425k implies a 54% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: flood insurance adds $66/mo; built in 1948 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major flood risk; moderate wind risk, 26% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $418,526 (1.5% below list)

Questions for the listing agent

  1. Built in 1948 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.06%
Cap rate
9.24%
Cash-on-cash
10.52%
DSCR
1.47
GRM
7.9

CMA / ARV

ARV (on-the-fly)
$654,789
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
463 Pasley Ave SE 0.17mi 4/2.0 (-1) 1,890 (+0%) 4mo $685,000 $362 84
1705 Braeburn Dr SE 0.44mi 4/3.0 (-1) 1,831 (-3%) 2mo $694,000 $379 64
479 Clifton St SE 0.12mi 4/2.5 (-1) 2,052 (+9%) 13mo $699,900 $341 62
1351 Milton Pl SE 0.63mi 4/2.0 (-1) 1,987 (+5%) 4mo $699,000 $352 53
1593 Van Epps St SE 0.28mi 4/3.0 (-1) 2,100 (+11%) 7mo $700,000 $333 53
620 Flat Shoals Ave SE 0.49mi 4/2.0 (-1) 1,754 (-7%) 9mo $699,900 $399 52
1721 Clifton Way SE 0.31mi 4/2.0 (-1) 1,704 (-10%) 16mo $575,000 $337 51
1250 Oak Grove Ave SE 0.72mi 4/3.0 (-1) 2,006 (+6%) 3mo $690,000 $344 44
1221 Oakfield Dr SE 0.74mi 4/2.0 (-1) 1,795 (-5%) 12mo $707,000 $394 42
1334 Milton Pl SE 0.65mi 4/3.0 (-1) 1,990 (+6%) 11mo $690,000 $347 42
240 Lamon Ave SE 0.47mi 4/2.5 (-1) 2,122 (+12%) 12mo $530,000 $250 41
1977 Nash Ave SE 0.64mi 4/3.5 (-1) 2,016 (+7%) 12mo $537,700 $267 38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.33% rent growth · sell at horizon

5-year hold
IRR
-2.2%
Equity multiple
0.92×
Total profit
$-9,850
Equity at exit
$63,354
10-year hold
IRR
6.8%
Equity multiple
1.49×
Total profit
$58,651
Equity at exit
$36,738

Cash invested: $118,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30316

Rents YoY
2.3%
Active inventory
461
Price-to-rent
7.9×

Monthly cashflow live

Estimated rent
$4,509 high interval (Pro) →
Mortgage (P&I)
$2,228
Tax from tax record
$114 /mo · $1,371/yr
Insurance
$177
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$947
Net cashflow
$976

Break-even live

Break-even rent $3,273
Max offer price $424,900
Occupancy floor 73%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$106,225
Closing costs
$12,747
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 7 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
132 Leslie St SE Atlanta, GA 6.0 2.0 2100 $1,100 $0.52 24d 1 0.77mi
2017 Memorial Dr SE Atlanta, GA 5.0 2.5 2100 $6,500 $3.10 1d 1 0.86mi
1084 Sanders Ave SE Unit A-B Atlanta, GA 4.0 3.0 2550 $5,500 $2.16 24d 1 0.97mi
205 Whitefoord Ave NE Unit A Atlanta, GA 4.0 3.0 1922 $4,500 $2.34 17d 1 1.31mi
1892 Terry Mill Rd SE Atlanta, GA 4.0 2.0 1925 $2,975 $1.55 43d 1 1.34mi
1146 Wade St NE Atlanta, GA 4.0 2.0 1800 $5,000 $2.78 21d 1 1.37mi
256 Casson St NE Atlanta, GA 4.0 3.0 1846 $4,995 $2.71 24d 1 1.44mi

Listing history 25 events

  1. 2026-06-07
    statusdays on market $424,900 Pending 23 DOM
  2. 2026-06-04
    days on market $424,900 Active 22 DOM
  3. 2026-06-03
    days on market $424,900 Active 21 DOM
  4. 2026-06-02
    days on market $424,900 Active 20 DOM
  5. 2026-06-01
    days on market $424,900 Active 19 DOM
  6. 2026-05-31
    days on market $424,900 Active 18 DOM
  7. 2026-05-12
    listed $424,900 New 665-char remark
    Show marketing remark (665 chars)

    Welcome to this East Atlanta Village bungalow, perfectly situated on one of the neighborhood's most charming tree-lined streets. Step outside to a large, private backyard-perfect for entertaining, gardening, or future expansion. Enjoy morning coffee on the inviting front porch or unwind on the rear deck overlooking the fenced yard. Just minutes from East Atlanta Village's vibrant restaurants, shops, and farmers market, and zoned for highly sought-after Burgess-Peterson Academy. Easy access to I-20, the BeltLine, and nearby parks makes this home the perfect blend of convenience and community. Move-in ready and full of charm-this is intown living at its best.

  8. 2026-05-12
    listed $424,900 Active 689-char remark
    Show marketing remark (665 chars)

    Welcome to this East Atlanta Village bungalow, perfectly situated on one of the neighborhood's most charming tree-lined streets. Step outside to a large, private backyard-perfect for entertaining, gardening, or future expansion. Enjoy morning coffee on the inviting front porch or unwind on the rear deck overlooking the fenced yard. Just minutes from East Atlanta Village's vibrant restaurants, shops, and farmers market, and zoned for highly sought-after Burgess-Peterson Academy. Easy access to I-20, the BeltLine, and nearby parks makes this home the perfect blend of convenience and community. Move-in ready and full of charm-this is intown living at its best.

  9. 2025-04-23
    historical
  10. 2025-04-23
    historical
  11. 2025-03-14
    listed $450,000 New
  12. 2025-03-14
    listed $450,000 Active
  13. 2022-12-28
    soldstatus $276,500
  14. 2022-12-22
    soldstatus $180,000 Closed
  15. 2022-12-22
    soldstatus $180,000 Sold
  16. 2022-12-06
    status Under Contract
  17. 2022-12-06
    status Pending
  18. 2022-11-03
    price $299,900
  19. 2022-11-03
    price $299,900
  20. 2022-10-31
    status Back On Market
  21. 2022-10-31
    status Active
  22. 2022-10-27
    status Under Contract
  23. 2022-10-27
    status Pending
  24. 2022-10-06
    listed $350,000 Active
  25. 2022-10-06
    listed $350,000 New

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$1,371 · $114/mo
Projected year-2 tax
$3,909 · $326/mo
Expected delta
+$2,538/yr (+$211/mo · 185.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 7/10 Severe FEMA zone X (unshaded) · 78% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 5/10 Major 7 d/yr ≥104°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 26% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$54,108
− Mortgage interest
−$23,801
− Property taxes
−$1,371
− Insurance
−$2,922
− Repairs & maintenance
−$4,329
− Management
−$4,329
− Depreciation
−$12,361
Taxable income
$4,996
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,199
After-tax cash flow
$10,514/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Atlanta Public Schools
NCES district ID
1300120
Math proficiency
28% ▼ -6.00%
Reading proficiency
35% ▼ -2.00%
Median HH income
$48,306
Composite
27.27/100
National rank
#7006
State rank
#80 of 174 in GA

Livability — Atlanta

Score
83/100
State rank
#6
US rank
#919

Category grades

Amenities A+ Commute A+ Cost of living C- Crime A Employment B Housing A+ Health & safety A- User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Atlanta, GA
County
Dekalb County · 782,738 people
City population
629,525
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
35,107
Household income
$102,891
Rent vs Own
38.7% rent · 61.3% own
Severe rent burden
1897.0

Population outlook (DeKalb County) Hauer SSP2

Today (2025)
839,977 people
By 2030
891,768 · +6.2%
By 2040
988,894 · +17.7%
By 2050
1,074,583 · +27.9%
By 2075
1,245,026 · +48.2%
By 2100
1,303,135 · +55.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.64)
Race & ethnicity
Black 47% White 36% Hispanic / Latino 8% Two or more races 7% Asian 4%
Hispanic origin (detail)
Mexican 4%
Common ancestry
Lithuanian 2% Romanian 2% Slovak 1%
Foreign-born
6% · Canada
Languages at home
93% English-only · Spanish 4% French/Haitian/Cajun 1% Other Indo-European 1%

Political lean MEDSL · DeKalb

2024 margin
Solid D (+64.8) · D 81.9% · R 17.1% · Other 1.0%
2008→2024 swing
+6.1pp toward D · 2008: 58.6pp · 2024: 64.8pp
All cycles
2024: D+64.8 2020: D+67.4 2016: D+64.8 2012: D+56.8 2008: D+58.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -415.92%
Current HPI
318.454
Rent YoY
▲ 2.33%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+21.4% since first listed
21 events — show timeline
  • 2026-06-05 Pending GAMLS
  • 2026-06-05 Pending FMLS
  • 2026-05-12 Listed $424,900 FMLS
  • 2026-05-12 Listed $424,900 GAMLS
  • 2025-04-23 Listing Removed FMLS
  • 2025-04-23 Listing Removed GAMLS
  • 2025-03-14 Listed $450,000 FMLS
  • 2025-03-14 Listed $450,000 GAMLS
  • 2022-12-28 Sold (Public Records) $276,500 Public Records
  • 2022-12-22 Sold (MLS) $180,000 FMLS
  • 2022-12-22 Sold (MLS) $180,000 GAMLS
  • 2022-12-06 Pending GAMLS
  • 2022-12-06 Pending FMLS
  • 2022-11-03 Price Changed $299,900 GAMLS
  • 2022-11-03 Price Changed $299,900 FMLS
  • 2022-10-31 Relisted GAMLS
  • 2022-10-31 Relisted FMLS
  • 2022-10-27 Pending GAMLS
  • 2022-10-27 Pending FMLS
  • 2022-10-06 Listed $350,000 FMLS
  • 2022-10-06 Listed $350,000 GAMLS

Property tax history

+0.5%/yr

Latest (2025): $1,371 · +12.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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