3040 19th St · Beaumont, TX
Flood risk 8/10 · Major
- FEMA flood zone
- X
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 9/10 · Severe
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 24 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +25.3/30.0
- ARV discount +15.0/15.0
- DSCR +8.3/10.0
- 1% rule +7.9/10.0
- Livability +3.2/5.0
- Rent growth +2.7/5.0
- Condition / age +2.5/5.0
- Schools +1.5/10.0
- Appreciation +0.0/10.0
$115,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Investor Special! Newly painted single-story home in a quiet Beaumont neighborhood. Located just 15 minutes from Lamar University, this home sits near H-E-B, Walmart, restaurants, parks, and major Beaumont conveniences. Enjoy quick access to Downtown Beaumont, medical centers, and I-10 for easy commuting. Spacious layout with potential for updates. Perfect for investment/rental. Motivated seller—don’t miss out!
Key facts
- 8,058 sq ft lot
- Parking
- Built 1962
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath single-family listed at $115k.
Deal economics
- At list price, monthly cash flow is $194 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $115k).
- Recommended offer: $101k (12.0% below list) — sets the bar for market timing.
- Cap rate 9.0% vs local median 5.3% in Beaumont — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 64/100 on livability (#739 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, schools D-, crime F.
- Beaumont ISD (urban): math 14% / reading 22% proficiency, ranked #789 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents flat; 258 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 343 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $795 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 183 days — a 12% lower offer ($101k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: property tax is 2.7% of price; flood insurance adds $66/mo.
- Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 183 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.29% ✓
- Cap rate
- 9.02%
- Cash-on-cash
- 9.72%
- DSCR
- 1.43
- GRM
- 6.5
CMA / ARV
- ARV (median comp)
- $146,963
- List price
- $115,000
- Delta
- -21.75%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3025 19th St | 0.03mi | 3/3.0 | 1,440 (+4%) | 11mo | $130,000 | $90 | 74 |
| 3085 19th St | 0.05mi | 4/2.0 (+1) | 1,292 (-6%) | 22mo | $199,000 | $154 | 60 |
| 2740 Lakeview Cir | 0.26mi | 3/2.0 | 1,572 (+14%) | 4mo | $79,999 | $51 | 57 |
| 4090 Woodlawn St | 0.72mi | 3/2.0 | 1,373 (-0%) | 15mo | $104,000 | $76 | 49 |
| 2905 W Lucas Dr | 0.66mi | 3/2.0 | 1,328 (-4%) | 18mo | $179,900 | $135 | 44 |
| 2495 W Lucas Dr | 0.62mi | 3/2.0 | 1,279 (-7%) | 22mo | $170,000 | $133 | 36 |
| 2343 W Lucas Dr | 0.64mi | 2/2.0 (-1) | 1,180 (-14%) | 2mo | $89,000 | $75 | 35 |
| 2149 Briarcliff Dr | 0.54mi | 3/1.5 | 1,584 (+15%) | 23mo | $195,000 | $123 | 29 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.66% rent growth · sell at horizon
- IRR
- -8.3%
- Equity multiple
- 0.70×
- Total profit
- $-9,517
- Equity at exit
- $17,147
- IRR
- -2.7%
- Equity multiple
- 0.84×
- Total profit
- $-5,116
- Equity at exit
- $9,943
Cash invested: $32,200 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 77706
- Rents YoY
- 0.7%
- Active inventory
- 258
- Price-to-rent
- 6.5×
Monthly cashflow live
- Estimated rent
- $1,478 high interval (Pro) →
- Mortgage (P&I)
- −$603
- Tax from tax record
- −$256 /mo · $3,067/yr
- Insurance
- −$48
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$310
- Net cashflow
- $194
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $28,750
- Closing costs
- $3,450
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 26 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3825 Hyde Park Row Beaumont, TX | 3.0 | 2.0 | 1271 | $1,550 | $1.22 | 44d | 1 | 0.33mi |
| 3085 S Willowood Ln Beaumont, TX | 3.0 | 1.0 | 1533 | $1,400 | $0.91 | 14d | 1 | 0.39mi |
| 2995 Wier Dr Beaumont, TX | 3.0 | 2.0 | 1446 | $1,800 | $1.24 | 14d | 1 | 0.46mi |
| 3155 French Rd Beaumont, TX | 1.0–3.0 | 1.0–2.0 | 905 | $999 | $1.10 | 14d | 9 | 0.51mi |
| 4325 Woodlawn St Beaumont, TX | 2.0 | 1.0 | 1150 | $1,000 | $0.87 | 14d | 1 | 0.81mi |
| 1215 Longfellow Dr Beaumont, TX | 1.0–2.0 | 1.0–2.0 | 834 | $1,545 | $1.85 | 14d | 15 | 0.82mi |
| 2570 Sweetgum Ln Beaumont, TX | 1.0–2.0 | 1.0–1.5 | 876 | $1,599 | $1.82 | 14d | 15 | 0.83mi |
| 3910 Baldwin St Beaumont, TX | 3.0 | 1.0 | 1220 | $1,200 | $0.98 | 23d | 1 | 1.07mi |
| 2525 Louisiana St Beaumont, TX | 2.0 | 1.0 | 1516 | $1,485 | $0.98 | 23d | 1 | 1.09mi |
| 3910 Treadway Rd Beaumont, TX | 2.0–3.0 | 1.0–1.5 | 1019 | $1,849 | $1.81 | 14d | 10 | 1.10mi |
| 2450 N Lynwood Dr Beaumont, TX | 3.0 | 1.0 | 1015 | $1,175 | $1.16 | 23d | 1 | 1.14mi |
| 2555 Pierce St Beaumont, TX | 3.0 | 2.0 | 1364 | $1,450 | $1.06 | 23d | 1 | 1.18mi |
| 2020 Cottonwood St Beaumont, TX | 2.0–4.0 | 1.0 | 928 | $1,238 | $1.33 | 14d | 9 | 1.19mi |
| 2023 Delaware St Beaumont, TX | 3.0 | 1.0 | 1180 | $1,300 | $1.10 | 44d | 1 | 1.20mi |
| 2550 Pierce St Beaumont, TX | 2.0 | 1.0 | 1044 | $1,050 | $1.01 | 44d | 1 | 1.20mi |
| 2530 Pierce St Beaumont, TX | 2.0 | 1.0 | 950 | $1,000 | $1.05 | 44d | 1 | 1.21mi |
| 4565 Detroit St Beaumont, TX | 2.0 | 1.0 | 880 | $995 | $1.13 | 44d | 1 | 1.25mi |
| 2640 Harrison Ave Beaumont, TX | 3.0 | 1.0 | 1158 | $1,295 | $1.12 | 23d | 1 | 1.26mi |
| 4695 Collier St #8 Beaumont, TX | 2.0 | 1.5 | 1121 | $1,150 | $1.03 | 44d | 1 | 1.33mi |
| 2565 Harrison Ave Beaumont, TX | 3.0 | 2.0 | 1789 | $2,150 | $1.20 | 44d | 1 | 1.33mi |
| 3995 Crow Rd Unit 201 Beaumont, TX | 2.0 | 2.0 | 1162 | $1,550 | $1.33 | 44d | 1 | 1.37mi |
| 3925 Crow Rd Unit 49 Beaumont, TX | 2.0 | 1.5 | 1306 | $1,325 | $1.01 | 44d | 1 | 1.38mi |
| 565 25th St Beaumont, TX | 2.0 | 2.0 | 1128 | $1,650 | $1.46 | 14d | 1 | 1.40mi |
| 4636 Collier St Beaumont, TX | 2.0 | 1.0 | 969 | $1,030 | $1.06 | 44d | 1 | 1.44mi |
| 2260 Ashley St Beaumont, TX | 3.0 | 2.0 | 1471 | $1,595 | $1.08 | 14d | 1 | 1.46mi |
| 2290 Long Ave Unit 05 Beaumont, TX | 2.0 | 1.0 | 1055 | $950 | $0.90 | 23d | 1 | 1.49mi |
Listing history 20 events
-
2026-06-13days on market $115,000 Active 183 DOM
-
2026-06-10days on market $115,000 Active 181 DOM
-
2026-06-09days on market $115,000 Active 180 DOM
-
2026-06-08days on market $115,000 Active 179 DOM
-
2026-06-07days on market $115,000 Active 178 DOM
-
2026-06-03days on market $115,000 Active 174 DOM
-
2026-06-02days on market $115,000 Active 173 DOM
-
2026-06-01days on market $115,000 Active 172 DOM
-
2026-05-31days on market $115,000 Active 171 DOM
-
2026-05-30days on market $115,000 Active 170 DOM
-
2026-03-13status Active 426-char remark
Show marketing remark (426 chars)
Investor Special! Newly painted single-story home in a quiet Beaumont neighborhood. Located just 15 minutes from Lamar University, this home sits near H-E-B, Walmart, restaurants, parks, and major Beaumont conveniences. Enjoy quick access to Downtown Beaumont, medical centers, and I-10 for easy commuting. Spacious layout with potential for updates. Perfect for investment/rental. Motivated seller—don’t miss out!
-
2026-03-12historical 426-char remark
Show marketing remark (426 chars)
Investor Special! Newly painted single-story home in a quiet Beaumont neighborhood. Located just 15 minutes from Lamar University, this home sits near H-E-B, Walmart, restaurants, parks, and major Beaumont conveniences. Enjoy quick access to Downtown Beaumont, medical centers, and I-10 for easy commuting. Spacious layout with potential for updates. Perfect for investment/rental. Motivated seller—don’t miss out!
-
2025-12-10$115,000 Active 426-char remark
Show marketing remark (426 chars)
Investor Special! Newly painted single-story home in a quiet Beaumont neighborhood. Located just 15 minutes from Lamar University, this home sits near H-E-B, Walmart, restaurants, parks, and major Beaumont conveniences. Enjoy quick access to Downtown Beaumont, medical centers, and I-10 for easy commuting. Spacious layout with potential for updates. Perfect for investment/rental. Motivated seller—don’t miss out!
-
2024-09-13price $115,500
-
2023-10-04historical
-
2023-05-03price $117,000
-
2023-03-25$120,000 Active
-
2018-04-20soldstatus
-
2017-08-11soldstatus
-
2017-08-02$25,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $3,067 · $256/mo
- Projected year-2 tax
- $3,067 · $256/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 8/10 Severe FEMA zone X · 99% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $17,734
- − Mortgage interest
- −$6,442
- − Property taxes
- −$3,067
- − Insurance
- −$1,372
- − Repairs & maintenance
- −$1,419
- − Management
- −$1,419
- − Depreciation
- −$3,345
- Taxable income
- $670
- Est. tax owed @ 24.0%
- −$161
- After-tax cash flow
- $2,173/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Beaumont ISD
- NCES district ID
- 4809670
- Math proficiency
- 14% ▼ -13.00%
- Reading proficiency
- 22% ▼ -7.00%
- Median HH income
- $41,683
- Composite
- 15.43/100
- National rank
- #9316
- State rank
- #789 of 826 in TX
Livability — Beaumont
- Score
- 64/100
- State rank
- #739
- US rank
- #13710
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Beaumont, TX
- County
- Jefferson County · 203,592 people
- City population
- 125,901
- Metro
- Beaumont-Port Arthur, TX
- Population (ZIP)
- 30,393
- Household income
- $73,185
- Rent vs Own
- Severe rent burden
- 1299.0
Population outlook (Jefferson County) Hauer SSP2
- Today (2025)
- 259,015 people
- By 2030
- 260,685 · +0.6%
- By 2040
- 263,309 · +1.7%
- By 2050
- 265,237 · +2.4%
- By 2075
- 270,193 · +4.3%
- By 2100
- 255,628 · -1.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.61)
- Race & ethnicity
- White 56% Black 24% Hispanic / Latino 13% Two or more races 9% Asian 4%
- Hispanic origin (detail)
- Mexican 10%
- Common ancestry
- Lithuanian 4% Iranian 3% Slovak 2%
- Foreign-born
- 8% · Canada, China
- Languages at home
- 87% English-only · Spanish 8% Other Indo-European 2% German/W. Germanic 1%
Political lean MEDSL · Jefferson
- 2024 margin
- Lean R (+8.9) · D 45.1% · R 54.0%
- 2008→2024 swing
- -11.1pp toward R · 2008: 2.2pp · 2024: -8.9pp
- All cycles
- 2024: R+8.9 2020: R+1.6 2016: R+0.5 2012: D+1.6 2008: D+2.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -180.53%
- Current HPI
- 159.4053
- Rent YoY
- ▲ 0.66%
- Metro
- Beaumont-Port Arthur, TX
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
||
| Technology | 5 | $198B |
|
||
| Engineering / Construction | 4 | $72B |
|
||
| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
||
| Healthcare | 2 | $330B |
|
||
Price history
+360.0% since first listed10 events — show timeline
- 2026-03-13 Relisted — HARMLS
- 2026-03-12 Listing Removed — HARMLS
- 2025-12-10 Listed $115,000 HARMLS
- 2024-09-13 Price Changed $115,500 BBOR
- 2023-10-04 Listing Removed — HARMLS
- 2023-05-03 Price Changed $117,000 HARMLS
- 2023-03-25 Listed $120,000 HARMLS
- 2018-04-20 Sold (Public Records) — Public Records
- 2017-08-11 Sold (MLS) — BBOR
- 2017-08-02 Listed $25,000 BBOR
Property tax history
+3.6%/yrLatest (2025): $3,067 · +19.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…