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3040 19th St
B- Composite 66.38
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.3/30.0
  • ARV discount +15.0/15.0
  • DSCR +8.3/10.0
  • 1% rule +7.9/10.0
  • Livability +3.2/5.0
  • Rent growth +2.7/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$115,000

3040 19th St · Beaumont, TX 77706
3 bd · 1.0 ba · 1,378 sqft · SingleFamily public records · 183 Days on market
Built 1962 8,058 sqft lot $83/sqft · 22% below area Est $147k · 22% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Investor Special! Newly painted single-story home in a quiet Beaumont neighborhood. Located just 15 minutes from Lamar University, this home sits near H-E-B, Walmart, restaurants, parks, and major Beaumont conveniences. Enjoy quick access to Downtown Beaumont, medical centers, and I-10 for easy commuting. Spacious layout with potential for updates. Perfect for investment/rental. Motivated seller—don’t miss out!

Key facts

  • 8,058 sq ft lot
  • Parking
  • Built 1962

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $115k.

Deal economics

  • At list price, monthly cash flow is $194 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $115k).
  • Recommended offer: $101k (12.0% below list) — sets the bar for market timing.
  • Cap rate 9.0% vs local median 5.3% in Beaumont — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 64/100 on livability (#739 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: employment D, schools D-, crime F.
  • Beaumont ISD (urban): math 14% / reading 22% proficiency, ranked #789 of 826 in TX (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents flat; 258 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 343 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $795 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 183 days — a 12% lower offer ($101k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: property tax is 2.7% of price; flood insurance adds $66/mo.
  • Climate carrying-cost: severe flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $101,200 (12.0% below list)

Questions for the listing agent

  1. It's been on market 183 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1962 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
  5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  8. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.29%
Cap rate
9.02%
Cash-on-cash
9.72%
DSCR
1.43
GRM
6.5

CMA / ARV

ARV (median comp)
$146,963
List price
$115,000
Delta
-21.75%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3025 19th St 0.03mi 3/3.0 1,440 (+4%) 11mo $130,000 $90 74
3085 19th St 0.05mi 4/2.0 (+1) 1,292 (-6%) 22mo $199,000 $154 60
2740 Lakeview Cir 0.26mi 3/2.0 1,572 (+14%) 4mo $79,999 $51 57
4090 Woodlawn St 0.72mi 3/2.0 1,373 (-0%) 15mo $104,000 $76 49
2905 W Lucas Dr 0.66mi 3/2.0 1,328 (-4%) 18mo $179,900 $135 44
2495 W Lucas Dr 0.62mi 3/2.0 1,279 (-7%) 22mo $170,000 $133 36
2343 W Lucas Dr 0.64mi 2/2.0 (-1) 1,180 (-14%) 2mo $89,000 $75 35
2149 Briarcliff Dr 0.54mi 3/1.5 1,584 (+15%) 23mo $195,000 $123 29

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.66% rent growth · sell at horizon

5-year hold
IRR
-8.3%
Equity multiple
0.70×
Total profit
$-9,517
Equity at exit
$17,147
10-year hold
IRR
-2.7%
Equity multiple
0.84×
Total profit
$-5,116
Equity at exit
$9,943

Cash invested: $32,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77706

Rents YoY
0.7%
Active inventory
258
Price-to-rent
6.5×

Monthly cashflow live

Estimated rent
$1,478 high interval (Pro) →
Mortgage (P&I)
$603
Tax from tax record
$256 /mo · $3,067/yr
Insurance
$48
Flood insurance flood zone
−$66 /mo · $798/yr
HOA
$0
Vacancy / Maint / Mgmt
$310
Net cashflow
$194

Break-even live

Break-even rent $1,232
Max offer price $115,000
Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$28,750
Closing costs
$3,450
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 26 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3825 Hyde Park Row Beaumont, TX 3.0 2.0 1271 $1,550 $1.22 44d 1 0.33mi
3085 S Willowood Ln Beaumont, TX 3.0 1.0 1533 $1,400 $0.91 14d 1 0.39mi
2995 Wier Dr Beaumont, TX 3.0 2.0 1446 $1,800 $1.24 14d 1 0.46mi
3155 French Rd Beaumont, TX 1.0–3.0 1.0–2.0 905 $999 $1.10 14d 9 0.51mi
4325 Woodlawn St Beaumont, TX 2.0 1.0 1150 $1,000 $0.87 14d 1 0.81mi
1215 Longfellow Dr Beaumont, TX 1.0–2.0 1.0–2.0 834 $1,545 $1.85 14d 15 0.82mi
2570 Sweetgum Ln Beaumont, TX 1.0–2.0 1.0–1.5 876 $1,599 $1.82 14d 15 0.83mi
3910 Baldwin St Beaumont, TX 3.0 1.0 1220 $1,200 $0.98 23d 1 1.07mi
2525 Louisiana St Beaumont, TX 2.0 1.0 1516 $1,485 $0.98 23d 1 1.09mi
3910 Treadway Rd Beaumont, TX 2.0–3.0 1.0–1.5 1019 $1,849 $1.81 14d 10 1.10mi
2450 N Lynwood Dr Beaumont, TX 3.0 1.0 1015 $1,175 $1.16 23d 1 1.14mi
2555 Pierce St Beaumont, TX 3.0 2.0 1364 $1,450 $1.06 23d 1 1.18mi
2020 Cottonwood St Beaumont, TX 2.0–4.0 1.0 928 $1,238 $1.33 14d 9 1.19mi
2023 Delaware St Beaumont, TX 3.0 1.0 1180 $1,300 $1.10 44d 1 1.20mi
2550 Pierce St Beaumont, TX 2.0 1.0 1044 $1,050 $1.01 44d 1 1.20mi
2530 Pierce St Beaumont, TX 2.0 1.0 950 $1,000 $1.05 44d 1 1.21mi
4565 Detroit St Beaumont, TX 2.0 1.0 880 $995 $1.13 44d 1 1.25mi
2640 Harrison Ave Beaumont, TX 3.0 1.0 1158 $1,295 $1.12 23d 1 1.26mi
4695 Collier St #8 Beaumont, TX 2.0 1.5 1121 $1,150 $1.03 44d 1 1.33mi
2565 Harrison Ave Beaumont, TX 3.0 2.0 1789 $2,150 $1.20 44d 1 1.33mi
3995 Crow Rd Unit 201 Beaumont, TX 2.0 2.0 1162 $1,550 $1.33 44d 1 1.37mi
3925 Crow Rd Unit 49 Beaumont, TX 2.0 1.5 1306 $1,325 $1.01 44d 1 1.38mi
565 25th St Beaumont, TX 2.0 2.0 1128 $1,650 $1.46 14d 1 1.40mi
4636 Collier St Beaumont, TX 2.0 1.0 969 $1,030 $1.06 44d 1 1.44mi
2260 Ashley St Beaumont, TX 3.0 2.0 1471 $1,595 $1.08 14d 1 1.46mi
2290 Long Ave Unit 05 Beaumont, TX 2.0 1.0 1055 $950 $0.90 23d 1 1.49mi

Listing history 20 events

  1. 2026-06-13
    days on market $115,000 Active 183 DOM
  2. 2026-06-10
    days on market $115,000 Active 181 DOM
  3. 2026-06-09
    days on market $115,000 Active 180 DOM
  4. 2026-06-08
    days on market $115,000 Active 179 DOM
  5. 2026-06-07
    days on market $115,000 Active 178 DOM
  6. 2026-06-03
    days on market $115,000 Active 174 DOM
  7. 2026-06-02
    days on market $115,000 Active 173 DOM
  8. 2026-06-01
    days on market $115,000 Active 172 DOM
  9. 2026-05-31
    days on market $115,000 Active 171 DOM
  10. 2026-05-30
    days on market $115,000 Active 170 DOM
  11. 2026-03-13
    status Active 426-char remark
    Show marketing remark (426 chars)

    Investor Special! Newly painted single-story home in a quiet Beaumont neighborhood. Located just 15 minutes from Lamar University, this home sits near H-E-B, Walmart, restaurants, parks, and major Beaumont conveniences. Enjoy quick access to Downtown Beaumont, medical centers, and I-10 for easy commuting. Spacious layout with potential for updates. Perfect for investment/rental. Motivated seller—don’t miss out!

  12. 2026-03-12
    historical 426-char remark
    Show marketing remark (426 chars)

    Investor Special! Newly painted single-story home in a quiet Beaumont neighborhood. Located just 15 minutes from Lamar University, this home sits near H-E-B, Walmart, restaurants, parks, and major Beaumont conveniences. Enjoy quick access to Downtown Beaumont, medical centers, and I-10 for easy commuting. Spacious layout with potential for updates. Perfect for investment/rental. Motivated seller—don’t miss out!

  13. 2025-12-10
    listed $115,000 Active 426-char remark
    Show marketing remark (426 chars)

    Investor Special! Newly painted single-story home in a quiet Beaumont neighborhood. Located just 15 minutes from Lamar University, this home sits near H-E-B, Walmart, restaurants, parks, and major Beaumont conveniences. Enjoy quick access to Downtown Beaumont, medical centers, and I-10 for easy commuting. Spacious layout with potential for updates. Perfect for investment/rental. Motivated seller—don’t miss out!

  14. 2024-09-13
    price $115,500
  15. 2023-10-04
    historical
  16. 2023-05-03
    price $117,000
  17. 2023-03-25
    listed $120,000 Active
  18. 2018-04-20
    soldstatus
  19. 2017-08-11
    soldstatus
  20. 2017-08-02
    listed $25,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$3,067 · $256/mo
Projected year-2 tax
$3,067 · $256/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 8/10 Severe FEMA zone X · 99% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,734
− Mortgage interest
−$6,442
− Property taxes
−$3,067
− Insurance
−$1,372
− Repairs & maintenance
−$1,419
− Management
−$1,419
− Depreciation
−$3,345
Taxable income
$670
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$161
After-tax cash flow
$2,173/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Beaumont ISD
NCES district ID
4809670
Math proficiency
14% ▼ -13.00%
Reading proficiency
22% ▼ -7.00%
Median HH income
$41,683
Composite
15.43/100
National rank
#9316
State rank
#789 of 826 in TX

Livability — Beaumont

Score
64/100
State rank
#739
US rank
#13710

Category grades

Amenities F Commute F Cost of living A+ Crime F Employment D Housing A+ Health & safety A+ User ratings B-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Beaumont, TX
County
Jefferson County · 203,592 people
City population
125,901
Metro
Beaumont-Port Arthur, TX
Population (ZIP)
30,393
Household income
$73,185
Rent vs Own
41.7% rent · 58.3% own
Severe rent burden
1299.0

Population outlook (Jefferson County) Hauer SSP2

Today (2025)
259,015 people
By 2030
260,685 · +0.6%
By 2040
263,309 · +1.7%
By 2050
265,237 · +2.4%
By 2075
270,193 · +4.3%
By 2100
255,628 · -1.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.61)
Race & ethnicity
White 56% Black 24% Hispanic / Latino 13% Two or more races 9% Asian 4%
Hispanic origin (detail)
Mexican 10%
Common ancestry
Lithuanian 4% Iranian 3% Slovak 2%
Foreign-born
8% · Canada, China
Languages at home
87% English-only · Spanish 8% Other Indo-European 2% German/W. Germanic 1%

Political lean MEDSL · Jefferson

2024 margin
Lean R (+8.9) · D 45.1% · R 54.0%
2008→2024 swing
-11.1pp toward R · 2008: 2.2pp · 2024: -8.9pp
All cycles
2024: R+8.9 2020: R+1.6 2016: R+0.5 2012: D+1.6 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -180.53%
Current HPI
159.4053
Rent YoY
▲ 0.66%
Metro
Beaumont-Port Arthur, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+360.0% since first listed
10 events — show timeline
  • 2026-03-13 Relisted HARMLS
  • 2026-03-12 Listing Removed HARMLS
  • 2025-12-10 Listed $115,000 HARMLS
  • 2024-09-13 Price Changed $115,500 BBOR
  • 2023-10-04 Listing Removed HARMLS
  • 2023-05-03 Price Changed $117,000 HARMLS
  • 2023-03-25 Listed $120,000 HARMLS
  • 2018-04-20 Sold (Public Records) Public Records
  • 2017-08-11 Sold (MLS) BBOR
  • 2017-08-02 Listed $25,000 BBOR

Property tax history

+3.6%/yr

Latest (2025): $3,067 · +19.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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