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286 Coonhunters Rd
C Composite 59.81
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +25.5/30.0
  • DSCR +8.4/10.0
  • ARV discount +7.5/15.0
  • 1% rule +6.7/10.0
  • Schools +3.2/10.0
  • Livability +3.2/5.0
  • Condition / age +2.8/5.0
  • Rent growth +2.6/5.0
  • Appreciation +0.0/10.0

$129,900

286 Coonhunters Rd · Bowling Green, KY 42101
3 bd · 2.0 ba · 1,756 sqft · SingleFamily · 73 Days on market
Built 1998 Average condition 0.46 ac lot $74/sqft · 56% below area ↓ 7% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Spacious 3-bedroom, 2-bath manufactured home on a permanent foundation offering approximately 1,700 sq ft of living space on nearly half an acre. This home features an open-concept layout with generous living areas and a large back deck—perfect for relaxing or entertaining. With great bones and just minor updates needed, this property presents an excellent opportunity for investors or buyers looking to add their personal touch. Enjoy the space, potential, and value this property has to offer!

Key facts

  • 0.46 acre lot
  • Built 1998
  • Listed 72 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $130k. Condition is rated average.

Deal economics

  • At list price, monthly cash flow is $302 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $130k).
  • Recommended offer: $122k (6.0% below list) — sets the bar for market timing.
  • Cap rate 9.1% vs local median 3.2% in Bowling Green — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 65/100 on livability (#255 in KY) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime C-, schools D+, amenities F.
  • Warren County (rural): math 30% / reading 43% proficiency, ranked #48 of 165 in KY (top 29%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents flat; 591 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 2,286 units permitted in Warren County in 2024 (1,410 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($48k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $898 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • Warren County population projected at +41% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 73 days — a 6% lower offer ($122k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $122,106 (6.0% below list)

Questions for the listing agent

  1. It's been on market 73 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.17%
Cap rate
9.08%
Cash-on-cash
9.96%
DSCR
1.44
GRM
7.1

CMA / ARV

ARV (median comp)
$298,129
List price
$129,900
Delta
-56.43%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7106 Stone Meade Ln 0.30mi 3/2.0 1,798 (+2%) 3mo $280,000 $156 80
7060 Stone Meade Ct 0.35mi 3/2.5 1,764 (+0%) 1mo $249,900 $142 80
7046 Stone Meade Ct 0.37mi 4/2.5 (+1) 1,685 (-4%) 6mo $279,900 $166 64
7195 Weatherstone Blvd 0.50mi 3/2.5 1,764 (+0%) 12mo $285,000 $162 64
285 Stone Crest Ave 0.70mi 3/2.0 1,698 (-3%) 1mo $319,000 $188 61
363 Hillwood Dr 0.46mi 3/2.0 1,800 (+2%) 17mo $295,000 $164 60
7148 Weatherstone Blvd 0.38mi 4/2.0 (+1) 1,792 (+2%) 20mo $301,000 $168 58
7211 Weatherstone Blvd 0.54mi 3/2.5 1,704 (-3%) 18mo $285,000 $167 53
744 Browning Rd 0.58mi 3/2.0 1,580 (-10%) 10mo $350,000 $222 48
7202 Centerstone Dr 0.48mi 3/2.0 1,520 (-13%) 9mo $274,000 $180 48
7174 Seagraves Ct 0.38mi 3/2.0 1,522 (-13%) 17mo $236,000 $155 46
7202 Eagle Stone Ln 0.60mi 3/2.0 1,544 (-12%) 18mo $255,000 $165 37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.28% rent growth · sell at horizon

5-year hold
IRR
-4.4%
Equity multiple
0.84×
Total profit
$-5,849
Equity at exit
$19,369
10-year hold
IRR
1.8%
Equity multiple
1.11×
Total profit
$4,032
Equity at exit
$11,231

Cash invested: $36,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
83 Strongly Landlord-Friendly
State Kentucky
83 Strongly Landlord-Friendly · R+16
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit (URLTA cities); generally landlord-friendly.

ZIP-level market 42101

Home prices YoY
-20.9%
Rents YoY
0.3%
Active inventory
591
Price-to-rent
7.1×

Monthly cashflow live

Estimated rent
$1,518 medium interval (Pro) →
Mortgage (P&I)
$681
Tax est. 1.5%
$162 /mo · $1,948/yr
Insurance
$54
HOA
$0
Vacancy / Maint / Mgmt
$319
Net cashflow
$302

Break-even live

Break-even rent $1,136
Max offer price $129,900
Occupancy floor 75%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,475
Closing costs
$3,897
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7437 Russellville Rd Apt 814 Bowling Green, KY 2.0 2.5 1390 $1,395 $1.00 43d 1 0.34mi
360 Cedar Hollow Dr Bowling Green, KY 3.0 1.0 1349 $1,600 $1.19 43d 1 1.42mi

Listing history 19 events

  1. 2026-06-19
    days on market $129,900 Active 73 DOM
  2. 2026-06-18
    days on market $129,900 Active 72 DOM
  3. 2026-06-17
    price $129,900 Active 71 DOM
  4. 2026-06-17
    days on market $139,500 Active 71 DOM
  5. 2026-06-16
    days on market $139,500 Active 70 DOM
  6. 2026-06-15
    days on market $139,500 Active 69 DOM
  7. 2026-06-14
    days on market $139,500 Active 67 DOM
  8. 2026-06-13
    days on market $139,500 Active 66 DOM
  9. 2026-06-10
    days on market $139,500 Active 64 DOM
  10. 2026-06-09
    days on market $139,500 Active 63 DOM
  11. 2026-06-08
    days on market $139,500 Active 62 DOM
  12. 2026-06-07
    days on market $139,500 Active 61 DOM
  13. 2026-06-05
    days on market $139,500 Active 58 DOM
  14. 2026-06-02
    days on market $139,500 Active 56 DOM
  15. 2026-06-01
    days on market $139,500 Active 55 DOM
  16. 2026-05-31
    days on market $139,500 Active 54 DOM
  17. 2026-05-30
    days on market $139,500 Active 53 DOM
  18. 2026-05-06
    price $139,500 503-char remark
    Show marketing remark (503 chars)

    Spacious 3-bedroom, 2-bath manufactured home on a permanent foundation offering approximately 1,700 sq ft of living space on nearly half an acre. This home features an open-concept layout with generous living areas and a large back deck—perfect for relaxing or entertaining. With great bones and just minor updates needed, this property presents an excellent opportunity for investors or buyers looking to add their personal touch. Enjoy the space, potential, and value this property has to offer!

  19. 2026-04-07
    listed $149,500 Active 503-char remark
    Show marketing remark (503 chars)

    Spacious 3-bedroom, 2-bath manufactured home on a permanent foundation offering approximately 1,700 sq ft of living space on nearly half an acre. This home features an open-concept layout with generous living areas and a large back deck—perfect for relaxing or entertaining. With great bones and just minor updates needed, this property presents an excellent opportunity for investors or buyers looking to add their personal touch. Enjoy the space, potential, and value this property has to offer!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 3/10 Moderate 7% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$18,221
− Mortgage interest
−$7,276
− Property taxes
−$1,948
− Insurance
−$650
− Repairs & maintenance
−$1,458
− Management
−$1,458
− Depreciation
−$3,779
Taxable income
$1,652
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$397
After-tax cash flow
$3,225/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Average 55/100 Moderate rehab

This home has average condition with minor repairs and maintenance needed. Painting and landscaping can significantly increase its value.

Repairs flagged

  • Minor kitchen cabinets — existing cabinets need touch-up paint
  • Minor bathroom fixtures — existing fixtures need cleaning
  • Minor exterior siding — existing siding needs touch-up paint
  • Minor interior walls — existing paint needs touch-up
  • Minor HVAC units — existing units need cleaning

Value-add opportunities

  • Both painting — painting can improve the home's appearance and value
  • Both landscaping — landscaping can enhance curb appeal and property value

Renovation cost estimate screening

Repair itemSeverityEst. cost
kitchen cabinets · existing cabinets need touch-up paint Minor $500–3,000
bathroom fixtures · existing fixtures need cleaning Minor $500–3,000
exterior siding · existing siding needs touch-up paint Minor $500–3,000
interior walls · existing paint needs touch-up Minor $500–3,000
HVAC units · existing units need cleaning Minor $500–3,000
Total estimated repair cost · 5 items $2,500–15,000

Value-add ROI direction

  • Both painting — painting can improve the home's appearance and value
  • Both landscaping — landscaping can enhance curb appeal and property value

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Warren County
NCES district ID
2105730
Math proficiency
30% ▼ -18.00%
Reading proficiency
43% ▼ -16.00%
Median HH income
$50,092
Composite
31.55/100
National rank
#5958
State rank
#48 of 165 in KY

Livability — Bowling Green

Score
65/100
State rank
#255
US rank
#12782

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment F Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Warren County · 129,408 people
City population
129,408
Metro
Bowling Green, KY
Population (ZIP)
65,421
Household income
$48,217
Rent vs Own
55.3% rent · 44.7% own
Severe rent burden
3855.0

Population outlook (Warren County) Hauer SSP2

Today (2025)
144,620 people
By 2030
155,977 · +7.9%
By 2040
179,381 · +24.0%
By 2050
203,713 · +40.9%
By 2075
267,291 · +84.8%
By 2100
314,019 · +117.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (68%)
Race & ethnicity
White 68% Black 13% Hispanic / Latino 10% Two or more races 7% Asian 3%
Hispanic origin (detail)
Mexican 6%
Common ancestry
Slovak 2% American 1% Italian 1%
Foreign-born
10% · Canada, Philippines
Languages at home
84% English-only · Spanish 8% Other Asian/Pacific 2% Russian/Polish/Slavic 2%

Political lean MEDSL · Warren

2024 margin
Strong R (+24.3) · D 37.0% · R 61.3% · Other 1.6%
2008→2024 swing
-5.4pp toward R · 2008: -18.9pp · 2024: -24.3pp
All cycles
2024: R+24.3 2020: R+16.8 2016: R+24.2 2012: R+21.8 2008: R+18.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -73.34%
Current HPI
277.6554
Rent YoY
▲ 0.28%
Metro
Bowling Green, KY
State GDP YoY
▲ 1.81%
F500 in state
4

Industry mix (Fortune 500 HQ in KY)

Industry F500 HQs Revenue

Price history

-6.7% since first listed
2 events — show timeline
  • 2026-05-06 Price Changed $139,500 RASKMLS
  • 2026-04-07 Listed $149,500 RASKMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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