759 100th Ave N · Naples Park, FL 34108

$645,000

3 bd · 2.0 ba · 1,150 sqft · SingleFamily public records · 130 Days on market

Built 1980 6,534 sqft lot

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +13.0/30.0
• ARV discount +7.5/15.0
• Schools +5.0/10.0
• Rent growth +4.7/5.0
• DSCR +3.9/10.0
• Livability +3.2/5.0
• 1% rule +2.8/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

This home located in highly sought after subdivision of Naples Park is a short distance to beach and major shopping. A lovely 3 bedroom 2 bath single family home with carport located on the desirable 700 block has tiled floors , updated baths, solid surface kitchen counter tops, screened lanai and large fenced yard and room for a pool,

Key facts

• Hurricane windows
• Minutes from beaches
• Upgraded kitchen

Tags

• REMODELED HOME
• UPGRADED KITCHEN
• PRIVATE BACKYARD RETREAT
• HURRICANE WINDOWS
• MINUTES FROM BEACHES
• UPSCALE SHOPPING

Property features AI

Finance

• Other: Single unit / single-floor building (one unit, one floor)
• HOA & community: Non-gated community; No HOA maintenance required; Community amenities include boat storage, extra storage, guest room, hobby room, sidewalks, and streetlights

Exterior

• Parking: Paved driveway and paved parking; Attached carport (1 space); RV/boat parking available
• Security: Impact-resistant windows; Impact-resistant doors
• Utilities: Central water; Central sewer; Cable available
• Home design: Single-family residence; 1-story / ranch; Rear of house faces north; Residential property in Naples Park
• Construction: Concrete block construction; Stucco exterior; Shingle roof; Built in 1980; Foundation on slab
• Exterior features: Fenced yard; Fruit trees on lot; Patio; Room available for a pool; Landscaped view

Interior

• Kitchen: Kitchen with island; Electric cooktop; Self-cleaning oven; Microwave; Dishwasher; Disposal; Refrigerator / freezer; Refrigerator with icemaker
• Bedrooms: 3 bedrooms
• Flooring: Tile flooring
• Bathrooms: 2 full bathrooms; Master bath with shower (no tub)
• Heating & cooling: Central electric heat; Central electric cooling
• Interior features: Built-in cabinets; Cable prewire / high-speed internet available; Closet cabinets; French doors; Great room floor plan; Den / study; Guest room and guest bath; Laundry in garage; Dining area usable as family or living dining
• Laundry & utility: Washer and dryer included or negotiable; Washer/dryer hook-up

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $645k.

Deal economics

• At list price, monthly cash flow is $-36 ($-437/yr) — negative.
• To cash-flow at today's rent, offer at most $639k (1.0% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $502k (22.1% below list).
• Recommended offer: $502k (22.1% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 64/100 on livability (#696 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, housing A-, employment B+; Watch: health & safety D, amenities F, commute F.
• Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Zoned schools: Naples Park Elementary School (math 67% / reading 57%, grade B, #608 of 2,144 statewide, top 29%, 395 students, 48% FRL); Pine Ridge Middle School (math 74% / reading 70%, grade A, #52 of 571 statewide, top 10%, 832 students, 31% FRL); Barron Collier High School (math 62% / reading 68%, grade B, #76 of 667 statewide, top 11%, 1,650 students, 26% FRL) — zoned schools average 35% FRL vs 55% district-wide (20 pts lower); this property's tenant base skews higher-income than the district average.
• Market conditions: Rents rising fast (+8.7%/yr); 684 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 26d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
• At $5,022/mo this rent would consume 51% of the median local household income ($119k/yr) (locally 237% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $19k of value loss. Plan a longer hold.
• Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 130 days — a 12% lower offer ($568k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→31/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $502,209 (22.1% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 130 days. Have you received any prior offers? Is the seller open to a 22% concession, seller financing, or rate buy-down credit?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.78% ✗
• Cap rate: 6.23%
• Cash-on-cash: -0.24%
• DSCR: 0.99
• GRM: 10.7

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: -11.8%
• Equity multiple: 0.55×
• Total profit: $-80,498
• Equity at exit: $96,172

10-year hold

• IRR: 3.0%
• Equity multiple: 1.26×
• Total profit: $46,891
• Equity at exit: $55,768

Cash invested: $180,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34108

• Rents YoY: 8.7%
• Active inventory: 684
• Price-to-rent: 10.7×

Monthly cashflow live

• Estimated rent: $5,022 high
• Mortgage (P&I): −$3,382
• Tax from tax record: −$353 /mo · $4,232/yr
• Insurance: −$269
• HOA: −$0
• Vacancy / Maint / Mgmt: −$1,055
• Net cashflow: $-36

Break-even live

Break-even rent $5,068

Max offer price $638,570

Occupancy floor 96%

Sensitivity live

Price	-10% $329	-5% $146	+0% $-36	+5% $-219	+10% $-402
Rent	-10% $-433	-5% $-235	+0% $-36	+5% $162	+10% $360
Rate	-1.0pp $288	-0.5pp $128	base $-36	+0.5pp $-204	+1.0pp $-374

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $161,250
• Closing costs: $19,350
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
751 100th Ave N Naples, FL	2.0	1.0	912	$4,000	$4.39	25d	1	0.03mi
757 101st Ave N Naples, FL	3.0	2.0	1366	$3,900	$2.86	25d	1	0.04mi
10022 8th St N Unit 22 Naples, FL	2.0	2.0	1250	$2,250	$1.80	25d	1	0.13mi
10022 8th St N Unit B Naples, FL	2.0	2.0	1249	$2,225	$1.78	16d	1	0.13mi
691 102nd Ave N Naples, FL	3.0	2.0	1311	$7,000	$5.34	25d	1	0.21mi
671 100th Ave N Naples, FL	3.0	2.0	1164	$5,500	$4.73	25d	1	0.22mi
731 104th Ave N Naples, FL	2.0	2.0	1388	$12,000	$8.65	25d	1	0.24mi
663 100th Ave N Naples, FL	2.0	1.0	1000	$2,650	$2.65	25d	1	0.24mi
714 105th Ave N Naples, FL	3.0	2.0	1491	$4,150	$2.78	25d	1	0.28mi
749 105th Ave N Naples, FL	3.0	2.0	1394	$4,000	$2.87	25d	1	0.29mi
650 103rd Ave N Naples, FL	3.0	2.0	1025	$2,700	$2.63	25d	1	0.30mi
856 104th Ave N Naples, FL	3.0	2.0	1398	$3,750	$2.68	25d	1	0.32mi
668 97th Ave N Unit A Naples, FL	2.0	1.0	775	$4,500	$5.81	25d	1	0.33mi
757 95th Ave N Naples, FL	2.0	2.0	1100	$2,150	$1.95	25d	1	0.33mi
717 95th Ave N Unit 1 Naples, FL	2.0	1.0	1500	$2,100	$1.40	25d	1	0.34mi
692 106th Ave N Unit 1387168P Naples, FL	3.0	3.0	1356	$6,573	$4.85	16d	1	0.36mi
625 97th Ave N Naples, FL	3.0	2.0	1496	$3,800	$2.54	25d	1	0.38mi
604 102nd Ave N Naples, FL	3.0	2.0	1197	$3,150	$2.63	16d	1	0.38mi
791 94th Ave N Naples, FL	3.0	2.0	1400	$9,000	$6.43	25d	1	0.40mi
698 107th Ave N Naples, FL	4.0	3.0	1487	$3,800	$2.56	25d	1	0.41mi
645 95th Ave N Unit 1 Naples, FL	3.0	2.0	957	$2,750	$2.87	16d	1	0.43mi
829 107th Ave N Unit 1 Naples, FL	2.0	2.0	1000	$2,200	$2.20	25d	1	0.43mi
671 94th Ave N Naples, FL	3.0	2.0	1464	$6,800	$4.64	25d	1	0.44mi
792 108th Ave N Naples, FL	3.0	2.0	1446	$8,500	$5.88	25d	1	0.45mi
724 108th Ave N Unit 1073495P Naples, FL	3.0	2.0	1151	$4,915	$4.27	16d	1	0.45mi
800 108th Ave N Unit 1534808P Naples, FL	2.0	2.0	914	$5,897	$6.45	16d	1	0.45mi
673 107th Ave N Naples, FL	3.0	2.0	1428	$3,850	$2.70	25d	1	0.47mi
630 95th Ave N Unit A Naples, FL	3.0	2.0	1411	$2,995	$2.12	25d	1	0.47mi
630 95th Ave N Unit S Naples, FL	3.0	2.0	1411	$5,500	$3.90	25d	1	0.47mi
10580 6th St Naples, FL	2.0	1.0	1000	$2,300	$2.30	25d	1	0.50mi
746 109th Ave N Naples, FL	2.0	1.0	850	$1,895	$2.23	25d	1	0.51mi
547 101st Ave N Naples, FL	2.0	1.0	768	$2,750	$3.58	25d	1	0.52mi
572 105th Ave N Naples, FL	3.0	2.0	1485	$9,250	$6.23	25d	1	0.53mi
536 101st Ave N Naples, FL	3.0	1.0	1016	$2,500	$2.46	16d	1	0.54mi
838 109th Ave N Naples, FL	3.0	2.0	1168	$5,299	$4.54	25d	1	0.54mi
650 93rd Ave N Unit 1073498P Naples, FL	3.0	2.0	1442	$5,136	$3.56	16d	1	0.55mi
531 99th Ave N Naples, FL	2.0	1.0	794	$2,000	$2.52	25d	1	0.57mi
532 103rd Ave N Naples, FL	3.0	2.0	1326	$8,000	$6.03	25d	1	0.58mi
749 91st Ave N Naples, FL	3.0	3.0	1417	$3,750	$2.65	16d	1	0.58mi
521 102nd Ave N Naples, FL	3.0	2.0	1432	$5,000	$3.49	16d	1	0.59mi

Listing history 26 events

1. 2026-06-21
   days on market $645,000 Active 130 DOM
2. 2026-06-18
   days on market $645,000 Active 127 DOM
3. 2026-06-17
   days on market $645,000 Active 126 DOM
4. 2026-06-16
   days on market $645,000 Active 125 DOM
5. 2026-06-15
   days on market $645,000 Active 124 DOM
6. 2026-06-14
   days on market $645,000 Active 122 DOM
7. 2026-06-10
   days on market $645,000 Active 119 DOM
8. 2026-06-09
   days on market $645,000 Active 118 DOM
9. 2026-06-08
   days on market $645,000 Active 117 DOM
10. 2026-06-07
    days on market $645,000 Active 116 DOM
11. 2026-06-03
    days on market $645,000 Active 112 DOM
12. 2026-06-02
    days on market $645,000 Active 111 DOM
13. 2026-06-01
    days on market $645,000 Active 110 DOM
14. 2026-05-31
    days on market $645,000 Active 109 DOM
15. 2026-05-30
    days on market $645,000 Active 108 DOM
16. 2026-02-11
    listed $645,000 Active
17. 2025-10-17
    historical
18. 2024-10-28
    listed $720,000 Active
19. 2022-06-16
    soldstatus $753,000
20. 2022-06-15
    historical 338-char remark

    Show marketing remark (338 chars)

    This home located in highly sought after subdivision of Naples Park is a short distance to beach and major shopping. A lovely 3 bedroom 2 bath single family home with carport located on the desirable 700 block has tiled floors , updated baths, solid surface kitchen counter tops, screened lanai and large fenced yard and room for a pool,

21. 2022-06-14
    soldstatus $753,000 Sold 338-char remark

    Show marketing remark (338 chars)

    This home located in highly sought after subdivision of Naples Park is a short distance to beach and major shopping. A lovely 3 bedroom 2 bath single family home with carport located on the desirable 700 block has tiled floors , updated baths, solid surface kitchen counter tops, screened lanai and large fenced yard and room for a pool,

22. 2022-04-06
    soldstatus $625,000
23. 2022-03-15
    status Pending 338-char remark

    Show marketing remark (338 chars)

    This home located in highly sought after subdivision of Naples Park is a short distance to beach and major shopping. A lovely 3 bedroom 2 bath single family home with carport located on the desirable 700 block has tiled floors , updated baths, solid surface kitchen counter tops, screened lanai and large fenced yard and room for a pool,

24. 2022-03-01
    price $745,000 338-char remark

    Show marketing remark (338 chars)

    This home located in highly sought after subdivision of Naples Park is a short distance to beach and major shopping. A lovely 3 bedroom 2 bath single family home with carport located on the desirable 700 block has tiled floors , updated baths, solid surface kitchen counter tops, screened lanai and large fenced yard and room for a pool,

25. 2022-02-17
    listed $775,000 Active 338-char remark

    Show marketing remark (338 chars)

    This home located in highly sought after subdivision of Naples Park is a short distance to beach and major shopping. A lovely 3 bedroom 2 bath single family home with carport located on the desirable 700 block has tiled floors , updated baths, solid surface kitchen counter tops, screened lanai and large fenced yard and room for a pool,

26. 1997-06-18
    soldstatus $91,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $4,232 · $353/mo
• Projected year-2 tax: $5,354 · $446/mo
• Expected delta: +$1,122/yr (+$93/mo · 26.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (shaded) · 56% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 31 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $60,265
• − Mortgage interest: −$36,130
• − Property taxes: −$4,232
• − Insurance: −$3,225
• − Repairs & maintenance: −$4,821
• − Management: −$4,821
• − Depreciation: −$18,764
• Taxable loss: −$11,728
• Est. tax savings @ 24.0%: +$2,815
• After-tax cash flow: $2,378/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Collier
• NCES district ID: 1200330
• Math proficiency: 60% ▼ -4.00%
• Reading proficiency: 56% ▼ -2.00%
• Median HH income: $58,275
• Composite: 50.23/100
• National rank: #1892
• State rank: #16 of 73 in FL

Livability — Naples Park

• Score: 64/100
• State rank: #696
• US rank: #14564

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment B+ Housing A- Health & safety D User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Naples Park, FL
• County: Collier County · 396,295 people
• Metro: Naples-Marco Island, FL
• Population (ZIP): 16,237
• Household income: $119,212
• Rent vs Own: 14.0% rent · 86.0% own
• Severe rent burden: 237.0

Population outlook (Collier County) Hauer SSP2

• Today (2025): 420,858 people
• By 2030: 450,054 · +6.9%
• By 2040: 502,232 · +19.3%
• By 2050: 544,932 · +29.5%
• By 2075: 627,203 · +49.0%
• By 2100: 659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (87%)
• Race & ethnicity: White 87% Hispanic / Latino 8% Two or more races 7% Asian 1% Black 1%
• Hispanic origin (detail): Mexican 2% Cuban 3%
• Common ancestry: Romanian 5% Lithuanian 3% Slovak 3%
• Foreign-born: 16% · Canada, Dominican Republic, South Korea
• Languages at home: 86% English-only · Spanish 6% Russian/Polish/Slavic 2% Other Indo-European 2%

Political lean MEDSL · Collier

• 2024 margin: Solid R (+33.1) · D 33.1% · R 66.2%
• 2008→2024 swing: -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
• All cycles: 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -587.97%
• Current HPI: 275.1872
• Rent YoY: ▲ 8.74%
• Metro: Naples-Marco Island, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+601.8% since first listed

11 events — show timeline

• 2026-02-11 Listed $645,000 NAPLESMLS
• 2025-10-17 Listing Removed — NAPLESMLS
• 2024-10-28 Listed $720,000 NAPLESMLS
• 2022-06-16 Sold (Public Records) $753,000 Public Records
• 2022-06-15 Listing Removed — NAPLESMLS
• 2022-06-14 Sold (MLS) $753,000 NAPLESMLS
• 2022-04-06 Sold (Public Records) $625,000 Public Records
• 2022-03-15 Pending — NAPLESMLS
• 2022-03-01 Price Changed $745,000 NAPLESMLS
• 2022-02-17 Listed $775,000 NAPLESMLS
• 1997-06-18 Sold (Public Records) $91,900 Public Records

Property tax history

+9.0%/yr

Latest (2025): $4,232 · -25.7% YoY. Source: county tax records.