17253 N Rosemont St · Maricopa, AZ 85138

$350,000

5 bd · 3.0 ba · 2,261 sqft · SingleFamily public records · 1 Days on market

Built 2014 5,061 sqft lot $155/sqft · 12% below area Est $397k · 12% under $80/mo HOA · 4% of rent

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Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +12.8/15.0
• Cash flow +7.3/30.0
• Appreciation +4.6/10.0
• Livability +3.6/5.0
• Rent growth +2.9/5.0
• Condition / age +2.5/5.0
• Schools +2.3/10.0
• 1% rule +1.5/10.0
• DSCR +1.5/10.0

Listing remarks MLS

I'm wild about this one!! With a full price offer, seller is willing to contribute toward buyers' closing costs. Refreshed & move-in ready!! Desirable 5 bedroom, 3 bathroom home features a main-level bedroom, efficiency of solar, all fresh interior/exterior paint, new flooring throughout, and upgraded landscaping. Located on a premium corner lot with generous outdoor space and convenient access to everyday shopping & dining. This home offers both space and an attractive location in one package!! Must see!! 3.75% VA LOAN IS ASSUMABLE!!

Key facts

• 5,061 sq ft lot
• 2 garage spots
• Built 2014

What this means for you Summary

Snapshot

• This is a 5-bed/3.0-bath single-family listed at $350k.

Deal economics

• At list price, monthly cash flow is $-468 ($-6k/yr) — negative.
• To cash-flow at today's rent, offer at most $267k (23.6% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $228k (34.9% below list).
• Recommended offer: $228k (34.9% below list) — sets the bar for 1% rule.
• Cap rate 4.7% vs local median 3.7% in Maricopa — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

• Location reads 72/100 on livability (#28 in AZ) — a middle-class / working-renter tenant base. Strengths: housing A+, employment A-, crime B+; Watch: amenities F, commute F, health & safety F.
• Maricopa Unified School District (4441) (town): math 20% / reading 29% proficiency, ranked #128 of 249 in AZ (top 51%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Market conditions: Rents rising (+1.8%/yr); 845 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 9,504 units permitted in Pinal County in 2024 (776 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-0.9%/yr); year-one equity from $2k of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.

Negotiation context

• Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
• 4 sale attempts since 12y ago; this cycle's ask has dropped $30k (8%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $176k; list at $350k implies a 98% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: moderate flood risk; major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $227,692 (34.9% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.65% ✗
• Cap rate: 4.69%
• Cash-on-cash: -5.73%
• DSCR: 0.75
• GRM: 12.8

CMA / ARV

• ARV (median comp): $396,583
• List price: $350,000
• Delta: -11.75%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
42017 W Rosa Dr	0.38mi	5/3.0	2,099 (-7%)	2mo	$339,000	$162	69
42165 W Ramona St	0.12mi	4/2.5 (-1)	2,571 (+14%)	1mo	$375,000	$146	64
43010 W Palo Amarillo Rd	0.45mi	4/2.5 (-1)	2,389 (+6%)	1mo	$367,990	$154	62
18382 N Arbor Dr	0.75mi	4/3.0 (-1)	2,250 (-0%)	0mo	$340,000	$151	59
41779 W Mano Pl	0.30mi	4/3.0 (-1)	2,528 (+12%)	6mo	$425,000	$168	57
42895 W Peters Dr	0.71mi	4/3.0 (-1)	2,197 (-3%)	3mo	$329,990	$150	55
42490 W Krista Dr	0.39mi	4/3.0 (-1)	1,977 (-13%)	1mo	$360,000	$182	55
42835 W Peters Dr	0.68mi	4/3.0 (-1)	2,197 (-3%)	6mo	$329,990	$150	53
42945 W Peters Dr	0.74mi	4/3.0 (-1)	2,197 (-3%)	3mo	$329,990	$150	53
42895 W Palo Amarillo Rd	0.55mi	4/2.5 (-1)	2,389 (+6%)	6mo	$359,990	$151	53
42860 W Peters Dr	0.68mi	4/2.5 (-1)	2,197 (-3%)	5mo	$336,990	$153	53
42960 W Palo Amarillo Rd	0.59mi	4/2.0 (-1)	2,143 (-5%)	6mo	$333,690	$156	50

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.89% appreciation · 1.78% rent growth · sell at horizon

5-year hold

• IRR: -13.6%
• Equity multiple: 0.42×
• Total profit: $-57,202
• Equity at exit: $86,376

10-year hold

• IRR: -7.9%
• Equity multiple: 0.29×
• Total profit: $-69,135
• Equity at exit: $92,322

Cash invested: $98,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Arizona: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

Methodology + full state rankings →

ZIP-level market 85138

• Home prices YoY: -0.3%
• Rents YoY: 1.8%
• Active inventory: 845
• Price-to-rent: 12.8×

Monthly cashflow live

• Estimated rent: $2,277 high
• Mortgage (P&I): −$1,835
• Tax from tax record: −$205 /mo · $2,466/yr
• Insurance: −$146
• HOA: −$80
• Vacancy / Maint / Mgmt: −$478
• Net cashflow: $-468

Break-even live

Break-even rent $2,869

Max offer price $267,331

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $87,500
• Closing costs: $10,500
• Reserves months: —
• Total cash needed: —

Rent comps 15 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
42275 W Calle St Maricopa, AZ	4.0	3.0	1807	$2,050	$1.13	43d	1	0.22mi
42275 W Calle St Maricopa, AZ	4.0	3.0	1807	$2,050	$1.13	3d	1	0.22mi
16635 N Lunar St Maricopa, AZ	5.0	3.0	2082	$2,100	$1.01	1d	1	0.41mi
41261 W Laramie Rd Maricopa, AZ	4.0	2.5	2691	$1,895	$0.70	12d	1	0.77mi
18175 N Cook Dr Maricopa, AZ	5.0	3.5	3133	$2,100	$0.67	2d	1	0.83mi
18426 N Lariat Rd Maricopa, AZ	4.0	2.5	2567	$1,995	$0.78	43d	1	0.86mi
43760 W Cypress Ln Maricopa, AZ	4.0	2.0	2142	$2,000	$0.93	43d	1	1.24mi
43814 W Cypress Ln Maricopa, AZ	4.0	2.0	2170	$2,095	$0.97	43d	1	1.27mi
19053 N Wilson St Unit 1545785P Maricopa, AZ	5.0	3.0	3239	$4,438	$1.37	16d	1	1.28mi
43371 W Elizabeth Ave Maricopa, AZ	4.0	2.5	2274	$1,739	$0.76	43d	1	1.29mi
18967 N Leland Rd Maricopa, AZ	4.0	2.5	2275	$1,000	$0.44	4d	1	1.31mi
43194 W Jeremy St Maricopa, AZ	4.0	2.5	2424	$1,699	$0.70	43d	1	1.34mi
40086 W Bonneau St Maricopa, AZ	4.0	2.0	1878	$1,729	$0.92	16d	1	1.43mi
43250 W Estrada St Maricopa, AZ	4.0	2.0	2349	$1,950	$0.83	24d	1	1.45mi
19488 N Falcon Ln Maricopa, AZ	4.0	3.0	1836	$2,300	$1.25	11d	1	1.46mi

HOA detail

• Monthly dues: $80 · $960/yr
• Likely covers: landscaping

Listing history 24 events

1. 2026-06-17
   days on marketlisting id $350,000 Active 1 DOM
2. 2026-06-13
   days on market $350,000 Active 108 DOM
3. 2026-06-13
   days on market $350,000 Active 107 DOM
4. 2026-06-09
   days on market $350,000 Active 104 DOM
5. 2026-06-08
   days on market $350,000 Active 103 DOM
6. 2026-06-07
   days on market $350,000 Active 102 DOM
7. 2026-06-04
   days on market $350,000 Active 99 DOM
8. 2026-06-03
   days on market $350,000 Active 98 DOM
9. 2026-06-02
   days on market $350,000 Active 97 DOM
10. 2026-06-01
    days on market $350,000 Active 96 DOM
11. 2026-05-31
    days on market $350,000 Active 95 DOM
12. 2026-05-11
    price $350,000 554-char remark

    Show marketing remark (554 chars)

    I'm wild about this one!! With a full price offer, seller is willing to contribute toward buyers' closing costs. Refreshed & move-in ready!! Desirable 5 bedroom, 3 bathroom home features a main-level bedroom, efficiency of solar, all fresh interior/exterior paint, new flooring throughout, and upgraded landscaping. Located on a premium corner lot with generous outdoor space and convenient access to everyday shopping & dining. This home offers both space and an attractive location in one package!! Must see!! 3.75% VA LOAN IS ASSUMABLE!!

13. 2026-04-09
    price $365,000 554-char remark

    Show marketing remark (554 chars)

    I'm wild about this one!! With a full price offer, seller is willing to contribute toward buyers' closing costs. Refreshed & move-in ready!! Desirable 5 bedroom, 3 bathroom home features a main-level bedroom, efficiency of solar, all fresh interior/exterior paint, new flooring throughout, and upgraded landscaping. Located on a premium corner lot with generous outdoor space and convenient access to everyday shopping & dining. This home offers both space and an attractive location in one package!! Must see!! 3.75% VA LOAN IS ASSUMABLE!!

14. 2026-02-25
    listed $380,000 Active 554-char remark

    Show marketing remark (554 chars)

    I'm wild about this one!! With a full price offer, seller is willing to contribute toward buyers' closing costs. Refreshed & move-in ready!! Desirable 5 bedroom, 3 bathroom home features a main-level bedroom, efficiency of solar, all fresh interior/exterior paint, new flooring throughout, and upgraded landscaping. Located on a premium corner lot with generous outdoor space and convenient access to everyday shopping & dining. This home offers both space and an attractive location in one package!! Must see!! 3.75% VA LOAN IS ASSUMABLE!!

15. 2025-11-20
    historical
16. 2025-11-20
    listed $400,000 Active
17. 2015-12-02
    soldstatus $176,450 Closed
18. 2015-10-04
    historical Under Contract Accepting Backups
19. 2015-06-22
    listed $176,450 Active
20. 2015-03-03
    historical
21. 2015-01-16
    price $196,000
22. 2014-12-11
    price $196,450
23. 2014-12-11
    price $189,450
24. 2014-09-03
    listed $191,345 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AZ · Resets to sale price

• Current annual tax: $2,466 · $205/mo
• Projected year-2 tax: $2,466 · $205/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 5/10 Major FEMA zone X (shaded) · 60% chance over 30 yrs
• 🔥 Wildfire 7/10 Severe
• 🌡 Heat 9/10 Extreme 7 d/yr ≥114°F today · 19 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $27,323
• − Mortgage interest: −$19,605
• − Property taxes: −$2,466
• − Insurance: −$1,750
• − Repairs & maintenance: −$2,186
• − Management: −$2,186
• − HOA: −$960
• − Depreciation: −$10,182
• Taxable loss: −$12,011
• Est. tax savings @ 24.0%: +$2,883
• After-tax cash flow: $-2,733/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Maricopa Unified School District (4441)
• NCES district ID: 0404720
• Math proficiency: 20% ▼ -18.00%
• Reading proficiency: 29% ▼ -9.00%
• Median HH income: $63,725
• Composite: 22.92/100
• National rank: #7993
• State rank: #128 of 249 in AZ

Livability — Maricopa

• Score: 72/100
• State rank: #28
• US rank: #5943

Category grades

Amenities F Commute F Cost of living B- Crime B+ Employment A- Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Maricopa, AZ
• County: Pinal County · 399,947 people
• City population: 76,044
• Metro: Phoenix-Mesa-Chandler, AZ
• Population (ZIP): 55,260
• Household income: $95,867
• Rent vs Own: 17.7% rent · 82.3% own
• Severe rent burden: 432.0

Population outlook (Pinal County) Hauer SSP2

• Today (2025): 437,574 people
• By 2030: 446,903 · +2.1%
• By 2040: 452,589 · +3.4%
• By 2050: 444,126 · +1.5%
• By 2075: 430,300 · -1.7%
• By 2100: 393,536 · -10.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.69)
• Race & ethnicity: White 45% Hispanic / Latino 30% Two or more races 17% Black 13% Native American 3% Asian 3% Pacific Islander 1%
• Hispanic origin (detail): Mexican 26% Puerto Rican 1%
• Common ancestry: Lithuanian 2% Romanian 2% Italian 2%
• Foreign-born: 10% · Canada
• Languages at home: 79% English-only · Spanish 16% Other Asian/Pacific 1% Other Indo-European 1%

Political lean MEDSL · Pinal

• 2024 margin: Strong R (+22.1) · D 38.5% · R 60.6%
• 2008→2024 swing: -7.6pp toward R · 2008: -14.5pp · 2024: -22.1pp
• All cycles: 2024: R+22.1 2020: R+17.3 2016: R+19.3 2012: R+17.1 2008: R+14.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.89%
• Current HPI: 258.1461
• Rent YoY: ▲ 1.78%
• Metro: Phoenix-Mesa-Chandler, AZ
• State GDP YoY: ▲ 4.54%
• F500 in state: 20

Industry mix (Fortune 500 HQ in AZ)

Industry	F500 HQs	Revenue
▸Technology	2	$13B
▸Mining / Metals	1	$23B
▸Environmental Services	1	$16B
▸Metals / Steel	1	$14B
▸Technology Distribution	1	$9B
▸Homebuilding	1	$8B

Price history

+82.9% since first listed

13 events — show timeline

• 2026-05-11 Price Changed $350,000 ARMLS
• 2026-04-09 Price Changed $365,000 ARMLS
• 2026-02-25 Listed $380,000 ARMLS
• 2025-11-20 Listing Removed — ARMLS
• 2025-11-20 Listed $400,000 ARMLS
• 2015-12-02 Sold (MLS) $176,450 ARMLS
• 2015-10-04 Contingent — ARMLS
• 2015-06-22 Listed $176,450 ARMLS
• 2015-03-03 Listing Removed — ARMLS
• 2015-01-16 Price Changed $196,000 ARMLS
• 2014-12-11 Price Changed $189,450 ARMLS
• 2014-12-11 Price Changed $196,450 ARMLS
• 2014-09-03 Listed $191,345 ARMLS

Property tax history

+19.3%/yr

Latest (2025): $2,466 · +3.6% YoY. Source: county tax records.