7189 NW Chapel Woods Ln · Kansas City, MO
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $473 – $860
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,054 – $1,958
Heat risk 4/10 · Minor
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 17 days/yr
Wind risk 2/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +22.7/30.0
- Appreciation +10.0/10.0
- ARV discount +8.8/15.0
- DSCR +7.3/10.0
- 1% rule +5.4/10.0
- Schools +4.5/10.0
- Rent growth +4.3/5.0
- Livability +3.9/5.0
- Condition / age +2.5/5.0
$210,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Great opportunity to own a spacious townhome and not worry about your rent increasing! All new paint and carpet, just move right in. Great room with fireplace and glass door to patio. Kitchen has painted cabinets and large pantry. The main level half bath has been updated. 2nd floor has master suite with private updated bath and large walk in closet. 2 additional bedrooms and a hall bath finish out that level. The basement has a rec room with new vinyl plank flooring and plenty of storage area as well as the laundry hook ups. Privacy fence around the back patio area with some grass for pets or gardening. Community pool, play area and Park Hill Schools!
Key facts
- Garage
- Community pool
- Built 1970
Property features AI
Finance
- Other: Living area approximately 1,958 above and below grade finished area noted; Property not in flood plain
- HOA & community: HOA managed by Signature Management; Community clubhouse, play area, and pool; Lawn service included in association fees
Exterior
- Parking: Built-in garage; 1-car garage
- Security: Smoke detectors
- Utilities: Public water; Public sewer; Cable available; High-speed internet available
- Home design: Residential attached half-duplex; 2-story floor plan; Basement present (full, finished, concrete)
- Construction: Wood siding with brick trim; Composition roof
- Exterior features: Patio; Privacy wood fencing; City limits lot; Level site; Zero lot line; Paved road with public maintenance
Interior
- Kitchen: Dishwasher; Microwave; Electric range; Eat-in kitchen / living-dining combo; Pantry
- Bedrooms: 3 bedrooms (two on second floor, primary/main on first floor)
- Flooring: Carpet; Tile; Vinyl
- Bathrooms: 2 full bathrooms; 1 half bathroom; Shower only in one bathroom; Shower over tub in another bathroom
- Heating & cooling: Natural gas heat; Electric cooling
- Interior features: Ceiling fans; Painted cabinets; Pantry; Smart thermostat; Walk-in closets; Window coverings; Fireplace screen
- Laundry & utility: Laundry located in basement
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.5-bath other listed at $210k.
Deal economics
- At list price, monthly cash flow is $360 ($4k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $210k).
- Cap rate 8.3% vs local median 3.9% in Kansas City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 78/100 on livability (#28 in MO, #2,671 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
- Park Hill (urban): math 47% / reading 54% proficiency, ranked #26 of 324 in MO (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Prairie Point Elem. (math 49% / reading 48%, grade D, #334 of 1,115 statewide, top 30%, 422 students, 29% FRL); Park Hill High (math 70% / reading 71%, grade B+, #9 of 521 statewide, top 2%, 1,857 students, 25% FRL).
- Market conditions: Rents rising fast (+7.0%/yr); 264 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 234 units permitted in Platte County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $22k of equity ($1k loan paydown + $21k appreciation (10.0% local appreciation)).
- Platte County population projected at +31% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (10.0% appreciation + 7.0% rent growth), your $59k cash investment doubles in ~3 years — after that, you're playing with house money.
- By year 2, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
- 4 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.04% ✓
- Cap rate
- 8.35%
- Cash-on-cash
- 7.34%
- DSCR
- 1.33
- GRM
- 8.1
CMA / ARV
- ARV (median comp)
- $216,297
- List price
- $210,000
- Delta
- -2.91%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Projected returns pro-forma
10.0% appreciation · 7.03% rent growth · sell at horizon
- IRR
- 31.2%
- Equity multiple
- 3.49×
- Total profit
- $146,424
- Equity at exit
- $189,185
- IRR
- 28.3%
- Equity multiple
- 8.40×
- Total profit
- $435,004
- Equity at exit
- $407,984
Cash invested: $58,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 81 Strongly Landlord-Friendly
- State Missouri
- 81 Strongly Landlord-Friendly · R+10
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 64152
- Home prices YoY
- 4.7%
- Rents YoY
- 7.0%
- Active inventory
- 264
- Price-to-rent
- 8.1×
Monthly cashflow live
- Estimated rent
- $2,174 high interval (Pro) →
- Mortgage (P&I)
- −$1,101
- Tax from tax record
- −$169 /mo · $2,024/yr
- Insurance
- −$88
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$456
- Net cashflow
- $360
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $52,500
- Closing costs
- $6,300
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 8 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 6905 NW 72nd Ter Kansas City, MO | 3.0 | 1.0 | 1465 | $2,000 | $1.37 | 3d | 1 | 0.20mi |
| 6725 NW Hilldale Dr Kansas City, MO | 3.0 | 2.0 | 1629 | $2,300 | $1.41 | 17d | 1 | 0.74mi |
| 7641 N Stoddard Ave Kansas City, MO | 3.0 | 2.0 | 1766 | $2,200 | $1.25 | 43d | 1 | 0.74mi |
| 6904 NW 78th St Kansas City, MO | 3.0 | 1.0 | 1450 | $1,799 | $1.24 | 21d | 1 | 0.88mi |
| 8418 NW 68th St Kansas City, MO | 3.0 | 1.5 | 1714 | $2,141 | $1.25 | 10d | 1 | 0.97mi |
| 8310 NW 77th Ter Kansas City, MO | 4.0 | 2.5 | 1792 | $2,399 | $1.34 | 3d | 1 | 1.14mi |
| 8199 NW Milrey Dr Kansas City, MO | 3.0 | 2.5 | 1458 | $2,070 | $1.42 | 17d | 8 | 1.26mi |
| 5951 NW 63rd Ter Kansas City, MO | 1.0–3.0 | 1.0–2.0 | 1111 | $2,353 | $2.12 | 1d | 55 | 1.29mi |
Listing history 15 events
-
2026-06-07statusdays on market $210,000 Pending 2 DOM
-
2026-06-03days on market $210,000 Coming Soon 39 DOM
-
2026-06-02days on market $210,000 Coming Soon 38 DOM
-
2026-06-01days on market $210,000 Coming Soon 37 DOM
-
2026-05-31days on market $210,000 Coming Soon 36 DOM
-
2026-04-25historical $210,000 625-char remark
-
2022-12-02soldstatus
-
2022-12-01soldstatus Closed 660-char remark
Show marketing remark (660 chars)
Great opportunity to own a spacious townhome and not worry about your rent increasing! All new paint and carpet, just move right in. Great room with fireplace and glass door to patio. Kitchen has painted cabinets and large pantry. The main level half bath has been updated. 2nd floor has master suite with private updated bath and large walk in closet. 2 additional bedrooms and a hall bath finish out that level. The basement has a rec room with new vinyl plank flooring and plenty of storage area as well as the laundry hook ups. Privacy fence around the back patio area with some grass for pets or gardening. Community pool, play area and Park Hill Schools!
-
2022-11-03status Pending 660-char remark
Show marketing remark (660 chars)
Great opportunity to own a spacious townhome and not worry about your rent increasing! All new paint and carpet, just move right in. Great room with fireplace and glass door to patio. Kitchen has painted cabinets and large pantry. The main level half bath has been updated. 2nd floor has master suite with private updated bath and large walk in closet. 2 additional bedrooms and a hall bath finish out that level. The basement has a rec room with new vinyl plank flooring and plenty of storage area as well as the laundry hook ups. Privacy fence around the back patio area with some grass for pets or gardening. Community pool, play area and Park Hill Schools!
-
2022-11-01status Active 660-char remark
Show marketing remark (660 chars)
Great opportunity to own a spacious townhome and not worry about your rent increasing! All new paint and carpet, just move right in. Great room with fireplace and glass door to patio. Kitchen has painted cabinets and large pantry. The main level half bath has been updated. 2nd floor has master suite with private updated bath and large walk in closet. 2 additional bedrooms and a hall bath finish out that level. The basement has a rec room with new vinyl plank flooring and plenty of storage area as well as the laundry hook ups. Privacy fence around the back patio area with some grass for pets or gardening. Community pool, play area and Park Hill Schools!
-
2022-10-26status Pending 660-char remark
Show marketing remark (660 chars)
Great opportunity to own a spacious townhome and not worry about your rent increasing! All new paint and carpet, just move right in. Great room with fireplace and glass door to patio. Kitchen has painted cabinets and large pantry. The main level half bath has been updated. 2nd floor has master suite with private updated bath and large walk in closet. 2 additional bedrooms and a hall bath finish out that level. The basement has a rec room with new vinyl plank flooring and plenty of storage area as well as the laundry hook ups. Privacy fence around the back patio area with some grass for pets or gardening. Community pool, play area and Park Hill Schools!
-
2022-10-22$187,500 Active 660-char remark
Show marketing remark (660 chars)
Great opportunity to own a spacious townhome and not worry about your rent increasing! All new paint and carpet, just move right in. Great room with fireplace and glass door to patio. Kitchen has painted cabinets and large pantry. The main level half bath has been updated. 2nd floor has master suite with private updated bath and large walk in closet. 2 additional bedrooms and a hall bath finish out that level. The basement has a rec room with new vinyl plank flooring and plenty of storage area as well as the laundry hook ups. Privacy fence around the back patio area with some grass for pets or gardening. Community pool, play area and Park Hill Schools!
-
2017-01-12soldstatus Sold
Show marketing remark (223 chars)
This home has been investment property for many years but it would make a spacious starter home in a good school district. Great space but needs some updating and has been priced accordingly. Finished basement. Fenced yard.
-
2016-12-03historical Contingent - Accepting Backup Offers
Show marketing remark (223 chars)
This home has been investment property for many years but it would make a spacious starter home in a good school district. Great space but needs some updating and has been priced accordingly. Finished basement. Fenced yard.
-
2016-11-23$85,000 Active
Show marketing remark (223 chars)
This home has been investment property for many years but it would make a spacious starter home in a good school district. Great space but needs some updating and has been priced accordingly. Finished basement. Fenced yard.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MO · Resets to sale price
- Current annual tax
- $2,024 · $169/mo
- Projected year-2 tax
- $2,037 · $170/mo
- Expected delta
- +$13/yr (+$1/mo · 0.7%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 4/10 Moderate 7 d/yr ≥106°F today · 17 d/yr by 30 yrs out
- Wind 2/10 Low
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $26,082
- − Mortgage interest
- −$11,763
- − Property taxes
- −$2,024
- − Insurance
- −$1,050
- − Repairs & maintenance
- −$2,087
- − Management
- −$2,087
- − Depreciation
- −$6,109
- Taxable income
- $963
- Est. tax owed @ 24.0%
- −$231
- After-tax cash flow
- $4,085/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Park Hill
- NCES district ID
- 2923550
- Math proficiency
- 47% ▼ -3.00%
- Reading proficiency
- 54% ▼ -3.00%
- Median HH income
- $67,616
- Composite
- 44.86/100
- National rank
- #2723
- State rank
- #26 of 324 in MO
Livability — Kansas City
- Score
- 78/100
- State rank
- #28
- US rank
- #2671
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Kansas City, MO
- County
- Platte County · 100,198 people
- City population
- 439,467
- Metro
- Kansas City, MO-KS
- Population (ZIP)
- 31,545
- Household income
- $114,688
- Rent vs Own
- Severe rent burden
- 234.0
Population outlook (Platte County) Hauer SSP2
- Today (2025)
- 111,772 people
- By 2030
- 119,173 · +6.6%
- By 2040
- 133,326 · +19.3%
- By 2050
- 146,617 · +31.2%
- By 2075
- 178,626 · +59.8%
- By 2100
- 195,638 · +75.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (82%)
- Race & ethnicity
- White 82% Hispanic / Latino 7% Two or more races 6% Black 3% Asian 2%
- Hispanic origin (detail)
- Mexican 5% Puerto Rican 1%
- Common ancestry
- Romanian 4% Italian 4% Slovak 4%
- Foreign-born
- 4% · Canada, China
- Languages at home
- 93% English-only · Spanish 3% Other Indo-European 1% German/W. Germanic 1%
Political lean MEDSL · Platte
- 2024 margin
- Toss-up / Even · D 47.7% · R 50.8% · Other 1.4%
- 2008→2024 swing
- +3.2pp toward D · 2008: -6.4pp · 2024: -3.1pp
- All cycles
- 2024: R+3.1 2020: R+3.0 2016: R+13.0 2012: R+14.2 2008: R+6.4
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 33.10%
- Current HPI
- 739.89
- Rent YoY
- ▲ 7.03%
- Metro
- Kansas City, MO-KS
- State GDP YoY
- ▲ 1.84%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in MO)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Healthcare | 1 | $163B |
|
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| Insurance | 1 | $21B |
|
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| Industrial Technology | 1 | $17B |
|
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| Retail | 1 | $16B |
|
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| Industrial Distribution | 1 | $10B |
|
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| Utilities | 1 | $9B |
|
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Price history
+147.1% since first listed12 events — show timeline
- 2026-06-06 Pending — Heartland MLS as Distributed by MLS Grid
- 2026-06-05 Listed $210,000 Heartland MLS as Distributed by MLS Grid
- 2026-04-25 Coming Soon $210,000 Heartland MLS as Distributed by MLS Grid
- 2022-12-02 Sold (Public Records) — Public Records
- 2022-12-01 Sold (MLS) — Heartland MLS as Distributed by MLS Grid
- 2022-11-03 Pending — Heartland MLS as Distributed by MLS Grid
- 2022-11-01 Relisted — Heartland MLS as Distributed by MLS Grid
- 2022-10-26 Pending — Heartland MLS as Distributed by MLS Grid
- 2022-10-22 Listed $187,500 Heartland MLS as Distributed by MLS Grid
- 2017-01-12 Sold (MLS) — Heartland MLS as Distributed by MLS Grid
- 2016-12-03 Contingent — Heartland MLS as Distributed by MLS Grid
- 2016-11-23 Listed $85,000 Heartland MLS as Distributed by MLS Grid
Property tax history
+2.1%/yrLatest (2025): $2,024 · +11.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…