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7189 NW Chapel Woods Ln
B- Composite 69.23
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +22.7/30.0
  • Appreciation +10.0/10.0
  • ARV discount +8.8/15.0
  • DSCR +7.3/10.0
  • 1% rule +5.4/10.0
  • Schools +4.5/10.0
  • Rent growth +4.3/5.0
  • Livability +3.9/5.0
  • Condition / age +2.5/5.0

$210,000

7189 NW Chapel Woods Ln · Kansas City, MO 64152
3 bd · 1.5 ba · 2,192 sqft · Other public records · 2 Days on market
Built 1970 4,600 sqft lot $96/sqft · 13% below area Est $216k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Great opportunity to own a spacious townhome and not worry about your rent increasing! All new paint and carpet, just move right in. Great room with fireplace and glass door to patio. Kitchen has painted cabinets and large pantry. The main level half bath has been updated. 2nd floor has master suite with private updated bath and large walk in closet. 2 additional bedrooms and a hall bath finish out that level. The basement has a rec room with new vinyl plank flooring and plenty of storage area as well as the laundry hook ups. Privacy fence around the back patio area with some grass for pets or gardening. Community pool, play area and Park Hill Schools!

Key facts

  • Garage
  • Community pool
  • Built 1970

Property features AI

Finance

  • Other: Living area approximately 1,958 above and below grade finished area noted; Property not in flood plain
  • HOA & community: HOA managed by Signature Management; Community clubhouse, play area, and pool; Lawn service included in association fees

Exterior

  • Parking: Built-in garage; 1-car garage
  • Security: Smoke detectors
  • Utilities: Public water; Public sewer; Cable available; High-speed internet available
  • Home design: Residential attached half-duplex; 2-story floor plan; Basement present (full, finished, concrete)
  • Construction: Wood siding with brick trim; Composition roof
  • Exterior features: Patio; Privacy wood fencing; City limits lot; Level site; Zero lot line; Paved road with public maintenance

Interior

  • Kitchen: Dishwasher; Microwave; Electric range; Eat-in kitchen / living-dining combo; Pantry
  • Bedrooms: 3 bedrooms (two on second floor, primary/main on first floor)
  • Flooring: Carpet; Tile; Vinyl
  • Bathrooms: 2 full bathrooms; 1 half bathroom; Shower only in one bathroom; Shower over tub in another bathroom
  • Heating & cooling: Natural gas heat; Electric cooling
  • Interior features: Ceiling fans; Painted cabinets; Pantry; Smart thermostat; Walk-in closets; Window coverings; Fireplace screen
  • Laundry & utility: Laundry located in basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath other listed at $210k.

Deal economics

  • At list price, monthly cash flow is $360 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $210k).
  • Cap rate 8.3% vs local median 3.9% in Kansas City — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#28 in MO, #2,671 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F.
  • Park Hill (urban): math 47% / reading 54% proficiency, ranked #26 of 324 in MO (top 8%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Prairie Point Elem. (math 49% / reading 48%, grade D, #334 of 1,115 statewide, top 30%, 422 students, 29% FRL); Park Hill High (math 70% / reading 71%, grade B+, #9 of 521 statewide, top 2%, 1,857 students, 25% FRL).
  • Market conditions: Rents rising fast (+7.0%/yr); 264 active listings in the ZIP; 8 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 234 units permitted in Platte County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • In year one you build about $22k of equity ($1k loan paydown + $21k appreciation (10.0% local appreciation)).
  • Platte County population projected at +31% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (10.0% appreciation + 7.0% rent growth), your $59k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • Only 2 days on market — expect competitive offers; lowballing is unlikely to land.
  • 4 sale attempts since 10y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $210,000

Questions for the listing agent

  1. Built in 1970 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.04%
Cap rate
8.35%
Cash-on-cash
7.34%
DSCR
1.33
GRM
8.1

CMA / ARV

ARV (median comp)
$216,297
List price
$210,000
Delta
-2.91%
Verdict
FAIR
Comps
20 within 1.0 mi

Projected returns pro-forma

10.0% appreciation · 7.03% rent growth · sell at horizon

5-year hold
IRR
31.2%
Equity multiple
3.49×
Total profit
$146,424
Equity at exit
$189,185
10-year hold
IRR
28.3%
Equity multiple
8.40×
Total profit
$435,004
Equity at exit
$407,984

Cash invested: $58,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
81 Strongly Landlord-Friendly
State Missouri
81 Strongly Landlord-Friendly · R+10
County
— inherits STATE
City
— inherits STATE
Generally landlord-friendly; St Louis has some habitability requirements.

ZIP-level market 64152

Home prices YoY
4.7%
Rents YoY
7.0%
Active inventory
264
Price-to-rent
8.1×

Monthly cashflow live

Estimated rent
$2,174 high interval (Pro) →
Mortgage (P&I)
$1,101
Tax from tax record
$169 /mo · $2,024/yr
Insurance
$88
HOA
$0
Vacancy / Maint / Mgmt
$456
Net cashflow
$360

Break-even live

Break-even rent $1,718
Max offer price $210,000
Occupancy floor 78%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,500
Closing costs
$6,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 8 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
6905 NW 72nd Ter Kansas City, MO 3.0 1.0 1465 $2,000 $1.37 3d 1 0.20mi
6725 NW Hilldale Dr Kansas City, MO 3.0 2.0 1629 $2,300 $1.41 17d 1 0.74mi
7641 N Stoddard Ave Kansas City, MO 3.0 2.0 1766 $2,200 $1.25 43d 1 0.74mi
6904 NW 78th St Kansas City, MO 3.0 1.0 1450 $1,799 $1.24 21d 1 0.88mi
8418 NW 68th St Kansas City, MO 3.0 1.5 1714 $2,141 $1.25 10d 1 0.97mi
8310 NW 77th Ter Kansas City, MO 4.0 2.5 1792 $2,399 $1.34 3d 1 1.14mi
8199 NW Milrey Dr Kansas City, MO 3.0 2.5 1458 $2,070 $1.42 17d 8 1.26mi
5951 NW 63rd Ter Kansas City, MO 1.0–3.0 1.0–2.0 1111 $2,353 $2.12 1d 55 1.29mi

Listing history 15 events

  1. 2026-06-07
    statusdays on market $210,000 Pending 2 DOM
  2. 2026-06-03
    days on market $210,000 Coming Soon 39 DOM
  3. 2026-06-02
    days on market $210,000 Coming Soon 38 DOM
  4. 2026-06-01
    days on market $210,000 Coming Soon 37 DOM
  5. 2026-05-31
    days on market $210,000 Coming Soon 36 DOM
  6. 2026-04-25
    historical $210,000 625-char remark
  7. 2022-12-02
    soldstatus
  8. 2022-12-01
    soldstatus Closed 660-char remark
    Show marketing remark (660 chars)

    Great opportunity to own a spacious townhome and not worry about your rent increasing! All new paint and carpet, just move right in. Great room with fireplace and glass door to patio. Kitchen has painted cabinets and large pantry. The main level half bath has been updated. 2nd floor has master suite with private updated bath and large walk in closet. 2 additional bedrooms and a hall bath finish out that level. The basement has a rec room with new vinyl plank flooring and plenty of storage area as well as the laundry hook ups. Privacy fence around the back patio area with some grass for pets or gardening. Community pool, play area and Park Hill Schools!

  9. 2022-11-03
    status Pending 660-char remark
    Show marketing remark (660 chars)

    Great opportunity to own a spacious townhome and not worry about your rent increasing! All new paint and carpet, just move right in. Great room with fireplace and glass door to patio. Kitchen has painted cabinets and large pantry. The main level half bath has been updated. 2nd floor has master suite with private updated bath and large walk in closet. 2 additional bedrooms and a hall bath finish out that level. The basement has a rec room with new vinyl plank flooring and plenty of storage area as well as the laundry hook ups. Privacy fence around the back patio area with some grass for pets or gardening. Community pool, play area and Park Hill Schools!

  10. 2022-11-01
    status Active 660-char remark
    Show marketing remark (660 chars)

    Great opportunity to own a spacious townhome and not worry about your rent increasing! All new paint and carpet, just move right in. Great room with fireplace and glass door to patio. Kitchen has painted cabinets and large pantry. The main level half bath has been updated. 2nd floor has master suite with private updated bath and large walk in closet. 2 additional bedrooms and a hall bath finish out that level. The basement has a rec room with new vinyl plank flooring and plenty of storage area as well as the laundry hook ups. Privacy fence around the back patio area with some grass for pets or gardening. Community pool, play area and Park Hill Schools!

  11. 2022-10-26
    status Pending 660-char remark
    Show marketing remark (660 chars)

    Great opportunity to own a spacious townhome and not worry about your rent increasing! All new paint and carpet, just move right in. Great room with fireplace and glass door to patio. Kitchen has painted cabinets and large pantry. The main level half bath has been updated. 2nd floor has master suite with private updated bath and large walk in closet. 2 additional bedrooms and a hall bath finish out that level. The basement has a rec room with new vinyl plank flooring and plenty of storage area as well as the laundry hook ups. Privacy fence around the back patio area with some grass for pets or gardening. Community pool, play area and Park Hill Schools!

  12. 2022-10-22
    listed $187,500 Active 660-char remark
    Show marketing remark (660 chars)

    Great opportunity to own a spacious townhome and not worry about your rent increasing! All new paint and carpet, just move right in. Great room with fireplace and glass door to patio. Kitchen has painted cabinets and large pantry. The main level half bath has been updated. 2nd floor has master suite with private updated bath and large walk in closet. 2 additional bedrooms and a hall bath finish out that level. The basement has a rec room with new vinyl plank flooring and plenty of storage area as well as the laundry hook ups. Privacy fence around the back patio area with some grass for pets or gardening. Community pool, play area and Park Hill Schools!

  13. 2017-01-12
    soldstatus Sold
    Show marketing remark (223 chars)

    This home has been investment property for many years but it would make a spacious starter home in a good school district. Great space but needs some updating and has been priced accordingly. Finished basement. Fenced yard.

  14. 2016-12-03
    historical Contingent - Accepting Backup Offers
    Show marketing remark (223 chars)

    This home has been investment property for many years but it would make a spacious starter home in a good school district. Great space but needs some updating and has been priced accordingly. Finished basement. Fenced yard.

  15. 2016-11-23
    listed $85,000 Active
    Show marketing remark (223 chars)

    This home has been investment property for many years but it would make a spacious starter home in a good school district. Great space but needs some updating and has been priced accordingly. Finished basement. Fenced yard.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MO · Resets to sale price

Current annual tax
$2,024 · $169/mo
Projected year-2 tax
$2,037 · $170/mo
Expected delta
+$13/yr (+$1/mo · 0.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥106°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,082
− Mortgage interest
−$11,763
− Property taxes
−$2,024
− Insurance
−$1,050
− Repairs & maintenance
−$2,087
− Management
−$2,087
− Depreciation
−$6,109
Taxable income
$963
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$231
After-tax cash flow
$4,085/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Park Hill
NCES district ID
2923550
Math proficiency
47% ▼ -3.00%
Reading proficiency
54% ▼ -3.00%
Median HH income
$67,616
Composite
44.86/100
National rank
#2723
State rank
#26 of 324 in MO

Livability — Kansas City

Score
78/100
State rank
#28
US rank
#2671

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment C+ Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Kansas City, MO
County
Platte County · 100,198 people
City population
439,467
Metro
Kansas City, MO-KS
Population (ZIP)
31,545
Household income
$114,688
Rent vs Own
17.7% rent · 82.3% own
Severe rent burden
234.0

Population outlook (Platte County) Hauer SSP2

Today (2025)
111,772 people
By 2030
119,173 · +6.6%
By 2040
133,326 · +19.3%
By 2050
146,617 · +31.2%
By 2075
178,626 · +59.8%
By 2100
195,638 · +75.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (82%)
Race & ethnicity
White 82% Hispanic / Latino 7% Two or more races 6% Black 3% Asian 2%
Hispanic origin (detail)
Mexican 5% Puerto Rican 1%
Common ancestry
Romanian 4% Italian 4% Slovak 4%
Foreign-born
4% · Canada, China
Languages at home
93% English-only · Spanish 3% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Platte

2024 margin
Toss-up / Even · D 47.7% · R 50.8% · Other 1.4%
2008→2024 swing
+3.2pp toward D · 2008: -6.4pp · 2024: -3.1pp
All cycles
2024: R+3.1 2020: R+3.0 2016: R+13.0 2012: R+14.2 2008: R+6.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 33.10%
Current HPI
739.89
Rent YoY
▲ 7.03%
Metro
Kansas City, MO-KS
State GDP YoY
▲ 1.84%
F500 in state
20

Industry mix (Fortune 500 HQ in MO)

Industry F500 HQs Revenue

Price history

+147.1% since first listed
12 events — show timeline
  • 2026-06-06 Pending Heartland MLS as Distributed by MLS Grid
  • 2026-06-05 Listed $210,000 Heartland MLS as Distributed by MLS Grid
  • 2026-04-25 Coming Soon $210,000 Heartland MLS as Distributed by MLS Grid
  • 2022-12-02 Sold (Public Records) Public Records
  • 2022-12-01 Sold (MLS) Heartland MLS as Distributed by MLS Grid
  • 2022-11-03 Pending Heartland MLS as Distributed by MLS Grid
  • 2022-11-01 Relisted Heartland MLS as Distributed by MLS Grid
  • 2022-10-26 Pending Heartland MLS as Distributed by MLS Grid
  • 2022-10-22 Listed $187,500 Heartland MLS as Distributed by MLS Grid
  • 2017-01-12 Sold (MLS) Heartland MLS as Distributed by MLS Grid
  • 2016-12-03 Contingent Heartland MLS as Distributed by MLS Grid
  • 2016-11-23 Listed $85,000 Heartland MLS as Distributed by MLS Grid

Property tax history

+2.1%/yr

Latest (2025): $2,024 · +11.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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