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25521 N Lincoln Ave #99
B- Composite 69.09
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Rent growth +3.7/5.0
  • Livability +2.9/5.0
  • Schools +2.5/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$79,900

25521 N Lincoln Ave #99 · Valle Vista, CA 92544
2 bd · 1.75 ba · 784 sqft · Manufactured public records · 531 Days on market
Built 2022 $102/sqft · 30% above area ↓ 47% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Pueblo Sereno, a charming 55+ mobile home park in Hemet, California, offers a brand-new 2-bedroom, 1-bath home with an open floor plan and stunning views of the Idyllwild mountains. The park features a sparkling pool, relaxing spa, horseshoe pit, dog park, and a vibrant community center. With space rent at just $540, this home combines modern comfort with an active and scenic lifestyle.

Key facts

  • Dog park
  • Open floor plan
  • Relaxing spa

Tags

OPEN FLOOR PLANRELAXING SPAHORSESHOE PITDOG PARKVIBRANT COMMUNITY CENTER

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.75-bath manufactured listed at $80k.

Deal economics

  • At list price, monthly cash flow is $865 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $80k).
  • Recommended offer: $70k (12.0% below list) — sets the bar for market timing.
  • Cap rate 19.3% vs local median 4.3% in Valle Vista — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 57/100 on livability (#739 in CA) — a working-class tenant base; expect higher turnover. Strengths: housing A+; Watch: employment D+, schools F, crime F.
  • Hemet Unified (suburban): math 19% / reading 41% proficiency, ranked #360 of 517 in CA (top 70%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+4.9%/yr); 323 active listings in the ZIP; 15 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 53% of comp listings sitting > 30 days — soft ceiling on asking rent; 9,195 units permitted in Riverside County in 2024 (1,512 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $552 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Riverside County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 4.9% rent growth), your $22k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 531 days — a 12% lower offer ($70k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 4y ago; this cycle's ask has dropped $15k (16%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $70,312 (12.0% below list)

Questions for the listing agent

  1. It's been on market 531 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.24%
Cap rate
19.28%
Cash-on-cash
46.38%
DSCR
3.06
GRM
3.7

CMA / ARV

ARV (median comp)
$52,510
List price
$79,900
Delta
52.16%
Verdict
OVERPRICED
Comps
6 within 1.0 mi
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
44725 State Highway 74 #103 0.33mi 2/2.0 868 (+11%) 4mo $73,000 $84 63
44577 Miller Way 0.14mi 2/1.0 720 (-8%) 18mo $229,000 $318 62
25863 4th St 0.50mi 3/2.0 (+1) 840 (+7%) 10mo $304,750 $363 51
25147 Wanda Ln 0.67mi 2/1.0 810 (+3%) 16mo $215,000 $265 47
45055 E Florida Ave #117 0.68mi 1/1.0 (-1) 700 (-11%) 2mo $27,700 $40 40
44725 State Highway 74 #9 0.45mi 1/1.0 (-1) 720 (-8%) 22mo $15,000 $21 39
45055 State Highway 74 #63 0.71mi 3/1.0 (+1) 700 (-11%) 21mo $26,000 $37 23
45055 Highway 74 #87 0.71mi 1/1.0 (-1) 672 (-14%) 16mo $12,000 $18 22

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.9% rent growth · sell at horizon

5-year hold
IRR
45.8%
Equity multiple
3.04×
Total profit
$45,647
Equity at exit
$11,913
10-year hold
IRR
52.5%
Equity multiple
6.62×
Total profit
$125,679
Equity at exit
$6,908

Cash invested: $22,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92544

Rents YoY
4.9%
Active inventory
323
Price-to-rent
3.7×

Monthly cashflow live

Estimated rent
$1,794 high interval (Pro) →
Mortgage (P&I)
$419
Tax est. 1.5%
$100 /mo · $1,198/yr
Insurance
$33
HOA
$0
Vacancy / Maint / Mgmt
$377
Net cashflow
$865

Break-even live

Break-even rent $699
Max offer price $79,900
Occupancy floor 47%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$19,975
Closing costs
$2,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 15 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
44075 B St Hemet, CA 3.0 1.0 680 $1,595 $2.35 20d 1 0.34mi
44085 Palm Ave Hemet, CA 2.0 2.0 800 $1,850 $2.31 3d 1 0.36mi
44099 D St Hemet, CA 3.0 2.0 1040 $2,195 $2.11 17d 1 0.43mi
43816 C St Hemet, CA 2.0 2.0 1040 $2,250 $2.16 24d 1 0.63mi
43611 Florida Ave Unit 10 Hemet, CA 2.0 2.0 850 $1,550 $1.82 43d 1 0.92mi
43601 California 74 Unit 17 Hemet, CA 2.0 2.0 840 $1,400 $1.67 23d 1 0.99mi
45371 Cardiff St Hemet, CA 2.0 1.0 624 $1,950 $3.12 43d 1 1.04mi
43601 E Florida Ave #98 Hemet, CA 2.0 2.0 840 $1,400 $1.67 24d 1 1.06mi
43601 E Florida Ave Hemet, CA 2.0 2.0 960 $1,550 $1.61 43d 1 1.06mi
43601 E Florida Ave Unit 43 Hemet, CA 2.0 2.0 960 $1,500 $1.56 43d 1 1.06mi
43601 E Florida Ave #98 Hemet, CA 2.0 2.0 800 $1,400 $1.75 43d 1 1.06mi
43601 E Florida Ave Unit 43 Hemet, CA 2.0 2.0 960 $1,450 $1.51 23d 1 1.06mi
26097 Doverwood Pl Hemet, CA 2.0 1.0 1019 $1,849 $1.81 43d 1 1.14mi
25564 Sharp Dr Unit F Hemet, CA 1.0 1.0 832 $1,475 $1.77 43d 1 1.21mi
26123 Anawood Pl Hemet, CA 2.0 1.0 991 $1,680 $1.70 43d 1 1.23mi

Listing history 32 events

  1. 2026-06-18
    days on market $79,900 Active 531 DOM
  2. 2026-06-17
    days on market $79,900 Active 530 DOM
  3. 2026-06-16
    days on market $79,900 Active 529 DOM
  4. 2026-06-15
    days on market $79,900 Active 528 DOM
  5. 2026-06-13
    days on market $79,900 Active 526 DOM
  6. 2026-06-09
    days on market $79,900 Active 522 DOM
  7. 2026-06-08
    days on market $79,900 Active 521 DOM
  8. 2026-06-07
    days on market $79,900 Active 520 DOM
  9. 2026-06-04
    days on market $79,900 Active 517 DOM
  10. 2026-06-03
    days on market $79,900 Active 516 DOM
  11. 2026-06-02
    days on market $79,900 Active 515 DOM
  12. 2026-06-02
    remarks 533-char remark
  13. 2026-06-01
    days on market $79,900 Active 514 DOM
  14. 2026-05-31
    days on market $79,900 Active 513 DOM
  15. 2026-04-20
    price $79,900 389-char remark
    Show marketing remark (389 chars)

    Pueblo Sereno, a charming 55+ mobile home park in Hemet, California, offers a brand-new 2-bedroom, 1-bath home with an open floor plan and stunning views of the Idyllwild mountains. The park features a sparkling pool, relaxing spa, horseshoe pit, dog park, and a vibrant community center. With space rent at just $540, this home combines modern comfort with an active and scenic lifestyle.

  16. 2025-08-12
    price $89,900 389-char remark
    Show marketing remark (389 chars)

    Pueblo Sereno, a charming 55+ mobile home park in Hemet, California, offers a brand-new 2-bedroom, 1-bath home with an open floor plan and stunning views of the Idyllwild mountains. The park features a sparkling pool, relaxing spa, horseshoe pit, dog park, and a vibrant community center. With space rent at just $540, this home combines modern comfort with an active and scenic lifestyle.

  17. 2025-01-03
    listed $94,900 Active 389-char remark
    Show marketing remark (389 chars)

    Pueblo Sereno, a charming 55+ mobile home park in Hemet, California, offers a brand-new 2-bedroom, 1-bath home with an open floor plan and stunning views of the Idyllwild mountains. The park features a sparkling pool, relaxing spa, horseshoe pit, dog park, and a vibrant community center. With space rent at just $540, this home combines modern comfort with an active and scenic lifestyle.

  18. 2025-01-03
    historical
    Show marketing remark (389 chars)

    Pueblo Sereno, a charming 55+ mobile home park in Hemet, California, offers a brand-new 2-bedroom, 1-bath home with an open floor plan and stunning views of the Idyllwild mountains. The park features a sparkling pool, relaxing spa, horseshoe pit, dog park, and a vibrant community center. With space rent at just $540, this home combines modern comfort with an active and scenic lifestyle.

  19. 2024-12-10
    price $98,900
  20. 2024-11-12
    price $104,900
  21. 2024-05-01
    historical
  22. 2024-05-01
    listed $112,900 Active
  23. 2024-02-08
    price $112,900
  24. 2023-12-07
    price $114,900
  25. 2023-09-23
    historical
  26. 2023-09-23
    listed $119,000 Active
  27. 2023-06-21
    price $119,000
  28. 2023-04-26
    price $124,900
  29. 2023-03-09
    price $129,900
  30. 2023-01-20
    price $134,900
  31. 2022-12-14
    price $144,900
  32. 2022-10-18
    listed $149,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 9/10 Extreme
  • 🌡 Heat 7/10 Severe 7 d/yr ≥101°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 6/10 Major 11 unhealthy d/yr today · 13 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$21,522
− Mortgage interest
−$4,476
− Property taxes
−$1,198
− Insurance
−$400
− Repairs & maintenance
−$1,722
− Management
−$1,722
− Depreciation
−$2,324
Taxable income
$9,681
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,323
After-tax cash flow
$8,053/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Hemet Unified
NCES district ID
0616920
Math proficiency
19% ▼ -3.00%
Reading proficiency
41% ▲ 4.00%
Median HH income
$39,962
Composite
25.16/100
National rank
#7517
State rank
#360 of 517 in CA

Livability — Valle Vista

Score
57/100
State rank
#739
US rank
#21678

Category grades

Amenities F Commute C Cost of living D- Crime F Employment D+ Housing A+ Health & safety F User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Valle Vista, CA
County
Riverside County · 2,287,001 people
Metro
Riverside-San Bernardino-Ontario, CA
Population (ZIP)
51,751
Household income
$73,596
Rent vs Own
31.2% rent · 68.8% own
Severe rent burden
1518.0

Population outlook (Riverside County) Hauer SSP2

Today (2025)
2,664,475 people
By 2030
2,802,692 · +5.2%
By 2040
3,050,904 · +14.5%
By 2050
3,256,783 · +22.2%
By 2075
3,655,058 · +37.2%
By 2100
3,766,594 · +41.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.59)
Race & ethnicity
Hispanic / Latino 49% White 40% Two or more races 18% Black 5% Asian 3% Native American 2%
Hispanic origin (detail)
Mexican 43% Puerto Rican 1%
Common ancestry
Slovak 2% Italian 2% Portuguese 2%
Foreign-born
15% · Canada, China
Languages at home
70% English-only · Spanish 27% Other Asian/Pacific 1% Other Indo-European 1%

Political lean MEDSL · Riverside

2024 margin
Toss-up / Even · D 48.0% · R 49.3% · Other 2.6%
2008→2024 swing
-3.6pp toward R · 2008: 2.3pp · 2024: -1.3pp
All cycles
2024: R+1.3 2020: D+8.0 2016: D+4.3 2012: R+0.4 2008: D+2.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -219.06%
Current HPI
391.972
Rent YoY
▲ 4.90%
Metro
Riverside-San Bernardino-Ontario, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

-46.7% since first listed
18 events — show timeline
  • 2026-04-20 Price Changed $79,900 SDMLS
  • 2025-08-12 Price Changed $89,900 SDMLS
  • 2025-01-03 Listing Removed SDMLS
  • 2025-01-03 Listed $94,900 SDMLS
  • 2024-12-10 Price Changed $98,900 SDMLS
  • 2024-11-12 Price Changed $104,900 SDMLS
  • 2024-05-01 Listed $112,900 SDMLS
  • 2024-05-01 Listing Removed SDMLS
  • 2024-02-08 Price Changed $112,900 SDMLS
  • 2023-12-07 Price Changed $114,900 SDMLS
  • 2023-09-23 Listed $119,000 SDMLS
  • 2023-09-23 Listing Removed SDMLS
  • 2023-06-21 Price Changed $119,000 SDMLS
  • 2023-04-26 Price Changed $124,900 SDMLS
  • 2023-03-09 Price Changed $129,900 SDMLS
  • 2023-01-20 Price Changed $134,900 SDMLS
  • 2022-12-14 Price Changed $144,900 SDMLS
  • 2022-10-18 Listed $149,900 SDMLS

Property tax history

-1.4%/yr

Latest (2012): $82 · -10.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…