4522 Dewberry St · Houston, TX 77021

$195,000

3 bd · 2.0 ba · 1,677 sqft · SingleFamily public records · 274 Days on market

Built 1945 7,021 sqft lot $116/sqft · 24% below area Est $255k · 24% under ↓ 46% since listing

---

Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• ARV discount +15.0/15.0
• Cash flow +14.9/30.0
• 1% rule +5.2/10.0
• DSCR +4.6/10.0
• Livability +3.7/5.0
• Rent growth +3.0/5.0
• Schools +2.7/10.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Great opportunity to own this gem. Featuring open floor-plan, engineered hardwood floors. quartz counter tops, recessed lightingand , updated fixtures and much more! This property has lots of upgrades through out! Long driveway with ample parking. Amazing front porch to sit and relax during those summer afternoon. HUGE back yard, great for entertainment. Location is close to downtown and medical center. Hurry, will not last.

Key facts

• Open floor-plan
• Recessed lighting
• Long driveway

Tags

• OPEN FLOOR-PLAN
• ENGINEERED HARDWOOD FLOORS
• QUARTZ COUNTER TOPS
• RECESSED LIGHTING
• UPDATED FIXTURES
• LONG DRIVEWAY

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $195k.

Deal economics

• At list price, monthly cash flow is $-9 ($-104/yr) — negative.
• To cash-flow at today's rent, offer at most $193k (0.8% below list).
• Meets the 1% rule at list price ($2k rent vs $195k).
• Recommended offer: $172k (12.0% below list) — sets the bar for market timing.
• Cap rate 6.6% vs local median 3.2% in Houston — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 74/100 on livability (#184 in TX, #4,771 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, cost of living A+, housing A+; Watch: schools D, crime F.
• Houston ISD (urban): math 27% / reading 35% proficiency, ranked #593 of 826 in TX (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 71% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising (+2.2%/yr); 467 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).
• At $1,998/mo this rent would consume 53% of the median local household income ($46k/yr) (locally 2532% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
• Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 274 days — a 12% lower offer ($172k) is reasonable based on typical stale-listing flexibility.
• 10 sale attempts since 4y ago; this cycle's ask has dropped $40k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: property tax is 2.6% of price; flood insurance adds $66/mo; built in 1945 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $171,600 (12.0% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 274 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
3. Built in 1945 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
5. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
8. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
9. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
12. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.02% ✓
• Cap rate: 6.65%
• Cash-on-cash: 1.27%
• DSCR: 1.06
• GRM: 8.1

CMA / ARV

• ARV (median comp): $255,478
• List price: $195,000
• Delta: -23.67%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6419 Madrid St	0.28mi	3/2.5	1,693 (+1%)	3mo	$329,900	$195	81
6401 Goforth St	0.31mi	3/2.5	1,767 (+5%)	4mo	$339,000	$192	71
4336 Cosby St	0.24mi	3/3.5	1,871 (+12%)	2mo	$342,999	$183	62
4611 Idaho St	0.61mi	4/2.0 (+1)	1,640 (-2%)	4mo	$257,000	$157	59
4755 Marietta Ln	0.67mi	3/1.0	1,628 (-3%)	3mo	$150,000	$92	58
4902 Winfree Dr	0.56mi	3/2.0	1,511 (-10%)	2mo	$169,500	$112	56
4826 Culmore Dr	0.57mi	3/2.0	1,501 (-10%)	3mo	$279,000	$186	53
6625 Goforth St	0.46mi	3/1.0	1,489 (-11%)	4mo	$142,000	$95	52
4013 Griggs Rd Unit J	0.67mi	3/3.5	1,795 (+7%)	0mo	$334,900	$187	51
4013 Griggs Rd Unit B	0.67mi	3/3.5	1,795 (+7%)	1mo	$334,900	$187	50
4013 Griggs Rd Unit K	0.67mi	3/3.5	1,795 (+7%)	1mo	$334,900	$187	50
4013 Griggs Rd Unit L	0.67mi	3/3.5	1,795 (+7%)	2mo	$334,500	$186	49

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.17% rent growth · sell at horizon

5-year hold

• IRR: -17.6%
• Equity multiple: 0.38×
• Total profit: $-33,626
• Equity at exit: $29,075

10-year hold

• IRR: -11.4%
• Equity multiple: 0.34×
• Total profit: $-35,946
• Equity at exit: $16,860

Cash invested: $54,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Texas: 87 Strongly Landlord-Friendly · R+5
• County: — inherits STATE
• City: — inherits STATE

3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

Methodology + full state rankings →

ZIP-level market 77021

• Home prices YoY: -23.6%
• Rents YoY: 2.2%
• Active inventory: 467
• Price-to-rent: 8.1×

Monthly cashflow live

• Estimated rent: $1,998 high
• Mortgage (P&I): −$1,023
• Tax from tax record: −$417 /mo · $5,002/yr
• Insurance: −$81
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$420
• Net cashflow: $-9

Break-even live

Break-even rent $2,009

Max offer price $193,476

Occupancy floor 95%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $48,750
• Closing costs: $5,850
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
6528 Weston St Unit A Houston, TX	3.0	3.0	1484	$2,200	$1.48	43d	1	0.36mi
6532 Weston St Unit A Houston, TX	3.0	3.0	1484	$2,200	$1.48	17d	1	0.36mi
6731 New York St Houston, TX	3.0	3.0	2211	$2,100	$0.95	43d	1	0.47mi
5813 England St Unit A Houston, TX	3.0	2.5	1473	$2,195	$1.49	3d	1	0.47mi
4705 Idaho St Houston, TX	3.0	2.5	1664	$2,500	$1.50	16d	1	0.61mi
5123 Dewberry St Houston, TX	4.0	2.0	1391	$2,400	$1.73	43d	1	0.61mi
4907 Culmore Dr Houston, TX	4.0	2.0	1800	$2,700	$1.50	16d	1	0.68mi
6809 Conley St Houston, TX	3.0	4.0	1921	$2,600	$1.35	43d	1	0.69mi
5116 Griggs Rd Houston, TX	3.0	2.0	1131	$1,316	$1.16	43d	1	0.71mi
5154 Griggs Rd Unit CAVE Houston, TX	2.0	2.0	1322	$1,420	$1.07	2d	1	0.75mi
3731 Alsace St Unit 1560804P Houston, TX	3.0	2.0	2002	$3,387	$1.69	2d	1	0.83mi
7032 Conley St Houston, TX	3.0	2.0	1220	$2,850	$2.34	43d	1	0.87mi
4907 Marietta Ln Unit 1494902P Houston, TX	3.0	2.0	1593	$3,278	$2.06	13d	1	0.87mi
4942 Bataan Rd Unit 77033 Houston, TX	4.0	2.0	1350	$1,800	$1.33	43d	1	0.97mi
3644 Griggs Rd Unit 1047940P Houston, TX	3.0	2.5	1399	$2,161	$1.54	1d	1	1.01mi
5514 Griggs Rd Unit 2162 Houston, TX	2.0	2.0	1322	$1,190	$0.90	5d	1	1.06mi
5514 Griggs Rd Unit 5571 Houston, TX	2.0	2.0	1322	$1,214	$0.92	10d	1	1.06mi
5514 Griggs Rd Unit 422 Houston, TX	2.0	2.0	1322	$1,190	$0.90	7d	1	1.06mi
5514 Griggs Rd Unit 2187 Houston, TX	2.0	2.0	1322	$1,182	$0.89	2d	1	1.06mi
5514 Griggs Rd Houston, TX	2.0	2.0	1322	$1,210	$0.92	43d	1	1.07mi
5514 Griggs Rd Unit 2047 Houston, TX	2.0	2.0	1322	$1,214	$0.92	2d	1	1.07mi
5514 Griggs Rd Unit 2047 Houston, TX	2.0	2.0	1322	$1,225	$0.93	10d	1	1.07mi
5317 Chennault Rd Unit A Houston, TX	3.0	2.5	1608	$1,999	$1.24	43d	1	1.07mi
5101 Martin Luther King Blvd Unit MO54 Houston, TX	2.0	2.0	1322	$1,210	$0.92	11d	1	1.08mi
3560 Dixie Dr Unit 3597 Houston, TX	2.0	2.0	1322	$1,434	$1.08	10d	1	1.12mi
3560 Dixie Dr Unit 3617 Houston, TX	2.0	2.0	1322	$1,435	$1.09	43d	1	1.12mi
3560 Dixie Dr Unit 2162 Houston, TX	2.0	2.0	1322	$1,410	$1.07	5d	1	1.12mi
3560 Dixie Dr Apt 422 Houston, TX	2.0	2.0	1322	$1,410	$1.07	7d	1	1.12mi
3560 Dixie Dr Unit 2165 Houston, TX	2.0	2.0	1322	$1,402	$1.06	2d	1	1.12mi
4977 Martin Luther King Blvd Houston, TX	4.0	4.0	1396	$870	$0.62	24d	1	1.12mi
5520 Griggs Rd Houston, TX	2.0	2.0	1322	$1,241	$0.94	21d	1	1.13mi
5520 Griggs Rd Houston, TX	2.0	2.0	1322	$1,241	$0.94	43d	1	1.13mi
7321 Conley St Unit B Houston, TX	3.0	2.0	1501	$2,025	$1.35	20d	1	1.15mi
7321 Conley St Unit A Houston, TX	3.0	2.5	1869	$2,025	$1.08	20d	1	1.15mi
6336 Culberson St Houston, TX	3.0	3.5	1822	$2,361	$1.30	5d	1	1.22mi
6334 Culberson St Houston, TX	3.0	3.5	1822	$2,311	$1.27	1d	1	1.22mi
7358 Guadalcanal Rd Houston, TX	3.0	3.0	1768	$2,195	$1.24	43d	1	1.22mi
5835 Southmont St Houston, TX	3.0	2.0	1200	$1,700	$1.42	43d	1	1.24mi
4465 N MacGregor Way Houston, TX	4.0	4.0	1366	$940	$0.69	24d	1	1.26mi
3846 Seabrook St Houston, TX	3.0	3.5	1833	$2,300	$1.25	43d	1	1.29mi

Listing history 37 events

1. 2026-06-13
   days on market $195,000 Pending 274 DOM
2. 2026-06-10
   days on market $195,000 Pending 271 DOM
3. 2026-06-08
   days on market $195,000 Pending 270 DOM
4. 2026-06-07
   statusdays on market $195,000 Pending 269 DOM
5. 2026-06-04
   days on market $195,000 Active 266 DOM
6. 2026-06-01
   days on market $195,000 Active 263 DOM
7. 2026-05-31
   days on market $195,000 Active 262 DOM
8. 2026-03-11
   status Active 432-char remark

   Show marketing remark (432 chars)

   Great opportunity to own this gem. Featuring open floor-plan, engineered hardwood floors. quartz counter tops, recessed lightingand , updated fixtures and much more! This property has lots of upgrades through out! Long driveway with ample parking. Amazing front porch to sit and relax during those summer afternoon. HUGE back yard, great for entertainment. Location is close to downtown and medical center. Hurry, will not last.

9. 2026-03-10
   status Active 432-char remark

   Show marketing remark (432 chars)

   Great opportunity to own this gem. Featuring open floor-plan, engineered hardwood floors. quartz counter tops, recessed lightingand , updated fixtures and much more! This property has lots of upgrades through out! Long driveway with ample parking. Amazing front porch to sit and relax during those summer afternoon. HUGE back yard, great for entertainment. Location is close to downtown and medical center. Hurry, will not last.

10. 2026-03-08
    historical 432-char remark

    Show marketing remark (432 chars)

    Great opportunity to own this gem. Featuring open floor-plan, engineered hardwood floors. quartz counter tops, recessed lightingand , updated fixtures and much more! This property has lots of upgrades through out! Long driveway with ample parking. Amazing front porch to sit and relax during those summer afternoon. HUGE back yard, great for entertainment. Location is close to downtown and medical center. Hurry, will not last.

11. 2026-03-08
    historical 432-char remark

    Show marketing remark (432 chars)

    Great opportunity to own this gem. Featuring open floor-plan, engineered hardwood floors. quartz counter tops, recessed lightingand , updated fixtures and much more! This property has lots of upgrades through out! Long driveway with ample parking. Amazing front porch to sit and relax during those summer afternoon. HUGE back yard, great for entertainment. Location is close to downtown and medical center. Hurry, will not last.

12. 2025-10-03
    price $195,000 432-char remark

    Show marketing remark (432 chars)

    Great opportunity to own this gem. Featuring open floor-plan, engineered hardwood floors. quartz counter tops, recessed lightingand , updated fixtures and much more! This property has lots of upgrades through out! Long driveway with ample parking. Amazing front porch to sit and relax during those summer afternoon. HUGE back yard, great for entertainment. Location is close to downtown and medical center. Hurry, will not last.

13. 2025-09-08
    listed $235,000 Active 432-char remark

    Show marketing remark (432 chars)

    Great opportunity to own this gem. Featuring open floor-plan, engineered hardwood floors. quartz counter tops, recessed lightingand , updated fixtures and much more! This property has lots of upgrades through out! Long driveway with ample parking. Amazing front porch to sit and relax during those summer afternoon. HUGE back yard, great for entertainment. Location is close to downtown and medical center. Hurry, will not last.

14. 2023-12-31
    historical
15. 2023-09-30
    listed $295,000 Active
16. 2023-09-23
    historical
17. 2023-06-23
    listed $329,000 Active
18. 2023-05-31
    historical
19. 2023-05-05
    price $329,900
20. 2023-03-29
    listed $339,000 Active
21. 2023-03-29
    historical
22. 2023-03-16
    listed $339,999 Active
23. 2023-03-01
    historical
24. 2022-12-05
    listed $339,999 Active
25. 2022-11-04
    historical
26. 2022-10-11
    listed $345,000 Active
27. 2022-09-30
    historical
28. 2022-09-21
    price $349,999
29. 2022-07-05
    price $350,000
30. 2022-06-09
    listed $359,900 Active
31. 2021-04-22
    soldstatus
32. 2018-01-23
    soldstatus
33. 2014-12-24
    soldstatus
34. 2014-11-24
    soldstatus
35. 2013-04-22
    soldstatus
36. 2004-10-20
    soldstatus
37. 1988-01-02
    soldstatus

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

• Current annual tax: $5,002 · $417/mo
• Projected year-2 tax: $5,002 · $417/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X (unshaded) · 95% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 9/10 Extreme 7 d/yr ≥109°F today · 24 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,977
• − Mortgage interest: −$10,923
• − Property taxes: −$5,002
• − Insurance: −$1,772
• − Repairs & maintenance: −$1,918
• − Management: −$1,918
• − Depreciation: −$5,673
• Taxable loss: −$3,229
• Est. tax savings @ 24.0%: +$775
• After-tax cash flow: $671/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Houston ISD
• NCES district ID: 4823640
• Math proficiency: 27% ▼ -18.00%
• Reading proficiency: 35% ▼ -6.00%
• Median HH income: $46,054
• Composite: 26.63/100
• National rank: #7173
• State rank: #593 of 826 in TX

Livability — Houston

• Score: 74/100
• State rank: #184
• US rank: #4771

Category grades

Amenities A+ Commute A Cost of living A+ Crime F Employment C Housing A+ Health & safety A- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Houston, TX
• County: Harris County · 4,702,590 people
• City population: 3,226,434
• Metro: Houston-The Woodlands-Sugar Land, TX
• Population (ZIP): 26,153
• Household income: $45,574
• Rent vs Own: 58.2% rent · 41.8% own
• Severe rent burden: 2532.0

Population outlook (Harris County) Hauer SSP2

• Today (2025): 5,571,493 people
• By 2030: 6,089,821 · +9.3%
• By 2040: 7,142,806 · +28.2%
• By 2050: 8,185,864 · +46.9%
• By 2075: 10,574,329 · +89.8%
• By 2100: 12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.55)
• Race & ethnicity: Black 62% Hispanic / Latino 22% Two or more races 12% White 10% Asian 2%
• Hispanic origin (detail): Mexican 15%
• Common ancestry: Italian 1% Romanian 1% Lithuanian 1%
• Foreign-born: 11% · Canada
• Languages at home: 77% English-only · Spanish 19% French/Haitian/Cajun 1% Other Indo-European 1%

Political lean MEDSL · Harris

• 2024 margin: Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
• 2008→2024 swing: +3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
• All cycles: 2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -71.22%
• Current HPI: 230.2869
• Rent YoY: ▲ 2.17%
• Metro: Houston-The Woodlands-Sugar Land, TX
• State GDP YoY: ▲ 3.95%
• F500 in state: 110

Industry mix (Fortune 500 HQ in TX)

Industry	F500 HQs	Revenue
▸Energy	16	$1,198B
▸Technology	5	$198B
▸Engineering / Construction	4	$72B
▸Energy Services	3	$60B
▸Utilities	3	$41B
▸Healthcare	2	$330B

Price history

-45.8% since first listed

30 events — show timeline

• 2026-03-11 Relisted — HARMLS
• 2026-03-10 Relisted — HARMLS
• 2026-03-08 Listing Removed — HARMLS
• 2026-03-08 Listing Removed — HARMLS
• 2025-10-03 Price Changed $195,000 HARMLS
• 2025-09-08 Listed $235,000 HARMLS
• 2023-12-31 Listing Removed — HARMLS
• 2023-09-30 Listed $295,000 HARMLS
• 2023-09-23 Listing Removed — HARMLS
• 2023-06-23 Listed $329,000 HARMLS
• 2023-05-31 Listing Removed — HARMLS
• 2023-05-05 Price Changed $329,900 HARMLS
• 2023-03-29 Listing Removed — HARMLS
• 2023-03-29 Listed $339,000 HARMLS
• 2023-03-16 Listed $339,999 HARMLS
• 2023-03-01 Listing Removed — HARMLS
• 2022-12-05 Listed $339,999 HARMLS
• 2022-11-04 Listing Removed — HARMLS
• 2022-10-11 Listed $345,000 HARMLS
• 2022-09-30 Listing Removed — HARMLS
• 2022-09-21 Price Changed $349,999 HARMLS
• 2022-07-05 Price Changed $350,000 HARMLS
• 2022-06-09 Listed $359,900 HARMLS
• 2021-04-22 Sold (Public Records) — Public Records
• 2018-01-23 Sold (Public Records) — Public Records
• 2014-12-24 Sold (Public Records) — Public Records
• 2014-11-24 Sold (Public Records) — Public Records
• 2013-04-22 Sold (Public Records) — Public Records
• 2004-10-20 Sold (Public Records) — Public Records
• 1988-01-02 Sold (Public Records) — Public Records

Property tax history

+7.7%/yr

Latest (2025): $5,002 · +1.6% YoY. Source: county tax records.