209 Michael Ave · Navarre, FL 32569

$239,000

3 bd · 2.0 ba · 1,484 sqft · SingleFamily public records · 323 Days on market

Built 1977 9,147 sqft lot $161/sqft · 27% below area Est $329k · 27% under

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.8/30.0
• ARV discount +15.0/15.0
• Schools +5.2/10.0
• DSCR +4.9/10.0
• 1% rule +3.9/10.0
• Livability +3.5/5.0
• Condition / age +2.5/5.0
• Rent growth +2.4/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Charming 3-bedroom, 2-bath home in Wynnehaven Beach Estates! Step inside to discover open living with beautiful floors and well-appointed dual living spaces, ideal for both relaxing and entertaining. The bright kitchen boasts abundant cabinet space, flowing effortlessly into the dining area. The primary suite offers a peaceful retreat with a roomy walk-in closet. Outside, enjoy a large backyard with plenty of room for pets, play, or entertaining. Located just minutes from Hurlburt Field, the beaches, and everyday conveniences, this move-in-ready home combines comfort, charm, and coastal convenience. Don't miss your opportunity to make it yours!

Key facts

• Large backyard
• Room for pets
• Open living

Tags

• OPEN LIVING
• DUAL LIVING SPACES
• ABUNDANT CABINET SPACE
• LARGE BACKYARD
• ROOM FOR PETS
• MINUTES FROM HURLBURT FIELD

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $239k.

Deal economics

• At list price, monthly cash flow is $111 ($1k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $213k (11.0% below list).
• Recommended offer: $210k (12.0% below list) — sets the bar for market timing.
• Cap rate 6.9% vs local median 4.2% in Navarre — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 70/100 on livability (#435 in FL) — a middle-class / working-renter tenant base. Strengths: housing A+, employment A, schools A-; Watch: health & safety C-, amenities F, commute F.
• Okaloosa (other): math 60% / reading 60% proficiency, ranked #12 of 73 in FL (top 16%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents soft (-0.5%/yr); 175 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,268 units permitted in Okaloosa County in 2024 (175 in 5+ unit buildings).
• This rent runs 33% of the median local income ($78k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
• Okaloosa County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

• It's been on market 323 days — a 12% lower offer ($210k) is reasonable based on typical stale-listing flexibility.
• 18 sale attempts since 28y ago; this cycle's ask has dropped $56k (19%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $210,320 (12.0% below list)

Questions for the listing agent

1. It's been on market 323 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1977 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.89% ✗
• Cap rate: 6.85%
• Cash-on-cash: 1.99%
• DSCR: 1.09
• GRM: 9.4

CMA / ARV

• ARV (median comp): $328,843
• List price: $239,000
• Delta: -27.32%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
220 Michael Ave	0.10mi	3/2.0	1,488 (+0%)	5mo	$352,000	$237	90
339 Michael Ct	0.04mi	3/2.0	1,400 (-6%)	4mo	$334,900	$239	86
410 Rue Des Tours	0.38mi	3/2.0	1,491 (+0%)	5mo	$320,000	$215	77
1029 Boulevard De La Parisenne	0.45mi	3/2.0	1,488 (+0%)	6mo	$310,000	$208	74
231 Michael Ave	0.15mi	3/2.0	1,280 (-14%)	2mo	$330,000	$258	68
333 Woodland Ave	0.19mi	3/2.0	1,320 (-11%)	6mo	$329,000	$249	68
400 Peregrine Ct	0.34mi	3/2.0	1,626 (+10%)	1mo	$300,000	$185	67
1051 Boulevard De La Parisienne	0.42mi	3/2.0	1,610 (+8%)	2mo	$339,900	$211	65
911 Rue De La Savoie	0.35mi	3/2.0	1,664 (+12%)	2mo	$320,000	$192	62
119 Palmetto Ave	0.71mi	3/2.0	1,395 (-6%)	6mo	$299,900	$215	52
1033 Boulevard De La Parisienne	0.44mi	3/2.0	1,704 (+15%)	7mo	$310,000	$182	48
1003 Boulevard De La Parisienne	0.48mi	3/2.0	1,276 (-14%)	7mo	$310,000	$243	48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: -16.4%
• Equity multiple: 0.43×
• Total profit: $-37,914
• Equity at exit: $35,636

10-year hold

• IRR: -14.4%
• Equity multiple: 0.28×
• Total profit: $-48,081
• Equity at exit: $20,664

Cash invested: $66,920 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32569

• Home prices YoY: -26.5%
• Rents YoY: -0.5%
• Active inventory: 175
• Price-to-rent: 9.4×

Monthly cashflow live

• Estimated rent: $2,127 high
• Mortgage (P&I): −$1,253
• Tax from tax record: −$217 /mo · $2,598/yr
• Insurance: −$100
• HOA: −$0
• Vacancy / Maint / Mgmt: −$447
• Net cashflow: $111

Break-even live

Break-even rent $1,987

Max offer price $239,000

Occupancy floor 90%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $59,750
• Closing costs: $7,170
• Reserves months: —
• Total cash needed: —

Rent comps 14 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
210 Michael Ave Mary Esther, FL	3.0	2.0	1850	$2,250	$1.22	21d	1	0.04mi
324 Michael Cir Mary Esther, FL	2.0	1.0	1000	$1,350	$1.35	44d	1	0.06mi
106 Pinehaven Dr Mary Esther, FL	3.0	2.0	1501	$2,100	$1.40	21d	1	0.12mi
306 Evergreen Dr Mary Esther, FL	4.0	2.0	1741	$2,250	$1.29	44d	1	0.20mi
311 Evergreen Dr Mary Esther, FL	3.0	2.0	1284	$1,895	$1.48	21d	1	0.22mi
806 Boulevard de Lorleans Mary Esther, FL	3.0	2.0	1125	$1,700	$1.51	21d	1	0.37mi
806 Boulevard de Lorleans Mary Esther, FL	3.0	2.0	1125	$1,700	$1.51	44d	1	0.37mi
114 Ridgewood Ave Mary Esther, FL	3.0	2.0	1120	$1,870	$1.67	44d	1	0.39mi
313 Rue Dianne Mary Esther, FL	3.0	2.0	1550	$1,900	$1.23	21d	1	0.50mi
9946 Mariposa St Navarre, FL	3.0	2.0	1706	$2,770	$1.62	14d	1	1.15mi
9946 Mariposa St Navarre, FL	3.0	2.0	1706	$2,770	$1.62	23d	1	1.15mi
2164 Wind Trace Rd N Navarre, FL	3.0	2.0	1463	$2,040	$1.39	14d	1	1.23mi
2164 Wind Trace Rd N Navarre, FL	3.0	2.0	1463	$2,040	$1.39	23d	1	1.23mi
2040 Falconhurst Pl Unit 2040 Navarre, FL	3.0	2.0	990	$2,800	$2.83	23d	1	1.35mi

Listing history 50 events

1. 2026-06-18
   days on market $239,000 Active 323 DOM
2. 2026-06-17
   days on market $239,000 Active 322 DOM
3. 2026-06-16
   days on market $239,000 Active 321 DOM
4. 2026-06-15
   days on market $239,000 Active 320 DOM
5. 2026-06-14
   days on market $239,000 Active 318 DOM
6. 2026-06-13
   days on market $239,000 Active 317 DOM
7. 2026-06-10
   days on market $239,000 Active 315 DOM
8. 2026-06-09
   days on market $239,000 Active 314 DOM
9. 2026-06-08
   days on market $239,000 Active 313 DOM
10. 2026-06-07
    days on market $239,000 Active 312 DOM
11. 2026-06-05
    days on market $239,000 Active 309 DOM
12. 2026-06-02
    days on market $239,000 Active 307 DOM
13. 2026-06-01
    days on market $239,000 Active 306 DOM
14. 2026-05-31
    days on market $239,000 Active 305 DOM
15. 2026-05-30
    days on market $239,000 Active 304 DOM
16. 2026-05-20
    price $239,000 652-char remark

    Show marketing remark (652 chars)

    Charming 3-bedroom, 2-bath home in Wynnehaven Beach Estates! Step inside to discover open living with beautiful floors and well-appointed dual living spaces, ideal for both relaxing and entertaining. The bright kitchen boasts abundant cabinet space, flowing effortlessly into the dining area. The primary suite offers a peaceful retreat with a roomy walk-in closet. Outside, enjoy a large backyard with plenty of room for pets, play, or entertaining. Located just minutes from Hurlburt Field, the beaches, and everyday conveniences, this move-in-ready home combines comfort, charm, and coastal convenience. Don't miss your opportunity to make it yours!

17. 2026-02-22
    status Active 652-char remark

    Show marketing remark (652 chars)

    Charming 3-bedroom, 2-bath home in Wynnehaven Beach Estates! Step inside to discover open living with beautiful floors and well-appointed dual living spaces, ideal for both relaxing and entertaining. The bright kitchen boasts abundant cabinet space, flowing effortlessly into the dining area. The primary suite offers a peaceful retreat with a roomy walk-in closet. Outside, enjoy a large backyard with plenty of room for pets, play, or entertaining. Located just minutes from Hurlburt Field, the beaches, and everyday conveniences, this move-in-ready home combines comfort, charm, and coastal convenience. Don't miss your opportunity to make it yours!

18. 2026-02-06
    status Active 652-char remark

    Show marketing remark (652 chars)

    Charming 3-bedroom, 2-bath home in Wynnehaven Beach Estates! Step inside to discover open living with beautiful floors and well-appointed dual living spaces, ideal for both relaxing and entertaining. The bright kitchen boasts abundant cabinet space, flowing effortlessly into the dining area. The primary suite offers a peaceful retreat with a roomy walk-in closet. Outside, enjoy a large backyard with plenty of room for pets, play, or entertaining. Located just minutes from Hurlburt Field, the beaches, and everyday conveniences, this move-in-ready home combines comfort, charm, and coastal convenience. Don't miss your opportunity to make it yours!

19. 2026-01-01
    price $245,000 652-char remark

    Show marketing remark (652 chars)

    Charming 3-bedroom, 2-bath home in Wynnehaven Beach Estates! Step inside to discover open living with beautiful floors and well-appointed dual living spaces, ideal for both relaxing and entertaining. The bright kitchen boasts abundant cabinet space, flowing effortlessly into the dining area. The primary suite offers a peaceful retreat with a roomy walk-in closet. Outside, enjoy a large backyard with plenty of room for pets, play, or entertaining. Located just minutes from Hurlburt Field, the beaches, and everyday conveniences, this move-in-ready home combines comfort, charm, and coastal convenience. Don't miss your opportunity to make it yours!

20. 2025-11-02
    price $260,000 652-char remark

    Show marketing remark (652 chars)

    Charming 3-bedroom, 2-bath home in Wynnehaven Beach Estates! Step inside to discover open living with beautiful floors and well-appointed dual living spaces, ideal for both relaxing and entertaining. The bright kitchen boasts abundant cabinet space, flowing effortlessly into the dining area. The primary suite offers a peaceful retreat with a roomy walk-in closet. Outside, enjoy a large backyard with plenty of room for pets, play, or entertaining. Located just minutes from Hurlburt Field, the beaches, and everyday conveniences, this move-in-ready home combines comfort, charm, and coastal convenience. Don't miss your opportunity to make it yours!

21. 2025-09-17
    status Active 652-char remark

    Show marketing remark (652 chars)

    Charming 3-bedroom, 2-bath home in Wynnehaven Beach Estates! Step inside to discover open living with beautiful floors and well-appointed dual living spaces, ideal for both relaxing and entertaining. The bright kitchen boasts abundant cabinet space, flowing effortlessly into the dining area. The primary suite offers a peaceful retreat with a roomy walk-in closet. Outside, enjoy a large backyard with plenty of room for pets, play, or entertaining. Located just minutes from Hurlburt Field, the beaches, and everyday conveniences, this move-in-ready home combines comfort, charm, and coastal convenience. Don't miss your opportunity to make it yours!

22. 2025-08-26
    price $280,000 652-char remark

    Show marketing remark (652 chars)

    Charming 3-bedroom, 2-bath home in Wynnehaven Beach Estates! Step inside to discover open living with beautiful floors and well-appointed dual living spaces, ideal for both relaxing and entertaining. The bright kitchen boasts abundant cabinet space, flowing effortlessly into the dining area. The primary suite offers a peaceful retreat with a roomy walk-in closet. Outside, enjoy a large backyard with plenty of room for pets, play, or entertaining. Located just minutes from Hurlburt Field, the beaches, and everyday conveniences, this move-in-ready home combines comfort, charm, and coastal convenience. Don't miss your opportunity to make it yours!

23. 2025-07-30
    listed $295,000 Active 652-char remark

    Show marketing remark (652 chars)

    Charming 3-bedroom, 2-bath home in Wynnehaven Beach Estates! Step inside to discover open living with beautiful floors and well-appointed dual living spaces, ideal for both relaxing and entertaining. The bright kitchen boasts abundant cabinet space, flowing effortlessly into the dining area. The primary suite offers a peaceful retreat with a roomy walk-in closet. Outside, enjoy a large backyard with plenty of room for pets, play, or entertaining. Located just minutes from Hurlburt Field, the beaches, and everyday conveniences, this move-in-ready home combines comfort, charm, and coastal convenience. Don't miss your opportunity to make it yours!

24. 2020-11-19
    soldstatus $246,500
25. 2020-11-18
    soldstatus $256,500 743-char remark

    Show marketing remark (743 chars)

    Newly renovated 3 bedroom 2 bath home situated in a lovely Mary Esther neighborhood, within minutes from the base,but also close to beaches,shopping and everything else that Mary Esther and Navarre have to offer. Nice size living room and also a family room with crown molding and large windows ,both overlooking the front yard offer lots of space for family time and/or entertainment. Dining area is nestled towards the front of the home and opens into the kitchen. Large kitchen with lots of cabinets, pantry and plenty of room to add a center island.New flooring throughout the house and lots of storage everywhere. Master bedroom has a large walk-in closet and a beautiful private bath. One of the two bedrooms has built-in bookshelves.

26. 2020-11-18
    soldstatus $256,500 Sold 743-char remark

    Show marketing remark (743 chars)

    Newly renovated 3 bedroom 2 bath home situated in a lovely Mary Esther neighborhood, within minutes from the base,but also close to beaches,shopping and everything else that Mary Esther and Navarre have to offer. Nice size living room and also a family room with crown molding and large windows ,both overlooking the front yard offer lots of space for family time and/or entertainment. Dining area is nestled towards the front of the home and opens into the kitchen. Large kitchen with lots of cabinets, pantry and plenty of room to add a center island.New flooring throughout the house and lots of storage everywhere. Master bedroom has a large walk-in closet and a beautiful private bath. One of the two bedrooms has built-in bookshelves.

27. 2020-09-30
    status Pending 743-char remark

    Show marketing remark (743 chars)

    Newly renovated 3 bedroom 2 bath home situated in a lovely Mary Esther neighborhood, within minutes from the base,but also close to beaches,shopping and everything else that Mary Esther and Navarre have to offer. Nice size living room and also a family room with crown molding and large windows ,both overlooking the front yard offer lots of space for family time and/or entertainment. Dining area is nestled towards the front of the home and opens into the kitchen. Large kitchen with lots of cabinets, pantry and plenty of room to add a center island.New flooring throughout the house and lots of storage everywhere. Master bedroom has a large walk-in closet and a beautiful private bath. One of the two bedrooms has built-in bookshelves.

28. 2020-08-04
    listed $246,500 Active 743-char remark

    Show marketing remark (743 chars)

    Newly renovated 3 bedroom 2 bath home situated in a lovely Mary Esther neighborhood, within minutes from the base,but also close to beaches,shopping and everything else that Mary Esther and Navarre have to offer. Nice size living room and also a family room with crown molding and large windows ,both overlooking the front yard offer lots of space for family time and/or entertainment. Dining area is nestled towards the front of the home and opens into the kitchen. Large kitchen with lots of cabinets, pantry and plenty of room to add a center island.New flooring throughout the house and lots of storage everywhere. Master bedroom has a large walk-in closet and a beautiful private bath. One of the two bedrooms has built-in bookshelves.

29. 2020-08-04
    listed $246,500 743-char remark

    Show marketing remark (743 chars)

    Newly renovated 3 bedroom 2 bath home situated in a lovely Mary Esther neighborhood, within minutes from the base,but also close to beaches,shopping and everything else that Mary Esther and Navarre have to offer. Nice size living room and also a family room with crown molding and large windows ,both overlooking the front yard offer lots of space for family time and/or entertainment. Dining area is nestled towards the front of the home and opens into the kitchen. Large kitchen with lots of cabinets, pantry and plenty of room to add a center island.New flooring throughout the house and lots of storage everywhere. Master bedroom has a large walk-in closet and a beautiful private bath. One of the two bedrooms has built-in bookshelves.

30. 2020-02-11
    soldstatus $136,000 Sold
31. 2020-02-11
    soldstatus $136,000
32. 2020-02-11
    soldstatus $136,000
33. 2020-01-31
    status Pending
34. 2020-01-29
    status Active
35. 2019-12-26
    listed $139,900
36. 2013-07-31
    historical
37. 2013-02-04
    listed $124,800
38. 2013-02-04
    listed $124,800
39. 2008-07-17
    historical
40. 2008-06-13
    listed $168,000
41. 2008-06-13
    listed $168,000
42. 2008-01-09
    listed $189,900
43. 2007-07-30
    historical
44. 2007-05-07
    listed $200,000
45. 2007-05-07
    listed $200,000
46. 2000-08-24
    soldstatus $79,800
47. 2000-08-22
    soldstatus $79,762
48. 2000-05-11
    listed $80,000
49. 1999-10-26
    listed $82,900
50. 1999-07-01
    soldstatus $74,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,598 · $217/mo
• Projected year-2 tax: $2,598 · $217/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 10/10 Extreme 7 d/yr ≥104°F today · 24 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $25,525
• − Mortgage interest: −$13,388
• − Property taxes: −$2,598
• − Insurance: −$1,195
• − Repairs & maintenance: −$2,042
• − Management: −$2,042
• − Depreciation: −$6,953
• Taxable loss: −$2,693
• Est. tax savings @ 24.0%: +$646
• After-tax cash flow: $1,978/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Okaloosa
• NCES district ID: 1201380
• Math proficiency: 60% ▼ -12.00%
• Reading proficiency: 60% ▼ -4.00%
• Median HH income: $55,601
• Composite: 51.62/100
• National rank: #1705
• State rank: #12 of 73 in FL

Livability — Navarre

• Score: 70/100
• State rank: #435
• US rank: #7790

Category grades

Amenities F Commute F Cost of living B Crime A- Employment A Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Okaloosa County · 194,352 people
• City population: 43,883
• Metro: Crestview-Fort Walton Beach-Destin, FL
• Population (ZIP): 12,063
• Household income: $77,718
• Rent vs Own: 29.3% rent · 70.7% own
• Severe rent burden: 416.0

Population outlook (Okaloosa County) Hauer SSP2

• Today (2025): 235,133 people
• By 2030: 253,483 · +7.8%
• By 2040: 289,537 · +23.1%
• By 2050: 322,954 · +37.3%
• By 2075: 399,624 · +70.0%
• By 2100: 425,311 · +80.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: White 63% Two or more races 12% Black 12% Hispanic / Latino 9% Asian 8%
• Hispanic origin (detail): Mexican 3% Puerto Rican 2%
• Common ancestry: Slovak 5% Romanian 2% Lithuanian 2%
• Foreign-born: 5% · Canada, South Korea, China
• Languages at home: 89% English-only · Other Indo-European 4% Spanish 3% Tagalog/Filipino 1%

Political lean MEDSL · Okaloosa

• 2024 margin: Solid R (+42.4) · D 28.2% · R 70.7% · Other 1.1%
• 2008→2024 swing: +2.5pp toward D · 2008: -44.9pp · 2024: -42.4pp
• All cycles: 2024: R+42.4 2020: R+39.1 2016: R+47.8 2012: R+49.4 2008: R+44.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -97.13%
• Current HPI: 269.266
• Rent YoY: ▼ -0.45%
• Metro: Crestview-Fort Walton Beach-Destin, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+1320.9% since first listed

38 events — show timeline

• 2026-05-20 Price Changed $239,000 ECAR
• 2026-02-22 Relisted — ECAR
• 2026-02-06 Relisted — ECAR
• 2026-01-01 Price Changed $245,000 ECAR
• 2025-11-02 Price Changed $260,000 ECAR
• 2025-09-17 Relisted — ECAR
• 2025-08-26 Price Changed $280,000 ECAR
• 2025-07-30 Listed $295,000 ECAR
• 2020-11-19 Sold (Public Records) $246,500 Public Records
• 2020-11-18 Sold (MLS) $256,500 ECAR
• 2020-11-18 Sold (MLS) $256,500 NAMLS
• 2020-09-30 Pending — ECAR
• 2020-08-04 Listed $246,500 ECAR
• 2020-08-04 Listed $246,500 NAMLS
• 2020-02-11 Sold (Public Records) $136,000 Public Records
• 2020-02-11 Sold (MLS) $136,000 NAMLS
• 2020-02-11 Sold (MLS) $136,000 ECAR
• 2020-01-31 Pending — ECAR
• 2020-01-29 Relisted — ECAR
• 2019-12-26 Listed $139,900 NAMLS
• 2013-07-31 Listing Removed — NAMLS
• 2013-02-04 Listed $124,800 NAMLS
• 2013-02-04 Listed $124,800 ECAR
• 2008-07-17 Listing Removed — NAMLS
• 2008-06-13 Listed $168,000 NAMLS
• 2008-06-13 Listed $168,000 ECAR
• 2008-01-09 Listed $189,900 ECAR
• 2007-07-30 Listing Removed — NAMLS
• 2007-05-07 Listed $200,000 NAMLS
• 2007-05-07 Listed $200,000 ECAR
• 2000-08-24 Sold (Public Records) $79,800 Public Records
• 2000-08-22 Sold (MLS) $79,762 ECAR
• 2000-05-11 Listed $80,000 ECAR
• 1999-10-26 Listed $82,900 ECAR
• 1999-07-01 Sold (Public Records) $74,900 Public Records
• 1999-06-29 Sold (MLS) $74,900 ECAR
• 1998-11-23 Listed $76,900 ECAR
• 1977-01-01 Sold (Public Records) $16,820 Public Records

Property tax history

+14.4%/yr

Latest (2025): $2,598 · +0.4% YoY. Source: county tax records.