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9724 Hwy 613
C Composite 56.78
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.1/30.0
  • ARV discount +14.6/15.0
  • DSCR +6.7/10.0
  • 1% rule +4.7/10.0
  • Livability +3.0/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.6/10.0
  • Appreciation +0.0/10.0

$169,000

9724 Hwy 613 · Escatawpa, MS 39562
4 bd · 2.0 ba · 1,775 sqft · SingleFamily public records · 30 Days on market
Built 1960 0.66 ac lot Est $201k · 16% under ↓ 6% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This spacious home sits on a large lot and located just a short distance from the interstate. This beautiful home features: 4 bedrooms, 2 full bath, enclosed back porch. large spacious living room, carport, freshly painted brick, and so much more. Outside you will find multiple fruit producing trees throughout the yard.

Key facts

  • Back sun porch
  • Private backyard
  • Huge backyard

Tags

BRICK HOMEHUGE BACKYARDPRIVATE BACKYARDBACK SUN PORCH

Property features AI

Finance

  • HOA & community: Community amenities include airport/runway access, boating, playground, restaurant, and RV/boat storage

Exterior

  • Parking: Attached carport; Carport; Driveway; Gravel parking; 1 parking space total
  • Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer connected
  • Home design: Single-family house; One story; Move-in ready
  • Construction: Brick construction; Asphalt shingle roof; Slab foundation; Built (year source: public records)
  • Exterior features: Glass-enclosed patio/porch; Partial fencing; Sheds on property; Few trees in front yard; Level lot

Interior

  • Kitchen: Built-in electric range; Dishwasher; Microwave; Refrigerator
  • Flooring: Luxury vinyl; Carpet
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Electric heating; Central air conditioning; Ceiling fans
  • Interior features: Breakfast bar; Ceiling fans; Deadbolt locks; Sliding doors; Blinds and window treatments
  • Laundry & utility: Laundry room; Laundry located in carport; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $169k.

Deal economics

  • At list price, monthly cash flow is $241 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $165k (2.6% below list).
  • Recommended offer: $165k (2.6% below list) — sets the bar for 1% rule.

Location & tenants

  • Location reads 60/100 on livability (#211 in MS) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing B+; Watch: health & safety D+, amenities F, commute F.
  • Moss Point Separate School District (suburban): math 17% / reading 22% proficiency, ranked #94 of 130 in MS (top 72%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 83% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Moss Point Escatawpa Upper Elem (math 12% / reading 20%, grade F, #270 of 375 statewide, top 72%, 339 students, 100% FRL); Moss Point High School (math 27% / reading 27%, grade F, #101 of 197 statewide, top 54%, 455 students, 100% FRL) — zoned schools average 100% FRL vs 83% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: 109 active listings in the ZIP; 516 units permitted in Jackson County in 2024 (6 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 30 days — a 2% lower offer ($166k) is reasonable based on typical stale-listing flexibility.
  • 4 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $164,676 (2.6% below list)

Questions for the listing agent

  1. Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.97%
Cap rate
8.01%
Cash-on-cash
6.12%
DSCR
1.27
GRM
8.6

CMA / ARV

ARV (on-the-fly)
$200,575
Comps found
8
Show comp detail 8 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9616 Donchester Cir 0.09mi 4/2.0 1,680 (-5%) 22mo $189,900 $113 69
9621 Donchester Cir 0.12mi 5/2.0 (+1) 1,558 (-12%) 1mo $219,900 $141 68
10016 Oakwood Park Dr 0.36mi 4/2.0 1,701 (-4%) 12mo $179,900 $106 66
3316 Prescott Dr 0.26mi 3/2.0 (-1) 1,804 (+2%) 21mo $169,000 $94 63
9761 Donchester Cir 0.16mi 3/1.5 (-1) 1,512 (-15%) 6mo $119,900 $79 56
9724 Parkland Ct 0.47mi 4/3.0 1,900 (+7%) 12mo $224,000 $118 52
3241 Kings Bridge Rd 0.37mi 3/2.0 (-1) 1,588 (-10%) 11mo $225,000 $142 51
9752 Wilkerson Cir 0.32mi 3/2.0 (-1) 1,549 (-13%) 18mo $163,000 $105 44

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-6.9%
Equity multiple
0.75×
Total profit
$-12,066
Equity at exit
$25,198
10-year hold
IRR
2.7%
Equity multiple
1.19×
Total profit
$9,103
Equity at exit
$14,612

Cash invested: $47,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Mississippi
90 Strongly Landlord-Friendly · R+11
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; very landlord-favorable; no rent control.

ZIP-level market 39562

Home prices YoY
-25.6%
Active inventory
109
Price-to-rent
8.6×

Monthly cashflow live

Estimated rent
$1,647 medium interval (Pro) →
Mortgage (P&I)
$886
Tax from tax record
$103 /mo · $1,237/yr
Insurance
$70
HOA
$0
Vacancy / Maint / Mgmt
$346
Net cashflow
$241

Break-even live

Break-even rent $1,341
Max offer price $169,000
Occupancy floor 80%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$42,250
Closing costs
$5,070
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 28 events

  1. 2026-06-18
    days on market $169,000 Active 30 DOM
  2. 2026-06-17
    days on market $169,000 Active 29 DOM
  3. 2026-06-16
    days on market $169,000 Active 28 DOM
  4. 2026-06-15
    days on market $169,000 Active 27 DOM
  5. 2026-06-14
    days on market $169,000 Active 25 DOM
  6. 2026-06-13
    days on market $169,000 Active 24 DOM
  7. 2026-06-10
    days on market $169,000 Active 22 DOM
  8. 2026-06-09
    days on market $169,000 Active 21 DOM
  9. 2026-06-08
    days on market $169,000 Active 20 DOM
  10. 2026-06-07
    days on market $169,000 Active 19 DOM
  11. 2026-06-02
    days on market $169,000 Active 14 DOM
  12. 2026-06-01
    days on market $169,000 Active 13 DOM
  13. 2026-05-31
    days on market $169,000 Active 12 DOM
  14. 2026-05-30
    days on market $169,000 Active 11 DOM
  15. 2026-05-18
    listed $169,000 Active
  16. 2025-09-04
    price $172,000
  17. 2025-08-26
    status Active
  18. 2025-06-17
    status Pending
  19. 2025-06-17
    historical
  20. 2025-05-24
    price $179,000
  21. 2025-05-05
    price $189,900
  22. 2025-04-18
    listed $197,000 Active
  23. 2022-10-19
    soldstatus
  24. 2022-10-06
    soldstatus Closed 321-char remark
    Show marketing remark (321 chars)

    This spacious home sits on a large lot and located just a short distance from the interstate. This beautiful home features: 4 bedrooms, 2 full bath, enclosed back porch. large spacious living room, carport, freshly painted brick, and so much more. Outside you will find multiple fruit producing trees throughout the yard.

  25. 2022-09-08
    status Pending 321-char remark
    Show marketing remark (321 chars)

    This spacious home sits on a large lot and located just a short distance from the interstate. This beautiful home features: 4 bedrooms, 2 full bath, enclosed back porch. large spacious living room, carport, freshly painted brick, and so much more. Outside you will find multiple fruit producing trees throughout the yard.

  26. 2022-08-10
    price $159,000 321-char remark
    Show marketing remark (321 chars)

    This spacious home sits on a large lot and located just a short distance from the interstate. This beautiful home features: 4 bedrooms, 2 full bath, enclosed back porch. large spacious living room, carport, freshly painted brick, and so much more. Outside you will find multiple fruit producing trees throughout the yard.

  27. 2022-07-12
    price $174,000 321-char remark
    Show marketing remark (321 chars)

    This spacious home sits on a large lot and located just a short distance from the interstate. This beautiful home features: 4 bedrooms, 2 full bath, enclosed back porch. large spacious living room, carport, freshly painted brick, and so much more. Outside you will find multiple fruit producing trees throughout the yard.

  28. 2022-06-27
    listed $179,000 Active 321-char remark
    Show marketing remark (321 chars)

    This spacious home sits on a large lot and located just a short distance from the interstate. This beautiful home features: 4 bedrooms, 2 full bath, enclosed back porch. large spacious living room, carport, freshly painted brick, and so much more. Outside you will find multiple fruit producing trees throughout the yard.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MS · Resets to sale price

Current annual tax
$1,237 · $103/mo
Projected year-2 tax
$1,335 · $111/mo
Expected delta
+$98/yr (+$8/mo · 7.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 7/10 Severe
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$19,761
− Mortgage interest
−$9,467
− Property taxes
−$1,237
− Insurance
−$845
− Repairs & maintenance
−$1,581
− Management
−$1,581
− Depreciation
−$4,916
Taxable income
$134
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$32
After-tax cash flow
$2,862/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Moss Point Separate School District
NCES district ID
2803000
Math proficiency
17% ▼ -3.00%
Reading proficiency
22% ▬ 0.00%
Median HH income
$38,041
Composite
16.34/100
National rank
#9205
State rank
#94 of 130 in MS

Livability — Escatawpa

Score
60/100
State rank
#211
US rank
#18602

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment F Housing B+ Health & safety D+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Escatawpa, MS
Population (ZIP)
17,142

Population outlook (Jackson County) Hauer SSP2

Today (2025)
146,926 people
By 2030
148,442 · +1.0%
By 2040
149,631 · +1.8%
By 2050
148,723 · +1.2%
By 2075
147,845 · +0.6%
By 2100
144,510 · -1.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (89%)
Race & ethnicity
White 89% Black 6% Two or more races 2% Hispanic / Latino 2%
Common ancestry
Slovak 2% Italian 2% Lithuanian 2%
Foreign-born
2% · Canada
Languages at home
97% English-only · Spanish 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Jackson

2024 margin
Solid R (+39.9) · D 29.5% · R 69.4% · Other 1.1%
2008→2024 swing
-6.4pp toward R · 2008: -33.5pp · 2024: -39.9pp
All cycles
2024: R+39.9 2020: R+34.6 2016: R+39.9 2012: R+36.1 2008: R+33.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -62.87%
Current HPI
182.2784
Rent YoY
Metro
State GDP YoY
F500 in state
0

Price history

-5.6% since first listed
14 events — show timeline
  • 2026-05-18 Listed $169,000 MLSU
  • 2025-09-04 Price Changed $172,000 MLSU
  • 2025-08-26 Relisted MLSU
  • 2025-06-17 Pending MLSU
  • 2025-06-17 Listing Removed MLSU
  • 2025-05-24 Price Changed $179,000 MLSU
  • 2025-05-05 Price Changed $189,900 MLSU
  • 2025-04-18 Listed $197,000 MLSU
  • 2022-10-19 Sold (Public Records) Public Records
  • 2022-10-06 Sold (MLS) MLSU
  • 2022-09-08 Pending MLSU
  • 2022-08-10 Price Changed $159,000 MLSU
  • 2022-07-12 Price Changed $174,000 MLSU
  • 2022-06-27 Listed $179,000 MLSU

Property tax history

+1.7%/yr

Latest (2025): $1,237 · +7.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…