9724 Hwy 613 · Escatawpa, MS
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $1,241 – $2,305
Heat risk 10/10 · Severe
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +21.1/30.0
- ARV discount +14.6/15.0
- DSCR +6.7/10.0
- 1% rule +4.7/10.0
- Livability +3.0/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.6/10.0
- Appreciation +0.0/10.0
$169,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
This spacious home sits on a large lot and located just a short distance from the interstate. This beautiful home features: 4 bedrooms, 2 full bath, enclosed back porch. large spacious living room, carport, freshly painted brick, and so much more. Outside you will find multiple fruit producing trees throughout the yard.
Key facts
- Back sun porch
- Private backyard
- Huge backyard
Tags
Property features AI
Finance
- HOA & community: Community amenities include airport/runway access, boating, playground, restaurant, and RV/boat storage
Exterior
- Parking: Attached carport; Carport; Driveway; Gravel parking; 1 parking space total
- Utilities: Public water; Public sewer; Electricity connected; Water connected; Sewer connected
- Home design: Single-family house; One story; Move-in ready
- Construction: Brick construction; Asphalt shingle roof; Slab foundation; Built (year source: public records)
- Exterior features: Glass-enclosed patio/porch; Partial fencing; Sheds on property; Few trees in front yard; Level lot
Interior
- Kitchen: Built-in electric range; Dishwasher; Microwave; Refrigerator
- Flooring: Luxury vinyl; Carpet
- Bathrooms: 2 full bathrooms
- Heating & cooling: Electric heating; Central air conditioning; Ceiling fans
- Interior features: Breakfast bar; Ceiling fans; Deadbolt locks; Sliding doors; Blinds and window treatments
- Laundry & utility: Laundry room; Laundry located in carport; Electric water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $169k.
Deal economics
- At list price, monthly cash flow is $241 ($3k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $165k (2.6% below list).
- Recommended offer: $165k (2.6% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 60/100 on livability (#211 in MS) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing B+; Watch: health & safety D+, amenities F, commute F.
- Moss Point Separate School District (suburban): math 17% / reading 22% proficiency, ranked #94 of 130 in MS (top 72%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 83% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Moss Point Escatawpa Upper Elem (math 12% / reading 20%, grade F, #270 of 375 statewide, top 72%, 339 students, 100% FRL); Moss Point High School (math 27% / reading 27%, grade F, #101 of 197 statewide, top 54%, 455 students, 100% FRL) — zoned schools average 100% FRL vs 83% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
- Market conditions: 109 active listings in the ZIP; 516 units permitted in Jackson County in 2024 (6 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
Negotiation context
- It's been on market 30 days — a 2% lower offer ($166k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; major wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1960 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.97% ✗
- Cap rate
- 8.01%
- Cash-on-cash
- 6.12%
- DSCR
- 1.27
- GRM
- 8.6
CMA / ARV
- ARV (on-the-fly)
- $200,575
- Comps found
- 8
Show comp detail 8 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 9616 Donchester Cir | 0.09mi | 4/2.0 | 1,680 (-5%) | 22mo | $189,900 | $113 | 69 |
| 9621 Donchester Cir | 0.12mi | 5/2.0 (+1) | 1,558 (-12%) | 1mo | $219,900 | $141 | 68 |
| 10016 Oakwood Park Dr | 0.36mi | 4/2.0 | 1,701 (-4%) | 12mo | $179,900 | $106 | 66 |
| 3316 Prescott Dr | 0.26mi | 3/2.0 (-1) | 1,804 (+2%) | 21mo | $169,000 | $94 | 63 |
| 9761 Donchester Cir | 0.16mi | 3/1.5 (-1) | 1,512 (-15%) | 6mo | $119,900 | $79 | 56 |
| 9724 Parkland Ct | 0.47mi | 4/3.0 | 1,900 (+7%) | 12mo | $224,000 | $118 | 52 |
| 3241 Kings Bridge Rd | 0.37mi | 3/2.0 (-1) | 1,588 (-10%) | 11mo | $225,000 | $142 | 51 |
| 9752 Wilkerson Cir | 0.32mi | 3/2.0 (-1) | 1,549 (-13%) | 18mo | $163,000 | $105 | 44 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- -6.9%
- Equity multiple
- 0.75×
- Total profit
- $-12,066
- Equity at exit
- $25,198
- IRR
- 2.7%
- Equity multiple
- 1.19×
- Total profit
- $9,103
- Equity at exit
- $14,612
Cash invested: $47,320 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Mississippi
- 90 Strongly Landlord-Friendly · R+11
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 39562
- Home prices YoY
- -25.6%
- Active inventory
- 109
- Price-to-rent
- 8.6×
Monthly cashflow live
- Estimated rent
- $1,647 medium interval (Pro) →
- Mortgage (P&I)
- −$886
- Tax from tax record
- −$103 /mo · $1,237/yr
- Insurance
- −$70
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$346
- Net cashflow
- $241
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $42,250
- Closing costs
- $5,070
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 28 events
-
2026-06-18days on market $169,000 Active 30 DOM
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2026-06-17days on market $169,000 Active 29 DOM
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2026-06-16days on market $169,000 Active 28 DOM
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2026-06-15days on market $169,000 Active 27 DOM
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2026-06-14days on market $169,000 Active 25 DOM
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2026-06-13days on market $169,000 Active 24 DOM
-
2026-06-10days on market $169,000 Active 22 DOM
-
2026-06-09days on market $169,000 Active 21 DOM
-
2026-06-08days on market $169,000 Active 20 DOM
-
2026-06-07days on market $169,000 Active 19 DOM
-
2026-06-02days on market $169,000 Active 14 DOM
-
2026-06-01days on market $169,000 Active 13 DOM
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2026-05-31days on market $169,000 Active 12 DOM
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2026-05-30days on market $169,000 Active 11 DOM
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2026-05-18$169,000 Active
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2025-09-04price $172,000
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2025-08-26status Active
-
2025-06-17status Pending
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2025-06-17historical
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2025-05-24price $179,000
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2025-05-05price $189,900
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2025-04-18$197,000 Active
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2022-10-19soldstatus
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2022-10-06soldstatus Closed 321-char remark
Show marketing remark (321 chars)
This spacious home sits on a large lot and located just a short distance from the interstate. This beautiful home features: 4 bedrooms, 2 full bath, enclosed back porch. large spacious living room, carport, freshly painted brick, and so much more. Outside you will find multiple fruit producing trees throughout the yard.
-
2022-09-08status Pending 321-char remark
Show marketing remark (321 chars)
This spacious home sits on a large lot and located just a short distance from the interstate. This beautiful home features: 4 bedrooms, 2 full bath, enclosed back porch. large spacious living room, carport, freshly painted brick, and so much more. Outside you will find multiple fruit producing trees throughout the yard.
-
2022-08-10price $159,000 321-char remark
Show marketing remark (321 chars)
This spacious home sits on a large lot and located just a short distance from the interstate. This beautiful home features: 4 bedrooms, 2 full bath, enclosed back porch. large spacious living room, carport, freshly painted brick, and so much more. Outside you will find multiple fruit producing trees throughout the yard.
-
2022-07-12price $174,000 321-char remark
Show marketing remark (321 chars)
This spacious home sits on a large lot and located just a short distance from the interstate. This beautiful home features: 4 bedrooms, 2 full bath, enclosed back porch. large spacious living room, carport, freshly painted brick, and so much more. Outside you will find multiple fruit producing trees throughout the yard.
-
2022-06-27$179,000 Active 321-char remark
Show marketing remark (321 chars)
This spacious home sits on a large lot and located just a short distance from the interstate. This beautiful home features: 4 bedrooms, 2 full bath, enclosed back porch. large spacious living room, carport, freshly painted brick, and so much more. Outside you will find multiple fruit producing trees throughout the yard.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MS · Resets to sale price
- Current annual tax
- $1,237 · $103/mo
- Projected year-2 tax
- $1,335 · $111/mo
- Expected delta
- +$98/yr (+$8/mo · 7.9%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 10/10 Extreme 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $19,761
- − Mortgage interest
- −$9,467
- − Property taxes
- −$1,237
- − Insurance
- −$845
- − Repairs & maintenance
- −$1,581
- − Management
- −$1,581
- − Depreciation
- −$4,916
- Taxable income
- $134
- Est. tax owed @ 24.0%
- −$32
- After-tax cash flow
- $2,862/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Moss Point Separate School District
- NCES district ID
- 2803000
- Math proficiency
- 17% ▼ -3.00%
- Reading proficiency
- 22% ▬ 0.00%
- Median HH income
- $38,041
- Composite
- 16.34/100
- National rank
- #9205
- State rank
- #94 of 130 in MS
Livability — Escatawpa
- Score
- 60/100
- State rank
- #211
- US rank
- #18602
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Escatawpa, MS
- Population (ZIP)
- 17,142
Population outlook (Jackson County) Hauer SSP2
- Today (2025)
- 146,926 people
- By 2030
- 148,442 · +1.0%
- By 2040
- 149,631 · +1.8%
- By 2050
- 148,723 · +1.2%
- By 2075
- 147,845 · +0.6%
- By 2100
- 144,510 · -1.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (89%)
- Race & ethnicity
- White 89% Black 6% Two or more races 2% Hispanic / Latino 2%
- Common ancestry
- Slovak 2% Italian 2% Lithuanian 2%
- Foreign-born
- 2% · Canada
- Languages at home
- 97% English-only · Spanish 2% Russian/Polish/Slavic 1%
Political lean MEDSL · Jackson
- 2024 margin
- Solid R (+39.9) · D 29.5% · R 69.4% · Other 1.1%
- 2008→2024 swing
- -6.4pp toward R · 2008: -33.5pp · 2024: -39.9pp
- All cycles
- 2024: R+39.9 2020: R+34.6 2016: R+39.9 2012: R+36.1 2008: R+33.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -62.87%
- Current HPI
- 182.2784
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- —
- F500 in state
- 0
Price history
-5.6% since first listed14 events — show timeline
- 2026-05-18 Listed $169,000 MLSU
- 2025-09-04 Price Changed $172,000 MLSU
- 2025-08-26 Relisted — MLSU
- 2025-06-17 Pending — MLSU
- 2025-06-17 Listing Removed — MLSU
- 2025-05-24 Price Changed $179,000 MLSU
- 2025-05-05 Price Changed $189,900 MLSU
- 2025-04-18 Listed $197,000 MLSU
- 2022-10-19 Sold (Public Records) — Public Records
- 2022-10-06 Sold (MLS) — MLSU
- 2022-09-08 Pending — MLSU
- 2022-08-10 Price Changed $159,000 MLSU
- 2022-07-12 Price Changed $174,000 MLSU
- 2022-06-27 Listed $179,000 MLSU
Property tax history
+1.7%/yrLatest (2025): $1,237 · +7.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…