3340 Del Sol #152 · San Diego, CA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 2/10 · Minimal
- Est. fire insurance / yr
- $659 – $1,223
Heat risk 4/10 · Minor
- Hot days now (above 86°F)
- 5 days/yr
- Hot days in 30 yrs
- 14 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Schools +3.9/10.0
- Livability +3.8/5.0
- Condition / age +2.5/5.0
- Rent growth +2.4/5.0
- Appreciation +0.0/10.0
$135,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Lge well-kept home on quiet cul-de-sac waiting for your personal touch to make it your own. Home backs up to large open space without the greenbelt price. Laminate flooring in living rm & kitchen w/new carpet in both bedrooms. Kitchen island w/stove top allows you to prepare meals while still being able to interact w/guests seated around the island. Separate family rm & living rm provides ample rm to entertain or set up home office. Yard requires little maintenance more time to relax, Rent $1,205 month.
Key facts
- Laminate flooring
- Custom wood cabinets
- Cul de sac
Tags
Property features AI
Finance
- Other: Pets allowed (call to confirm)
- Financial info: Land lease amount: $1,850
- HOA & community: Senior community; Suburban community setting; Land lease (monthly land lease shown)
Exterior
- Parking: Located in Ocean Bluffs Mobile Park
- Utilities: Public sewer
- Home design: Single-story mobile home; Mobile home dimensions approximately 24' x 64'; Mobile home remains on site
- Construction: Year built per assessor
- Exterior features: Patio (see remarks); Community pool; Has a view
Interior
- Flooring: Vinyl flooring; Laminate flooring
- Bathrooms: Two full bathrooms
- Heating & cooling: Central cooling
- Interior features: Entry on main level with steps to stairs or ramp; One-level layout; Jack & Jill bathroom configuration; Great room; Family room
- Laundry & utility: Laundry room (individual room)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/2.0-bath manufactured listed at $135k.
Deal economics
- At list price, monthly cash flow is $2k ($23k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $135k).
- Recommended offer: $127k (6.0% below list) — sets the bar for market timing.
- Cap rate 23.4% vs local median 2.0% in San Diego — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 75/100 on livability (#123 in CA, #4,206 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment A+; Watch: health & safety C-, crime D+, cost of living F.
- Sweetwater Union High (suburban): math 36% / reading 52% proficiency, ranked #187 of 517 in CA (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents soft (-0.5%/yr); 210 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 11,759 units permitted in San Diego County in 2024 (7,244 in 5+ unit buildings).
- This rent runs 44% of the median local income ($95k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- San Diego County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 0.0% rent growth), your $38k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- It's been on market 66 days — a 6% lower offer ($127k) is reasonable based on typical stale-listing flexibility.
- 3 sale attempts since 7y ago; this cycle's ask has dropped $30k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.
- Current owner paid $55k; list at $135k implies a 145% gain — meaningful room to come down on a strong offer.
Questions for the listing agent
- It's been on market 66 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.55% ✓
- Cap rate
- 23.42%
- Cash-on-cash
- 61.16%
- DSCR
- 3.72
- GRM
- 3.3
CMA / ARV
- ARV (on-the-fly)
- $202,752
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3340 Del Sol Blvd Spc 4 | 0.09mi | 2/2.0 | 1,536 (0%) | 3mo | $80,000 | $52 | 93 |
| 3340 Del Sol #215 | 0.00mi | 2/2.0 | 1,440 (-6%) | 6mo | $190,000 | $132 | 84 |
| 3340 Del Sol Blvd, Unit 158 | 0.09mi | 2/2.0 | 1,440 (-6%) | 2mo | $125,000 | $87 | 84 |
| 3340 Del Sol Blvd Spc 126 | 0.00mi | 2/2.0 | 1,440 (-6%) | 7mo | $150,000 | $104 | 84 |
| 3340 Del Sol Blvd #180 | 0.09mi | 2/2.0 | 1,440 (-6%) | 2mo | $85,000 | $59 | 83 |
| 3340 Del Sol Blvd #21 | 0.00mi | 2/2.0 | 1,440 (-6%) | 8mo | $177,000 | $123 | 83 |
| 3340 Del Sol Blvd #237 | 0.00mi | 3/2.0 (+1) | 1,440 (-6%) | 5mo | $198,000 | $138 | 80 |
| 3340 Del Sol Blvd #102 | 0.09mi | 3/2.0 (+1) | 1,440 (-6%) | 1mo | $217,000 | $151 | 79 |
| 3340 Del Sol Blvd #246 | 0.00mi | 2/2.0 | 1,440 (-6%) | 16mo | $195,400 | $136 | 76 |
| 3340 Del Sol Blvd #144 | 0.09mi | 2/2.0 | 1,344 (-12%) | 2mo | $195,000 | $145 | 73 |
| 3340 Del Sol Blvd #196 | 0.00mi | 2/2.0 | 1,344 (-12%) | 8mo | $170,000 | $126 | 72 |
| 3340 Del Sol Blvd #209 | 0.00mi | 3/2.0 (+1) | 1,431 (-7%) | 15mo | $275,000 | $192 | 71 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 0.0% rent growth · sell at horizon
- IRR
- 56.7%
- Equity multiple
- 3.40×
- Total profit
- $90,698
- Equity at exit
- $20,129
- IRR
- 60.6%
- Equity multiple
- 6.23×
- Total profit
- $197,840
- Equity at exit
- $11,672
Cash invested: $37,800 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 18 Strongly Tenant-Friendly
- State California
- 18 Strongly Tenant-Friendly · D+13
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 92154
- Rents YoY
- -0.5%
- Active inventory
- 210
- Price-to-rent
- 3.3×
Monthly cashflow live
- Estimated rent
- $3,443 high interval (Pro) →
- Mortgage (P&I)
- −$708
- Tax from tax record
- −$29 /mo · $351/yr
- Insurance
- −$56
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$723
- Net cashflow
- $1,926
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $33,750
- Closing costs
- $4,050
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 12 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 3580 Marzo St San Diego, CA | 3.0 | 2.0 | 1700 | $3,500 | $2.06 | 16d | 1 | 0.32mi |
| 3624 Marzo St San Diego, CA | 3.0 | 2.0 | 1330 | $3,295 | $2.48 | 19d | 1 | 0.34mi |
| 3590 Arey Dr San Diego, CA | 3.0 | 2.0 | 1061 | $3,995 | $3.77 | 1d | 1 | 0.36mi |
| 813 Beyer Way San Diego, CA | 3.0 | 2.5 | 1495 | $3,500 | $2.34 | 2d | 1 | 0.38mi |
| 1515 Kenalan Dr San Diego, CA | 3.0 | 2.0 | 1140 | $3,500 | $3.07 | 1d | 1 | 0.74mi |
| 3763 Via del Bardo San Ysidro, CA | 3.0 | 2.5 | 1472 | $4,200 | $2.85 | 2d | 1 | 0.76mi |
| 2709 Elm Ave Unit B San Diego, CA | 3.0 | 3.0 | 1560 | $3,449 | $2.21 | 1d | 1 | 0.94mi |
| 2683 Caulfield Dr San Diego, CA | 3.0 | 2.0 | 1445 | $3,995 | $2.76 | 1d | 1 | 0.97mi |
| 1394 Oro Vista Rd San Diego, CA | 2.0–3.0 | 2.0 | 1088 | $2,725 | $2.50 | 1d | 4 | 1.19mi |
| 4483 Corona Borealis San Diego, CA | 2.0 | 2.5 | 1400 | $3,800 | $2.71 | 14d | 1 | 1.32mi |
| 217 Date St Unit B Chula Vista, CA | 3.0 | 2.5 | 1228 | $3,500 | $2.85 | 2d | 1 | 1.41mi |
| 4589 Casa Nova Ct San Diego, CA | 1.0 | 1.0 | 2224 | $1,150 | $0.52 | 24d | 1 | 1.49mi |
Listing history 22 events
-
2026-06-18days on market $135,000 Active 66 DOM
-
2026-06-17days on market $135,000 Active 65 DOM
-
2026-06-16days on market $135,000 Active 64 DOM
-
2026-06-15days on market $135,000 Active 63 DOM
-
2026-06-13days on market $135,000 Active 61 DOM
-
2026-06-13days on market $135,000 Active 60 DOM
-
2026-06-09days on market $135,000 Active 57 DOM
-
2026-06-08days on market $135,000 Active 56 DOM
-
2026-06-07days on market $135,000 Active 55 DOM
-
2026-06-04days on market $135,000 Active 52 DOM
-
2026-06-03days on market $135,000 Active 51 DOM
-
2026-06-02days on market $135,000 Active 50 DOM
-
2026-06-01days on market $135,000 Active 49 DOM
-
2026-05-31days on market $135,000 Active 48 DOM
-
2026-05-19price $135,000
-
2026-05-13status Active
-
2026-05-13price $150,000
-
2026-03-22historical
-
2026-02-19$165,000 Active
-
2019-07-01soldstatus $55,000 Sold 518-char remark
Show marketing remark (518 chars)
Lge well-kept home on quiet cul-de-sac waiting for your personal touch to make it your own. Home backs up to large open space without the greenbelt price. Laminate flooring in living rm & kitchen w/new carpet in both bedrooms. Kitchen island w/stove top allows you to prepare meals while still being able to interact w/guests seated around the island. Separate family rm & living rm provides ample rm to entertain or set up home office. Yard requires little maintenance more time to relax, Rent $1,205 month.
-
2019-06-18status Pending 518-char remark
Show marketing remark (518 chars)
Lge well-kept home on quiet cul-de-sac waiting for your personal touch to make it your own. Home backs up to large open space without the greenbelt price. Laminate flooring in living rm & kitchen w/new carpet in both bedrooms. Kitchen island w/stove top allows you to prepare meals while still being able to interact w/guests seated around the island. Separate family rm & living rm provides ample rm to entertain or set up home office. Yard requires little maintenance more time to relax, Rent $1,205 month.
-
2019-04-06$58,500 Active 518-char remark
Show marketing remark (518 chars)
Lge well-kept home on quiet cul-de-sac waiting for your personal touch to make it your own. Home backs up to large open space without the greenbelt price. Laminate flooring in living rm & kitchen w/new carpet in both bedrooms. Kitchen island w/stove top allows you to prepare meals while still being able to interact w/guests seated around the island. Separate family rm & living rm provides ample rm to entertain or set up home office. Yard requires little maintenance more time to relax, Rent $1,205 month.
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast CA · Resets to sale price
- Current annual tax
- $351 · $29/mo
- Projected year-2 tax
- $1,026 · $86/mo
- Expected delta
- +$675/yr (+$56/mo · 192.3%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 2/10 Low
- Heat 4/10 Moderate 5 d/yr ≥86°F today · 14 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $41,315
- − Mortgage interest
- −$7,562
- − Property taxes
- −$351
- − Insurance
- −$675
- − Repairs & maintenance
- −$3,305
- − Management
- −$3,305
- − Depreciation
- −$3,927
- Taxable income
- $22,189
- Est. tax owed @ 24.0%
- −$5,325
- After-tax cash flow
- $17,792/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Sweetwater Union High
- NCES district ID
- 0638640
- Math proficiency
- 36% ▲ 3.00%
- Reading proficiency
- 52% ▼ -2.00%
- Median HH income
- $59,051
- Composite
- 38.61/100
- National rank
- #4158
- State rank
- #187 of 517 in CA
Livability — San Diego
- Score
- 75/100
- State rank
- #123
- US rank
- #4206
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- San Diego, CA
- County
- San Diego County · 3,178,799 people
- City population
- 1,397,612
- Metro
- San Diego-Chula Vista-Carlsbad, CA
- Population (ZIP)
- 80,445
- Household income
- $94,901
- Rent vs Own
- Severe rent burden
- 2959.0
Population outlook (San Diego County) Hauer SSP2
- Today (2025)
- 3,678,185 people
- By 2030
- 3,856,546 · +4.8%
- By 2040
- 4,171,407 · +13.4%
- By 2050
- 4,421,607 · +20.2%
- By 2075
- 4,831,599 · +31.4%
- By 2100
- 4,832,502 · +31.4%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Hispanic (68%)
- Race & ethnicity
- Hispanic / Latino 68% Two or more races 30% White 12% Asian 12% Black 5% Native American 1%
- Hispanic origin (detail)
- Mexican 65%
- Foreign-born
- 32% · Canada, China
- Languages at home
- 35% English-only · Spanish 56% Tagalog/Filipino 7% Chinese 1%
Political lean MEDSL · San Diego
- 2024 margin
- D (+16.8) · D 56.9% · R 40.1% · Other 2.9%
- 2008→2024 swing
- +6.6pp toward D · 2008: 10.2pp · 2024: 16.8pp
- All cycles
- 2024: D+16.8 2020: D+22.8 2016: D+17.8 2012: D+5.1 2008: D+10.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -568.62%
- Current HPI
- 393.1836
- Rent YoY
- ▼ -0.52%
- Metro
- San Diego-Chula Vista-Carlsbad, CA
- State GDP YoY
- ▲ 3.21%
- F500 in state
- 116
Industry mix (Fortune 500 HQ in CA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 27 | $1,492B |
|
||
| Financial Services | 3 | $174B |
|
||
| Retail | 3 | $44B |
|
||
| Insurance | 3 | $26B |
|
||
| Media / Entertainment | 2 | $115B |
|
||
| Pharmaceuticals / Biotech | 2 | $62B |
|
||
Price history
+130.8% since first listed8 events — show timeline
- 2026-05-19 Price Changed $135,000 CRMLS
- 2026-05-13 Relisted — CRMLS
- 2026-05-13 Price Changed $150,000 CRMLS
- 2026-03-22 Listing Removed — CRMLS
- 2026-02-19 Listed $165,000 CRMLS
- 2019-07-01 Sold (MLS) $55,000 SDMLS
- 2019-06-18 Pending — SDMLS
- 2019-04-06 Listed $58,500 SDMLS
Property tax history
+3.3%/yrLatest (2013): $351 · +4.6% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…