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3340 Del Sol #152
B+ Composite 77.48
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Schools +3.9/10.0
  • Livability +3.8/5.0
  • Condition / age +2.5/5.0
  • Rent growth +2.4/5.0
  • Appreciation +0.0/10.0

$135,000

3340 Del Sol #152 · San Diego, CA 92154
2 bd · 2.0 ba · 1,536 sqft · Manufactured public records · 66 Days on market
Built 1980 Est $203k · 33% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Lge well-kept home on quiet cul-de-sac waiting for your personal touch to make it your own. Home backs up to large open space without the greenbelt price. Laminate flooring in living rm & kitchen w/new carpet in both bedrooms. Kitchen island w/stove top allows you to prepare meals while still being able to interact w/guests seated around the island. Separate family rm & living rm provides ample rm to entertain or set up home office. Yard requires little maintenance more time to relax, Rent $1,205 month.

Key facts

  • Laminate flooring
  • Custom wood cabinets
  • Cul de sac

Tags

CUL DE SACLAMINATE FLOORINGNEWER WINDOWSCUSTOM WOOD CABINETSGRANITE COUNTERTOPSLARGE GREAT ROOM

Property features AI

Finance

  • Other: Pets allowed (call to confirm)
  • Financial info: Land lease amount: $1,850
  • HOA & community: Senior community; Suburban community setting; Land lease (monthly land lease shown)

Exterior

  • Parking: Located in Ocean Bluffs Mobile Park
  • Utilities: Public sewer
  • Home design: Single-story mobile home; Mobile home dimensions approximately 24' x 64'; Mobile home remains on site
  • Construction: Year built per assessor
  • Exterior features: Patio (see remarks); Community pool; Has a view

Interior

  • Flooring: Vinyl flooring; Laminate flooring
  • Bathrooms: Two full bathrooms
  • Heating & cooling: Central cooling
  • Interior features: Entry on main level with steps to stairs or ramp; One-level layout; Jack & Jill bathroom configuration; Great room; Family room
  • Laundry & utility: Laundry room (individual room)

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/2.0-bath manufactured listed at $135k.

Deal economics

  • At list price, monthly cash flow is $2k ($23k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $135k).
  • Recommended offer: $127k (6.0% below list) — sets the bar for market timing.
  • Cap rate 23.4% vs local median 2.0% in San Diego — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 75/100 on livability (#123 in CA, #4,206 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, employment A+; Watch: health & safety C-, crime D+, cost of living F.
  • Sweetwater Union High (suburban): math 36% / reading 52% proficiency, ranked #187 of 517 in CA (top 36%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents soft (-0.5%/yr); 210 active listings in the ZIP; 12 comparable units currently listed for rent nearby; rentals leasing fast (median 3d on market — plan ~1-2 weeks tenant-placement turnaround); solid renter incomes; 11,759 units permitted in San Diego County in 2024 (7,244 in 5+ unit buildings).
  • This rent runs 44% of the median local income ($95k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $933 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
  • San Diego County population projected at +20% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $38k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 66 days — a 6% lower offer ($127k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 7y ago; this cycle's ask has dropped $30k (18%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $55k; list at $135k implies a 145% gain — meaningful room to come down on a strong offer.
Recommended offer $126,900 (6.0% below list)

Questions for the listing agent

  1. It's been on market 66 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  5. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.55%
Cap rate
23.42%
Cash-on-cash
61.16%
DSCR
3.72
GRM
3.3

CMA / ARV

ARV (on-the-fly)
$202,752
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3340 Del Sol Blvd Spc 4 0.09mi 2/2.0 1,536 (0%) 3mo $80,000 $52 93
3340 Del Sol #215 0.00mi 2/2.0 1,440 (-6%) 6mo $190,000 $132 84
3340 Del Sol Blvd, Unit 158 0.09mi 2/2.0 1,440 (-6%) 2mo $125,000 $87 84
3340 Del Sol Blvd Spc 126 0.00mi 2/2.0 1,440 (-6%) 7mo $150,000 $104 84
3340 Del Sol Blvd #180 0.09mi 2/2.0 1,440 (-6%) 2mo $85,000 $59 83
3340 Del Sol Blvd #21 0.00mi 2/2.0 1,440 (-6%) 8mo $177,000 $123 83
3340 Del Sol Blvd #237 0.00mi 3/2.0 (+1) 1,440 (-6%) 5mo $198,000 $138 80
3340 Del Sol Blvd #102 0.09mi 3/2.0 (+1) 1,440 (-6%) 1mo $217,000 $151 79
3340 Del Sol Blvd #246 0.00mi 2/2.0 1,440 (-6%) 16mo $195,400 $136 76
3340 Del Sol Blvd #144 0.09mi 2/2.0 1,344 (-12%) 2mo $195,000 $145 73
3340 Del Sol Blvd #196 0.00mi 2/2.0 1,344 (-12%) 8mo $170,000 $126 72
3340 Del Sol Blvd #209 0.00mi 3/2.0 (+1) 1,431 (-7%) 15mo $275,000 $192 71

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
56.7%
Equity multiple
3.40×
Total profit
$90,698
Equity at exit
$20,129
10-year hold
IRR
60.6%
Equity multiple
6.23×
Total profit
$197,840
Equity at exit
$11,672

Cash invested: $37,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
18 Strongly Tenant-Friendly
State California
18 Strongly Tenant-Friendly · D+13
County
— inherits STATE
City
— inherits STATE
AB1482 statewide rent cap (10% + CPI). Cities (SF/LA/Berkeley) layer stricter rules. Just-cause statewide.

ZIP-level market 92154

Rents YoY
-0.5%
Active inventory
210
Price-to-rent
3.3×

Monthly cashflow live

Estimated rent
$3,443 high interval (Pro) →
Mortgage (P&I)
$708
Tax from tax record
$29 /mo · $351/yr
Insurance
$56
HOA
$0
Vacancy / Maint / Mgmt
$723
Net cashflow
$1,926

Break-even live

Break-even rent $1,004
Max offer price $135,000
Occupancy floor 39%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$33,750
Closing costs
$4,050
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 12 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
3580 Marzo St San Diego, CA 3.0 2.0 1700 $3,500 $2.06 16d 1 0.32mi
3624 Marzo St San Diego, CA 3.0 2.0 1330 $3,295 $2.48 19d 1 0.34mi
3590 Arey Dr San Diego, CA 3.0 2.0 1061 $3,995 $3.77 1d 1 0.36mi
813 Beyer Way San Diego, CA 3.0 2.5 1495 $3,500 $2.34 2d 1 0.38mi
1515 Kenalan Dr San Diego, CA 3.0 2.0 1140 $3,500 $3.07 1d 1 0.74mi
3763 Via del Bardo San Ysidro, CA 3.0 2.5 1472 $4,200 $2.85 2d 1 0.76mi
2709 Elm Ave Unit B San Diego, CA 3.0 3.0 1560 $3,449 $2.21 1d 1 0.94mi
2683 Caulfield Dr San Diego, CA 3.0 2.0 1445 $3,995 $2.76 1d 1 0.97mi
1394 Oro Vista Rd San Diego, CA 2.0–3.0 2.0 1088 $2,725 $2.50 1d 4 1.19mi
4483 Corona Borealis San Diego, CA 2.0 2.5 1400 $3,800 $2.71 14d 1 1.32mi
217 Date St Unit B Chula Vista, CA 3.0 2.5 1228 $3,500 $2.85 2d 1 1.41mi
4589 Casa Nova Ct San Diego, CA 1.0 1.0 2224 $1,150 $0.52 24d 1 1.49mi

Listing history 22 events

  1. 2026-06-18
    days on market $135,000 Active 66 DOM
  2. 2026-06-17
    days on market $135,000 Active 65 DOM
  3. 2026-06-16
    days on market $135,000 Active 64 DOM
  4. 2026-06-15
    days on market $135,000 Active 63 DOM
  5. 2026-06-13
    days on market $135,000 Active 61 DOM
  6. 2026-06-13
    days on market $135,000 Active 60 DOM
  7. 2026-06-09
    days on market $135,000 Active 57 DOM
  8. 2026-06-08
    days on market $135,000 Active 56 DOM
  9. 2026-06-07
    days on market $135,000 Active 55 DOM
  10. 2026-06-04
    days on market $135,000 Active 52 DOM
  11. 2026-06-03
    days on market $135,000 Active 51 DOM
  12. 2026-06-02
    days on market $135,000 Active 50 DOM
  13. 2026-06-01
    days on market $135,000 Active 49 DOM
  14. 2026-05-31
    days on market $135,000 Active 48 DOM
  15. 2026-05-19
    price $135,000
  16. 2026-05-13
    status Active
  17. 2026-05-13
    price $150,000
  18. 2026-03-22
    historical
  19. 2026-02-19
    listed $165,000 Active
  20. 2019-07-01
    soldstatus $55,000 Sold 518-char remark
    Show marketing remark (518 chars)

    Lge well-kept home on quiet cul-de-sac waiting for your personal touch to make it your own. Home backs up to large open space without the greenbelt price. Laminate flooring in living rm & kitchen w/new carpet in both bedrooms. Kitchen island w/stove top allows you to prepare meals while still being able to interact w/guests seated around the island. Separate family rm & living rm provides ample rm to entertain or set up home office. Yard requires little maintenance more time to relax, Rent $1,205 month.

  21. 2019-06-18
    status Pending 518-char remark
    Show marketing remark (518 chars)

    Lge well-kept home on quiet cul-de-sac waiting for your personal touch to make it your own. Home backs up to large open space without the greenbelt price. Laminate flooring in living rm & kitchen w/new carpet in both bedrooms. Kitchen island w/stove top allows you to prepare meals while still being able to interact w/guests seated around the island. Separate family rm & living rm provides ample rm to entertain or set up home office. Yard requires little maintenance more time to relax, Rent $1,205 month.

  22. 2019-04-06
    listed $58,500 Active 518-char remark
    Show marketing remark (518 chars)

    Lge well-kept home on quiet cul-de-sac waiting for your personal touch to make it your own. Home backs up to large open space without the greenbelt price. Laminate flooring in living rm & kitchen w/new carpet in both bedrooms. Kitchen island w/stove top allows you to prepare meals while still being able to interact w/guests seated around the island. Separate family rm & living rm provides ample rm to entertain or set up home office. Yard requires little maintenance more time to relax, Rent $1,205 month.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CA · Resets to sale price

Current annual tax
$351 · $29/mo
Projected year-2 tax
$1,026 · $86/mo
Expected delta
+$675/yr (+$56/mo · 192.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 4/10 Moderate 5 d/yr ≥86°F today · 14 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$41,315
− Mortgage interest
−$7,562
− Property taxes
−$351
− Insurance
−$675
− Repairs & maintenance
−$3,305
− Management
−$3,305
− Depreciation
−$3,927
Taxable income
$22,189
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$5,325
After-tax cash flow
$17,792/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Sweetwater Union High
NCES district ID
0638640
Math proficiency
36% ▲ 3.00%
Reading proficiency
52% ▼ -2.00%
Median HH income
$59,051
Composite
38.61/100
National rank
#4158
State rank
#187 of 517 in CA

Livability — San Diego

Score
75/100
State rank
#123
US rank
#4206

Category grades

Amenities A+ Commute A+ Cost of living F Crime D+ Employment A+ Housing C+ Health & safety C- User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
San Diego, CA
County
San Diego County · 3,178,799 people
City population
1,397,612
Metro
San Diego-Chula Vista-Carlsbad, CA
Population (ZIP)
80,445
Household income
$94,901
Rent vs Own
38.9% rent · 61.1% own
Severe rent burden
2959.0

Population outlook (San Diego County) Hauer SSP2

Today (2025)
3,678,185 people
By 2030
3,856,546 · +4.8%
By 2040
4,171,407 · +13.4%
By 2050
4,421,607 · +20.2%
By 2075
4,831,599 · +31.4%
By 2100
4,832,502 · +31.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (68%)
Race & ethnicity
Hispanic / Latino 68% Two or more races 30% White 12% Asian 12% Black 5% Native American 1%
Hispanic origin (detail)
Mexican 65%
Foreign-born
32% · Canada, China
Languages at home
35% English-only · Spanish 56% Tagalog/Filipino 7% Chinese 1%

Political lean MEDSL · San Diego

2024 margin
D (+16.8) · D 56.9% · R 40.1% · Other 2.9%
2008→2024 swing
+6.6pp toward D · 2008: 10.2pp · 2024: 16.8pp
All cycles
2024: D+16.8 2020: D+22.8 2016: D+17.8 2012: D+5.1 2008: D+10.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -568.62%
Current HPI
393.1836
Rent YoY
▼ -0.52%
Metro
San Diego-Chula Vista-Carlsbad, CA
State GDP YoY
▲ 3.21%
F500 in state
116

Industry mix (Fortune 500 HQ in CA)

Industry F500 HQs Revenue

Price history

+130.8% since first listed
8 events — show timeline
  • 2026-05-19 Price Changed $135,000 CRMLS
  • 2026-05-13 Relisted CRMLS
  • 2026-05-13 Price Changed $150,000 CRMLS
  • 2026-03-22 Listing Removed CRMLS
  • 2026-02-19 Listed $165,000 CRMLS
  • 2019-07-01 Sold (MLS) $55,000 SDMLS
  • 2019-06-18 Pending SDMLS
  • 2019-04-06 Listed $58,500 SDMLS

Property tax history

+3.3%/yr

Latest (2013): $351 · +4.6% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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