14011 N Nebraska Ave #54 · University, FL 33613

$35,000

3 bd · 1.0 ba · 504 sqft · Manufactured · 2 Days on market

Built 1949 Poor condition 2.64 ac lot

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +15.0/30.0
• ARV discount +7.5/15.0
• 1% rule +5.0/10.0
• DSCR +5.0/10.0
• Schools +4.2/10.0
• Livability +4.2/5.0
• Rent growth +2.3/5.0
• Condition / age +1.0/5.0
• Appreciation +0.0/10.0

Listing remarks

14011 N Nebraska Ave Lot 54, Tampa, FL 33613 is a 3-1 singlewide mobile home. Recently updated with an interior that feels like new throughout. Bathroom needs flooring work, with fixtures already installed. Mobile home foundation; electrical and plumbing are in good condition with only minor bathroom plumbing possibly needed.

Key facts

• 2.64 acre lot
• Built 1949

Property features AI

Finance

• Other: Property zoned CI; Lot size approximately 2.64 acres
• Financial info: No additional financial details provided
• HOA & community: No HOA

Exterior

• Parking: No parking details listed
• Security: No security features listed
• Utilities: Public water available; Public sewer available; Water and sewer connections available
• Home design: Residential mobile home (single wide); One story; Faces north; Entry on main level
• Construction: Metal siding; Metal roof; Pillar/post/pier foundation; Built as single wide mobile home
• Exterior features: Other exterior features

Interior

• Kitchen: No appliances listed
• Bedrooms: 3 bedrooms
• Flooring: Laminate flooring; Tile flooring
• Bathrooms: 1 full bathroom
• Heating & cooling: No heating; No cooling
• Interior features: No interior features listed
• Laundry & utility: Laundry inside

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath manufactured listed at $35k. Condition is rated poor.

Deal economics

• At list price, monthly cash flow is $1k ($12k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $35k).
• Cap rate 41.5% vs local median 3.9% in University — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 85/100 on livability (#28 in FL, #603 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+.
• Hillsborough (suburban): math 47% / reading 50% proficiency, ranked #41 of 73 in FL (top 56%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: Rents soft (-0.7%/yr); 108 active listings in the ZIP; 31 comparable units currently listed for rent nearby; rentals leasing fast (median 5d on market — plan ~1-2 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 9,053 units permitted in Hillsborough County in 2024 (4,555 in 5+ unit buildings).
• This rent runs 44% of the median local income ($44k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $242 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
• Hillsborough County population projected at +37% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 0.0% rent growth), your $10k cash investment doubles in ~1 year — after that, you're playing with house money.

Negotiation context

• Only 2 days on market — expect competitive offers; lowballing is unlikely to land.

Risks & watch-outs

• Watch-outs: built in 1949 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→25/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $35,000

Questions for the listing agent

1. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
2. Built in 1949 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 4.59% ✓
• Cap rate: 41.50%
• Cash-on-cash: 125.76%
• DSCR: 6.60
• GRM: 1.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold

• IRR: —
• Equity multiple: 6.62×
• Total profit: $55,057
• Equity at exit: $5,219

10-year hold

• IRR: —
• Equity multiple: 12.64×
• Total profit: $114,077
• Equity at exit: $3,026

Cash invested: $9,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33613

• Rents YoY: -0.7%
• Active inventory: 108
• Price-to-rent: 1.8×

Monthly cashflow live

• Estimated rent: $1,606 high
• Mortgage (P&I): −$184
• Tax est. 1.5%: −$44 /mo · $525/yr
• Insurance: −$15
• HOA: −$0
• Vacancy / Maint / Mgmt: −$337
• Net cashflow: $1,027

Break-even live

Break-even rent $306

Max offer price $35,000

Occupancy floor 31%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $8,750
• Closing costs: $1,050
• Reserves months: —
• Total cash needed: —

Rent comps 31 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
1302 Cooperstown Ct Tampa, FL	1.0–2.0	1.0–2.0	859	$1,575	$1.83	1d	10	0.38mi
13944 Sandy Hill Loop Tampa, FL	1.0–2.0	1.0–2.0	755	$1,500	$1.99	2d	5	0.44mi
1250 Skipper Rd Tampa, FL	1.0–2.0	1.0	650	$1,299	$2.00	24d	1	0.52mi
13617 Fletcher Regency Dr Tampa, FL	1.0–2.0	1.0–2.0	725	$1,525	$2.10	23d	6	0.54mi
13533 Gragston Cir Tampa, FL	1.0–2.0	1.0	662	$1,275	$1.92	4d	6	0.58mi
1810 E 143rd Ave Unit 2 Tampa, FL	3.0	1.0	730	$1,345	$1.84	24d	1	0.72mi
13214 Bunn Cir Tampa, FL	1.0–2.0	1.0	757	$1,425	$1.88	24d	1	0.73mi
13710 N 19th St Tampa, FL	1.0–2.0	1.0	600	$1,500	$2.50	4d	13	0.75mi
13911 N 19th St Tampa, FL	1.0–2.0	1.0	757	$1,700	$2.24	13d	8	0.76mi
1426 Marathon Key Dr Tampa, FL	1.0–2.0	1.0	773	$1,675	$2.17	23d	12	0.80mi
202 Windwood Oaks Dr Tampa, FL	2.0	1.0–2.0	712	$1,762	$2.47	1d	9	0.87mi
13036 Kain Palms Ct Tampa, FL	1.0–3.0	1.0–2.0	900	$1,699	$1.89	1d	6	0.92mi
13101 Aarans Pond Dr Tampa, FL	1.0–2.0	1.0–2.0	887	$1,691	$1.91	24d	1	0.94mi
1701 E 131st Ave Tampa, FL	1.0–2.0	1.0	647	$1,384	$2.14	2d	13	0.98mi
13102 N 20th St Tampa, FL	2.0	1.0	600	$1,700	$2.83	4d	4	1.07mi
14609 Banyan Bluff Dr Tampa, FL	1.0–2.0	1.0–2.0	868	$1,749	$2.01	1d	16	1.08mi
12406 N 15th St Tampa, FL	1.0–2.0	1.0	725	$1,305	$1.80	1d	9	1.09mi
2200 Cedar Trace Cir Tampa, FL	1.0–3.0	1.0–2.0	950	$1,700	$1.79	2d	14	1.11mi
14566 Seaford Cir Tampa, FL	1.0–2.0	1.0	718	$1,626	$2.26	2d	10	1.23mi
11738 N 14th St Tampa, FL	1.0–2.0	1.0	650	$1,400	$2.15	24d	1	1.24mi
11733 N 12th St Apt E Tampa, FL	2.0	1.0	750	$1,400	$1.87	19d	1	1.25mi
11733 N 12th St Apt L Tampa, FL	2.0	1.0	750	$1,400	$1.87	24d	1	1.25mi
801 E 120th Ave Tampa, FL	2.0	1.0	750	$1,350	$1.80	24d	1	1.27mi
801 E 120th Ave Tampa, FL	2.0	1.0	750	$1,350	$1.80	19d	1	1.27mi
11734 N 15th St Tampa, FL	2.0	1.0	700	$1,650	$2.36	24d	1	1.28mi
12702 University Club Dr Tampa, FL	1.0–3.0	1.0–2.0	919	$2,067	$2.25	1d	36	1.33mi
2015 Blue Rock Dr Tampa, FL	1.0–2.0	1.0–2.0	850	$1,699	$2.00	2d	20	1.35mi
2902 Sycamore Ct Tampa, FL	3.0	1.0–2.0	850	$1,650	$1.94	2d	21	1.38mi
1414 Maluhia Dr Tampa, FL	2.0	1.0	672	$1,850	$2.75	24d	1	1.40mi
2812 Somerset Park Dr Tampa, FL	1.0–3.0	1.0–2.0	991	$1,595	$1.61	13d	2	1.43mi
2812 Somerset Park Dr Tampa, FL	1.0–3.0	1.0–2.0	991	$1,525	$1.54	2d	2	1.43mi

Listing history 4 events

1. 2026-06-09
   statusdays on market $35,000 Active 2 DOM
2. 2026-06-07
   status $35,000 Pending 1 DOM
3. 2026-06-04
   remarks 327-char remark
4. 2026-06-04
   listed $35,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 25 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,274
• − Mortgage interest: −$1,961
• − Property taxes: −$525
• − Insurance: −$175
• − Repairs & maintenance: −$1,542
• − Management: −$1,542
• − Depreciation: −$1,018
• Taxable income: $12,512
• Est. tax owed @ 24.0%: −$3,003
• After-tax cash flow: $9,321/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 6 photos

Poor 20/100 Extensive rehab

This mobile home requires extensive repairs and maintenance, including fencing and roof work, to improve its condition and value.

Repairs flagged

• Major fencing — Damaged and overgrown
• Major roof — Signs of wear and tear
• Major interior vegetation — Overgrown and needs removal

Value-add opportunities

• Both Landscaping and fencing repair — Improves curb appeal and safety
• Both Interior cleaning and vegetation removal — Enhances interior and exterior appearance
• Both Roof repair — Critical for structural integrity and safety

Renovation cost estimate screening

Repair item	Severity	Est. cost
fencing · Damaged and overgrown	Major	$15,000–50,000
roof · Signs of wear and tear	Major	$15,000–50,000
interior vegetation · Overgrown and needs removal	Major	$15,000–50,000
Total estimated repair cost · 3 items		$45,000–150,000

Value-add ROI direction

• Both Landscaping and fencing repair — Improves curb appeal and safety ↑
• Both Interior cleaning and vegetation removal — Enhances interior and exterior appearance ↑
• Both Roof repair — Critical for structural integrity and safety ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Hillsborough
• NCES district ID: 1200870
• Math proficiency: 47% ▼ -8.00%
• Reading proficiency: 50% ▼ -4.00%
• Median HH income: $50,622
• Composite: 41.6/100
• National rank: #3435
• State rank: #41 of 73 in FL

Livability — University

• Score: 85/100
• State rank: #28
• US rank: #603

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime C Employment C+ Housing A+ Health & safety A+ User ratings C-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: University, FL
• County: Hillsborough County · 1,540,968 people
• City population: 41,570
• Metro: Tampa-St. Petersburg-Clearwater, FL
• Population (ZIP): 37,591
• Household income: $44,032
• Rent vs Own: 68.1% rent · 31.9% own
• Severe rent burden: 4426.0

Population outlook (Hillsborough County) Hauer SSP2

• Today (2025): 1,607,022 people
• By 2030: 1,733,968 · +7.9%
• By 2040: 1,979,565 · +23.2%
• By 2050: 2,203,427 · +37.1%
• By 2075: 2,667,893 · +66.0%
• By 2100: 2,891,558 · +79.9%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.69)
• Race & ethnicity: White 39% Hispanic / Latino 35% Black 18% Two or more races 16% Asian 5% Native American 1%
• Hispanic origin (detail): Mexican 9% Puerto Rican 9% Cuban 6% Dominican 2%
• Common ancestry: Hispanic 2% Lithuanian 1% Slovak 1%
• Foreign-born: 24% · Canada, China, Jamaica
• Languages at home: 62% English-only · Spanish 28% French/Haitian/Cajun 3% Other Indo-European 2%

Political lean MEDSL · Hillsborough

• 2024 margin: Toss-up / Even · D 47.8% · R 50.9% · Other 1.3%
• 2008→2024 swing: -10.2pp toward R · 2008: 7.1pp · 2024: -3.1pp
• All cycles: 2024: R+3.1 2020: D+6.9 2016: D+6.8 2012: D+6.7 2008: D+7.1

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -329.59%
• Current HPI: 367.4057
• Rent YoY: ▼ -0.69%
• Metro: Tampa-St. Petersburg-Clearwater, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

2 events — show timeline

• 2026-06-04 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-06-03 Listed $35,000 Stellar MLS as Distributed by MLS Grid