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211 Valencia
D Composite 41.55
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • 1% rule +7.6/10.0
  • ARV discount +7.5/15.0
  • Cash flow +6.8/30.0
  • Appreciation +5.3/10.0
  • Schools +4.3/10.0
  • Livability +3.9/5.0
  • Rent growth +2.6/5.0
  • Condition / age +2.5/5.0
  • DSCR +1.1/10.0

$131,000

211 Valencia · Delray Beach, FL 33446
1 bd · 1.5 ba · 726 sqft · Condo public records · 11 Days on market
Built 1973 $667/mo HOA · 40% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Under contract-accepting backup offers. Leave the cold behind and enjoy the Florida lifestyle in this beautifully updated, fully furnished 1BR/1.5BA villa in Valencia I at Kings Point Golf & Country Club. One of the few sections with desirable single-story semi-attached villas and no upstairs neighbors. Bright open layout with coastal décor, updated flooring, natural light, and renovated baths. Stylish kitchen features Corian countertops, white cabinetry, stainless appliances, breakfast bar, and wine fridge. Spacious primary suite with wall-to-wall closets and in-room washer/dryer. Enclosed air-conditioned lanai offers bonus living space with peaceful landscaped and canal views. New HVAC 2026, impact windows, new stove 2025, new roof 2022. Kings Point offers pools, golf, tennis, pickleball, fitness center, dining, and more

Key facts

  • Single-story villas
  • Renovated baths
  • Corian countertops

Tags

FULLY FURNISHEDSINGLE-STORY VILLASUPDATED FLOORINGRENOVATED BATHSCORIAN COUNTERTOPSWHITE CABINETRY

Property features AI

Finance

  • Other: Senior community; Faces west
  • Financial info: Pets allowed (restrictions possible)
  • HOA & community: Association: Vesta; HOA dues paid monthly; HOA amenities include clubhouse, fitness center, indoor pool, heated pool, spa/hot tub, tennis courts, golf course, jogging path, shuffleboard, billiard & game rooms, cafe/restaurant, library, workshop & hobby rooms, storage, manager on site, courtesy bus, maintained community, street lights, gated security and recreation facilities; HOA fee includes cable TV, insurance, ground maintenance, security, trash, common area maintenance, reserve funds and recreation facility access

Exterior

  • Parking: Assigned parking; Guest parking; Total 1 parking space
  • Security: Gated community with guard; Security lights; Attended lobby
  • Utilities: Public water; Public sewer; Cable available; Electricity available; Phone available
  • Home design: Villa; One-story; Resale
  • Construction: Built with block, concrete and stucco; Composition/shingle roof; Slab foundation; 726 sq ft living area
  • Exterior features: Storage structure; Waterfront

Interior

  • Kitchen: Disposal; Dishwasher; Electric range; Microwave; Refrigerator
  • Bedrooms: 1 bedroom on the main level
  • Flooring: Tile; Wood
  • Bathrooms: 1 full bathroom; 1 half bathroom
  • Heating & cooling: Central electric heating; Central air conditioning; Ceiling fan(s)
  • Interior features: Dome kitchen; Unfurnished
  • Laundry & utility: Laundry inside; Electric water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1-bed/1.5-bath condo listed at $131k.

Deal economics

  • At list price, monthly cash flow is $-202 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $95k (27.3% below list).
  • Meets the 1% rule at list price ($2k rent vs $131k).
  • Recommended offer: $95k (27.3% below list) — sets the bar for cash-flow.

Location & tenants

  • Location reads 77/100 on livability (#202 in FL, #3,160 nationally) — a middle-class / working-renter tenant base. Strengths: housing A+, health & safety A+, commute A-; Watch: cost of living C-, crime D-, amenities F.
  • Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Orchard View Elementary School (math 48% / reading 47%, grade D, #1,182 of 2,144 statewide, top 55%, 596 students, 76% FRL); Spanish River Community High School (math 64% / reading 74%, grade B, #63 of 667 statewide, top 10%, 2,578 students, 25% FRL) — zoned schools at 50% FRL track the district average.
  • Market conditions: Rents flat; 577 active listings in the ZIP; 39 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).

Forward outlook

  • In year one you build about $2k of equity ($906 loan paydown + $900 appreciation (0.7% local appreciation)).
  • Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • Only 11 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $38k; list at $131k implies a 245% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: HOA is 40% of rent.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 6→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $95,254 (27.3% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. Built in 1973 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.26%
Cap rate
4.44%
Cash-on-cash
-6.62%
DSCR
0.71
GRM
6.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

0.69% appreciation · 0.51% rent growth · sell at horizon

5-year hold
IRR
-9.1%
Equity multiple
0.56×
Total profit
$-16,067
Equity at exit
$42,599
10-year hold
IRR
-5.6%
Equity multiple
0.39×
Total profit
$-22,536
Equity at exit
$55,004

Cash invested: $36,680 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33446

Home prices YoY
0.3%
Rents YoY
0.5%
Active inventory
577
Price-to-rent
6.6×

Monthly cashflow live

Estimated rent
$1,647 high interval (Pro) →
Mortgage (P&I)
$687
Tax from tax record
$95 /mo · $1,143/yr
Insurance
$55
HOA
$667
Vacancy / Maint / Mgmt
$346
Net cashflow
$-202

Break-even live

Break-even rent $1,904
Max offer price $95,254
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$32,750
Closing costs
$3,930
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 39 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
318 Seville N #318 Delray Beach, FL 1.0 1.5 720 $1,495 $2.08 24d 1 0.10mi
175 Valencia H Delray Beach, FL 1.0 1.5 726 $1,500 $2.07 7d 1 0.11mi
322 Seville N Delray Beach, FL 1.0 1.5 720 $1,495 $2.08 24d 1 0.15mi
242 Seville K Unit 242 Delray Beach, FL 1.0 1.5 720 $1,380 $1.92 24d 1 0.17mi
195 Monaco E Delray Beach, FL 1.0 1.5 728 $1,550 $2.13 24d 1 0.17mi
459 Monaco Blvd Unit 459 Delray Beach, FL 1.0 1.5 720 $1,500 $2.08 20d 1 0.23mi
711 Monaco O Delray Beach, FL 1.0 1.5 720 $1,550 $2.15 24d 1 0.23mi
451 Monaco Blvd Unit J Delray Beach, FL 1.0 1.5 720 $1,599 $2.22 24d 1 0.23mi
102 Waterford D Unit 102 Delray Beach, FL 1.0 1.5 720 $1,900 $2.64 24d 1 0.23mi
399 Brittany I Delray Beach, FL 1.0 1.5 720 $1,450 $2.01 18d 1 0.23mi
399 Brittany I Delray Beach, FL 1.0 1.5 720 $1,450 $2.01 12d 1 0.23mi
482 Monaco Blvd #482 Delray Beach, FL 1.0 1.5 726 $1,400 $1.93 24d 1 0.23mi
159 Brittany Ter Unit 159 Delray Beach, FL 1.0 1.5 720 $1,795 $2.49 16d 1 0.24mi
419 Brittany I Delray Beach, FL 1.0 1.5 720 $1,450 $2.01 24d 1 0.24mi
270 Brittany F Unit F Delray Beach, FL 1.0 1.5 720 $1,600 $2.22 7d 1 0.24mi
43 Waterford B Delray Beach, FL 1.0 1.5 720 $1,400 $1.94 24d 1 0.25mi
154 Seville G Delray Beach, FL 1.0 1.0 720 $1,490 $2.07 14d 1 0.26mi
58 Monaco Blvd Unit 58 Delray Beach, FL 1.0 1.5 720 $1,650 $2.29 24d 1 0.27mi
286 Monaco F Delray Beach, FL 1.0 2.0 726 $1,700 $2.34 24d 1 0.27mi
459 Monaco J #459 Delray Beach, FL 1.0 1.5 720 $1,400 $1.94 1d 1 0.28mi
126 Seville E Delray Beach, FL 1.0 1.5 720 $1,450 $2.01 18d 1 0.30mi
111 Normandy Ln Delray Beach, FL 1.0 1.5 726 $1,450 $2.00 1d 1 0.31mi
11 Brittany a Delray Beach, FL 1.0 1.5 725 $1,500 $2.07 7d 1 0.34mi
679 Saxony Way Delray Beach, FL 1.0 1.5 720 $1,600 $2.22 5d 1 0.36mi
675 Brittany O Delray Beach, FL 1.0 1.5 720 $1,500 $2.08 24d 1 0.37mi
163 Tuscany C Unit C Delray Beach, FL 1.0 1.5 720 $1,300 $1.81 14d 1 0.37mi
594 Saxony Trl Unit 594 Delray Beach, FL 1.0 1.5 720 $1,550 $2.15 2d 1 0.40mi
23 Saxony a Delray Beach, FL 1.0 1.5 726 $1,300 $1.79 7d 1 0.40mi
594 Saxony Trl Unit 594 Delray Beach, FL 1.0 1.5 720 $1,650 $2.29 24d 1 0.40mi
123 Saxony C Delray Beach, FL 1.0 1.5 720 $2,500 $3.47 24d 1 0.40mi
662 Saxony N Delray Beach, FL 1.0 1.5 720 $1,450 $2.01 20d 1 0.40mi
686 Brittany O Delray Beach, FL 1.0 1.5 720 $1,600 $2.22 24d 1 0.40mi
370 Saxony H Delray Beach, FL 1.0 1.5 726 $1,500 $2.07 5d 1 0.41mi
99 Saxony C Delray Beach, FL 1.0 1.5 720 $2,500 $3.47 24d 1 0.42mi
718 Brittany Park #718 Delray Beach, FL 1.0 1.5 720 $1,795 $2.49 16d 1 0.42mi
151 Saxony D Delray Beach, FL 1.0 1.5 726 $1,500 $2.07 11d 1 0.44mi
211 Saxony Ln #211 Delray Beach, FL 1.0 1.5 720 $1,400 $1.94 7d 1 0.45mi
715 Saxony O Delray Beach, FL 1.0 1.5 726 $1,200 $1.65 24d 1 0.47mi
522 Capri K Unit K Delray Beach, FL 1.0 1.5 730 $1,350 $1.85 24d 1 1.07mi

HOA detail condo

Monthly dues
$667 · $8,004/yr
Likely covers
poolgym
Assessments
None detected in remarks — confirm with the listing agent.

Listing history 8 events

  1. 2026-05-14
    status Pending 847-char remark
    Show marketing remark (847 chars)

    Under contract-accepting backup offers. Leave the cold behind and enjoy the Florida lifestyle in this beautifully updated, fully furnished 1BR/1.5BA villa in Valencia I at Kings Point Golf & Country Club. One of the few sections with desirable single-story semi-attached villas and no upstairs neighbors. Bright open layout with coastal décor, updated flooring, natural light, and renovated baths. Stylish kitchen features Corian countertops, white cabinetry, stainless appliances, breakfast bar, and wine fridge. Spacious primary suite with wall-to-wall closets and in-room washer/dryer. Enclosed air-conditioned lanai offers bonus living space with peaceful landscaped and canal views. New HVAC 2026, impact windows, new stove 2025, new roof 2022. Kings Point offers pools, golf, tennis, pickleball, fitness center, dining, and more

  2. 2026-05-12
    status Pending
  3. 2026-05-01
    listed $131,000 Active 847-char remark
    Show marketing remark (847 chars)

    Under contract-accepting backup offers. Leave the cold behind and enjoy the Florida lifestyle in this beautifully updated, fully furnished 1BR/1.5BA villa in Valencia I at Kings Point Golf & Country Club. One of the few sections with desirable single-story semi-attached villas and no upstairs neighbors. Bright open layout with coastal décor, updated flooring, natural light, and renovated baths. Stylish kitchen features Corian countertops, white cabinetry, stainless appliances, breakfast bar, and wine fridge. Spacious primary suite with wall-to-wall closets and in-room washer/dryer. Enclosed air-conditioned lanai offers bonus living space with peaceful landscaped and canal views. New HVAC 2026, impact windows, new stove 2025, new roof 2022. Kings Point offers pools, golf, tennis, pickleball, fitness center, dining, and more

  4. 2026-05-01
    listed $131,000 Active
    Show marketing remark (847 chars)

    Under contract-accepting backup offers. Leave the cold behind and enjoy the Florida lifestyle in this beautifully updated, fully furnished 1BR/1.5BA villa in Valencia I at Kings Point Golf & Country Club. One of the few sections with desirable single-story semi-attached villas and no upstairs neighbors. Bright open layout with coastal décor, updated flooring, natural light, and renovated baths. Stylish kitchen features Corian countertops, white cabinetry, stainless appliances, breakfast bar, and wine fridge. Spacious primary suite with wall-to-wall closets and in-room washer/dryer. Enclosed air-conditioned lanai offers bonus living space with peaceful landscaped and canal views. New HVAC 2026, impact windows, new stove 2025, new roof 2022. Kings Point offers pools, golf, tennis, pickleball, fitness center, dining, and more

  5. 2007-11-07
    soldstatus $38,000 155-char remark
    Show marketing remark (155 chars)

    VERY NICE VILLA - ENCLOSED PORCH - SHOWS NICE - COME ENJOY RESORT LIVING - FREE MOVIES - COURTESY BUS TO SHOPPING, CAFE, BEAUTY SHOP LIVE THEATRE AND MORE.

  6. 2007-10-18
    historical 155-char remark
    Show marketing remark (155 chars)

    VERY NICE VILLA - ENCLOSED PORCH - SHOWS NICE - COME ENJOY RESORT LIVING - FREE MOVIES - COURTESY BUS TO SHOPPING, CAFE, BEAUTY SHOP LIVE THEATRE AND MORE.

  7. 2007-06-25
    listed $39,000 155-char remark
    Show marketing remark (155 chars)

    VERY NICE VILLA - ENCLOSED PORCH - SHOWS NICE - COME ENJOY RESORT LIVING - FREE MOVIES - COURTESY BUS TO SHOPPING, CAFE, BEAUTY SHOP LIVE THEATRE AND MORE.

  8. 2005-03-16
    soldstatus $78,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$1,143 · $95/mo
Projected year-2 tax
$1,143 · $95/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 6 d/yr ≥107°F today · 22 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$19,768
− Mortgage interest
−$7,338
− Property taxes
−$1,143
− Insurance
−$655
− Repairs & maintenance
−$1,581
− Management
−$1,581
− HOA
−$8,004
− Depreciation
−$3,811
Taxable loss
−$4,345
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,043
After-tax cash flow
$-1,385/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Palm Beach
NCES district ID
1201500
Math proficiency
46% ▼ -16.00%
Reading proficiency
53% ▼ -4.00%
Median HH income
$53,943
Composite
42.72/100
National rank
#3160
State rank
#34 of 73 in FL

Livability — Delray Beach

Score
77/100
State rank
#202
US rank
#3160

Category grades

Amenities F Commute A- Cost of living C- Crime D- Employment B+ Housing A+ Health & safety A+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Palm Beach County · 1,438,312 people
City population
123,167
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
28,431
Household income
$80,187
Rent vs Own
11.4% rent · 88.6% own
Severe rent burden
494.0

Population outlook (Palm Beach County) Hauer SSP2

Today (2025)
1,637,487 people
By 2030
1,743,255 · +6.5%
By 2040
1,948,712 · +19.0%
By 2050
2,132,979 · +30.3%
By 2075
2,530,027 · +54.5%
By 2100
2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (79%)
Race & ethnicity
White 79% Hispanic / Latino 13% Two or more races 9% Black 4%
Hispanic origin (detail)
Puerto Rican 3% Dominican 1%
Common ancestry
Romanian 9% Scotch-Irish 9% Italian 2%
Foreign-born
20% · Canada, Jamaica, Guatemala
Languages at home
80% English-only · Spanish 12% Other Indo-European 2% French/Haitian/Cajun 2%

Political lean MEDSL · Palm Beach

2024 margin
Toss-up / Even · D 50.0% · R 49.2%
2008→2024 swing
-22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
All cycles
2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

Civics

Market trends

HPI YoY
▲ 0.69%
Current HPI
242.5138
Rent YoY
▲ 0.51%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

+67.9% since first listed
8 events — show timeline
  • 2026-05-14 Pending Stellar MLS as Distributed by MLS Grid
  • 2026-05-12 Pending Beaches MLS
  • 2026-05-01 Listed $131,000 Beaches MLS
  • 2026-05-01 Listed $131,000 Stellar MLS as Distributed by MLS Grid
  • 2007-11-07 Sold (MLS) $38,000 Beaches MLS
  • 2007-10-18 Listing Removed Beaches MLS
  • 2007-06-25 Listed $39,000 Beaches MLS
  • 2005-03-16 Sold (Public Records) $78,000 Public Records

Property tax history

+6.4%/yr

Latest (2025): $1,143 · -5.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…