5201 S Chuichu Rd #127 · Casa Grande, AZ
Flood risk 8/10 · Major
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.99%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 6/10 · Moderate
- Est. fire insurance / yr
- $610 – $1,132
Heat risk 9/10 · Severe
- Hot days now (above 112°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Appreciation +6.2/10.0
- Livability +2.9/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +1.5/10.0
$45,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Enjoy easy living in this charming 2-bed, 1-bath home perfectly situated on a desirable corner lot with beautiful mountain views. Located in a quiet, all-ages community, this property offers peace and convenience with quick access to both I-8 and I-10. Lot rent includes water, sewer, and trash, making life simple and affordable. Whether you're looking for a full-time residence or a low-maintenance retreat, this home combines comfort, value, and a prime location.
Key facts
- Vinyl wood flooring
- End unit corner lot
- Quick access to i-10
Tags
Property features AI
Finance
- Other: Lot size listed as 800 (source: owner)
- Financial info: Annual tax information available
- HOA & community: Land lease (monthly): $580; Association covers grounds maintenance, street maintenance, trash, and water; Community pool, playground, and biking/walking path
Exterior
- Parking: 1 open parking space
- Security: No security features listed
- Utilities: Private water company; Public sewer
- Home design: Manufactured/mobile home; Leasehold ownership; Desert view
- Construction: Board & batten siding; Wood frame construction; Painted exterior; Composition roof
- Exterior features: Storage; Corner lot; Dirt front yard; Dirt back yard; County maintained road
Interior
- Kitchen: Refrigerator; Dishwasher; Laminate counters
- Bedrooms: 2 possible bedrooms
- Flooring: Vinyl flooring
- Bathrooms: 1 full bathroom
- Heating & cooling: Natural gas heating; Central air; Ceiling fan(s)
- Interior features: Eat-in kitchen; Full bathroom in primary bedroom; ENERGY STAR qualified windows; Laminate countertops
- Laundry & utility: No laundry details provided
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath manufactured listed at $45k.
Deal economics
- At list price, monthly cash flow is $672 ($8k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $45k).
- Cap rate 26.0% vs local median 4.1% in Casa Grande — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 58/100 on livability (#220 in AZ) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, housing A+; Watch: crime D+, employment D+, amenities F.
- Casa Grande Union High School District (4453) (suburban): math 14% / reading 21% proficiency, ranked #193 of 249 in AZ (top 78%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
- Zoned schools: Casa Grande Union High School (math 18% / reading 25%, grade F, #217 of 381 statewide, top 57%, 2,132 students, 52% FRL).
- Market conditions: 182 active listings in the ZIP; 9,504 units permitted in Pinal County in 2024 (776 in 5+ unit buildings).
Forward outlook
- In year one you build about $1k of equity ($311 loan paydown + $1k appreciation (2.3% local appreciation)).
- At projected returns (2.3% appreciation + 3.0% rent growth), your $13k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- Only 3 days on market — expect competitive offers; lowballing is unlikely to land.
- 11 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $22k; list at $45k implies a 105% gain — meaningful room to come down on a strong offer.
Risks & watch-outs
- Watch-outs: flood insurance adds $66/mo.
- Climate carrying-cost: severe flood risk; major wildfire risk; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.95% ✓
- Cap rate
- 25.99%
- Cash-on-cash
- 70.34%
- DSCR
- 4.13
- GRM
- 2.8
CMA / ARV
- ARV (on-the-fly)
- $22,272
- Comps found
- 1
Show comp detail 1 sale within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 5201 S Chuichu Rd #127 | 0.00mi | 2/1.0 | 768 (0%) | 6mo | $22,000 | $29 | 95 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
2.31% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 68.2%
- Equity multiple
- 4.70×
- Total profit
- $46,679
- Equity at exit
- $18,518
- IRR
- 68.3%
- Equity multiple
- 9.60×
- Total profit
- $108,330
- Equity at exit
- $27,270
Cash invested: $12,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Arizona
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 85193
- Home prices YoY
- 0.9%
- Active inventory
- 182
- Price-to-rent
- 2.8×
Monthly cashflow live
- Estimated rent
- $1,329 medium interval (Pro) →
- Mortgage (P&I)
- −$236
- Tax est. 1.5%
- −$56 /mo · $675/yr
- Insurance
- −$19
- Flood insurance flood zone
- −$66 /mo · $798/yr
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$279
- Net cashflow
- $672
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $11,250
- Closing costs
- $1,350
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 4 events
-
2026-06-18days on market $45,000 Active 3 DOM
-
2026-06-17days on market $45,000 Active 2 DOM
-
2026-06-15remarks 699-char remark
-
2026-06-15$45,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 8/10 Severe FEMA zone X (unshaded) · 99% chance over 30 yrs
- Wildfire 6/10 Major
- Heat 9/10 Extreme 7 d/yr ≥112°F today · 19 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,943
- − Mortgage interest
- −$2,521
- − Property taxes
- −$675
- − Insurance
- −$1,022
- − Repairs & maintenance
- −$1,275
- − Management
- −$1,275
- − Depreciation
- −$1,309
- Taxable income
- $7,865
- Est. tax owed @ 24.0%
- −$1,888
- After-tax cash flow
- $6,178/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Casa Grande Union High School District (4453)
- NCES district ID
- 0401740
- Math proficiency
- 14% ▼ -15.00%
- Reading proficiency
- 21% ▼ -10.00%
- Median HH income
- $45,373
- Composite
- 15.38/100
- National rank
- #9319
- State rank
- #193 of 249 in AZ
Livability — Casa Grande
- Score
- 58/100
- State rank
- #220
- US rank
- #21534
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- City population
- 69,701
- Population (ZIP)
- 4,900
Population outlook (Pinal County) Hauer SSP2
- Today (2025)
- 437,574 people
- By 2030
- 446,903 · +2.1%
- By 2040
- 452,589 · +3.4%
- By 2050
- 444,126 · +1.5%
- By 2075
- 430,300 · -1.7%
- By 2100
- 393,536 · -10.1%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.60)
- Race & ethnicity
- Hispanic / Latino 52% White 35% Two or more races 13% Native American 8% Black 1%
- Hispanic origin (detail)
- Mexican 48%
- Common ancestry
- Lithuanian 2% Italian 2% Iranian 2%
- Foreign-born
- 19% · Canada, Vietnam
- Languages at home
- 56% English-only · Spanish 42% Other Asian/Pacific 1%
Political lean MEDSL · Pinal
- 2024 margin
- Strong R (+22.1) · D 38.5% · R 60.6%
- 2008→2024 swing
- -7.6pp toward R · 2008: -14.5pp · 2024: -22.1pp
- All cycles
- 2024: R+22.1 2020: R+17.3 2016: R+19.3 2012: R+17.1 2008: R+14.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 2.31%
- Current HPI
- 251.7085
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 4.54%
- F500 in state
- 20
Industry mix (Fortune 500 HQ in AZ)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Technology | 2 | $13B |
|
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| Mining / Metals | 1 | $23B |
|
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| Environmental Services | 1 | $16B |
|
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| Metals / Steel | 1 | $14B |
|
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| Technology Distribution | 1 | $9B |
|
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| Homebuilding | 1 | $8B |
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Price history
-9.8% since first listed33 events — show timeline
- 2026-06-11 Listed $45,000 ARMLS
- 2025-12-30 Sold (MLS) $22,000 ARMLS
- 2025-12-16 Pending — ARMLS
- 2025-12-11 Price Changed $35,000 ARMLS
- 2025-10-18 Price Changed $40,000 ARMLS
- 2025-10-01 Listed $50,000 ARMLS
- 2025-09-01 Listing Removed — ARMLS
- 2025-07-25 Listed $39,900 ARMLS
- 2025-07-23 Contingent — ARMLS
- 2025-07-23 Listed $39,900 ARMLS
- 2025-07-01 Listing Removed — ARMLS
- 2025-02-06 Relisted — ARMLS
- 2025-02-06 Price Changed $39,900 ARMLS
- 2025-02-01 Listing Removed — ARMLS
- 2024-12-10 Price Changed $45,000 ARMLS
- 2024-11-01 Listing Removed — ARMLS
- 2024-10-15 Price Changed $49,900 ARMLS
- 2024-10-14 Listed $35,000 ARMLS
- 2024-08-08 Price Changed $55,000 ARMLS
- 2024-06-26 Price Changed $59,900 ARMLS
- 2024-05-15 Listed $69,900 ARMLS
- 2023-02-27 Sold (MLS) $47,500 ARMLS
- 2023-02-10 Contingent — ARMLS
- 2022-12-27 Price Changed $47,500 ARMLS
- 2022-12-10 Relisted — ARMLS
- 2022-12-01 Contingent — ARMLS
- 2022-11-11 Relisted — ARMLS
- 2022-11-01 Listing Removed — ARMLS
- 2022-10-15 Contingent — ARMLS
- 2022-10-14 Relisted — ARMLS
- 2022-10-08 Pending — ARMLS
- 2022-09-17 Contingent — ARMLS
- 2022-09-01 Listed $49,900 ARMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…