3055 Riviera Dr #102 · Naples, FL 34103

$444,000

2 bd · 2.0 ba · 1,100 sqft · Condo public records · 113 Days on market

Built 1971 $873/mo HOA · 18% of rent

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Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.0/30.0
• ARV discount +7.5/15.0
• 1% rule +5.9/10.0
• Rent growth +5.0/5.0
• Schools +5.0/10.0
• DSCR +4.9/10.0
• Livability +4.0/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks MLS

Enjoy tranquil lake views surrounded by lush tropical landscaping and spectacular western sunsets from this completely renovated first-floor residence in Camelot Club at The Moorings. Offered furnished with a light coastal aesthetic, this two-bedroom, two-bath condominium combines comfort and convenience with its adjacent covered carport, private washer and dryer, and peaceful setting within a low-density building. Perfectly positioned just minutes from Naples' white-sand beaches and the vibrant energy of downtown, this exceptional location offers effortless access to the very best of coastal living. The thoughtfully arranged floor plan includes two bedrooms, two full baths, one covered carport space, and an additional private storage locker. Engineered porcelain tile flooring flows throughout the interior, complemented by recessed LED lighting for a bright, modern ambiance. The dining area seamlessly connects to the inviting living room, where sliding glass doors open to the screened lanai and frame serene lake views, creating an ideal setting for everyday relaxation or entertaining. The beautifully updated kitchen features crisp white cabinetry, quartz countertops, a tile backsplash, and stainless steel appliances, including a dishwasher, range, and refrigerator with icemaker. Recent upgrades provide added value and peace of mind, including a 2021 HVAC system, 2023 water heater, newer electrical panel, and newer appliances, while the building received a new roof in 2025. Storm protection is in place with impact windows and shutters. The covered and screened lanai offers tiled flooring, a ceiling fan, and tranquil lake views--an inviting outdoor retreat to unwind while enjoying breathtaking sunset skies. The primary suite captures calming water views and features a spacious walk-in closet with custom shelving, along with a stackable LG washer and dryer (2021), a rare and valuable convenience in addition to the community laundry. The ensuite bath is elegantly appointed with a quartz vanity, LED medicine cabinet mirror, and a walk-in shower tiled floor to ceiling. The guest bedroom includes a ceiling fan and easy access to the adjacent bath, complete with a quartz vanity and a tub-shower combination finished with floor-to-ceiling tile. Camelot Club is a beautifully maintained community with lush landscaping, mature trees, and flowering shrubs, ideally situated near Old Naples, Waterside Shops, and Venetian Village. Residents of The Moorings have the opportunity to join the exclusive Moorings Beach Park for an annual fee, and golf enthusiasts may consider membership at Moorings Golf & Country Club. Whether you're seeking a winter retreat or a full-time residence, this lakefront condominium delivers refined coastal living in one of Naples' most desirable neighborhoods.

Key facts

• Tranquil lake views
• Completely renovated
• Low-density building

Tags

• TRANQUIL LAKE VIEWS
• LUSH TROPICAL LANDSCAPING
• COMPLETELY RENOVATED
• PRIVATE WASHER AND DRYER
• LOW-DENSITY BUILDING
• EXCEPTIONAL LOCATION

Property features AI

Finance

• Other: Part of a 24-unit complex (24 units in building); Single-floor unit (1 floor); Possession at closing
• HOA & community: Quarterly condo fee; Professional management; Maintenance covers cable, internet/Wi‑Fi, irrigation water, lawn/land maintenance, manager, exterior pest control, and recreation facilities; Community amenities include BBQ/picnic area, private beach access, bike storage, common laundry, community pool, extra storage, internet access, private membership options, sidewalks, and streetlights; Non-gated community; Total annual recurring HOA fees listed; One-time fees apply

Exterior

• Parking: 1 assigned covered parking space; Attached 1-car carport; Guest parking available; Paved driveway and paved parking
• Security: Impact-resistant doors and windows; Manual shutters
• Utilities: Central water; Central sewer; Cable service available; Central irrigation
• Home design: Residential property in a low-rise building (1–3 stories); Built in 1971; Concrete block construction with stucco exterior; Built-up or flat roof; Rear exposure facing west; Unit located in Moorings, Camelot Club (sub-condo); Unit number 102
• Construction: Concrete block construction; Stucco exterior; Built-up or flat roof; Year built: 1971; Common elevator
• Exterior features: Pond on property; Landscaped area and water views; Lakefront / waterfront (lake); Zero lot line; Paved road access; Central irrigation

Interior

• Kitchen: Dishwasher; Disposal; Range (self-cleaning oven); Refrigerator / freezer; Refrigerator with icemaker
• Bedrooms: 2 bedrooms with split plan; Master bedroom on ground/first floor; First-floor bedroom
• Flooring: Tile flooring
• Bathrooms: 2 full bathrooms; Master bath with shower only
• Heating & cooling: Central electric heat; Central electric air conditioning; Ceiling fans (4)
• Interior features: Built-in cabinets; Cable prewire; High-speed internet available; Smoke detectors; Walk-in closet; Window coverings; Built-in common elevator; Screened lanai/porch; Breakfast bar / dining in living area; Guest bath and guest room; Furnished
• Laundry & utility: Washer and dryer included; Washer/dryer hookup; Laundry in residence

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $444k.

Deal economics

• At list price, monthly cash flow is $151 ($2k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($5k rent vs $444k).
• Recommended offer: $404k (9.0% below list) — sets the bar for market timing.

Location & tenants

• Location reads 80/100 on livability (#126 in FL, #1,903 nationally) — a professional / high-income tenant draw. Strengths: crime A+, amenities A+, employment A+; Watch: commute D+, cost of living F.
• Collier (suburban): math 60% / reading 56% proficiency, ranked #16 of 73 in FL (top 22%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
• Market conditions: Rents rising fast (+14.6%/yr); 479 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); high-income renter base; 3,520 units permitted in Collier County in 2024 (959 in 5+ unit buildings).
• At $4,861/mo this rent would consume 50% of the median local household income ($117k/yr) (locally 311% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $3k of loan paydown is wiped out by about $13k of value loss. Plan a longer hold.
• Collier County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (-3.0% appreciation + 8.0% rent growth), your $124k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• It's been on market 113 days — a 9% lower offer ($404k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $320k; 39% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: flood insurance adds $66/mo.
• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→27/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $404,040 (9.0% below list)

Questions for the listing agent

1. It's been on market 113 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
2. Built in 1971 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
6. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
8. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
9. This sits on a lake — are riparian / water-frontage rights deeded with the parcel? Any dock permits, shoreline easements, or HOA water-use restrictions?
10. What's the documented flood / surge / shoreline-erosion history here (FEMA AND non-FEMA — e.g., storm surge, creek backup, septic-field saturation)?
11. Any water-quality or seasonal algae-bloom issues that affect tenant satisfaction or short-term-rental demand?
12. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
13. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
14. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.09% ✓
• Cap rate: 6.88%
• Cash-on-cash: 2.10%
• DSCR: 1.09
• GRM: 7.6

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: -7.4%
• Equity multiple: 0.71×
• Total profit: $-36,187
• Equity at exit: $66,202

10-year hold

• IRR: 8.3%
• Equity multiple: 1.80×
• Total profit: $99,637
• Equity at exit: $38,389

Cash invested: $124,320 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34103

• Rents YoY: 14.6%
• Active inventory: 479
• Price-to-rent: 7.6×

Monthly cashflow live

• Estimated rent: $4,861 medium
• Mortgage (P&I): −$2,328
• Tax from tax record: −$236 /mo · $2,834/yr
• Insurance: −$185
• Flood insurance flood zone: −$66 /mo · $798/yr
• HOA: −$873
• Vacancy / Maint / Mgmt: −$1,021
• Net cashflow: $151

Break-even live

Break-even rent $4,670

Max offer price $444,000

Occupancy floor 92%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $111,000
• Closing costs: $13,320
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3030 Binnacle Dr #201 Naples, FL	2.0	2.0	1092	$5,000	$4.58	23d	1	0.08mi
3200 Binnacle Dr Unit D3 Naples, FL	2.0	2.0	1180	$9,000	$7.63	21d	1	0.12mi
820 Ketch Dr #2 Naples, FL	2.0	2.0	1100	$5,700	$5.18	23d	1	0.14mi
820 Ketch Dr #3 Naples, FL	2.0	2.0	1100	$5,500	$5.00	23d	1	0.14mi
45 High Point Cir S #303 Naples, FL	2.0	2.0	1015	$5,500	$5.42	23d	1	0.39mi
788 Park Shore Dr Naples, FL	1.0–2.0	1.5–2.0	931	$5,500	$5.90	13d	3	0.47mi
333 Harbour Dr #211 Naples, FL	2.0	2.0	975	$5,500	$5.64	14d	1	0.60mi
3930 Belair Ln Naples, FL	2.0	2.0	1300	$6,000	$4.62	23d	1	0.68mi
222 Harbour Dr #105 Naples, FL	2.0	2.0	1393	$13,000	$9.33	23d	1	0.70mi
3400 Gulf Shore Blvd N Unit M3 Naples, FL	2.0	2.0	1337	$9,500	$7.11	23d	1	0.74mi
3200 Gulf Shore Blvd N #105 Naples, FL	2.0	2.0	1116	$8,500	$7.62	23d	1	0.75mi
3070 Gulf Shore Blvd N #103 Naples, FL	2.0	2.0	1300	$8,000	$6.15	23d	1	0.75mi
2400 14th St N Naples, FL	3.0	2.0	1464	$5,890	$4.02	14d	1	0.77mi
3500 Gulf Shore Blvd N Naples, FL	2.0	2.0	1258	$7,650	$6.08	23d	2	0.85mi
2885 Gulf Shore Blvd N #302 Naples, FL	2.0	2.0	1500	$20,000	$13.33	23d	1	0.85mi
2600 Gulf Shore Blvd N #64 Naples, FL	2.0	2.0	1200	$7,200	$6.00	23d	1	0.86mi
2500 Gulf Shore Blvd N Unit S6 Naples, FL	2.0	2.0	1145	$7,500	$6.55	23d	1	0.88mi
4092 Belair Ln #15 Naples, FL	3.0	3.0	1500	$6,200	$4.13	23d	1	0.89mi
3443 Gulf Shore Blvd N Naples, FL	2.0	2.0	1171	$12,750	$10.88	14d	11	0.90mi
555 Park Shore Dr Unit B410 Naples, FL	2.0	2.0	1200	$6,000	$5.00	21d	1	0.94mi
2258 Gulf Shore Blvd N Unit O1 Naples, FL	2.0	2.0	1491	$13,750	$9.22	23d	1	0.95mi
2216 Gulf Shore Blvd N Unit R3 Naples, FL	2.0	2.0	1265	$10,000	$7.91	23d	1	0.96mi
600 Neapolitan Way Naples, FL	1.0–2.0	2.0	832	$5,200	$6.25	23d	2	1.05mi
2203 Gulf Shore Blvd N Unit E1 Naples, FL	2.0	2.0	1491	$17,500	$11.74	23d	1	1.06mi
4001 Gulf Shore Blvd N #803 Naples, FL	2.0	2.0	1267	$13,000	$10.26	23d	1	1.06mi
4001 Gulf Shore Blvd N #707 Naples, FL	2.0	2.0	1267	$20,000	$15.79	23d	1	1.06mi
4001 Gulf Shore Blvd N #303 Naples, FL	2.0	2.0	1248	$9,000	$7.21	23d	1	1.06mi
4001 Gulf Shore Blvd N #505 Naples, FL	2.0	2.0	1271	$9,000	$7.08	14d	1	1.06mi
4001 Gulf Shore Blvd N #105 Naples, FL	2.0	2.0	1247	$12,000	$9.62	23d	1	1.06mi
4001 Gulf Shore Blvd N #1104 Naples, FL	2.0	2.0	1267	$11,000	$8.68	23d	1	1.06mi
2211 Gulf Shore Blvd N Unit C4 Naples, FL	2.0	2.0	1265	$17,500	$13.83	23d	1	1.08mi
4005 Gulf Shore Blvd N #605 Naples, FL	2.0	2.0	1267	$10,000	$7.89	23d	1	1.09mi
4005 Gulf Shore Blvd N #607 Naples, FL	2.0	2.0	1400	$14,000	$10.00	23d	1	1.09mi
2100 Gulf Shore Blvd N #101 Naples, FL	2.0	2.0	1200	$8,000	$6.67	23d	1	1.11mi
1950 Gulf Shore Blvd N Naples, FL	2.0	2.0	1060	$7,250	$6.84	23d	2	1.16mi
1930 Gulf Shore Blvd N Unit A302S Naples, FL	2.0	2.0	1420	$6,995	$4.93	23d	1	1.16mi
1930 Gulf Shore Blvd N Unit D102 Naples, FL	2.0	2.0	1476	$6,500	$4.40	23d	1	1.17mi
4200 Belair Ln Naples, FL	2.0–3.0	2.0	1406	$6,500	$4.62	23d	5	1.19mi
1082 Capri Dr Naples, FL	3.0	2.0	1500	$9,000	$6.00	23d	1	1.21mi
1910 Gulf Shore Blvd N Naples, FL	2.0	2.0	1290	$9,200	$7.13	23d	2	1.21mi

HOA detail condo

• Monthly dues: $873 · $10,476/yr
• Likely covers: waterelectriclandscaping
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 27 events

1. 2026-06-18
   days on market $444,000 Active 113 DOM
2. 2026-06-17
   days on market $444,000 Active 112 DOM
3. 2026-06-16
   days on market $444,000 Active 111 DOM
4. 2026-06-15
   days on market $444,000 Active 110 DOM
5. 2026-06-14
   days on market $444,000 Active 108 DOM
6. 2026-06-10
   days on market $444,000 Active 105 DOM
7. 2026-06-09
   days on market $444,000 Active 104 DOM
8. 2026-06-08
   days on market $444,000 Active 103 DOM
9. 2026-06-07
   days on market $444,000 Active 102 DOM
10. 2026-06-03
    days on market $444,000 Active 98 DOM
11. 2026-06-02
    days on market $444,000 Active 97 DOM
12. 2026-06-01
    days on market $444,000 Active 96 DOM
13. 2026-05-31
    days on market $444,000 Active 95 DOM
14. 2026-05-30
    days on market $444,000 Active 94 DOM
15. 2026-04-20
    price $444,000

    Show marketing remark (2820 chars)

    Enjoy tranquil lake views surrounded by lush tropical landscaping and spectacular western sunsets from this completely renovated first-floor residence in Camelot Club at The Moorings. Offered furnished with a light coastal aesthetic, this two-bedroom, two-bath condominium combines comfort and convenience with its adjacent covered carport, private washer and dryer, and peaceful setting within a low-density building. Perfectly positioned just minutes from Naples' white-sand beaches and the vibrant energy of downtown, this exceptional location offers effortless access to the very best of coastal living. The thoughtfully arranged floor plan includes two bedrooms, two full baths, one covered carport space, and an additional private storage locker. Engineered porcelain tile flooring flows throughout the interior, complemented by recessed LED lighting for a bright, modern ambiance. The dining area seamlessly connects to the inviting living room, where sliding glass doors open to the screened lanai and frame serene lake views, creating an ideal setting for everyday relaxation or entertaining. The beautifully updated kitchen features crisp white cabinetry, quartz countertops, a tile backsplash, and stainless steel appliances, including a dishwasher, range, and refrigerator with icemaker. Recent upgrades provide added value and peace of mind, including a 2021 HVAC system, 2023 water heater, newer electrical panel, and newer appliances, while the building received a new roof in 2025. Storm protection is in place with impact windows and shutters. The covered and screened lanai offers tiled flooring, a ceiling fan, and tranquil lake views--an inviting outdoor retreat to unwind while enjoying breathtaking sunset skies. The primary suite captures calming water views and features a spacious walk-in closet with custom shelving, along with a stackable LG washer and dryer (2021), a rare and valuable convenience in addition to the community laundry. The ensuite bath is elegantly appointed with a quartz vanity, LED medicine cabinet mirror, and a walk-in shower tiled floor to ceiling. The guest bedroom includes a ceiling fan and easy access to the adjacent bath, complete with a quartz vanity and a tub-shower combination finished with floor-to-ceiling tile. Camelot Club is a beautifully maintained community with lush landscaping, mature trees, and flowering shrubs, ideally situated near Old Naples, Waterside Shops, and Venetian Village. Residents of The Moorings have the opportunity to join the exclusive Moorings Beach Park for an annual fee, and golf enthusiasts may consider membership at Moorings Golf & Country Club. Whether you're seeking a winter retreat or a full-time residence, this lakefront condominium delivers refined coastal living in one of Naples' most desirable neighborhoods.

16. 2026-04-20
    price $444,000 2820-char remark

    Show marketing remark (2820 chars)

    Enjoy tranquil lake views surrounded by lush tropical landscaping and spectacular western sunsets from this completely renovated first-floor residence in Camelot Club at The Moorings. Offered furnished with a light coastal aesthetic, this two-bedroom, two-bath condominium combines comfort and convenience with its adjacent covered carport, private washer and dryer, and peaceful setting within a low-density building. Perfectly positioned just minutes from Naples' white-sand beaches and the vibrant energy of downtown, this exceptional location offers effortless access to the very best of coastal living. The thoughtfully arranged floor plan includes two bedrooms, two full baths, one covered carport space, and an additional private storage locker. Engineered porcelain tile flooring flows throughout the interior, complemented by recessed LED lighting for a bright, modern ambiance. The dining area seamlessly connects to the inviting living room, where sliding glass doors open to the screened lanai and frame serene lake views, creating an ideal setting for everyday relaxation or entertaining. The beautifully updated kitchen features crisp white cabinetry, quartz countertops, a tile backsplash, and stainless steel appliances, including a dishwasher, range, and refrigerator with icemaker. Recent upgrades provide added value and peace of mind, including a 2021 HVAC system, 2023 water heater, newer electrical panel, and newer appliances, while the building received a new roof in 2025. Storm protection is in place with impact windows and shutters. The covered and screened lanai offers tiled flooring, a ceiling fan, and tranquil lake views--an inviting outdoor retreat to unwind while enjoying breathtaking sunset skies. The primary suite captures calming water views and features a spacious walk-in closet with custom shelving, along with a stackable LG washer and dryer (2021), a rare and valuable convenience in addition to the community laundry. The ensuite bath is elegantly appointed with a quartz vanity, LED medicine cabinet mirror, and a walk-in shower tiled floor to ceiling. The guest bedroom includes a ceiling fan and easy access to the adjacent bath, complete with a quartz vanity and a tub-shower combination finished with floor-to-ceiling tile. Camelot Club is a beautifully maintained community with lush landscaping, mature trees, and flowering shrubs, ideally situated near Old Naples, Waterside Shops, and Venetian Village. Residents of The Moorings have the opportunity to join the exclusive Moorings Beach Park for an annual fee, and golf enthusiasts may consider membership at Moorings Golf & Country Club. Whether you're seeking a winter retreat or a full-time residence, this lakefront condominium delivers refined coastal living in one of Naples' most desirable neighborhoods.

17. 2026-02-25
    listed $449,000 Active

    Show marketing remark (2820 chars)

    Enjoy tranquil lake views surrounded by lush tropical landscaping and spectacular western sunsets from this completely renovated first-floor residence in Camelot Club at The Moorings. Offered furnished with a light coastal aesthetic, this two-bedroom, two-bath condominium combines comfort and convenience with its adjacent covered carport, private washer and dryer, and peaceful setting within a low-density building. Perfectly positioned just minutes from Naples' white-sand beaches and the vibrant energy of downtown, this exceptional location offers effortless access to the very best of coastal living. The thoughtfully arranged floor plan includes two bedrooms, two full baths, one covered carport space, and an additional private storage locker. Engineered porcelain tile flooring flows throughout the interior, complemented by recessed LED lighting for a bright, modern ambiance. The dining area seamlessly connects to the inviting living room, where sliding glass doors open to the screened lanai and frame serene lake views, creating an ideal setting for everyday relaxation or entertaining. The beautifully updated kitchen features crisp white cabinetry, quartz countertops, a tile backsplash, and stainless steel appliances, including a dishwasher, range, and refrigerator with icemaker. Recent upgrades provide added value and peace of mind, including a 2021 HVAC system, 2023 water heater, newer electrical panel, and newer appliances, while the building received a new roof in 2025. Storm protection is in place with impact windows and shutters. The covered and screened lanai offers tiled flooring, a ceiling fan, and tranquil lake views--an inviting outdoor retreat to unwind while enjoying breathtaking sunset skies. The primary suite captures calming water views and features a spacious walk-in closet with custom shelving, along with a stackable LG washer and dryer (2021), a rare and valuable convenience in addition to the community laundry. The ensuite bath is elegantly appointed with a quartz vanity, LED medicine cabinet mirror, and a walk-in shower tiled floor to ceiling. The guest bedroom includes a ceiling fan and easy access to the adjacent bath, complete with a quartz vanity and a tub-shower combination finished with floor-to-ceiling tile. Camelot Club is a beautifully maintained community with lush landscaping, mature trees, and flowering shrubs, ideally situated near Old Naples, Waterside Shops, and Venetian Village. Residents of The Moorings have the opportunity to join the exclusive Moorings Beach Park for an annual fee, and golf enthusiasts may consider membership at Moorings Golf & Country Club. Whether you're seeking a winter retreat or a full-time residence, this lakefront condominium delivers refined coastal living in one of Naples' most desirable neighborhoods.

18. 2026-02-25
    listed $449,000 Active 2820-char remark

    Show marketing remark (2820 chars)

    Enjoy tranquil lake views surrounded by lush tropical landscaping and spectacular western sunsets from this completely renovated first-floor residence in Camelot Club at The Moorings. Offered furnished with a light coastal aesthetic, this two-bedroom, two-bath condominium combines comfort and convenience with its adjacent covered carport, private washer and dryer, and peaceful setting within a low-density building. Perfectly positioned just minutes from Naples' white-sand beaches and the vibrant energy of downtown, this exceptional location offers effortless access to the very best of coastal living. The thoughtfully arranged floor plan includes two bedrooms, two full baths, one covered carport space, and an additional private storage locker. Engineered porcelain tile flooring flows throughout the interior, complemented by recessed LED lighting for a bright, modern ambiance. The dining area seamlessly connects to the inviting living room, where sliding glass doors open to the screened lanai and frame serene lake views, creating an ideal setting for everyday relaxation or entertaining. The beautifully updated kitchen features crisp white cabinetry, quartz countertops, a tile backsplash, and stainless steel appliances, including a dishwasher, range, and refrigerator with icemaker. Recent upgrades provide added value and peace of mind, including a 2021 HVAC system, 2023 water heater, newer electrical panel, and newer appliances, while the building received a new roof in 2025. Storm protection is in place with impact windows and shutters. The covered and screened lanai offers tiled flooring, a ceiling fan, and tranquil lake views--an inviting outdoor retreat to unwind while enjoying breathtaking sunset skies. The primary suite captures calming water views and features a spacious walk-in closet with custom shelving, along with a stackable LG washer and dryer (2021), a rare and valuable convenience in addition to the community laundry. The ensuite bath is elegantly appointed with a quartz vanity, LED medicine cabinet mirror, and a walk-in shower tiled floor to ceiling. The guest bedroom includes a ceiling fan and easy access to the adjacent bath, complete with a quartz vanity and a tub-shower combination finished with floor-to-ceiling tile. Camelot Club is a beautifully maintained community with lush landscaping, mature trees, and flowering shrubs, ideally situated near Old Naples, Waterside Shops, and Venetian Village. Residents of The Moorings have the opportunity to join the exclusive Moorings Beach Park for an annual fee, and golf enthusiasts may consider membership at Moorings Golf & Country Club. Whether you're seeking a winter retreat or a full-time residence, this lakefront condominium delivers refined coastal living in one of Naples' most desirable neighborhoods.

19. 2021-08-12
    soldstatus $320,000
20. 2021-08-10
    soldstatus $320,000 Sold 705-char remark

    Show marketing remark (705 chars)

    The Camelot Club is located in the Moorings subdivision west of 41 near downtown Old Naples. A west facing lanai offers a peaceful view of Lake Suzanne and is steps from the community pool. The condo is tiled throughout. The kitchen offers granite counter tops, double stainless sink, range, dishwasher, refrigerator. Master bedroom has a walk in closet and en-suite bath with shower. Guest bath offers a bath tub and shower. An assigned, detached carport, elevator and laundry are just outside the front door. Shopping and dining in Old Naples, The Mercato, Waterside Shops, and Venetian Village are all within a short driving distance. The private Moorings Beach Park is available for a $100 annual fee.

21. 2021-07-12
    status Pending 705-char remark

    Show marketing remark (705 chars)

    The Camelot Club is located in the Moorings subdivision west of 41 near downtown Old Naples. A west facing lanai offers a peaceful view of Lake Suzanne and is steps from the community pool. The condo is tiled throughout. The kitchen offers granite counter tops, double stainless sink, range, dishwasher, refrigerator. Master bedroom has a walk in closet and en-suite bath with shower. Guest bath offers a bath tub and shower. An assigned, detached carport, elevator and laundry are just outside the front door. Shopping and dining in Old Naples, The Mercato, Waterside Shops, and Venetian Village are all within a short driving distance. The private Moorings Beach Park is available for a $100 annual fee.

22. 2021-06-22
    status Active 705-char remark

    Show marketing remark (705 chars)

    The Camelot Club is located in the Moorings subdivision west of 41 near downtown Old Naples. A west facing lanai offers a peaceful view of Lake Suzanne and is steps from the community pool. The condo is tiled throughout. The kitchen offers granite counter tops, double stainless sink, range, dishwasher, refrigerator. Master bedroom has a walk in closet and en-suite bath with shower. Guest bath offers a bath tub and shower. An assigned, detached carport, elevator and laundry are just outside the front door. Shopping and dining in Old Naples, The Mercato, Waterside Shops, and Venetian Village are all within a short driving distance. The private Moorings Beach Park is available for a $100 annual fee.

23. 2021-06-19
    status Pending 705-char remark

    Show marketing remark (705 chars)

    The Camelot Club is located in the Moorings subdivision west of 41 near downtown Old Naples. A west facing lanai offers a peaceful view of Lake Suzanne and is steps from the community pool. The condo is tiled throughout. The kitchen offers granite counter tops, double stainless sink, range, dishwasher, refrigerator. Master bedroom has a walk in closet and en-suite bath with shower. Guest bath offers a bath tub and shower. An assigned, detached carport, elevator and laundry are just outside the front door. Shopping and dining in Old Naples, The Mercato, Waterside Shops, and Venetian Village are all within a short driving distance. The private Moorings Beach Park is available for a $100 annual fee.

24. 2021-06-11
    listed $329,000 Active 705-char remark

    Show marketing remark (705 chars)

    The Camelot Club is located in the Moorings subdivision west of 41 near downtown Old Naples. A west facing lanai offers a peaceful view of Lake Suzanne and is steps from the community pool. The condo is tiled throughout. The kitchen offers granite counter tops, double stainless sink, range, dishwasher, refrigerator. Master bedroom has a walk in closet and en-suite bath with shower. Guest bath offers a bath tub and shower. An assigned, detached carport, elevator and laundry are just outside the front door. Shopping and dining in Old Naples, The Mercato, Waterside Shops, and Venetian Village are all within a short driving distance. The private Moorings Beach Park is available for a $100 annual fee.

25. 2005-01-26
    soldstatus $310,000
26. 2004-05-04
    soldstatus $167,000
27. 1999-10-01
    soldstatus $89,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $2,834 · $236/mo
• Projected year-2 tax: $3,685 · $307/mo
• Expected delta: +$851/yr (+$71/mo · 30.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 7/10 Severe FEMA zone X (shaded) · 76% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥107°F today · 27 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $58,329
• − Mortgage interest: −$24,871
• − Property taxes: −$2,834
• − Insurance: −$3,018
• − Repairs & maintenance: −$4,666
• − Management: −$4,666
• − HOA: −$10,476
• − Depreciation: −$12,916
• Taxable loss: −$5,118
• Est. tax savings @ 24.0%: +$1,228
• After-tax cash flow: $3,040/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Collier
• NCES district ID: 1200330
• Math proficiency: 60% ▼ -4.00%
• Reading proficiency: 56% ▼ -2.00%
• Median HH income: $58,275
• Composite: 50.23/100
• National rank: #1892
• State rank: #16 of 73 in FL

Livability — Naples

• Score: 80/100
• State rank: #126
• US rank: #1903

Category grades

Amenities A+ Commute D+ Cost of living F Crime A+ Employment A+ Housing C+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Naples, FL
• County: Collier County · 396,295 people
• City population: 344,941
• Metro: Naples-Marco Island, FL
• Population (ZIP): 11,299
• Household income: $116,875
• Rent vs Own: 14.1% rent · 85.9% own
• Severe rent burden: 311.0

Population outlook (Collier County) Hauer SSP2

• Today (2025): 420,858 people
• By 2030: 450,054 · +6.9%
• By 2040: 502,232 · +19.3%
• By 2050: 544,932 · +29.5%
• By 2075: 627,203 · +49.0%
• By 2100: 659,015 · +56.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (87%)
• Race & ethnicity: White 87% Hispanic / Latino 10% Two or more races 8% Asian 1%
• Common ancestry: Romanian 4% Lithuanian 2% Portuguese 2%
• Foreign-born: 13% · Canada
• Languages at home: 87% English-only · Spanish 9% Other Indo-European 2% German/W. Germanic 1%

Political lean MEDSL · Collier

• 2024 margin: Solid R (+33.1) · D 33.1% · R 66.2%
• 2008→2024 swing: -10.6pp toward R · 2008: -22.5pp · 2024: -33.1pp
• All cycles: 2024: R+33.1 2020: R+24.7 2016: R+26.0 2012: R+30.1 2008: R+22.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -327.53%
• Current HPI: 315.1396
• Rent YoY: ▲ 14.55%
• Metro: Naples-Marco Island, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+398.9% since first listed

13 events — show timeline

• 2026-04-20 Price Changed $444,000 NAPLESMLS
• 2026-04-20 Price Changed $444,000 MIML
• 2026-02-25 Listed $449,000 MIML
• 2026-02-25 Listed $449,000 NAPLESMLS
• 2021-08-12 Sold (Public Records) $320,000 Public Records
• 2021-08-10 Sold (MLS) $320,000 NAPLESMLS
• 2021-07-12 Pending — NAPLESMLS
• 2021-06-22 Relisted — NAPLESMLS
• 2021-06-19 Pending — NAPLESMLS
• 2021-06-11 Listed $329,000 NAPLESMLS
• 2005-01-26 Sold (Public Records) $310,000 Public Records
• 2004-05-04 Sold (Public Records) $167,000 Public Records
• 1999-10-01 Sold (Public Records) $89,000 Public Records

Property tax history

+5.9%/yr

Latest (2025): $2,834 · +2.4% YoY. Source: county tax records.