2108 Chromite Dr · Graniteville, SC 29829

$297,000

5 bd · 3.0 ba · 2,361 sqft · SingleFamily · 38 Days on market

Built 2026 Good condition Est $295k · at est. $29/mo HOA · 1% of rent

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Why this score? — see what drove the D+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +12.2/30.0
• Appreciation +9.2/10.0
• ARV discount +7.2/15.0
• Condition / age +4.0/5.0
• 1% rule +3.6/10.0
• DSCR +3.6/10.0
• Schools +3.2/10.0
• Livability +3.0/5.0
• Rent growth +2.5/5.0

Listing remarks MLS

Highland Hills is an incredible swim community with private neighborhood pool, cabana, playground, basketball court streetlights, and sidewalks. This brand-new home offers an open concept layout with casual dining that expands to the kitchen with a beautiful granite top island. The dining and kitchen area flow seamlessly to a spacious family room. This plan also offers a guest room or home office and full bathroom on the main level. Energy efficient, double paned windows throughout the home allow natural light and easy upkeep for every room. Upstairs you'll find the primary bedroom suite is a true retreat with large shower and separate garden bathtub perfect for soaking! The second floor includes a versatile loft ideal for a media room or recreational space, a laundry room and three additional bedrooms. Here, you will never be too far from home with Home Is Connected. Your new home is built with an industry leading suite of smart home products that keep you connected with the people and place you value most. Deako Lighting gives you the freedom to personalize your lighting for your lifestyle. Two-inch white H2H cordless blinds throughout, set of stainless-steel Whirlpool kitchen appliances include microwave, dishwasher, gas range, and sink disposal included. Highland Hills is conveniently located less than one mile from great schools, I-20, 20 minutes to downtown Augusta and just 30 minutes to Fort Eisenhower. Photos used for illustrative purposes and reflect same plan.

Key facts

• Guest room
• Granite top island
• Open concept layout

Tags

• PRIVATE NEIGHBORHOOD POOL
• OPEN CONCEPT LAYOUT
• GRANITE TOP ISLAND
• GUEST ROOM
• HOME OFFICE
• ENERGY EFFICIENT

Property features AI

Finance

• HOA & community: Homeowners association with annual fee of $350 (about $29.17/month); Community features include pool, sidewalks, and street lights

Exterior

• Parking: Attached garage with garage door opener (2 parking spaces); Concrete driveway
• Security: Smoke detector(s)
• Utilities: Public water; Public sewer; Cable available; Natural gas
• Home design: Single family residence; Two levels; New construction
• Construction: Brick and fiber cement exterior; Composition roof; Slab foundation; Home warranty included
• Exterior features: Patio; Landscaped yard; Front and rear sprinkler systems; Pool access via community

Interior

• Kitchen: Range; Dishwasher; Microwave; Disposal
• Bedrooms: Total of 9 rooms in the home (includes bedrooms and living spaces)
• Flooring: Carpet; Laminate; Vinyl
• Bathrooms: 3 full bathrooms
• Heating & cooling: Central air; Ceiling fan(s); Forced air heating; Natural gas heating
• Interior features: Walk-in closet(s); Kitchen island; Pantry; Eat-in kitchen; Window coverings; Insulated windows; Smoke detector(s)
• Laundry & utility: Washer hookup; Gas water heater; Tankless water heater

What this means for you Summary

Snapshot

• This is a 5-bed/3.0-bath single-family listed at $297k. Condition is rated good.

Deal economics

• At list price, monthly cash flow is $-62 ($-748/yr) — negative.
• To cash-flow at today's rent, offer at most $288k (3.0% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $256k (13.9% below list).
• Recommended offer: $256k (13.9% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 59/100 on livability (#240 in SC) — a working-class tenant base; expect higher turnover. Strengths: cost of living A+, crime B+; Watch: amenities F, commute F, employment F.
• Aiken 01 (suburban): math 31% / reading 44% proficiency, ranked #36 of 80 in SC (top 45%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Byrd Elementary (math 28% / reading 36%, grade F, #369 of 597 statewide, top 64%, 657 students, 37% FRL); Leavelle Mccampbell Middle (math 19% / reading 32%, grade F, #162 of 229 statewide, top 71%, 650 students, 55% FRL); Midland Valley High (math 31% / reading 83%, grade C, #120 of 196 statewide, top 64%, 1,477 students, 62% FRL) — zoned schools at 51% FRL track the district average.
• Market conditions: 299 active listings in the ZIP; 6 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 2,500 units permitted in Aiken County in 2024 (1,023 in 5+ unit buildings).
• This rent runs 36% of the median local income ($84k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $27k of equity ($2k loan paydown + $25k appreciation (8.4% local appreciation)).
• Aiken County population projected at +9% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• At projected returns (8.4% appreciation + 3.0% rent growth), your $83k cash investment doubles in ~3 years — after that, you're playing with house money.
• By year 2, paydown + projected appreciation supports a ~$43k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 38 days — a 3% lower offer ($288k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Recommended offer $255,586 (13.9% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 38 days. Have you received any prior offers? Is the seller open to a 14% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.86% ✗
• Cap rate: 6.04%
• Cash-on-cash: -0.90%
• DSCR: 0.96
• GRM: 9.7

CMA / ARV

• ARV (on-the-fly): $295,125
• Comps found: 9

Show comp detail 9 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4378 Crimson Pass	0.08mi	5/3.0	2,361 (0%)	3mo	$299,730	$127	94
4324 Crimson Pass	0.09mi	5/3.0	2,361 (0%)	5mo	$296,730	$126	92
4256 Crimson Pass	0.09mi	5/3.0	2,361 (0%)	5mo	$296,730	$126	92
4170 Crimson Pass	0.11mi	5/3.0	2,361 (0%)	12mo	$297,830	$126	85
1013 Bauxite Run	0.03mi	5/3.0	2,361 (0%)	17mo	$295,730	$125	84
912 Bauxite Run	0.12mi	5/3.0	2,361 (0%)	17mo	$296,300	$125	80
921 Bauxite	0.10mi	5/3.0	2,361 (0%)	24mo	$296,300	$125	76
6033 Vermilion Loop Rd	0.45mi	5/3.0	2,511 (+6%)	15mo	$309,900	$123	56
179 Holly Meadows Dr	0.67mi	4/2.0 (-1)	2,432 (+3%)	1mo	$220,000	$90	54

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

8.38% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 20.2%
• Equity multiple: 2.51×
• Total profit: $125,690
• Equity at exit: $233,362

10-year hold

• IRR: 18.6%
• Equity multiple: 5.43×
• Total profit: $368,197
• Equity at exit: $470,786

Cash invested: $83,160 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State South Carolina: 90 Strongly Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

5-day notice; preempted; landlord-favorable.

Methodology + full state rankings →

ZIP-level market 29829

• Home prices YoY: 3.0%
• Active inventory: 299
• Price-to-rent: 9.7×

Monthly cashflow live

• Estimated rent: $2,556 high
• Mortgage (P&I): −$1,558
• Tax est. 1.5%: −$371 /mo · $4,455/yr
• Insurance: −$124
• HOA: −$29
• Vacancy / Maint / Mgmt: −$537
• Net cashflow: $-62

Break-even live

Break-even rent $2,635

Max offer price $287,975

Occupancy floor 97%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $74,250
• Closing costs: $8,910
• Reserves months: —
• Total cash needed: —

Rent comps 6 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
39 Springdale Rd Graniteville, SC	4.0	2.5	1744	$2,100	$1.20	23d	1	0.91mi
43 Springdale Rd Graniteville, SC	4.0	2.5	1725	$2,090	$1.21	13d	1	0.91mi
45 Springdale Rd Graniteville, SC	4.0	2.5	1744	$2,100	$1.20	21d	1	0.91mi
47 Springdale Rd Graniteville, SC	4.0	2.5	1725	$2,090	$1.21	23d	1	0.91mi
507 Satinwood Cir Graniteville, SC	3.0–4.0	2.0–2.5	1776	$2,199	$1.24	13d	5	1.04mi
4060 Stone Pass Dr Graniteville, SC	4.0	2.0	1600	$1,925	$1.20	23d	1	1.41mi

HOA detail

• Monthly dues: $29 · $348/yr
• Likely covers: gaspool

Listing history 26 events

1. 2026-06-18
   days on market $297,000 Active 38 DOM
2. 2026-06-17
   price $297,000 Active 37 DOM
3. 2026-06-17
   days on market $296,630 Active 37 DOM
4. 2026-06-16
   days on market $296,630 Active 36 DOM
5. 2026-06-15
   days on market $296,630 Active 35 DOM
6. 2026-06-14
   days on market $296,630 Active 33 DOM
7. 2026-06-13
   days on market $296,630 Active 32 DOM
8. 2026-06-10
   days on market $296,630 Active 30 DOM
9. 2026-06-09
   days on market $296,630 Active 29 DOM
10. 2026-06-09
    price $296,630 Active 28 DOM
11. 2026-06-08
    days on market $296,530 Active 28 DOM
12. 2026-06-07
    days on market $296,530 Active 27 DOM
13. 2026-06-03
    days on market $296,530 Active 23 DOM
14. 2026-06-03
    price $296,530 Active 22 DOM
15. 2026-06-02
    days on market $296,230 Active 22 DOM
16. 2026-06-01
    days on market $296,230 Active 21 DOM
17. 2026-05-31
    days on market $296,230 Active 20 DOM
18. 2026-05-30
    days on market $296,230 Active 19 DOM
19. 2026-05-21
    price $296,230
20. 2026-05-11
    historical
21. 2026-05-07
    price $298,230
22. 2026-05-06
    price $298,230 1494-char remark

    Show marketing remark (1494 chars)

    Highland Hills is an incredible swim community with private neighborhood pool, cabana, playground, basketball court streetlights, and sidewalks. This brand-new home offers an open concept layout with casual dining that expands to the kitchen with a beautiful granite top island. The dining and kitchen area flow seamlessly to a spacious family room. This plan also offers a guest room or home office and full bathroom on the main level. Energy efficient, double paned windows throughout the home allow natural light and easy upkeep for every room. Upstairs you'll find the primary bedroom suite is a true retreat with large shower and separate garden bathtub perfect for soaking! The second floor includes a versatile loft ideal for a media room or recreational space, a laundry room and three additional bedrooms. Here, you will never be too far from home with Home Is Connected. Your new home is built with an industry leading suite of smart home products that keep you connected with the people and place you value most. Deako Lighting gives you the freedom to personalize your lighting for your lifestyle. Two-inch white H2H cordless blinds throughout, set of stainless-steel Whirlpool kitchen appliances include microwave, dishwasher, gas range, and sink disposal included. Highland Hills is conveniently located less than one mile from great schools, I-20, 20 minutes to downtown Augusta and just 30 minutes to Fort Eisenhower. Photos used for illustrative purposes and reflect same plan.

23. 2026-04-15
    listed $297,730 Active 1494-char remark

    Show marketing remark (1494 chars)

    Highland Hills is an incredible swim community with private neighborhood pool, cabana, playground, basketball court streetlights, and sidewalks. This brand-new home offers an open concept layout with casual dining that expands to the kitchen with a beautiful granite top island. The dining and kitchen area flow seamlessly to a spacious family room. This plan also offers a guest room or home office and full bathroom on the main level. Energy efficient, double paned windows throughout the home allow natural light and easy upkeep for every room. Upstairs you'll find the primary bedroom suite is a true retreat with large shower and separate garden bathtub perfect for soaking! The second floor includes a versatile loft ideal for a media room or recreational space, a laundry room and three additional bedrooms. Here, you will never be too far from home with Home Is Connected. Your new home is built with an industry leading suite of smart home products that keep you connected with the people and place you value most. Deako Lighting gives you the freedom to personalize your lighting for your lifestyle. Two-inch white H2H cordless blinds throughout, set of stainless-steel Whirlpool kitchen appliances include microwave, dishwasher, gas range, and sink disposal included. Highland Hills is conveniently located less than one mile from great schools, I-20, 20 minutes to downtown Augusta and just 30 minutes to Fort Eisenhower. Photos used for illustrative purposes and reflect same plan.

24. 2026-04-15
    price $297,730

    Show marketing remark (1494 chars)

    Highland Hills is an incredible swim community with private neighborhood pool, cabana, playground, basketball court streetlights, and sidewalks. This brand-new home offers an open concept layout with casual dining that expands to the kitchen with a beautiful granite top island. The dining and kitchen area flow seamlessly to a spacious family room. This plan also offers a guest room or home office and full bathroom on the main level. Energy efficient, double paned windows throughout the home allow natural light and easy upkeep for every room. Upstairs you'll find the primary bedroom suite is a true retreat with large shower and separate garden bathtub perfect for soaking! The second floor includes a versatile loft ideal for a media room or recreational space, a laundry room and three additional bedrooms. Here, you will never be too far from home with Home Is Connected. Your new home is built with an industry leading suite of smart home products that keep you connected with the people and place you value most. Deako Lighting gives you the freedom to personalize your lighting for your lifestyle. Two-inch white H2H cordless blinds throughout, set of stainless-steel Whirlpool kitchen appliances include microwave, dishwasher, gas range, and sink disposal included. Highland Hills is conveniently located less than one mile from great schools, I-20, 20 minutes to downtown Augusta and just 30 minutes to Fort Eisenhower. Photos used for illustrative purposes and reflect same plan.

25. 2026-03-24
    listed $306,730 Active
26. 2026-03-24
    listed $298,230 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Taxation est. · year 1

• Rental income: $30,670
• − Mortgage interest: −$16,637
• − Property taxes: −$4,455
• − Insurance: −$1,485
• − Repairs & maintenance: −$2,454
• − Management: −$2,454
• − HOA: −$348
• − Depreciation: −$8,640
• Taxable loss: −$5,802
• Est. tax savings @ 24.0%: +$1,392
• After-tax cash flow: $644/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Good 80/100 None rehab

This home is in excellent condition with a fresh paint job, new flooring, and landscaping. It is move-in ready and offers a great value for both resale and rental.

Value-add opportunities

• Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics.
• Both Landscaping improvements — Enhances curb appeal and adds value to the property.
• Both New flooring in bathrooms — Fresh flooring improves aesthetics and adds value to the property.
• Both New lighting fixtures — Modern lighting enhances the home's appeal and adds value to the property.

Renovation cost estimate screening

Value-add ROI direction

• Both Painting exterior and interior walls — Fresh paint enhances curb appeal and interior aesthetics. ↑
• Both Landscaping improvements — Enhances curb appeal and adds value to the property. ↑
• Both New flooring in bathrooms — Fresh flooring improves aesthetics and adds value to the property. ↑
• Both New lighting fixtures — Modern lighting enhances the home's appeal and adds value to the property. ↑

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

• District: Aiken 01
• NCES district ID: 4500720
• Math proficiency: 31% ▼ -11.00%
• Reading proficiency: 44% ▼ -1.00%
• Median HH income: $45,081
• Composite: 31.91/100
• National rank: #5857
• State rank: #36 of 80 in SC

Livability — Graniteville

• Score: 59/100
• State rank: #240
• US rank: #19924

Category grades

Amenities F Commute F Cost of living A+ Crime B+ Employment F Housing C+ Health & safety F User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Aiken County · 116,534 people
• City population: 12,385
• Metro: Augusta-Richmond County, GA-SC
• Population (ZIP): 12,385
• Household income: $84,228
• Rent vs Own: 18.3% rent · 81.7% own
• Severe rent burden: 213.0

Population outlook (Aiken County) Hauer SSP2

• Today (2025): 178,003 people
• By 2030: 182,876 · +2.7%
• By 2040: 189,970 · +6.7%
• By 2050: 193,840 · +8.9%
• By 2075: 199,453 · +12.1%
• By 2100: 192,403 · +8.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.58)
• Race & ethnicity: White 59% Black 26% Hispanic / Latino 12% Two or more races 9% Asian 1%
• Hispanic origin (detail): Mexican 8% Puerto Rican 1%
• Common ancestry: Italian 2% Swedish 2% Slovak 1%
• Foreign-born: 6% · Canada
• Languages at home: 89% English-only · Spanish 10% Other Indo-European 1%

Political lean MEDSL · Aiken

• 2024 margin: Strong R (+25.9) · D 36.4% · R 62.2% · Other 1.4%
• 2008→2024 swing: -1.9pp toward R · 2008: -24.0pp · 2024: -25.9pp
• All cycles: 2024: R+25.9 2020: R+22.7 2016: R+27.5 2012: R+26.0 2008: R+24.0

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 8.38%
• Current HPI: 286.4155
• Rent YoY: —
• Metro: Augusta-Richmond County, GA-SC
• State GDP YoY: ▲ 4.51%
• F500 in state: 2

Industry mix (Fortune 500 HQ in SC)

Industry	F500 HQs	Revenue
▸Packaging	1	$7B

Price history

-0.7% since first listed

8 events — show timeline

• 2026-05-21 Price Changed $296,230 Hive MLS
• 2026-05-11 Listing Removed — Hive MLS
• 2026-05-07 Price Changed $298,230 Hive MLS
• 2026-05-06 Price Changed $298,230 AMLS
• 2026-04-15 Listed $297,730 AMLS
• 2026-04-15 Price Changed $297,730 Hive MLS
• 2026-03-24 Listed $306,730 Hive MLS
• 2026-03-24 Listed $298,230 Hive MLS