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210 Circle Inn Drive #31 Dr
B Composite 71.93
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.3/10.0
  • Livability +4.3/5.0
  • Rent growth +3.3/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$45,000

210 Circle Inn Drive #31 Dr · Chubbuck, ID 83202
3 bd · 1.0 ba · 0 sqft · Manufactured public records · 8 Days on market
Built 1967

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Comfortable & Move-In Ready in Pocatello! Welcome to 210 Circle Inn Drive #31, a refreshed and inviting home offering comfortable living with thoughtful updates throughout. Step inside to find a bright interior featuring updated kitchen flooring, an updated bathroom, new windows, and a new furnace, providing improved comfort, efficiency, and peace of mind. The functional layout offers welcoming living spaces, well-sized bedrooms, and a bright kitchen ready for everyday meals or relaxing mornings. Natural light flows throughout the home, creating a warm and comfortable atmosphere. Whether you're looking for an affordable primary residence, a low-maintenance lifestyle, or an investment opportunity, this property offers move-in-ready convenience and practical updates already completed. Conveniently located near shopping, dining, parks, and everyday amenities, this home is an excellent opportunity to enjoy comfortable living in Pocatello.

Key facts

  • Bright kitchen
  • New furnace
  • Updated bathroom

Tags

UPDATED KITCHEN FLOORINGUPDATED BATHROOMNEW WINDOWSNEW FURNACEBRIGHT KITCHENMOVE-IN-READY CONVENIENCE

Property features AI

Exterior

  • Parking: Asphalt parking
  • Utilities: Public water; Public sewer
  • Home design: Manufactured home (manufactured without land); Residential property
  • Construction: Metal siding; Metal roof; 740 above-grade finished area
  • Exterior features: Deck; Chain link fencing; Shed(s)

Interior

  • Kitchen: Microwave; Refrigerator
  • Bedrooms: 3 bedrooms on the main level
  • Bathrooms: 1 full bathroom (on the main level)
  • Heating & cooling: Natural gas forced air heating
  • Interior features: Microwave; Refrigerator; Gas water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath manufactured listed at $45k.

Deal economics

  • At list price, monthly cash flow is $732 ($9k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $45k).

Location & tenants

  • Location reads 86/100 on livability (#4 in ID, #454 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: crime C-.
  • Pocatello District (urban): math 45% / reading 58% proficiency, ranked #26 of 92 in ID (top 28%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
  • Zoned schools: Chubbuck Elementary School (math 61% / reading 64%, grade B, #53 of 357 statewide, top 15%, 495 students, 34% FRL); Hawthorne Middle School (math 35% / reading 54%, grade D, #52 of 109 statewide, top 51%, 674 students, 48% FRL); Highland High School (math 45% / reading 57%, grade D+, #38 of 169 statewide, top 22%, 1,589 students, 22% FRL).
  • Market conditions: Rents rising (+3.1%/yr); 212 active listings in the ZIP; 325 units permitted in Bannock County in 2024 (6 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $311 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 3.1% rent growth), your $13k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
  • 3 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Recommended offer $45,000

Questions for the listing agent

  1. Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.80%
Cap rate
25.83%
Cash-on-cash
69.76%
DSCR
4.10
GRM
3.0

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.14% rent growth · sell at horizon

5-year hold
IRR
69.4%
Equity multiple
4.14×
Total profit
$39,528
Equity at exit
$6,710
10-year hold
IRR
73.5%
Equity multiple
8.55×
Total profit
$95,183
Equity at exit
$3,891

Cash invested: $12,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
91 Strongly Landlord-Friendly
State Idaho
91 Strongly Landlord-Friendly · R+18
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempted; minimal tenant protections.

ZIP-level market 83202

Rents YoY
3.1%
Active inventory
212
Price-to-rent
3.0×

Monthly cashflow live

Estimated rent
$1,260 medium interval (Pro) →
Mortgage (P&I)
$236
Tax from tax record
$8 /mo · $99/yr
Insurance
$19
HOA
$0
Vacancy / Maint / Mgmt
$265
Net cashflow
$732

Break-even live

Break-even rent $333
Max offer price $45,000
Occupancy floor 37%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$11,250
Closing costs
$1,350
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 8 events

  1. 2026-06-19
    days on market $45,000 Active 8 DOM
  2. 2026-06-18
    days on market $45,000 Active 7 DOM
  3. 2026-06-17
    days on market $45,000 Active 6 DOM
  4. 2026-06-16
    days on market $45,000 Active 5 DOM
  5. 2026-06-15
    days on market $45,000 Active 4 DOM
  6. 2026-06-14
    days on market $45,000 Active 2 DOM
  7. 2026-06-13
    remarks 695-char remark
  8. 2026-06-13
    listed $45,000 Active 1 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast ID · Resets to sale price

Current annual tax
$99 · $8/mo
Projected year-2 tax
$310 · $26/mo
Expected delta
+$212/yr (+$18/mo · 213.6%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,121
− Mortgage interest
−$2,521
− Property taxes
−$99
− Insurance
−$225
− Repairs & maintenance
−$1,210
− Management
−$1,210
− Depreciation
−$1,309
Taxable income
$8,548
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,052
After-tax cash flow
$6,738/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Pocatello District
NCES district ID
1602640
Math proficiency
45% ▼ -6.00%
Reading proficiency
58% ▼ -1.00%
Median HH income
$44,478
Composite
43.46/100
National rank
#3003
State rank
#26 of 92 in ID

Livability — Chubbuck

Score
86/100
State rank
#4
US rank
#454

Category grades

Amenities B- Commute A+ Cost of living A+ Crime C- Employment B Housing A+ Health & safety A+ User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Chubbuck, ID
County
Bannock County · 82,995 people
City population
24,513
Metro
Pocatello, ID
Population (ZIP)
24,513
Household income
$70,423
Rent vs Own
27.0% rent · 73.0% own
Severe rent burden
510.0

Population outlook (Bannock County) Hauer SSP2

Today (2025)
86,173 people
By 2030
86,575 · +0.5%
By 2040
86,235 · +0.1%
By 2050
86,090 · -0.1%
By 2075
85,032 · -1.3%
By 2100
85,103 · -1.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (72%)
Race & ethnicity
White 72% Hispanic / Latino 13% Native American 9% Two or more races 6%
Hispanic origin (detail)
Mexican 12%
Common ancestry
Portuguese 3% Slovak 3% Italian 2%
Foreign-born
2% · Canada
Languages at home
92% English-only · Spanish 6%

Political lean MEDSL · Bannock

2024 margin
Strong R (+25.1) · D 35.8% · R 60.9% · Other 3.3%
2008→2024 swing
-12.1pp toward R · 2008: -13.0pp · 2024: -25.1pp
All cycles
2024: R+25.1 2020: R+21.9 2016: R+20.5 2012: R+22.1 2008: R+13.0

Not yet ingested

Civics

Market trends

HPI YoY
▼ -140.31%
Current HPI
229.4622
Rent YoY
▲ 3.14%
Metro
Pocatello, ID
State GDP YoY
▲ 4.51%
F500 in state
6

Industry mix (Fortune 500 HQ in ID)

Industry F500 HQs Revenue

Price history

+18.4% since first listed
4 events — show timeline
  • 2026-06-11 Listed $45,000 PCTMLS
  • 2026-06-11 Listed $45,000 SRMLS
  • 2022-01-31 Sold (MLS) PCTMLS
  • 2021-01-07 Listed $38,000 PCTMLS

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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