210 Circle Inn Drive #31 Dr · Chubbuck, ID
Flood risk No data
- FEMA flood zone
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- Chance of flooding over 30 yrs
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- Est. flood insurance / yr
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Fire risk No data
- Est. fire insurance / yr
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Heat risk No data
- Hot days now (above threshold)
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- Hot days in 30 yrs
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Wind risk No data
- Chance of severe wind over 30 yrs
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Air-quality risk No data
- Unhealthy air days now
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- Unhealthy air days in 30 yrs
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Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- ARV discount +7.5/15.0
- Schools +4.3/10.0
- Livability +4.3/5.0
- Rent growth +3.3/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$45,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Comfortable & Move-In Ready in Pocatello! Welcome to 210 Circle Inn Drive #31, a refreshed and inviting home offering comfortable living with thoughtful updates throughout. Step inside to find a bright interior featuring updated kitchen flooring, an updated bathroom, new windows, and a new furnace, providing improved comfort, efficiency, and peace of mind. The functional layout offers welcoming living spaces, well-sized bedrooms, and a bright kitchen ready for everyday meals or relaxing mornings. Natural light flows throughout the home, creating a warm and comfortable atmosphere. Whether you're looking for an affordable primary residence, a low-maintenance lifestyle, or an investment opportunity, this property offers move-in-ready convenience and practical updates already completed. Conveniently located near shopping, dining, parks, and everyday amenities, this home is an excellent opportunity to enjoy comfortable living in Pocatello.
Key facts
- Bright kitchen
- New furnace
- Updated bathroom
Tags
Property features AI
Exterior
- Parking: Asphalt parking
- Utilities: Public water; Public sewer
- Home design: Manufactured home (manufactured without land); Residential property
- Construction: Metal siding; Metal roof; 740 above-grade finished area
- Exterior features: Deck; Chain link fencing; Shed(s)
Interior
- Kitchen: Microwave; Refrigerator
- Bedrooms: 3 bedrooms on the main level
- Bathrooms: 1 full bathroom (on the main level)
- Heating & cooling: Natural gas forced air heating
- Interior features: Microwave; Refrigerator; Gas water heater
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/1.0-bath manufactured listed at $45k.
Deal economics
- At list price, monthly cash flow is $732 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $45k).
Location & tenants
- Location reads 86/100 on livability (#4 in ID, #454 nationally) — a professional / high-income tenant draw. Strengths: commute A+, cost of living A+, housing A+; Watch: crime C-.
- Pocatello District (urban): math 45% / reading 58% proficiency, ranked #26 of 92 in ID (top 28%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Chubbuck Elementary School (math 61% / reading 64%, grade B, #53 of 357 statewide, top 15%, 495 students, 34% FRL); Hawthorne Middle School (math 35% / reading 54%, grade D, #52 of 109 statewide, top 51%, 674 students, 48% FRL); Highland High School (math 45% / reading 57%, grade D+, #38 of 169 statewide, top 22%, 1,589 students, 22% FRL).
- Market conditions: Rents rising (+3.1%/yr); 212 active listings in the ZIP; 325 units permitted in Bannock County in 2024 (6 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $311 of loan paydown is wiped out by about $1k of value loss. Plan a longer hold.
- At projected returns (-3.0% appreciation + 3.1% rent growth), your $13k cash investment doubles in ~2 years — after that, you're playing with house money.
Negotiation context
- Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
- 3 sale attempts since 5y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Questions for the listing agent
- Built in 1967 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.80% ✓
- Cap rate
- 25.83%
- Cash-on-cash
- 69.76%
- DSCR
- 4.10
- GRM
- 3.0
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.14% rent growth · sell at horizon
- IRR
- 69.4%
- Equity multiple
- 4.14×
- Total profit
- $39,528
- Equity at exit
- $6,710
- IRR
- 73.5%
- Equity multiple
- 8.55×
- Total profit
- $95,183
- Equity at exit
- $3,891
Cash invested: $12,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 91 Strongly Landlord-Friendly
- State Idaho
- 91 Strongly Landlord-Friendly · R+18
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 83202
- Rents YoY
- 3.1%
- Active inventory
- 212
- Price-to-rent
- 3.0×
Monthly cashflow live
- Estimated rent
- $1,260 medium interval (Pro) →
- Mortgage (P&I)
- −$236
- Tax from tax record
- −$8 /mo · $99/yr
- Insurance
- −$19
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$265
- Net cashflow
- $732
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $11,250
- Closing costs
- $1,350
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 8 events
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2026-06-19days on market $45,000 Active 8 DOM
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2026-06-18days on market $45,000 Active 7 DOM
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2026-06-17days on market $45,000 Active 6 DOM
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2026-06-16days on market $45,000 Active 5 DOM
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2026-06-15days on market $45,000 Active 4 DOM
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2026-06-14days on market $45,000 Active 2 DOM
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2026-06-13remarks 695-char remark
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2026-06-13$45,000 Active 1 DOM
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast ID · Resets to sale price
- Current annual tax
- $99 · $8/mo
- Projected year-2 tax
- $310 · $26/mo
- Expected delta
- +$212/yr (+$18/mo · 213.6%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $15,121
- − Mortgage interest
- −$2,521
- − Property taxes
- −$99
- − Insurance
- −$225
- − Repairs & maintenance
- −$1,210
- − Management
- −$1,210
- − Depreciation
- −$1,309
- Taxable income
- $8,548
- Est. tax owed @ 24.0%
- −$2,052
- After-tax cash flow
- $6,738/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Pocatello District
- NCES district ID
- 1602640
- Math proficiency
- 45% ▼ -6.00%
- Reading proficiency
- 58% ▼ -1.00%
- Median HH income
- $44,478
- Composite
- 43.46/100
- National rank
- #3003
- State rank
- #26 of 92 in ID
Livability — Chubbuck
- Score
- 86/100
- State rank
- #4
- US rank
- #454
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Chubbuck, ID
- County
- Bannock County · 82,995 people
- City population
- 24,513
- Metro
- Pocatello, ID
- Population (ZIP)
- 24,513
- Household income
- $70,423
- Rent vs Own
- Severe rent burden
- 510.0
Population outlook (Bannock County) Hauer SSP2
- Today (2025)
- 86,173 people
- By 2030
- 86,575 · +0.5%
- By 2040
- 86,235 · +0.1%
- By 2050
- 86,090 · -0.1%
- By 2075
- 85,032 · -1.3%
- By 2100
- 85,103 · -1.2%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (72%)
- Race & ethnicity
- White 72% Hispanic / Latino 13% Native American 9% Two or more races 6%
- Hispanic origin (detail)
- Mexican 12%
- Common ancestry
- Portuguese 3% Slovak 3% Italian 2%
- Foreign-born
- 2% · Canada
- Languages at home
- 92% English-only · Spanish 6%
Political lean MEDSL · Bannock
- 2024 margin
- Strong R (+25.1) · D 35.8% · R 60.9% · Other 3.3%
- 2008→2024 swing
- -12.1pp toward R · 2008: -13.0pp · 2024: -25.1pp
- All cycles
- 2024: R+25.1 2020: R+21.9 2016: R+20.5 2012: R+22.1 2008: R+13.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -140.31%
- Current HPI
- 229.4622
- Rent YoY
- ▲ 3.14%
- Metro
- Pocatello, ID
- State GDP YoY
- ▲ 4.51%
- F500 in state
- 6
Industry mix (Fortune 500 HQ in ID)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $79B |
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| Technology | 1 | $25B |
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| Food / Agriculture | 1 | $6B |
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Price history
+18.4% since first listed4 events — show timeline
- 2026-06-11 Listed $45,000 PCTMLS
- 2026-06-11 Listed $45,000 SRMLS
- 2022-01-31 Sold (MLS) — PCTMLS
- 2021-01-07 Listed $38,000 PCTMLS
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…