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1319 Vine Cir
D- Composite 39.6
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +14.7/15.0
  • Cash flow +8.8/30.0
  • 1% rule +3.1/10.0
  • Livability +3.0/5.0
  • Schools +2.6/10.0
  • Condition / age +2.5/5.0
  • DSCR +2.4/10.0
  • Rent growth +2.4/5.0
  • Appreciation +0.0/10.0

$270,000

1319 Vine Cir · Stockbridge, GA 30253
3 bd · 2.5 ba · 2,016 sqft · SingleFamily public records · 110 Days on market
Built 2000 $134/sqft · 16% below area Est $322k · 16% under $21/mo HOA · 1% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to McDonough, Georgia. This beautiful home offers four bedrooms and two and a half baths, with spacious living perfect for the entire family. The main level features a formal dining room, a spacious family room with a fireplace, an eat-in kitchen, a half bath, and a large backyard ideal for children and small pets. Upstairs, you'll find a generously sized primary suite with a separate shower and tub, double vanity, and three additional spacious bedrooms with a full bath. This home is priced to sell and is perfect for first-time homebuyers. Don't miss the opportunity to own this home today!

Key facts

  • Garage
  • Built 2000
  • Listed 110 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.5-bath single-family listed at $270k.

Deal economics

  • At list price, monthly cash flow is $-223 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $231k (14.6% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $220k (18.6% below list).
  • Recommended offer: $220k (18.6% below list) — sets the bar for 1% rule.
  • Cap rate 5.3% vs local median 4.3% in Stockbridge — meaningfully above typical; check what's discounted (condition, days-on-market, listing class) to confirm the premium yield is real.

Location & tenants

  • Location reads 60/100 on livability (#389 in GA) — a middle-class / working-renter tenant base. Strengths: housing A+, cost of living A; Watch: crime D, schools D-, amenities F.
  • Henry County (rural): math 24% / reading 33% proficiency, ranked #89 of 174 in GA (top 51%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: Rents soft (-0.3%/yr); 663 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,989 units permitted in Henry County in 2024 (92 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($82k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Henry County population projected at +29% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 110 days — a 9% lower offer ($246k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts; this cycle's ask has dropped $30k (10%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $219,730 (18.6% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 110 days. Have you received any prior offers? Is the seller open to a 19% concession, seller financing, or rate buy-down credit?
  3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.81%
Cap rate
5.30%
Cash-on-cash
-3.54%
DSCR
0.84
GRM
10.2

CMA / ARV

ARV (median comp)
$321,675
List price
$270,000
Delta
-16.06%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
773 Winbrook Dr 0.34mi 4/2.5 (+1) 2,035 (+1%) 5mo $293,000 $144 74
112 Greenland Dr 0.16mi 4/2.5 (+1) 2,172 (+8%) 5mo $309,900 $143 70
305 Daileys Plantation Dr 0.67mi 3/2.5 2,030 (+1%) 0mo $305,000 $150 68
132 Weldon Rd 0.56mi 4/2.5 (+1) 1,919 (-5%) 1mo $329,990 $172 60
113 Weldon Rd 0.56mi 4/2.5 (+1) 1,900 (-6%) 1mo $336,640 $177 58
125 Weldon Rd 0.57mi 4/2.5 (+1) 1,900 (-6%) 1mo $336,090 $177 58
125 Weldon Rd #64 0.57mi 4/2.5 (+1) 1,900 (-6%) 1mo $336,090 $177 58
112 Weldon Rd 0.53mi 4/2.5 (+1) 1,900 (-6%) 4mo $336,490 $177 57
148 Weldon Rd 0.59mi 4/2.5 (+1) 1,900 (-6%) 3mo $324,990 $171 56
1016 Maple Leaf Dr 0.54mi 4/2.5 (+1) 2,182 (+8%) 4mo $299,900 $137 53
161 Weldon Rd 0.62mi 4/2.5 (+1) 1,900 (-6%) 6mo $349,990 $184 51
315 Dailey's Plantation Dr 0.65mi 4/2.0 (+1) 2,226 (+10%) 6mo $300,000 $135 40

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
-25.8%
Equity multiple
0.15×
Total profit
$-64,303
Equity at exit
$40,258
10-year hold
IRR
-37.1%
Equity multiple
-0.31×
Total profit
$-98,801
Equity at exit
$23,345

Cash invested: $75,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30253

Home prices YoY
-29.4%
Rents YoY
-0.3%
Active inventory
663
Price-to-rent
10.2×

Monthly cashflow live

Estimated rent
$2,197 high interval (Pro) →
Mortgage (P&I)
$1,416
Tax from tax record
$409 /mo · $4,913/yr
Insurance
$112
HOA
$21
Vacancy / Maint / Mgmt
$461
Net cashflow
$-223

Break-even live

Break-even rent $2,480
Max offer price $230,607
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$67,500
Closing costs
$8,100
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 33 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1331 Vine Cir McDonough, GA 3.0 2.0 1474 $1,820 $1.23 43d 1 0.04mi
155 Greenland Dr McDonough, GA 3.0 2.0 1608 $1,800 $1.12 24d 1 0.14mi
410 Concord Cir McDonough, GA 4.0 2.5 2753 $2,395 $0.87 5d 1 0.17mi
511 Gables Ct McDonough, GA 4.0 2.5 2352 $2,165 $0.92 18d 1 0.19mi
190 Greenland Dr McDonough, GA 4.0 2.0 2186 $2,413 $1.10 5d 1 0.20mi
209 Greenland Ct McDonough, GA 4.0 2.5 2311 $2,199 $0.95 1d 1 0.25mi
915 Castlerock Way McDonough, GA 4.0 3.0 1944 $2,245 $1.15 5d 1 0.33mi
608 Waterford Ln McDonough, GA 3.0 2.0 1403 $1,939 $1.38 10d 1 0.34mi
360 White Tail Rd McDonough, GA 3.0 2.5 1579 $2,014 $1.28 43d 1 0.41mi
1447 Wilshire Way McDonough, GA 3.0 2.0 1492 $1,935 $1.30 10d 1 0.43mi
1285 Winwood Dr McDonough, GA 3.0 2.0 1510 $1,850 $1.23 43d 1 0.48mi
1427 Wilshire Way McDonough, GA 3.0 2.0 1485 $1,719 $1.16 43d 1 0.48mi
269 Grayson Trl McDonough, GA 3.0 2.5 1696 $2,300 $1.36 10d 1 0.51mi
237 Grayson Trl McDonough, GA 3.0 2.5 1579 $2,155 $1.36 5d 1 0.51mi
160 Windy Cir McDonough, GA 4.0 2.5 2225 $1,650 $0.74 43d 1 0.79mi
418 Kenley Ct McDonough, GA 2.0 2.0 1737 $2,000 $1.15 43d 1 0.85mi
654 Highpoint Way McDonough, GA 4.0 2.5 2000 $2,265 $1.13 24d 1 0.89mi
416 Heathcliff Ct McDonough, GA 3.0 2.5 2232 $2,020 $0.91 5d 1 0.94mi
713 Holiday Birch Pass McDonough, GA 4.0 2.5 1931 $2,845 $1.47 20d 1 0.96mi
601 Verdant Crane Ct McDonough, GA 3.0 2.5 1830 $3,020 $1.65 24d 1 0.98mi
608 Verdant Crane Ct McDonough, GA 4.0 2.5 1931 $2,945 $1.53 43d 1 1.00mi
609 Verdant Crane Ct McDonough, GA 4.0 2.5 1931 $2,920 $1.51 24d 1 1.01mi
310 Lakefront Dr McDonough, GA 4.0 2.0 2568 $2,345 $0.91 12d 1 1.02mi
431 Avocet Sea Ln McDonough, GA 4.0 2.5 1854 $2,645 $1.43 43d 1 1.03mi
460 Avocet Sea Ln McDonough, GA 4.0 2.5 1833 $2,655 $1.45 43d 1 1.06mi
525 Fiery Warbler St McDonough, GA 4.0 2.5 2228 $3,200 $1.44 43d 1 1.07mi
632 Verdant Crane Ct McDonough, GA 4.0 2.5 1931 $2,945 $1.53 24d 1 1.09mi
629 Aspen Brook Dr McDonough, GA 3.0 2.5 1770 $2,109 $1.19 24d 1 1.19mi
104 Inverrary Ct McDonough, GA 4.0 3.5 2583 $3,300 $1.28 43d 1 1.32mi
685 Chaseridge Dr McDonough, GA 3.0 2.0 2155 $2,155 $1.00 10d 1 1.40mi
120 Eagles Crest Ln McDonough, GA 3.0 2.0 1427 $1,760 $1.23 43d 1 1.42mi
270 Wynbrook Dr McDonough, GA 4.0 2.5 1896 $2,211 $1.17 43d 1 1.43mi
206 Eagles Crest Ct McDonough, GA 3.0 2.0 1558 $2,080 $1.34 4d 1 1.48mi

HOA detail

Monthly dues
$21 · $252/yr

Listing history 18 events

  1. 2026-05-20
    status Under Contract 604-char remark
    Show marketing remark (604 chars)

    Welcome to McDonough, Georgia. This beautiful home offers four bedrooms and two and a half baths, with spacious living perfect for the entire family. The main level features a formal dining room, a spacious family room with a fireplace, an eat-in kitchen, a half bath, and a large backyard ideal for children and small pets. Upstairs, you'll find a generously sized primary suite with a separate shower and tub, double vanity, and three additional spacious bedrooms with a full bath. This home is priced to sell and is perfect for first-time homebuyers. Don't miss the opportunity to own this home today!

  2. 2026-04-30
    status Back On Market 604-char remark
    Show marketing remark (604 chars)

    Welcome to McDonough, Georgia. This beautiful home offers four bedrooms and two and a half baths, with spacious living perfect for the entire family. The main level features a formal dining room, a spacious family room with a fireplace, an eat-in kitchen, a half bath, and a large backyard ideal for children and small pets. Upstairs, you'll find a generously sized primary suite with a separate shower and tub, double vanity, and three additional spacious bedrooms with a full bath. This home is priced to sell and is perfect for first-time homebuyers. Don't miss the opportunity to own this home today!

  3. 2026-04-27
    status Under Contract 604-char remark
    Show marketing remark (604 chars)

    Welcome to McDonough, Georgia. This beautiful home offers four bedrooms and two and a half baths, with spacious living perfect for the entire family. The main level features a formal dining room, a spacious family room with a fireplace, an eat-in kitchen, a half bath, and a large backyard ideal for children and small pets. Upstairs, you'll find a generously sized primary suite with a separate shower and tub, double vanity, and three additional spacious bedrooms with a full bath. This home is priced to sell and is perfect for first-time homebuyers. Don't miss the opportunity to own this home today!

  4. 2026-03-27
    price $270,000 604-char remark
    Show marketing remark (604 chars)

    Welcome to McDonough, Georgia. This beautiful home offers four bedrooms and two and a half baths, with spacious living perfect for the entire family. The main level features a formal dining room, a spacious family room with a fireplace, an eat-in kitchen, a half bath, and a large backyard ideal for children and small pets. Upstairs, you'll find a generously sized primary suite with a separate shower and tub, double vanity, and three additional spacious bedrooms with a full bath. This home is priced to sell and is perfect for first-time homebuyers. Don't miss the opportunity to own this home today!

  5. 2026-03-20
    price $280,000 604-char remark
    Show marketing remark (604 chars)

    Welcome to McDonough, Georgia. This beautiful home offers four bedrooms and two and a half baths, with spacious living perfect for the entire family. The main level features a formal dining room, a spacious family room with a fireplace, an eat-in kitchen, a half bath, and a large backyard ideal for children and small pets. Upstairs, you'll find a generously sized primary suite with a separate shower and tub, double vanity, and three additional spacious bedrooms with a full bath. This home is priced to sell and is perfect for first-time homebuyers. Don't miss the opportunity to own this home today!

  6. 2026-02-25
    price $290,000 604-char remark
    Show marketing remark (604 chars)

    Welcome to McDonough, Georgia. This beautiful home offers four bedrooms and two and a half baths, with spacious living perfect for the entire family. The main level features a formal dining room, a spacious family room with a fireplace, an eat-in kitchen, a half bath, and a large backyard ideal for children and small pets. Upstairs, you'll find a generously sized primary suite with a separate shower and tub, double vanity, and three additional spacious bedrooms with a full bath. This home is priced to sell and is perfect for first-time homebuyers. Don't miss the opportunity to own this home today!

  7. 2026-01-23
    listed $300,000 New 604-char remark
    Show marketing remark (604 chars)

    Welcome to McDonough, Georgia. This beautiful home offers four bedrooms and two and a half baths, with spacious living perfect for the entire family. The main level features a formal dining room, a spacious family room with a fireplace, an eat-in kitchen, a half bath, and a large backyard ideal for children and small pets. Upstairs, you'll find a generously sized primary suite with a separate shower and tub, double vanity, and three additional spacious bedrooms with a full bath. This home is priced to sell and is perfect for first-time homebuyers. Don't miss the opportunity to own this home today!

  8. 2025-12-12
    historical $2,140
  9. 2025-11-26
    price $2,140
  10. 2025-11-20
    price $2,175
  11. 2025-11-19
    price $2,210
  12. 2025-11-11
    price $2,230
  13. 2025-09-20
    price $2,255
  14. 2025-09-19
    price $2,280
  15. 2025-08-29
    listed $2,290
  16. 2022-06-22
    price $1,895
  17. 2022-03-11
    price $1,895
  18. 2010-03-04
    price $139,999 Back On Market

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$4,913 · $409/mo
Projected year-2 tax
$4,913 · $409/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 2/10 Low
  • 🌡 Heat 6/10 Major 7 d/yr ≥105°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 4 unhealthy d/yr today · 6 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,368
− Mortgage interest
−$15,124
− Property taxes
−$4,913
− Insurance
−$1,350
− Repairs & maintenance
−$2,109
− Management
−$2,109
− HOA
−$252
− Depreciation
−$7,855
Taxable loss
−$7,345
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,763
After-tax cash flow
$-913/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Henry County
NCES district ID
1302820
Math proficiency
24% ▼ -9.00%
Reading proficiency
33% ▼ -7.00%
Median HH income
$62,594
Composite
26.13/100
National rank
#7279
State rank
#89 of 174 in GA

Livability — Stockbridge

Score
60/100
State rank
#389
US rank
#19479

Category grades

Amenities F Commute F Cost of living A Crime D Employment C Housing A+ Health & safety F User ratings B+

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Henry County · 316,359 people
City population
71,603
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
64,779
Household income
$81,892
Rent vs Own
34.6% rent · 65.4% own
Severe rent burden
2591.0

Population outlook (Henry County) Hauer SSP2

Today (2025)
249,041 people
By 2030
264,369 · +6.2%
By 2040
294,459 · +18.2%
By 2050
322,249 · +29.4%
By 2075
392,310 · +57.5%
By 2100
437,836 · +75.8%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.57)
Race & ethnicity
Black 61% White 22% Two or more races 7% Hispanic / Latino 7% Asian 3%
Hispanic origin (detail)
Mexican 3%
Common ancestry
Hispanic 1% Lithuanian 1% Slovak 1%
Foreign-born
10% · Canada, China, Vietnam
Languages at home
89% English-only · Spanish 5% French/Haitian/Cajun 1% Vietnamese 1%

Political lean MEDSL · Henry

2024 margin
Strong D (+29.7) · D 64.5% · R 34.9%
2008→2024 swing
+37.1pp toward D · 2008: -7.5pp · 2024: 29.7pp
All cycles
2024: D+29.7 2020: D+20.5 2016: D+4.3 2012: R+3.2 2008: R+7.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -87.51%
Current HPI
210.679
Rent YoY
▼ -0.35%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+92.9% since first listed
18 events — show timeline
  • 2026-05-20 Pending GAMLS
  • 2026-04-30 Relisted GAMLS
  • 2026-04-27 Pending GAMLS
  • 2026-03-27 Price Changed $270,000 GAMLS
  • 2026-03-20 Price Changed $280,000 GAMLS
  • 2026-02-25 Price Changed $290,000 GAMLS
  • 2026-01-23 Listed $300,000 GAMLS
  • 2025-12-12 Rental Removed $2,140 AMERICANHOMES4RENT
  • 2025-11-26 Price Changed $2,140 AMERICANHOMES4RENT
  • 2025-11-20 Price Changed $2,175 AMERICANHOMES4RENT
  • 2025-11-19 Price Changed $2,210 AMERICANHOMES4RENT
  • 2025-11-11 Price Changed $2,230 AMERICANHOMES4RENT
  • 2025-09-20 Price Changed $2,255 AMERICANHOMES4RENT
  • 2025-09-19 Price Changed $2,280 AMERICANHOMES4RENT
  • 2025-08-29 Listed for Rent $2,290 AMERICANHOMES4RENT
  • 2022-06-22 Price Changed $1,895 RENT.
  • 2022-03-11 Price Changed $1,895 RENT.
  • 2010-03-04 Price Changed $139,999 GAMLS

Property tax history

+5.2%/yr

Latest (2025): $4,913 · -1.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…