11061 NE 65th Ln · East Bronson, FL 32696

$143,000

2 bd · 2.0 ba · 780 sqft · Manufactured public records · 68 Days on market

Built 2022 10,454 sqft lot Est $117k · 22% over ↓ 5% since listing

---

Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.0/30.0
• DSCR +8.7/10.0
• 1% rule +6.2/10.0
• Schools +3.6/10.0
• Livability +3.1/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• ARV discount +0.0/15.0
• Appreciation +0.0/10.0

Listing remarks MLS

Built in 2022 and well maintained by its original owner, this manufactured home offers a bright, open floor plan with seamless sight-lines from the kitchen to the living area. The kitchen has been thoughtfully upgraded with additional real wood cabinetry, including a convenient pull-out spice rack for enhanced storage. Just off the kitchen, the laundry area also features newly added wood cabinetry for added functionality. The split-bedroom layout provides privacy, with the primary suite located on the left side of the home and featuring a private en-suite bath, while the secondary bedroom and bathroom are situated on the opposite side. Set on a . 24-acre lot with RV hook up, the partially fenced yard offers outdoor charm and versatility, highlighted by a decorative pond in the front yard, plus a garden shed and fire pit in the backyard—ideal for relaxing or entertaining. Located in the heart of Levy County, this home places you close to an abundance of freshwater springs, the Gulf and outdoor recreation, while still enjoying easy access to Gainesville and Ocala, both approximately 30 minutes away.

Key facts

• Real wood cabinetry
• Open floor plan
• Split-bedroom layout

Tags

• OPEN FLOOR PLAN
• REAL WOOD CABINETRY
• PULL-OUT SPICE RACK
• NEWLY ADDED WOOD CABINETRY
• SPLIT-BEDROOM LAYOUT
• PRIVATE EN-SUITE BATH

Property features AI

Finance

• Other: Zoned RR
• HOA & community: Located in Oak Ridge Estates

Exterior

• Parking: Unpaved parking (dirt/gravel/limerock access)
• Security: Smoke detector(s)
• Utilities: Well water; Septic tank; Electricity available; Fiber optics available
• Home design: Manufactured single-wide home; One level; Northeast-facing entry
• Construction: Vinyl siding; Shingle roof; Crawlspace foundation; Completed condition; Built as manufactured home
• Exterior features: Fire pit; Storage shed(s); Cleared lot; In-county location; Unpaved surfaces

Interior

• Kitchen: Dishwasher; Range; Microwave; Refrigerator; Water filtration system; Electric water heater
• Bedrooms: 2 bedrooms
• Flooring: Carpet; Linoleum
• Bathrooms: 2 full bathrooms
• Heating & cooling: Central heating; Central air
• Interior features: Ceiling fans; Open floorplan with living room/dining room combo; Solid surface counters; Solid wood cabinets; Thermostat; Drapes; Smoke detector(s)
• Laundry & utility: Laundry room with washer and electric dryer hookups

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $143k.

Deal economics

• At list price, monthly cash flow is $355 ($4k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $143k).
• Recommended offer: $134k (6.0% below list) — sets the bar for market timing.
• Cap rate 9.3% vs local median 3.4% in East Bronson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 62/100 on livability (#768 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: health & safety D, schools F, amenities F.
• Levy (rural): math 45% / reading 43% proficiency, ranked #54 of 73 in FL (top 74%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 62% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 358 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 199 units permitted in Levy County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $989 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
• Levy County population projected at -28% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 68 days — a 6% lower offer ($134k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $134,420 (6.0% below list)

Questions for the listing agent

1. It's been on market 68 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.12% ✓
• Cap rate: 9.27%
• Cash-on-cash: 10.64%
• DSCR: 1.47
• GRM: 7.5

CMA / ARV

• ARV (on-the-fly): $117,000
• Comps found: 3

Show comp detail 3 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
6994 NE 106th Ter	0.44mi	2/1.0	784 (+0%)	5mo	$42,500	$54	70
6810 NE 106th Ter	0.28mi	2/1.0	672 (-14%)	7mo	$132,800	$198	54
9831 NE 62nd Ln	0.48mi	2/2.0	894 (+15%)	8mo	$134,000	$150	47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -0.4%
• Equity multiple: 0.99×
• Total profit: $-578
• Equity at exit: $21,322

10-year hold

• IRR: 9.3%
• Equity multiple: 1.71×
• Total profit: $28,514
• Equity at exit: $12,364

Cash invested: $40,040 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 32696

• Home prices YoY: -6.2%
• Active inventory: 358
• Price-to-rent: 7.5×

Monthly cashflow live

• Estimated rent: $1,595 medium
• Mortgage (P&I): −$750
• Tax from tax record: −$95 /mo · $1,145/yr
• Insurance: −$60
• HOA: −$0
• Vacancy / Maint / Mgmt: −$335
• Net cashflow: $355

Break-even live

Break-even rent $1,145

Max offer price $143,000

Occupancy floor 73%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $35,750
• Closing costs: $4,290
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
10230 NE 72nd St Bronson, FL	3.0	2.0	1071	$1,595	$1.49	21d	1	1.02mi

Listing history 23 events

1. 2026-06-18
   days on market $143,000 Active 68 DOM
2. 2026-06-17
   days on market $143,000 Active 67 DOM
3. 2026-06-16
   days on market $143,000 Active 66 DOM
4. 2026-06-15
   days on market $143,000 Active 65 DOM
5. 2026-06-14
   days on market $143,000 Active 63 DOM
6. 2026-06-13
   days on market $143,000 Active 62 DOM
7. 2026-06-10
   days on market $143,000 Active 60 DOM
8. 2026-06-09
   days on market $143,000 Active 59 DOM
9. 2026-06-08
   days on market $143,000 Active 58 DOM
10. 2026-06-07
    days on market $143,000 Active 57 DOM
11. 2026-06-05
    days on market $143,000 Active 54 DOM
12. 2026-06-03
    days on market $143,000 Active 53 DOM
13. 2026-06-02
    days on market $143,000 Active 52 DOM
14. 2026-06-01
    days on market $143,000 Active 51 DOM
15. 2026-05-31
    days on market $143,000 Active 50 DOM
16. 2026-05-30
    days on market $143,000 Active 49 DOM
17. 2026-05-21
    status Active
18. 2026-04-27
    status Pending
19. 2026-04-24
    price $143,000 1120-char remark

    Show marketing remark (1120 chars)

    Built in 2022 and well maintained by its original owner, this manufactured home offers a bright, open floor plan with seamless sight-lines from the kitchen to the living area. The kitchen has been thoughtfully upgraded with additional real wood cabinetry, including a convenient pull-out spice rack for enhanced storage. Just off the kitchen, the laundry area also features newly added wood cabinetry for added functionality. The split-bedroom layout provides privacy, with the primary suite located on the left side of the home and featuring a private en-suite bath, while the secondary bedroom and bathroom are situated on the opposite side. Set on a . 24-acre lot with RV hook up, the partially fenced yard offers outdoor charm and versatility, highlighted by a decorative pond in the front yard, plus a garden shed and fire pit in the backyard—ideal for relaxing or entertaining. Located in the heart of Levy County, this home places you close to an abundance of freshwater springs, the Gulf and outdoor recreation, while still enjoying easy access to Gainesville and Ocala, both approximately 30 minutes away.

20. 2026-04-22
    price $143,000
21. 2026-03-31
    listed $150,000 Active 1120-char remark

    Show marketing remark (1120 chars)

    Built in 2022 and well maintained by its original owner, this manufactured home offers a bright, open floor plan with seamless sight-lines from the kitchen to the living area. The kitchen has been thoughtfully upgraded with additional real wood cabinetry, including a convenient pull-out spice rack for enhanced storage. Just off the kitchen, the laundry area also features newly added wood cabinetry for added functionality. The split-bedroom layout provides privacy, with the primary suite located on the left side of the home and featuring a private en-suite bath, while the secondary bedroom and bathroom are situated on the opposite side. Set on a . 24-acre lot with RV hook up, the partially fenced yard offers outdoor charm and versatility, highlighted by a decorative pond in the front yard, plus a garden shed and fire pit in the backyard—ideal for relaxing or entertaining. Located in the heart of Levy County, this home places you close to an abundance of freshwater springs, the Gulf and outdoor recreation, while still enjoying easy access to Gainesville and Ocala, both approximately 30 minutes away.

22. 2026-03-31
    listed $150,000 Active 1120-char remark

    Show marketing remark (1120 chars)

    Built in 2022 and well maintained by its original owner, this manufactured home offers a bright, open floor plan with seamless sight-lines from the kitchen to the living area. The kitchen has been thoughtfully upgraded with additional real wood cabinetry, including a convenient pull-out spice rack for enhanced storage. Just off the kitchen, the laundry area also features newly added wood cabinetry for added functionality. The split-bedroom layout provides privacy, with the primary suite located on the left side of the home and featuring a private en-suite bath, while the secondary bedroom and bathroom are situated on the opposite side. Set on a . 24-acre lot with RV hook up, the partially fenced yard offers outdoor charm and versatility, highlighted by a decorative pond in the front yard, plus a garden shed and fire pit in the backyard—ideal for relaxing or entertaining. Located in the heart of Levy County, this home places you close to an abundance of freshwater springs, the Gulf and outdoor recreation, while still enjoying easy access to Gainesville and Ocala, both approximately 30 minutes away.

23. 2026-03-18
    listed $150,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,145 · $95/mo
• Projected year-2 tax: $1,187 · $99/mo
• Expected delta: +$42/yr (+$4/mo · 3.7%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥107°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $19,140
• − Mortgage interest: −$8,010
• − Property taxes: −$1,145
• − Insurance: −$715
• − Repairs & maintenance: −$1,531
• − Management: −$1,531
• − Depreciation: −$4,160
• Taxable income: $2,048
• Est. tax owed @ 24.0%: −$491
• After-tax cash flow: $3,771/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Levy
• NCES district ID: 1201140
• Math proficiency: 45% ▼ -8.00%
• Reading proficiency: 43% ▼ -3.00%
• Median HH income: $35,254
• Composite: 36.42/100
• National rank: #4673
• State rank: #54 of 73 in FL

Livability — East Bronson

• Score: 62/100
• State rank: #768
• US rank: #17230

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment D- Housing A+ Health & safety D User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Population (ZIP): 14,532

Population outlook (Levy County) Hauer SSP2

• Today (2025): 36,536 people
• By 2030: 34,498 · -5.6%
• By 2040: 30,294 · -17.1%
• By 2050: 26,368 · -27.8%
• By 2075: 19,003 · -48.0%
• By 2100: 13,169 · -64.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (69%)
• Race & ethnicity: White 69% Hispanic / Latino 13% Black 13% Two or more races 7%
• Hispanic origin (detail): Mexican 3% Puerto Rican 4% Cuban 2%
• Common ancestry: Slovak 4% Iranian 2% Lithuanian 1%
• Foreign-born: 6% · Canada, China
• Languages at home: 89% English-only · Spanish 10% Chinese 1%

Political lean MEDSL · Levy

• 2024 margin: Solid R (+50.3) · D 24.6% · R 74.8%
• 2008→2024 swing: -23.3pp toward R · 2008: -26.9pp · 2024: -50.3pp
• All cycles: 2024: R+50.3 2020: R+45.6 2016: R+44.8 2012: R+32.2 2008: R+26.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -21.99%
• Current HPI: 335.7751
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-4.7% since first listed

7 events — show timeline

• 2026-05-21 Relisted — Stellar MLS as Distributed by MLS Grid
• 2026-04-27 Pending — Stellar MLS as Distributed by MLS Grid
• 2026-04-24 Price Changed $143,000 DGLMLS
• 2026-04-22 Price Changed $143,000 Stellar MLS as Distributed by MLS Grid
• 2026-03-31 Listed $150,000 DGLMLS
• 2026-03-31 Listed $150,000 DGLMLS
• 2026-03-18 Listed $150,000 Stellar MLS as Distributed by MLS Grid

Property tax history

+36.0%/yr

Latest (2025): $1,145 · -21.8% YoY. Source: county tax records.