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1423 Quinnipiac Ave #808
C Composite 58.13
Why this score? — see what drove the C grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.3/30.0
  • ARV discount +9.9/15.0
  • 1% rule +8.6/10.0
  • DSCR +6.8/10.0
  • Livability +4.0/5.0
  • Rent growth +3.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.5/10.0
  • Appreciation +0.0/10.0

$142,000

1423 Quinnipiac Ave #808 · New Haven, CT 06513
2 bd · 1.5 ba · 1,032 sqft · Condo public records · 420 Days on market
Built 1988 $138/sqft · 5% below area Est $150k · 5% under $334/mo HOA · 17% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to Harbour Crest! This wonderful 2 bedroom, 1.5 bath townhouse offers a great affordable opportunity to enjoy this spacious well-maintained townhouse. The first floor offers a spacious open floor plan. The living room has an oversized window and steps out to the deck overlooking beautiful seasonal views of the water, and city skyline views of downtown New Haven. Fully equipped kitchen with lots of cabinets and half bath. The second floor offers a nice size primary bedroom with access to a full bath and second bedroom. Beautiful new flooring on the first floor. Economical gas heat and water heater, central air. Brand new washer and dryer. Association is in the process of new exterior vinyl siding. Fabulous location!!! Just minutes to I-91 and I-95 allowing very quick access to downtown New Haven, Yale and all the stores on Route 80. Great chance for the first-time buyer wanting to own an affordable townhouse, and the investor. The special assessment to be assumed by the buyer. Owner will leave all the furniture if needed.

Key facts

  • Open floor plan
  • Oversized window
  • New flooring

Tags

OPEN FLOOR PLANOVERSIZED WINDOWDECK OVERLOOKING WATERCITY SKYLINE VIEWSFULLY EQUIPPED KITCHENNEW FLOORING

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.5-bath condo listed at $142k.

Deal economics

  • At list price, monthly cash flow is $209 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $142k).
  • Recommended offer: $125k (12.0% below list) — sets the bar for market timing.
  • Cap rate 8.1% vs local median 4.8% in New Haven — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 79/100 on livability (#31 in CT, #2,190 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, health & safety A+; Watch: schools D+, employment D, crime F.
  • New Haven School District (urban): math 12% / reading 25% proficiency, ranked #147 of 153 in CT (top 96%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 66% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+4.1%/yr); 101 active listings in the ZIP; 26 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); 1,059 units permitted in South Central Connecticut Planning Region in 2024 (779 in 5+ unit buildings).
  • At $1,928/mo this rent would consume 48% of the median local household income ($48k/yr) (locally 2664% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $982 of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.

Negotiation context

  • It's been on market 420 days — a 12% lower offer ($125k) is reasonable based on typical stale-listing flexibility.
  • 13 sale attempts since 20y ago; this cycle's ask has dropped $11k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $95k; 49% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

  • Climate carrying-cost: major wind risk, 61% chance of damaging wind over 30y; extreme-heat days projected 7→16/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $124,960 (12.0% below list)

Questions for the listing agent

  1. It's been on market 420 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  7. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.36%
Cap rate
8.06%
Cash-on-cash
6.31%
DSCR
1.28
GRM
6.1

CMA / ARV

ARV (median comp)
$149,885
List price
$142,000
Delta
-5.26%
Verdict
FAIR
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 4.12% rent growth · sell at horizon

5-year hold
IRR
-4.8%
Equity multiple
0.82×
Total profit
$-7,259
Equity at exit
$21,173
10-year hold
IRR
6.6%
Equity multiple
1.53×
Total profit
$21,001
Equity at exit
$12,278

Cash invested: $39,760 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
27 Tenant-Leaning
State Connecticut
27 Tenant-Leaning · D+7
County
— inherits STATE
City
— inherits STATE
Strong tenant statutes; rent commissions in some towns; courts slow especially in cities.

ZIP-level market 06513

Home prices YoY
-7.8%
Rents YoY
4.1%
Active inventory
101
Price-to-rent
6.1×

Monthly cashflow live

Estimated rent
$1,928 high interval (Pro) →
Mortgage (P&I)
$745
Tax from tax record
$176 /mo · $2,109/yr
Insurance
$59
HOA
$334
Vacancy / Maint / Mgmt
$405
Net cashflow
$209

Break-even live

Break-even rent $1,663
Max offer price $142,000
Occupancy floor 84%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$35,500
Closing costs
$4,260
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 26 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1425 Quinnipiac Ave #302 New Haven, CT 2.0 1.5 1212 $2,000 $1.65 18d 1 0.16mi
1425 Quinnipiac Ave #112 New Haven, CT 2.0 1.5 1212 $2,000 $1.65 43d 1 0.16mi
1314 Quinnipiac Ave New Haven, CT 2.0–3.0 1.0 1150 $1,695 $1.47 3d 8 0.22mi
430 Eastern St New Haven, CT 1.0–3.0 1.0–1.5 900 $1,832 $2.04 2d 2 0.32mi
5 Assumption St New Haven, CT 3.0 1.0 816 $2,750 $3.37 2d 1 0.40mi
59 Foxon Blvd East Haven, CT 1.0 2.0 840 $1,850 $2.20 14d 1 0.41mi
95 Weybosset St Unit 3 New Haven, CT 2.0 1.0 800 $1,800 $2.25 43d 1 0.49mi
339 Eastern St New Haven, CT 2.0 1.0 505 $1,600 $3.17 43d 6 0.57mi
631 Middletown Ave New Haven, CT 2.0 1.0 932 $1,775 $1.90 44d 1 0.66mi
918 Quinnipiac Ave #7 New Haven, CT 2.0 2.0 1361 $2,500 $1.84 2d 1 0.86mi
80 New Haven, CT 2.0 1.0 850 $1,900 $2.24 3d 2 0.96mi
232 Glen Haven Rd New Haven, CT 2.0 1.0 900 $1,850 $2.06 14d 1 0.98mi
318 Front St Unit one New Haven, CT 3.0 1.5 1400 $3,100 $2.21 21d 1 1.08mi
75 Redwood Dr #708 East Haven, CT 2.0 2.0 1265 $2,500 $1.98 2d 1 1.14mi
110 Maltby St New Haven, CT 1.0 1.0 760 $1,550 $2.04 14d 1 1.18mi
57 Maltby St Unit 2nd Front New Haven, CT 2.0 1.0 800 $1,395 $1.74 3d 1 1.19mi
153 Dover St New Haven, CT 2.0 1.0 888 $1,750 $1.97 23d 1 1.29mi
153 Dover St Unit D New Haven, CT 2.0 1.0 888 $1,750 $1.97 43d 1 1.29mi
153 Dover St New Haven, CT 2.0 1.0 888 $1,800 $2.03 11d 1 1.29mi
651 Quinnipiac Ave Unit 2 New Haven, CT 3.0 1.0 1355 $1,975 $1.46 43d 1 1.35mi
122 Atwater St New Haven, CT 3.0 1.0 1274 $2,300 $1.81 3d 1 1.38mi
122 Atwater St Unit 3 New Haven, CT 2.0 1.0 1300 $1,980 $1.52 3d 1 1.38mi
1397 State St Unit 6 New Haven, CT 2.0 1.5 1000 $1,695 $1.70 43d 1 1.41mi
1399 State St Unit 5B New Haven, CT 1.0 1.0 700 $1,595 $2.28 43d 1 1.41mi
10 Rowe St New Haven, CT 2.0 1.0 1100 $1,900 $1.73 11d 1 1.48mi
40 Exchange St Unit 2 New Haven, CT 3.0 1.0 1000 $2,050 $2.05 43d 1 1.49mi

HOA detail condo

Monthly dues
$334 · $4,008/yr
Likely covers
watergas
⚠ Special-assessment mentions

…on Route 80. Great chance for the first-time buyer wanting to own an affordable townhouse, and the investor. The special assessment to be assumed by the buyer. Owner will leave all the furniture if needed.

Listing history 50 events

  1. 2026-06-18
    days on market $142,000 Active 420 DOM
  2. 2026-06-17
    days on market $142,000 Active 419 DOM
  3. 2026-06-16
    days on market $142,000 Active 418 DOM
  4. 2026-06-15
    days on market $142,000 Active 417 DOM
  5. 2026-06-14
    pricedays on market $142,000 Active 415 DOM
  6. 2026-06-13
    days on market $145,000 Active 414 DOM
  7. 2026-06-10
    days on market $145,000 Active 412 DOM
  8. 2026-06-09
    days on market $145,000 Active 411 DOM
  9. 2026-06-08
    days on market $145,000 Active 410 DOM
  10. 2026-06-07
    days on market $145,000 Active 409 DOM
  11. 2026-06-05
    days on market $145,000 Active 406 DOM
  12. 2026-06-03
    days on market $145,000 Active 405 DOM
  13. 2026-06-03
    days on market $145,000 Active 404 DOM
  14. 2026-06-01
    days on market $145,000 Active 403 DOM
  15. 2026-05-31
    days on market $145,000 Active 402 DOM
  16. 2026-05-10
    price $145,000 1044-char remark
    Show marketing remark (1044 chars)

    Welcome to Harbour Crest! This wonderful 2 bedroom, 1.5 bath townhouse offers a great affordable opportunity to enjoy this spacious well-maintained townhouse. The first floor offers a spacious open floor plan. The living room has an oversized window and steps out to the deck overlooking beautiful seasonal views of the water, and city skyline views of downtown New Haven. Fully equipped kitchen with lots of cabinets and half bath. The second floor offers a nice size primary bedroom with access to a full bath and second bedroom. Beautiful new flooring on the first floor. Economical gas heat and water heater, central air. Brand new washer and dryer. Association is in the process of new exterior vinyl siding. Fabulous location!!! Just minutes to I-91 and I-95 allowing very quick access to downtown New Haven, Yale and all the stores on Route 80. Great chance for the first-time buyer wanting to own an affordable townhouse, and the investor. The special assessment to be assumed by the buyer. Owner will leave all the furniture if needed.

  17. 2026-05-08
    price $153,000 1044-char remark
    Show marketing remark (1044 chars)

    Welcome to Harbour Crest! This wonderful 2 bedroom, 1.5 bath townhouse offers a great affordable opportunity to enjoy this spacious well-maintained townhouse. The first floor offers a spacious open floor plan. The living room has an oversized window and steps out to the deck overlooking beautiful seasonal views of the water, and city skyline views of downtown New Haven. Fully equipped kitchen with lots of cabinets and half bath. The second floor offers a nice size primary bedroom with access to a full bath and second bedroom. Beautiful new flooring on the first floor. Economical gas heat and water heater, central air. Brand new washer and dryer. Association is in the process of new exterior vinyl siding. Fabulous location!!! Just minutes to I-91 and I-95 allowing very quick access to downtown New Haven, Yale and all the stores on Route 80. Great chance for the first-time buyer wanting to own an affordable townhouse, and the investor. The special assessment to be assumed by the buyer. Owner will leave all the furniture if needed.

  18. 2026-04-27
    price $165,000 1044-char remark
    Show marketing remark (1044 chars)

    Welcome to Harbour Crest! This wonderful 2 bedroom, 1.5 bath townhouse offers a great affordable opportunity to enjoy this spacious well-maintained townhouse. The first floor offers a spacious open floor plan. The living room has an oversized window and steps out to the deck overlooking beautiful seasonal views of the water, and city skyline views of downtown New Haven. Fully equipped kitchen with lots of cabinets and half bath. The second floor offers a nice size primary bedroom with access to a full bath and second bedroom. Beautiful new flooring on the first floor. Economical gas heat and water heater, central air. Brand new washer and dryer. Association is in the process of new exterior vinyl siding. Fabulous location!!! Just minutes to I-91 and I-95 allowing very quick access to downtown New Haven, Yale and all the stores on Route 80. Great chance for the first-time buyer wanting to own an affordable townhouse, and the investor. The special assessment to be assumed by the buyer. Owner will leave all the furniture if needed.

  19. 2026-04-17
    status Active 1044-char remark
    Show marketing remark (1044 chars)

    Welcome to Harbour Crest! This wonderful 2 bedroom, 1.5 bath townhouse offers a great affordable opportunity to enjoy this spacious well-maintained townhouse. The first floor offers a spacious open floor plan. The living room has an oversized window and steps out to the deck overlooking beautiful seasonal views of the water, and city skyline views of downtown New Haven. Fully equipped kitchen with lots of cabinets and half bath. The second floor offers a nice size primary bedroom with access to a full bath and second bedroom. Beautiful new flooring on the first floor. Economical gas heat and water heater, central air. Brand new washer and dryer. Association is in the process of new exterior vinyl siding. Fabulous location!!! Just minutes to I-91 and I-95 allowing very quick access to downtown New Haven, Yale and all the stores on Route 80. Great chance for the first-time buyer wanting to own an affordable townhouse, and the investor. The special assessment to be assumed by the buyer. Owner will leave all the furniture if needed.

  20. 2026-04-17
    price $155,000 1044-char remark
    Show marketing remark (1044 chars)

    Welcome to Harbour Crest! This wonderful 2 bedroom, 1.5 bath townhouse offers a great affordable opportunity to enjoy this spacious well-maintained townhouse. The first floor offers a spacious open floor plan. The living room has an oversized window and steps out to the deck overlooking beautiful seasonal views of the water, and city skyline views of downtown New Haven. Fully equipped kitchen with lots of cabinets and half bath. The second floor offers a nice size primary bedroom with access to a full bath and second bedroom. Beautiful new flooring on the first floor. Economical gas heat and water heater, central air. Brand new washer and dryer. Association is in the process of new exterior vinyl siding. Fabulous location!!! Just minutes to I-91 and I-95 allowing very quick access to downtown New Haven, Yale and all the stores on Route 80. Great chance for the first-time buyer wanting to own an affordable townhouse, and the investor. The special assessment to be assumed by the buyer. Owner will leave all the furniture if needed.

  21. 2026-03-27
    historical Under Contract - Continue to Show 1044-char remark
    Show marketing remark (1044 chars)

    Welcome to Harbour Crest! This wonderful 2 bedroom, 1.5 bath townhouse offers a great affordable opportunity to enjoy this spacious well-maintained townhouse. The first floor offers a spacious open floor plan. The living room has an oversized window and steps out to the deck overlooking beautiful seasonal views of the water, and city skyline views of downtown New Haven. Fully equipped kitchen with lots of cabinets and half bath. The second floor offers a nice size primary bedroom with access to a full bath and second bedroom. Beautiful new flooring on the first floor. Economical gas heat and water heater, central air. Brand new washer and dryer. Association is in the process of new exterior vinyl siding. Fabulous location!!! Just minutes to I-91 and I-95 allowing very quick access to downtown New Haven, Yale and all the stores on Route 80. Great chance for the first-time buyer wanting to own an affordable townhouse, and the investor. The special assessment to be assumed by the buyer. Owner will leave all the furniture if needed.

  22. 2026-02-18
    status Active 1044-char remark
    Show marketing remark (1044 chars)

    Welcome to Harbour Crest! This wonderful 2 bedroom, 1.5 bath townhouse offers a great affordable opportunity to enjoy this spacious well-maintained townhouse. The first floor offers a spacious open floor plan. The living room has an oversized window and steps out to the deck overlooking beautiful seasonal views of the water, and city skyline views of downtown New Haven. Fully equipped kitchen with lots of cabinets and half bath. The second floor offers a nice size primary bedroom with access to a full bath and second bedroom. Beautiful new flooring on the first floor. Economical gas heat and water heater, central air. Brand new washer and dryer. Association is in the process of new exterior vinyl siding. Fabulous location!!! Just minutes to I-91 and I-95 allowing very quick access to downtown New Haven, Yale and all the stores on Route 80. Great chance for the first-time buyer wanting to own an affordable townhouse, and the investor. The special assessment to be assumed by the buyer. Owner will leave all the furniture if needed.

  23. 2026-02-18
    price $160,000 1044-char remark
    Show marketing remark (1044 chars)

    Welcome to Harbour Crest! This wonderful 2 bedroom, 1.5 bath townhouse offers a great affordable opportunity to enjoy this spacious well-maintained townhouse. The first floor offers a spacious open floor plan. The living room has an oversized window and steps out to the deck overlooking beautiful seasonal views of the water, and city skyline views of downtown New Haven. Fully equipped kitchen with lots of cabinets and half bath. The second floor offers a nice size primary bedroom with access to a full bath and second bedroom. Beautiful new flooring on the first floor. Economical gas heat and water heater, central air. Brand new washer and dryer. Association is in the process of new exterior vinyl siding. Fabulous location!!! Just minutes to I-91 and I-95 allowing very quick access to downtown New Haven, Yale and all the stores on Route 80. Great chance for the first-time buyer wanting to own an affordable townhouse, and the investor. The special assessment to be assumed by the buyer. Owner will leave all the furniture if needed.

  24. 2026-02-05
    status Under Contract 1044-char remark
    Show marketing remark (1044 chars)

    Welcome to Harbour Crest! This wonderful 2 bedroom, 1.5 bath townhouse offers a great affordable opportunity to enjoy this spacious well-maintained townhouse. The first floor offers a spacious open floor plan. The living room has an oversized window and steps out to the deck overlooking beautiful seasonal views of the water, and city skyline views of downtown New Haven. Fully equipped kitchen with lots of cabinets and half bath. The second floor offers a nice size primary bedroom with access to a full bath and second bedroom. Beautiful new flooring on the first floor. Economical gas heat and water heater, central air. Brand new washer and dryer. Association is in the process of new exterior vinyl siding. Fabulous location!!! Just minutes to I-91 and I-95 allowing very quick access to downtown New Haven, Yale and all the stores on Route 80. Great chance for the first-time buyer wanting to own an affordable townhouse, and the investor. The special assessment to be assumed by the buyer. Owner will leave all the furniture if needed.

  25. 2026-01-05
    historical Under Contract - Continue to Show 1044-char remark
    Show marketing remark (1044 chars)

    Welcome to Harbour Crest! This wonderful 2 bedroom, 1.5 bath townhouse offers a great affordable opportunity to enjoy this spacious well-maintained townhouse. The first floor offers a spacious open floor plan. The living room has an oversized window and steps out to the deck overlooking beautiful seasonal views of the water, and city skyline views of downtown New Haven. Fully equipped kitchen with lots of cabinets and half bath. The second floor offers a nice size primary bedroom with access to a full bath and second bedroom. Beautiful new flooring on the first floor. Economical gas heat and water heater, central air. Brand new washer and dryer. Association is in the process of new exterior vinyl siding. Fabulous location!!! Just minutes to I-91 and I-95 allowing very quick access to downtown New Haven, Yale and all the stores on Route 80. Great chance for the first-time buyer wanting to own an affordable townhouse, and the investor. The special assessment to be assumed by the buyer. Owner will leave all the furniture if needed.

  26. 2025-12-22
    price $150,000 1044-char remark
    Show marketing remark (1044 chars)

    Welcome to Harbour Crest! This wonderful 2 bedroom, 1.5 bath townhouse offers a great affordable opportunity to enjoy this spacious well-maintained townhouse. The first floor offers a spacious open floor plan. The living room has an oversized window and steps out to the deck overlooking beautiful seasonal views of the water, and city skyline views of downtown New Haven. Fully equipped kitchen with lots of cabinets and half bath. The second floor offers a nice size primary bedroom with access to a full bath and second bedroom. Beautiful new flooring on the first floor. Economical gas heat and water heater, central air. Brand new washer and dryer. Association is in the process of new exterior vinyl siding. Fabulous location!!! Just minutes to I-91 and I-95 allowing very quick access to downtown New Haven, Yale and all the stores on Route 80. Great chance for the first-time buyer wanting to own an affordable townhouse, and the investor. The special assessment to be assumed by the buyer. Owner will leave all the furniture if needed.

  27. 2025-12-04
    price $135,000 1044-char remark
    Show marketing remark (1044 chars)

    Welcome to Harbour Crest! This wonderful 2 bedroom, 1.5 bath townhouse offers a great affordable opportunity to enjoy this spacious well-maintained townhouse. The first floor offers a spacious open floor plan. The living room has an oversized window and steps out to the deck overlooking beautiful seasonal views of the water, and city skyline views of downtown New Haven. Fully equipped kitchen with lots of cabinets and half bath. The second floor offers a nice size primary bedroom with access to a full bath and second bedroom. Beautiful new flooring on the first floor. Economical gas heat and water heater, central air. Brand new washer and dryer. Association is in the process of new exterior vinyl siding. Fabulous location!!! Just minutes to I-91 and I-95 allowing very quick access to downtown New Haven, Yale and all the stores on Route 80. Great chance for the first-time buyer wanting to own an affordable townhouse, and the investor. The special assessment to be assumed by the buyer. Owner will leave all the furniture if needed.

  28. 2025-11-28
    price $140,000 1044-char remark
    Show marketing remark (1044 chars)

    Welcome to Harbour Crest! This wonderful 2 bedroom, 1.5 bath townhouse offers a great affordable opportunity to enjoy this spacious well-maintained townhouse. The first floor offers a spacious open floor plan. The living room has an oversized window and steps out to the deck overlooking beautiful seasonal views of the water, and city skyline views of downtown New Haven. Fully equipped kitchen with lots of cabinets and half bath. The second floor offers a nice size primary bedroom with access to a full bath and second bedroom. Beautiful new flooring on the first floor. Economical gas heat and water heater, central air. Brand new washer and dryer. Association is in the process of new exterior vinyl siding. Fabulous location!!! Just minutes to I-91 and I-95 allowing very quick access to downtown New Haven, Yale and all the stores on Route 80. Great chance for the first-time buyer wanting to own an affordable townhouse, and the investor. The special assessment to be assumed by the buyer. Owner will leave all the furniture if needed.

  29. 2025-10-10
    status Active 1044-char remark
    Show marketing remark (1044 chars)

    Welcome to Harbour Crest! This wonderful 2 bedroom, 1.5 bath townhouse offers a great affordable opportunity to enjoy this spacious well-maintained townhouse. The first floor offers a spacious open floor plan. The living room has an oversized window and steps out to the deck overlooking beautiful seasonal views of the water, and city skyline views of downtown New Haven. Fully equipped kitchen with lots of cabinets and half bath. The second floor offers a nice size primary bedroom with access to a full bath and second bedroom. Beautiful new flooring on the first floor. Economical gas heat and water heater, central air. Brand new washer and dryer. Association is in the process of new exterior vinyl siding. Fabulous location!!! Just minutes to I-91 and I-95 allowing very quick access to downtown New Haven, Yale and all the stores on Route 80. Great chance for the first-time buyer wanting to own an affordable townhouse, and the investor. The special assessment to be assumed by the buyer. Owner will leave all the furniture if needed.

  30. 2025-10-10
    price $145,000 1044-char remark
    Show marketing remark (1044 chars)

    Welcome to Harbour Crest! This wonderful 2 bedroom, 1.5 bath townhouse offers a great affordable opportunity to enjoy this spacious well-maintained townhouse. The first floor offers a spacious open floor plan. The living room has an oversized window and steps out to the deck overlooking beautiful seasonal views of the water, and city skyline views of downtown New Haven. Fully equipped kitchen with lots of cabinets and half bath. The second floor offers a nice size primary bedroom with access to a full bath and second bedroom. Beautiful new flooring on the first floor. Economical gas heat and water heater, central air. Brand new washer and dryer. Association is in the process of new exterior vinyl siding. Fabulous location!!! Just minutes to I-91 and I-95 allowing very quick access to downtown New Haven, Yale and all the stores on Route 80. Great chance for the first-time buyer wanting to own an affordable townhouse, and the investor. The special assessment to be assumed by the buyer. Owner will leave all the furniture if needed.

  31. 2025-10-08
    historical Under Contract - Continue to Show 1044-char remark
    Show marketing remark (1044 chars)

    Welcome to Harbour Crest! This wonderful 2 bedroom, 1.5 bath townhouse offers a great affordable opportunity to enjoy this spacious well-maintained townhouse. The first floor offers a spacious open floor plan. The living room has an oversized window and steps out to the deck overlooking beautiful seasonal views of the water, and city skyline views of downtown New Haven. Fully equipped kitchen with lots of cabinets and half bath. The second floor offers a nice size primary bedroom with access to a full bath and second bedroom. Beautiful new flooring on the first floor. Economical gas heat and water heater, central air. Brand new washer and dryer. Association is in the process of new exterior vinyl siding. Fabulous location!!! Just minutes to I-91 and I-95 allowing very quick access to downtown New Haven, Yale and all the stores on Route 80. Great chance for the first-time buyer wanting to own an affordable townhouse, and the investor. The special assessment to be assumed by the buyer. Owner will leave all the furniture if needed.

  32. 2025-09-28
    price $150,000 1044-char remark
    Show marketing remark (1044 chars)

    Welcome to Harbour Crest! This wonderful 2 bedroom, 1.5 bath townhouse offers a great affordable opportunity to enjoy this spacious well-maintained townhouse. The first floor offers a spacious open floor plan. The living room has an oversized window and steps out to the deck overlooking beautiful seasonal views of the water, and city skyline views of downtown New Haven. Fully equipped kitchen with lots of cabinets and half bath. The second floor offers a nice size primary bedroom with access to a full bath and second bedroom. Beautiful new flooring on the first floor. Economical gas heat and water heater, central air. Brand new washer and dryer. Association is in the process of new exterior vinyl siding. Fabulous location!!! Just minutes to I-91 and I-95 allowing very quick access to downtown New Haven, Yale and all the stores on Route 80. Great chance for the first-time buyer wanting to own an affordable townhouse, and the investor. The special assessment to be assumed by the buyer. Owner will leave all the furniture if needed.

  33. 2025-08-01
    status Active 1044-char remark
    Show marketing remark (1044 chars)

    Welcome to Harbour Crest! This wonderful 2 bedroom, 1.5 bath townhouse offers a great affordable opportunity to enjoy this spacious well-maintained townhouse. The first floor offers a spacious open floor plan. The living room has an oversized window and steps out to the deck overlooking beautiful seasonal views of the water, and city skyline views of downtown New Haven. Fully equipped kitchen with lots of cabinets and half bath. The second floor offers a nice size primary bedroom with access to a full bath and second bedroom. Beautiful new flooring on the first floor. Economical gas heat and water heater, central air. Brand new washer and dryer. Association is in the process of new exterior vinyl siding. Fabulous location!!! Just minutes to I-91 and I-95 allowing very quick access to downtown New Haven, Yale and all the stores on Route 80. Great chance for the first-time buyer wanting to own an affordable townhouse, and the investor. The special assessment to be assumed by the buyer. Owner will leave all the furniture if needed.

  34. 2025-06-25
    historical Under Contract - Continue to Show 1044-char remark
    Show marketing remark (1044 chars)

    Welcome to Harbour Crest! This wonderful 2 bedroom, 1.5 bath townhouse offers a great affordable opportunity to enjoy this spacious well-maintained townhouse. The first floor offers a spacious open floor plan. The living room has an oversized window and steps out to the deck overlooking beautiful seasonal views of the water, and city skyline views of downtown New Haven. Fully equipped kitchen with lots of cabinets and half bath. The second floor offers a nice size primary bedroom with access to a full bath and second bedroom. Beautiful new flooring on the first floor. Economical gas heat and water heater, central air. Brand new washer and dryer. Association is in the process of new exterior vinyl siding. Fabulous location!!! Just minutes to I-91 and I-95 allowing very quick access to downtown New Haven, Yale and all the stores on Route 80. Great chance for the first-time buyer wanting to own an affordable townhouse, and the investor. The special assessment to be assumed by the buyer. Owner will leave all the furniture if needed.

  35. 2025-06-14
    price $159,900 1044-char remark
    Show marketing remark (1044 chars)

    Welcome to Harbour Crest! This wonderful 2 bedroom, 1.5 bath townhouse offers a great affordable opportunity to enjoy this spacious well-maintained townhouse. The first floor offers a spacious open floor plan. The living room has an oversized window and steps out to the deck overlooking beautiful seasonal views of the water, and city skyline views of downtown New Haven. Fully equipped kitchen with lots of cabinets and half bath. The second floor offers a nice size primary bedroom with access to a full bath and second bedroom. Beautiful new flooring on the first floor. Economical gas heat and water heater, central air. Brand new washer and dryer. Association is in the process of new exterior vinyl siding. Fabulous location!!! Just minutes to I-91 and I-95 allowing very quick access to downtown New Haven, Yale and all the stores on Route 80. Great chance for the first-time buyer wanting to own an affordable townhouse, and the investor. The special assessment to be assumed by the buyer. Owner will leave all the furniture if needed.

  36. 2025-06-04
    status Active 1044-char remark
    Show marketing remark (1044 chars)

    Welcome to Harbour Crest! This wonderful 2 bedroom, 1.5 bath townhouse offers a great affordable opportunity to enjoy this spacious well-maintained townhouse. The first floor offers a spacious open floor plan. The living room has an oversized window and steps out to the deck overlooking beautiful seasonal views of the water, and city skyline views of downtown New Haven. Fully equipped kitchen with lots of cabinets and half bath. The second floor offers a nice size primary bedroom with access to a full bath and second bedroom. Beautiful new flooring on the first floor. Economical gas heat and water heater, central air. Brand new washer and dryer. Association is in the process of new exterior vinyl siding. Fabulous location!!! Just minutes to I-91 and I-95 allowing very quick access to downtown New Haven, Yale and all the stores on Route 80. Great chance for the first-time buyer wanting to own an affordable townhouse, and the investor. The special assessment to be assumed by the buyer. Owner will leave all the furniture if needed.

  37. 2025-06-02
    historical 1044-char remark
    Show marketing remark (1044 chars)

    Welcome to Harbour Crest! This wonderful 2 bedroom, 1.5 bath townhouse offers a great affordable opportunity to enjoy this spacious well-maintained townhouse. The first floor offers a spacious open floor plan. The living room has an oversized window and steps out to the deck overlooking beautiful seasonal views of the water, and city skyline views of downtown New Haven. Fully equipped kitchen with lots of cabinets and half bath. The second floor offers a nice size primary bedroom with access to a full bath and second bedroom. Beautiful new flooring on the first floor. Economical gas heat and water heater, central air. Brand new washer and dryer. Association is in the process of new exterior vinyl siding. Fabulous location!!! Just minutes to I-91 and I-95 allowing very quick access to downtown New Haven, Yale and all the stores on Route 80. Great chance for the first-time buyer wanting to own an affordable townhouse, and the investor. The special assessment to be assumed by the buyer. Owner will leave all the furniture if needed.

  38. 2025-05-23
    historical Under Contract - Continue to Show 1044-char remark
    Show marketing remark (1044 chars)

    Welcome to Harbour Crest! This wonderful 2 bedroom, 1.5 bath townhouse offers a great affordable opportunity to enjoy this spacious well-maintained townhouse. The first floor offers a spacious open floor plan. The living room has an oversized window and steps out to the deck overlooking beautiful seasonal views of the water, and city skyline views of downtown New Haven. Fully equipped kitchen with lots of cabinets and half bath. The second floor offers a nice size primary bedroom with access to a full bath and second bedroom. Beautiful new flooring on the first floor. Economical gas heat and water heater, central air. Brand new washer and dryer. Association is in the process of new exterior vinyl siding. Fabulous location!!! Just minutes to I-91 and I-95 allowing very quick access to downtown New Haven, Yale and all the stores on Route 80. Great chance for the first-time buyer wanting to own an affordable townhouse, and the investor. The special assessment to be assumed by the buyer. Owner will leave all the furniture if needed.

  39. 2025-05-07
    price $145,000 1044-char remark
    Show marketing remark (1044 chars)

    Welcome to Harbour Crest! This wonderful 2 bedroom, 1.5 bath townhouse offers a great affordable opportunity to enjoy this spacious well-maintained townhouse. The first floor offers a spacious open floor plan. The living room has an oversized window and steps out to the deck overlooking beautiful seasonal views of the water, and city skyline views of downtown New Haven. Fully equipped kitchen with lots of cabinets and half bath. The second floor offers a nice size primary bedroom with access to a full bath and second bedroom. Beautiful new flooring on the first floor. Economical gas heat and water heater, central air. Brand new washer and dryer. Association is in the process of new exterior vinyl siding. Fabulous location!!! Just minutes to I-91 and I-95 allowing very quick access to downtown New Haven, Yale and all the stores on Route 80. Great chance for the first-time buyer wanting to own an affordable townhouse, and the investor. The special assessment to be assumed by the buyer. Owner will leave all the furniture if needed.

  40. 2025-04-09
    listed $152,900 Active 1044-char remark
    Show marketing remark (1044 chars)

    Welcome to Harbour Crest! This wonderful 2 bedroom, 1.5 bath townhouse offers a great affordable opportunity to enjoy this spacious well-maintained townhouse. The first floor offers a spacious open floor plan. The living room has an oversized window and steps out to the deck overlooking beautiful seasonal views of the water, and city skyline views of downtown New Haven. Fully equipped kitchen with lots of cabinets and half bath. The second floor offers a nice size primary bedroom with access to a full bath and second bedroom. Beautiful new flooring on the first floor. Economical gas heat and water heater, central air. Brand new washer and dryer. Association is in the process of new exterior vinyl siding. Fabulous location!!! Just minutes to I-91 and I-95 allowing very quick access to downtown New Haven, Yale and all the stores on Route 80. Great chance for the first-time buyer wanting to own an affordable townhouse, and the investor. The special assessment to be assumed by the buyer. Owner will leave all the furniture if needed.

  41. 2024-07-12
    historical
  42. 2024-07-01
    listed $149,900 Active
  43. 2024-06-25
    historical
  44. 2024-06-18
    status Active
  45. 2024-06-08
    historical Under Contract - Continue to Show
  46. 2024-05-25
    price $155,000
  47. 2024-05-24
    listed $165,000 Active
  48. 2024-05-13
    historical
  49. 2024-05-12
    price $159,900
  50. 2024-05-01
    listed $175,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast CT · Partial reset (capped growth)

Current annual tax
$2,109 · $176/mo
Projected year-2 tax
$2,574 · $214/mo
Expected delta
+$465/yr (+$39/mo · 22.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 6/10 Major 7 d/yr ≥97°F today · 16 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 61% chance of damaging wind over 30 yrs
  • 🫁 Air quality 5/10 Major 6 unhealthy d/yr today · 8 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$23,130
− Mortgage interest
−$7,954
− Property taxes
−$2,109
− Insurance
−$710
− Repairs & maintenance
−$1,850
− Management
−$1,850
− HOA
−$4,008
− Depreciation
−$4,131
Taxable income
$517
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$124
After-tax cash flow
$2,386/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
New Haven School District
NCES district ID
0902790
Math proficiency
12% ▼ -10.00%
Reading proficiency
25% ▼ -10.00%
Median HH income
$38,058
Composite
15.48/100
National rank
#9308
State rank
#147 of 153 in CT

Livability — New Haven

Score
79/100
State rank
#31
US rank
#2190

Category grades

Amenities A+ Commute A+ Cost of living C+ Crime F Employment D Housing B+ Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
New Haven, CT
County
New Haven County · 688,236 people
City population
132,813
Metro
New Haven-Milford, CT
Population (ZIP)
38,888
Household income
$48,500
Rent vs Own
59.7% rent · 40.3% own
Severe rent burden
2664.0

Population outlook (South Central Connecticut County) Hauer SSP2

By 2040
608,362

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.66)
Race & ethnicity
Hispanic / Latino 47% White 26% Black 22% Two or more races 12% Asian 1%
Hispanic origin (detail)
Mexican 7% Puerto Rican 25% Dominican 2%
Common ancestry
Romanian 2% Lithuanian 1% Slovak 1%
Foreign-born
17% · Canada, Jamaica, South Korea
Languages at home
56% English-only · Spanish 39% Other Indo-European 1% Russian/Polish/Slavic 1%

Political lean MEDSL · South Central Connecticut

2024 margin
Strong D (+20.1) · D 59.0% · R 38.9% · Other 2.1%
All cycles
2024: D+20.1

Not yet ingested

Civics

Market trends

HPI YoY
▼ -30.87%
Current HPI
364.006
Rent YoY
▲ 4.12%
Metro
New Haven-Milford, CT
State GDP YoY
▲ 1.06%
F500 in state
38

Industry mix (Fortune 500 HQ in CT)

Industry F500 HQs Revenue

Price history

+5.1% since first listed
44 events — show timeline
  • 2026-05-10 Price Changed $145,000 Smart MLS
  • 2026-05-08 Price Changed $153,000 Smart MLS
  • 2026-04-27 Price Changed $165,000 Smart MLS
  • 2026-04-17 Relisted Smart MLS
  • 2026-04-17 Price Changed $155,000 Smart MLS
  • 2026-03-27 Contingent Smart MLS
  • 2026-02-18 Price Changed $160,000 Smart MLS
  • 2026-02-18 Relisted Smart MLS
  • 2026-02-05 Pending Smart MLS
  • 2026-01-05 Contingent Smart MLS
  • 2025-12-22 Price Changed $150,000 Smart MLS
  • 2025-12-04 Price Changed $135,000 Smart MLS
  • 2025-11-28 Price Changed $140,000 Smart MLS
  • 2025-10-10 Relisted Smart MLS
  • 2025-10-10 Price Changed $145,000 Smart MLS
  • 2025-10-08 Contingent Smart MLS
  • 2025-09-28 Price Changed $150,000 Smart MLS
  • 2025-08-01 Relisted Smart MLS
  • 2025-06-25 Contingent Smart MLS
  • 2025-06-14 Price Changed $159,900 Smart MLS
  • 2025-06-04 Relisted Smart MLS
  • 2025-06-02 Listing Removed Smart MLS
  • 2025-05-23 Contingent Smart MLS
  • 2025-05-07 Price Changed $145,000 Smart MLS
  • 2025-04-09 Listed $152,900 Smart MLS
  • 2024-07-12 Listing Removed Smart MLS
  • 2024-07-01 Listed $149,900 Smart MLS
  • 2024-06-25 Listing Removed Smart MLS
  • 2024-06-18 Relisted Smart MLS
  • 2024-06-08 Contingent Smart MLS
  • 2024-05-25 Price Changed $155,000 Smart MLS
  • 2024-05-24 Listed $165,000 Smart MLS
  • 2024-05-13 Listing Removed Smart MLS
  • 2024-05-12 Price Changed $159,900 Smart MLS
  • 2024-05-01 Listed $175,000 Smart MLS
  • 2023-04-03 Sold (Public Records) $95,000 Public Records
  • 2023-03-31 Pending Smart MLS
  • 2023-03-31 Sold (MLS) $95,000 Smart MLS
  • 2023-02-06 Contingent Smart MLS
  • 2023-02-02 Listed $100,000 Smart MLS
  • 2008-08-14 Listing Removed Smart MLS
  • 2007-11-14 Listed $142,000 Smart MLS
  • 2006-08-02 Sold (MLS) $135,000 Smart MLS
  • 2006-05-26 Listed $138,000 Smart MLS

Property tax history

-0.5%/yr

Latest (2023): $2,109 · -6.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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