5566 State Route 152 · Dillonvale, OH 43917

$59,900

2 bd · 1.0 ba · 1,024 sqft · SingleFamily public records · 85 Days on market

Built 1918 2,613 sqft lot

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• ARV discount +7.5/15.0
• Appreciation +4.7/10.0
• Schools +4.1/10.0
• Livability +4.1/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks

This home features beautiful hardwood floors that add warmth and character throughout. The open-concept living room and kitchen create a spacious, inviting layout—perfect for everyday living or entertaining. With a little TLC, this property offers a great opportunity to make it your own and bring out its full potential. Red Brick home next door also for sale. AS-IS, conventional or cash

Key facts

• 2,613 sq ft lot
• Parking
• Built 1918

Property features AI

Exterior

• Parking: Driveway
• Utilities: Public water; Public sewer
• Home design: 2-story brick home; Fixer condition
• Construction: Built per public records; Block foundation; Asphalt roof; Brick construction; Above-grade living area approximately 1,024
• Exterior features: Waterfront property

Interior

• Kitchen: First-floor kitchen with hardwood flooring
• Bedrooms: Two second-floor bedrooms with hardwood floors
• Flooring: Hardwood flooring in kitchen, living room and bedrooms; Ceramic tile in bathroom
• Bathrooms: One full bathroom (second floor) with ceramic tile flooring
• Heating & cooling: Forced air heating; Central air conditioning
• Interior features: Has basement; Total of 5 rooms

What this means for you Summary

Snapshot

• This is a 2-bed/1.0-bath single-family listed at $60k.

Deal economics

• At list price, monthly cash flow is $-86 ($-1k/yr) — negative.
• To cash-flow at today's rent, offer at most $45k (25.3% below list).
• Meets the 1% rule at list price ($941 rent vs $60k).
• Recommended offer: $45k (25.3% below list) — sets the bar for cash-flow.

Location & tenants

• Location reads 82/100 on livability (#71 in OH, #1,093 nationally) — a professional / high-income tenant draw. Strengths: crime A+, cost of living A+, housing A+; Watch: health & safety C-, amenities D.
• Buckeye Local (rural): math 44% / reading 53% proficiency, ranked #471 of 656 in OH (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Buckeye West Elementary School (math 62% / reading 52%, grade C+, #729 of 1,584 statewide, top 48%, 217 students, 62% FRL); Buckeye Local Junior High (math 33% / reading 51%, grade D-, #499 of 654 statewide, top 77%, 209 students, 56% FRL); Buckeye Local High School (388 students, 54% FRL).
• Market conditions: 8 active listings in the ZIP; 2 units permitted in Jefferson County in 2024 (0 in 5+ unit buildings).

Forward outlook

• In year one you build about $32 of equity ($414 loan paydown + $-382 appreciation (-0.6% local appreciation)).
• Jefferson County population projected at -19% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

• It's been on market 85 days — a 6% lower offer ($56k) is reasonable based on typical stale-listing flexibility.
• 2 sale attempts since 11y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

• Watch-outs: flood insurance adds $460/mo; built in 1918 — expect roof / HVAC / electrical / plumbing capex.
• Climate carrying-cost: in FEMA flood zone AE (mandatory federal flood insurance) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $44,730 (25.3% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 85 days. Have you received any prior offers? Is the seller open to a 25% concession, seller financing, or rate buy-down credit?
3. Built in 1918 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
4. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.57% ✓
• Cap rate: 13.80%
• Cash-on-cash: 26.80%
• DSCR: 2.19
• GRM: 5.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-0.64% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: -11.7%
• Equity multiple: 0.48×
• Total profit: $-8,725
• Equity at exit: $15,507

10-year hold

• IRR: -4.6%
• Equity multiple: 0.54×
• Total profit: $-7,633
• Equity at exit: $17,195

Cash invested: $16,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 43917

• Home prices YoY: -0.3%
• Active inventory: 8
• Price-to-rent: 5.3×

Monthly cashflow live

• Estimated rent: $941 medium
• Mortgage (P&I): −$314
• Tax from tax record: −$30 /mo · $356/yr
• Insurance: −$25
• Flood insurance flood zone: −$460 /mo · $5,525/yr
• HOA: −$0
• Vacancy / Maint / Mgmt: −$198
• Net cashflow: $-86

Break-even live

Break-even rent $1,050

Max offer price $44,730

Occupancy floor —

Sensitivity live

Price	-10% $-52	-5% $-69	+0% $-86	+5% $-103	+10% $-120
Rent	-10% $-160	-5% $-123	+0% $-86	+5% $-49	+10% $-12
Rate	-1.0pp $-56	-0.5pp $-71	base $-86	+0.5pp $-101	+1.0pp $-117

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $14,975
• Closing costs: $1,797
• Reserves months: —
• Total cash needed: —

Listing history 17 events

1. 2026-06-21
   days on market $59,900 Active 85 DOM
2. 2026-06-21
   days on market $59,900 Active 84 DOM
3. 2026-06-18
   days on market $59,900 Active 82 DOM
4. 2026-06-17
   days on market $59,900 Active 81 DOM
5. 2026-06-16
   days on market $59,900 Active 80 DOM
6. 2026-06-15
   days on market $59,900 Active 79 DOM
7. 2026-06-13
   days on market $59,900 Active 77 DOM
8. 2026-06-12
   days on market $59,900 Active 76 DOM
9. 2026-06-09
   days on market $59,900 Active 73 DOM
10. 2026-06-08
    days on market $59,900 Active 72 DOM
11. 2026-06-07
    days on market $59,900 Active 71 DOM
12. 2026-06-07
    days on market $59,900 Active 70 DOM
13. 2026-06-04
    days on market $59,900 Active 67 DOM
14. 2026-06-02
    days on market $59,900 Active 66 DOM
15. 2026-06-01
    days on market $59,900 Active 65 DOM
16. 2026-05-31
    remarks 389-char remark
17. 2026-05-31
    listed $59,900 Active 64 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $356 · $30/mo
• Projected year-2 tax: $645 · $54/mo
• Expected delta: +$289/yr (+$24/mo · 81.2%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 8/10 Severe FEMA zone AE · 99% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 19 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Taxation est. · year 1

• Rental income: $11,291
• − Mortgage interest: −$3,355
• − Property taxes: −$356
• − Insurance: −$5,824
• − Repairs & maintenance: −$903
• − Management: −$903
• − Depreciation: −$1,743
• Taxable loss: −$1,794
• Est. tax savings @ 24.0%: +$431
• After-tax cash flow: $-600/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Buckeye Local
• NCES district ID: 3904778
• Math proficiency: 44% ▼ -18.00%
• Reading proficiency: 53% ▼ -10.00%
• Median HH income: $41,332
• Composite: 40.68/100
• National rank: #3673
• State rank: #471 of 656 in OH

Livability — Dillonvale

• Score: 82/100
• State rank: #71
• US rank: #1093

Category grades

Amenities D Commute C Cost of living A+ Crime A+ Employment B Housing A+ Health & safety C- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Dillonvale, OH
• County: Jefferson · 64,369 people
• Metro: Weirton-Steubenville, WV-OH
• Population (ZIP): 2,647
• Household income: $60,750
• Rent vs Own: 10.6% rent · 89.4% own
• Severe rent burden: 38.0

Population outlook (Jefferson County) Hauer SSP2

• Today (2025): 63,481 people
• By 2030: 61,067 · -3.8%
• By 2040: 55,860 · -12.0%
• By 2050: 51,236 · -19.3%
• By 2075: 41,804 · -34.1%
• By 2100: 32,344 · -49.0%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (98%)
• Race & ethnicity: White 98% Hispanic / Latino 2%
• Common ancestry: Romanian 19% Hungarian 4% Slovak 3%
• Foreign-born: 0%

Political lean MEDSL · Jefferson

• 2024 margin: Solid R (+43.9) · D 27.5% · R 71.4% · Other 1.1%
• 2008→2024 swing: -44.1pp toward R · 2008: 0.2pp · 2024: -43.9pp
• All cycles: 2024: R+43.9 2020: R+38.4 2016: R+35.7 2012: R+5.5 2008: D+0.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -0.64%
• Current HPI: 234.9381
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+50.5% since first listed

5 events — show timeline

• 2026-03-28 Listed $59,900 MLSNOW
• 2016-06-22 Listing Removed — MLSNOW
• 2015-10-28 Listed $55,000 MLSNOW
• 2012-03-21 Sold (Public Records) $57,000 Public Records
• 2000-03-29 Sold (Public Records) $39,800 Public Records

Property tax history

+3.5%/yr

Latest (2025): $356 · +0.2% YoY. Source: county tax records.