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534 E Maple St
D- Composite 39.82
Why this score? — see what drove the D- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +9.8/30.0
  • ARV discount +8.8/15.0
  • Schools +6.7/10.0
  • Livability +4.2/5.0
  • DSCR +2.8/10.0
  • Rent growth +2.7/5.0
  • Condition / age +2.5/5.0
  • 1% rule +2.3/10.0
  • Appreciation +0.0/10.0

$199,000

534 E Maple St · North Canton, OH 44720
3 bd · 1.0 ba · 1,456 sqft · SingleFamily public records · 162 Days on market
Built 1924 7,021 sqft lot $137/sqft · at area comps Est $205k · at est.

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This well-maintained home offers a cozy feel with practical living space. Featuring a functional layout, generous natural light, and a welcoming atmosphere, this home offers four bedrooms, one full bathroom, a living room with fireplace, and has a door to the sunroom. Living room is all open to the dining area, office and kitchen. New carpet in some rooms and five new windows. Upstairs you will find three bedrooms, and a full bathroom, hallway with built in cabinet and drawers. Go up to the next level and you have another bedroom, and kitchenette, the square foot for the attic is not included total square ft. The full basement has a laundry area, storage area, and toilet. Roof-(2020). Nestled in desirable North Canton, close to downtown, major routes, easy access to local schools, parks, shopping and dining. This home combines comfort and everyday convenience.

Key facts

  • Door to sunroom
  • Kitchenette
  • Functional layout

Tags

FUNCTIONAL LAYOUTGENEROUS NATURAL LIGHTLIVING ROOM WITH FIREPLACEDOOR TO SUNROOMBUILT IN CABINET AND DRAWERSKITCHENETTE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $199k.

Deal economics

  • At list price, monthly cash flow is $-128 ($-2k/yr) — negative.
  • To cash-flow at today's rent, offer at most $176k (11.4% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $145k (27.2% below list).
  • Recommended offer: $145k (27.2% below list) — sets the bar for 1% rule.
  • Cap rate 5.5% vs local median 4.1% in North Canton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 85/100 on livability (#44 in OH, #598 nationally) — a professional / high-income tenant draw. Strengths: schools A+, crime A+, cost of living A+; Watch: amenities D-, commute F.
  • North Canton City (suburban): math 77% / reading 79% proficiency, ranked #64 of 656 in OH (top 10%) — strong family-tenant draw, lease renewals of 3-5y typical; only 16% free/reduced lunch — higher-income household profile.
  • Market conditions: Rents flat; 226 active listings in the ZIP; 9 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 56% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 528 units permitted in Stark County in 2024 (84 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Stark County population projected to shrink 8% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.

Negotiation context

  • It's been on market 162 days — a 12% lower offer ($175k) is reasonable based on typical stale-listing flexibility.
  • Current owner paid $79k; list at $199k implies a 152% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: built in 1924 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $144,797 (27.2% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 162 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
  3. Built in 1924 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.73%
Cap rate
5.52%
Cash-on-cash
-2.76%
DSCR
0.88
GRM
11.5

CMA / ARV

ARV (median comp)
$205,109
List price
$199,000
Delta
-2.98%
Verdict
FAIR
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
402 Adena St NE 0.11mi 3/1.5 1,464 (+0%) 2mo $215,500 $147 90
136 Wise Ave SE 0.10mi 4/2.0 (+1) 1,506 (+3%) 4mo $255,500 $170 77
115 Wise Ave NE 0.07mi 3/2.0 1,328 (-9%) 4mo $175,000 $132 74
419 Briar Ave NE 0.52mi 3/2.0 1,440 (-1%) 1mo $335,500 $233 69
328 Portage St NW 0.54mi 3/1.5 1,416 (-3%) 0mo $161,600 $114 68
208 Bachtel St SE 0.35mi 3/1.5 1,344 (-8%) 2mo $235,000 $175 68
217 Bachtel St SE 0.32mi 4/2.0 (+1) 1,344 (-8%) 1mo $223,000 $166 63
133 Bonnett St SW 0.71mi 3/1.5 1,512 (+4%) 0mo $250,000 $165 58
1230 Willoway Ave SE 0.59mi 4/2.0 (+1) 1,512 (+4%) 4mo $233,000 $154 53
545 NW Royer Ave NW 0.71mi 4/1.5 (+1) 1,512 (+4%) 1mo $245,000 $162 53
605 Briar Ave NE 0.60mi 4/1.5 (+1) 1,350 (-7%) 2mo $282,500 $209 51
800 Weber Ave NE 0.67mi 4/2.0 (+1) 1,353 (-7%) 1mo $270,000 $200 47

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.82% rent growth · sell at horizon

5-year hold
IRR
-23.2%
Equity multiple
0.22×
Total profit
$-43,546
Equity at exit
$29,672
10-year hold
IRR
-24.2%
Equity multiple
-0.09×
Total profit
$-60,792
Equity at exit
$17,206

Cash invested: $55,720 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
73 Landlord-Friendly
State Ohio
73 Landlord-Friendly · R+6
County
— inherits STATE
City
— inherits STATE
3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

ZIP-level market 44720

Rents YoY
0.8%
Active inventory
226
Price-to-rent
11.5×

Monthly cashflow live

Estimated rent
$1,448 high interval (Pro) →
Mortgage (P&I)
$1,044
Tax from tax record
$145 /mo · $1,744/yr
Insurance
$83
HOA
$0
Vacancy / Maint / Mgmt
$304
Net cashflow
$-128

Break-even live

Break-even rent $1,610
Max offer price $176,397
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$49,750
Closing costs
$5,970
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 9 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
343 Pershing Ave NE North Canton, OH 2.0 1.0 1000 $1,099 $1.10 20d 1 0.29mi
201 Rose Lane St SW Unit 205 North Canton, OH 2.0 1.0 1000 $1,149 $1.15 13d 1 0.55mi
1145 S Main St Apt 304 Canton, OH 2.0 1.0 1000 $1,099 $1.10 43d 1 0.58mi
1120 Sunford Ave SE Unit 1120 North Canton, OH 2.0 1.5 1200 $1,299 $1.08 43d 1 0.65mi
1303 N Main St North Canton, OH 2.0 2.0 1000 $1,415 $1.42 43d 1 1.17mi
100 Everhard Rd SW North Canton, OH 1.0–2.0 1.0–2.0 875 $2,250 $2.57 43d 1 1.19mi
171 Applegrove St NE North Canton, OH 1.0–2.0 1.0–2.0 1100 $1,590 $1.45 43d 1 1.31mi
407 Sheraton Dr NW Unit 407 North Canton, OH 2.0 1.5 1200 $1,269 $1.06 13d 1 1.41mi
415 Sheraton Dr NW Unit 415 North Canton, OH 2.0 1.5 1200 $1,269 $1.06 13d 1 1.41mi

Listing history 20 events

  1. 2026-06-17
    days on market $199,000 Active 162 DOM
  2. 2026-06-16
    days on market $199,000 Active 161 DOM
  3. 2026-06-15
    days on market $199,000 Active 160 DOM
  4. 2026-06-14
    days on market $199,000 Active 158 DOM
  5. 2026-06-13
    days on market $199,000 Active 157 DOM
  6. 2026-06-10
    days on market $199,000 Active 155 DOM
  7. 2026-06-09
    days on market $199,000 Active 154 DOM
  8. 2026-06-08
    days on market $199,000 Active 153 DOM
  9. 2026-06-07
    days on market $199,000 Active 152 DOM
  10. 2026-06-05
    days on market $199,000 Active 149 DOM
  11. 2026-06-02
    days on market $199,000 Active 147 DOM
  12. 2026-06-01
    days on market $199,000 Active 146 DOM
  13. 2026-05-31
    days on market $199,000 Active 145 DOM
  14. 2026-05-30
    days on market $199,000 Active 144 DOM
  15. 2026-05-03
    price $199,000 872-char remark
    Show marketing remark (872 chars)

    This well-maintained home offers a cozy feel with practical living space. Featuring a functional layout, generous natural light, and a welcoming atmosphere, this home offers four bedrooms, one full bathroom, a living room with fireplace, and has a door to the sunroom. Living room is all open to the dining area, office and kitchen. New carpet in some rooms and five new windows. Upstairs you will find three bedrooms, and a full bathroom, hallway with built in cabinet and drawers. Go up to the next level and you have another bedroom, and kitchenette, the square foot for the attic is not included total square ft. The full basement has a laundry area, storage area, and toilet. Roof-(2020). Nestled in desirable North Canton, close to downtown, major routes, easy access to local schools, parks, shopping and dining. This home combines comfort and everyday convenience.

  16. 2026-03-27
    price $210,000 872-char remark
    Show marketing remark (872 chars)

    This well-maintained home offers a cozy feel with practical living space. Featuring a functional layout, generous natural light, and a welcoming atmosphere, this home offers four bedrooms, one full bathroom, a living room with fireplace, and has a door to the sunroom. Living room is all open to the dining area, office and kitchen. New carpet in some rooms and five new windows. Upstairs you will find three bedrooms, and a full bathroom, hallway with built in cabinet and drawers. Go up to the next level and you have another bedroom, and kitchenette, the square foot for the attic is not included total square ft. The full basement has a laundry area, storage area, and toilet. Roof-(2020). Nestled in desirable North Canton, close to downtown, major routes, easy access to local schools, parks, shopping and dining. This home combines comfort and everyday convenience.

  17. 2026-01-11
    price $214,900 872-char remark
    Show marketing remark (872 chars)

    This well-maintained home offers a cozy feel with practical living space. Featuring a functional layout, generous natural light, and a welcoming atmosphere, this home offers four bedrooms, one full bathroom, a living room with fireplace, and has a door to the sunroom. Living room is all open to the dining area, office and kitchen. New carpet in some rooms and five new windows. Upstairs you will find three bedrooms, and a full bathroom, hallway with built in cabinet and drawers. Go up to the next level and you have another bedroom, and kitchenette, the square foot for the attic is not included total square ft. The full basement has a laundry area, storage area, and toilet. Roof-(2020). Nestled in desirable North Canton, close to downtown, major routes, easy access to local schools, parks, shopping and dining. This home combines comfort and everyday convenience.

  18. 2026-01-06
    listed $230,000 Active 872-char remark
    Show marketing remark (872 chars)

    This well-maintained home offers a cozy feel with practical living space. Featuring a functional layout, generous natural light, and a welcoming atmosphere, this home offers four bedrooms, one full bathroom, a living room with fireplace, and has a door to the sunroom. Living room is all open to the dining area, office and kitchen. New carpet in some rooms and five new windows. Upstairs you will find three bedrooms, and a full bathroom, hallway with built in cabinet and drawers. Go up to the next level and you have another bedroom, and kitchenette, the square foot for the attic is not included total square ft. The full basement has a laundry area, storage area, and toilet. Roof-(2020). Nestled in desirable North Canton, close to downtown, major routes, easy access to local schools, parks, shopping and dining. This home combines comfort and everyday convenience.

  19. 1998-02-18
    soldstatus $79,000
  20. 1995-04-28
    soldstatus $76,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

Current annual tax
$1,744 · $145/mo
Projected year-2 tax
$2,424 · $202/mo
Expected delta
+$680/yr (+$57/mo · 39.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 1/10 Low
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,376
− Mortgage interest
−$11,147
− Property taxes
−$1,744
− Insurance
−$995
− Repairs & maintenance
−$1,390
− Management
−$1,390
− Depreciation
−$5,789
Taxable loss
−$5,080
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,219
After-tax cash flow
$-316/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
North Canton City
NCES district ID
3904450
Math proficiency
77% ▼ -6.00%
Reading proficiency
79% ▼ -4.00%
Median HH income
$59,644
Composite
66.92/100
National rank
#400
State rank
#64 of 656 in OH

Livability — North Canton

Score
85/100
State rank
#44
US rank
#598

Category grades

Amenities D- Commute F Cost of living A+ Crime A+ Employment B- Housing A+ Health & safety A+ User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
North Canton, OH
County
Stark County · 272,865 people
City population
39,851
Metro
Canton-Massillon, OH
Population (ZIP)
39,851
Household income
$82,594
Rent vs Own
28.2% rent · 71.8% own
Severe rent burden
1068.0

Population outlook (Stark County) Hauer SSP2

Today (2025)
373,708 people
By 2030
371,245 · -0.7%
By 2040
361,331 · -3.3%
By 2050
345,290 · -7.6%
By 2075
302,669 · -19.0%
By 2100
238,870 · -36.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (92%)
Race & ethnicity
White 92% Two or more races 3% Hispanic / Latino 2% Black 2% Asian 2%
Common ancestry
Romanian 5% Italian 4% Lithuanian 3%
Foreign-born
3% · Canada, China
Languages at home
97% English-only · Spanish 1% Other Indo-European 1%

Political lean MEDSL · Stark

2024 margin
Strong R (+21.9) · D 38.6% · R 60.5%
2008→2024 swing
-27.4pp toward R · 2008: 5.5pp · 2024: -21.9pp
All cycles
2024: R+21.9 2020: R+18.5 2016: R+17.4 2012: R+0.4 2008: D+5.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -218.69%
Current HPI
215.4995
Rent YoY
▲ 0.82%
Metro
Canton-Massillon, OH
State GDP YoY
▲ 1.98%
F500 in state
48

Industry mix (Fortune 500 HQ in OH)

Industry F500 HQs Revenue

Price history

+161.8% since first listed
6 events — show timeline
  • 2026-05-03 Price Changed $199,000 MLSNOW
  • 2026-03-27 Price Changed $210,000 MLSNOW
  • 2026-01-11 Price Changed $214,900 MLSNOW
  • 2026-01-06 Listed $230,000 MLSNOW
  • 1998-02-18 Sold (Public Records) $79,000 Public Records
  • 1995-04-28 Sold (Public Records) $76,000 Public Records

Property tax history

+2.1%/yr

Latest (2024): $1,744 · +13.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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