5970 John Daly St · Taylor, MI 48180

$94,900

3 bd · 1.0 ba · 800 sqft · SingleFamily public records · 44 Days on market

Built 1937 6,098 sqft lot $119/sqft · 31% below area Est $137k · 31% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• DSCR +10.0/10.0
• 1% rule +9.6/10.0
• Livability +3.8/5.0
• Rent growth +3.7/5.0
• Condition / age +2.5/5.0
• Schools +1.8/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

CLEAN 3 BEDROOM RANCH! MOVE IN READY! 2 CAR DETACHED GARAGE! CLOSE TO SHOPPING AND SCHOOLS! AS IS SALE! LAND CONTRACT TERMS AVAILABLE! ALL DATA IS APPROXIMATE. BUYERS AGENT TO VERIFY ALL INFORMATION.

Key facts

• 6,098 sq ft lot
• 2 garage spots
• Built 1937

Property features AI

Finance

• Other: Approximately 800 above-grade square feet

Exterior

• Parking: Detached 2-car garage
• Utilities: Public water; Public sewer
• Home design: Single-family residence; One story; Ground-level entry with steps
• Construction: Vinyl siding
• Exterior features: Paved road access; Lot dimensions approximately 60 x 100 (0.14 acre)

Interior

• Bathrooms: 1 full bathroom
• Heating & cooling: Central air conditioning; Forced air heating; Natural gas heating
• Interior features: Crawl space basement; Total of 6 rooms

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $95k.

Deal economics

• At list price, monthly cash flow is $389 ($5k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($1k rent vs $95k).
• Recommended offer: $92k (3.0% below list) — sets the bar for market timing.
• Cap rate 11.2% vs local median 5.4% in Taylor — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 76/100 on livability (#144 in MI, #3,684 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: employment D+, schools F, crime F.
• Taylor School District (urban): math 14% / reading 27% proficiency, ranked #462 of 540 in MI (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 68% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: Rents rising fast (+4.9%/yr); 281 active listings in the ZIP; 16 comparable units currently listed for rent nearby; rentals at typical pace (median 17d on market — plan ~3-4 weeks tenant-placement turnaround); 2,639 units permitted in Wayne County in 2024 (1,216 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $656 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 4.9% rent growth), your $27k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

• It's been on market 44 days — a 3% lower offer ($92k) is reasonable based on typical stale-listing flexibility.
• 21 sale attempts since 28y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
• Current owner paid $675; list at $95k implies a 13959% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Watch-outs: built in 1937 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $92,053 (3.0% below list)

Questions for the listing agent

1. It's been on market 44 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Built in 1937 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.46% ✓
• Cap rate: 11.21%
• Cash-on-cash: 17.55%
• DSCR: 1.78
• GRM: 5.7

CMA / ARV

• ARV (median comp): $136,690
• List price: $94,900
• Delta: -30.57%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
5940 Daniels St	0.30mi	2/1.0 (-1)	833 (+4%)	3mo	$146,999	$176	72
6334 Hampden St	0.27mi	2/1.0 (-1)	840 (+5%)	3mo	$112,500	$134	72
6348 Dean St	0.31mi	2/1.0 (-1)	824 (+3%)	8mo	$65,000	$79	69
6375 Dean St	0.34mi	3/1.0	870 (+9%)	1mo	$149,900	$172	68
26424 Beverly Rd	0.34mi	3/1.0	864 (+8%)	3mo	$125,000	$145	68
6019 John Daly St	0.08mi	2/1.0 (-1)	721 (-10%)	9mo	$134,000	$186	68
5961 Mcguire St	0.47mi	3/1.0	780 (-2%)	9mo	$139,900	$179	66
6349 Beech Daly Rd	0.59mi	3/1.0	852 (+6%)	5mo	$132,000	$155	57
5851 Oldham St	0.61mi	3/1.0	848 (+6%)	8mo	$110,000	$130	55
6713 Mcguire St	0.75mi	3/1.5	842 (+5%)	3mo	$105,000	$125	52
26252 Eton Ave	0.55mi	2/1.0 (-1)	696 (-13%)	8mo	$123,000	$177	40
26241 Annapolis St	0.64mi	2/1.0 (-1)	696 (-13%)	6mo	$54,500	$78	38

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 4.9% rent growth · sell at horizon

5-year hold

• IRR: 11.3%
• Equity multiple: 1.46×
• Total profit: $12,138
• Equity at exit: $14,150

10-year hold

• IRR: 21.8%
• Equity multiple: 3.04×
• Total profit: $54,214
• Equity at exit: $8,205

Cash invested: $26,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 62 Landlord-Friendly
• State Michigan: 62 Landlord-Friendly · EVEN
• County: — inherits STATE
• City: — inherits STATE

7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

Methodology + full state rankings →

ZIP-level market 48180

• Rents YoY: 4.9%
• Active inventory: 281
• Price-to-rent: 5.7×

Monthly cashflow live

• Estimated rent: $1,390 high
• Mortgage (P&I): −$498
• Tax from tax record: −$172 /mo · $2,065/yr
• Insurance: −$40
• HOA: −$0
• Vacancy / Maint / Mgmt: −$292
• Net cashflow: $389

Break-even live

Break-even rent $898

Max offer price $94,900

Occupancy floor 67%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $23,725
• Closing costs: $2,847
• Reserves months: —
• Total cash needed: —

Rent comps 16 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
26089 Lehigh St Inkster, MI	2.0	1.0	900	$1,295	$1.44	17d	1	0.80mi
26159 Stanford St Inkster, MI	4.0	1.0	1056	$1,350	$1.28	4d	1	0.82mi
5845 Michael St Taylor, MI	2.0	1.0	618	$1,325	$2.14	4d	1	0.86mi
26382 Colgate St Inkster, MI	2.0	1.0	850	$935	$1.10	24d	1	0.92mi
26707 Penn St Inkster, MI	3.0	1.0	900	$1,400	$1.56	4d	1	1.21mi
26742 Penn St Inkster, MI	3.0	1.0	1000	$1,300	$1.30	16d	1	1.24mi
27139 Penn St Inkster, MI	3.0	1.0	832	$675	$0.81	17d	1	1.25mi
4301 Harriet St Unit A-1 Inkster, MI	2.0	1.5	1000	$1,300	$1.30	43d	1	1.25mi
25016 Lehigh St Dearborn Heights, MI	2.0	1.0	1000	$1,400	$1.40	4d	1	1.26mi
25722 Carlysle St Dearborn Heights, MI	3.0	1.0	1040	$1,450	$1.39	17d	1	1.26mi
3755 Heritage Pkwy Dearborn, MI	2.0	1.0	830	$1,450	$1.75	43d	1	1.29mi
4167 Isabelle St Inkster, MI	2.0	1.0	900	$1,295	$1.44	17d	1	1.32mi
3809 Heritage Pkwy Dearborn, MI	2.0	1.5	1035	$1,400	$1.35	43d	1	1.33mi
3763 Heritage Pkwy Dearborn, MI	2.0	1.5	1035	$1,450	$1.40	43d	1	1.34mi
24684 Lehigh St Dearborn Heights, MI	4.0	1.0	878	$1,600	$1.82	12d	1	1.36mi
4080 Isabelle St Inkster, MI	4.0	1.0	975	$1,150	$1.18	14d	1	1.38mi

Listing history 50 events

1. 2026-06-13
   statusdays on market $94,900 Pending 44 DOM
2. 2026-06-09
   days on market $94,900 Active 43 DOM
3. 2026-06-08
   days on market $94,900 Active 42 DOM
4. 2026-06-07
   days on market $94,900 Active 41 DOM
5. 2026-06-04
   days on market $94,900 Active 38 DOM
6. 2026-06-03
   days on market $94,900 Active 37 DOM
7. 2026-06-02
   days on market $94,900 Active 36 DOM
8. 2026-06-01
   days on market $94,900 Active 35 DOM
9. 2026-05-31
   days on market $94,900 Active 34 DOM
10. 2026-04-27
    listed $94,900 Active 199-char remark

    Show marketing remark (199 chars)

    CLEAN 3 BEDROOM RANCH! MOVE IN READY! 2 CAR DETACHED GARAGE! CLOSE TO SHOPPING AND SCHOOLS! AS IS SALE! LAND CONTRACT TERMS AVAILABLE! ALL DATA IS APPROXIMATE. BUYERS AGENT TO VERIFY ALL INFORMATION.

11. 2026-04-27
    historical

    Show marketing remark (199 chars)

    CLEAN 3 BEDROOM RANCH! MOVE IN READY! 2 CAR DETACHED GARAGE! CLOSE TO SHOPPING AND SCHOOLS! AS IS SALE! LAND CONTRACT TERMS AVAILABLE! ALL DATA IS APPROXIMATE. BUYERS AGENT TO VERIFY ALL INFORMATION.

12. 2026-04-27
    historical

    Show marketing remark (199 chars)

    CLEAN 3 BEDROOM RANCH! MOVE IN READY! 2 CAR DETACHED GARAGE! CLOSE TO SHOPPING AND SCHOOLS! AS IS SALE! LAND CONTRACT TERMS AVAILABLE! ALL DATA IS APPROXIMATE. BUYERS AGENT TO VERIFY ALL INFORMATION.

13. 2026-04-27
    listed $94,900 Active

    Show marketing remark (199 chars)

    CLEAN 3 BEDROOM RANCH! MOVE IN READY! 2 CAR DETACHED GARAGE! CLOSE TO SHOPPING AND SCHOOLS! AS IS SALE! LAND CONTRACT TERMS AVAILABLE! ALL DATA IS APPROXIMATE. BUYERS AGENT TO VERIFY ALL INFORMATION.

14. 2025-12-15
    listed $99,900 Active
15. 2025-12-15
    listed $99,900 Active
16. 2025-12-15
    historical
17. 2025-12-15
    historical
18. 2025-11-21
    price $109,900
19. 2025-11-20
    price $109,900
20. 2025-10-17
    price $114,900
21. 2025-10-16
    price $114,900
22. 2025-09-04
    listed $119,900 Active
23. 2025-09-04
    listed $119,900 Active
24. 2024-01-17
    historical $1,200
25. 2024-01-17
    historical
26. 2024-01-17
    historical
27. 2024-01-10
    listed $1,200
28. 2024-01-09
    historical
29. 2024-01-09
    listed $129,900 Active
30. 2024-01-09
    historical
31. 2023-08-08
    listed $129,900 Active
32. 2023-08-08
    listed $129,900 Active
33. 2023-08-08
    listed $129,900 Active
34. 2006-10-02
    historical
35. 2006-07-28
    soldstatus $675
36. 2006-06-24
    listed $675
37. 2006-01-04
    listed $79,900
38. 2004-09-09
    historical
39. 2004-05-13
    listed $84,900
40. 2004-05-13
    historical
41. 2004-03-11
    listed $88,900
42. 2004-03-07
    historical
43. 2003-03-31
    listed $89,900
44. 2000-06-27
    soldstatus $60,000
45. 2000-06-16
    historical
46. 2000-05-10
    listed $74,900
47. 2000-04-19
    soldstatus $60,000
48. 2000-04-11
    soldstatus $60,000
49. 2000-04-11
    soldstatus $60,000
50. 2000-03-01
    listed $64,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

• Current annual tax: $2,065 · $172/mo
• Projected year-2 tax: $2,065 · $172/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 10% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥98°F today · 15 d/yr by 30 yrs out
• 💨 Wind 2/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $16,678
• − Mortgage interest: −$5,316
• − Property taxes: −$2,065
• − Insurance: −$474
• − Repairs & maintenance: −$1,334
• − Management: −$1,334
• − Depreciation: −$2,761
• Taxable income: $3,393
• Est. tax owed @ 24.0%: −$814
• After-tax cash flow: $3,850/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Taylor School District
• NCES district ID: 2633540
• Math proficiency: 14% ▼ -7.00%
• Reading proficiency: 27% ▼ -4.00%
• Median HH income: $43,062
• Composite: 17.62/100
• National rank: #9034
• State rank: #462 of 540 in MI

Livability — Taylor

• Score: 76/100
• State rank: #144
• US rank: #3684

Category grades

Amenities B Commute A+ Cost of living A+ Crime F Employment D+ Housing A+ Health & safety B- User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Taylor, MI
• County: Wayne County · 1,562,939 people
• City population: 62,081
• Metro: Detroit-Warren-Dearborn, MI
• Population (ZIP): 62,081
• Household income: $61,081
• Rent vs Own: 33.3% rent · 66.7% own
• Severe rent burden: 1957.0

Population outlook (Wayne County) Hauer SSP2

• Today (2025): 1,675,273 people
• By 2030: 1,620,300 · -3.3%
• By 2040: 1,502,341 · -10.3%
• By 2050: 1,384,039 · -17.4%
• By 2075: 1,124,592 · -32.9%
• By 2100: 881,193 · -47.4%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Majority White (65%)
• Race & ethnicity: White 65% Black 19% Two or more races 9% Hispanic / Latino 9% Asian 2%
• Hispanic origin (detail): Mexican 6% Puerto Rican 2%
• Common ancestry: Romanian 8% Lithuanian 3% Slovak 2%
• Foreign-born: 7% · Canada
• Languages at home: 89% English-only · Spanish 4% Arabic 3% Other Indo-European 3%

Political lean MEDSL · Wayne

• 2024 margin: Strong D (+29.0) · D 62.7% · R 33.7% · Other 3.6%
• 2008→2024 swing: -20.5pp toward R · 2008: 49.5pp · 2024: 29.0pp
• All cycles: 2024: D+29.0 2020: D+38.1 2016: D+37.3 2012: D+46.9 2008: D+49.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -212.33%
• Current HPI: 228.921
• Rent YoY: ▲ 4.90%
• Metro: Detroit-Warren-Dearborn, MI
• State GDP YoY: ▲ 1.37%
• F500 in state: 28

Industry mix (Fortune 500 HQ in MI)

Industry	F500 HQs	Revenue
▸Automotive Parts	3	$48B
▸Automotive	2	$372B
▸Chemicals	1	$45B
▸Automotive Retail	1	$29B
▸Healthcare / Medical Devices	1	$23B
▸Automotive Technology	1	$20B

Price history

+58.4% since first listed

47 events — show timeline

• 2026-06-11 Pending — REALCOMP
• 2026-06-11 Pending — MiRealSource-MiMLS
• 2026-04-27 Listed $94,900 REALCOMP
• 2026-04-27 Listing Removed — MiRealSource-MiMLS
• 2026-04-27 Listing Removed — REALCOMP
• 2026-04-27 Listed $94,900 MiRealSource-MiMLS
• 2025-12-15 Listed $99,900 REALCOMP
• 2025-12-15 Listing Removed — MiRealSource-MiMLS
• 2025-12-15 Listing Removed — REALCOMP
• 2025-12-15 Listed $99,900 MiRealSource-MiMLS
• 2025-11-21 Price Changed $109,900 MiRealSource-MiMLS
• 2025-11-20 Price Changed $109,900 REALCOMP
• 2025-10-17 Price Changed $114,900 MiRealSource-MiMLS
• 2025-10-16 Price Changed $114,900 REALCOMP
• 2025-09-04 Listed $119,900 MiRealSource-MiMLS
• 2025-09-04 Listed $119,900 REALCOMP
• 2024-01-17 Rental Removed $1,200 REALSOURCE
• 2024-01-17 Listing Removed — MiRealSource-MiMLS
• 2024-01-17 Listing Removed — REALCOMP
• 2024-01-10 Listed for Rent $1,200 REALSOURCE
• 2024-01-09 Listing Removed — MiRealSource-MiMLS
• 2024-01-09 Listed $129,900 REALCOMP
• 2024-01-09 Listing Removed — REALCOMP
• 2023-08-08 Listed $129,900 MiRealSource-MiMLS
• 2023-08-08 Listed $129,900 MiRealSource-MiMLS
• 2023-08-08 Listed $129,900 REALCOMP
• 2006-10-02 Listing Removed — REALCOMP
• 2006-07-28 Sold (MLS) $675 REALCOMP
• 2006-06-24 Listed $675 REALCOMP
• 2006-01-04 Listed $79,900 REALCOMP
• 2004-09-09 Listing Removed — REALCOMP
• 2004-05-13 Listing Removed — REALCOMP
• 2004-05-13 Listed $84,900 REALCOMP
• 2004-03-11 Listed $88,900 REALCOMP
• 2004-03-07 Listing Removed — REALCOMP
• 2003-03-31 Listed $89,900 REALCOMP
• 2000-06-27 Sold (Public Records) $60,000 Public Records
• 2000-06-16 Listing Removed — REALCOMP
• 2000-05-10 Listed $74,900 REALCOMP
• 2000-04-19 Sold (MLS) $60,000 REALCOMP
• 2000-04-11 Sold (MLS) $60,000 REALCOMP
• 2000-04-11 Sold (MLS) $60,000 MiRealSource-MiMLS
• 2000-03-01 Listed $64,900 REALCOMP
• 2000-03-01 Listed $64,900 MiRealSource-MiMLS
• 2000-03-01 Listed $64,900 REALCOMP
• 1999-03-03 Listing Removed — REALCOMP
• 1998-09-28 Listed $59,900 REALCOMP

Property tax history

-3.8%/yr

Latest (2025): $2,065 · +2.5% YoY. Source: county tax records.