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1600 W 26th St
C+ Composite 62.11
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Livability +3.7/5.0
  • Rent growth +3.3/5.0
  • Condition / age +2.5/5.0
  • Schools +2.1/10.0
  • ARV discount +0.5/15.0
  • Appreciation +0.0/10.0

$75,000

1600 W 26th St · Little Rock, AR 72202
2 bd · 1.0 ba · 1,214 sqft · SingleFamily public records · 139 Days on market
Built 1935 6,969 sqft lot $62/sqft · 15% above area Est $65k · 15% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

ALL INVESTORS!!! Great income potential! With some TLC this home can be a good investment. AGENTS PLEASE SEE REMARKS!!!

Key facts

  • 6,969 sq ft lot
  • 4 parking spots
  • Built 1935

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $75k.

Deal economics

  • At list price, monthly cash flow is $471 ($6k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $75k).
  • Recommended offer: $66k (12.0% below list) — sets the bar for market timing.
  • Cap rate 13.8% vs local median 4.1% in Little Rock — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 73/100 on livability (#22 in AR) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F.
  • Little Rock School District (urban): math 23% / reading 26% proficiency, ranked #183 of 238 in AR (top 77%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+3.2%/yr); 88 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,006 units permitted in Pulaski County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Pulaski County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.2% rent growth), your $21k cash investment doubles in ~5 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 139 days — a 12% lower offer ($66k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: built in 1935 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $66,000 (12.0% below list)

Questions for the listing agent

  1. It's been on market 139 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Built in 1935 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.58%
Cap rate
13.83%
Cash-on-cash
26.91%
DSCR
2.20
GRM
5.3

CMA / ARV

ARV (median comp)
$64,958
List price
$75,000
Delta
15.46%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
3007 S Battery St 0.33mi 3/1.0 (+1) 1,244 (+2%) 10mo $15,000 $12 67
1106 W 21 St 0.45mi 3/1.0 (+1) 1,180 (-3%) 5mo $33,500 $28 65
2220 W 22nd St 0.58mi 3/1.0 (+1) 1,200 (-1%) 8mo $130,000 $108 60
1520 34th St 0.57mi 3/1.0 (+1) 1,279 (+5%) 2mo $146,000 $114 58
3101 S Battery St 0.38mi 3/1.0 (+1) 1,267 (+4%) 15mo $35,000 $28 57
2925 S Chester St 0.44mi 3/1.5 (+1) 1,301 (+7%) 8mo $68,500 $53 54
1509 W 19th St 0.47mi 2/1.0 1,352 (+11%) 7mo $50,000 $37 54
2901 Schiller St 0.38mi 3/2.0 (+1) 1,162 (-4%) 20mo $67,620 $58 50
2105 Howard St 0.55mi 3/1.0 (+1) 1,176 (-3%) 20mo $74,999 $64 48
2121 S Park St 0.47mi 3/2.0 (+1) 1,120 (-8%) 19mo $107,000 $96 40
3008 S State St 0.57mi 3/1.5 (+1) 1,080 (-11%) 17mo $114,973 $106 34
3118 S Arch St 0.73mi 3/1.0 (+1) 1,290 (+6%) 20mo $70,000 $54 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.25% rent growth · sell at horizon

5-year hold
IRR
21.1%
Equity multiple
1.86×
Total profit
$18,122
Equity at exit
$11,183
10-year hold
IRR
29.4%
Equity multiple
3.65×
Total profit
$55,577
Equity at exit
$6,485

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
92 Strongly Landlord-Friendly
State Arkansas
92 Strongly Landlord-Friendly · R+14
County
— inherits STATE
City
— inherits STATE
Only US state where non-payment is criminal. Strongly landlord-favorable; very few tenant protections.

ZIP-level market 72202

Home prices YoY
-25.6%
Rents YoY
3.2%
Active inventory
88
Price-to-rent
5.3×

Monthly cashflow live

Estimated rent
$1,188 high interval (Pro) →
Mortgage (P&I)
$393
Tax from tax record
$43 /mo · $520/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$250
Net cashflow
$471

Break-even live

Break-even rent $592
Max offer price $75,000
Occupancy floor 55%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
926 W 29th St Little Rock, AR 3.0 1.0 1229 $1,050 $0.85 23d 1 0.39mi
2610 S Izard St Little Rock, AR 3.0 2.0 1136 $1,150 $1.01 43d 1 0.40mi
1921 Wolfe St Unit A Little Rock, AR 2.0 2.0 875 $875 $1.00 23d 1 0.46mi
1903 Marshall St Little Rock, AR 3.0 2.0 1152 $1,200 $1.04 23d 1 0.47mi
3222 Bishop St Unit B Little Rock, AR 3.0 2.0 1200 $1,300 $1.08 23d 1 0.49mi
1724 W 19th St Apt 3 Little Rock, AR 1.0 1.0 828 $950 $1.15 43d 1 0.52mi
1724 W 19th St Unit 2 Little Rock, AR 2.0 1.0 843 $1,150 $1.36 43d 1 0.52mi
1724 W 19th St Unit 2 Little Rock, AR 2.0 1.0 843 $1,150 $1.36 23d 1 0.52mi
2200 Dennison St Little Rock, AR 3.0 1.5 1080 $1,000 $0.93 43d 1 0.60mi
1908 S State St Little Rock, AR 2.0 2.0 1160 $1,650 $1.42 43d 1 0.65mi
1906 S State St Little Rock, AR 2.0 2.0 1160 $1,895 $1.63 43d 1 0.65mi
717 W 32nd St Unit A and B Little Rock, AR 3.0 2.5 1300 $1,550 $1.19 14d 1 0.65mi
1909 S State St Little Rock, AR 2.0 1.0 850 $1,200 $1.41 14d 1 0.68mi
2323 S Spring St Little Rock, AR 3.0 2.0 1070 $1,100 $1.03 43d 1 0.80mi
313 W 23rd St Little Rock, AR 3.0 2.0 1134 $925 $0.82 23d 1 0.82mi
1515 Wolfe St Little Rock, AR 3.0 2.0 1386 $1,100 $0.79 23d 1 0.84mi
2900 Center St Little Rock, AR 3.0 1.0 1456 $1,050 $0.72 43d 1 0.84mi
3333 Broadway St Little Rock, AR 3.0 1.0 918 $925 $1.01 18d 1 0.86mi
2318 Louisiana St Little Rock, AR 2.0 1.0 791 $1,175 $1.49 43d 1 0.90mi
2014 S Louisiana St Unit 3 Little Rock, AR 2.0 1.0 900 $1,350 $1.50 43d 1 0.97mi
1320 S Summit St Little Rock, AR 2.0 1.0 864 $1,050 $1.22 21d 1 1.00mi
1318 S Summit St Little Rock, AR 2.0 1.0 864 $1,050 $1.22 21d 1 1.00mi
2201 Scott St Little Rock, AR 2.0 1.5 850 $995 $1.17 43d 1 1.09mi
2324 W Daisy L Gatson Bates Dr Unit 1 Little Rock, AR 2.0 1.0 881 $1,095 $1.24 43d 1 1.09mi
2324 W Daisy L Gatson Bates Dr Unit 2 Little Rock, AR 2.0 1.0 881 $1,050 $1.19 23d 1 1.09mi
1512 Center St Little Rock, AR 1.0 1.0 952 $1,595 $1.68 23d 1 1.11mi
1500 Center St Unit 5 Little Rock, AR 2.0 1.5 1100 $1,295 $1.18 43d 1 1.13mi
1822 Booker St Little Rock, AR 3.0 2.0 1076 $1,195 $1.11 23d 1 1.15mi
1202 W 11th St Unit A & B Little Rock, AR 2.0 1.0 763 $1,050 $1.38 43d 1 1.17mi
2708 Rock St Little Rock, AR 3.0 1.0 1114 $875 $0.79 21d 1 1.17mi
2318 Rock St Little Rock, AR 2.0 2.0 1358 $2,300 $1.69 43d 1 1.18mi
201 E 17th St Little Rock, AR 2.0 1.5 1124 $1,550 $1.38 14d 1 1.21mi
1918 Allis St Little Rock, AR 2.0 1.0 868 $895 $1.03 14d 1 1.23mi
2900 W 15th St Little Rock, AR 3.0 1.0 1337 $950 $0.71 43d 1 1.27mi
2300 S Martin St Little Rock, AR 2.0 1.0 840 $795 $0.95 23d 1 1.27mi
2220 S Martin St Little Rock, AR 2.0 1.0 1143 $900 $0.79 23d 1 1.27mi
1212 Center St Little Rock, AR 2.0 2.0 1200 $1,750 $1.46 23d 1 1.27mi
907 S Park St Little Rock, AR 2.0 2.0 950 $2,100 $2.21 23d 1 1.32mi
1626 S Brown St Little Rock, AR 3.0 2.0 1386 $995 $0.72 43d 1 1.37mi
2100 Valmar St Little Rock, AR 2.0 1.0 1219 $1,200 $0.98 23d 1 1.37mi

Listing history 16 events

  1. 2026-06-18
    days on market $75,000 Active 139 DOM
  2. 2026-06-17
    days on market $75,000 Active 138 DOM
  3. 2026-06-16
    days on market $75,000 Active 137 DOM
  4. 2026-06-15
    days on market $75,000 Active 136 DOM
  5. 2026-06-14
    days on market $75,000 Active 134 DOM
  6. 2026-06-13
    days on market $75,000 Active 133 DOM
  7. 2026-06-10
    days on market $75,000 Active 131 DOM
  8. 2026-06-09
    days on market $75,000 Active 130 DOM
  9. 2026-06-08
    days on market $75,000 Active 129 DOM
  10. 2026-06-05
    days on market $75,000 Active 125 DOM
  11. 2026-06-03
    days on market $75,000 Active 124 DOM
  12. 2026-06-02
    days on market $75,000 Active 123 DOM
  13. 2026-06-01
    days on market $75,000 Active 122 DOM
  14. 2026-05-31
    days on market $75,000 Active 121 DOM
  15. 2026-05-31
    days on market $75,000 Active 120 DOM
  16. 2021-01-30
    listed $75,000 New Listing 119-char remark
    Show marketing remark (119 chars)

    ALL INVESTORS!!! Great income potential! With some TLC this home can be a good investment. AGENTS PLEASE SEE REMARKS!!!

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast AR · Resets to sale price

Current annual tax
$520 · $43/mo
Projected year-2 tax
$520 · $43/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 19 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 11% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$14,259
− Mortgage interest
−$4,201
− Property taxes
−$520
− Insurance
−$375
− Repairs & maintenance
−$1,141
− Management
−$1,141
− Depreciation
−$2,182
Taxable income
$4,700
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,128
After-tax cash flow
$4,522/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Little Rock School District
NCES district ID
0509000
Math proficiency
23% ▼ -12.00%
Reading proficiency
26% ▼ -8.00%
Median HH income
$43,346
Composite
21.0/100
National rank
#8457
State rank
#183 of 238 in AR

Livability — Little Rock

Score
73/100
State rank
#22
US rank
#5295

Category grades

Amenities C+ Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Little Rock, AR
County
Pulaski County · 372,764 people
City population
218,896
Metro
Little Rock-North Little Rock-Conway, AR
Population (ZIP)
9,704
Household income
$50,899
Rent vs Own
75.7% rent · 24.3% own
Severe rent burden
789.0

Population outlook (Pulaski County) Hauer SSP2

Today (2025)
415,378 people
By 2030
423,720 · +2.0%
By 2040
435,182 · +4.8%
By 2050
440,904 · +6.1%
By 2075
445,521 · +7.3%
By 2100
419,173 · +0.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 46% Black 45% Hispanic / Latino 3% Asian 3% Two or more races 3%
Common ancestry
Italian 3% Lithuanian 3% Slovak 2%
Foreign-born
6% · Canada, China
Languages at home
92% English-only · Spanish 3% Other Asian/Pacific 2% Other Indo-European 1%

Political lean MEDSL · Pulaski

2024 margin
Strong D (+22.1) · D 59.8% · R 37.7% · Other 2.5%
2008→2024 swing
+10.6pp toward D · 2008: 11.6pp · 2024: 22.1pp
All cycles
2024: D+22.1 2020: D+22.5 2016: D+17.9 2012: D+11.4 2008: D+11.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -68.75%
Current HPI
199.3103
Rent YoY
▲ 3.25%
Metro
Little Rock-North Little Rock-Conway, AR
State GDP YoY
▲ 3.80%
F500 in state
10

Industry mix (Fortune 500 HQ in AR)

Industry F500 HQs Revenue

Price history

1 event — show timeline
  • 2021-01-30 Listed $75,000 CARMLS

Property tax history

+6.1%/yr

Latest (2025): $520 · +7.7% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…