1600 W 26th St · Little Rock, AR
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,499 – $2,785
Heat risk 7/10 · Major
- Hot days now (above 110°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 11.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 1 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Livability +3.7/5.0
- Rent growth +3.3/5.0
- Condition / age +2.5/5.0
- Schools +2.1/10.0
- ARV discount +0.5/15.0
- Appreciation +0.0/10.0
$75,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
ALL INVESTORS!!! Great income potential! With some TLC this home can be a good investment. AGENTS PLEASE SEE REMARKS!!!
Key facts
- 6,969 sq ft lot
- 4 parking spots
- Built 1935
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $75k.
Deal economics
- At list price, monthly cash flow is $471 ($6k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $75k).
- Recommended offer: $66k (12.0% below list) — sets the bar for market timing.
- Cap rate 13.8% vs local median 4.1% in Little Rock — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 73/100 on livability (#22 in AR) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F.
- Little Rock School District (urban): math 23% / reading 26% proficiency, ranked #183 of 238 in AR (top 77%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 69% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: Rents rising (+3.2%/yr); 88 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 42% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,006 units permitted in Pulaski County in 2024 (0 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Pulaski County population projected at +6% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 3.2% rent growth), your $21k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 139 days — a 12% lower offer ($66k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: built in 1935 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 139 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Built in 1935 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.58% ✓
- Cap rate
- 13.83%
- Cash-on-cash
- 26.91%
- DSCR
- 2.20
- GRM
- 5.3
CMA / ARV
- ARV (median comp)
- $64,958
- List price
- $75,000
- Delta
- 15.46%
- Verdict
- OVERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 3007 S Battery St | 0.33mi | 3/1.0 (+1) | 1,244 (+2%) | 10mo | $15,000 | $12 | 67 |
| 1106 W 21 St | 0.45mi | 3/1.0 (+1) | 1,180 (-3%) | 5mo | $33,500 | $28 | 65 |
| 2220 W 22nd St | 0.58mi | 3/1.0 (+1) | 1,200 (-1%) | 8mo | $130,000 | $108 | 60 |
| 1520 34th St | 0.57mi | 3/1.0 (+1) | 1,279 (+5%) | 2mo | $146,000 | $114 | 58 |
| 3101 S Battery St | 0.38mi | 3/1.0 (+1) | 1,267 (+4%) | 15mo | $35,000 | $28 | 57 |
| 2925 S Chester St | 0.44mi | 3/1.5 (+1) | 1,301 (+7%) | 8mo | $68,500 | $53 | 54 |
| 1509 W 19th St | 0.47mi | 2/1.0 | 1,352 (+11%) | 7mo | $50,000 | $37 | 54 |
| 2901 Schiller St | 0.38mi | 3/2.0 (+1) | 1,162 (-4%) | 20mo | $67,620 | $58 | 50 |
| 2105 Howard St | 0.55mi | 3/1.0 (+1) | 1,176 (-3%) | 20mo | $74,999 | $64 | 48 |
| 2121 S Park St | 0.47mi | 3/2.0 (+1) | 1,120 (-8%) | 19mo | $107,000 | $96 | 40 |
| 3008 S State St | 0.57mi | 3/1.5 (+1) | 1,080 (-11%) | 17mo | $114,973 | $106 | 34 |
| 3118 S Arch St | 0.73mi | 3/1.0 (+1) | 1,290 (+6%) | 20mo | $70,000 | $54 | 34 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.25% rent growth · sell at horizon
- IRR
- 21.1%
- Equity multiple
- 1.86×
- Total profit
- $18,122
- Equity at exit
- $11,183
- IRR
- 29.4%
- Equity multiple
- 3.65×
- Total profit
- $55,577
- Equity at exit
- $6,485
Cash invested: $21,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 92 Strongly Landlord-Friendly
- State Arkansas
- 92 Strongly Landlord-Friendly · R+14
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 72202
- Home prices YoY
- -25.6%
- Rents YoY
- 3.2%
- Active inventory
- 88
- Price-to-rent
- 5.3×
Monthly cashflow live
- Estimated rent
- $1,188 high interval (Pro) →
- Mortgage (P&I)
- −$393
- Tax from tax record
- −$43 /mo · $520/yr
- Insurance
- −$31
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$250
- Net cashflow
- $471
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $18,750
- Closing costs
- $2,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 40 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 926 W 29th St Little Rock, AR | 3.0 | 1.0 | 1229 | $1,050 | $0.85 | 23d | 1 | 0.39mi |
| 2610 S Izard St Little Rock, AR | 3.0 | 2.0 | 1136 | $1,150 | $1.01 | 43d | 1 | 0.40mi |
| 1921 Wolfe St Unit A Little Rock, AR | 2.0 | 2.0 | 875 | $875 | $1.00 | 23d | 1 | 0.46mi |
| 1903 Marshall St Little Rock, AR | 3.0 | 2.0 | 1152 | $1,200 | $1.04 | 23d | 1 | 0.47mi |
| 3222 Bishop St Unit B Little Rock, AR | 3.0 | 2.0 | 1200 | $1,300 | $1.08 | 23d | 1 | 0.49mi |
| 1724 W 19th St Apt 3 Little Rock, AR | 1.0 | 1.0 | 828 | $950 | $1.15 | 43d | 1 | 0.52mi |
| 1724 W 19th St Unit 2 Little Rock, AR | 2.0 | 1.0 | 843 | $1,150 | $1.36 | 43d | 1 | 0.52mi |
| 1724 W 19th St Unit 2 Little Rock, AR | 2.0 | 1.0 | 843 | $1,150 | $1.36 | 23d | 1 | 0.52mi |
| 2200 Dennison St Little Rock, AR | 3.0 | 1.5 | 1080 | $1,000 | $0.93 | 43d | 1 | 0.60mi |
| 1908 S State St Little Rock, AR | 2.0 | 2.0 | 1160 | $1,650 | $1.42 | 43d | 1 | 0.65mi |
| 1906 S State St Little Rock, AR | 2.0 | 2.0 | 1160 | $1,895 | $1.63 | 43d | 1 | 0.65mi |
| 717 W 32nd St Unit A and B Little Rock, AR | 3.0 | 2.5 | 1300 | $1,550 | $1.19 | 14d | 1 | 0.65mi |
| 1909 S State St Little Rock, AR | 2.0 | 1.0 | 850 | $1,200 | $1.41 | 14d | 1 | 0.68mi |
| 2323 S Spring St Little Rock, AR | 3.0 | 2.0 | 1070 | $1,100 | $1.03 | 43d | 1 | 0.80mi |
| 313 W 23rd St Little Rock, AR | 3.0 | 2.0 | 1134 | $925 | $0.82 | 23d | 1 | 0.82mi |
| 1515 Wolfe St Little Rock, AR | 3.0 | 2.0 | 1386 | $1,100 | $0.79 | 23d | 1 | 0.84mi |
| 2900 Center St Little Rock, AR | 3.0 | 1.0 | 1456 | $1,050 | $0.72 | 43d | 1 | 0.84mi |
| 3333 Broadway St Little Rock, AR | 3.0 | 1.0 | 918 | $925 | $1.01 | 18d | 1 | 0.86mi |
| 2318 Louisiana St Little Rock, AR | 2.0 | 1.0 | 791 | $1,175 | $1.49 | 43d | 1 | 0.90mi |
| 2014 S Louisiana St Unit 3 Little Rock, AR | 2.0 | 1.0 | 900 | $1,350 | $1.50 | 43d | 1 | 0.97mi |
| 1320 S Summit St Little Rock, AR | 2.0 | 1.0 | 864 | $1,050 | $1.22 | 21d | 1 | 1.00mi |
| 1318 S Summit St Little Rock, AR | 2.0 | 1.0 | 864 | $1,050 | $1.22 | 21d | 1 | 1.00mi |
| 2201 Scott St Little Rock, AR | 2.0 | 1.5 | 850 | $995 | $1.17 | 43d | 1 | 1.09mi |
| 2324 W Daisy L Gatson Bates Dr Unit 1 Little Rock, AR | 2.0 | 1.0 | 881 | $1,095 | $1.24 | 43d | 1 | 1.09mi |
| 2324 W Daisy L Gatson Bates Dr Unit 2 Little Rock, AR | 2.0 | 1.0 | 881 | $1,050 | $1.19 | 23d | 1 | 1.09mi |
| 1512 Center St Little Rock, AR | 1.0 | 1.0 | 952 | $1,595 | $1.68 | 23d | 1 | 1.11mi |
| 1500 Center St Unit 5 Little Rock, AR | 2.0 | 1.5 | 1100 | $1,295 | $1.18 | 43d | 1 | 1.13mi |
| 1822 Booker St Little Rock, AR | 3.0 | 2.0 | 1076 | $1,195 | $1.11 | 23d | 1 | 1.15mi |
| 1202 W 11th St Unit A & B Little Rock, AR | 2.0 | 1.0 | 763 | $1,050 | $1.38 | 43d | 1 | 1.17mi |
| 2708 Rock St Little Rock, AR | 3.0 | 1.0 | 1114 | $875 | $0.79 | 21d | 1 | 1.17mi |
| 2318 Rock St Little Rock, AR | 2.0 | 2.0 | 1358 | $2,300 | $1.69 | 43d | 1 | 1.18mi |
| 201 E 17th St Little Rock, AR | 2.0 | 1.5 | 1124 | $1,550 | $1.38 | 14d | 1 | 1.21mi |
| 1918 Allis St Little Rock, AR | 2.0 | 1.0 | 868 | $895 | $1.03 | 14d | 1 | 1.23mi |
| 2900 W 15th St Little Rock, AR | 3.0 | 1.0 | 1337 | $950 | $0.71 | 43d | 1 | 1.27mi |
| 2300 S Martin St Little Rock, AR | 2.0 | 1.0 | 840 | $795 | $0.95 | 23d | 1 | 1.27mi |
| 2220 S Martin St Little Rock, AR | 2.0 | 1.0 | 1143 | $900 | $0.79 | 23d | 1 | 1.27mi |
| 1212 Center St Little Rock, AR | 2.0 | 2.0 | 1200 | $1,750 | $1.46 | 23d | 1 | 1.27mi |
| 907 S Park St Little Rock, AR | 2.0 | 2.0 | 950 | $2,100 | $2.21 | 23d | 1 | 1.32mi |
| 1626 S Brown St Little Rock, AR | 3.0 | 2.0 | 1386 | $995 | $0.72 | 43d | 1 | 1.37mi |
| 2100 Valmar St Little Rock, AR | 2.0 | 1.0 | 1219 | $1,200 | $0.98 | 23d | 1 | 1.37mi |
Listing history 16 events
-
2026-06-18days on market $75,000 Active 139 DOM
-
2026-06-17days on market $75,000 Active 138 DOM
-
2026-06-16days on market $75,000 Active 137 DOM
-
2026-06-15days on market $75,000 Active 136 DOM
-
2026-06-14days on market $75,000 Active 134 DOM
-
2026-06-13days on market $75,000 Active 133 DOM
-
2026-06-10days on market $75,000 Active 131 DOM
-
2026-06-09days on market $75,000 Active 130 DOM
-
2026-06-08days on market $75,000 Active 129 DOM
-
2026-06-05days on market $75,000 Active 125 DOM
-
2026-06-03days on market $75,000 Active 124 DOM
-
2026-06-02days on market $75,000 Active 123 DOM
-
2026-06-01days on market $75,000 Active 122 DOM
-
2026-05-31days on market $75,000 Active 121 DOM
-
2026-05-31days on market $75,000 Active 120 DOM
-
2021-01-30$75,000 New Listing 119-char remark
Show marketing remark (119 chars)
ALL INVESTORS!!! Great income potential! With some TLC this home can be a good investment. AGENTS PLEASE SEE REMARKS!!!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast AR · Resets to sale price
- Current annual tax
- $520 · $43/mo
- Projected year-2 tax
- $520 · $43/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 7 d/yr ≥110°F today · 19 d/yr by 30 yrs out
- Wind 4/10 Moderate 11% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $14,259
- − Mortgage interest
- −$4,201
- − Property taxes
- −$520
- − Insurance
- −$375
- − Repairs & maintenance
- −$1,141
- − Management
- −$1,141
- − Depreciation
- −$2,182
- Taxable income
- $4,700
- Est. tax owed @ 24.0%
- −$1,128
- After-tax cash flow
- $4,522/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Little Rock School District
- NCES district ID
- 0509000
- Math proficiency
- 23% ▼ -12.00%
- Reading proficiency
- 26% ▼ -8.00%
- Median HH income
- $43,346
- Composite
- 21.0/100
- National rank
- #8457
- State rank
- #183 of 238 in AR
Livability — Little Rock
- Score
- 73/100
- State rank
- #22
- US rank
- #5295
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Little Rock, AR
- County
- Pulaski County · 372,764 people
- City population
- 218,896
- Metro
- Little Rock-North Little Rock-Conway, AR
- Population (ZIP)
- 9,704
- Household income
- $50,899
- Rent vs Own
- Severe rent burden
- 789.0
Population outlook (Pulaski County) Hauer SSP2
- Today (2025)
- 415,378 people
- By 2030
- 423,720 · +2.0%
- By 2040
- 435,182 · +4.8%
- By 2050
- 440,904 · +6.1%
- By 2075
- 445,521 · +7.3%
- By 2100
- 419,173 · +0.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- White 46% Black 45% Hispanic / Latino 3% Asian 3% Two or more races 3%
- Common ancestry
- Italian 3% Lithuanian 3% Slovak 2%
- Foreign-born
- 6% · Canada, China
- Languages at home
- 92% English-only · Spanish 3% Other Asian/Pacific 2% Other Indo-European 1%
Political lean MEDSL · Pulaski
- 2024 margin
- Strong D (+22.1) · D 59.8% · R 37.7% · Other 2.5%
- 2008→2024 swing
- +10.6pp toward D · 2008: 11.6pp · 2024: 22.1pp
- All cycles
- 2024: D+22.1 2020: D+22.5 2016: D+17.9 2012: D+11.4 2008: D+11.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -68.75%
- Current HPI
- 199.3103
- Rent YoY
- ▲ 3.25%
- Metro
- Little Rock-North Little Rock-Conway, AR
- State GDP YoY
- ▲ 3.80%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in AR)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Retail | 1 | $681B |
|
||
| Food / Agriculture | 1 | $53B |
|
||
| Retail / Energy | 1 | $22B |
|
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| Transportation / Logistics | 1 | $12B |
|
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| Energy | 1 | $4B |
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Price history
1 event — show timeline
- 2021-01-30 Listed $75,000 CARMLS
Property tax history
+6.1%/yrLatest (2025): $520 · +7.7% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…