3610 Wood St · Weirton, WV 26062

$80,000

3 bd · 1.0 ba · 1,092 sqft · SingleFamily public records · 75 Days on market

Built 1945 4,792 sqft lot Est $133k · 40% under ↓ 11% since listing

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Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +26.9/30.0
• ARV discount +15.0/15.0
• DSCR +9.3/10.0
• 1% rule +6.1/10.0
• Livability +3.5/5.0
• Schools +3.4/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Appreciation +0.0/10.0

Listing remarks

A well-maintained 3-bedroom, 1-bath home offering 1,092 sq ft of comfortable living space. Built in 1945, this property blends classic charm with valuable updates already completed. Enjoy peace of mind with a roof that's only 1 year old, a new water line installed 1 year ago, and a gas line updated approximately 5 years ago. The interior features newer carpet and a functional layout with 6 total rooms, perfect for everyday living or entertaining. Gas heating keeps the home cozy, with fans providing air circulation in warmer months, this home is ideal for first-time buyers, downsizers, or investors looking for a solid opportunity. Schedule your showing today!

Key facts

• New water line
• Roof only 1 year old
• Gas heating

Tags

• ROOF ONLY 1 YEAR OLD
• NEW WATER LINE
• NEWER CARPET
• GAS HEATING
• FANS PROVIDING AIR CIRCULATION

Property features AI

Exterior

• Parking: 1-car garage
• Utilities: Public water; Public sewer
• Home design: Single-family residence (Traditional); 2 stories
• Construction: Vinyl siding; Shingle roof; Full basement
• Exterior features: Porch; Rolling slope lot

Interior

• Kitchen: Range; Electric water heater
• Bathrooms: 1 full bathroom
• Heating & cooling: Natural gas heating; Ceiling fan(s) for cooling
• Interior features: Walk-in closet(s); Fireplace (1)

What this means for you Summary

Snapshot

• This is a 3-bed/1.0-bath single-family listed at $80k.

Deal economics

• At list price, monthly cash flow is $222 ($3k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($886 rent vs $80k).
• Recommended offer: $75k (6.0% below list) — sets the bar for market timing.
• Cap rate 9.6% vs local median 4.3% in Weirton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 69/100 on livability (#70 in WV) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: commute C-, schools D+, employment D.
• Hancock County Schools (urban): math 37% / reading 43% proficiency, ranked #7 of 55 in WV (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 79 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 15 units permitted in Hancock County in 2024 (0 in 5+ unit buildings).

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $553 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
• Hancock County population projected at -15% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $22k cash investment doubles in ~10 years — after that, you're playing with house money.

Negotiation context

• It's been on market 75 days — a 6% lower offer ($75k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts; this cycle's ask has dropped $10k (11%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Watch-outs: built in 1945 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $75,200 (6.0% below list)

Questions for the listing agent

1. It's been on market 75 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Built in 1945 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.11% ✓
• Cap rate: 9.62%
• Cash-on-cash: 11.88%
• DSCR: 1.53
• GRM: 7.5

CMA / ARV

• ARV (on-the-fly): $133,224
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3633 State St	0.16mi	3/1.0	1,087 (-0%)	1mo	$133,000	$122	90
3411 Zeta St	0.22mi	2/1.0 (-1)	1,004 (-8%)	0mo	$36,000	$36	71
3133 Elm St	0.48mi	3/1.0	1,080 (-1%)	10mo	$85,000	$79	67
3716 Grant St	0.12mi	3/1.0	1,176 (+8%)	20mo	$74,750	$64	64
3825 Marlamont Way	0.41mi	3/1.0	1,187 (+9%)	4mo	$147,000	$124	63
3508 Lindberg Way	0.41mi	3/1.0	1,201 (+10%)	2mo	$160,000	$133	63
3623 Collins Way	0.39mi	2/1.0 (-1)	1,078 (-1%)	21mo	$52,000	$48	58
3909 Collins Way	0.54mi	3/2.0	1,149 (+5%)	7mo	$153,500	$134	56
3039 West St	0.62mi	2/1.0 (-1)	1,128 (+3%)	11mo	$97,500	$86	51
1143 Barone Dr	0.67mi	3/2.0	1,116 (+2%)	18mo	$165,000	$148	46
3300 Elm St	0.33mi	2/2.5 (-1)	1,232 (+13%)	18mo	$127,200	$103	37
3924 Brightway St	0.73mi	3/1.5	1,254 (+15%)	15mo	$185,000	$148	27

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 1.3%
• Equity multiple: 1.05×
• Total profit: $1,132
• Equity at exit: $11,928

10-year hold

• IRR: 10.9%
• Equity multiple: 1.85×
• Total profit: $19,046
• Equity at exit: $6,917

Cash invested: $22,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 83 Strongly Landlord-Friendly
• State West Virginia: 83 Strongly Landlord-Friendly · R+22
• County: — inherits STATE
• City: — inherits STATE

Landlord-favorable; preempted; minimal protections.

Methodology + full state rankings →

ZIP-level market 26062

• Home prices YoY: -16.5%
• Active inventory: 79
• Price-to-rent: 7.5×

Monthly cashflow live

• Estimated rent: $886 medium
• Mortgage (P&I): −$420
• Tax from tax record: −$25 /mo · $303/yr
• Insurance: −$33
• HOA: −$0
• Vacancy / Maint / Mgmt: −$186
• Net cashflow: $222

Break-even live

Break-even rent $605

Max offer price $80,000

Occupancy floor 70%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $20,000
• Closing costs: $2,400
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
87 Gullette Ln Weirton, WV	2.0–3.0	1.0–1.5	1056	$886	$0.84	1d	2	0.72mi

Listing history 20 events

1. 2026-06-19
   days on market $80,000 Active 75 DOM
2. 2026-06-18
   days on market $80,000 Active 74 DOM
3. 2026-06-17
   days on market $80,000 Active 73 DOM
4. 2026-06-16
   days on market $80,000 Active 72 DOM
5. 2026-06-15
   days on market $80,000 Active 71 DOM
6. 2026-06-14
   days on market $80,000 Active 69 DOM
7. 2026-06-12
   days on market $80,000 Active 68 DOM
8. 2026-06-09
   days on market $80,000 Active 65 DOM
9. 2026-06-08
   days on market $80,000 Active 64 DOM
10. 2026-06-07
    days on market $80,000 Active 63 DOM
11. 2026-06-07
    days on market $80,000 Active 62 DOM
12. 2026-06-04
    days on market $80,000 Active 59 DOM
13. 2026-06-03
    status $80,000 Active 58 DOM
14. 2026-05-17
    status Pending
15. 2026-05-04
    price $80,000
16. 2026-04-09
    status Active
17. 2026-03-11
    status Pending
18. 2026-03-05
    status Active
19. 2026-03-02
    status Pending
20. 2026-02-16
    listed $90,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast WV · Resets to sale price

• Current annual tax: $303 · $25/mo
• Projected year-2 tax: $472 · $39/mo
• Expected delta: +$169/yr (+$14/mo · 55.8%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥97°F today · 17 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $10,632
• − Mortgage interest: −$4,481
• − Property taxes: −$303
• − Insurance: −$400
• − Repairs & maintenance: −$851
• − Management: −$851
• − Depreciation: −$2,327
• Taxable income: $1,419
• Est. tax owed @ 24.0%: −$341
• After-tax cash flow: $2,321/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Hancock County Schools
• NCES district ID: 5400450
• Math proficiency: 37% ▼ -11.00%
• Reading proficiency: 43% ▼ -5.00%
• Median HH income: $39,803
• Composite: 33.5/100
• National rank: #5445
• State rank: #7 of 55 in WV

Livability — Weirton

• Score: 69/100
• State rank: #70
• US rank: #8638

Category grades

Amenities F Commute C- Cost of living A+ Crime A+ Employment D Housing A+ Health & safety F User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Weirton, WV
• City population: 20,721
• Population (ZIP): 20,721

Population outlook (Hancock County) Hauer SSP2

• Today (2025): 28,704 people
• By 2030: 27,913 · -2.8%
• By 2040: 26,078 · -9.1%
• By 2050: 24,521 · -14.6%
• By 2075: 21,630 · -24.6%
• By 2100: 17,867 · -37.8%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (90%)
• Race & ethnicity: White 90% Two or more races 4% Black 3% Hispanic / Latino 2%
• Common ancestry: Romanian 7% Lithuanian 2% Serbian 2%
• Foreign-born: 2% · Vietnam, Canada
• Languages at home: 97% English-only · Other Indo-European 1% Spanish 1%

Political lean MEDSL · Hancock

• 2024 margin: Solid R (+46.8) · D 25.8% · R 72.6% · Other 1.6%
• 2008→2024 swing: -31.6pp toward R · 2008: -15.2pp · 2024: -46.8pp
• All cycles: 2024: R+46.8 2020: R+43.6 2016: R+44.5 2012: R+21.6 2008: R+15.2

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -41.66%
• Current HPI: 210.5239
• Rent YoY: —
• Metro: —
• State GDP YoY: —
• F500 in state: 0

Price history

-11.1% since first listed

7 events — show timeline

• 2026-05-17 Pending — WBOR
• 2026-05-04 Price Changed $80,000 WBOR
• 2026-04-09 Relisted — WBOR
• 2026-03-11 Pending — WBOR
• 2026-03-05 Relisted — WBOR
• 2026-03-02 Pending — WBOR
• 2026-02-16 Listed $90,000 WBOR

Property tax history

+2.2%/yr

Latest (2025): $303 · +4.1% YoY. Source: county tax records.