755 Saturn St Unit H101 · Jupiter, FL 33477

$395,000

2 bd · 2.0 ba · 1,063 sqft · Condo public records · 189 Days on market

Built 1979 $855/mo HOA · 18% of rent

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Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +19.7/30.0
• ARV discount +7.5/15.0
• 1% rule +6.8/10.0
• Appreciation +6.5/10.0
• DSCR +6.2/10.0
• Rent growth +5.0/5.0
• Schools +4.3/10.0
• Livability +3.5/5.0
• Condition / age +2.5/5.0

Listing remarks

Location, location, location! Come home to this charming Jupiter Inlet Condominium. The first-floor condo in the heart of Jupiter's waterfront entertainment district provides 2 spacious bedrooms, 2 full bathrooms, washer and dryer in the unit, hurricane impact windows and exterior sliding doors. Ease into your day by enjoying your morning coffee on your glass enclosed in lanai. The property is a short distance from all the Love Street activities, restaurants, shops with close proximity to Jupiter Beach, Dubois Park and a view of the historic Jupiter Lighthouse adding to the allure of JIC. Community amenities include pool, clubhouse, grilling area and 3 waterfront areas for your relaxing ple

Key facts

• Glass enclosed lanai
• First floor condo
• $855 HOA

Tags

• FIRST FLOOR CONDO
• HURRICANE IMPACT WINDOWS
• GLASS ENCLOSED LANAI
• SHORT DISTANCE TO BEACH
• VIEW OF HISTORIC LIGHTHOUSE

Property features AI

Finance

• Other: Directions: A1A between Indiantown Rd and US-1 in Jupiter; Saturn Street is across from Guanabanas restaurant — 755 is on the left, Building H
• Financial info: Community of 120 units; Pets not allowed; Senior community
• HOA & community: HOA with clubhouse and pool; Monthly HOA fee; HOA fee includes cable TV, insurance, grounds maintenance, trash, common areas, and common real estate tax

Exterior

• Parking: Assigned parking (1 space)
• Security: Smoke detector(s)
• Utilities: Public water; Public sewer; Three-phase electric; Cable available
• Home design: Condominium; Multi/split levels; Resale; Faces southwest
• Construction: CBS construction; Tar/gravel roof; 2 total stories; Building H
• Exterior features: Porch; Not waterfront

Interior

• Kitchen: Dishwasher; Electric range; Microwave; Garbage disposal; Electric water heater
• Bedrooms: 2 bedrooms (main level)
• Flooring: Carpet; Vinyl
• Bathrooms: 2 full bathrooms (main level)
• Heating & cooling: Central heating; Central air; Ceiling fan(s)
• Interior features: Custom mirrors; Partially furnished
• Laundry & utility: Laundry inside

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath condo listed at $395k.

Deal economics

• At list price, monthly cash flow is $464 ($6k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($5k rent vs $395k).
• Recommended offer: $348k (12.0% below list) — sets the bar for market timing.
• Cap rate 7.7% vs local median 2.6% in Jupiter — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 70/100 on livability (#415 in FL) — a middle-class / working-renter tenant base. Strengths: crime A+, employment A+, housing A+; Watch: amenities F, commute F, cost of living F.
• Palm Beach (suburban): math 46% / reading 53% proficiency, ranked #34 of 73 in FL (top 47%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Zoned schools: Jupiter Elementary School (math 53% / reading 47%, grade D+, #1,070 of 2,144 statewide, top 51%, 832 students, 69% FRL); Jupiter Middle School (math 62% / reading 63%, grade B+, #116 of 571 statewide, top 21%, 1,384 students, 38% FRL); Jupiter High School (math 56% / reading 64%, grade C+, #106 of 667 statewide, top 16%, 3,087 students, 28% FRL).
• Market conditions: Rents rising fast (+10.3%/yr); 337 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 3,974 units permitted in Palm Beach County in 2024 (1,012 in 5+ unit buildings).
• At $4,651/mo this rent would consume 53% of the median local household income ($105k/yr) (locally 445% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

• In year one you build about $14k of equity ($3k loan paydown + $12k appreciation (2.9% local appreciation)).
• Palm Beach County population projected at +30% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
• At projected returns (2.9% appreciation + 8.0% rent growth), your $111k cash investment doubles in ~5 years — after that, you're playing with house money.
• By year 3, paydown + projected appreciation supports a ~$36k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 189 days — a 12% lower offer ($348k) is reasonable based on typical stale-listing flexibility.
• Current owner paid $36k; list at $395k implies a 997% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

• Climate carrying-cost: major flood risk; severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $347,600 (12.0% below list)

Questions for the listing agent

1. It's been on market 189 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1979 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Any open or pending special assessments — roof, HVAC, plumbing, elevator, façade? What's the per-unit balance and payoff schedule, and is the seller paying it off at close or rolling it to the buyer?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are A-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

• 1% rule: 1.18% ✓
• Cap rate: 7.70%
• Cash-on-cash: 5.04%
• DSCR: 1.22
• GRM: 7.1

CMA / ARV

No comps found within radius.

Projected returns pro-forma

2.93% appreciation · 8.0% rent growth · sell at horizon

5-year hold

• IRR: 15.4%
• Equity multiple: 1.91×
• Total profit: $100,612
• Equity at exit: $176,018

10-year hold

• IRR: 20.2%
• Equity multiple: 4.30×
• Total profit: $364,908
• Equity at exit: $270,033

Cash invested: $110,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 33477

• Home prices YoY: 0.8%
• Rents YoY: 10.3%
• Active inventory: 337
• Price-to-rent: 7.1×

Monthly cashflow live

• Estimated rent: $4,651 high
• Mortgage (P&I): −$2,071
• Tax from tax record: −$119 /mo · $1,422/yr
• Insurance: −$165
• HOA: −$855
• Vacancy / Maint / Mgmt: −$977
• Net cashflow: $464

Break-even live

Break-even rent $4,063

Max offer price $395,000

Occupancy floor 85%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $98,750
• Closing costs: $11,850
• Reserves months: —
• Total cash needed: —

Rent comps 40 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
755 Saturn St Jupiter, FL	2.0	2.0	1063	$4,250	$4.00	17d	2	0.02mi
4409 Fairway Dr S Jupiter, FL	2.0	2.5	1195	$7,500	$6.28	24d	1	0.30mi
2604 Fairway Dr N Jupiter, FL	2.0	2.0	1346	$3,500	$2.60	4d	1	0.33mi
2403 Fairway Dr N Jupiter, FL	2.0	2.5	1195	$4,000	$3.35	24d	1	0.33mi
4105 Fairway Dr N Jupiter, FL	2.0	2.5	1195	$6,500	$5.44	24d	1	0.33mi
2905 Fairway Dr N Jupiter, FL	2.0	2.5	1195	$7,500	$6.28	24d	1	0.33mi
3602 Fairway Dr N Jupiter, FL	2.0	2.0	1346	$3,700	$2.75	24d	1	0.33mi
3108 Fairway Dr N Jupiter, FL	2.0	2.0	1346	$7,000	$5.20	24d	1	0.33mi
2707 Fairway Dr N Jupiter, FL	2.0	2.5	1195	$2,800	$2.34	24d	1	0.33mi
404 Clubhouse Cir Jupiter, FL	2.0	2.0	1280	$7,500	$5.86	24d	1	0.45mi
404 Clubhouse Cir Jupiter, FL	2.0	2.0	1280	$3,500	$2.73	15d	1	0.45mi
803 Clubhouse Cir Jupiter, FL	2.0	2.0	1280	$2,500	$1.95	24d	1	0.50mi
1748 Jupiter Cove Dr #420 Jupiter, FL	2.0	2.0	1300	$4,000	$3.08	24d	1	0.58mi
1748 Jupiter Cove Dr #121 Jupiter, FL	2.0	2.0	1500	$3,800	$2.53	1d	1	0.58mi
400 Ocean Trail Way #804 Jupiter, FL	2.0	2.0	1170	$2,950	$2.52	24d	1	0.59mi
400 Ocean Trail Way #101 Jupiter, FL	2.0	2.0	1270	$4,500	$3.54	24d	1	0.59mi
400 Ocean Trail Way #401 Jupiter, FL	2.0	2.0	1270	$11,000	$8.66	10d	1	0.59mi
400 Ocean Trail Way #804 Jupiter, FL	2.0	2.0	1170	$2,950	$2.52	21d	1	0.59mi
400 Ocean Trail Way #707 Jupiter, FL	2.0	2.0	1170	$8,500	$7.26	24d	1	0.59mi
400 Ocean Trail Way #401 Jupiter, FL	2.0	2.0	1270	$11,000	$8.66	24d	1	0.59mi
300 Ocean Trail Way #702 Jupiter, FL	3.0	2.0	1170	$13,000	$11.11	24d	1	0.66mi
300 Ocean Trail Way #702 Jupiter, FL	3.0	2.0	1170	$13,000	$11.11	10d	1	0.66mi
300 Ocean Trail Way #510 Jupiter, FL	2.0	2.0	1270	$8,500	$6.69	14d	1	0.66mi
300 Ocean Trail Way #907 Jupiter, FL	2.0	2.0	1170	$5,500	$4.70	24d	1	0.66mi
300 Ocean Trail Way #308 Jupiter, FL	2.0	2.0	1170	$3,800	$3.25	17d	1	0.66mi
300 Ocean Trail Way #903 Jupiter, FL	2.0	2.0	1170	$6,000	$5.13	19d	1	0.66mi
300 Ocean Trail Way #602 Jupiter, FL	2.0	2.0	1170	$3,500	$2.99	24d	1	0.66mi
300 Ocean Trail Way #607 Jupiter, FL	2.0	2.0	1170	$9,500	$8.12	24d	1	0.66mi
300 Ocean Trail Way #1202 Jupiter, FL	2.0	2.0	1170	$4,500	$3.85	24d	1	0.66mi
300 Ocean Trail Way #403 Jupiter, FL	2.0	2.0	1170	$3,450	$2.95	17d	1	0.66mi
300 Ocean Trail Way #410 Jupiter, FL	2.0	2.0	1270	$4,500	$3.54	5d	1	0.66mi
1542 Jupiter Cove Dr #104 Jupiter, FL	2.0	2.0	1300	$4,500	$3.46	24d	1	0.68mi
200 Ocean Trail Way #1107 Jupiter, FL	2.0	2.0	1170	$4,250	$3.63	24d	1	0.69mi
200 Ocean Trail Way #609 Jupiter, FL	2.0	2.0	1170	$9,500	$8.12	10d	1	0.69mi
200 Ocean Trail Way #1108 Jupiter, FL	2.0	2.0	1170	$10,000	$8.55	10d	1	0.69mi
200 Ocean Trail Way #1105 Jupiter, FL	2.0	2.0	1170	$4,100	$3.50	24d	1	0.69mi
200 Ocean Trail Way #609 Jupiter, FL	2.0	2.0	1170	$9,500	$8.12	24d	1	0.69mi
200 Ocean Trail Way #1108 Jupiter, FL	2.0	2.0	1170	$10,000	$8.55	19d	1	0.69mi
200 Ocean Trail Way #407 Jupiter, FL	2.0	2.0	1170	$8,500	$7.26	21d	1	0.69mi
225 Beach Rd #401 Jupiter, FL	2.0	2.0	1200	$2,300	$1.92	2d	1	0.70mi

HOA detail condo

• Monthly dues: $855 · $10,260/yr
• Likely covers: waterpool
• Assessments: None detected in remarks — confirm with the listing agent.

Listing history 15 events

1. 2026-06-18
   days on market $395,000 Active 189 DOM
2. 2026-06-17
   days on market $395,000 Active 188 DOM
3. 2026-06-16
   days on market $395,000 Active 187 DOM
4. 2026-06-15
   days on market $395,000 Active 186 DOM
5. 2026-06-13
   days on market $395,000 Active 184 DOM
6. 2026-06-09
   days on market $395,000 Active 180 DOM
7. 2026-06-07
   days on market $395,000 Active 178 DOM
8. 2026-06-04
   days on market $395,000 Active 175 DOM
9. 2026-06-03
   days on market $395,000 Active 174 DOM
10. 2026-05-31
    days on market $395,000 Active 172 DOM
11. 2026-05-09
    price $395,000
12. 2026-03-19
    price $465,000
13. 2026-01-16
    price $495,000
14. 2025-12-10
    listed $515,000 Active
15. 1974-01-01
    soldstatus $36,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $1,422 · $119/mo
• Projected year-2 tax: $3,278 · $273/mo
• Expected delta: +$1,856/yr (+$155/mo · 130.5%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 6/10 Major FEMA zone X (unshaded) · 74% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 23 d/yr by 30 yrs out
• 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Taxation est. · year 1

• Rental income: $55,807
• − Mortgage interest: −$22,126
• − Property taxes: −$1,422
• − Insurance: −$1,975
• − Repairs & maintenance: −$4,465
• − Management: −$4,465
• − HOA: −$10,260
• − Depreciation: −$11,491
• Taxable loss: −$396
• Est. tax savings @ 24.0%: +$95
• After-tax cash flow: $5,669/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Palm Beach
• NCES district ID: 1201500
• Math proficiency: 46% ▼ -16.00%
• Reading proficiency: 53% ▼ -4.00%
• Median HH income: $53,943
• Composite: 42.72/100
• National rank: #3160
• State rank: #34 of 73 in FL

Livability — Jupiter

• Score: 70/100
• State rank: #415
• US rank: #7386

Category grades

Amenities F Commute F Cost of living F Crime A+ Employment A+ Housing A+ Health & safety D- User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Jupiter, FL
• County: Palm Beach County · 1,438,312 people
• City population: 68,420
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• Population (ZIP): 12,908
• Household income: $104,992
• Rent vs Own: 13.7% rent · 86.3% own
• Severe rent burden: 445.0

Population outlook (Palm Beach County) Hauer SSP2

• Today (2025): 1,637,487 people
• By 2030: 1,743,255 · +6.5%
• By 2040: 1,948,712 · +19.0%
• By 2050: 2,132,979 · +30.3%
• By 2075: 2,530,027 · +54.5%
• By 2100: 2,706,979 · +65.3%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (93%)
• Race & ethnicity: White 93% Hispanic / Latino 5% Two or more races 4%
• Common ancestry: Romanian 6% Scotch-Irish 4% Lithuanian 2%
• Foreign-born: 10% · Canada, Guatemala, Jamaica
• Languages at home: 90% English-only · Spanish 5% Other Indo-European 2% German/W. Germanic 1%

Political lean MEDSL · Palm Beach

• 2024 margin: Toss-up / Even · D 50.0% · R 49.2%
• 2008→2024 swing: -22.1pp toward R · 2008: 22.9pp · 2024: 0.8pp
• All cycles: 2024: D+0.8 2020: D+12.8 2016: D+15.3 2012: D+17.0 2008: D+22.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 2.93%
• Current HPI: 356.212
• Rent YoY: ▲ 10.27%
• Metro: Miami-Fort Lauderdale-Pompano Beach, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

+997.2% since first listed

5 events — show timeline

• 2026-05-09 Price Changed $395,000 Beaches MLS
• 2026-03-19 Price Changed $465,000 Beaches MLS
• 2026-01-16 Price Changed $495,000 Beaches MLS
• 2025-12-10 Listed $515,000 Beaches MLS
• 1974-01-01 Sold (Public Records) $36,000 Public Records

Property tax history

+1.3%/yr

Latest (2025): $1,422 · +4.2% YoY. Source: county tax records.