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430 Webb St
B- Composite 69.59
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Schools +4.8/10.0
  • Livability +3.9/5.0
  • Rent growth +2.4/5.0
  • Condition / age +1.0/5.0
  • Appreciation +0.0/10.0

$69,900

430 Webb St · Corpus Christi, TX 78418
2 bd · 1.0 ba · 1,024 sqft · SingleFamily public records · 147 Days on market
Built 2020 Poor condition 8,249 sqft lot Garage $68/sqft · 67% below area ↓ 16% since listing

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks

This 2-bedroom, 1-bath Flour Bluff fixer-upper offers 1,024 square feet, an approximately 8,250-square-foot lot and an opportunity to build sweat equity through renovation. Located near NAS Corpus Christi and everyday conveniences, 430 Webb Street is a handyman special ready for a fresh vision and substantial TLC. Bring your tools, your contractor and your plans: the home needs significant repairs, including kitchen and bathroom renovation . It offers the opportunity to choose finishes and transform the existing space. The generous lot provides room to create an inviting outdoor area for gardening, gathering or relaxing.

Key facts

  • Solid bones
  • Everyday amenities
  • Rehab project

Tags

REHAB PROJECTSOLID BONESWORKABLE LAYOUTEVERYDAY AMENITIESLONG-TERM APPEAL

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 2-bed/1.0-bath single-family listed at $70k. Condition is rated poor.

Deal economics

  • At list price, monthly cash flow is $596 ($7k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $70k).
  • Recommended offer: $62k (12.0% below list) — sets the bar for market timing.
  • Cap rate 16.5% vs local median 3.9% in Corpus Christi — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#66 in TX, #2,404 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: crime F.
  • Flour Bluff ISD (urban): math 43% / reading 51% proficiency, ranked #209 of 826 in TX (top 25%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Early Childhood Center (519 students, 63% FRL); Flour Bluff J H (math 45% / reading 53%, grade C-, #378 of 1,662 statewide, top 23%, 919 students, 46% FRL); Flour Bluff H S (math 33% / reading 62%, grade D, #583 of 1,632 statewide, top 36%, 1,958 students, 40% FRL).
  • Market conditions: Rents soft (-0.6%/yr); 991 active listings in the ZIP; 25 comparable units currently listed for rent nearby; rentals leasing fast (median 6d on market — plan ~1-2 weeks tenant-placement turnaround); 40% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 1,397 units permitted in Nueces County in 2024 (47 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $483 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Nueces County population projected at +36% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
  • At projected returns (-3.0% appreciation + 0.0% rent growth), your $20k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 147 days — a 12% lower offer ($62k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Watch-outs: property tax is 2.9% of price.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→29/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $61,512 (12.0% below list)

Questions for the listing agent

  1. It's been on market 147 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.11%
Cap rate
16.52%
Cash-on-cash
36.52%
DSCR
2.63
GRM
4.0

CMA / ARV

ARV (median comp)
$208,833
List price
$69,900
Delta
-64.09%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
501 Jane St 0.14mi 3/2.0 (+1) 1,099 (+7%) 3mo $259,000 $236 70
436 Judie Ct 0.22mi 3/1.0 (+1) 1,061 (+4%) 11mo $157,500 $148 70
637 Jester St 0.28mi 3/1.0 (+1) 981 (-4%) 7mo $159,500 $163 69
405 Valerie St 0.19mi 3/2.0 (+1) 1,056 (+3%) 20mo $185,000 $175 60
437 Skipper 0.23mi 2/1.0 819 (-20%) 13mo $174,900 $214 53
1138 Stone St 0.75mi 3/1.0 (+1) 980 (-4%) 21mo $145,000 $148 35
1202 Baywood 1.07mi 3/1.0 (+1) 923 (-10%) 15mo $149,900 $162 31
1125 Nagle St 0.54mi 3/2.0 (+1) 1,226 (+20%) 13mo $246,000 $201 30
1237 Oberste St 0.83mi 2/1.0 840 (-18%) 12mo $45,000 $54 30
1233 Preston St 1.03mi 3/2.0 (+1) 1,134 (+11%) 16mo $179,900 $159 25
1130 Jonnell St 0.84mi 3/2.0 (+1) 1,180 (+15%) 14mo $180,000 $153 19
1226 Preston St 1.04mi 3/2.0 (+1) 1,220 (+19%) 20mo $59,000 $48 14

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 0.0% rent growth · sell at horizon

5-year hold
IRR
28.7%
Equity multiple
2.14×
Total profit
$22,375
Equity at exit
$10,422
10-year hold
IRR
34.1%
Equity multiple
3.66×
Total profit
$51,973
Equity at exit
$6,044

Cash invested: $19,572 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
24 active · 5 under contract
Months of supply
72.0 mo (1%/mo absorbed)
Median asking
$236,400 ($193/sqft)
Median days on market
41 d
This list price
lowest-priced of the active set
ARV vs active asking
+5.7% vs current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 78418

Rents YoY
-0.6%
Active inventory
991
Price-to-rent
4.0×

Monthly cashflow live

Estimated rent
$1,471 high interval (Pro) →
Mortgage (P&I)
$367
Tax from tax record
$171 /mo · $2,053/yr
Insurance
$29
HOA
$0
Vacancy / Maint / Mgmt
$309
Net cashflow
$596

Break-even live

Break-even rent $717
Max offer price $69,900
Occupancy floor 55%

Sensitivity live

Price -10% $635 -5% $615 +0% $596 +5% $576 +10% $556
Rent -10% $479 -5% $538 +0% $596 +5% $654 +10% $712
Rate -1.0pp $631 -0.5pp $613 base $596 +0.5pp $578 +1.0pp $559

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$17,475
Closing costs
$2,097
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 25 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
433 Webb St Corpus Christi, TX 3.0 2.0 1489 $1,895 $1.27 6d 1 0.04mi
508 Lakeside Dr Corpus Christi, TX 3.0 2.0 1076 $1,500 $1.39 6d 1 0.15mi
426 Carleta St Unit 3 Corpus Christi, TX 1.0 1.0 785 $1,195 $1.52 116d 1 0.21mi
710 Webb St Corpus Christi, TX 2.0 1.0 920 $1,700 $1.85 109d 1 0.31mi
701 W Lakeside Dr Corpus Christi, TX 2.0 1.0 840 $1,000 $1.19 139d 1 0.33mi
1302 Waldron Rd Unit 104 Corpus Christi, TX 2.0 1.0 1080 $975 $0.90 6d 1 0.65mi
10333 Compton Rd Corpus Christi, TX 2.0 1.0 1080 $975 $0.90 0d 1 0.66mi
1306 Waldron Rd Apt 202 Corpus Christi, TX 2.0 1.0 1080 $1,075 $1.00 139d 1 0.66mi
1302 Waldron Rd Unit 102 Corpus Christi, TX 2.0 1.0 1080 $1,250 $1.16 139d 1 0.67mi
10337 Compton Rd Unit 301 Corpus Christi, TX 2.0 1.0 1080 $1,075 $1.00 6d 1 0.67mi
10329 Compton Rd Unit 508 Corpus Christi, TX 2.0 1.0 1080 $975 $0.90 109d 1 0.67mi
10321 Compton Rd Unit 605 Corpus Christi, TX 1.0 1.0 760 $795 $1.05 6d 1 0.68mi
1314 Waldron Rd Unit 108 Corpus Christi, TX 2.0 1.0 1080 $975 $0.90 139d 1 0.68mi
1314 Waldron Rd Unit 105 Corpus Christi, TX 2.0 1.0 1080 $1,075 $1.00 109d 1 0.68mi
10313 Compton Rd Unit 806 Corpus Christi, TX 2.0 1.0 1080 $975 $0.90 6d 1 0.68mi
10317 Compton Rd Unit 608 Corpus Christi, TX 1.0 1.0 760 $795 $1.05 6d 1 0.68mi
10305 Compton Rd Unit 705 Corpus Christi, TX 2.0 1.0 1080 $1,125 $1.04 139d 1 0.68mi
1401 Dewitt St Corpus Christi, TX 3.0 2.0 1168 $1,495 $1.28 139d 1 0.69mi
113 Knickerbocker St Corpus Christi, TX 3.0 2.0 1500 $2,995 $2.00 6d 1 0.74mi
1217 Stone St Corpus Christi, TX 2.0 1.0 793 $1,400 $1.77 6d 1 0.77mi
1010 Behmann St Corpus Christi, TX 1.0–2.0 1.0 668 $980 $1.47 0d 3 0.99mi
1714 Amber Dr Corpus Christi, TX 2.0 1.5 1000 $1,500 $1.50 6d 1 1.20mi
862 Siskin Cir Corpus Christi, TX 3.0 2.0 1255 $1,850 $1.47 6d 1 1.28mi
9514 Blue Jay St Corpus Christi, TX 3.0 2.0 1409 $1,850 $1.31 6d 1 1.38mi
9350 S Padre Island Dr Corpus Christi, TX 1.0–2.0 1.0–2.0 781 $1,035 $1.32 0d 21 1.50mi

Property features AI

Finance

Other
Lot approximately 0.19 acre (about 8,250 sq ft)Building area listed as 1,024
HOA & community
No association

Exterior

Parking
Attached garage (1 covered space, 1 total garage space)
Utilities
City sewer
Home design
Single-family (frame/wood construction with wood siding)Other roofSlab foundation
Construction
Frame/Wood constructionWood siding
Exterior features
Paved road accessPublic water

Interior

Kitchen
Gas water heater (no conveying appliances)
Flooring
Laminate flooringVinyl flooring
Bathrooms
1 full bathroom
Interior features
Countertops: otherWindow coverings (other)

Listing history 50 events

  1. 2026-09-23
    days on market $69,900 Active 147 DOM
  2. 2026-09-22
    remarks 699-char remark
  3. 2026-09-22
    pricedays on market $69,900 Active 146 DOM
  4. 2026-09-21
    days on market $75,000 Active 145 DOM
  5. 2026-09-20
    days on market $75,000 Active 144 DOM
  6. 2026-09-18
    days on market $75,000 Active 142 DOM
  7. 2026-09-17
    days on market $75,000 Active 141 DOM
  8. 2026-09-16
    days on market $75,000 Active 140 DOM
  9. 2026-09-15
    days on market $75,000 Active 139 DOM
  10. 2026-09-14
    days on market $75,000 Active 138 DOM
  11. 2026-09-13
    days on market $75,000 Active 137 DOM
  12. 2026-09-12
    days on market $75,000 Active 136 DOM
  13. 2026-09-11
    days on market $75,000 Active 135 DOM
  14. 2026-09-05
    days on market $75,000 Active 129 DOM
  15. 2026-09-04
    days on market $75,000 Active 128 DOM
  16. 2026-09-03
    days on market $75,000 Active 127 DOM
  17. 2026-08-31
    days on market $75,000 Active 124 DOM
  18. 2026-08-30
    days on market $75,000 Active 123 DOM
  19. 2026-08-29
    days on market $75,000 Active 122 DOM
  20. 2026-08-28
    days on market $75,000 Active 121 DOM
  21. 2026-08-27
    days on market $75,000 Active 120 DOM
  22. 2026-08-26
    days on market $75,000 Active 119 DOM
  23. 2026-08-25
    days on market $75,000 Active 118 DOM
  24. 2026-08-24
    days on market $75,000 Active 117 DOM
  25. 2026-08-23
    days on market $75,000 Active 116 DOM
  26. 2026-08-22
    days on market $75,000 Active 115 DOM
  27. 2026-08-21
    days on market $75,000 Active 114 DOM
  28. 2026-08-20
    days on market $75,000 Active 113 DOM
  29. 2026-08-19
    days on market $75,000 Active 112 DOM
  30. 2026-08-18
    days on market $75,000 Active 111 DOM
  31. 2026-08-17
    days on market $75,000 Active 110 DOM
  32. 2026-08-16
    days on market $75,000 Active 109 DOM
  33. 2026-08-15
    days on market $75,000 Active 108 DOM
  34. 2026-08-14
    days on market $75,000 Active 107 DOM
  35. 2026-08-13
    days on market $75,000 Active 106 DOM
  36. 2026-08-12
    days on market $75,000 Active 105 DOM
  37. 2026-08-11
    days on market $75,000 Active 104 DOM
  38. 2026-08-10
    days on market $75,000 Active 103 DOM
  39. 2026-08-09
    days on market $75,000 Active 102 DOM
  40. 2026-08-08
    days on market $75,000 Active 101 DOM
  41. 2026-08-07
    days on market $75,000 Active 100 DOM
  42. 2026-08-06
    days on market $75,000 Active 99 DOM
  43. 2026-08-05
    days on market $75,000 Active 98 DOM
  44. 2026-08-04
    days on market $75,000 Active 97 DOM
  45. 2026-08-03
    days on market $75,000 Active 96 DOM
  46. 2026-07-31
    days on market $75,000 Active 93 DOM
  47. 2026-07-30
    days on market $75,000 Active 92 DOM
  48. 2026-07-29
    days on market $75,000 Active 91 DOM
  49. 2026-07-27
    days on market $75,000 Active 89 DOM
  50. 2026-07-25
    days on market $75,000 Active 87 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$2,053 · $171/mo
Projected year-2 tax
$2,053 · $171/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 6% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥108°F today · 29 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$17,657
− Mortgage interest
−$3,915
− Property taxes
−$2,053
− Insurance
−$350
− Repairs & maintenance
−$1,413
− Management
−$1,413
− Depreciation
−$2,033
Taxable income
$6,481
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,555
After-tax cash flow
$5,593/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 9 photos

Poor 20/100 Extensive rehab Est. rehab $51,200–$92,160 screening

This property requires extensive repairs and updates to bring it up to a livable condition. Significant investment is needed to address structural issues, exterior and interior repairs, and systems updates.

Deferred maintenance Est. $50,000–$150,000 screening

  • Major Roof (roof) — Significant damage to the roof structure
  • Major Windows (windows) — Broken and missing windows
  • Major Electrical (electrical) — Exposed wiring and structural damage
  • Major Plumbing (plumbing) — Structural damage and exposed pipes
  • Major Exterior (exterior) — Significant structural damage to the exterior walls

Repairs flagged

  • Major Exterior siding — Severe weathering and damage
  • Major Roof — Exposed structure and potential water damage
  • Major Flooring — Worn and damaged condition
  • Major Interior walls — Exposed structural issues and potential water damage
  • Major Electrical and plumbing systems — No visible systems, potential issues

Value-add opportunities

  • Both Exterior landscaping and fencing — Improves curb appeal and property value
  • Both Interior repairs and updates — Enhances living space and rental potential
  • Both Roof and siding repairs — Prevents further damage and improves property value

ⓘ Rehab cost is a screening estimate — Extensive scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 48/100

Zoned Schools

Elementary Early Childhood Center Middle Flour Bluff J H C- TX #378/1,662 Nat'l #3,736/14,009 High Flour Bluff H S D TX #583/1,632 Nat'l #6,282/17,239

Schools (NCES district)

District
Flour Bluff ISD
NCES district ID
4819380
Math proficiency
43% ▼ -12.00%
Reading proficiency
51% ▼ -2.00%
Median HH income
$57,162
Composite
40.96/100
National rank
#3604
State rank
#209 of 826 in TX
B Composite livability gradescore 78/100

Livability — Corpus Christi

Score
78/100
State rank
#66
US rank
#2404

Category grades

Amenities C Commute A+ Cost of living A+ Crime F Employment C Housing A+ Health & safety A+ User ratings D+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Corpus Christi, TX
County
Nueces County · 418,037 people
City population
296,836
Metro
Corpus Christi, TX
Population (ZIP)
29,790
Household income
$92,445
Rent vs Own
31.8% rent · 68.2% own
Severe rent burden
10% of renters

Population outlook (Nueces County) Hauer SSP2

Today (2025)
418,037 people
By 2030
447,123 · +7.0%
By 2040
505,911 · +21.0%
By 2050
567,522 · +35.8%
By 2075
729,686 · +74.6%
By 2100
847,087 · +102.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (61%)
Race & ethnicity
White 61% Hispanic / Latino 29% Two or more races 19% Asian 3% Black 3%
Hispanic origin (detail)
Mexican 25%
Common ancestry
Romanian 2% Lithuanian 2% Slovak 2%
Foreign-born
7% · Canada, China
Languages at home
83% English-only · Spanish 14% Tagalog/Filipino 2%

Political lean MEDSL · Nueces

2024 margin
R (+11.5) · D 43.8% · R 55.3%
2008→2024 swing
-7.1pp toward R · 2008: -4.4pp · 2024: -11.5pp
All cycles
2024: R+11.5 2020: R+2.9 2016: R+1.5 2012: R+3.2 2008: R+4.4

Not yet ingested

Civics

Price history

-16.2% since first listed
3 events — show timeline
  • 2026-06-18 Price Changed $75,000 MCALLENMLS
  • 2026-05-05 Price Changed $84,500 MCALLENMLS
  • 2026-04-15 Listed $89,500 MCALLENMLS

Property tax history

+7.4%/yr

Latest (2025): $2,053 · +3.3% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…