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14967 Longview St
B- Composite 65.6
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +29.8/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.3/10.0
  • ARV discount +7.5/15.0
  • Livability +3.7/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +1.3/10.0
  • Appreciation +0.0/10.0

$99,900

14967 Longview St · Detroit, MI 48213
3 bd · 1.0 ba · 1,020 sqft · SingleFamily public records · 8 Days on market
Built 1948 5,227 sqft lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Nice 3 bedroom brick

Key facts

  • 5,227 sq ft lot
  • Built 1948
  • Listed 8 days

Property features AI

Finance

  • Other: Subdivision: PARK DRIVE SUB 1; Cross street: Hays; Directions: Chalmers and Outer Drive
  • Financial info: Annual tax amount reported

Exterior

  • Parking: No garage
  • Utilities: Public water; Public sewer
  • Home design: Single-family residence; One and one-half stories; Ground-level entry
  • Construction: Brick construction; Brick/mortar foundation; Above-grade finished area 1,085 square feet
  • Exterior features: Paved road access; Lot approximately 0.12 acres (35 x 125.58)

Interior

  • Bathrooms: 1 full bathroom
  • Heating & cooling: Forced air heating (natural gas); No cooling
  • Interior features: Unfinished basement; Total of 5 rooms

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $100k.

Deal economics

  • At list price, monthly cash flow is $367 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $100k).

Location & tenants

  • Location reads 73/100 on livability (#218 in MI) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: schools F, crime F, employment F.
  • Detroit Public Schools Community District (urban): math 10% / reading 24% proficiency, ranked #499 of 540 in MI (top 92%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 90% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 190 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 18d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 2,639 units permitted in Wayne County in 2024 (1,216 in 5+ unit buildings).
  • At $1,333/mo this rent would consume 47% of the median local household income ($34k/yr) (locally 1202% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $691 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Wayne County population projected at -17% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $28k cash investment doubles in ~8 years — after that, you're playing with house money.

Negotiation context

  • Only 8 days on market — expect competitive offers; lowballing is unlikely to land.
  • 2 sale attempts with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.

Risks & watch-outs

  • Watch-outs: built in 1948 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $99,900

Questions for the listing agent

  1. Built in 1948 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.33%
Cap rate
10.70%
Cash-on-cash
15.73%
DSCR
1.70
GRM
6.2

CMA / ARV

ARV (on-the-fly)
$59,160
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9768 Manistique St 0.16mi 3/1.0 986 (-3%) 0mo $35,000 $35 87
10904 N Mogul St 0.41mi 3/1.0 1,045 (+2%) 0mo $113,000 $108 76
10696 Stratman St 0.47mi 3/1.5 1,000 (-2%) 3mo $53,000 $53 70
14728 Wilfred St 0.58mi 3/1.0 1,050 (+3%) 3mo $30,500 $29 66
9500 Lakepointe St 0.39mi 3/1.0 1,130 (+11%) 0mo $125,000 $111 64
10326 Beaconsfield St 0.73mi 3/1.0 1,042 (+2%) 3mo $66,000 $63 60
10058 Greensboro St 0.51mi 3/1.0 928 (-9%) 3mo $40,000 $43 59
5818 Beaconsfield St 0.73mi 3/1.5 1,038 (+2%) 3mo $60,000 $58 59
10441 Roxbury St 0.59mi 3/1.5 1,127 (+10%) 3mo $59,000 $52 51
13136 Maiden St 0.51mi 4/1.0 (+1) 1,144 (+12%) 1mo $10,000 $9 50
5777 Lakepointe St 0.71mi 4/2.5 (+1) 1,075 (+5%) 2mo $174,999 $163 46
10318 Beaconsfield St 0.73mi 3/1.5 1,146 (+12%) 1mo $78,000 $68 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
6.6%
Equity multiple
1.26×
Total profit
$7,182
Equity at exit
$14,895
10-year hold
IRR
15.9%
Equity multiple
2.30×
Total profit
$36,395
Equity at exit
$8,638

Cash invested: $27,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Michigan
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
7-day pay-or-quit; mixed climate; Detroit/AA have some protections.

ZIP-level market 48213

Active inventory
190
Price-to-rent
6.2×

Monthly cashflow live

Estimated rent
$1,333 high interval (Pro) →
Mortgage (P&I)
$524
Tax from tax record
$121 /mo · $1,452/yr
Insurance
$42
HOA
$0
Vacancy / Maint / Mgmt
$280
Net cashflow
$367

Break-even live

Break-even rent $869
Max offer price $99,900
Occupancy floor 68%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$24,975
Closing costs
$2,997
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
9755 Wayburn St Detroit, MI 3.0 2.0 1498 $1,400 $0.93 3d 1 0.26mi
9190 Hayes St Unit 1 Detroit, MI 2.0 1.0 750 $850 $1.13 14d 1 0.28mi
9516 Wayburn St Detroit, MI 2.0 1.0 800 $950 $1.19 17d 1 0.29mi
9168 Wayburn St Detroit, MI 3.0 1.0 1274 $1,300 $1.02 20d 1 0.36mi
13400 Longview St Detroit, MI 3.0 1.5 1000 $1,400 $1.40 43d 1 0.38mi
9400 Lakepointe St Detroit, MI 3.0 1.0 1300 $1,150 $0.88 4d 1 0.39mi
10724 Whitehill St Detroit, MI 3.0 3.0 1425 $1,550 $1.09 17d 1 0.40mi
10141 Roxbury St Detroit, MI 3.0 1.0 1115 $1,000 $0.90 43d 1 0.42mi
10644 Stratman St Detroit, MI 2.0 1.0 1000 $1,200 $1.20 17d 1 0.43mi
10813 Whitehill St Detroit, MI 3.0 1.0 1392 $1,350 $0.97 17d 1 0.44mi
13137 Elmdale St Detroit, MI 3.0 1.0 1115 $1,400 $1.26 24d 1 0.49mi
9927 Beaconsfield St Detroit, MI 3.0 1.0 942 $1,375 $1.46 14d 1 0.50mi
9984 Beaconsfield St Detroit, MI 3.0 1.0 1222 $1,575 $1.29 43d 1 0.56mi
11018 Whitehill St Detroit, MI 3.0 1.0 1146 $1,450 $1.27 10d 1 0.56mi
9747 Somerset Ave Detroit, MI 2.0 1.0 797 $1,100 $1.38 43d 1 0.60mi
9409 Balfour Rd Detroit, MI 3.0 1.0 1195 $1,200 $1.00 43d 1 0.64mi
5966 Eastlawn St Unit NA Detroit, MI 3.0 1.5 1366 $1,500 $1.10 24d 1 0.64mi
5747 Lakepointe St Detroit, MI 3.0 1.5 1316 $1,473 $1.12 43d 1 0.70mi
5751 Nottingham Rd Unit 5/21/26 Detroit, MI 3.0 1.0 1100 $1,250 $1.14 14d 1 0.76mi
15857 Evanston St Detroit, MI 3.0 1.5 1232 $1,250 $1.01 4d 1 0.77mi
15000 Mayfield St Detroit, MI 3.0 1.0 1146 $970 $0.85 17d 1 0.78mi
12840 Kilbourne St Detroit, MI 3.0 1.0 1136 $1,350 $1.19 17d 1 0.81mi
10803 Roxbury St Detroit, MI 3.0 1.0 1150 $900 $0.78 20d 1 0.83mi
10404 Somerset Ave Detroit, MI 3.0 1.0 1108 $1,475 $1.33 3d 1 0.93mi
14201 Mayfield St Detroit, MI 4.0 1.5 1296 $1,250 $0.96 43d 1 0.99mi
15010 Cedargrove St Detroit, MI 3.0 1.5 1018 $1,350 $1.33 43d 1 1.00mi
5574 Buckingham Ave Detroit, MI 3.0 1.0 1430 $1,450 $1.01 4d 1 1.03mi
9635 Everts St Detroit, MI 4.0 2.0 1450 $1,650 $1.14 43d 1 1.03mi
5235 Chatsworth St Detroit, MI 2.0 1.0 900 $1,050 $1.17 43d 1 1.08mi
12210 Longview St Detroit, MI 3.0 1.0 1020 $1,100 $1.08 43d 1 1.08mi
11235 Roxbury St Detroit, MI 3.0 1.0 1062 $1,325 $1.25 17d 1 1.12mi
5267 Haverhill St Detroit, MI 3.0 1.5 1458 $1,300 $0.89 16d 1 1.15mi
5267 Haverhill St Detroit, MI 3.0 1.5 1458 $1,300 $0.89 17d 1 1.15mi
12740 August St Detroit, MI 2.0 1.0 900 $1,300 $1.44 4d 1 1.20mi
10037 Grayton St Detroit, MI 3.0 1.0 1000 $1,400 $1.40 3d 1 1.20mi
11689 Wayburn St Detroit, MI 3.0 1.0 1142 $1,350 $1.18 43d 1 1.21mi
10177 Boleyn St Detroit, MI 3.0 1.0 767 $1,250 $1.63 43d 1 1.22mi
12051 Wilshire Dr Detroit, MI 3.0 1.5 1224 $1,250 $1.02 17d 1 1.23mi
11911 Lansdowne St Detroit, MI 4.0 1.0 1350 $1,400 $1.04 43d 1 1.23mi
5112 Haverhill St Unit 1 Detroit, MI 2.0 1.0 1000 $1,100 $1.10 43d 1 1.23mi

Listing history 7 events

  1. 2026-06-18
    days on market $99,900 Active 8 DOM
  2. 2026-06-17
    days on market $99,900 Active 7 DOM
  3. 2026-06-16
    days on market $99,900 Active 6 DOM
  4. 2026-06-15
    days on market $99,900 Active 5 DOM
  5. 2026-06-13
    days on market $99,900 Active 3 DOM
  6. 2026-06-13
    remarks 20-char remark
  7. 2026-06-13
    listed $99,900 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MI · Partial reset (capped growth)

Current annual tax
$1,452 · $121/mo
Projected year-2 tax
$1,495 · $125/mo
Expected delta
+$43/yr (+$4/mo · 3.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥95°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 5 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$15,997
− Mortgage interest
−$5,596
− Property taxes
−$1,452
− Insurance
−$500
− Repairs & maintenance
−$1,280
− Management
−$1,280
− Depreciation
−$2,906
Taxable income
$2,984
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$716
After-tax cash flow
$3,684/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Detroit Public Schools Community District
NCES district ID
2601103
Math proficiency
10% ▼ -2.00%
Reading proficiency
24% ▲ 6.00%
Median HH income
$25,815
Composite
13.06/100
National rank
#9564
State rank
#499 of 540 in MI

Livability — Detroit

Score
73/100
State rank
#218
US rank
#5427

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety B- User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Detroit, MI
County
Wayne County · 1,562,939 people
City population
572,865
Metro
Detroit-Warren-Dearborn, MI
Population (ZIP)
20,075
Household income
$34,003
Rent vs Own
41.6% rent · 58.4% own
Severe rent burden
1202.0

Population outlook (Wayne County) Hauer SSP2

Today (2025)
1,675,273 people
By 2030
1,620,300 · -3.3%
By 2040
1,502,341 · -10.3%
By 2050
1,384,039 · -17.4%
By 2075
1,124,592 · -32.9%
By 2100
881,193 · -47.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (92%)
Race & ethnicity
Black 92% White 4% Hispanic / Latino 2% Two or more races 1%
Common ancestry
Slovak 1%
Foreign-born
2% · Canada
Languages at home
97% English-only · Arabic 1% Spanish 1%

Political lean MEDSL · Wayne

2024 margin
Strong D (+29.0) · D 62.7% · R 33.7% · Other 3.6%
2008→2024 swing
-20.5pp toward R · 2008: 49.5pp · 2024: 29.0pp
All cycles
2024: D+29.0 2020: D+38.1 2016: D+37.3 2012: D+46.9 2008: D+49.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -122.86%
Current HPI
217.2037
Rent YoY
Metro
Detroit-Warren-Dearborn, MI
State GDP YoY
▲ 1.37%
F500 in state
28

Industry mix (Fortune 500 HQ in MI)

Industry F500 HQs Revenue

Price history

+0.0% since first listed
2 events — show timeline
  • 2026-06-10 Listed $99,900 REALCOMP
  • 2026-06-10 Listed $99,900 MiRealSource-MiMLS

Property tax history

+0.9%/yr

Latest (2025): $1,452 · +103.1% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…