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31 Crandall St Duplex
B+ Composite 77.88
Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • Rent growth +5.0/5.0
  • Livability +3.9/5.0
  • Condition / age +2.2/5.0
  • Schools +1.7/10.0
  • Appreciation +0.0/10.0

$95,000

31 Crandall St · Binghamton, NY 13905
4 bd · 2.0 ba · 1,716 sqft · MultiFamily public records · 32 Days on market
Built 1900 Fair condition 3,920 sqft lot $55/sqft · 47% below area Est $180k · 47% under

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (2-4 Unit). Listing-text estimate: 2 units. confirmed

Listing remarks MLS

Opportunity knocks at 31 Crandall Street! This FIXER duplex in the City of Binghamton offers investors a rare combination of low taxes and immediate cash flow potential. The first-floor unit features 3 bedrooms and 1 bath and is currently tenant-occupied, providing day-one rental income. The second-floor unit offers 2 bedrooms and 1 bath, ideal for an owner-occupant or additional rental income. Annual taxes are an exceptionally low $2,601. Owner covers heat, water, and sewer; tenant pays electric. The property has been previously remodeled and presents the perfect value-add opportunity for the savvy investor willing to put in the work. Priced to move at $65,000 — bring your vision and build your portfolio. Don't miss this one!

Key facts

  • Rental potential
  • Tenant-occupied unit
  • Value-add duplex

Tags

VALUE-ADD DUPLEXTENANT-OCCUPIED UNITRENTAL POTENTIALSUBSTANTIAL REDEVELOPMENT

Neighborhood map

Property Rental comp Retail Costco Walmart Transit Schools Stadiums Fortune 500 · Circle radius: 6.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 1×3bd/1.0ba + 1×2bd/1.0ba units multifamily listed at $95k. Condition is rated fair.
  • This rent per unit runs 30% of the median local income ($53k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Deal economics

  • At list price, monthly cash flow is $1k ($15k/yr) — positive. Per door: $622/mo.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($3k rent vs $95k).
  • Recommended offer: $92k (3.0% below list) — sets the bar for market timing.
  • Cap rate 22.0% vs local median 6.2% in Binghamton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#174 in NY, #2,710 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, cost of living A+; Watch: crime F, employment F.
  • Binghamton City School District (urban): math 30% / reading 44% proficiency, ranked #557 of 590 in NY (top 94%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Zoned schools: Woodrow Wilson School (math 8% / reading 27%, grade F, #2,004 of 2,108 statewide, top 95%, 352 students, 76% FRL); Binghamton High School (math 71% / reading 79%, grade A-, #631 of 1,100 statewide, top 58%, 1,341 students, 69% FRL).
  • Market conditions: Rents rising fast (+11.2%/yr); 247 active listings in the ZIP; 11 comparable units currently listed for rent nearby; rentals lingering (median 140d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 64% of comp listings sitting > 30 days — soft ceiling on asking rent; 340 units permitted in Broome County in 2024 (269 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $657 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • Broome County population projected at -13% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
  • At projected returns (-3.0% appreciation + 8.0% rent growth), your $27k cash investment doubles in ~2 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 32 days — a 3% lower offer ($92k) is reasonable based on typical stale-listing flexibility.
  • 9 sale attempts since 4y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $52k; list at $95k implies a 83% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Watch-outs: property tax is 4.1% of price; built in 1900 — expect roof / HVAC / electrical / plumbing capex.
Recommended offer $92,150 (3.0% below list)

Questions for the listing agent

  1. It's been on market 32 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Can we see the unit-by-unit rent roll, current vacancy, and any below-market leases? What's the average tenancy length?
  3. What capital expenditures (roof, boiler, parking lot, exteriors) have been made in the last 5 years, and what's planned in the next 2?
  4. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  5. Built in 1900 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  6. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  7. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  8. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  9. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  10. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  11. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  12. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
2.81%
Cap rate
22.00%
Cash-on-cash
56.10%
DSCR
3.50
GRM
3.0

CMA / ARV

ARV (median comp)
$179,937
List price
$95,000
Delta
-47.20%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
31 Crandall St 0.00mi 5/2.0 (+1) 1,716 (0%) 3mo $52,000 $30 93
64 Thorp St 0.14mi 4/2.0 1,852 (+8%) 15mo $100,000 $54 68
4 Charles St 0.11mi 4/3.0 1,582 (-8%) 17mo $200,000 $126 64
167 Oak St St 0.41mi 4/2.0 1,845 (+8%) 6mo $104,940 $57 64
1 and 3 Gaines St 0.59mi 4/2.0 1,664 (-3%) 5mo $55,000 $33 63
11 Cypress St 0.54mi 4/2.0 1,584 (-8%) 8mo $110,000 $69 56
39 Colfax Ave 0.46mi 4/2.0 1,557 (-9%) 18mo $125,000 $80 48
18 Goethe St 0.41mi 4/2.0 1,500 (-13%) 20mo $230,000 $153 44
16 Elm St 0.46mi 5/2.0 (+1) 1,500 (-13%) 11mo $115,000 $77 43
27 Valley St 0.70mi 4/2.5 1,825 (+6%) 18mo $156,000 $85 40
13 Mcdonald Ave 0.61mi 3/2.0 (-1) 1,900 (+11%) 13mo $46,000 $24 38
69 Colfax Ave 0.58mi 3/2.0 (-1) 1,970 (+15%) 11mo $138,000 $70 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 8.0% rent growth · sell at horizon

5-year hold
IRR
60.7%
Equity multiple
3.94×
Total profit
$78,076
Equity at exit
$14,165
10-year hold
IRR
67.3%
Equity multiple
9.83×
Total profit
$234,848
Equity at exit
$8,214

Cash invested: $26,600 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
15 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City
— inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.
Buyer's market Market conditions within 1.0 mi — comparable homes for sale

Active competition Active MLS

For sale now
16 active · 7 under contract
Months of supply
19.2 mo (5%/mo absorbed)
Median asking
$143,500 ($85/sqft)
Median days on market
70 d
This list price
6% of active listings are priced below it
ARV vs active asking
+22.7% above current asking $/sqft

Closed sales set the value; these active listings set current market conditions and a practical price ceiling.

ZIP-level market 13905

Home prices YoY
-31.1%
Rents YoY
11.2%
Active inventory
247
Price-to-rent
5.4×

Monthly cashflow live

Estimated rent
$2,669 high interval (Pro) →
Mortgage (P&I)
$498
Tax from tax record
$327 /mo · $3,927/yr
Insurance
$40
HOA
$0
Vacancy / Maint / Mgmt
$560
Net cashflow
$1,243

2-unit breakdown (identical units grouped — click to expand)

UnitsBedsBathsEst. rent
1× unit 3 1 $1,469
1× unit 2 1 $1,200
Total (2 units) $2,669

Break-even live

Break-even rent $1,095
Max offer price $95,000
Occupancy floor 48%

Sensitivity live

Price -10% $1,297 -5% $1,270 +0% $1,243 +5% $1,217 +10% $1,190
Rent -10% $1,033 -5% $1,138 +0% $1,243 +5% $1,349 +10% $1,454
Rate -1.0pp $1,291 -0.5pp $1,268 base $1,243 +0.5pp $1,219 +1.0pp $1,194

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$23,750
Closing costs
$2,850
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Cash invested
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
32 Edwards St Unit T-1-2 Binghamton, NY 1.0 1.0 550 $600 $1.09 139d 1 0.13mi
32 Edwards St Unit E-1 Binghamton, NY 1.0 1.0 $750 139d 1 0.13mi
32 Edwards St Unit E-1-1 Binghamton, NY 1.0 1.0 625 $700 $1.12 139d 1 0.13mi
4 Erie St Unit 2 Binghamton, NY 3.0 1.0 1075 $1,200 $1.12 139d 1 0.17mi
46 North St Unit 4 Binghamton, NY 2.0 1.0 1000 $1,600 $1.60 109d 1 0.23mi
46 North St Unit 4 Binghamton, NY 2.0 1.0 1000 $1,500 $1.50 6d 1 0.23mi
19 Mygatt St Apt 2 Binghamton, NY 1.0 1.0 $1,050 116d 1 0.23mi
19 Mygatt St Apt 5 Binghamton, NY 1.0 1.0 $1,010 0d 1 0.23mi
19 Mygatt St Apt 8 Binghamton, NY 2.0 1.0 $1,200 116d 1 0.23mi
110 Walnut St Unit 4 Binghamton, NY 2.0 1.0 $950 139d 1 0.25mi
36 Grace St Unit 1F Binghamton, NY 1.0 1.0 $950 6d 1 0.28mi
100 Walnut St Unit 2R Binghamton, NY 1.0 1.0 500 $750 $1.50 139d 1 0.28mi
100 Walnut St Unit 2-L Binghamton, NY 1.0 1.0 600 $850 $1.42 139d 1 0.28mi
171 Chapin St Unit 3rd FL Binghamton, NY 2.0 1.0 1135 $1,500 $1.32 139d 1 0.30mi
27 Cedar St Unit 4 Binghamton, NY 1.0 1.0 $850 109d 1 0.32mi
27 Cedar St Unit 1 Binghamton, NY 3.0 1.0 $1,200 109d 1 0.32mi
82 Walnut St #7 Binghamton, NY 1.0 1.0 650 $900 $1.38 139d 1 0.34mi
82 Walnut St Unit 5 Binghamton, NY 1.0 1.0 680 $950 $1.40 139d 1 0.34mi
5 Colfax Ave Binghamton, NY 1.0 1.0 300 $400 $1.33 6d 1 0.38mi
167 Oak St Unit 1 Binghamton, NY 2.0 1.0 923 $1,300 $1.41 139d 1 0.39mi
28 Lydia St Unit 2-F Binghamton, NY 1.0 1.0 650 $1,100 $1.69 116d 1 0.41mi
28 Lydia St Unit 1-R Binghamton, NY 2.0 1.0 770 $1,200 $1.56 140d 1 0.41mi
135 Beethoven St Unit 1 Binghamton, NY 1.0 1.0 $1,000 139d 1 0.41mi
18 Goethe St Binghamton, NY 2.0 1.0 750 $1,350 $1.80 6d 1 0.42mi
36 Haendel St Unit 1 Binghamton, NY 3.0 1.0 1600 $1,650 $1.03 139d 1 0.46mi
36 Haendel St Unit Second Floor Binghamton, NY 3.0 1.0 1200 $1,450 $1.21 139d 1 0.46mi
53 Seminary Ave Unit 1 Binghamton, NY 2.0 1.0 1722 $925 $0.54 116d 1 0.51mi
35 Seminary Ave Unit 3 Binghamton, NY 1.0 1.0 700 $900 $1.29 6d 1 0.54mi
12 Cypress St Unit 2nd Floor Binghamton, NY 3.0 1.0 $1,800 0d 1 0.56mi
103 Beethoven St Unit 1 Binghamton, NY 3.0 1.5 1277 $1,385 $1.08 6d 1 0.57mi
65 Schubert St Unit 3 Binghamton, NY 2.0 1.0 $975 116d 1 0.59mi
19 Seymour St Apt 3 Binghamton, NY 1.0 1.0 $900 109d 1 0.59mi
16 Highland Ave Unit 1 Binghamton, NY 3.0 1.0 1400 $1,650 $1.18 139d 1 0.64mi
73 Leroy St Unit 02 Binghamton, NY 3.0 1.0 1100 $1,950 $1.77 139d 1 0.66mi
346 Clinton St Unit 2R Binghamton, NY 2.0 1.0 $1,100 0d 1 0.68mi
263 Main St Binghamton, NY 2.0 1.0 920 $1,200 $1.30 109d 1 0.68mi
7 Court St Binghamton, NY 6.0 1.0–6.0 $1,060 0d 1 0.69mi
27 Leroy St Unit 1 Binghamton, NY 3.0 3.0 $800 139d 1 0.71mi
27 Leroy St Unit 2 Binghamton, NY 2.0 2.0 $800 139d 1 0.71mi
257 Washington St Binghamton, NY 2.0–3.0 1.0–2.0 1350 $1,400 $1.04 0d 1 0.71mi

Property features AI

Finance

Other
Zoned Neighborhood Commercial
Financial info
One unit currently rents for $800

Exterior

Parking
No designated parking listed
Utilities
Public waterPublic sewer
Home design
DuplexResidential income property
Construction
Above-grade finished area documented
Exterior features
Enclosed patio/porchPorchStorm doorsLevel lotLot dimensions approximately 51 x 78

Interior

Kitchen
Includes standard appliances (gas water heater listed)
Bedrooms
One unit with 3 bedroomsOne unit with 2 bedrooms
Flooring
CarpetHardwoodTileVinyl
Bathrooms
Two full bathrooms totalOne unit has 1 bathroomOther unit has 1 bathroom
Heating & cooling
Baseboard heatingNo central cooling
Interior features
Storm windowsGas water heaterBasement present
Laundry & utility
Gas water heater

Listing history 50 events

  1. 2026-09-24
    days on market $95,000 Active 32 DOM
  2. 2026-09-24
    days on market $95,000 Active 31 DOM
  3. 2026-09-22
    days on market $95,000 Active 30 DOM
  4. 2026-09-20
    days on market $95,000 Active 28 DOM
  5. 2026-09-19
    days on market $95,000 Active 27 DOM
  6. 2026-09-18
    days on market $95,000 Active 26 DOM
  7. 2026-09-17
    days on market $95,000 Active 25 DOM
  8. 2026-09-16
    days on market $95,000 Active 24 DOM
  9. 2026-09-15
    days on market $95,000 Active 23 DOM
  10. 2026-09-14
    days on market $95,000 Active 22 DOM
  11. 2026-09-13
    days on market $95,000 Active 21 DOM
  12. 2026-09-12
    days on market $95,000 Active 20 DOM
  13. 2026-09-11
    days on market $95,000 Active 19 DOM
  14. 2026-09-05
    days on market $95,000 Active 13 DOM
  15. 2026-09-04
    days on market $95,000 Active 12 DOM
  16. 2026-09-03
    days on market $95,000 Active 11 DOM
  17. 2026-08-30
    days on market $95,000 Active 7 DOM
  18. 2026-08-29
    days on market $95,000 Active 6 DOM
  19. 2026-08-28
    pricedays on market $95,000 Active 5 DOM
  20. 2026-08-27
    days on market $99,000 Active 4 DOM
  21. 2026-08-26
    days on market $99,000 Active 3 DOM
  22. 2026-08-25
    days on market $99,000 Active 2 DOM
  23. 2026-08-23
    pricestatusdays on marketlisting id $99,000 Active 1 DOM
  24. 2026-07-08
    days on market $65,000 Active Under Contract 56 DOM
  25. 2026-07-07
    days on market $65,000 Active Under Contract 55 DOM
    Show marketing remark (742 chars)

    Opportunity knocks at 31 Crandall Street! This FIXER duplex in the City of Binghamton offers investors a rare combination of low taxes and immediate cash flow potential. The first-floor unit features 3 bedrooms and 1 bath and is currently tenant-occupied, providing day-one rental income. The second-floor unit offers 2 bedrooms and 1 bath, ideal for an owner-occupant or additional rental income. Annual taxes are an exceptionally low $2,601. Owner covers heat, water, and sewer; tenant pays electric. The property has been previously remodeled and presents the perfect value-add opportunity for the savvy investor willing to put in the work. Priced to move at $65,000 — bring your vision and build your portfolio. Don't miss this one!

  26. 2026-07-06
    days on market $65,000 Active Under Contract 54 DOM
  27. 2026-07-05
    days on market $65,000 Active Under Contract 53 DOM
  28. 2026-07-04
    days on market $65,000 Active Under Contract 52 DOM
  29. 2026-07-03
    days on market $65,000 Active Under Contract 51 DOM
  30. 2026-07-02
    days on market $65,000 Active Under Contract 50 DOM
  31. 2026-07-01
    days on market $65,000 Active Under Contract 49 DOM
  32. 2026-06-30
    days on market $65,000 Active Under Contract 48 DOM
  33. 2026-06-29
    days on market $65,000 Active Under Contract 47 DOM
  34. 2026-06-28
    days on market $65,000 Active Under Contract 46 DOM
  35. 2026-06-28
    days on market $65,000 Active Under Contract 45 DOM
  36. 2026-06-27
    days on market $65,000 Active Under Contract 44 DOM
  37. 2026-06-25
    days on market $65,000 Active Under Contract 42 DOM
  38. 2026-06-23
    days on market $65,000 Active Under Contract 40 DOM
  39. 2026-06-21
    days on market $65,000 Active Under Contract 39 DOM
  40. 2026-06-19
    days on market $65,000 Active Under Contract 37 DOM
  41. 2026-06-18
    days on market $65,000 Active Under Contract 36 DOM
  42. 2026-06-17
    days on market $65,000 Active Under Contract 35 DOM
  43. 2026-06-16
    days on market $65,000 Active Under Contract 34 DOM
  44. 2026-06-15
    days on market $65,000 Active Under Contract 33 DOM
  45. 2026-06-14
    days on market $65,000 Active Under Contract 31 DOM
  46. 2026-06-13
    days on market $65,000 Active Under Contract 30 DOM
  47. 2026-06-10
    statusdays on market $65,000 Active Under Contract 28 DOM
  48. 2026-06-09
    days on market $65,000 Active 27 DOM
    Show marketing remark (742 chars)

    Opportunity knocks at 31 Crandall Street! This FIXER duplex in the City of Binghamton offers investors a rare combination of low taxes and immediate cash flow potential. The first-floor unit features 3 bedrooms and 1 bath and is currently tenant-occupied, providing day-one rental income. The second-floor unit offers 2 bedrooms and 1 bath, ideal for an owner-occupant or additional rental income. Annual taxes are an exceptionally low $2,601. Owner covers heat, water, and sewer; tenant pays electric. The property has been previously remodeled and presents the perfect value-add opportunity for the savvy investor willing to put in the work. Priced to move at $65,000 — bring your vision and build your portfolio. Don't miss this one!

  49. 2026-06-08
    days on market $65,000 Active 26 DOM
  50. 2026-06-07
    days on market $65,000 Active 25 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast NY · Partial reset (capped growth)

Current annual tax
$3,927 · $327/mo
Projected year-2 tax
$3,927 · $327/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (shaded) · 17% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 8 d/yr ≥92°F today · 17 d/yr by 30 yrs out
  • 💨 Wind 2/10 Low 100% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$32,028
− Mortgage interest
−$5,321
− Property taxes
−$3,927
− Insurance
−$475
− Repairs & maintenance
−$2,562
− Management
−$2,562
− Depreciation
−$2,764
Taxable income
$14,416
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$3,460
After-tax cash flow
$11,462/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Fair 45/100 Moderate rehab Est. rehab $42,900–$77,220 screening

This multi-family property presents a moderate renovation opportunity with good exterior condition. Painting the exterior and improving landscaping would significantly enhance its curb appeal and value.

Components & finishes AI

Roof asphalt shingle · good

Deferred maintenance Est. $2,000–$8,000 screening

  • Minor Roof (roof) — No visible signs of damage or wear on the roof.
  • Minor Windows (windows) — No visible signs of damage or wear on the windows.
  • Minor Electrical (electrical) — No visible signs of damage or wear on the electrical components.
  • Minor Exterior (exterior) — No visible signs of damage or wear on the exterior.

Value-add opportunities

  • Both Paint exterior — Enhances curb appeal and resale value
  • Both Landscaping — Improves curb appeal and rental appeal
  • Both Interior updates — Enhances living space and rental appeal

ⓘ Rehab cost is a screening estimate — Moderate scope × the home's square footage at US $/sqft rules of thumb (the same model as the Flip Finder). Get contractor quotes + a written scope before underwriting.

F Composite school gradezoned avg 17/100

Zoned Schools

Elementary Woodrow Wilson School F NY #2,004/2,108 Nat'l #35,051/41,679

Schools (NCES district)

District
Binghamton City School District
NCES district ID
3604870
Math proficiency
30% ▬ 0.00%
Reading proficiency
44% ▲ 15.00%
Median HH income
$30,475
Composite
30.09/100
National rank
#6342
State rank
#557 of 590 in NY
B Composite livability gradescore 78/100

Livability — Binghamton

Score
78/100
State rank
#174
US rank
#2710

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime F Employment F Housing A+ Health & safety A+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Binghamton, NY
County
Broome County · 187,989 people
City population
65,170
Metro
Binghamton, NY
Population (ZIP)
27,988
Household income
$53,362
Rent vs Own
52.9% rent · 47.1% own
Severe rent burden
12% of renters

Population outlook (Broome County) Hauer SSP2

Today (2025)
187,989 people
By 2030
183,066 · -2.6%
By 2040
172,228 · -8.4%
By 2050
163,161 · -13.2%
By 2075
153,641 · -18.3%
By 2100
140,851 · -25.1%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly White (68%)
Race & ethnicity
White 68% Asian 10% Black 10% Hispanic / Latino 7% Two or more races 7%
Hispanic origin (detail)
Mexican 2% Puerto Rican 3%
Common ancestry
Romanian 5% Lithuanian 3% Iranian 1%
Foreign-born
11% · Canada, China, Vietnam
Languages at home
87% English-only · Other Indo-European 5% Spanish 2% Other Asian/Pacific 1%

Political lean MEDSL · Broome

2024 margin
Toss-up / Even · D 50.2% · R 49.8%
2008→2024 swing
-7.6pp toward R · 2008: 8.0pp · 2024: 0.4pp
All cycles
2024: D+0.4 2020: D+3.5 2016: R+3.7 2012: D+4.6 2008: D+8.0

Not yet ingested

Civics

Price history

+214.3% since first listed
24 events — show timeline
  • 2026-08-23 Listed $99,000 GBAOR
  • 2026-07-07 Sold (MLS) $52,000 GBAOR
  • 2026-06-09 Contingent GBAOR
  • 2026-05-31 Relisted GBAOR
  • 2026-05-22 Contingent GBAOR
  • 2026-05-13 Listed $65,000 GBAOR
  • 2024-12-17 Pending GBAOR
  • 2024-12-16 Delisted GBAOR
  • 2024-10-03 Pending GBAOR
  • 2024-08-19 Price Changed $85,000 GBAOR
  • 2024-07-05 Listed $89,000 GBAOR
  • 2024-01-26 Price Changed $99,000 GBAOR
  • 2024-01-10 Relisted GBAOR
  • 2023-11-14 Relisted GBAOR
  • 2023-10-20 Pending GBAOR
  • 2023-09-29 Price Changed $100,000 GBAOR
  • 2023-09-21 Price Changed $105,000 GBAOR
  • 2023-09-18 Relisted GBAOR
  • 2023-09-14 Pending GBAOR
  • 2023-08-28 Price Changed $109,000 GBAOR
  • 2023-08-17 Listed $119,000 GBAOR
  • 2022-04-21 Sold (Public Records) $39,600 Public Records
  • 2022-03-31 Sold (MLS) $39,600 GBAOR
  • 2022-02-03 Listed $31,500 GBAOR

Property tax history

+4.3%/yr

Latest (2026): $3,927 · +0.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…