207 Broderick Cir · Warner Robins, GA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 3/10 · Minor
- Est. fire insurance / yr
- $963 – $1,789
Heat risk 7/10 · Major
- Hot days now (above 109°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the D grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +11.1/30.0
- ARV discount +10.9/15.0
- Schools +3.9/10.0
- DSCR +3.2/10.0
- Livability +3.2/5.0
- Rent growth +2.9/5.0
- Condition / age +2.5/5.0
- 1% rule +2.3/10.0
- Appreciation +0.0/10.0
$275,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Location and space come together in this inviting home with over 1700 square feet to enjoy. Featuring four comfortable bedrooms and durable LVP flooring throughout, this home offers both style and easy living. The fenced in backyard is perfect for relaxing, pets, or weekend gatherings. Conveniently located near shopping and zoned for Houston County High School, this home delivers the perfect blend of comfort, practicality, and location. Come see all the possibilities waiting for you.
Key facts
- Fenced in backyard
- Durable lvp flooring
- 8,712 sq ft lot
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/2.0-bath single-family listed at $275k.
Deal economics
- At list price, monthly cash flow is $-109 ($-1k/yr) — negative.
- To cash-flow at today's rent, offer at most $256k (7.0% below list).
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $202k (26.5% below list).
- Recommended offer: $202k (26.5% below list) — sets the bar for 1% rule.
Location & tenants
- Location reads 65/100 on livability (#227 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: schools D+, employment D+, crime F.
- Houston County (urban): math 43% / reading 46% proficiency, ranked #23 of 174 in GA (top 13%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising (+1.7%/yr); 286 active listings in the ZIP; 13 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); solid renter incomes; 1,545 units permitted in Houston County in 2024 (336 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
- Houston County population projected at +22% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 102 days — a 9% lower offer ($250k) is reasonable based on typical stale-listing flexibility.
- 6 sale attempts since 9y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
- Current owner paid $235k; 17% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
- It's been on market 102 days. Have you received any prior offers? Is the seller open to a 27% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.73% ✗
- Cap rate
- 5.82%
- Cash-on-cash
- -1.70%
- DSCR
- 0.92
- GRM
- 11.3
CMA / ARV
- ARV (median comp)
- $297,192
- List price
- $275,000
- Delta
- -7.47%
- Verdict
- FAIR
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 104 Bryce Dr | 0.06mi | 4/2.0 | 1,810 (+4%) | 2mo | $260,000 | $144 | 88 |
| 108 Mayberry Ln | 0.29mi | 4/2.0 | 1,766 (+2%) | 5mo | $314,900 | $178 | 79 |
| 611 Broderick Cir | 0.25mi | 4/2.0 | 1,842 (+6%) | 1mo | $306,900 | $167 | 77 |
| 102 Mayberry Ln | 0.26mi | 3/2.0 (-1) | 1,759 (+1%) | 6mo | $315,000 | $179 | 76 |
| 107 Sleepy Ln | 0.18mi | 3/2.0 (-1) | 1,848 (+6%) | 1mo | $270,000 | $146 | 76 |
| 104 Crockett Ct | 0.33mi | 3/2.0 (-1) | 1,701 (-2%) | 4mo | $269,900 | $159 | 73 |
| 106 Mayberry Ln | 0.29mi | 3/2.0 (-1) | 1,762 (+1%) | 8mo | $311,900 | $177 | 73 |
| 205 Autumn Woods Dr | 0.43mi | 3/2.0 (-1) | 1,771 (+2%) | 2mo | $269,700 | $152 | 70 |
| 214 Cheshire Dr | 0.45mi | 3/2.0 (-1) | 1,933 (+11%) | 1mo | $314,900 | $163 | 55 |
| 104 Tappan Ct. Ct | 0.30mi | 3/2.0 (-1) | 1,483 (-15%) | 5mo | $255,500 | $172 | 52 |
| 124 Pioneer Trl | 0.64mi | 4/2.0 | 1,877 (+8%) | 6mo | $299,000 | $159 | 52 |
| 105 Norfolk Cir | 0.59mi | 4/2.0 | 1,959 (+13%) | 3mo | $329,000 | $168 | 49 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 1.67% rent growth · sell at horizon
- IRR
- -20.5%
- Equity multiple
- 0.30×
- Total profit
- $-54,254
- Equity at exit
- $41,003
- IRR
- -16.6%
- Equity multiple
- 0.13×
- Total profit
- $-67,198
- Equity at exit
- $23,777
Cash invested: $77,000 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Georgia
- 90 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 31088
- Rents YoY
- 1.7%
- Active inventory
- 286
- Price-to-rent
- 11.3×
Monthly cashflow live
- Estimated rent
- $2,021 high interval (Pro) →
- Mortgage (P&I)
- −$1,442
- Tax from tax record
- −$149 /mo · $1,785/yr
- Insurance
- −$115
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$424
- Net cashflow
- $-109
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $68,750
- Closing costs
- $8,250
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 13 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 104 Bryce Dr Warner Robins, GA | 4.0 | 2.0 | 1758 | $2,100 | $1.19 | 13d | 1 | 0.06mi |
| 112 Charleston Ct Warner Robins, GA | 3.0 | 2.0 | 2020 | $1,950 | $0.97 | 13d | 1 | 0.54mi |
| 1151 GA Highway 96 Kathleen, GA | 1.0–3.0 | 1.0–2.0 | 1050 | $1,875 | $1.78 | 13d | 65 | 0.87mi |
| 406 Haverhill Cir Warner Robins, GA | 3.0 | 2.0 | 1279 | $1,550 | $1.21 | 44d | 1 | 1.09mi |
| 604 Stirling Bridge Dr Warner Robins, GA | 3.0 | 2.0 | 1455 | $1,700 | $1.17 | 13d | 1 | 1.10mi |
| 109 Latham Dr Warner Robins, GA | 2.0–3.0 | 2.0 | 1127 | $1,605 | $1.42 | 13d | 6 | 1.14mi |
| 205 Wembley Dr Warner Robins, GA | 3.0 | 2.0 | 1493 | $1,800 | $1.21 | 21d | 1 | 1.22mi |
| 104 Melissa Ln Warner Robins, GA | 3.0 | 2.0 | 1372 | $1,675 | $1.22 | 44d | 1 | 1.31mi |
| 135 Cedarland Dr Warner Robins, GA | 3.0 | 2.0 | 1379 | $1,700 | $1.23 | 44d | 1 | 1.32mi |
| 309 Raleigh Dr Warner Robins, GA | 4.0 | 3.0 | 1984 | $4,995 | $2.52 | 21d | 1 | 1.36mi |
| 309 Raleigh Dr Warner Robins, GA | 4.0 | 2.5 | 1984 | $4,995 | $2.52 | 44d | 1 | 1.36mi |
| 200 Stirling Bridge Dr Warner Robins, GA | 3.0 | 2.0 | 1326 | $1,700 | $1.28 | 13d | 1 | 1.44mi |
| 203 Bryson Way Warner Robins, GA | 3.0 | 2.0 | 1858 | $1,850 | $1.00 | 44d | 1 | 1.46mi |
Listing history 33 events
-
2026-06-19days on market $275,000 Active 102 DOM
-
2026-06-18days on market $275,000 Active 101 DOM
-
2026-06-17days on market $275,000 Active 100 DOM
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2026-06-16days on market $275,000 Active 99 DOM
-
2026-06-15days on market $275,000 Active 98 DOM
-
2026-06-14days on market $275,000 Active 96 DOM
-
2026-06-13days on market $275,000 Active 95 DOM
-
2026-06-10days on market $275,000 Active 93 DOM
-
2026-06-09days on market $275,000 Active 92 DOM
-
2026-06-08days on market $275,000 Active 91 DOM
-
2026-06-07days on market $275,000 Active 90 DOM
-
2026-06-05days on market $275,000 Active 87 DOM
-
2026-06-03days on market $275,000 Active 86 DOM
-
2026-06-02days on market $275,000 Active 85 DOM
-
2026-06-01days on market $275,000 Active 84 DOM
-
2026-05-31days on market $275,000 Active 83 DOM
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2026-05-30days on market $275,000 Active 82 DOM
-
2026-04-13price $275,000 488-char remark
Show marketing remark (488 chars)
Location and space come together in this inviting home with over 1700 square feet to enjoy. Featuring four comfortable bedrooms and durable LVP flooring throughout, this home offers both style and easy living. The fenced in backyard is perfect for relaxing, pets, or weekend gatherings. Conveniently located near shopping and zoned for Houston County High School, this home delivers the perfect blend of comfort, practicality, and location. Come see all the possibilities waiting for you.
-
2026-04-13price $275,000 488-char remark
Show marketing remark (488 chars)
Location and space come together in this inviting home with over 1700 square feet to enjoy. Featuring four comfortable bedrooms and durable LVP flooring throughout, this home offers both style and easy living. The fenced in backyard is perfect for relaxing, pets, or weekend gatherings. Conveniently located near shopping and zoned for Houston County High School, this home delivers the perfect blend of comfort, practicality, and location. Come see all the possibilities waiting for you.
-
2026-03-09$285,000 Active 488-char remark
Show marketing remark (488 chars)
Location and space come together in this inviting home with over 1700 square feet to enjoy. Featuring four comfortable bedrooms and durable LVP flooring throughout, this home offers both style and easy living. The fenced in backyard is perfect for relaxing, pets, or weekend gatherings. Conveniently located near shopping and zoned for Houston County High School, this home delivers the perfect blend of comfort, practicality, and location. Come see all the possibilities waiting for you.
-
2026-03-09$285,000 Active 488-char remark
Show marketing remark (488 chars)
Location and space come together in this inviting home with over 1700 square feet to enjoy. Featuring four comfortable bedrooms and durable LVP flooring throughout, this home offers both style and easy living. The fenced in backyard is perfect for relaxing, pets, or weekend gatherings. Conveniently located near shopping and zoned for Houston County High School, this home delivers the perfect blend of comfort, practicality, and location. Come see all the possibilities waiting for you.
-
2022-12-07soldstatus $235,000
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2022-11-30soldstatus $235,000
-
2022-11-30soldstatus $235,000 Sold
-
2022-11-30soldstatus $235,000 Closed
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2022-10-17status Under Contract
-
2022-10-17historical
-
2022-10-07$220,000
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2022-10-07$220,000 New
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2022-10-07$220,000
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2017-09-08soldstatus $149,000
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2017-09-07soldstatus $149,000
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2017-07-01$149,000
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast GA · Resets to sale price
- Current annual tax
- $1,785 · $149/mo
- Projected year-2 tax
- $2,530 · $211/mo
- Expected delta
- +$745/yr (+$62/mo · 41.8%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 3/10 Moderate
- Heat 7/10 Severe 7 d/yr ≥109°F today · 18 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $24,252
- − Mortgage interest
- −$15,404
- − Property taxes
- −$1,785
- − Insurance
- −$1,375
- − Repairs & maintenance
- −$1,940
- − Management
- −$1,940
- − Depreciation
- −$8,000
- Taxable loss
- −$6,192
- Est. tax savings @ 24.0%
- +$1,486
- After-tax cash flow
- $180/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Houston County
- NCES district ID
- 1302880
- Math proficiency
- 43% ▼ -7.00%
- Reading proficiency
- 46% ▼ -2.00%
- Median HH income
- $54,823
- Composite
- 38.68/100
- National rank
- #4144
- State rank
- #23 of 174 in GA
Livability — Warner Robins
- Score
- 65/100
- State rank
- #227
- US rank
- #13290
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Warner Robins, GA
- County
- Houston County · 157,321 people
- City population
- 92,102
- Metro
- Warner Robins, GA
- Population (ZIP)
- 58,585
- Household income
- $83,082
- Rent vs Own
- Severe rent burden
- 1668.0
Population outlook (Houston County) Hauer SSP2
- Today (2025)
- 169,502 people
- By 2030
- 178,486 · +5.3%
- By 2040
- 194,642 · +14.8%
- By 2050
- 207,119 · +22.2%
- By 2075
- 231,480 · +36.6%
- By 2100
- 235,034 · +38.7%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.63)
- Race & ethnicity
- White 51% Black 32% Two or more races 9% Hispanic / Latino 7% Asian 4%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Romanian 2% Slovak 2% Lithuanian 2%
- Foreign-born
- 9% · Canada, Vietnam, Jamaica
- Languages at home
- 90% English-only · Spanish 5% Other Asian/Pacific 2% Vietnamese 2%
Political lean MEDSL · Houston
- 2024 margin
- R (+11.3) · D 44.0% · R 55.3%
- 2008→2024 swing
- +8.9pp toward D · 2008: -20.2pp · 2024: -11.3pp
- All cycles
- 2024: R+11.3 2020: R+12.4 2016: R+21.6 2012: R+20.7 2008: R+20.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -135.75%
- Current HPI
- 219.8261
- Rent YoY
- ▲ 1.67%
- Metro
- Warner Robins, GA
- State GDP YoY
- ▲ 2.66%
- F500 in state
- 28
Industry mix (Fortune 500 HQ in GA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Paper / Packaging | 2 | $29B |
|
||
| Retail | 1 | $160B |
|
||
| Transportation / Logistics | 1 | $91B |
|
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| Airlines | 1 | $62B |
|
||
| Consumer Goods | 1 | $47B |
|
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| Utilities | 1 | $25B |
|
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Price history
+84.6% since first listed16 events — show timeline
- 2026-04-13 Price Changed $275,000 CGMLS
- 2026-04-13 Price Changed $275,000 MGMLS
- 2026-03-09 Listed $285,000 MGMLS
- 2026-03-09 Listed $285,000 CGMLS
- 2022-12-07 Sold (Public Records) $235,000 Public Records
- 2022-11-30 Sold (MLS) $235,000 CGMLS
- 2022-11-30 Sold (MLS) $235,000 GAMLS
- 2022-11-30 Sold (MLS) $235,000 MGMLS
- 2022-10-17 Pending — GAMLS
- 2022-10-17 Delisted — CGMLS
- 2022-10-07 Listed $220,000 CGMLS
- 2022-10-07 Listed $220,000 GAMLS
- 2022-10-07 Listed $220,000 MGMLS
- 2017-09-08 Sold (Public Records) $149,000 Public Records
- 2017-09-07 Sold (MLS) $149,000 CGMLS
- 2017-07-01 Listed $149,000 CGMLS
Property tax history
+3.1%/yrLatest (2025): $1,785 · +2.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…