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160 Academy St 🏢 Co-op
C- Composite 51.18
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.5/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.2/10.0
  • 1% rule +5.2/10.0
  • Livability +3.9/5.0
  • Rent growth +3.4/5.0
  • Schools +3.0/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$165,000

160 Academy St · Poughkeepsie, NY 12601
1 bd · 1.0 ba · 156,244 sqft · MultiFamily public records · 37 Days on market

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Multi-family units

County records classify this as Multi-Family (5+ Unit). Listing-text estimate: 1 unit. estimate disagrees with records

5+ unit building — per-unit beds/baths from public records are typically unavailable; the breakdown below (if shown) is an estimate from the listing text.

Listing remarks MLS

This exceptional 1 bedroom 1 1/2 bath condominium boasts a spacious, airy layout. Sits on 9th -floor corner unit which is 95 feet high offering spectacular views 40 feet above the tree line. Enjoy panoramic vistas of the mountains and river to the north, east, and south, including, Mid-Hudson Bridge and Walkway over the Hudson. Apartment retains all its original charm with parquet flooring and Shoji Japanese sliding door that separates the living room into two areas. Unit is equipped with dishwasher, stove and refrigerator. New air conditioning system in both the bedroom and living. room. As a corner unit, it benefits from excellent cross ventilation, ensuring a fresh and airy living environment. Buyer will need to have an excellent credit score. Pet permitted with 10 pound weight limit. Non-Smoking building. Monthly HOA fee includes taxes, water, sewer, heat and hot water. Co-Op Board requires Purchaser be Sole Occupant. Credit Score of 720.

Key facts

  • Listed 37 days

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
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🏢 Co-op / cooperative unit. The $165,000 price buys shares in the cooperative corporation, not the real estate itself — so it isn't comparable to a fee-simple sale price, and the cashflow / cap-rate / 1%-rule cards below (which assume you own the property and can rent it out) don't apply here. Expect board approval and a monthly maintenance fee on top of the price.

What this means for you Summary

Snapshot

  • This is a 1-bed/1.0-bath multifamily listed at $165k.

Deal economics

  • At list price, monthly cash flow is $188 ($2k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $165k).
  • Recommended offer: $160k (3.0% below list) — sets the bar for market timing.
  • Cap rate 7.7% vs local median 3.4% in Poughkeepsie — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 78/100 on livability (#165 in NY, #2,577 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, health & safety A+, housing A-; Watch: employment D+, crime F.
  • Poughkeepsie City School District (suburban): math 29% / reading 42% proficiency, ranked #559 of 590 in NY (top 95%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 73% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+3.7%/yr); 189 active listings in the ZIP; 620 units permitted in Dutchess County in 2024 (242 in 5+ unit buildings).
  • This rent runs 32% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $5k of value loss. Plan a longer hold.
  • Dutchess County population projected at -11% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.

Negotiation context

  • It's been on market 37 days — a 3% lower offer ($160k) is reasonable based on typical stale-listing flexibility.
  • 6 sale attempts since 19y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
  • Current owner paid $135k; 22% above their basis — modest negotiation headroom, anchor on the comps not their cost.
Recommended offer $160,050 (3.0% below list)

Questions for the listing agent

  1. It's been on market 37 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new apartment / multifamily construction is in the pipeline within 1–3 miles? Heavy new supply (>2% of stock underway) typically softens rents 12–24 months out; light construction supports rent growth.

Investment metrics

1% rule
1.02%
Cap rate
7.66%
Cash-on-cash
4.89%
DSCR
1.22
GRM
8.2

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 3.67% rent growth · sell at horizon

5-year hold
IRR
-7.9%
Equity multiple
0.71×
Total profit
$-13,584
Equity at exit
$24,602
10-year hold
IRR
2.5%
Equity multiple
1.18×
Total profit
$8,455
Equity at exit
$14,266

Cash invested: $46,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
15 Strongly Tenant-Friendly
State New York
15 Strongly Tenant-Friendly · D+10
County
— inherits STATE
City
— inherits STATE
NYC rent stabilization (~1M units); 2019 HSTPA strengthened tenant rights; courts deeply backlogged.

ZIP-level market 12601

Rents YoY
3.7%
Active inventory
189
Price-to-rent
8.2×

Monthly cashflow live

Estimated rent
$1,682 medium interval (Pro) →
Mortgage (P&I)
$865
Tax est. 1.5%
$206 /mo · $2,475/yr
Insurance
$69
HOA
$0
Vacancy / Maint / Mgmt
$353
Net cashflow
$188

Break-even live

Break-even rent $1,443
Max offer price $165,000
Occupancy floor 84%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$41,250
Closing costs
$4,950
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 45 events

  1. 2026-06-18
    days on market $165,000 Active 37 DOM
  2. 2026-06-17
    days on market $165,000 Active 36 DOM
  3. 2026-06-16
    days on market $165,000 Active 35 DOM
  4. 2026-06-15
    days on market $165,000 Active 34 DOM
  5. 2026-06-14
    days on market $165,000 Active 32 DOM
  6. 2026-06-10
    days on market $165,000 Active 29 DOM
  7. 2026-06-09
    days on market $165,000 Active 28 DOM
  8. 2026-06-08
    days on market $165,000 Active 27 DOM
  9. 2026-06-07
    days on market $165,000 Active 26 DOM
  10. 2026-06-05
    days on market $165,000 Active 23 DOM
  11. 2026-06-03
    days on market $165,000 Active 22 DOM
  12. 2026-06-02
    days on market $165,000 Active 21 DOM
  13. 2026-06-01
    days on market $165,000 Active 20 DOM
  14. 2026-05-31
    days on market $165,000 Active 19 DOM
  15. 2026-05-30
    days on market $165,000 Active 18 DOM
  16. 2026-05-12
    listed $165,000 Active 289-char remark
  17. 2025-09-10
    soldstatus $135,000 Closed 956-char remark
    Show marketing remark (956 chars)

    This exceptional 1 bedroom 1 1/2 bath condominium boasts a spacious, airy layout. Sits on 9th -floor corner unit which is 95 feet high offering spectacular views 40 feet above the tree line. Enjoy panoramic vistas of the mountains and river to the north, east, and south, including, Mid-Hudson Bridge and Walkway over the Hudson. Apartment retains all its original charm with parquet flooring and Shoji Japanese sliding door that separates the living room into two areas. Unit is equipped with dishwasher, stove and refrigerator. New air conditioning system in both the bedroom and living. room. As a corner unit, it benefits from excellent cross ventilation, ensuring a fresh and airy living environment. Buyer will need to have an excellent credit score. Pet permitted with 10 pound weight limit. Non-Smoking building. Monthly HOA fee includes taxes, water, sewer, heat and hot water. Co-Op Board requires Purchaser be Sole Occupant. Credit Score of 720.

  18. 2025-07-01
    status Pending 956-char remark
    Show marketing remark (956 chars)

    This exceptional 1 bedroom 1 1/2 bath condominium boasts a spacious, airy layout. Sits on 9th -floor corner unit which is 95 feet high offering spectacular views 40 feet above the tree line. Enjoy panoramic vistas of the mountains and river to the north, east, and south, including, Mid-Hudson Bridge and Walkway over the Hudson. Apartment retains all its original charm with parquet flooring and Shoji Japanese sliding door that separates the living room into two areas. Unit is equipped with dishwasher, stove and refrigerator. New air conditioning system in both the bedroom and living. room. As a corner unit, it benefits from excellent cross ventilation, ensuring a fresh and airy living environment. Buyer will need to have an excellent credit score. Pet permitted with 10 pound weight limit. Non-Smoking building. Monthly HOA fee includes taxes, water, sewer, heat and hot water. Co-Op Board requires Purchaser be Sole Occupant. Credit Score of 720.

  19. 2025-06-10
    historical Active Under Contract 956-char remark
    Show marketing remark (956 chars)

    This exceptional 1 bedroom 1 1/2 bath condominium boasts a spacious, airy layout. Sits on 9th -floor corner unit which is 95 feet high offering spectacular views 40 feet above the tree line. Enjoy panoramic vistas of the mountains and river to the north, east, and south, including, Mid-Hudson Bridge and Walkway over the Hudson. Apartment retains all its original charm with parquet flooring and Shoji Japanese sliding door that separates the living room into two areas. Unit is equipped with dishwasher, stove and refrigerator. New air conditioning system in both the bedroom and living. room. As a corner unit, it benefits from excellent cross ventilation, ensuring a fresh and airy living environment. Buyer will need to have an excellent credit score. Pet permitted with 10 pound weight limit. Non-Smoking building. Monthly HOA fee includes taxes, water, sewer, heat and hot water. Co-Op Board requires Purchaser be Sole Occupant. Credit Score of 720.

  20. 2025-06-02
    price $145,000 956-char remark
    Show marketing remark (956 chars)

    This exceptional 1 bedroom 1 1/2 bath condominium boasts a spacious, airy layout. Sits on 9th -floor corner unit which is 95 feet high offering spectacular views 40 feet above the tree line. Enjoy panoramic vistas of the mountains and river to the north, east, and south, including, Mid-Hudson Bridge and Walkway over the Hudson. Apartment retains all its original charm with parquet flooring and Shoji Japanese sliding door that separates the living room into two areas. Unit is equipped with dishwasher, stove and refrigerator. New air conditioning system in both the bedroom and living. room. As a corner unit, it benefits from excellent cross ventilation, ensuring a fresh and airy living environment. Buyer will need to have an excellent credit score. Pet permitted with 10 pound weight limit. Non-Smoking building. Monthly HOA fee includes taxes, water, sewer, heat and hot water. Co-Op Board requires Purchaser be Sole Occupant. Credit Score of 720.

  21. 2025-05-05
    price $150,000 956-char remark
    Show marketing remark (956 chars)

    This exceptional 1 bedroom 1 1/2 bath condominium boasts a spacious, airy layout. Sits on 9th -floor corner unit which is 95 feet high offering spectacular views 40 feet above the tree line. Enjoy panoramic vistas of the mountains and river to the north, east, and south, including, Mid-Hudson Bridge and Walkway over the Hudson. Apartment retains all its original charm with parquet flooring and Shoji Japanese sliding door that separates the living room into two areas. Unit is equipped with dishwasher, stove and refrigerator. New air conditioning system in both the bedroom and living. room. As a corner unit, it benefits from excellent cross ventilation, ensuring a fresh and airy living environment. Buyer will need to have an excellent credit score. Pet permitted with 10 pound weight limit. Non-Smoking building. Monthly HOA fee includes taxes, water, sewer, heat and hot water. Co-Op Board requires Purchaser be Sole Occupant. Credit Score of 720.

  22. 2025-04-23
    price $165,999 956-char remark
    Show marketing remark (956 chars)

    This exceptional 1 bedroom 1 1/2 bath condominium boasts a spacious, airy layout. Sits on 9th -floor corner unit which is 95 feet high offering spectacular views 40 feet above the tree line. Enjoy panoramic vistas of the mountains and river to the north, east, and south, including, Mid-Hudson Bridge and Walkway over the Hudson. Apartment retains all its original charm with parquet flooring and Shoji Japanese sliding door that separates the living room into two areas. Unit is equipped with dishwasher, stove and refrigerator. New air conditioning system in both the bedroom and living. room. As a corner unit, it benefits from excellent cross ventilation, ensuring a fresh and airy living environment. Buyer will need to have an excellent credit score. Pet permitted with 10 pound weight limit. Non-Smoking building. Monthly HOA fee includes taxes, water, sewer, heat and hot water. Co-Op Board requires Purchaser be Sole Occupant. Credit Score of 720.

  23. 2025-04-04
    price $169,999 956-char remark
    Show marketing remark (956 chars)

    This exceptional 1 bedroom 1 1/2 bath condominium boasts a spacious, airy layout. Sits on 9th -floor corner unit which is 95 feet high offering spectacular views 40 feet above the tree line. Enjoy panoramic vistas of the mountains and river to the north, east, and south, including, Mid-Hudson Bridge and Walkway over the Hudson. Apartment retains all its original charm with parquet flooring and Shoji Japanese sliding door that separates the living room into two areas. Unit is equipped with dishwasher, stove and refrigerator. New air conditioning system in both the bedroom and living. room. As a corner unit, it benefits from excellent cross ventilation, ensuring a fresh and airy living environment. Buyer will need to have an excellent credit score. Pet permitted with 10 pound weight limit. Non-Smoking building. Monthly HOA fee includes taxes, water, sewer, heat and hot water. Co-Op Board requires Purchaser be Sole Occupant. Credit Score of 720.

  24. 2025-03-21
    status Active 956-char remark
    Show marketing remark (956 chars)

    This exceptional 1 bedroom 1 1/2 bath condominium boasts a spacious, airy layout. Sits on 9th -floor corner unit which is 95 feet high offering spectacular views 40 feet above the tree line. Enjoy panoramic vistas of the mountains and river to the north, east, and south, including, Mid-Hudson Bridge and Walkway over the Hudson. Apartment retains all its original charm with parquet flooring and Shoji Japanese sliding door that separates the living room into two areas. Unit is equipped with dishwasher, stove and refrigerator. New air conditioning system in both the bedroom and living. room. As a corner unit, it benefits from excellent cross ventilation, ensuring a fresh and airy living environment. Buyer will need to have an excellent credit score. Pet permitted with 10 pound weight limit. Non-Smoking building. Monthly HOA fee includes taxes, water, sewer, heat and hot water. Co-Op Board requires Purchaser be Sole Occupant. Credit Score of 720.

  25. 2025-03-18
    historical Active Under Contract 956-char remark
    Show marketing remark (956 chars)

    This exceptional 1 bedroom 1 1/2 bath condominium boasts a spacious, airy layout. Sits on 9th -floor corner unit which is 95 feet high offering spectacular views 40 feet above the tree line. Enjoy panoramic vistas of the mountains and river to the north, east, and south, including, Mid-Hudson Bridge and Walkway over the Hudson. Apartment retains all its original charm with parquet flooring and Shoji Japanese sliding door that separates the living room into two areas. Unit is equipped with dishwasher, stove and refrigerator. New air conditioning system in both the bedroom and living. room. As a corner unit, it benefits from excellent cross ventilation, ensuring a fresh and airy living environment. Buyer will need to have an excellent credit score. Pet permitted with 10 pound weight limit. Non-Smoking building. Monthly HOA fee includes taxes, water, sewer, heat and hot water. Co-Op Board requires Purchaser be Sole Occupant. Credit Score of 720.

  26. 2025-03-07
    status Active 956-char remark
    Show marketing remark (956 chars)

    This exceptional 1 bedroom 1 1/2 bath condominium boasts a spacious, airy layout. Sits on 9th -floor corner unit which is 95 feet high offering spectacular views 40 feet above the tree line. Enjoy panoramic vistas of the mountains and river to the north, east, and south, including, Mid-Hudson Bridge and Walkway over the Hudson. Apartment retains all its original charm with parquet flooring and Shoji Japanese sliding door that separates the living room into two areas. Unit is equipped with dishwasher, stove and refrigerator. New air conditioning system in both the bedroom and living. room. As a corner unit, it benefits from excellent cross ventilation, ensuring a fresh and airy living environment. Buyer will need to have an excellent credit score. Pet permitted with 10 pound weight limit. Non-Smoking building. Monthly HOA fee includes taxes, water, sewer, heat and hot water. Co-Op Board requires Purchaser be Sole Occupant. Credit Score of 720.

  27. 2025-03-05
    price $175,000 956-char remark
    Show marketing remark (956 chars)

    This exceptional 1 bedroom 1 1/2 bath condominium boasts a spacious, airy layout. Sits on 9th -floor corner unit which is 95 feet high offering spectacular views 40 feet above the tree line. Enjoy panoramic vistas of the mountains and river to the north, east, and south, including, Mid-Hudson Bridge and Walkway over the Hudson. Apartment retains all its original charm with parquet flooring and Shoji Japanese sliding door that separates the living room into two areas. Unit is equipped with dishwasher, stove and refrigerator. New air conditioning system in both the bedroom and living. room. As a corner unit, it benefits from excellent cross ventilation, ensuring a fresh and airy living environment. Buyer will need to have an excellent credit score. Pet permitted with 10 pound weight limit. Non-Smoking building. Monthly HOA fee includes taxes, water, sewer, heat and hot water. Co-Op Board requires Purchaser be Sole Occupant. Credit Score of 720.

  28. 2025-02-03
    historical Active Under Contract 956-char remark
    Show marketing remark (956 chars)

    This exceptional 1 bedroom 1 1/2 bath condominium boasts a spacious, airy layout. Sits on 9th -floor corner unit which is 95 feet high offering spectacular views 40 feet above the tree line. Enjoy panoramic vistas of the mountains and river to the north, east, and south, including, Mid-Hudson Bridge and Walkway over the Hudson. Apartment retains all its original charm with parquet flooring and Shoji Japanese sliding door that separates the living room into two areas. Unit is equipped with dishwasher, stove and refrigerator. New air conditioning system in both the bedroom and living. room. As a corner unit, it benefits from excellent cross ventilation, ensuring a fresh and airy living environment. Buyer will need to have an excellent credit score. Pet permitted with 10 pound weight limit. Non-Smoking building. Monthly HOA fee includes taxes, water, sewer, heat and hot water. Co-Op Board requires Purchaser be Sole Occupant. Credit Score of 720.

  29. 2025-01-15
    price $185,000 956-char remark
    Show marketing remark (956 chars)

    This exceptional 1 bedroom 1 1/2 bath condominium boasts a spacious, airy layout. Sits on 9th -floor corner unit which is 95 feet high offering spectacular views 40 feet above the tree line. Enjoy panoramic vistas of the mountains and river to the north, east, and south, including, Mid-Hudson Bridge and Walkway over the Hudson. Apartment retains all its original charm with parquet flooring and Shoji Japanese sliding door that separates the living room into two areas. Unit is equipped with dishwasher, stove and refrigerator. New air conditioning system in both the bedroom and living. room. As a corner unit, it benefits from excellent cross ventilation, ensuring a fresh and airy living environment. Buyer will need to have an excellent credit score. Pet permitted with 10 pound weight limit. Non-Smoking building. Monthly HOA fee includes taxes, water, sewer, heat and hot water. Co-Op Board requires Purchaser be Sole Occupant. Credit Score of 720.

  30. 2024-12-30
    price $199,000 956-char remark
    Show marketing remark (956 chars)

    This exceptional 1 bedroom 1 1/2 bath condominium boasts a spacious, airy layout. Sits on 9th -floor corner unit which is 95 feet high offering spectacular views 40 feet above the tree line. Enjoy panoramic vistas of the mountains and river to the north, east, and south, including, Mid-Hudson Bridge and Walkway over the Hudson. Apartment retains all its original charm with parquet flooring and Shoji Japanese sliding door that separates the living room into two areas. Unit is equipped with dishwasher, stove and refrigerator. New air conditioning system in both the bedroom and living. room. As a corner unit, it benefits from excellent cross ventilation, ensuring a fresh and airy living environment. Buyer will need to have an excellent credit score. Pet permitted with 10 pound weight limit. Non-Smoking building. Monthly HOA fee includes taxes, water, sewer, heat and hot water. Co-Op Board requires Purchaser be Sole Occupant. Credit Score of 720.

  31. 2024-12-23
    price $225,999 956-char remark
    Show marketing remark (956 chars)

    This exceptional 1 bedroom 1 1/2 bath condominium boasts a spacious, airy layout. Sits on 9th -floor corner unit which is 95 feet high offering spectacular views 40 feet above the tree line. Enjoy panoramic vistas of the mountains and river to the north, east, and south, including, Mid-Hudson Bridge and Walkway over the Hudson. Apartment retains all its original charm with parquet flooring and Shoji Japanese sliding door that separates the living room into two areas. Unit is equipped with dishwasher, stove and refrigerator. New air conditioning system in both the bedroom and living. room. As a corner unit, it benefits from excellent cross ventilation, ensuring a fresh and airy living environment. Buyer will need to have an excellent credit score. Pet permitted with 10 pound weight limit. Non-Smoking building. Monthly HOA fee includes taxes, water, sewer, heat and hot water. Co-Op Board requires Purchaser be Sole Occupant. Credit Score of 720.

  32. 2024-12-06
    price $227,999 956-char remark
    Show marketing remark (956 chars)

    This exceptional 1 bedroom 1 1/2 bath condominium boasts a spacious, airy layout. Sits on 9th -floor corner unit which is 95 feet high offering spectacular views 40 feet above the tree line. Enjoy panoramic vistas of the mountains and river to the north, east, and south, including, Mid-Hudson Bridge and Walkway over the Hudson. Apartment retains all its original charm with parquet flooring and Shoji Japanese sliding door that separates the living room into two areas. Unit is equipped with dishwasher, stove and refrigerator. New air conditioning system in both the bedroom and living. room. As a corner unit, it benefits from excellent cross ventilation, ensuring a fresh and airy living environment. Buyer will need to have an excellent credit score. Pet permitted with 10 pound weight limit. Non-Smoking building. Monthly HOA fee includes taxes, water, sewer, heat and hot water. Co-Op Board requires Purchaser be Sole Occupant. Credit Score of 720.

  33. 2024-11-26
    historical $1,490
  34. 2024-11-05
    price $1,490
    Show marketing remark (956 chars)

    This exceptional 1 bedroom 1 1/2 bath condominium boasts a spacious, airy layout. Sits on 9th -floor corner unit which is 95 feet high offering spectacular views 40 feet above the tree line. Enjoy panoramic vistas of the mountains and river to the north, east, and south, including, Mid-Hudson Bridge and Walkway over the Hudson. Apartment retains all its original charm with parquet flooring and Shoji Japanese sliding door that separates the living room into two areas. Unit is equipped with dishwasher, stove and refrigerator. New air conditioning system in both the bedroom and living. room. As a corner unit, it benefits from excellent cross ventilation, ensuring a fresh and airy living environment. Buyer will need to have an excellent credit score. Pet permitted with 10 pound weight limit. Non-Smoking building. Monthly HOA fee includes taxes, water, sewer, heat and hot water. Co-Op Board requires Purchaser be Sole Occupant. Credit Score of 720.

  35. 2024-11-05
    price $229,999 956-char remark
    Show marketing remark (956 chars)

    This exceptional 1 bedroom 1 1/2 bath condominium boasts a spacious, airy layout. Sits on 9th -floor corner unit which is 95 feet high offering spectacular views 40 feet above the tree line. Enjoy panoramic vistas of the mountains and river to the north, east, and south, including, Mid-Hudson Bridge and Walkway over the Hudson. Apartment retains all its original charm with parquet flooring and Shoji Japanese sliding door that separates the living room into two areas. Unit is equipped with dishwasher, stove and refrigerator. New air conditioning system in both the bedroom and living. room. As a corner unit, it benefits from excellent cross ventilation, ensuring a fresh and airy living environment. Buyer will need to have an excellent credit score. Pet permitted with 10 pound weight limit. Non-Smoking building. Monthly HOA fee includes taxes, water, sewer, heat and hot water. Co-Op Board requires Purchaser be Sole Occupant. Credit Score of 720.

  36. 2024-10-17
    listed $1,500
  37. 2024-10-16
    price $239,999 956-char remark
    Show marketing remark (956 chars)

    This exceptional 1 bedroom 1 1/2 bath condominium boasts a spacious, airy layout. Sits on 9th -floor corner unit which is 95 feet high offering spectacular views 40 feet above the tree line. Enjoy panoramic vistas of the mountains and river to the north, east, and south, including, Mid-Hudson Bridge and Walkway over the Hudson. Apartment retains all its original charm with parquet flooring and Shoji Japanese sliding door that separates the living room into two areas. Unit is equipped with dishwasher, stove and refrigerator. New air conditioning system in both the bedroom and living. room. As a corner unit, it benefits from excellent cross ventilation, ensuring a fresh and airy living environment. Buyer will need to have an excellent credit score. Pet permitted with 10 pound weight limit. Non-Smoking building. Monthly HOA fee includes taxes, water, sewer, heat and hot water. Co-Op Board requires Purchaser be Sole Occupant. Credit Score of 720.

  38. 2024-10-03
    price $249,999 956-char remark
    Show marketing remark (956 chars)

    This exceptional 1 bedroom 1 1/2 bath condominium boasts a spacious, airy layout. Sits on 9th -floor corner unit which is 95 feet high offering spectacular views 40 feet above the tree line. Enjoy panoramic vistas of the mountains and river to the north, east, and south, including, Mid-Hudson Bridge and Walkway over the Hudson. Apartment retains all its original charm with parquet flooring and Shoji Japanese sliding door that separates the living room into two areas. Unit is equipped with dishwasher, stove and refrigerator. New air conditioning system in both the bedroom and living. room. As a corner unit, it benefits from excellent cross ventilation, ensuring a fresh and airy living environment. Buyer will need to have an excellent credit score. Pet permitted with 10 pound weight limit. Non-Smoking building. Monthly HOA fee includes taxes, water, sewer, heat and hot water. Co-Op Board requires Purchaser be Sole Occupant. Credit Score of 720.

  39. 2024-09-18
    price $259,000 956-char remark
    Show marketing remark (956 chars)

    This exceptional 1 bedroom 1 1/2 bath condominium boasts a spacious, airy layout. Sits on 9th -floor corner unit which is 95 feet high offering spectacular views 40 feet above the tree line. Enjoy panoramic vistas of the mountains and river to the north, east, and south, including, Mid-Hudson Bridge and Walkway over the Hudson. Apartment retains all its original charm with parquet flooring and Shoji Japanese sliding door that separates the living room into two areas. Unit is equipped with dishwasher, stove and refrigerator. New air conditioning system in both the bedroom and living. room. As a corner unit, it benefits from excellent cross ventilation, ensuring a fresh and airy living environment. Buyer will need to have an excellent credit score. Pet permitted with 10 pound weight limit. Non-Smoking building. Monthly HOA fee includes taxes, water, sewer, heat and hot water. Co-Op Board requires Purchaser be Sole Occupant. Credit Score of 720.

  40. 2024-09-12
    price $279,000 956-char remark
    Show marketing remark (956 chars)

    This exceptional 1 bedroom 1 1/2 bath condominium boasts a spacious, airy layout. Sits on 9th -floor corner unit which is 95 feet high offering spectacular views 40 feet above the tree line. Enjoy panoramic vistas of the mountains and river to the north, east, and south, including, Mid-Hudson Bridge and Walkway over the Hudson. Apartment retains all its original charm with parquet flooring and Shoji Japanese sliding door that separates the living room into two areas. Unit is equipped with dishwasher, stove and refrigerator. New air conditioning system in both the bedroom and living. room. As a corner unit, it benefits from excellent cross ventilation, ensuring a fresh and airy living environment. Buyer will need to have an excellent credit score. Pet permitted with 10 pound weight limit. Non-Smoking building. Monthly HOA fee includes taxes, water, sewer, heat and hot water. Co-Op Board requires Purchaser be Sole Occupant. Credit Score of 720.

  41. 2024-08-16
    price $289,000 956-char remark
    Show marketing remark (956 chars)

    This exceptional 1 bedroom 1 1/2 bath condominium boasts a spacious, airy layout. Sits on 9th -floor corner unit which is 95 feet high offering spectacular views 40 feet above the tree line. Enjoy panoramic vistas of the mountains and river to the north, east, and south, including, Mid-Hudson Bridge and Walkway over the Hudson. Apartment retains all its original charm with parquet flooring and Shoji Japanese sliding door that separates the living room into two areas. Unit is equipped with dishwasher, stove and refrigerator. New air conditioning system in both the bedroom and living. room. As a corner unit, it benefits from excellent cross ventilation, ensuring a fresh and airy living environment. Buyer will need to have an excellent credit score. Pet permitted with 10 pound weight limit. Non-Smoking building. Monthly HOA fee includes taxes, water, sewer, heat and hot water. Co-Op Board requires Purchaser be Sole Occupant. Credit Score of 720.

  42. 2024-07-26
    listed $299,000 Active 956-char remark
    Show marketing remark (956 chars)

    This exceptional 1 bedroom 1 1/2 bath condominium boasts a spacious, airy layout. Sits on 9th -floor corner unit which is 95 feet high offering spectacular views 40 feet above the tree line. Enjoy panoramic vistas of the mountains and river to the north, east, and south, including, Mid-Hudson Bridge and Walkway over the Hudson. Apartment retains all its original charm with parquet flooring and Shoji Japanese sliding door that separates the living room into two areas. Unit is equipped with dishwasher, stove and refrigerator. New air conditioning system in both the bedroom and living. room. As a corner unit, it benefits from excellent cross ventilation, ensuring a fresh and airy living environment. Buyer will need to have an excellent credit score. Pet permitted with 10 pound weight limit. Non-Smoking building. Monthly HOA fee includes taxes, water, sewer, heat and hot water. Co-Op Board requires Purchaser be Sole Occupant. Credit Score of 720.

  43. 2007-12-31
    historical
  44. 2007-07-11
    listed
  45. 1985-04-15
    soldstatus $4,325,245

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 4/10 Moderate 7 d/yr ≥99°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 11% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$20,179
− Mortgage interest
−$9,243
− Property taxes
−$2,475
− Insurance
−$825
− Repairs & maintenance
−$1,614
− Management
−$1,614
− Depreciation
−$4,800
Taxable loss
−$392
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$94
After-tax cash flow
$2,352/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Poughkeepsie City School District
NCES district ID
3623760
Math proficiency
29% ▲ 5.00%
Reading proficiency
42% ▲ 12.00%
Median HH income
$39,159
Composite
29.68/100
National rank
#6459
State rank
#559 of 590 in NY

Livability — Poughkeepsie

Score
78/100
State rank
#165
US rank
#2577

Category grades

Amenities B Commute A+ Cost of living C Crime F Employment D+ Housing A- Health & safety A+ User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Poughkeepsie, NY
County
Dutchess County · 188,048 people
City population
86,468
Metro
Poughkeepsie-Newburgh-Middletown, NY
Population (ZIP)
44,164
Household income
$63,652
Rent vs Own
56.8% rent · 43.2% own
Severe rent burden
2891.0

Population outlook (Dutchess County) Hauer SSP2

Today (2025)
291,768 people
By 2030
287,131 · -1.6%
By 2040
274,881 · -5.8%
By 2050
259,971 · -10.9%
By 2075
235,366 · -19.3%
By 2100
208,786 · -28.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Highly diverse neighborhood (Simpson 0.70)
Race & ethnicity
White 44% Black 24% Hispanic / Latino 22% Two or more races 17% Asian 3%
Hispanic origin (detail)
Mexican 8% Puerto Rican 5% Dominican 1%
Common ancestry
Romanian 3% Iranian 1% Lithuanian 1%
Foreign-born
19% · Canada, China
Languages at home
79% English-only · Spanish 15% Other Indo-European 1% Chinese 1%

Political lean MEDSL · Dutchess

2024 margin
Lean D (+5.4) · D 52.7% · R 47.3%
2008→2024 swing
-3.2pp toward R · 2008: 8.6pp · 2024: 5.4pp
All cycles
2024: D+5.4 2020: D+9.6 2016: R+1.1 2012: D+6.6 2008: D+8.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -210.62%
Current HPI
293.9789
Rent YoY
▲ 3.67%
Metro
Poughkeepsie-Newburgh-Middletown, NY
State GDP YoY
▲ 2.60%
F500 in state
92

Industry mix (Fortune 500 HQ in NY)

Industry F500 HQs Revenue

Price history

-96.2% since first listed
30 events — show timeline
  • 2026-05-12 Listed $165,000 FSBO.com
  • 2025-09-10 Sold (MLS) $135,000 HVCRMLS
  • 2025-07-01 Pending HVCRMLS
  • 2025-06-10 Contingent HVCRMLS
  • 2025-06-02 Price Changed $145,000 HVCRMLS
  • 2025-05-05 Price Changed $150,000 HVCRMLS
  • 2025-04-23 Price Changed $165,999 HVCRMLS
  • 2025-04-04 Price Changed $169,999 HVCRMLS
  • 2025-03-21 Relisted HVCRMLS
  • 2025-03-18 Contingent HVCRMLS
  • 2025-03-07 Relisted HVCRMLS
  • 2025-03-05 Price Changed $175,000 HVCRMLS
  • 2025-02-03 Contingent HVCRMLS
  • 2025-01-15 Price Changed $185,000 HVCRMLS
  • 2024-12-30 Price Changed $199,000 HVCRMLS
  • 2024-12-23 Price Changed $225,999 HVCRMLS
  • 2024-12-06 Price Changed $227,999 HVCRMLS
  • 2024-11-26 Rental Removed $1,490 ONEKEY
  • 2024-11-05 Price Changed $1,490 ONEKEY
  • 2024-11-05 Price Changed $229,999 HVCRMLS
  • 2024-10-17 Listed for Rent $1,500 ONEKEY
  • 2024-10-16 Price Changed $239,999 HVCRMLS
  • 2024-10-03 Price Changed $249,999 HVCRMLS
  • 2024-09-18 Price Changed $259,000 HVCRMLS
  • 2024-09-12 Price Changed $279,000 HVCRMLS
  • 2024-08-16 Price Changed $289,000 HVCRMLS
  • 2024-07-26 Listed $299,000 HVCRMLS
  • 2007-12-31 Delisted HGMLS
  • 2007-07-11 Listed HGMLS
  • 1985-04-15 Sold (Public Records) $4,325,245 Public Records

Property tax history

+2.4%/yr

Latest (2025): $325,242 · +16.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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