3716 Barnett Ave · Moss Point, MS 39563

$159,900

3 bd · 2.0 ba · 1,668 sqft · SingleFamily public records · 71 Days on market

Built 2005 0.29 ac lot Est $108k · 47% over

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +16.1/30.0
• Appreciation +7.3/10.0
• DSCR +5.0/10.0
• 1% rule +4.4/10.0
• Livability +3.4/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• Schools +1.6/10.0
• ARV discount +0.0/15.0

Listing remarks

This property features 3 bedrooms and 2 bathrooms. Covered back patio, partially fenced. Fireplace with double Garage!!

Key facts

• 0.29 acre lot
• 2 garage spots
• Built 2005

Property features AI

Exterior

• Parking: 2-car garage
• Utilities: Public water; Public sewer; Electricity connected; Water connected
• Home design: Single-family residence (house); One level; Living area reported from public records
• Construction: Vinyl exterior; Slab foundation; Built (year reported from public records)
• Exterior features: Shingle roof; Lot approximately 0.29 acres

Interior

• Kitchen: Microwave
• Flooring: Carpet
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric heating; Electric cooling
• Interior features: Microwave; Fireplace in the living room

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $160k.

Deal economics

• At list price, monthly cash flow is $82 ($990/yr) — positive.
• The deal already cash-flows at list — no discount required.
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $150k (6.2% below list).
• Recommended offer: $150k (6.2% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 67/100 on livability (#77 in MS) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: health & safety D+, schools D, amenities F.
• Moss Point Separate School District (suburban): math 17% / reading 22% proficiency, ranked #94 of 130 in MS (top 72%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 83% free/reduced lunch — lower-income household profile, screen leases tightly.
• Market conditions: 86 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 516 units permitted in Jackson County in 2024 (6 in 5+ unit buildings).

Forward outlook

• In year one you build about $8k of equity ($1k loan paydown + $7k appreciation (4.6% local appreciation)).
• At projected returns (4.6% appreciation + 3.0% rent growth), your $45k cash investment doubles in ~5 years — after that, you're playing with house money.
• By year 5, paydown + projected appreciation supports a ~$37k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 71 days — a 6% lower offer ($150k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $150,000 (6.2% below list)

Questions for the listing agent

1. It's been on market 71 days. Have you received any prior offers? Is the seller open to a 6% concession, seller financing, or rate buy-down credit?
2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
4. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
5. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.94% ✗
• Cap rate: 6.91%
• Cash-on-cash: 2.21%
• DSCR: 1.10
• GRM: 8.9

CMA / ARV

• ARV (on-the-fly): $108,420
• Comps found: 9

Show comp detail 9 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
4325 Robinway Dr	0.51mi	3/2.0	1,769 (+6%)	6mo	$83,000	$47	61
4607 Griffin St	0.46mi	2/1.5 (-1)	1,620 (-3%)	8mo	$95,000	$59	60
3400 Barnett Ave	0.35mi	3/2.0	1,843 (+10%)	11mo	$119,900	$65	57
4219 Bellview Ave	0.60mi	2/1.5 (-1)	1,600 (-4%)	4mo	$89,000	$56	55
5131 Weems St	0.59mi	3/2.0	1,598 (-4%)	17mo	$167,400	$105	51
3819 Cedar St	0.45mi	3/1.0	1,780 (+7%)	22mo	$145,000	$81	46
4518 Bowen St	0.51mi	3/1.5	1,500 (-10%)	21mo	$80,000	$53	40
3112 Bellview Ave	0.65mi	4/2.0 (+1)	1,523 (-9%)	20mo	$128,000	$84	33
3132 W Rollins St	0.58mi	3/2.0	1,914 (+15%)	22mo	$249,500	$130	30

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

4.6% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 13.8%
• Equity multiple: 1.86×
• Total profit: $38,521
• Equity at exit: $86,774

10-year hold

• IRR: 14.7%
• Equity multiple: 3.54×
• Total profit: $113,764
• Equity at exit: $146,677

Cash invested: $44,772 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Mississippi: 90 Strongly Landlord-Friendly · R+11
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; very landlord-favorable; no rent control.

Methodology + full state rankings →

ZIP-level market 39563

• Home prices YoY: 3.0%
• Active inventory: 86
• Price-to-rent: 8.9×

Monthly cashflow live

• Estimated rent: $1,500 medium
• Mortgage (P&I): −$839
• Tax from tax record: −$197 /mo · $2,368/yr
• Insurance: −$67
• HOA: −$0
• Vacancy / Maint / Mgmt: −$315
• Net cashflow: $82

Break-even live

Break-even rent $1,396

Max offer price $159,900

Occupancy floor 90%

Sensitivity live

Price	-10% $173	-5% $128	+0% $82	+5% $37	+10% $-8
Rent	-10% $-36	-5% $23	+0% $82	+5% $142	+10% $201
Rate	-1.0pp $163	-0.5pp $123	base $82	+0.5pp $41	+1.0pp $-1

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $39,975
• Closing costs: $4,797
• Reserves months: —
• Total cash needed: —

Rent comps 1 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3395 Howze St Moss Point, MS	3.0	2.0	1868	$1,500	$0.80	22d	1	0.40mi

Listing history 15 events

1. 2026-06-18
   days on market $159,900 Active 71 DOM
2. 2026-06-17
   days on market $159,900 Active 70 DOM
3. 2026-06-16
   days on market $159,900 Active 69 DOM
4. 2026-06-15
   days on market $159,900 Active 68 DOM
5. 2026-06-14
   days on market $159,900 Active 66 DOM
6. 2026-06-13
   days on market $159,900 Active 65 DOM
7. 2026-06-10
   days on market $159,900 Active 63 DOM
8. 2026-06-09
   days on market $159,900 Active 62 DOM
9. 2026-06-08
   days on market $159,900 Active 61 DOM
10. 2026-06-07
    days on market $159,900 Active 60 DOM
11. 2026-06-02
    days on market $159,900 Active 55 DOM
12. 2026-06-01
    days on market $159,900 Active 54 DOM
13. 2026-05-31
    days on market $159,900 Active 53 DOM
14. 2026-05-30
    days on market $159,900 Active 52 DOM
15. 2026-04-07
    listed $159,900 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MS · Resets to sale price

• Current annual tax: $2,368 · $197/mo
• Projected year-2 tax: $2,368 · $197/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 4/10 Moderate FEMA zone X (shaded) · 23% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $18,000
• − Mortgage interest: −$8,957
• − Property taxes: −$2,368
• − Insurance: −$800
• − Repairs & maintenance: −$1,440
• − Management: −$1,440
• − Depreciation: −$4,652
• Taxable loss: −$1,656
• Est. tax savings @ 24.0%: +$397
• After-tax cash flow: $1,387/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Moss Point Separate School District
• NCES district ID: 2803000
• Math proficiency: 17% ▼ -3.00%
• Reading proficiency: 22% ▬ 0.00%
• Median HH income: $38,041
• Composite: 16.34/100
• National rank: #9205
• State rank: #94 of 130 in MS

Livability — Moss Point

• Score: 67/100
• State rank: #77
• US rank: #10398

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment F Housing A+ Health & safety D+ User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Moss Point, MS
• City population: 12,023
• Population (ZIP): 12,023

Population outlook (Jackson County) Hauer SSP2

• Today (2025): 146,926 people
• By 2030: 148,442 · +1.0%
• By 2040: 149,631 · +1.8%
• By 2050: 148,723 · +1.2%
• By 2075: 147,845 · +0.6%
• By 2100: 144,510 · -1.6%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly Black (74%)
• Race & ethnicity: Black 74% White 18% Hispanic / Latino 4% Two or more races 2%
• Common ancestry: Lithuanian 0%
• Foreign-born: 1% · Canada
• Languages at home: 97% English-only · Spanish 3%

Political lean MEDSL · Jackson

• 2024 margin: Solid R (+39.9) · D 29.5% · R 69.4% · Other 1.1%
• 2008→2024 swing: -6.4pp toward R · 2008: -33.5pp · 2024: -39.9pp
• All cycles: 2024: R+39.9 2020: R+34.6 2016: R+39.9 2012: R+36.1 2008: R+33.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 4.60%
• Current HPI: 155.3138
• Rent YoY: —
• Metro: —
• State GDP YoY: —
• F500 in state: 0

Price history

1 event — show timeline

• 2026-04-07 Listed $159,900 MLSU

Property tax history

+17.9%/yr

Latest (2025): $2,368 · +3.0% YoY. Source: county tax records.