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3459 Linda Dr
D Composite 41.66
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • ARV discount +14.6/15.0
  • Cash flow +8.7/30.0
  • Livability +4.0/5.0
  • 1% rule +3.8/10.0
  • Rent growth +2.8/5.0
  • Schools +2.8/10.0
  • Condition / age +2.5/5.0
  • DSCR +2.4/10.0
  • Appreciation +0.0/10.0

$249,950

3459 Linda Dr · Dallas, TX 75220
3 bd · 1.5 ba · 1,178 sqft · SingleFamily public records · 48 Days on market
Built 1952 9,191 sqft lot $212/sqft · 16% below area Est $296k · 16% under

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome to this inviting single-story home located in the established Brownwood Park neighborhood of Dallas with no HOA. The layout offers comfortable living with a functional flow between the main living, dining, and kitchen areas, creating a welcoming space for everyday living and entertaining. The bedrooms are well-sized and provide flexibility for guests, a home office, or additional living needs. Situated on a generous, tree-lined lot with a fenced backyard, the property offers plenty of outdoor space to enjoy or personalize. Conveniently located near major roadways, shopping, and dining, this home presents a great opportunity for buyers seeking space, accessibility, and long-term value in a central Dallas location.

Key facts

  • Tree-lined lot
  • Outdoor space
  • Single-story home

Tags

SINGLE-STORY HOMEFENCED BACKYARDTREE-LINED LOTOUTDOOR SPACECENTRAL DALLAS LOCATION

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath single-family listed at $250k.

Deal economics

  • At list price, monthly cash flow is $-209 ($-3k/yr) — negative.
  • To cash-flow at today's rent, offer at most $213k (14.8% below list).
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $220k (11.9% below list).
  • Recommended offer: $213k (14.8% below list) — sets the bar for cash-flow.
  • Cap rate 5.3% vs local median 2.3% in Dallas — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 81/100 on livability (#24 in TX, #1,380 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, housing A+; Watch: schools C-, crime F.
  • Dallas ISD (urban): math 31% / reading 36% proficiency, ranked #559 of 826 in TX (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 83% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising (+1.1%/yr); 176 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals leasing fast (median 7d on market — plan ~1-2 weeks tenant-placement turnaround); 12,577 units permitted in Dallas County in 2024 (6,829 in 5+ unit buildings).
  • This rent runs 38% of the median local income ($70k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $7k of value loss. Plan a longer hold.
  • Dallas County population projected at +35% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 48 days — a 3% lower offer ($242k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 13y ago; this cycle's ask has dropped $90k (27%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: property tax is 2.6% of price; built in 1952 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→23/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $213,030 (14.8% below list)

Questions for the listing agent

  1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
  2. It's been on market 48 days. Have you received any prior offers? Is the seller open to a 15% concession, seller financing, or rate buy-down credit?
  3. Built in 1952 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  4. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.88%
Cap rate
5.29%
Cash-on-cash
-3.58%
DSCR
0.84
GRM
9.5

CMA / ARV

ARV (median comp)
$296,454
List price
$249,950
Delta
-15.69%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
9926 Chireno St 0.30mi 2/1.0 (-1) 1,188 (+1%) 1mo $298,000 $251 77
3433 Bogata Blvd 0.15mi 3/2.0 1,276 (+8%) 6mo $300,000 $235 73
3720 Van Ness Ln 0.40mi 3/1.0 1,222 (+4%) 4mo $515,000 $421 70
9923 Constance St 0.27mi 3/1.0 1,123 (-5%) 11mo $338,999 $302 68
3715 LA Joya Dr 0.40mi 2/1.0 (-1) 1,150 (-2%) 5mo $520,000 $452 66
3648 Linda Dr 0.32mi 3/1.0 1,105 (-6%) 10mo $325,000 $294 64
3730 Dunhaven Rd 0.46mi 3/2.0 1,240 (+5%) 6mo $545,000 $440 63
3802 Gaspar Dr 0.61mi 3/2.0 1,140 (-3%) 3mo $525,000 $461 62
3704 Rockdale Dr 0.41mi 2/1.0 (-1) 1,264 (+7%) 10mo $361,920 $286 53
3742 Rockdale Dr 0.49mi 2/2.0 (-1) 1,264 (+7%) 9mo $642,000 $508 51
3708 Durango Dr 0.58mi 3/1.0 1,035 (-12%) 3mo $425,000 $411 48
3746 Durango Dr 0.65mi 3/1.0 1,036 (-12%) 6mo $499,900 $483 42

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.05% rent growth · sell at horizon

5-year hold
IRR
-24.7%
Equity multiple
0.17×
Total profit
$-57,884
Equity at exit
$37,268
10-year hold
IRR
-28.4%
Equity multiple
-0.19×
Total profit
$-83,586
Equity at exit
$21,611

Cash invested: $69,986 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 75220

Rents YoY
1.1%
Active inventory
176
Price-to-rent
9.5×

Monthly cashflow live

Estimated rent
$2,203 high interval (Pro) →
Mortgage (P&I)
$1,311
Tax from tax record
$534 /mo · $6,413/yr
Insurance
$104
HOA
$0
Vacancy / Maint / Mgmt
$463
Net cashflow
$-209

Break-even live

Break-even rent $2,467
Max offer price $213,030
Occupancy floor

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$62,488
Closing costs
$7,498
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 27 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
9946 Bowman Blvd Dallas, TX 3.0 2.0 1244 $2,485 $2.00 2d 1 0.35mi
9946 Bowman Blvd Dallas, TX 3.0 2.0 1244 $2,545 $2.05 16d 1 0.35mi
3730 Van Ness Ln Dallas, TX 3.0 1.0 1188 $2,700 $2.27 21d 1 0.43mi
3766 Park Ln Dallas, TX 2.0 2.0 1296 $2,900 $2.24 6d 1 0.51mi
3353 Lombardy Ln Dallas, TX 1.0–2.0 1.0–2.0 824 $1,615 $1.96 1d 23 0.53mi
3155 Park Ln Dallas, TX 1.0–3.0 1.0–2.0 1001 $1,700 $1.70 6d 7 0.60mi
3122 Park Ln Dallas, TX 1.0–3.0 1.0–2.0 1235 $1,900 $1.54 10d 24 0.61mi
9844 Valley Meadow Ct Dallas, TX 2.0 1.5 1037 $1,650 $1.59 43d 1 0.65mi
3455 Webb Chapel Ext Dallas, TX 1.0–2.0 1.0–2.0 724 $1,095 $1.51 7d 1 0.65mi
9942 Mixon Dr Dallas, TX 3.0 2.0 1211 $3,200 $2.64 43d 1 0.65mi
3535 Webb Chapel Ext Dallas, TX 1.0–2.0 1.0–2.0 947 $1,939 $2.05 2d 37 0.67mi
3879 Clover Ln Dallas, TX 3.0 1.0 1200 $2,200 $1.83 43d 1 0.75mi
3739 Almazan Dr Dallas, TX 3.0 2.0 1216 $2,700 $2.22 13d 1 0.78mi
3006 Brockbank Ct #3006 Dallas, TX 2.0 2.0 1031 $1,800 $1.75 43d 1 0.78mi
3130 Lombardy Ln Dallas, TX 2.0 1.0–1.5 806 $1,615 $2.00 2d 32 0.84mi
9401 Mixon Dr Dallas, TX 1.0–2.0 1.0–2.0 829 $1,500 $1.81 43d 1 0.86mi
3232 Sumter Dr Dallas, TX 3.0 1.0–2.0 741 $1,461 $1.97 1d 16 0.88mi
3984 Park Ln Dallas, TX 3.0 2.0 1349 $3,100 $2.30 7d 1 0.89mi
9680 Timberline Dr Dallas, TX 1.0–3.0 1.0–2.0 861 $2,000 $2.32 7d 1 0.97mi
9505 Brockbank Dr Dallas, TX 1.0–3.0 1.0–2.0 815 $1,795 $2.20 3d 10 0.99mi
3850 W Northwest Hwy Dallas, TX 1.0–3.0 1.0–3.0 1197 $3,010 $2.51 2d 13 1.08mi
3982 Cortez Dr Dallas, TX 2.0 1.0 1484 $2,600 $1.75 6d 1 1.10mi
3900 W Northwest Hwy Dallas, TX 3.0 1.0–2.5 1132 $3,385 $2.99 6d 28 1.16mi
4000 W Northwest Hwy Dallas, TX 2.0 2.0 1011 $1,650 $1.63 43d 1 1.23mi
2911 Kendale Dr Dallas, TX 1.0–2.0 1.0–2.0 873 $1,550 $1.78 43d 5 1.25mi
8738 Glencrest Ln Dallas, TX 2.0 2.0 1307 $3,000 $2.30 43d 1 1.44mi
2631 Webb Chapel Ext Dallas, TX 2.0–3.0 1.0–2.0 1011 $2,100 $2.08 16d 10 1.47mi

Listing history 9 events

  1. 2026-05-05
    status Pending 730-char remark
    Show marketing remark (730 chars)

    Welcome to this inviting single-story home located in the established Brownwood Park neighborhood of Dallas with no HOA. The layout offers comfortable living with a functional flow between the main living, dining, and kitchen areas, creating a welcoming space for everyday living and entertaining. The bedrooms are well-sized and provide flexibility for guests, a home office, or additional living needs. Situated on a generous, tree-lined lot with a fenced backyard, the property offers plenty of outdoor space to enjoy or personalize. Conveniently located near major roadways, shopping, and dining, this home presents a great opportunity for buyers seeking space, accessibility, and long-term value in a central Dallas location.

  2. 2026-04-25
    price $249,950 730-char remark
    Show marketing remark (730 chars)

    Welcome to this inviting single-story home located in the established Brownwood Park neighborhood of Dallas with no HOA. The layout offers comfortable living with a functional flow between the main living, dining, and kitchen areas, creating a welcoming space for everyday living and entertaining. The bedrooms are well-sized and provide flexibility for guests, a home office, or additional living needs. Situated on a generous, tree-lined lot with a fenced backyard, the property offers plenty of outdoor space to enjoy or personalize. Conveniently located near major roadways, shopping, and dining, this home presents a great opportunity for buyers seeking space, accessibility, and long-term value in a central Dallas location.

  3. 2026-04-06
    price $329,900 730-char remark
    Show marketing remark (730 chars)

    Welcome to this inviting single-story home located in the established Brownwood Park neighborhood of Dallas with no HOA. The layout offers comfortable living with a functional flow between the main living, dining, and kitchen areas, creating a welcoming space for everyday living and entertaining. The bedrooms are well-sized and provide flexibility for guests, a home office, or additional living needs. Situated on a generous, tree-lined lot with a fenced backyard, the property offers plenty of outdoor space to enjoy or personalize. Conveniently located near major roadways, shopping, and dining, this home presents a great opportunity for buyers seeking space, accessibility, and long-term value in a central Dallas location.

  4. 2026-03-17
    listed $340,400 Active 730-char remark
    Show marketing remark (730 chars)

    Welcome to this inviting single-story home located in the established Brownwood Park neighborhood of Dallas with no HOA. The layout offers comfortable living with a functional flow between the main living, dining, and kitchen areas, creating a welcoming space for everyday living and entertaining. The bedrooms are well-sized and provide flexibility for guests, a home office, or additional living needs. Situated on a generous, tree-lined lot with a fenced backyard, the property offers plenty of outdoor space to enjoy or personalize. Conveniently located near major roadways, shopping, and dining, this home presents a great opportunity for buyers seeking space, accessibility, and long-term value in a central Dallas location.

  5. 2014-01-08
    soldstatus
  6. 2014-01-07
    soldstatus Closed 262-char remark
    Show marketing remark (262 chars)

    Fantastic opportunity. Nice Dallas neighborhood with mature trees and large lots. This home is on a pie shaped corner lot with carport and 1 car garage or storage shed. This home needs work & updating so is best for cash deal or investors. Being sold as-is

  7. 2013-12-11
    status Pending 262-char remark
    Show marketing remark (262 chars)

    Fantastic opportunity. Nice Dallas neighborhood with mature trees and large lots. This home is on a pie shaped corner lot with carport and 1 car garage or storage shed. This home needs work & updating so is best for cash deal or investors. Being sold as-is

  8. 2013-11-22
    historical Active Option Contract 262-char remark
    Show marketing remark (262 chars)

    Fantastic opportunity. Nice Dallas neighborhood with mature trees and large lots. This home is on a pie shaped corner lot with carport and 1 car garage or storage shed. This home needs work & updating so is best for cash deal or investors. Being sold as-is

  9. 2013-11-20
    listed $69,900 Active 262-char remark
    Show marketing remark (262 chars)

    Fantastic opportunity. Nice Dallas neighborhood with mature trees and large lots. This home is on a pie shaped corner lot with carport and 1 car garage or storage shed. This home needs work & updating so is best for cash deal or investors. Being sold as-is

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$6,413 · $534/mo
Projected year-2 tax
$6,413 · $534/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥110°F today · 23 d/yr by 30 yrs out
  • 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,435
− Mortgage interest
−$14,001
− Property taxes
−$6,413
− Insurance
−$1,250
− Repairs & maintenance
−$2,115
− Management
−$2,115
− Depreciation
−$7,271
Taxable loss
−$6,729
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$1,615
After-tax cash flow
$-893/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Dallas ISD
NCES district ID
4816230
Math proficiency
31% ▼ -16.00%
Reading proficiency
36% ▼ -4.00%
Median HH income
$42,881
Composite
28.41/100
National rank
#6763
State rank
#559 of 826 in TX

Livability — Dallas

Score
81/100
State rank
#24
US rank
#1380

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C+ Housing A+ Health & safety A User ratings B

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Dallas, TX
County
Dallas County · 2,612,404 people
City population
1,168,437
Metro
Dallas-Fort Worth-Arlington, TX
Population (ZIP)
40,239
Household income
$69,843
Rent vs Own
68.1% rent · 31.9% own
Severe rent burden
1955.0

Population outlook (Dallas County) Hauer SSP2

Today (2025)
2,979,839 people
By 2030
3,191,823 · +7.1%
By 2040
3,619,611 · +21.5%
By 2050
4,026,915 · +35.1%
By 2075
4,957,073 · +66.4%
By 2100
5,508,725 · +84.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Hispanic (72%)
Race & ethnicity
Hispanic / Latino 72% White 21% Two or more races 14% Black 4% Asian 1%
Hispanic origin (detail)
Mexican 48% Puerto Rican 1% Cuban 2%
Common ancestry
Italian 1% Slovak 1% Romanian 1%
Foreign-born
46% · Canada
Languages at home
27% English-only · Spanish 72%

Political lean MEDSL · Dallas

2024 margin
Strong D (+22.2) · D 60.2% · R 38.0% · Other 1.8%
2008→2024 swing
+6.9pp toward D · 2008: 15.3pp · 2024: 22.2pp
All cycles
2024: D+22.2 2020: D+31.6 2016: D+26.2 2012: D+15.4 2008: D+15.3

Not yet ingested

Civics

Market trends

HPI YoY
▼ -342.16%
Current HPI
397.3483
Rent YoY
▲ 1.05%
Metro
Dallas-Fort Worth-Arlington, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+257.6% since first listed
9 events — show timeline
  • 2026-05-05 Pending NTREIS
  • 2026-04-25 Price Changed $249,950 NTREIS
  • 2026-04-06 Price Changed $329,900 NTREIS
  • 2026-03-17 Listed $340,400 NTREIS
  • 2014-01-08 Sold (Public Records) Public Records
  • 2014-01-07 Sold (MLS) NTREIS
  • 2013-12-11 Pending NTREIS
  • 2013-11-22 Contingent NTREIS
  • 2013-11-20 Listed $69,900 NTREIS

Property tax history

+6.3%/yr

Latest (2025): $6,413 · -3.4% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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