610 St Joseph St · Lafayette, LA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 19 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +15.6/30.0
- ARV discount +15.0/15.0
- DSCR +4.8/10.0
- Schools +3.6/10.0
- Rent growth +3.5/5.0
- Livability +3.5/5.0
- 1% rule +3.3/10.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$189,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
Saint street paradise right in the soul of Lafayette! This 3 bedroom 2 full bathroom boast everything your heart desires. From 2 car fully operable garage with work shed tucked inside, to huge privacy fenced in backyard with 5 foot gate, to natural light bursting sun room! This home has been fully renovated from top to bottom. New roof? ✅ New plumbing? ✅ New electrical? ✅ New water heater? ✅ New A/C system? ✅ Luxury vinyl engineered flooring through out with new cabinets & quartz countertops. Both bathroom showcase beautiful tile showers and ample amount of storage. Schedule your showing today, this one is a must see!
Key facts
- 0.29 acre lot
- Garage
- Built 1950
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $189k.
Deal economics
- At list price, monthly cash flow is $80 ($956/yr) — positive.
- The deal already cash-flows at list — no discount required.
- To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $158k (16.6% below list).
- Recommended offer: $158k (16.6% below list) — sets the bar for 1% rule.
- Cap rate 6.8% vs local median 4.7% in Lafayette — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 70/100 on livability (#63 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A+; Watch: amenities C-, employment C-, crime F.
- Lafayette Parish (urban): math 38% / reading 46% proficiency, ranked #19 of 98 in LA (top 19%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: Rents rising fast (+4.1%/yr); 404 active listings in the ZIP; 33 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 45% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,585 units permitted in Lafayette Parish in 2024 (10 in 5+ unit buildings).
- This rent runs 33% of the median local income ($57k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
- Lafayette County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- It's been on market 308 days — a 12% lower offer ($166k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts; this cycle's ask has dropped $90k (32%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→19/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 308 days. Have you received any prior offers? Is the seller open to a 17% concession, seller financing, or rate buy-down credit?
- Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 0.83% ✗
- Cap rate
- 6.80%
- Cash-on-cash
- 1.81%
- DSCR
- 1.08
- GRM
- 10.0
CMA / ARV
- ARV (median comp)
- $243,968
- List price
- $189,000
- Delta
- -22.53%
- Verdict
- UNDERPRICED
- Comps
- 20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 707 Saint Patrick St | 0.09mi | 3/2.0 | 1,550 (+3%) | 3mo | $180,000 | $116 | 88 |
| 761 Saint Louis St | 0.10mi | 3/2.0 | 1,408 (-6%) | 3mo | $208,000 | $148 | 82 |
| 842 St Thomas St | 0.25mi | 3/2.0 | 1,565 (+4%) | 2mo | $239,500 | $153 | 79 |
| 1305 W Saint Mary Blvd | 0.08mi | 2/1.5 (-1) | 1,400 (-7%) | 1mo | $212,000 | $151 | 78 |
| 608 St Catherine St | 0.22mi | 2/2.0 (-1) | 1,418 (-6%) | 1mo | $224,000 | $158 | 75 |
| 621 Saint Thomas St | 0.15mi | 3/2.0 | 1,351 (-10%) | 3mo | $115,000 | $85 | 74 |
| 211 Oleander St | 0.21mi | 3/2.0 | 1,649 (+10%) | 1mo | $277,500 | $168 | 73 |
| 326 Saint Patrick St | 0.34mi | 2/1.0 (-1) | 1,463 (-2%) | 4mo | $265,000 | $181 | 68 |
| 304 Versailles Blvd | 0.36mi | 2/1.0 (-1) | 1,450 (-3%) | 3mo | $240,000 | $166 | 66 |
| 228 Gabriel St | 0.54mi | 3/3.0 | 1,456 (-3%) | 0mo | $255,000 | $175 | 66 |
| 518 Evangeline Dr | 0.53mi | 3/2.0 | 1,579 (+5%) | 1mo | $252,000 | $160 | 65 |
| 228 Duclos St | 0.53mi | 2/2.0 (-1) | 1,355 (-10%) | 2mo | $228,000 | $168 | 52 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 4.12% rent growth · sell at horizon
- IRR
- -12.3%
- Equity multiple
- 0.55×
- Total profit
- $-23,821
- Equity at exit
- $28,181
- IRR
- -1.8%
- Equity multiple
- 0.87×
- Total profit
- $-6,929
- Equity at exit
- $16,341
Cash invested: $52,920 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70506
- Home prices YoY
- -34.8%
- Rents YoY
- 4.1%
- Active inventory
- 404
- Price-to-rent
- 10.0×
Monthly cashflow live
- Estimated rent
- $1,576 high interval (Pro) →
- Mortgage (P&I)
- −$991
- Tax from tax record
- −$95 /mo · $1,142/yr
- Insurance
- −$79
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$331
- Net cashflow
- $80
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $47,250
- Closing costs
- $5,670
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 33 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 914 Saint Patrick St Lafayette, LA | 2.0 | 1.0 | 1200 | $1,295 | $1.08 | 43d | 1 | 0.11mi |
| 419 Saint Joseph St Lafayette, LA | 3.0 | 1.0 | 1200 | $1,500 | $1.25 | 13d | 1 | 0.15mi |
| 517 Saint Patrick St Lafayette, LA | 3.0 | 2.0 | 1600 | $1,650 | $1.03 | 20d | 1 | 0.17mi |
| 903 Myrtle Pl Lafayette, LA | 3.0 | 2.0 | 2093 | $2,000 | $0.96 | 20d | 1 | 0.21mi |
| 313 Saint Thomas St Lafayette, LA | 3.0 | 1.0 | 1265 | $1,500 | $1.19 | 20d | 1 | 0.33mi |
| 1312 W University Ave Lafayette, LA | 3.0 | 2.0 | 1700 | $1,300 | $0.76 | 43d | 1 | 0.36mi |
| 215 Versailles Blvd Unit 3 Lafayette, LA | 3.0 | 2.0 | 1800 | $1,675 | $0.93 | 20d | 1 | 0.41mi |
| 1114 W Congress St Lafayette, LA | 2.0 | 1.0 | 1200 | $1,350 | $1.12 | 43d | 1 | 0.45mi |
| 1011 W Congress St Lafayette, LA | 2.0 | 1.0 | 1181 | $1,400 | $1.19 | 43d | 1 | 0.50mi |
| 114 Carlin St Lafayette, LA | 2.0 | 2.5 | 1200 | $2,000 | $1.67 | 43d | 1 | 0.54mi |
| 119 Saint Julien Ave Lafayette, LA | 4.0 | 3.0 | 1600 | $1,785 | $1.12 | 43d | 1 | 0.73mi |
| 228 Amelia St Lafayette, LA | 3.0 | 1.5 | 1796 | $2,300 | $1.28 | 20d | 1 | 0.74mi |
| 109 Perth PL Lafayette, LA | 2.0 | 2.0 | 1150 | $1,625 | $1.41 | 13d | 1 | 0.74mi |
| 117 Perth PL Lafayette, LA | 2.0 | 2.0 | 1150 | $1,625 | $1.41 | 20d | 1 | 0.74mi |
| 615 Lafayette St Lafayette, LA | 2.0 | 2.0 | 1188 | $1,350 | $1.14 | 43d | 1 | 0.78mi |
| 104 Whittington Dr Unit C Lafayette, LA | 2.0 | 2.5 | 1265 | $1,695 | $1.34 | 43d | 1 | 0.83mi |
| 104 Whittington Dr Unit N Lafayette, LA | 2.0 | 1.5 | 1265 | $1,550 | $1.23 | 43d | 1 | 0.84mi |
| 121 Oakcrest Dr Lafayette, LA | 3.0 | 2.0 | 1695 | $1,700 | $1.00 | 20d | 1 | 0.89mi |
| 111 Sternberg Dr Lafayette, LA | 3.0 | 2.0 | 1050 | $900 | $0.86 | 43d | 1 | 0.94mi |
| 213 General Gardner Ave Lafayette, LA | 3.0 | 1.0 | 1300 | $1,750 | $1.35 | 20d | 1 | 0.94mi |
| 244 N College Rd Lafayette, LA | 3.0 | 2.0 | 1721 | $2,000 | $1.16 | 43d | 1 | 0.96mi |
| 300 General Mouton Ave #6 Lafayette, LA | 2.0 | 2.5 | 1200 | $1,600 | $1.33 | 13d | 1 | 0.98mi |
| 330 General Mouton Ave Lafayette, LA | 3.0 | 1.0 | 1200 | $1,500 | $1.25 | 13d | 1 | 1.03mi |
| 908 Lamar St Unit 108 Lafayette, LA | 2.0 | 1.0 | 1050 | $1,025 | $0.98 | 13d | 1 | 1.06mi |
| 312 Bertrand Dr #100 Lafayette, LA | 2.0 | 2.0 | 1260 | $1,400 | $1.11 | 13d | 1 | 1.09mi |
| 300 Roosevelt St Unit A Lafayette, LA | 2.0 | 2.0 | 1070 | $1,750 | $1.64 | 13d | 1 | 1.21mi |
| 1140 Madeline Ave Lafayette, LA | 4.0 | 1.0 | 1225 | $850 | $0.69 | 43d | 1 | 1.23mi |
| 701 W Taft St #7 Lafayette, LA | 2.0 | 2.5 | 1142 | $1,600 | $1.40 | 43d | 1 | 1.28mi |
| 208 Thelma Dr Lafayette, LA | 2.0 | 1.0 | 1200 | $1,200 | $1.00 | 13d | 1 | 1.29mi |
| 710 S College Rd Lafayette, LA | 2.0–3.0 | 1.0–2.0 | 1050 | $1,307 | $1.24 | 13d | 12 | 1.37mi |
| 100 Charolais St Unit B Lafayette, LA | 2.0 | 2.0 | 1171 | $1,100 | $0.94 | 13d | 1 | 1.39mi |
| 423 Sampson St Lafayette, LA | 4.0 | 2.0 | 1400 | $950 | $0.68 | 43d | 1 | 1.45mi |
| 3121 Johnston St #121 Lafayette, LA | 2.0 | 2.0 | 1200 | $1,400 | $1.17 | 43d | 1 | 1.49mi |
Listing history 27 events
-
2026-06-18days on market $189,000 Active 308 DOM
-
2026-06-17days on market $189,000 Active 307 DOM
-
2026-06-16days on market $189,000 Active 306 DOM
-
2026-06-15days on market $189,000 Active 305 DOM
-
2026-06-14days on market $189,000 Active 303 DOM
-
2026-06-13days on market $189,000 Active 302 DOM
-
2026-06-10days on market $189,000 Active 300 DOM
-
2026-06-09days on market $189,000 Active 299 DOM
-
2026-06-08days on market $189,000 Active 298 DOM
-
2026-06-07statusdays on market $189,000 Active 297 DOM
-
2026-06-03status $189,000 Pending 295 DOM
-
2026-06-02days on market $189,000 Active 295 DOM
-
2026-06-01days on market $189,000 Active 294 DOM
-
2026-05-31days on market $189,000 Active 293 DOM
-
2026-05-30days on market $189,000 Active 292 DOM
-
2026-05-12price $199,000 629-char remark
Show marketing remark (629 chars)
Saint street paradise right in the soul of Lafayette! This 3 bedroom 2 full bathroom boast everything your heart desires. From 2 car fully operable garage with work shed tucked inside, to huge privacy fenced in backyard with 5 foot gate, to natural light bursting sun room! This home has been fully renovated from top to bottom. New roof? ✅ New plumbing? ✅ New electrical? ✅ New water heater? ✅ New A/C system? ✅ Luxury vinyl engineered flooring through out with new cabinets & quartz countertops. Both bathroom showcase beautiful tile showers and ample amount of storage. Schedule your showing today, this one is a must see!
-
2026-05-01price $209,000 629-char remark
Show marketing remark (629 chars)
Saint street paradise right in the soul of Lafayette! This 3 bedroom 2 full bathroom boast everything your heart desires. From 2 car fully operable garage with work shed tucked inside, to huge privacy fenced in backyard with 5 foot gate, to natural light bursting sun room! This home has been fully renovated from top to bottom. New roof? ✅ New plumbing? ✅ New electrical? ✅ New water heater? ✅ New A/C system? ✅ Luxury vinyl engineered flooring through out with new cabinets & quartz countertops. Both bathroom showcase beautiful tile showers and ample amount of storage. Schedule your showing today, this one is a must see!
-
2026-04-28status Active 629-char remark
Show marketing remark (629 chars)
Saint street paradise right in the soul of Lafayette! This 3 bedroom 2 full bathroom boast everything your heart desires. From 2 car fully operable garage with work shed tucked inside, to huge privacy fenced in backyard with 5 foot gate, to natural light bursting sun room! This home has been fully renovated from top to bottom. New roof? ✅ New plumbing? ✅ New electrical? ✅ New water heater? ✅ New A/C system? ✅ Luxury vinyl engineered flooring through out with new cabinets & quartz countertops. Both bathroom showcase beautiful tile showers and ample amount of storage. Schedule your showing today, this one is a must see!
-
2026-04-15status Pending 629-char remark
Show marketing remark (629 chars)
Saint street paradise right in the soul of Lafayette! This 3 bedroom 2 full bathroom boast everything your heart desires. From 2 car fully operable garage with work shed tucked inside, to huge privacy fenced in backyard with 5 foot gate, to natural light bursting sun room! This home has been fully renovated from top to bottom. New roof? ✅ New plumbing? ✅ New electrical? ✅ New water heater? ✅ New A/C system? ✅ Luxury vinyl engineered flooring through out with new cabinets & quartz countertops. Both bathroom showcase beautiful tile showers and ample amount of storage. Schedule your showing today, this one is a must see!
-
2026-03-21price $215,000 629-char remark
Show marketing remark (629 chars)
Saint street paradise right in the soul of Lafayette! This 3 bedroom 2 full bathroom boast everything your heart desires. From 2 car fully operable garage with work shed tucked inside, to huge privacy fenced in backyard with 5 foot gate, to natural light bursting sun room! This home has been fully renovated from top to bottom. New roof? ✅ New plumbing? ✅ New electrical? ✅ New water heater? ✅ New A/C system? ✅ Luxury vinyl engineered flooring through out with new cabinets & quartz countertops. Both bathroom showcase beautiful tile showers and ample amount of storage. Schedule your showing today, this one is a must see!
-
2026-03-16status Active 629-char remark
Show marketing remark (629 chars)
Saint street paradise right in the soul of Lafayette! This 3 bedroom 2 full bathroom boast everything your heart desires. From 2 car fully operable garage with work shed tucked inside, to huge privacy fenced in backyard with 5 foot gate, to natural light bursting sun room! This home has been fully renovated from top to bottom. New roof? ✅ New plumbing? ✅ New electrical? ✅ New water heater? ✅ New A/C system? ✅ Luxury vinyl engineered flooring through out with new cabinets & quartz countertops. Both bathroom showcase beautiful tile showers and ample amount of storage. Schedule your showing today, this one is a must see!
-
2026-02-26status Pending 629-char remark
Show marketing remark (629 chars)
Saint street paradise right in the soul of Lafayette! This 3 bedroom 2 full bathroom boast everything your heart desires. From 2 car fully operable garage with work shed tucked inside, to huge privacy fenced in backyard with 5 foot gate, to natural light bursting sun room! This home has been fully renovated from top to bottom. New roof? ✅ New plumbing? ✅ New electrical? ✅ New water heater? ✅ New A/C system? ✅ Luxury vinyl engineered flooring through out with new cabinets & quartz countertops. Both bathroom showcase beautiful tile showers and ample amount of storage. Schedule your showing today, this one is a must see!
-
2026-02-12price $250,000 629-char remark
Show marketing remark (629 chars)
Saint street paradise right in the soul of Lafayette! This 3 bedroom 2 full bathroom boast everything your heart desires. From 2 car fully operable garage with work shed tucked inside, to huge privacy fenced in backyard with 5 foot gate, to natural light bursting sun room! This home has been fully renovated from top to bottom. New roof? ✅ New plumbing? ✅ New electrical? ✅ New water heater? ✅ New A/C system? ✅ Luxury vinyl engineered flooring through out with new cabinets & quartz countertops. Both bathroom showcase beautiful tile showers and ample amount of storage. Schedule your showing today, this one is a must see!
-
2026-01-23status Active 629-char remark
Show marketing remark (629 chars)
Saint street paradise right in the soul of Lafayette! This 3 bedroom 2 full bathroom boast everything your heart desires. From 2 car fully operable garage with work shed tucked inside, to huge privacy fenced in backyard with 5 foot gate, to natural light bursting sun room! This home has been fully renovated from top to bottom. New roof? ✅ New plumbing? ✅ New electrical? ✅ New water heater? ✅ New A/C system? ✅ Luxury vinyl engineered flooring through out with new cabinets & quartz countertops. Both bathroom showcase beautiful tile showers and ample amount of storage. Schedule your showing today, this one is a must see!
-
2025-11-05price $257,500 629-char remark
Show marketing remark (629 chars)
Saint street paradise right in the soul of Lafayette! This 3 bedroom 2 full bathroom boast everything your heart desires. From 2 car fully operable garage with work shed tucked inside, to huge privacy fenced in backyard with 5 foot gate, to natural light bursting sun room! This home has been fully renovated from top to bottom. New roof? ✅ New plumbing? ✅ New electrical? ✅ New water heater? ✅ New A/C system? ✅ Luxury vinyl engineered flooring through out with new cabinets & quartz countertops. Both bathroom showcase beautiful tile showers and ample amount of storage. Schedule your showing today, this one is a must see!
-
2025-09-10price $260,000 629-char remark
Show marketing remark (629 chars)
Saint street paradise right in the soul of Lafayette! This 3 bedroom 2 full bathroom boast everything your heart desires. From 2 car fully operable garage with work shed tucked inside, to huge privacy fenced in backyard with 5 foot gate, to natural light bursting sun room! This home has been fully renovated from top to bottom. New roof? ✅ New plumbing? ✅ New electrical? ✅ New water heater? ✅ New A/C system? ✅ Luxury vinyl engineered flooring through out with new cabinets & quartz countertops. Both bathroom showcase beautiful tile showers and ample amount of storage. Schedule your showing today, this one is a must see!
-
2025-07-10$279,000 Active 629-char remark
Show marketing remark (629 chars)
Saint street paradise right in the soul of Lafayette! This 3 bedroom 2 full bathroom boast everything your heart desires. From 2 car fully operable garage with work shed tucked inside, to huge privacy fenced in backyard with 5 foot gate, to natural light bursting sun room! This home has been fully renovated from top to bottom. New roof? ✅ New plumbing? ✅ New electrical? ✅ New water heater? ✅ New A/C system? ✅ Luxury vinyl engineered flooring through out with new cabinets & quartz countertops. Both bathroom showcase beautiful tile showers and ample amount of storage. Schedule your showing today, this one is a must see!
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $1,142 · $95/mo
- Projected year-2 tax
- $1,142 · $95/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥108°F today · 19 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,907
- − Mortgage interest
- −$10,587
- − Property taxes
- −$1,142
- − Insurance
- −$945
- − Repairs & maintenance
- −$1,513
- − Management
- −$1,513
- − Depreciation
- −$5,498
- Taxable loss
- −$2,290
- Est. tax savings @ 24.0%
- +$550
- After-tax cash flow
- $1,506/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Lafayette Parish
- NCES district ID
- 2200870
- Math proficiency
- 38% ▼ -32.00%
- Reading proficiency
- 46% ▼ -24.00%
- Median HH income
- $50,238
- Composite
- 36.15/100
- National rank
- #4741
- State rank
- #19 of 98 in LA
Livability — Lafayette
- Score
- 70/100
- State rank
- #63
- US rank
- #8133
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Lafayette, LA
- County
- Lafayette Parish · 207,544 people
- City population
- 158,114
- Metro
- Lafayette, LA
- Population (ZIP)
- 42,318
- Household income
- $57,379
- Rent vs Own
- Severe rent burden
- 2095.0
Population outlook (Lafayette County) Hauer SSP2
- Today (2025)
- 280,930 people
- By 2030
- 301,092 · +7.2%
- By 2040
- 339,456 · +20.8%
- By 2050
- 375,156 · +33.5%
- By 2075
- 451,672 · +60.8%
- By 2100
- 497,203 · +77.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.58)
- Race & ethnicity
- White 60% Black 20% Hispanic / Latino 13% Two or more races 13% Asian 3%
- Hispanic origin (detail)
- Mexican 4%
- Common ancestry
- Lithuanian 18% Armenian 1% Slovak 1%
- Foreign-born
- 12% · Canada, Vietnam
- Languages at home
- 83% English-only · Spanish 9% French/Haitian/Cajun 3% Vietnamese 1%
Political lean MEDSL · Lafayette
- 2024 margin
- Solid R (+31.4) · D 33.5% · R 64.8% · Other 1.7%
- 2008→2024 swing
- -0.1pp no change · 2008: -31.3pp · 2024: -31.4pp
- All cycles
- 2024: R+31.4 2020: R+28.7 2016: R+33.6 2012: R+33.7 2008: R+31.3
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -75.28%
- Current HPI
- 140.8445
- Rent YoY
- ▲ 4.12%
- Metro
- Lafayette, LA
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
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| Utilities | 1 | $12B |
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| Wholesale / Distribution | 1 | $5B |
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| Advertising | 1 | $2B |
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Price history
-28.7% since first listed12 events — show timeline
- 2026-05-12 Price Changed $199,000 AcadianaMLS
- 2026-05-01 Price Changed $209,000 AcadianaMLS
- 2026-04-28 Relisted — AcadianaMLS
- 2026-04-15 Pending — AcadianaMLS
- 2026-03-21 Price Changed $215,000 AcadianaMLS
- 2026-03-16 Relisted — AcadianaMLS
- 2026-02-26 Pending — AcadianaMLS
- 2026-02-12 Price Changed $250,000 AcadianaMLS
- 2026-01-23 Relisted — AcadianaMLS
- 2025-11-05 Price Changed $257,500 AcadianaMLS
- 2025-09-10 Price Changed $260,000 AcadianaMLS
- 2025-07-10 Listed $279,000 AcadianaMLS
Property tax history
-1.6%/yrLatest (2025): $1,142 · -1.1% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…