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Anderson Plan 🏗️ New Construction
D Composite 44.24
Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +15.8/30.0
  • ARV discount +7.5/15.0
  • DSCR +4.9/10.0
  • 1% rule +4.3/10.0
  • Livability +3.5/5.0
  • Schools +3.4/10.0
  • Rent growth +2.5/5.0
  • Condition / age +2.2/5.0
  • Appreciation +0.0/10.0

$261,990

Anderson Plan · Sealy, TX 77474
3 bd · 2.0 ba · 1,328 sqft · SingleFamily · 102 Days on market
Fair condition

🖨 Deal sheet (PDF) 📄 Offer letter ✓ Due diligence

Listing remarks MLS

The Anderson at Westward Pointe is a beautifully designed 1,328 sq. ft. single-story home that lives effortlessly. The open family room, kitchen, and dining space create a warm, inviting hub for everyday moments and easy entertaining. The kitchen stands out with premium countertops, sleek cabinetry, and stainless-steel appliances, anchored by a spacious center island and generous pantry. Tucked away is the private primary suite includes an en-suite bath and walk-in closet, while two additional bedrooms are situated separately and share a full secondary bathroom perfect for family, guests, or a home office setup. A welcoming foyer opens from the covered front porch, and the attached two-car garage provides convenient direct access to the home. Designed with efficiency and comfort in mind, The Anderson offers smart use of space, ample storage, and a layout that lives larger than its square footage. * Images and 3D tour are for illustration only and options may vary from home as built.

Key facts

  • Generous pantry
  • Sleek cabinetry
  • Premium countertops

Tags

PREMIUM COUNTERTOPSSLEEK CABINETRYSTAINLESS STEEL APPLIANCESSPACIOUS CENTER ISLANDGENEROUS PANTRYPRIVATE PRIMARY SUITE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…
🏗️ New construction. The $261,990 list price is a builder figure, so every metric below is computed on the value from comparable previous sales — $257,139.

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $262k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $119 ($1k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $240k (8.4% below list).
  • Recommended offer: $238k (9.0% below list) — sets the bar for market timing.
  • Cap rate 6.8% vs local median 2.6% in Sealy — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#342 in TX) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A; Watch: amenities F, commute F.
  • Sealy ISD (rural): math 39% / reading 39% proficiency, ranked #405 of 826 in TX (top 49%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Selman El (math 31% / reading 36%, grade F, #2,174 of 4,322 statewide, top 51%, 639 students, 71% FRL); Sealy J H (math 38% / reading 38%, grade F, #717 of 1,662 statewide, top 44%, 664 students, 63% FRL); Sealy H S (math 42% / reading 44%, grade F, #713 of 1,632 statewide, top 44%, 903 students, 61% FRL).
  • Market conditions: 312 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 410 units permitted in Austin County in 2024 (0 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $2k of loan paydown is wiped out by about $8k of value loss. Plan a longer hold.
  • Austin County population projected at +18% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 102 days — a 9% lower offer ($238k) is reasonable based on typical stale-listing flexibility.
Recommended offer $238,410 (9.0% below list)

Questions for the listing agent

  1. It's been on market 102 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.93%
Cap rate
6.85%
Cash-on-cash
1.98%
DSCR
1.09
GRM
8.9

CMA / ARV

ARV (median comp)
$257,139
List price
$261,990
Delta
1.89%
Verdict
FAIR
Comps
20 within 1.0 mi

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
-13.1%
Equity multiple
0.53×
Total profit
$-34,054
Equity at exit
$38,340
10-year hold
IRR
-4.1%
Equity multiple
0.73×
Total profit
$-19,749
Equity at exit
$22,233

Cash invested: $71,999 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77474

Active inventory
312
Price-to-rent
9.1×

Monthly cashflow live

Estimated rent
$2,400 medium interval (Pro) →
Mortgage (P&I)
$1,348
Tax est. 1.5%
$321 /mo · $3,857/yr
Insurance
$107
HOA
$0
Vacancy / Maint / Mgmt
$504
Net cashflow
$119

Break-even live

Break-even rent $2,249
Max offer price $257,139
Occupancy floor 90%

Sensitivity live

Price -10% $297 -5% $208 +0% $119 +5% $30 +10% $-59
Rent -10% $-71 -5% $24 +0% $119 +5% $214 +10% $309
Rate -1.0pp $248 -0.5pp $184 base $119 +0.5pp $52 +1.0pp $-15

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$64,285
Closing costs
$7,714
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
305 Morning Dove Trl Sealy, TX 4.0 2.0 1845 $2,400 $1.30 0d 1 0.67mi

Listing history 16 events

  1. 2026-06-21
    days on market $261,990 Active 102 DOM
  2. 2026-06-18
    days on market $261,990 Active 99 DOM
  3. 2026-06-17
    days on market $261,990 Active 98 DOM
  4. 2026-06-16
    days on market $261,990 Active 97 DOM
  5. 2026-06-15
    days on market $261,990 Active 96 DOM
  6. 2026-06-13
    days on market $261,990 Active 94 DOM
  7. 2026-06-09
    days on market $261,990 Active 90 DOM
  8. 2026-06-08
    days on market $261,990 Active 89 DOM
  9. 2026-06-07
    days on market $261,990 Active 88 DOM
  10. 2026-06-04
    days on market $261,990 Active 85 DOM
  11. 2026-06-03
    days on market $261,990 Active 84 DOM
  12. 2026-06-02
    days on market $261,990 Active 83 DOM
  13. 2026-06-01
    days on market $261,990 Active 82 DOM
  14. 2026-05-31
    days on market $261,990 Active 81 DOM
  15. 2026-05-17
    price $261,990 997-char remark
    Show marketing remark (997 chars)

    The Anderson at Westward Pointe is a beautifully designed 1,328 sq. ft. single-story home that lives effortlessly. The open family room, kitchen, and dining space create a warm, inviting hub for everyday moments and easy entertaining. The kitchen stands out with premium countertops, sleek cabinetry, and stainless-steel appliances, anchored by a spacious center island and generous pantry. Tucked away is the private primary suite includes an en-suite bath and walk-in closet, while two additional bedrooms are situated separately and share a full secondary bathroom perfect for family, guests, or a home office setup. A welcoming foyer opens from the covered front porch, and the attached two-car garage provides convenient direct access to the home. Designed with efficiency and comfort in mind, The Anderson offers smart use of space, ample storage, and a layout that lives larger than its square footage. * Images and 3D tour are for illustration only and options may vary from home as built.

  16. 2026-03-11
    listed $259,990 Active 997-char remark
    Show marketing remark (997 chars)

    The Anderson at Westward Pointe is a beautifully designed 1,328 sq. ft. single-story home that lives effortlessly. The open family room, kitchen, and dining space create a warm, inviting hub for everyday moments and easy entertaining. The kitchen stands out with premium countertops, sleek cabinetry, and stainless-steel appliances, anchored by a spacious center island and generous pantry. Tucked away is the private primary suite includes an en-suite bath and walk-in closet, while two additional bedrooms are situated separately and share a full secondary bathroom perfect for family, guests, or a home office setup. A welcoming foyer opens from the covered front porch, and the attached two-car garage provides convenient direct access to the home. Designed with efficiency and comfort in mind, The Anderson offers smart use of space, ample storage, and a layout that lives larger than its square footage. * Images and 3D tour are for illustration only and options may vary from home as built.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$28,800
− Mortgage interest
−$14,404
− Property taxes
−$3,857
− Insurance
−$1,286
− Repairs & maintenance
−$2,304
− Management
−$2,304
− Depreciation
−$7,480
Taxable loss
−$2,835
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$680
After-tax cash flow
$2,108/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 2 photos

Fair 45/100 Moderate rehab

The home is in fair condition with good roof and exterior. It needs exterior painting and gutter maintenance to enhance its curb appeal and resale value.

Value-add opportunities

  • Both Paint exterior — Enhances curb appeal and resale value
  • Both Replace or clean gutters — Improves drainage and prevents water damage

Renovation cost estimate screening

Value-add ROI direction

  • Both Paint exterior — Enhances curb appeal and resale value
  • Both Replace or clean gutters — Improves drainage and prevents water damage

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Sealy ISD
NCES district ID
4839630
Math proficiency
39% ▼ -6.00%
Reading proficiency
39% ▼ -2.00%
Median HH income
$57,842
Composite
34.42/100
National rank
#5200
State rank
#405 of 826 in TX

Livability — Sealy

Score
70/100
State rank
#342
US rank
#7463

Category grades

Amenities F Commute F Cost of living A+ Crime A Employment C Housing A+ Health & safety B User ratings C+

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Sealy, TX
Population (ZIP)
14,846

Population outlook (Austin County) Hauer SSP2

Today (2025)
32,206 people
By 2030
33,459 · +3.9%
By 2040
35,809 · +11.2%
By 2050
37,933 · +17.8%
By 2075
44,179 · +37.2%
By 2100
47,870 · +48.6%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.58)
Race & ethnicity
White 56% Hispanic / Latino 32% Black 9% Two or more races 8% Asian 1%
Hispanic origin (detail)
Mexican 28%
Common ancestry
Romanian 2% Lithuanian 1% Serbian 1%
Foreign-born
12% · Canada
Languages at home
73% English-only · Spanish 24% Russian/Polish/Slavic 1% Other Indo-European 1%

Political lean MEDSL · Austin

2024 margin
Solid R (+62.7) · D 18.3% · R 81.0%
2008→2024 swing
-11.8pp toward R · 2008: -50.9pp · 2024: -62.7pp
All cycles
2024: R+62.7 2020: R+58.4 2016: R+59.7 2012: R+60.3 2008: R+50.9

Not yet ingested

Civics

Market trends

HPI YoY
▼ -130.57%
Current HPI
195.9491
Rent YoY
Metro
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+0.8% since first listed
2 events — show timeline
  • 2026-05-17 Price Changed $261,990 Zillow
  • 2026-03-11 Listed $259,990 Zillow

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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