2032 Avenue L · Anson, TX
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $1,222 – $2,270
Heat risk 7/10 · Major
- Hot days now (above 106°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 4/10 · Minor
- Chance of severe wind over 30 yrs
- 10.0%
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +27.6/30.0
- DSCR +9.7/10.0
- 1% rule +8.6/10.0
- ARV discount +7.5/15.0
- Appreciation +7.1/10.0
- Condition / age +4.0/5.0
- Livability +3.5/5.0
- Schools +2.8/10.0
- Rent growth +2.5/5.0
$255,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
2023 Manufactured Double wide home. Welcome to a beautiful and modernly styled home offering 4-bedroom, 3-baths with an open floor plan, large kitchen island, walk-in pantry, and oversized laundry room. The primary suite offers dual walk-in closets and a luxurious bath with soaking tub and separate shower. The property features an existing water well (the home currently uses city water) and a RV hookup, making it a versatile home with endless potential! This property is settled on a double lot. Located within the Abilene metropolitan area, Anson provides residents with a tranquil rural setting while maintaining proximity to urban conveniences. Survey is available. The shop on the corner at 2002 Avenue L is also for sale separately MLS 21164409.
Key facts
- Large kitchen island
- Dual walk-in closets
- Soaking tub
Tags
Neighborhood map
What this means for you Summary
Snapshot
- This is a 4-bed/3.0-bath manufactured listed at $255k. Condition is rated good.
Deal economics
- At list price, monthly cash flow is $765 ($9k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($3k rent vs $255k).
- Recommended offer: $224k (12.0% below list) — sets the bar for market timing.
Location & tenants
- Location reads 70/100 on livability (#377 in TX) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A-; Watch: health & safety C-, schools D, employment D.
- Anson ISD (rural): math 29% / reading 37% proficiency, ranked #565 of 826 in TX (top 68%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Market conditions: 71 active listings in the ZIP; 1 units permitted in Jones County in 2024 (0 in 5+ unit buildings).
Forward outlook
- In year one you build about $12k of equity ($2k loan paydown + $11k appreciation (4.1% local appreciation)).
- Jones County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (4.1% appreciation + 3.0% rent growth), your $71k cash investment doubles in ~4 years — after that, you're playing with house money.
- By year 3, paydown + projected appreciation supports a ~$30k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.
Negotiation context
- It's been on market 143 days — a 12% lower offer ($224k) is reasonable based on typical stale-listing flexibility.
- 4 sale attempts since 2y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 143 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.36% ✓
- Cap rate
- 9.89%
- Cash-on-cash
- 12.85%
- DSCR
- 1.57
- GRM
- 6.1
CMA / ARV
No comps found within radius.
Projected returns pro-forma
4.13% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 22.1%
- Equity multiple
- 2.33×
- Total profit
- $95,203
- Equity at exit
- $131,251
- IRR
- 22.2%
- Equity multiple
- 4.54×
- Total profit
- $252,599
- Equity at exit
- $216,252
Cash invested: $71,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Texas
- 87 Strongly Landlord-Friendly · R+5
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 79501
- Home prices YoY
- 2.9%
- Active inventory
- 71
- Price-to-rent
- 6.1×
Monthly cashflow live
- Estimated rent
- $3,466 medium interval (Pro) →
- Mortgage (P&I)
- −$1,337
- Tax from tax record
- −$530 /mo · $6,363/yr
- Insurance
- −$106
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$728
- Net cashflow
- $765
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $63,750
- Closing costs
- $7,650
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 33 events
-
2026-06-19days on market $255,000 Active 143 DOM
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2026-06-18days on market $255,000 Active 142 DOM
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2026-06-17days on market $255,000 Active 141 DOM
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2026-06-16days on market $255,000 Active 140 DOM
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2026-06-15days on market $255,000 Active 139 DOM
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2026-06-14days on market $255,000 Active 137 DOM
-
2026-06-13days on market $255,000 Active 136 DOM
-
2026-06-10days on market $255,000 Active 134 DOM
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2026-06-09days on market $255,000 Active 133 DOM
-
2026-06-08days on market $255,000 Active 132 DOM
-
2026-06-07days on market $255,000 Active 131 DOM
-
2026-06-03days on market $255,000 Active 127 DOM
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2026-06-02days on market $255,000 Active 126 DOM
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2026-06-01days on market $255,000 Active 125 DOM
-
2026-05-31days on market $255,000 Active 124 DOM
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2026-05-30days on market $255,000 Active 123 DOM
-
2026-05-14price $255,000 754-char remark
Show marketing remark (754 chars)
2023 Manufactured Double wide home. Welcome to a beautiful and modernly styled home offering 4-bedroom, 3-baths with an open floor plan, large kitchen island, walk-in pantry, and oversized laundry room. The primary suite offers dual walk-in closets and a luxurious bath with soaking tub and separate shower. The property features an existing water well (the home currently uses city water) and a RV hookup, making it a versatile home with endless potential! This property is settled on a double lot. Located within the Abilene metropolitan area, Anson provides residents with a tranquil rural setting while maintaining proximity to urban conveniences. Survey is available. The shop on the corner at 2002 Avenue L is also for sale separately MLS 21164409.
-
2026-03-18price $260,000 754-char remark
Show marketing remark (754 chars)
2023 Manufactured Double wide home. Welcome to a beautiful and modernly styled home offering 4-bedroom, 3-baths with an open floor plan, large kitchen island, walk-in pantry, and oversized laundry room. The primary suite offers dual walk-in closets and a luxurious bath with soaking tub and separate shower. The property features an existing water well (the home currently uses city water) and a RV hookup, making it a versatile home with endless potential! This property is settled on a double lot. Located within the Abilene metropolitan area, Anson provides residents with a tranquil rural setting while maintaining proximity to urban conveniences. Survey is available. The shop on the corner at 2002 Avenue L is also for sale separately MLS 21164409.
-
2026-02-02price $263,000 754-char remark
Show marketing remark (754 chars)
2023 Manufactured Double wide home. Welcome to a beautiful and modernly styled home offering 4-bedroom, 3-baths with an open floor plan, large kitchen island, walk-in pantry, and oversized laundry room. The primary suite offers dual walk-in closets and a luxurious bath with soaking tub and separate shower. The property features an existing water well (the home currently uses city water) and a RV hookup, making it a versatile home with endless potential! This property is settled on a double lot. Located within the Abilene metropolitan area, Anson provides residents with a tranquil rural setting while maintaining proximity to urban conveniences. Survey is available. The shop on the corner at 2002 Avenue L is also for sale separately MLS 21164409.
-
2026-01-27$265,000 Active 754-char remark
Show marketing remark (754 chars)
2023 Manufactured Double wide home. Welcome to a beautiful and modernly styled home offering 4-bedroom, 3-baths with an open floor plan, large kitchen island, walk-in pantry, and oversized laundry room. The primary suite offers dual walk-in closets and a luxurious bath with soaking tub and separate shower. The property features an existing water well (the home currently uses city water) and a RV hookup, making it a versatile home with endless potential! This property is settled on a double lot. Located within the Abilene metropolitan area, Anson provides residents with a tranquil rural setting while maintaining proximity to urban conveniences. Survey is available. The shop on the corner at 2002 Avenue L is also for sale separately MLS 21164409.
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2025-12-23historical
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2025-10-09$265,000 Active
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2025-09-06historical
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2025-07-30price $265,000
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2025-06-02price $344,500
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2025-05-12price $279,000
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2025-04-15price $281,000
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2025-03-24price $286,000
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2025-03-07$291,000 Active
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2025-02-15historical
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2024-11-27price $295,000
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2024-10-17$315,000 Active
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1997-08-18soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast TX · Resets to sale price
- Current annual tax
- $6,363 · $530/mo
- Projected year-2 tax
- $6,363 · $530/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 7/10 Severe 7 d/yr ≥106°F today · 21 d/yr by 30 yrs out
- Wind 4/10 Moderate 10% chance of damaging wind over 30 yrs
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
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Taxation est. · year 1
- Rental income
- $41,597
- − Mortgage interest
- −$14,284
- − Property taxes
- −$6,363
- − Insurance
- −$1,275
- − Repairs & maintenance
- −$3,328
- − Management
- −$3,328
- − Depreciation
- −$7,418
- Taxable income
- $5,601
- Est. tax owed @ 24.0%
- −$1,344
- After-tax cash flow
- $7,832/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Condition & rehab AI · 12 photos
This modern manufactured home in Anson, TX is in good condition with a good condition score of 80. It has a good roof, exterior, flooring, and interior walls/paint. The home is move-in ready with minor cosmetic updates needed for the exterior and gutters.
Value-add opportunities
- Resale Paint exterior — Enhances curb appeal and can add value
- Rental Clean gutters — Keeps property in good condition and prevents water damage
Renovation cost estimate screening
Value-add ROI direction
- Resale Paint exterior — Enhances curb appeal and can add value ↑
- Rental Clean gutters — Keeps property in good condition and prevents water damage ↑
ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.
Schools (NCES district)
- District
- Anson ISD
- NCES district ID
- 4808400
- Math proficiency
- 29% ▼ -9.00%
- Reading proficiency
- 37% ▼ -3.00%
- Median HH income
- $45,223
- Composite
- 28.21/100
- National rank
- #6805
- State rank
- #565 of 826 in TX
Livability — Anson
- Score
- 70/100
- State rank
- #377
- US rank
- #7976
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Anson, TX
- City population
- 2,635
- Population (ZIP)
- 2,635
Population outlook (Jones County) Hauer SSP2
- Today (2025)
- 19,845 people
- By 2030
- 20,213 · +1.9%
- By 2040
- 21,446 · +8.1%
- By 2050
- 22,499 · +13.4%
- By 2075
- 23,272 · +17.3%
- By 2100
- 20,420 · +2.9%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (65%)
- Race & ethnicity
- White 65% Hispanic / Latino 31% Two or more races 12% Black 2%
- Hispanic origin (detail)
- Mexican 24%
- Common ancestry
- Slovak 4% Serbian 2% Scotch-Irish 1%
- Foreign-born
- 5% · Canada, Vietnam
- Languages at home
- 81% English-only · Spanish 19%
Political lean MEDSL · Jones
- 2024 margin
- Solid R (+73.2) · D 13.1% · R 86.2%
- 2008→2024 swing
- -27.1pp toward R · 2008: -46.1pp · 2024: -73.2pp
- All cycles
- 2024: R+73.2 2020: R+69.1 2016: R+65.4 2012: R+54.5 2008: R+46.1
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▲ 4.13%
- Current HPI
- 148.5884
- Rent YoY
- —
- Metro
- —
- State GDP YoY
- ▲ 3.95%
- F500 in state
- 110
Industry mix (Fortune 500 HQ in TX)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Energy | 16 | $1,198B |
|
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| Technology | 5 | $198B |
|
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| Engineering / Construction | 4 | $72B |
|
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| Energy Services | 3 | $60B |
|
||
| Utilities | 3 | $41B |
|
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| Healthcare | 2 | $330B |
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Price history
-19.0% since first listed17 events — show timeline
- 2026-05-14 Price Changed $255,000 NTREIS
- 2026-03-18 Price Changed $260,000 NTREIS
- 2026-02-02 Price Changed $263,000 NTREIS
- 2026-01-27 Listed $265,000 NTREIS
- 2025-12-23 Listing Removed — NTREIS
- 2025-10-09 Listed $265,000 NTREIS
- 2025-09-06 Listing Removed — NTREIS
- 2025-07-30 Price Changed $265,000 NTREIS
- 2025-06-02 Price Changed $344,500 NTREIS
- 2025-05-12 Price Changed $279,000 NTREIS
- 2025-04-15 Price Changed $281,000 NTREIS
- 2025-03-24 Price Changed $286,000 NTREIS
- 2025-03-07 Listed $291,000 NTREIS
- 2025-02-15 Listing Removed — NTREIS
- 2024-11-27 Price Changed $295,000 NTREIS
- 2024-10-17 Listed $315,000 NTREIS
- 1997-08-18 Sold (Public Records) — Public Records
Property tax history
+19.0%/yrLatest (2025): $6,363 · +19.0% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…