216 Hickory Crse · Silver Springs Shores, FL 34472

$289,900

4 bd · 2.0 ba · 1,827 sqft · SingleFamily public records · 349 Days on market

Built 2023 10,019 sqft lot $159/sqft · at area comps Est $291k · at est. $56/mo HOA · 3% of rent ↓ 13% since listing

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +8.0/30.0
• Appreciation +8.0/10.0
• ARV discount +7.6/15.0
• Schools +3.6/10.0
• Livability +3.4/5.0
• 1% rule +2.6/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• DSCR +2.1/10.0

Listing remarks MLS

* * * Sellers Motivated * * * Welcome to this beautifully maintained, nearly new home in the sought-after gated community of Lake Diamond. Built in 2023, with durable concrete block construction, this one-story 4-bedroom, 2-bath home with 1,827 s. f. offers a thoughtfully designed layout that maximizes space and functionality. Step inside to an open-concept layout featuring 18”x18” ceramic tile flooring throughout the main living areas. The well-appointed kitchen with refrigerator, dishwasher, electric range, microwave and walk-in pantry, is a true centerpiece, boasting granite countertops, a center island, and a seamless flow into the spacious living and dining rooms—ideal for everyday living and entertaining. This split-bedroom floor plan, with the primary bedroom thoughtfully located at the back of the home, adds privacy while featuring an ensuite bath with a granite top and dual sinks, a walk-in shower and a large walk-in closet. The three additional bedrooms share a second well-sized full bathroom with granite vanity top and tub/ shower combination. A convenient indoor laundry room includes storage cabinets and ample space for your washer and dryer. Recent upgrades include elegant pendant lights in the kitchen while the Dining and bedroom fixture upgrades add that elegant touch of class. Other upgrades include a Rainsoft water treatment system, a whole house leaf filter gutter protection system, and an upgraded kitchen sink. Enjoy your newly installed fenced in backyard giving you that sense of outdoor privacy. Just outside the 2 car garage, is a 50-amp hookup ideal for various electrical needs such as your generator or RV hookup. With its spacious design and thoughtful features, this home is the perfect blend of comfort and functionality. Enjoy the fixed monthly electricity savings with your leased solar panels while never having to worry about its maintenance or insurance. Don't miss out on this great opportunity to own a nearly new home with all of the upgrades in the community of Lake Diamond surrounded by the Lake Diamond Golf and Country Club.

Key facts

• Gated community
• Golf course view
• Walk-in closet

Tags

• GATED COMMUNITY
• GOLF COURSE VIEW
• WALK-IN CLOSET
• DUAL-SINK RAISED VANITY
• WALK-IN SHOWER
• FULLY FENCED BACKYARD

What this means for you Summary

Snapshot

• This is a 4-bed/2.0-bath single-family listed at $290k.

Deal economics

• At list price, monthly cash flow is $-294 ($-4k/yr) — negative.
• To cash-flow at today's rent, offer at most $238k (17.9% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $220k (24.2% below list).
• Recommended offer: $220k (24.2% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 68/100 on livability (#527 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A-; Watch: crime C-, employment D, amenities F.
• Marion (rural): math 42% / reading 43% proficiency, ranked #61 of 73 in FL (top 84%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases; 61% free/reduced lunch — lower-income household profile, screen leases tightly.
• Zoned schools: Greenway Elementary School (math 33% / reading 35%, grade F, #1,744 of 2,144 statewide, top 82%, 736 students, 67% FRL); Lake Weir Middle School (math 37% / reading 33%, grade F, #416 of 571 statewide, top 74%, 1,207 students, 76% FRL); Lake Weir High School (math 23% / reading 34%, grade F, #458 of 667 statewide, top 69%, 1,483 students, 68% FRL).
• Market conditions: Rents flat; 683 active listings in the ZIP; 10 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); 7,071 units permitted in Marion County in 2024 (534 in 5+ unit buildings).
• This rent runs 41% of the median local income ($64k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $19k of equity ($2k loan paydown + $17k appreciation (5.9% local appreciation)).
• Marion County population projected at +13% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• By year 2, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 349 days — a 12% lower offer ($255k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

• Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $219,608 (24.2% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 349 days. Have you received any prior offers? Is the seller open to a 24% concession, seller financing, or rate buy-down credit?
3. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
4. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
5. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
6. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
7. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
8. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
9. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
10. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.76% ✗
• Cap rate: 5.08%
• Cash-on-cash: -4.34%
• DSCR: 0.81
• GRM: 11.0

CMA / ARV

• ARV (median comp): $290,825
• List price: $289,900
• Delta: -0.32%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 4 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
342 Hickory Course Trl	0.29mi	4/2.0	1,828 (+0%)	14mo	$318,990	$175	75
80 Hickory Course Loop	0.29mi	3/2.0 (-1)	1,672 (-8%)	6mo	$250,000	$150	62
10 Bahia Trace Loop	0.73mi	3/2.0 (-1)	2,000 (+10%)	18mo	$360,000	$180	30
19 Hemlock Run	0.73mi	4/3.0	1,990 (+9%)	22mo	$320,000	$161	29

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

5.93% appreciation · 0.17% rent growth · sell at horizon

5-year hold

• IRR: 10.7%
• Equity multiple: 1.71×
• Total profit: $57,802
• Equity at exit: $181,009

10-year hold

• IRR: 11.0%
• Equity multiple: 3.14×
• Total profit: $174,079
• Equity at exit: $327,190

Cash invested: $81,172 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Florida: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

Methodology + full state rankings →

ZIP-level market 34472

• Home prices YoY: 2.4%
• Rents YoY: 0.2%
• Active inventory: 683
• Price-to-rent: 11.0×

Monthly cashflow live

• Estimated rent: $2,196 high
• Mortgage (P&I): −$1,520
• Tax from tax record: −$332 /mo · $3,979/yr
• Insurance: −$121
• HOA: −$56
• Vacancy / Maint / Mgmt: −$461
• Net cashflow: $-294

Break-even live

Break-even rent $2,568

Max offer price $238,017

Occupancy floor —

Sensitivity live

Price	-10% $-130	-5% $-212	+0% $-294	+5% $-376	+10% $-458
Rent	-10% $-467	-5% $-380	+0% $-294	+5% $-207	+10% $-120
Rate	-1.0pp $-148	-0.5pp $-220	base $-294	+0.5pp $-369	+1.0pp $-445

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $72,475
• Closing costs: $8,697
• Reserves months: —
• Total cash needed: —

Rent comps 10 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
5 Hickory Course Loop Ocala, FL	4.0	2.0	2319	$2,650	$1.14	15d	1	0.18mi
51 Hickory Course Trl Ocala, FL	4.0	2.0	2319	$2,300	$0.99	15d	1	0.27mi
136 Hickory Course Loop Ocala, FL	4.0	2.0	1828	$1,990	$1.09	15d	1	0.38mi
308 Hickory Course Radl Ocala, FL	3.0	2.0	1397	$1,650	$1.18	23d	1	0.38mi
149 Hickory Course Cir Ocala, FL	4.0	2.0	1827	$2,100	$1.15	15d	1	0.39mi
492 Hickory Course Loop Ocala, FL	4.0	2.0	1483	$1,750	$1.18	23d	1	0.53mi
7184 Hemlock Loop Ocala, FL	3.0	2.0	1392	$1,675	$1.20	23d	1	0.79mi
705 Lake Diamond Ave Ocala, FL	4.0	2.0	2588	$1,800	$0.70	23d	1	0.99mi
7044 Hemlock Crse Ocala, FL	3.0	2.0	1270	$1,897	$1.49	15d	1	1.07mi
45 Redwood Run Ocala, FL	3.0	2.0	1435	$1,695	$1.18	23d	1	1.20mi

HOA detail

• Monthly dues: $56 · $672/yr
• Likely covers: waterelectricsecurity

Listing history 25 events

1. 2026-06-22
   days on market $289,900 Active 349 DOM
2. 2026-06-18
   days on market $289,900 Active 346 DOM
3. 2026-06-17
   days on market $289,900 Active 345 DOM
4. 2026-06-16
   days on market $289,900 Active 344 DOM
5. 2026-06-15
   days on market $289,900 Active 343 DOM
6. 2026-06-14
   days on market $289,900 Active 341 DOM
7. 2026-06-13
   days on market $289,900 Active 340 DOM
8. 2026-06-10
   days on market $289,900 Active 338 DOM
9. 2026-06-09
   days on market $289,900 Active 337 DOM
10. 2026-06-08
    days on market $289,900 Active 336 DOM
11. 2026-06-07
    pricedays on market $289,900 Active 335 DOM
12. 2026-06-03
    days on market $295,000 Active 331 DOM
13. 2026-06-02
    days on market $295,000 Active 330 DOM
14. 2026-05-31
    days on market $295,000 Active 328 DOM
15. 2026-05-30
    days on market $295,000 Active 327 DOM
16. 2026-04-08
    price $295,000 2114-char remark

    Show marketing remark (2114 chars)

    * * * Sellers Motivated * * * Welcome to this beautifully maintained, nearly new home in the sought-after gated community of Lake Diamond. Built in 2023, with durable concrete block construction, this one-story 4-bedroom, 2-bath home with 1,827 s. f. offers a thoughtfully designed layout that maximizes space and functionality. Step inside to an open-concept layout featuring 18”x18” ceramic tile flooring throughout the main living areas. The well-appointed kitchen with refrigerator, dishwasher, electric range, microwave and walk-in pantry, is a true centerpiece, boasting granite countertops, a center island, and a seamless flow into the spacious living and dining rooms—ideal for everyday living and entertaining. This split-bedroom floor plan, with the primary bedroom thoughtfully located at the back of the home, adds privacy while featuring an ensuite bath with a granite top and dual sinks, a walk-in shower and a large walk-in closet. The three additional bedrooms share a second well-sized full bathroom with granite vanity top and tub/ shower combination. A convenient indoor laundry room includes storage cabinets and ample space for your washer and dryer. Recent upgrades include elegant pendant lights in the kitchen while the Dining and bedroom fixture upgrades add that elegant touch of class. Other upgrades include a Rainsoft water treatment system, a whole house leaf filter gutter protection system, and an upgraded kitchen sink. Enjoy your newly installed fenced in backyard giving you that sense of outdoor privacy. Just outside the 2 car garage, is a 50-amp hookup ideal for various electrical needs such as your generator or RV hookup. With its spacious design and thoughtful features, this home is the perfect blend of comfort and functionality. Enjoy the fixed monthly electricity savings with your leased solar panels while never having to worry about its maintenance or insurance. Don't miss out on this great opportunity to own a nearly new home with all of the upgrades in the community of Lake Diamond surrounded by the Lake Diamond Golf and Country Club.

17. 2026-01-30
    price $298,900 2114-char remark

    Show marketing remark (2114 chars)

    * * * Sellers Motivated * * * Welcome to this beautifully maintained, nearly new home in the sought-after gated community of Lake Diamond. Built in 2023, with durable concrete block construction, this one-story 4-bedroom, 2-bath home with 1,827 s. f. offers a thoughtfully designed layout that maximizes space and functionality. Step inside to an open-concept layout featuring 18”x18” ceramic tile flooring throughout the main living areas. The well-appointed kitchen with refrigerator, dishwasher, electric range, microwave and walk-in pantry, is a true centerpiece, boasting granite countertops, a center island, and a seamless flow into the spacious living and dining rooms—ideal for everyday living and entertaining. This split-bedroom floor plan, with the primary bedroom thoughtfully located at the back of the home, adds privacy while featuring an ensuite bath with a granite top and dual sinks, a walk-in shower and a large walk-in closet. The three additional bedrooms share a second well-sized full bathroom with granite vanity top and tub/ shower combination. A convenient indoor laundry room includes storage cabinets and ample space for your washer and dryer. Recent upgrades include elegant pendant lights in the kitchen while the Dining and bedroom fixture upgrades add that elegant touch of class. Other upgrades include a Rainsoft water treatment system, a whole house leaf filter gutter protection system, and an upgraded kitchen sink. Enjoy your newly installed fenced in backyard giving you that sense of outdoor privacy. Just outside the 2 car garage, is a 50-amp hookup ideal for various electrical needs such as your generator or RV hookup. With its spacious design and thoughtful features, this home is the perfect blend of comfort and functionality. Enjoy the fixed monthly electricity savings with your leased solar panels while never having to worry about its maintenance or insurance. Don't miss out on this great opportunity to own a nearly new home with all of the upgrades in the community of Lake Diamond surrounded by the Lake Diamond Golf and Country Club.

18. 2026-01-06
    price $301,950 2114-char remark

    Show marketing remark (2114 chars)

    * * * Sellers Motivated * * * Welcome to this beautifully maintained, nearly new home in the sought-after gated community of Lake Diamond. Built in 2023, with durable concrete block construction, this one-story 4-bedroom, 2-bath home with 1,827 s. f. offers a thoughtfully designed layout that maximizes space and functionality. Step inside to an open-concept layout featuring 18”x18” ceramic tile flooring throughout the main living areas. The well-appointed kitchen with refrigerator, dishwasher, electric range, microwave and walk-in pantry, is a true centerpiece, boasting granite countertops, a center island, and a seamless flow into the spacious living and dining rooms—ideal for everyday living and entertaining. This split-bedroom floor plan, with the primary bedroom thoughtfully located at the back of the home, adds privacy while featuring an ensuite bath with a granite top and dual sinks, a walk-in shower and a large walk-in closet. The three additional bedrooms share a second well-sized full bathroom with granite vanity top and tub/ shower combination. A convenient indoor laundry room includes storage cabinets and ample space for your washer and dryer. Recent upgrades include elegant pendant lights in the kitchen while the Dining and bedroom fixture upgrades add that elegant touch of class. Other upgrades include a Rainsoft water treatment system, a whole house leaf filter gutter protection system, and an upgraded kitchen sink. Enjoy your newly installed fenced in backyard giving you that sense of outdoor privacy. Just outside the 2 car garage, is a 50-amp hookup ideal for various electrical needs such as your generator or RV hookup. With its spacious design and thoughtful features, this home is the perfect blend of comfort and functionality. Enjoy the fixed monthly electricity savings with your leased solar panels while never having to worry about its maintenance or insurance. Don't miss out on this great opportunity to own a nearly new home with all of the upgrades in the community of Lake Diamond surrounded by the Lake Diamond Golf and Country Club.

19. 2025-12-05
    price $304,900 2114-char remark

    Show marketing remark (2114 chars)

    * * * Sellers Motivated * * * Welcome to this beautifully maintained, nearly new home in the sought-after gated community of Lake Diamond. Built in 2023, with durable concrete block construction, this one-story 4-bedroom, 2-bath home with 1,827 s. f. offers a thoughtfully designed layout that maximizes space and functionality. Step inside to an open-concept layout featuring 18”x18” ceramic tile flooring throughout the main living areas. The well-appointed kitchen with refrigerator, dishwasher, electric range, microwave and walk-in pantry, is a true centerpiece, boasting granite countertops, a center island, and a seamless flow into the spacious living and dining rooms—ideal for everyday living and entertaining. This split-bedroom floor plan, with the primary bedroom thoughtfully located at the back of the home, adds privacy while featuring an ensuite bath with a granite top and dual sinks, a walk-in shower and a large walk-in closet. The three additional bedrooms share a second well-sized full bathroom with granite vanity top and tub/ shower combination. A convenient indoor laundry room includes storage cabinets and ample space for your washer and dryer. Recent upgrades include elegant pendant lights in the kitchen while the Dining and bedroom fixture upgrades add that elegant touch of class. Other upgrades include a Rainsoft water treatment system, a whole house leaf filter gutter protection system, and an upgraded kitchen sink. Enjoy your newly installed fenced in backyard giving you that sense of outdoor privacy. Just outside the 2 car garage, is a 50-amp hookup ideal for various electrical needs such as your generator or RV hookup. With its spacious design and thoughtful features, this home is the perfect blend of comfort and functionality. Enjoy the fixed monthly electricity savings with your leased solar panels while never having to worry about its maintenance or insurance. Don't miss out on this great opportunity to own a nearly new home with all of the upgrades in the community of Lake Diamond surrounded by the Lake Diamond Golf and Country Club.

20. 2025-11-06
    price $314,000 2114-char remark

    Show marketing remark (2114 chars)

    * * * Sellers Motivated * * * Welcome to this beautifully maintained, nearly new home in the sought-after gated community of Lake Diamond. Built in 2023, with durable concrete block construction, this one-story 4-bedroom, 2-bath home with 1,827 s. f. offers a thoughtfully designed layout that maximizes space and functionality. Step inside to an open-concept layout featuring 18”x18” ceramic tile flooring throughout the main living areas. The well-appointed kitchen with refrigerator, dishwasher, electric range, microwave and walk-in pantry, is a true centerpiece, boasting granite countertops, a center island, and a seamless flow into the spacious living and dining rooms—ideal for everyday living and entertaining. This split-bedroom floor plan, with the primary bedroom thoughtfully located at the back of the home, adds privacy while featuring an ensuite bath with a granite top and dual sinks, a walk-in shower and a large walk-in closet. The three additional bedrooms share a second well-sized full bathroom with granite vanity top and tub/ shower combination. A convenient indoor laundry room includes storage cabinets and ample space for your washer and dryer. Recent upgrades include elegant pendant lights in the kitchen while the Dining and bedroom fixture upgrades add that elegant touch of class. Other upgrades include a Rainsoft water treatment system, a whole house leaf filter gutter protection system, and an upgraded kitchen sink. Enjoy your newly installed fenced in backyard giving you that sense of outdoor privacy. Just outside the 2 car garage, is a 50-amp hookup ideal for various electrical needs such as your generator or RV hookup. With its spacious design and thoughtful features, this home is the perfect blend of comfort and functionality. Enjoy the fixed monthly electricity savings with your leased solar panels while never having to worry about its maintenance or insurance. Don't miss out on this great opportunity to own a nearly new home with all of the upgrades in the community of Lake Diamond surrounded by the Lake Diamond Golf and Country Club.

21. 2025-09-22
    price $315,900 2114-char remark

    Show marketing remark (2114 chars)

    * * * Sellers Motivated * * * Welcome to this beautifully maintained, nearly new home in the sought-after gated community of Lake Diamond. Built in 2023, with durable concrete block construction, this one-story 4-bedroom, 2-bath home with 1,827 s. f. offers a thoughtfully designed layout that maximizes space and functionality. Step inside to an open-concept layout featuring 18”x18” ceramic tile flooring throughout the main living areas. The well-appointed kitchen with refrigerator, dishwasher, electric range, microwave and walk-in pantry, is a true centerpiece, boasting granite countertops, a center island, and a seamless flow into the spacious living and dining rooms—ideal for everyday living and entertaining. This split-bedroom floor plan, with the primary bedroom thoughtfully located at the back of the home, adds privacy while featuring an ensuite bath with a granite top and dual sinks, a walk-in shower and a large walk-in closet. The three additional bedrooms share a second well-sized full bathroom with granite vanity top and tub/ shower combination. A convenient indoor laundry room includes storage cabinets and ample space for your washer and dryer. Recent upgrades include elegant pendant lights in the kitchen while the Dining and bedroom fixture upgrades add that elegant touch of class. Other upgrades include a Rainsoft water treatment system, a whole house leaf filter gutter protection system, and an upgraded kitchen sink. Enjoy your newly installed fenced in backyard giving you that sense of outdoor privacy. Just outside the 2 car garage, is a 50-amp hookup ideal for various electrical needs such as your generator or RV hookup. With its spacious design and thoughtful features, this home is the perfect blend of comfort and functionality. Enjoy the fixed monthly electricity savings with your leased solar panels while never having to worry about its maintenance or insurance. Don't miss out on this great opportunity to own a nearly new home with all of the upgrades in the community of Lake Diamond surrounded by the Lake Diamond Golf and Country Club.

22. 2025-09-03
    price $319,999 2114-char remark

    Show marketing remark (2114 chars)

    * * * Sellers Motivated * * * Welcome to this beautifully maintained, nearly new home in the sought-after gated community of Lake Diamond. Built in 2023, with durable concrete block construction, this one-story 4-bedroom, 2-bath home with 1,827 s. f. offers a thoughtfully designed layout that maximizes space and functionality. Step inside to an open-concept layout featuring 18”x18” ceramic tile flooring throughout the main living areas. The well-appointed kitchen with refrigerator, dishwasher, electric range, microwave and walk-in pantry, is a true centerpiece, boasting granite countertops, a center island, and a seamless flow into the spacious living and dining rooms—ideal for everyday living and entertaining. This split-bedroom floor plan, with the primary bedroom thoughtfully located at the back of the home, adds privacy while featuring an ensuite bath with a granite top and dual sinks, a walk-in shower and a large walk-in closet. The three additional bedrooms share a second well-sized full bathroom with granite vanity top and tub/ shower combination. A convenient indoor laundry room includes storage cabinets and ample space for your washer and dryer. Recent upgrades include elegant pendant lights in the kitchen while the Dining and bedroom fixture upgrades add that elegant touch of class. Other upgrades include a Rainsoft water treatment system, a whole house leaf filter gutter protection system, and an upgraded kitchen sink. Enjoy your newly installed fenced in backyard giving you that sense of outdoor privacy. Just outside the 2 car garage, is a 50-amp hookup ideal for various electrical needs such as your generator or RV hookup. With its spacious design and thoughtful features, this home is the perfect blend of comfort and functionality. Enjoy the fixed monthly electricity savings with your leased solar panels while never having to worry about its maintenance or insurance. Don't miss out on this great opportunity to own a nearly new home with all of the upgrades in the community of Lake Diamond surrounded by the Lake Diamond Golf and Country Club.

23. 2025-07-31
    price $327,900 2114-char remark

    Show marketing remark (2114 chars)

    * * * Sellers Motivated * * * Welcome to this beautifully maintained, nearly new home in the sought-after gated community of Lake Diamond. Built in 2023, with durable concrete block construction, this one-story 4-bedroom, 2-bath home with 1,827 s. f. offers a thoughtfully designed layout that maximizes space and functionality. Step inside to an open-concept layout featuring 18”x18” ceramic tile flooring throughout the main living areas. The well-appointed kitchen with refrigerator, dishwasher, electric range, microwave and walk-in pantry, is a true centerpiece, boasting granite countertops, a center island, and a seamless flow into the spacious living and dining rooms—ideal for everyday living and entertaining. This split-bedroom floor plan, with the primary bedroom thoughtfully located at the back of the home, adds privacy while featuring an ensuite bath with a granite top and dual sinks, a walk-in shower and a large walk-in closet. The three additional bedrooms share a second well-sized full bathroom with granite vanity top and tub/ shower combination. A convenient indoor laundry room includes storage cabinets and ample space for your washer and dryer. Recent upgrades include elegant pendant lights in the kitchen while the Dining and bedroom fixture upgrades add that elegant touch of class. Other upgrades include a Rainsoft water treatment system, a whole house leaf filter gutter protection system, and an upgraded kitchen sink. Enjoy your newly installed fenced in backyard giving you that sense of outdoor privacy. Just outside the 2 car garage, is a 50-amp hookup ideal for various electrical needs such as your generator or RV hookup. With its spacious design and thoughtful features, this home is the perfect blend of comfort and functionality. Enjoy the fixed monthly electricity savings with your leased solar panels while never having to worry about its maintenance or insurance. Don't miss out on this great opportunity to own a nearly new home with all of the upgrades in the community of Lake Diamond surrounded by the Lake Diamond Golf and Country Club.

24. 2025-07-19
    price $335,250 2114-char remark

    Show marketing remark (2114 chars)

    * * * Sellers Motivated * * * Welcome to this beautifully maintained, nearly new home in the sought-after gated community of Lake Diamond. Built in 2023, with durable concrete block construction, this one-story 4-bedroom, 2-bath home with 1,827 s. f. offers a thoughtfully designed layout that maximizes space and functionality. Step inside to an open-concept layout featuring 18”x18” ceramic tile flooring throughout the main living areas. The well-appointed kitchen with refrigerator, dishwasher, electric range, microwave and walk-in pantry, is a true centerpiece, boasting granite countertops, a center island, and a seamless flow into the spacious living and dining rooms—ideal for everyday living and entertaining. This split-bedroom floor plan, with the primary bedroom thoughtfully located at the back of the home, adds privacy while featuring an ensuite bath with a granite top and dual sinks, a walk-in shower and a large walk-in closet. The three additional bedrooms share a second well-sized full bathroom with granite vanity top and tub/ shower combination. A convenient indoor laundry room includes storage cabinets and ample space for your washer and dryer. Recent upgrades include elegant pendant lights in the kitchen while the Dining and bedroom fixture upgrades add that elegant touch of class. Other upgrades include a Rainsoft water treatment system, a whole house leaf filter gutter protection system, and an upgraded kitchen sink. Enjoy your newly installed fenced in backyard giving you that sense of outdoor privacy. Just outside the 2 car garage, is a 50-amp hookup ideal for various electrical needs such as your generator or RV hookup. With its spacious design and thoughtful features, this home is the perfect blend of comfort and functionality. Enjoy the fixed monthly electricity savings with your leased solar panels while never having to worry about its maintenance or insurance. Don't miss out on this great opportunity to own a nearly new home with all of the upgrades in the community of Lake Diamond surrounded by the Lake Diamond Golf and Country Club.

25. 2025-07-07
    listed $339,790 Active 2114-char remark

    Show marketing remark (2114 chars)

    * * * Sellers Motivated * * * Welcome to this beautifully maintained, nearly new home in the sought-after gated community of Lake Diamond. Built in 2023, with durable concrete block construction, this one-story 4-bedroom, 2-bath home with 1,827 s. f. offers a thoughtfully designed layout that maximizes space and functionality. Step inside to an open-concept layout featuring 18”x18” ceramic tile flooring throughout the main living areas. The well-appointed kitchen with refrigerator, dishwasher, electric range, microwave and walk-in pantry, is a true centerpiece, boasting granite countertops, a center island, and a seamless flow into the spacious living and dining rooms—ideal for everyday living and entertaining. This split-bedroom floor plan, with the primary bedroom thoughtfully located at the back of the home, adds privacy while featuring an ensuite bath with a granite top and dual sinks, a walk-in shower and a large walk-in closet. The three additional bedrooms share a second well-sized full bathroom with granite vanity top and tub/ shower combination. A convenient indoor laundry room includes storage cabinets and ample space for your washer and dryer. Recent upgrades include elegant pendant lights in the kitchen while the Dining and bedroom fixture upgrades add that elegant touch of class. Other upgrades include a Rainsoft water treatment system, a whole house leaf filter gutter protection system, and an upgraded kitchen sink. Enjoy your newly installed fenced in backyard giving you that sense of outdoor privacy. Just outside the 2 car garage, is a 50-amp hookup ideal for various electrical needs such as your generator or RV hookup. With its spacious design and thoughtful features, this home is the perfect blend of comfort and functionality. Enjoy the fixed monthly electricity savings with your leased solar panels while never having to worry about its maintenance or insurance. Don't miss out on this great opportunity to own a nearly new home with all of the upgrades in the community of Lake Diamond surrounded by the Lake Diamond Golf and Country Club.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

• Current annual tax: $3,979 · $332/mo
• Projected year-2 tax: $3,979 · $332/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 4/10 Moderate
• 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
• 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $26,353
• − Mortgage interest: −$16,239
• − Property taxes: −$3,979
• − Insurance: −$1,450
• − Repairs & maintenance: −$2,108
• − Management: −$2,108
• − HOA: −$672
• − Depreciation: −$8,433
• Taxable loss: −$8,636
• Est. tax savings @ 24.0%: +$2,073
• After-tax cash flow: $-1,452/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Marion
• NCES district ID: 1201260
• Math proficiency: 42% ▼ -7.00%
• Reading proficiency: 43% ▼ -4.00%
• Median HH income: $40,015
• Composite: 35.61/100
• National rank: #4890
• State rank: #61 of 73 in FL

Livability — Silver Springs Shores

• Score: 68/100
• State rank: #527
• US rank: #9854

Category grades

Amenities F Commute F Cost of living A+ Crime C- Employment D Housing A+ Health & safety A- User ratings A-

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Silver Springs Shores, FL
• County: Marion County · 315,796 people
• City population: 34,665
• Metro: Ocala, FL
• Population (ZIP): 35,851
• Household income: $64,208
• Rent vs Own: 19.9% rent · 80.1% own
• Severe rent burden: 655.0

Population outlook (Marion County) Hauer SSP2

• Today (2025): 365,905 people
• By 2030: 376,768 · +3.0%
• By 2040: 396,555 · +8.4%
• By 2050: 412,723 · +12.8%
• By 2075: 446,090 · +21.9%
• By 2100: 436,193 · +19.2%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Diverse neighborhood (Simpson 0.65)
• Race & ethnicity: White 50% Hispanic / Latino 25% Black 21% Two or more races 18% Asian 2%
• Hispanic origin (detail): Mexican 2% Puerto Rican 14% Cuban 3%
• Common ancestry: Romanian 2% Iranian 1% Lithuanian 1%
• Foreign-born: 11% · Canada, Jamaica, China
• Languages at home: 78% English-only · Spanish 19% Other Indo-European 1%

Political lean MEDSL · Marion

• 2024 margin: Solid R (+31.6) · D 33.8% · R 65.5%
• 2008→2024 swing: -20.0pp toward R · 2008: -11.6pp · 2024: -31.6pp
• All cycles: 2024: R+31.6 2020: R+25.9 2016: R+26.2 2012: R+16.2 2008: R+11.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 5.93%
• Current HPI: 255.0714
• Rent YoY: ▲ 0.17%
• Metro: Ocala, FL
• State GDP YoY: ▲ 3.28%
• F500 in state: 36

Industry mix (Fortune 500 HQ in FL)

Industry	F500 HQs	Revenue
▸Industrial Technology	2	$29B
▸Insurance	2	$17B
▸Retail	1	$60B
▸Technology Distribution	1	$58B
▸Homebuilding	1	$35B
▸Technology Manufacturing	1	$35B

Price history

-13.2% since first listed

10 events — show timeline

• 2026-04-08 Price Changed $295,000 Stellar MLS as Distributed by MLS Grid
• 2026-01-30 Price Changed $298,900 Stellar MLS as Distributed by MLS Grid
• 2026-01-06 Price Changed $301,950 Stellar MLS as Distributed by MLS Grid
• 2025-12-05 Price Changed $304,900 Stellar MLS as Distributed by MLS Grid
• 2025-11-06 Price Changed $314,000 Stellar MLS as Distributed by MLS Grid
• 2025-09-22 Price Changed $315,900 Stellar MLS as Distributed by MLS Grid
• 2025-09-03 Price Changed $319,999 Stellar MLS as Distributed by MLS Grid
• 2025-07-31 Price Changed $327,900 Stellar MLS as Distributed by MLS Grid
• 2025-07-19 Price Changed $335,250 Stellar MLS as Distributed by MLS Grid
• 2025-07-07 Listed $339,790 Stellar MLS as Distributed by MLS Grid

Property tax history

+67.2%/yr

Latest (2025): $3,979 · +4.8% YoY. Source: county tax records.