CashFlowRE
Sign in Sign up
7222 Dogwood Trail Dr
C- Composite 54.62
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +14.6/30.0
  • ARV discount +13.5/15.0
  • 1% rule +5.2/10.0
  • DSCR +4.5/10.0
  • Appreciation +4.5/10.0
  • Schools +3.9/10.0
  • Livability +3.5/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0

$212,000

7222 Dogwood Trail Dr · Atascocita, TX 77346
4 bd · 2.0 ba · 1,824 sqft · SingleFamily public records · 306 Days on market
Built 1984 7,039 sqft lot $116/sqft · 13% below area Est $244k · 13% under $43/mo HOA · 2% of rent

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

This charming one-story home offers 4 bedrooms and 2 bathrooms, perfectly blending comfort and functionality. The open layout features a welcoming living room with a cozy fireplace, while the kitchen includes a convenient bar for casual dining and entertaining. The primary suite boasts a double vanity and ample space for relaxation. Enjoy the outdoors in the spacious backyard, fully enclosed with a wood privacy fence. A two-car garage completes this well-maintained property. Schedule a showing today!

Key facts

  • Double vanity
  • Spacious backyard
  • Convenient bar

Tags

COZY FIREPLACECONVENIENT BARDOUBLE VANITYSPACIOUS BACKYARDWOOD PRIVACY FENCE

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath single-family listed at $212k.

Deal economics

  • At list price, monthly cash flow is $50 ($604/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $212k).
  • Recommended offer: $187k (12.0% below list) — sets the bar for market timing.
  • Cap rate 6.6% vs local median 4.1% in Atascocita — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 70/100 on livability (#346 in TX) — a middle-class / working-renter tenant base. Strengths: employment A+, cost of living A+, housing A+; Watch: amenities F, commute F, health & safety F.
  • Humble ISD (urban): math 38% / reading 44% proficiency, ranked #262 of 826 in TX (top 32%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Market conditions: Rents flat; 669 active listings in the ZIP; 21 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); high-income renter base; 29,883 units permitted in Harris County in 2024 (8,621 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-0.9%/yr); year-one equity from $1k of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Harris County population projected at +47% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 306 days — a 12% lower offer ($187k) is reasonable based on typical stale-listing flexibility.
  • 3 sale attempts since 14y ago; this cycle's ask has dropped $43k (17%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $73k; list at $212k implies a 190% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→24/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $186,560 (12.0% below list)

Questions for the listing agent

  1. It's been on market 306 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.02%
Cap rate
6.58%
Cash-on-cash
1.02%
DSCR
1.05
GRM
8.2

CMA / ARV

ARV (median comp)
$244,460
List price
$212,000
Delta
-13.28%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
7322 Logging Trail Dr 0.14mi 4/2.0 1,858 (+2%) 1mo $249,990 $135 90
18718 Jodywood Dr 0.27mi 4/2.0 1,728 (-5%) 0mo $225,000 $130 79
18823 Long Trace Dr 0.09mi 3/2.0 (-1) 1,644 (-10%) 2mo $249,100 $152 72
18623 Polo Meadow Dr 0.52mi 3/2.0 (-1) 1,822 (-0%) 3mo $265,000 $145 68
18811 Sandia Pines Dr 0.18mi 3/2.0 (-1) 2,004 (+10%) 3mo $265,000 $132 68
7006 Garnet Hill Ln 0.46mi 4/2.0 1,978 (+8%) 3mo $272,000 $138 62
7403 Misty Morning Dr 0.29mi 3/2.0 (-1) 1,628 (-11%) 3mo $199,900 $123 61
18907 Jodywood Dr 0.24mi 3/2.5 (-1) 2,055 (+13%) 1mo $265,000 $129 60
18927 Sandia Pines Dr 0.23mi 4/3.0 2,081 (+14%) 2mo $209,000 $100 60
18614 Atasca Oaks Dr 0.74mi 3/2.5 (-1) 1,820 (-0%) 2mo $244,000 $134 56
19014 Pine Trace Ct 0.26mi 3/2.5 (-1) 2,065 (+13%) 4mo $237,000 $115 56
7115 Rose Village Dr 0.72mi 3/2.0 (-1) 1,900 (+4%) 1mo $255,000 $134 53

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-0.95% appreciation · 0.09% rent growth · sell at horizon

5-year hold
IRR
-7.3%
Equity multiple
0.69×
Total profit
$-18,318
Equity at exit
$51,641
10-year hold
IRR
-3.4%
Equity multiple
0.71×
Total profit
$-17,299
Equity at exit
$54,625

Cash invested: $59,360 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Texas
87 Strongly Landlord-Friendly · R+5
County
— inherits STATE
City
— inherits STATE
3-day notice; statewide preemption; one of the fastest eviction climates; Travis County (Austin) slightly slower.

ZIP-level market 77346

Home prices YoY
-0.4%
Rents YoY
0.1%
Active inventory
669
Price-to-rent
8.2×

Monthly cashflow live

Estimated rent
$2,162 high interval (Pro) →
Mortgage (P&I)
$1,112
Tax from tax record
$414 /mo · $4,971/yr
Insurance
$88
HOA
$43
Vacancy / Maint / Mgmt
$454
Net cashflow
$50

Break-even live

Break-even rent $2,098
Max offer price $212,000
Occupancy floor 93%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$53,000
Closing costs
$6,360
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 21 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
7515 Echo Pines Dr Humble, TX 3.0 2.0 1655 $1,850 $1.12 43d 1 0.19mi
7002 Echo Pines Dr Humble, TX 3.0 2.0 1738 $1,869 $1.08 15d 1 0.30mi
7131 Maple Walk Dr Humble, TX 3.0 2.0 1808 $1,895 $1.05 5d 1 0.31mi
7403 Misty Morning Dr Humble, TX 3.0 2.0 1628 $1,900 $1.17 17d 1 0.31mi
18810 Woodbreeze Dr Humble, TX 4.0 2.5 2200 $2,279 $1.04 24d 1 0.52mi
7315 Wisteria Chase Pl Humble, TX 3.0 2.0 1232 $1,232 $1.00 19d 1 0.54mi
18718 Walden Forest Dr Humble, TX 4.0 2.0 2224 $2,600 $1.17 1d 1 0.62mi
18835 Atasca Oaks Dr Humble, TX 3.0 2.0 1432 $1,829 $1.28 5d 1 0.85mi
14100 Will Clayton Pkwy Humble, TX 1.0–3.0 1.0–2.0 1040 $1,910 $1.84 12d 1 0.93mi
14100 Will Clayton Pkwy Unit 3165 Humble, TX 3.0 2.0 1393 $1,867 $1.34 2d 1 0.96mi
14100 Will Clayton Pkwy Unit 3174 Humble, TX 3.0 2.0 1393 $1,910 $1.37 10d 1 0.96mi
14100 Will Clayton Pkwy Unit 14133 Humble, TX 3.0 2.0 1393 $1,910 $1.37 43d 1 0.96mi
6227 Spruce Bough Ct Humble, TX 3.0 2.0 1432 $1,800 $1.26 43d 1 1.02mi
19119 Sprintwood Ct Humble, TX 4.0 2.5 2487 $2,425 $0.98 21d 1 1.16mi
17401 W Lake Houston Pkwy Humble, TX 1.0–3.0 1.0–2.0 1085 $2,163 $1.99 1d 42 1.18mi
18103 Yellowstone Trl Humble, TX 4.0 2.5 2602 $2,371 $0.91 43d 1 1.20mi
17923 Diamond Peak Ct Humble, TX 4.0 2.0 2171 $2,336 $1.08 5d 1 1.23mi
17260 W Lake Houston Pkwy Atascocita, TX 1.0–3.0 1.0–2.5 1065 $2,470 $2.32 1d 12 1.25mi
13513 Northline Lake Dr Houston, TX 3.0 3.0 2034 $2,800 $1.38 43d 1 1.31mi
6519 Kings Glen Dr Humble, TX 1.0–3.0 1.0–2.5 1255 $2,813 $2.24 1d 16 1.39mi
16848 W Lake Houston Pkwy Humble, TX 3.0 1.0–2.5 1128 $2,563 $2.27 1d 28 1.45mi

HOA detail

Monthly dues
$43 · $516/yr

Listing history 32 events

  1. 2026-06-18
    days on market $212,000 Active 306 DOM
  2. 2026-06-17
    days on market $212,000 Active 305 DOM
  3. 2026-06-16
    days on market $212,000 Active 304 DOM
  4. 2026-06-15
    days on market $212,000 Active 303 DOM
  5. 2026-06-13
    days on market $212,000 Active 301 DOM
  6. 2026-06-13
    pricedays on market $212,000 Active 300 DOM
  7. 2026-06-09
    days on market $216,000 Active 297 DOM
  8. 2026-06-08
    days on market $216,000 Active 296 DOM
  9. 2026-06-07
    days on market $216,000 Active 295 DOM
  10. 2026-06-04
    days on market $216,000 Active 292 DOM
  11. 2026-06-03
    days on market $216,000 Active 291 DOM
  12. 2026-06-02
    days on market $216,000 Active 290 DOM
  13. 2026-06-01
    days on market $216,000 Active 289 DOM
  14. 2026-05-31
    days on market $216,000 Active 288 DOM
  15. 2026-04-16
    status Active 505-char remark
    Show marketing remark (505 chars)

    This charming one-story home offers 4 bedrooms and 2 bathrooms, perfectly blending comfort and functionality. The open layout features a welcoming living room with a cozy fireplace, while the kitchen includes a convenient bar for casual dining and entertaining. The primary suite boasts a double vanity and ample space for relaxation. Enjoy the outdoors in the spacious backyard, fully enclosed with a wood privacy fence. A two-car garage completes this well-maintained property. Schedule a showing today!

  16. 2026-03-18
    status Pending 505-char remark
    Show marketing remark (505 chars)

    This charming one-story home offers 4 bedrooms and 2 bathrooms, perfectly blending comfort and functionality. The open layout features a welcoming living room with a cozy fireplace, while the kitchen includes a convenient bar for casual dining and entertaining. The primary suite boasts a double vanity and ample space for relaxation. Enjoy the outdoors in the spacious backyard, fully enclosed with a wood privacy fence. A two-car garage completes this well-maintained property. Schedule a showing today!

  17. 2026-03-09
    status Pending 505-char remark
    Show marketing remark (505 chars)

    This charming one-story home offers 4 bedrooms and 2 bathrooms, perfectly blending comfort and functionality. The open layout features a welcoming living room with a cozy fireplace, while the kitchen includes a convenient bar for casual dining and entertaining. The primary suite boasts a double vanity and ample space for relaxation. Enjoy the outdoors in the spacious backyard, fully enclosed with a wood privacy fence. A two-car garage completes this well-maintained property. Schedule a showing today!

  18. 2026-01-09
    price $216,000 505-char remark
    Show marketing remark (505 chars)

    This charming one-story home offers 4 bedrooms and 2 bathrooms, perfectly blending comfort and functionality. The open layout features a welcoming living room with a cozy fireplace, while the kitchen includes a convenient bar for casual dining and entertaining. The primary suite boasts a double vanity and ample space for relaxation. Enjoy the outdoors in the spacious backyard, fully enclosed with a wood privacy fence. A two-car garage completes this well-maintained property. Schedule a showing today!

  19. 2025-12-05
    price $220,000 505-char remark
    Show marketing remark (505 chars)

    This charming one-story home offers 4 bedrooms and 2 bathrooms, perfectly blending comfort and functionality. The open layout features a welcoming living room with a cozy fireplace, while the kitchen includes a convenient bar for casual dining and entertaining. The primary suite boasts a double vanity and ample space for relaxation. Enjoy the outdoors in the spacious backyard, fully enclosed with a wood privacy fence. A two-car garage completes this well-maintained property. Schedule a showing today!

  20. 2025-10-03
    price $225,000 505-char remark
    Show marketing remark (505 chars)

    This charming one-story home offers 4 bedrooms and 2 bathrooms, perfectly blending comfort and functionality. The open layout features a welcoming living room with a cozy fireplace, while the kitchen includes a convenient bar for casual dining and entertaining. The primary suite boasts a double vanity and ample space for relaxation. Enjoy the outdoors in the spacious backyard, fully enclosed with a wood privacy fence. A two-car garage completes this well-maintained property. Schedule a showing today!

  21. 2025-09-05
    price $227,000 505-char remark
    Show marketing remark (505 chars)

    This charming one-story home offers 4 bedrooms and 2 bathrooms, perfectly blending comfort and functionality. The open layout features a welcoming living room with a cozy fireplace, while the kitchen includes a convenient bar for casual dining and entertaining. The primary suite boasts a double vanity and ample space for relaxation. Enjoy the outdoors in the spacious backyard, fully enclosed with a wood privacy fence. A two-car garage completes this well-maintained property. Schedule a showing today!

  22. 2025-08-22
    price $234,000 505-char remark
    Show marketing remark (505 chars)

    This charming one-story home offers 4 bedrooms and 2 bathrooms, perfectly blending comfort and functionality. The open layout features a welcoming living room with a cozy fireplace, while the kitchen includes a convenient bar for casual dining and entertaining. The primary suite boasts a double vanity and ample space for relaxation. Enjoy the outdoors in the spacious backyard, fully enclosed with a wood privacy fence. A two-car garage completes this well-maintained property. Schedule a showing today!

  23. 2025-08-15
    price $240,000 505-char remark
    Show marketing remark (505 chars)

    This charming one-story home offers 4 bedrooms and 2 bathrooms, perfectly blending comfort and functionality. The open layout features a welcoming living room with a cozy fireplace, while the kitchen includes a convenient bar for casual dining and entertaining. The primary suite boasts a double vanity and ample space for relaxation. Enjoy the outdoors in the spacious backyard, fully enclosed with a wood privacy fence. A two-car garage completes this well-maintained property. Schedule a showing today!

  24. 2025-08-01
    price $250,000 505-char remark
    Show marketing remark (505 chars)

    This charming one-story home offers 4 bedrooms and 2 bathrooms, perfectly blending comfort and functionality. The open layout features a welcoming living room with a cozy fireplace, while the kitchen includes a convenient bar for casual dining and entertaining. The primary suite boasts a double vanity and ample space for relaxation. Enjoy the outdoors in the spacious backyard, fully enclosed with a wood privacy fence. A two-car garage completes this well-maintained property. Schedule a showing today!

  25. 2025-07-17
    listed $255,000 Active 505-char remark
    Show marketing remark (505 chars)

    This charming one-story home offers 4 bedrooms and 2 bathrooms, perfectly blending comfort and functionality. The open layout features a welcoming living room with a cozy fireplace, while the kitchen includes a convenient bar for casual dining and entertaining. The primary suite boasts a double vanity and ample space for relaxation. Enjoy the outdoors in the spacious backyard, fully enclosed with a wood privacy fence. A two-car garage completes this well-maintained property. Schedule a showing today!

  26. 2014-03-17
    soldstatus
  27. 2012-07-02
    historical
  28. 2012-02-20
    listed $89,900
  29. 2012-01-06
    soldstatus
  30. 2006-05-10
    soldstatus
  31. 2003-03-03
    soldstatus
  32. 1993-05-21
    soldstatus $73,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast TX · Resets to sale price

Current annual tax
$4,971 · $414/mo
Projected year-2 tax
$4,971 · $414/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 9/10 Extreme 7 d/yr ≥110°F today · 24 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$25,939
− Mortgage interest
−$11,875
− Property taxes
−$4,971
− Insurance
−$1,060
− Repairs & maintenance
−$2,075
− Management
−$2,075
− HOA
−$516
− Depreciation
−$6,167
Taxable loss
−$2,801
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$672
After-tax cash flow
$1,276/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Humble ISD
NCES district ID
4823910
Math proficiency
38% ▼ -11.00%
Reading proficiency
44% ▼ -7.00%
Median HH income
$83,946
Composite
38.55/100
National rank
#4171
State rank
#262 of 826 in TX

Livability — Atascocita

Score
70/100
State rank
#346
US rank
#7586

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment A+ Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Atascocita, TX
County
Harris County · 4,702,590 people
City population
79,538
Metro
Houston-The Woodlands-Sugar Land, TX
Population (ZIP)
79,538
Household income
$122,241
Rent vs Own
18.3% rent · 81.7% own
Severe rent burden
1072.0

Population outlook (Harris County) Hauer SSP2

Today (2025)
5,571,493 people
By 2030
6,089,821 · +9.3%
By 2040
7,142,806 · +28.2%
By 2050
8,185,864 · +46.9%
By 2075
10,574,329 · +89.8%
By 2100
12,109,958 · +117.4%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.70)
Race & ethnicity
White 42% Hispanic / Latino 28% Black 21% Two or more races 18% Asian 4%
Hispanic origin (detail)
Mexican 20% Puerto Rican 2%
Common ancestry
Lithuanian 4% Slovak 1% Italian 1%
Foreign-born
10% · Canada, Vietnam, China
Languages at home
78% English-only · Spanish 17% Other Indo-European 1% German/W. Germanic 1%

Political lean MEDSL · Harris

2024 margin
Lean D (+5.5) · D 52.0% · R 46.4% · Other 1.6%
2008→2024 swing
+3.9pp toward D · 2008: 1.6pp · 2024: 5.5pp
All cycles
2024: D+5.5 2020: D+13.3 2016: D+12.4 2012: D+0.1 2008: D+1.6

Not yet ingested

Civics

Market trends

HPI YoY
▼ -0.95%
Current HPI
218.0478
Rent YoY
▲ 0.09%
Metro
Houston-The Woodlands-Sugar Land, TX
State GDP YoY
▲ 3.95%
F500 in state
110

Industry mix (Fortune 500 HQ in TX)

Industry F500 HQs Revenue

Price history

+195.9% since first listed
18 events — show timeline
  • 2026-04-16 Relisted HARMLS
  • 2026-03-18 Pending HARMLS
  • 2026-03-09 Pending HARMLS
  • 2026-01-09 Price Changed $216,000 HARMLS
  • 2025-12-05 Price Changed $220,000 HARMLS
  • 2025-10-03 Price Changed $225,000 HARMLS
  • 2025-09-05 Price Changed $227,000 HARMLS
  • 2025-08-22 Price Changed $234,000 HARMLS
  • 2025-08-15 Price Changed $240,000 HARMLS
  • 2025-08-01 Price Changed $250,000 HARMLS
  • 2025-07-17 Listed $255,000 HARMLS
  • 2014-03-17 Sold (Public Records) Public Records
  • 2012-07-02 Listing Removed HARMLS
  • 2012-02-20 Listed $89,900 HARMLS
  • 2012-01-06 Sold (Public Records) Public Records
  • 2006-05-10 Sold (Public Records) Public Records
  • 2003-03-03 Sold (Public Records) Public Records
  • 1993-05-21 Sold (Public Records) $73,000 Public Records

Property tax history

+2.6%/yr

Latest (2025): $4,971 · +7.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…