143 Wilson St · Struthers, OH 44471

$90,000

3 bd · 1.5 ba · 1,438 sqft · SingleFamily public records · 134 Days on market

Built 1933 7,492 sqft lot $63/sqft · 33% below area Est $135k · 33% under

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Why this score? — see what drove the A- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Schools +4.0/10.0
• Livability +3.6/5.0
• Appreciation +2.9/10.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0

Listing remarks MLS

Opportunity awaits! This classic style cape cod has so much space and potential to offer! The large covered front porch is a wonderful space to relax in and unwind. Inside you will find a generously sized living room complete with fireplace and built in bookcases framing both sides. For your convenience there is a first floor bedroom as well as a full bath. The eat in kitchen offers plenty of space to cook and entertain, complete with a breakfast bar. In case that's not enough there is also a formal dining room. Upstairs you will find 2 charming bedrooms with dormer windows and a half bath. The basement has plenty of room for storage, laundry facilities and another full bathroom. The backyard is fully fenced along with a one car garage. Schedule your showing today!

Key facts

• Covered front porch
• Built in bookcases
• Living room

Tags

• COVERED FRONT PORCH
• LIVING ROOM
• FIREPLACE
• BUILT IN BOOKCASES
• FIRST FLOOR BEDROOM
• FULL BATH

What this means for you Summary

Snapshot

• This is a 3-bed/1.5-bath single-family listed at $90k.

Deal economics

• At list price, monthly cash flow is $754 ($9k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $90k).
• Recommended offer: $79k (12.0% below list) — sets the bar for market timing.
• Cap rate 16.3% vs local median 6.4% in Struthers — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 71/100 on livability (#418 in OH) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime B; Watch: commute C-, amenities F, employment F.
• Struthers City (suburban): math 45% / reading 52% proficiency, ranked #475 of 656 in OH (top 72%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 66 active listings in the ZIP; 4 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); 147 units permitted in Mahoning County in 2024 (0 in 5+ unit buildings).
• This rent runs 40% of the median local income ($53k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $622 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• Mahoning County population projected at -14% by 2050 — secular population decline; favor cash flow + early exit over multi-decade hold.
• At projected returns (-3.0% appreciation + 3.0% rent growth), your $25k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

• It's been on market 134 days — a 12% lower offer ($79k) is reasonable based on typical stale-listing flexibility.
• 3 sale attempts since 26y ago; this cycle's ask has dropped $25k (22%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $71k; 27% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: built in 1933 — expect roof / HVAC / electrical / plumbing capex.

Recommended offer $79,200 (12.0% below list)

Questions for the listing agent

1. It's been on market 134 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
2. Built in 1933 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
5. Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 1.94% ✓
• Cap rate: 16.34%
• Cash-on-cash: 35.88%
• DSCR: 2.60
• GRM: 4.3

CMA / ARV

• ARV (median comp): $134,604
• List price: $90,000
• Delta: -33.14%
• Verdict: UNDERPRICED
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
42 E Wilson St	0.19mi	3/2.0	1,409 (-2%)	2mo	$155,000	$110	84
24 Sexton St	0.34mi	3/1.0	1,440 (+0%)	1mo	$105,000	$73	81
227 E Wilson St	0.16mi	3/1.0	1,365 (-5%)	1mo	$187,000	$137	81
93 Morrison St	0.18mi	3/1.5	1,360 (-5%)	6mo	$135,000	$99	78
32 Como St	0.23mi	3/2.5	1,358 (-6%)	1mo	$115,000	$85	76
556 Idora Ln	0.57mi	3/1.5	1,326 (-8%)	1mo	$198,000	$149	60
418 W Wilson St	0.53mi	3/1.5	1,344 (-6%)	6mo	$130,000	$97	60
101 Ridgeway St	0.57mi	3/2.0	1,536 (+7%)	1mo	$136,000	$89	59
281 Sexton St	0.38mi	3/1.0	1,248 (-13%)	1mo	$175,000	$140	57
537 7th St	0.70mi	3/1.0	1,280 (-11%)	3mo	$153,500	$120	45
2451 W Manor Ave	0.71mi	3/2.0	1,245 (-13%)	2mo	$209,900	$169	41
536 Creed St	0.75mi	3/1.0	1,272 (-12%)	4mo	$170,000	$134	41

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 31.6%
• Equity multiple: 2.33×
• Total profit: $33,436
• Equity at exit: $13,419

10-year hold

• IRR: 38.7%
• Equity multiple: 4.61×
• Total profit: $91,024
• Equity at exit: $7,782

Cash invested: $25,200 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 73 Landlord-Friendly
• State Ohio: 73 Landlord-Friendly · R+6
• County: — inherits STATE
• City: — inherits STATE

3-day notice; Cleveland / Columbus have some habitability code enforcement; otherwise landlord-leaning.

Methodology + full state rankings →

ZIP-level market 44471

• Home prices YoY: -1.5%
• Active inventory: 66
• Price-to-rent: 4.3×

Monthly cashflow live

• Estimated rent: $1,743 medium
• Mortgage (P&I): −$472
• Tax from tax record: −$114 /mo · $1,368/yr
• Insurance: −$38
• HOA: −$0
• Vacancy / Maint / Mgmt: −$366
• Net cashflow: $754

Break-even live

Break-even rent $789

Max offer price $90,000

Occupancy floor 52%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $22,500
• Closing costs: $2,700
• Reserves months: —
• Total cash needed: —

Rent comps 4 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
465 W Omar St Struthers, OH	3.0	2.0	1544	$1,800	$1.17	13d	1	0.71mi
610 Elm St Struthers, OH	3.0	1.0	1050	$1,500	$1.43	13d	1	0.93mi
4807 Sheridan Rd Youngstown, OH	3.0	1.5	1586	$1,750	$1.10	13d	1	1.26mi
1914 S Heights Ave Youngstown, OH	3.0	1.0	1115	$1,950	$1.75	43d	1	1.45mi

Listing history 25 events

1. 2026-06-19
   days on market $90,000 Active 134 DOM
2. 2026-06-18
   days on market $90,000 Active 133 DOM
3. 2026-06-17
   days on market $90,000 Active 132 DOM
4. 2026-06-16
   days on market $90,000 Active 131 DOM
5. 2026-06-15
   days on market $90,000 Active 130 DOM
6. 2026-06-14
   days on market $90,000 Active 128 DOM
7. 2026-06-13
   days on market $90,000 Active 127 DOM
8. 2026-06-10
   days on market $90,000 Active 125 DOM
9. 2026-06-09
   days on market $90,000 Active 124 DOM
10. 2026-06-08
    days on market $90,000 Active 123 DOM
11. 2026-06-07
    days on market $90,000 Active 122 DOM
12. 2026-06-03
    days on market $90,000 Active 118 DOM
13. 2026-06-02
    days on market $90,000 Active 117 DOM
14. 2026-06-01
    days on market $90,000 Active 116 DOM
15. 2026-05-31
    days on market $90,000 Active 115 DOM
16. 2026-05-30
    days on market $90,000 Active 114 DOM
17. 2026-05-02
    status Active 777-char remark

    Show marketing remark (777 chars)

    Opportunity awaits! This classic style cape cod has so much space and potential to offer! The large covered front porch is a wonderful space to relax in and unwind. Inside you will find a generously sized living room complete with fireplace and built in bookcases framing both sides. For your convenience there is a first floor bedroom as well as a full bath. The eat in kitchen offers plenty of space to cook and entertain, complete with a breakfast bar. In case that's not enough there is also a formal dining room. Upstairs you will find 2 charming bedrooms with dormer windows and a half bath. The basement has plenty of room for storage, laundry facilities and another full bathroom. The backyard is fully fenced along with a one car garage. Schedule your showing today!

18. 2026-04-27
    historical Contingent 777-char remark

    Show marketing remark (777 chars)

    Opportunity awaits! This classic style cape cod has so much space and potential to offer! The large covered front porch is a wonderful space to relax in and unwind. Inside you will find a generously sized living room complete with fireplace and built in bookcases framing both sides. For your convenience there is a first floor bedroom as well as a full bath. The eat in kitchen offers plenty of space to cook and entertain, complete with a breakfast bar. In case that's not enough there is also a formal dining room. Upstairs you will find 2 charming bedrooms with dormer windows and a half bath. The basement has plenty of room for storage, laundry facilities and another full bathroom. The backyard is fully fenced along with a one car garage. Schedule your showing today!

19. 2026-04-13
    price $110,000 777-char remark

    Show marketing remark (777 chars)

    Opportunity awaits! This classic style cape cod has so much space and potential to offer! The large covered front porch is a wonderful space to relax in and unwind. Inside you will find a generously sized living room complete with fireplace and built in bookcases framing both sides. For your convenience there is a first floor bedroom as well as a full bath. The eat in kitchen offers plenty of space to cook and entertain, complete with a breakfast bar. In case that's not enough there is also a formal dining room. Upstairs you will find 2 charming bedrooms with dormer windows and a half bath. The basement has plenty of room for storage, laundry facilities and another full bathroom. The backyard is fully fenced along with a one car garage. Schedule your showing today!

20. 2026-02-05
    listed $115,000 Active 777-char remark

    Show marketing remark (777 chars)

    Opportunity awaits! This classic style cape cod has so much space and potential to offer! The large covered front porch is a wonderful space to relax in and unwind. Inside you will find a generously sized living room complete with fireplace and built in bookcases framing both sides. For your convenience there is a first floor bedroom as well as a full bath. The eat in kitchen offers plenty of space to cook and entertain, complete with a breakfast bar. In case that's not enough there is also a formal dining room. Upstairs you will find 2 charming bedrooms with dormer windows and a half bath. The basement has plenty of room for storage, laundry facilities and another full bathroom. The backyard is fully fenced along with a one car garage. Schedule your showing today!

21. 2006-03-02
    soldstatus $71,000
22. 2006-02-27
    soldstatus $53,727
23. 2000-05-16
    soldstatus $74,000
24. 2000-03-14
    listed $78,000
25. 1992-10-27
    soldstatus $42,000

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast OH · Partial reset (capped growth)

• Current annual tax: $1,368 · $114/mo
• Projected year-2 tax: $1,386 · $116/mo
• Expected delta: +$18/yr (+$1/mo · 1.3%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
• 🔥 Wildfire 1/10 Low
• 🌡 Heat 3/10 Moderate 7 d/yr ≥96°F today · 17 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 3 by 30 yrs out

Taxation est. · year 1

• Rental income: $20,916
• − Mortgage interest: −$5,041
• − Property taxes: −$1,368
• − Insurance: −$450
• − Repairs & maintenance: −$1,673
• − Management: −$1,673
• − Depreciation: −$2,618
• Taxable income: $8,092
• Est. tax owed @ 24.0%: −$1,942
• After-tax cash flow: $7,100/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Struthers City
• NCES district ID: 3904485
• Math proficiency: 45% ▼ -12.00%
• Reading proficiency: 52% ▼ -8.00%
• Median HH income: $37,753
• Composite: 40.35/100
• National rank: #3742
• State rank: #475 of 656 in OH

Livability — Struthers

• Score: 71/100
• State rank: #418
• US rank: #6867

Category grades

Amenities F Commute C- Cost of living A+ Crime B Employment F Housing A+ Health & safety F User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Struthers, OH
• County: Mahoning · 224,175 people
• City population: 10,296
• Metro: Youngstown-Warren, OH
• Population (ZIP): 10,296
• Household income: $52,811
• Rent vs Own: 31.2% rent · 68.8% own
• Severe rent burden: 12.2

Population outlook (Mahoning County) Hauer SSP2

• Today (2025): 223,932 people
• By 2030: 218,387 · -2.5%
• By 2040: 205,367 · -8.3%
• By 2050: 193,606 · -13.5%
• By 2075: 173,694 · -22.4%
• By 2100: 151,147 · -32.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (82%)
• Race & ethnicity: White 82% Hispanic / Latino 8% Two or more races 8% Black 4% Asian 1%
• Hispanic origin (detail): Mexican 2% Puerto Rican 5%
• Common ancestry: Romanian 8% Lithuanian 4% Slovak 1%
• Foreign-born: 2% · Canada
• Languages at home: 94% English-only · Spanish 4% Arabic 1% Other Indo-European 1%

Political lean MEDSL · Mahoning

• 2024 margin: Lean R (+9.4) · D 44.9% · R 54.4%
• 2008→2024 swing: -36.1pp toward R · 2008: 26.6pp · 2024: -9.4pp
• All cycles: 2024: R+9.4 2020: R+1.9 2016: D+3.0 2012: D+27.7 2008: D+26.6

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -4.12%
• Current HPI: 274.6394
• Rent YoY: —
• Metro: —
• State GDP YoY: ▲ 1.98%
• F500 in state: 48

Industry mix (Fortune 500 HQ in OH)

Industry	F500 HQs	Revenue
▸Insurance	3	$145B
▸Industrial Machinery	3	$49B
▸Financial Services	3	$24B
▸Consumer Goods	2	$93B
▸Aerospace / Defense	2	$47B
▸Utilities	2	$33B

Price history

+161.9% since first listed

9 events — show timeline

• 2026-05-02 Relisted — MLSNOW
• 2026-04-27 Contingent — MLSNOW
• 2026-04-13 Price Changed $110,000 MLSNOW
• 2026-02-05 Listed $115,000 MLSNOW
• 2006-03-02 Sold (Public Records) $71,000 Public Records
• 2006-02-27 Sold (Public Records) $53,727 Public Records
• 2000-05-16 Sold (Public Records) $74,000 Public Records
• 2000-03-14 Listed $78,000 MLSNOW
• 1992-10-27 Sold (Public Records) $42,000 Public Records

Property tax history

+4.6%/yr

Latest (2025): $1,368 · -0.0% YoY. Source: county tax records.