1450 N Dixie Downs Rd #151 · St. George, UT
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 7/10 · Major
- Est. fire insurance / yr
- $453 – $841
Heat risk 6/10 · Moderate
- Hot days now (above 103°F)
- 7 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 1/10 · Minimal
- Chance of severe wind over 30 yrs
- —
Air-quality risk 1/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 0 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the C+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +25.6/30.0
- 1% rule +10.0/10.0
- DSCR +8.5/10.0
- ARV discount +7.5/15.0
- Schools +3.7/10.0
- Rent growth +3.1/5.0
- Livability +2.5/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$70,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Cute Mobile Home located in well maintained community, close to shopping and walking trails and the new Digby, s grocery store. New upgraded wood laminate flooring in second bedroom, laundry and bathroom. New blinds in living room as well as second bedroom. Nice storage shed included. Seller to include Washer/Dryer & Refrigerator. Square footage is an estimate, buyer is responsible to obtain an independent measurement. Buyer will need to be approved by Canyon View Mobile Home park manager. SELLER FINANCING WITH $40,000 DOWN
Key facts
- Storage shed
- New blinds
- Parking
Tags
Property features AI
Finance
- HOA & community: Homeowners association with a clubhouse; Association fee approximately $600 monthly
Exterior
- Parking: Carport with 1 space; No additional parking features listed
- Utilities: Sewer available; Electricity connected
- Home design: Mobile home (residential); Single-story; Located in Canyon View subdivision; Zoned for residential/mobile home
- Construction: Wood siding; Asphalt roof; Built as a single-story structure
- Exterior features: Deck; Fenced yard; Level lot; Paved road access; Workshop (outbuilding)
Interior
- Kitchen: Dishwasher
- Bedrooms: Total of 4 rooms (includes living spaces and bedrooms)
- Heating & cooling: Electric heating; Central air; Ceiling fans
- Interior features: Ceiling fan(s); Central air; Electric heating; Dishwasher; Dryer; Washer
- Laundry & utility: Washer and dryer included
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath manufactured listed at $70k.
Deal economics
- At list price, monthly cash flow is $166 ($2k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $70k).
Location & tenants
- Location reads: area grade C — affects rentability + tenant quality, not the cash-flow math above.
- Washington District (urban): math 42% / reading 45% proficiency, ranked #37 of 80 in UT (top 46%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
- Zoned schools: Paradise Canyon (math 31% / reading 24%, grade F, #451 of 585 statewide, top 77%, 478 students, 62% FRL); Snow Canyon High (math 32% / reading 48%, grade F, #62 of 171 statewide, top 36%, 1,266 students, 30% FRL).
- Market conditions: Rents rising (+2.4%/yr); 777 active listings in the ZIP; 14 comparable units currently listed for rent nearby; rentals at typical pace (median 21d on market — plan ~3-4 weeks tenant-placement turnaround); 3,140 units permitted in Washington County in 2024 (650 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $484 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
- Washington County population projected at +44% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
Negotiation context
- Only 1 days on market — expect competitive offers; lowballing is unlikely to land.
Risks & watch-outs
- Watch-outs: HOA is 38% of rent.
- Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 2.26% ✓
- Cap rate
- 9.14%
- Cash-on-cash
- 10.17%
- DSCR
- 1.45
- GRM
- 3.7
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 2.42% rent growth · sell at horizon
- IRR
- -1.7%
- Equity multiple
- 0.93×
- Total profit
- $-1,284
- Equity at exit
- $10,437
- IRR
- 7.2%
- Equity multiple
- 1.53×
- Total profit
- $10,382
- Equity at exit
- $6,052
Cash invested: $19,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 86 Strongly Landlord-Friendly
- State Utah
- 86 Strongly Landlord-Friendly · R+15
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 84770
- Rents YoY
- 2.4%
- Active inventory
- 777
- Price-to-rent
- 3.7×
Monthly cashflow live
- Estimated rent
- $1,582 high interval (Pro) →
- Mortgage (P&I)
- −$367
- Tax est. 1.5%
- −$88 /mo · $1,050/yr
- Insurance
- −$29
- HOA
- −$600
- Vacancy / Maint / Mgmt
- −$332
- Net cashflow
- $166
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $17,500
- Closing costs
- $2,100
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 14 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 1711 W 1300 N Saint George, UT | 2.0 | 1.0 | 1120 | $1,550 | $1.38 | 20d | 1 | 0.16mi |
| 1664 N Dixie Downs Rd Unit 2 St. George, UT | 3.0 | 2.5 | 1480 | $1,700 | $1.15 | 20d | 1 | 0.29mi |
| 1591 W 1170 N Unit 24 St. George, UT | 3.0 | 2.5 | 1314 | $1,588 | $1.21 | 20d | 1 | 0.39mi |
| 1503 N 2100 W Saint George, UT | 1.0–2.0 | 1.0 | 693 | $1,300 | $1.88 | 13d | 5 | 0.48mi |
| 1741 W 950 N St. George, UT | 2.0 | 1.5 | 1028 | $1,500 | $1.46 | 13d | 1 | 0.58mi |
| 1308 W 1130 N #2 St George, UT | 3.0 | 2.0 | 1300 | $1,695 | $1.30 | 13d | 1 | 0.61mi |
| 1660 W Sunset Blvd Saint George, UT | 2.0 | 2.0 | 909 | $1,399 | $1.54 | 20d | 3 | 0.62mi |
| 1040 N 1300 W #89 St. George, UT | 3.0 | 2.0 | 1100 | $1,795 | $1.63 | 20d | 1 | 0.74mi |
| 1151 W 540 N Unit 4 St. George, UT | 3.0 | 2.0 | 1000 | $1,295 | $1.29 | 20d | 1 | 1.32mi |
| 340 N Country Ln #65 Saint George, UT | 2.0 | 3.0 | 1290 | $1,800 | $1.40 | 13d | 1 | 1.37mi |
| 1180 W 425 N Saint George, UT | 2.0 | 1.0 | 850 | $1,250 | $1.47 | 20d | 1 | 1.37mi |
| 260 N Dixie Dr Saint George, UT | 1.0–3.0 | 1.0–2.0 | 1187 | $1,674 | $1.41 | 13d | 20 | 1.39mi |
| 260 N Dixie Dr Saint George, UT | 1.0–3.0 | 1.0–2.0 | 1123 | $1,688 | $1.50 | 20d | 18 | 1.39mi |
| 776 Diagonal St #52 St George, UT | 2.0 | 2.0 | 1076 | $1,325 | $1.23 | 13d | 1 | 1.40mi |
HOA detail
- Monthly dues
- $600 · $7,200/yr
Listing history 18 events
-
2026-06-19days on market $70,000 Active 1 DOM
-
2026-06-16days on market $70,000 Active 361 DOM
-
2026-06-15days on market $70,000 Active 360 DOM
-
2026-06-14days on market $70,000 Active 358 DOM
-
2026-06-13days on market $70,000 Active 357 DOM
-
2026-06-10days on market $70,000 Active 355 DOM
-
2026-06-09days on market $70,000 Active 354 DOM
-
2026-06-08days on market $70,000 Active 353 DOM
-
2026-06-07days on market $70,000 Active 352 DOM
-
2026-06-05days on market $70,000 Active 349 DOM
-
2026-06-03price $70,000 Active 347 DOM
-
2026-06-02days on market $81,000 Active 347 DOM
-
2026-06-01days on market $81,000 Active 346 DOM
-
2026-05-31days on market $81,000 Active 345 DOM
-
2026-05-30days on market $81,000 Active 344 DOM
-
2026-04-02price $81,000
-
2025-08-29price $99,999
-
2025-06-16$125,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 7/10 Severe
- Heat 6/10 Major 7 d/yr ≥103°F today · 18 d/yr by 30 yrs out
- Wind 1/10 Low
- Air quality 1/10 Low 0 unhealthy d/yr today · 0 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,986
- − Mortgage interest
- −$3,921
- − Property taxes
- −$1,050
- − Insurance
- −$350
- − Repairs & maintenance
- −$1,519
- − Management
- −$1,519
- − HOA
- −$7,200
- − Depreciation
- −$2,036
- Taxable income
- $1,391
- Est. tax owed @ 24.0%
- −$334
- After-tax cash flow
- $1,660/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Washington District
- NCES district ID
- 4901140
- Math proficiency
- 42% ▼ -3.00%
- Reading proficiency
- 45% ▼ -3.00%
- Median HH income
- $50,861
- Composite
- 37.47/100
- National rank
- #4408
- State rank
- #37 of 80 in UT
Livability — St. George
No livability data for this city. (Only ~50 U.S. cities are tracked.)
Census & demographics
- Census place
- St. George, UT
- County
- Washington County · 179,216 people
- City population
- 101,579
- Metro
- St. George, UT
- Population (ZIP)
- 48,397
- Household income
- $70,024
- Rent vs Own
- Severe rent burden
- 1605.0
Population outlook (Washington County) Hauer SSP2
- Today (2025)
- 193,324 people
- By 2030
- 211,699 · +9.5%
- By 2040
- 246,449 · +27.5%
- By 2050
- 278,447 · +44.0%
- By 2075
- 342,734 · +77.3%
- By 2100
- 382,815 · +98.0%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly White (79%)
- Race & ethnicity
- White 79% Hispanic / Latino 15% Two or more races 6% Native American 1% Asian 1%
- Hispanic origin (detail)
- Mexican 10%
- Common ancestry
- Italian 8% Slovak 4% Scottish 2%
- Foreign-born
- 8% · Canada, Vietnam
- Languages at home
- 86% English-only · Spanish 11% Other Indo-European 1% Vietnamese 1%
Political lean MEDSL · Washington
- 2024 margin
- Solid R (+52.3) · D 23.0% · R 75.2% · Other 1.8%
- 2008→2024 swing
- +1.2pp toward D · 2008: -53.5pp · 2024: -52.3pp
- All cycles
- 2024: R+52.3 2020: R+51.7 2016: R+52.1 2012: R+67.0 2008: R+53.5
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -356.86%
- Current HPI
- 234.9418
- Rent YoY
- ▲ 2.42%
- Metro
- St. George, UT
- State GDP YoY
- ▲ 3.54%
- F500 in state
- 2
Industry mix (Fortune 500 HQ in UT)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Financial Services | 1 | $3B |
|
||
Price history
-35.2% since first listed3 events — show timeline
- 2026-04-02 Price Changed $81,000 WCBOR
- 2025-08-29 Price Changed $99,999 WCBOR
- 2025-06-16 Listed $125,000 WCBOR
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…