196 Lakeridge Dr · Temple, GA 30179

$299,900

3 bd · 2.0 ba · 2,103 sqft · SingleFamily public records · 116 Days on market

Built 1996 0.51 ac lot $143/sqft · at area comps Est $312k · at est. $17/mo HOA · 1% of rent

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Why this score? — see what drove the D grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Appreciation +10.0/10.0
• ARV discount +9.3/15.0
• Cash flow +7.4/30.0
• Schools +3.6/10.0
• Livability +3.6/5.0
• Rent growth +2.5/5.0
• Condition / age +2.5/5.0
• 1% rule +1.7/10.0
• DSCR +1.5/10.0

Listing remarks MLS

This well appointed three bedroom, two bath, four sided brick ranch is located in the Plantation of Lakeshore community and offers a thoughtful one level layout designed for comfort and ease. Highlights include a level lot, patio with outdoor fire pit, and a four sided brick storage building for added functionality. Inside, the kitchen features stainless steel appliances, a breakfast area, and bar seating overlooking the family room. A separate sitting room with a gas log fireplace and large windows throughout provide warmth and natural light.

Key facts

• Four sided brick
• Patio and fire pit
• Bar seating

Tags

• FOUR SIDED BRICK
• OUTDOOR LIVING SPACE
• PATIO AND FIRE PIT
• STAINLESS STEEL APPLIANCES
• BREAKFAST AREA
• BAR SEATING

What this means for you Summary

Snapshot

• This is a 3-bed/2.0-bath single-family listed at $300k.

Deal economics

• At list price, monthly cash flow is $-511 ($-6k/yr) — negative.
• To cash-flow at today's rent, offer at most $210k (30.1% below list).
• To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $202k (32.7% below list).
• Recommended offer: $202k (32.7% below list) — sets the bar for 1% rule.

Location & tenants

• Location reads 72/100 on livability (#60 in GA) — a middle-class / working-renter tenant base. Strengths: crime A+, cost of living A+, housing A+; Watch: schools D-, amenities F, commute F.
• Carroll County (rural): math 42% / reading 41% proficiency, ranked #38 of 174 in GA (top 22%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
• Market conditions: 189 active listings in the ZIP; 7 comparable units currently listed for rent nearby; rentals at typical pace (median 24d on market — plan ~3-4 weeks tenant-placement turnaround); 43% of comp listings sitting > 30 days — soft ceiling on asking rent; solid renter incomes; 876 units permitted in Carroll County in 2024 (150 in 5+ unit buildings).
• This rent runs 32% of the median local income ($77k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• In year one you build about $32k of equity ($2k loan paydown + $30k appreciation (10.0% local appreciation)).
• Carroll County population projected at +12% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
• By year 2, paydown + projected appreciation supports a ~$52k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

• It's been on market 116 days — a 9% lower offer ($273k) is reasonable based on typical stale-listing flexibility.
• 7 sale attempts since 12y ago; this cycle's ask has dropped $50k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.
• Current owner paid $221k; 36% above their basis — modest negotiation headroom, anchor on the comps not their cost.

Risks & watch-outs

• Watch-outs: flood insurance adds $125/mo.
• Climate carrying-cost: in FEMA flood zone A (mandatory federal flood insurance); major wind risk, 27% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $201,897 (32.7% below list)

Questions for the listing agent

1. What do current leases actually rent for vs. the listed asking? Can we see a recent rent roll and the last 12 months of T-12 income?
2. It's been on market 116 days. Have you received any prior offers? Is the seller open to a 33% concession, seller financing, or rate buy-down credit?
3. What's the actual annual flood-insurance premium (NFIP or private), and is the property in a SFHA with mandatory coverage?
4. What does the HOA fee cover, when was the last increase, and are there any pending special assessments or reserve-fund shortfalls?
5. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
6. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
7. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
8. The area grade is low — what's the realistic commute time and amenity access for the typical tenant pool here? Any planned neighborhood developments (good or bad) we should know about?
9. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
10. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
11. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 0.67% ✗
• Cap rate: 4.75%
• Cash-on-cash: -5.51%
• DSCR: 0.75
• GRM: 12.4

CMA / ARV

• ARV (median comp): $312,098
• List price: $299,900
• Delta: -3.91%
• Verdict: FAIR
• Comps: 20 within 1.0 mi

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
196 Lakeridge Dr	0.00mi	3/2.0	2,103 (0%)	1mo	$275,000	$131	99
240 River Oak Ct	0.45mi	3/2.0	2,044 (-3%)	5mo	$339,000	$166	70
27 Magnolia Bay	0.18mi	3/2.0	2,235 (+6%)	16mo	$336,000	$150	68
360 S Red Oak Way	0.42mi	4/3.0 (+1)	2,020 (-4%)	2mo	$260,000	$129	63
525 Clinton Dr	0.33mi	4/2.5 (+1)	2,191 (+4%)	9mo	$320,000	$146	63
309 Dean Ct	0.37mi	4/2.5 (+1)	2,193 (+4%)	11mo	$319,000	$145	59
375 Lakeridge Dr	0.35mi	4/3.0 (+1)	2,100 (-0%)	19mo	$470,000	$224	58
148 White Pine Ln	0.21mi	3/2.0	1,805 (-14%)	10mo	$229,900	$127	58
390 Bar J Rd	0.56mi	4/2.0 (+1)	1,925 (-8%)	6mo	$279,900	$145	49
100 Slash Pine Dr	0.31mi	3/2.0	1,798 (-14%)	19mo	$275,000	$153	46
576 Bar J Rd	0.30mi	3/2.0	1,790 (-15%)	20mo	$260,000	$145	44
16 Edgewater Dr	0.59mi	4/2.5 (+1)	2,376 (+13%)	14mo	$465,000	$196	32

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold

• IRR: 19.1%
• Equity multiple: 2.56×
• Total profit: $130,841
• Equity at exit: $270,174

10-year hold

• IRR: 17.7%
• Equity multiple: 5.89×
• Total profit: $410,997
• Equity at exit: $582,640

Cash invested: $83,972 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 90 Strongly Landlord-Friendly
• State Georgia: 90 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

Methodology + full state rankings →

ZIP-level market 30179

• Home prices YoY: 6.7%
• Active inventory: 189
• Price-to-rent: 12.4×

Monthly cashflow live

• Estimated rent: $2,019 high
• Mortgage (P&I): −$1,573
• Tax from tax record: −$266 /mo · $3,193/yr
• Insurance: −$125
• Flood insurance flood zone: −$125 /mo · $1,502/yr
• HOA: −$17
• Vacancy / Maint / Mgmt: −$424
• Net cashflow: $-511

Break-even live

Break-even rent $2,666

Max offer price $209,635

Occupancy floor —

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $74,975
• Closing costs: $8,997
• Reserves months: —
• Total cash needed: —

Rent comps 7 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
186 S Red Oak Way Temple, GA	4.0	3.0	1736	$1,790	$1.03	43d	1	0.16mi
269 Villa Rosa Way Temple, GA	3.0	2.0	1664	$1,925	$1.16	1d	1	0.80mi
273 Patriot Dr Temple, GA	3.0	2.0	1720	$2,100	$1.22	12d	1	0.82mi
261 Stagecoach Pass Temple, GA	3.0	2.0	2205	$1,779	$0.81	43d	1	1.15mi
121 Breckenridge Pt Temple, GA	3.0	2.0	1687	$1,800	$1.07	19d	1	1.21mi
215 Waters Edge Pkwy Temple, GA	4.0	2.5	2290	$2,099	$0.92	24d	1	1.42mi
142 Waters Edge Pkwy Temple, GA	4.0	2.5	2185	$1,999	$0.91	43d	1	1.48mi

HOA detail

• Monthly dues: $17 · $204/yr
• Likely covers: gas

Listing history 25 events

1. 2026-05-10
   status Pending 549-char remark

   Show marketing remark (552 chars)

   This well appointed three bedroom, two bath, four sided brick ranch is located in the Plantation of Lakeshore community and offers a thoughtful one level layout designed for comfort and ease. Highlights include a level lot, patio with outdoor fire pit, and a four sided brick storage building for added functionality. Inside, the kitchen features stainless steel appliances, a breakfast area, and bar seating overlooking the family room. A separate sitting room with a gas log fireplace and large windows throughout provide warmth and natural light.

2. 2026-05-10
   status Under Contract 552-char remark

   Show marketing remark (552 chars)

   This well appointed three bedroom, two bath, four sided brick ranch is located in the Plantation of Lakeshore community and offers a thoughtful one level layout designed for comfort and ease. Highlights include a level lot, patio with outdoor fire pit, and a four sided brick storage building for added functionality. Inside, the kitchen features stainless steel appliances, a breakfast area, and bar seating overlooking the family room. A separate sitting room with a gas log fireplace and large windows throughout provide warmth and natural light.

3. 2026-04-08
   price $299,900 549-char remark

   Show marketing remark (552 chars)

   This well appointed three bedroom, two bath, four sided brick ranch is located in the Plantation of Lakeshore community and offers a thoughtful one level layout designed for comfort and ease. Highlights include a level lot, patio with outdoor fire pit, and a four sided brick storage building for added functionality. Inside, the kitchen features stainless steel appliances, a breakfast area, and bar seating overlooking the family room. A separate sitting room with a gas log fireplace and large windows throughout provide warmth and natural light.

4. 2026-04-08
   price $299,900 552-char remark

   Show marketing remark (552 chars)

   This well appointed three bedroom, two bath, four sided brick ranch is located in the Plantation of Lakeshore community and offers a thoughtful one level layout designed for comfort and ease. Highlights include a level lot, patio with outdoor fire pit, and a four sided brick storage building for added functionality. Inside, the kitchen features stainless steel appliances, a breakfast area, and bar seating overlooking the family room. A separate sitting room with a gas log fireplace and large windows throughout provide warmth and natural light.

5. 2026-02-26
   status Active 549-char remark

   Show marketing remark (549 chars)

   This well appointed three bedroom, two bath, four sided brick ranch is located in the Plantation of Lakeshore community and offers a thoughtful one level layout designed for comfort and ease. Highlights include a level lot, patio with outdoor fire pit, and a four sided brick storage building for added functionality. Inside, the kitchen features stainless steel appliances, a breakfast area, and bar seating overlooking the family room. A separate sitting room with a gas log fireplace and large windows throughout provide warmth and natural light.

6. 2026-02-26
   status Back On Market 552-char remark

   Show marketing remark (549 chars)

   This well appointed three bedroom, two bath, four sided brick ranch is located in the Plantation of Lakeshore community and offers a thoughtful one level layout designed for comfort and ease. Highlights include a level lot, patio with outdoor fire pit, and a four sided brick storage building for added functionality. Inside, the kitchen features stainless steel appliances, a breakfast area, and bar seating overlooking the family room. A separate sitting room with a gas log fireplace and large windows throughout provide warmth and natural light.

7. 2026-02-26
   status Under Contract 552-char remark

   Show marketing remark (549 chars)

   This well appointed three bedroom, two bath, four sided brick ranch is located in the Plantation of Lakeshore community and offers a thoughtful one level layout designed for comfort and ease. Highlights include a level lot, patio with outdoor fire pit, and a four sided brick storage building for added functionality. Inside, the kitchen features stainless steel appliances, a breakfast area, and bar seating overlooking the family room. A separate sitting room with a gas log fireplace and large windows throughout provide warmth and natural light.

8. 2026-02-26
   status Pending 549-char remark

   Show marketing remark (549 chars)

   This well appointed three bedroom, two bath, four sided brick ranch is located in the Plantation of Lakeshore community and offers a thoughtful one level layout designed for comfort and ease. Highlights include a level lot, patio with outdoor fire pit, and a four sided brick storage building for added functionality. Inside, the kitchen features stainless steel appliances, a breakfast area, and bar seating overlooking the family room. A separate sitting room with a gas log fireplace and large windows throughout provide warmth and natural light.

9. 2026-02-20
   price $319,900 549-char remark

   Show marketing remark (552 chars)

   This well appointed three bedroom, two bath, four sided brick ranch is located in the Plantation of Lakeshore community and offers a thoughtful one level layout designed for comfort and ease. Highlights include a level lot, patio with outdoor fire pit, and a four sided brick storage building for added functionality. Inside, the kitchen features stainless steel appliances, a breakfast area, and bar seating overlooking the family room. A separate sitting room with a gas log fireplace and large windows throughout provide warmth and natural light.

10. 2026-02-20
    price $319,900 552-char remark

    Show marketing remark (552 chars)

    This well appointed three bedroom, two bath, four sided brick ranch is located in the Plantation of Lakeshore community and offers a thoughtful one level layout designed for comfort and ease. Highlights include a level lot, patio with outdoor fire pit, and a four sided brick storage building for added functionality. Inside, the kitchen features stainless steel appliances, a breakfast area, and bar seating overlooking the family room. A separate sitting room with a gas log fireplace and large windows throughout provide warmth and natural light.

11. 2026-01-12
    listed $349,900 Active 549-char remark

    Show marketing remark (552 chars)

    This well appointed three bedroom, two bath, four sided brick ranch is located in the Plantation of Lakeshore community and offers a thoughtful one level layout designed for comfort and ease. Highlights include a level lot, patio with outdoor fire pit, and a four sided brick storage building for added functionality. Inside, the kitchen features stainless steel appliances, a breakfast area, and bar seating overlooking the family room. A separate sitting room with a gas log fireplace and large windows throughout provide warmth and natural light.

12. 2026-01-12
    listed $349,900 New 552-char remark

    Show marketing remark (552 chars)

    This well appointed three bedroom, two bath, four sided brick ranch is located in the Plantation of Lakeshore community and offers a thoughtful one level layout designed for comfort and ease. Highlights include a level lot, patio with outdoor fire pit, and a four sided brick storage building for added functionality. Inside, the kitchen features stainless steel appliances, a breakfast area, and bar seating overlooking the family room. A separate sitting room with a gas log fireplace and large windows throughout provide warmth and natural light.

13. 2020-10-28
    soldstatus $221,000
14. 2020-10-15
    soldstatus $221,000 Sold
15. 2020-09-09
    status Under Contract
16. 2020-09-05
    listed $199,900 New
17. 2015-10-13
    price $159,000
18. 2015-09-24
    soldstatus $159,000 Sold
19. 2015-09-24
    soldstatus $159,000
20. 2015-08-10
    status Under Contract
21. 2015-08-10
    price $169,900
22. 2015-07-10
    listed $169,900 New
23. 2015-06-30
    historical
24. 2014-09-30
    listed $169,000 New
25. 1995-05-12
    soldstatus $17,500

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

• Current annual tax: $3,193 · $266/mo
• Projected year-2 tax: $3,193 · $266/mo
• Expected delta: $0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

• 🌊 Flood 1/10 Low FEMA zone A · 0% chance over 30 yrs
• 🔥 Wildfire 3/10 Moderate
• 🌡 Heat 5/10 Major 7 d/yr ≥102°F today · 20 d/yr by 30 yrs out
• 💨 Wind 6/10 Major 27% chance of damaging wind over 30 yrs
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $24,228
• − Mortgage interest: −$16,799
• − Property taxes: −$3,193
• − Insurance: −$3,002
• − Repairs & maintenance: −$1,938
• − Management: −$1,938
• − HOA: −$204
• − Depreciation: −$8,724
• Taxable loss: −$11,571
• Est. tax savings @ 24.0%: +$2,777
• After-tax cash flow: $-3,355/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Carroll County
• NCES district ID: 1300840
• Math proficiency: 42% ▼ -7.00%
• Reading proficiency: 41% ▼ -8.00%
• Median HH income: $48,692
• Composite: 35.62/100
• National rank: #4888
• State rank: #38 of 174 in GA

Livability — Temple

• Score: 72/100
• State rank: #60
• US rank: #5802

Category grades

Amenities F Commute F Cost of living A+ Crime A+ Employment A Housing A+ Health & safety C User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• County: Carroll County · 124,888 people
• City population: 19,882
• Metro: Atlanta-Sandy Springs-Alpharetta, GA
• Population (ZIP): 19,882
• Household income: $76,571
• Rent vs Own: 15.1% rent · 84.9% own
• Severe rent burden: 396.0

Population outlook (Carroll County) Hauer SSP2

• Today (2025): 123,370 people
• By 2030: 127,186 · +3.1%
• By 2040: 133,534 · +8.2%
• By 2050: 137,612 · +11.5%
• By 2075: 142,892 · +15.8%
• By 2100: 136,294 · +10.5%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (77%)
• Race & ethnicity: White 77% Black 15% Hispanic / Latino 5% Two or more races 4%
• Common ancestry: Italian 1% Lithuanian 1% Serbian 1%
• Foreign-born: 4% · Canada
• Languages at home: 95% English-only · Spanish 4%

Political lean MEDSL · Carroll

• 2024 margin: Solid R (+41.2) · D 29.1% · R 70.3%
• 2008→2024 swing: -8.2pp toward R · 2008: -32.9pp · 2024: -41.2pp
• All cycles: 2024: R+41.2 2020: R+39.0 2016: R+40.1 2012: R+37.7 2008: R+32.9

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▲ 27.16%
• Current HPI: 435.3863
• Rent YoY: —
• Metro: Atlanta-Sandy Springs-Alpharetta, GA
• State GDP YoY: ▲ 2.66%
• F500 in state: 28

Industry mix (Fortune 500 HQ in GA)

Industry	F500 HQs	Revenue
▸Paper / Packaging	2	$29B
▸Retail	1	$160B
▸Transportation / Logistics	1	$91B
▸Airlines	1	$62B
▸Consumer Goods	1	$47B
▸Utilities	1	$25B

Price history

+1613.7% since first listed

25 events — show timeline

• 2026-05-10 Pending — FMLS
• 2026-05-10 Pending — GAMLS
• 2026-04-08 Price Changed $299,900 FMLS
• 2026-04-08 Price Changed $299,900 GAMLS
• 2026-02-26 Relisted — FMLS
• 2026-02-26 Relisted — GAMLS
• 2026-02-26 Pending — GAMLS
• 2026-02-26 Pending — FMLS
• 2026-02-20 Price Changed $319,900 FMLS
• 2026-02-20 Price Changed $319,900 GAMLS
• 2026-01-12 Listed $349,900 GAMLS
• 2026-01-12 Listed $349,900 FMLS
• 2020-10-28 Sold (Public Records) $221,000 Public Records
• 2020-10-15 Sold (MLS) $221,000 GAMLS
• 2020-09-09 Pending — GAMLS
• 2020-09-05 Listed $199,900 GAMLS
• 2015-10-13 Price Changed $159,000 GAMLS
• 2015-09-24 Sold (MLS) $159,000 GAMLS
• 2015-09-24 Sold (Public Records) $159,000 Public Records
• 2015-08-10 Pending — GAMLS
• 2015-08-10 Price Changed $169,900 GAMLS
• 2015-07-10 Listed $169,900 GAMLS
• 2015-06-30 Listing Removed — GAMLS
• 2014-09-30 Listed $169,000 GAMLS
• 1995-05-12 Sold (Public Records) $17,500 Public Records

Property tax history

+11.0%/yr

Latest (2025): $3,193 · +0.8% YoY. Source: county tax records.