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123 Monastery Ave
B- Composite 68.65
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • 1% rule +10.0/10.0
  • DSCR +10.0/10.0
  • ARV discount +7.5/15.0
  • Rent growth +3.8/5.0
  • Livability +3.8/5.0
  • Condition / age +2.5/5.0
  • Schools +1.0/10.0
  • Appreciation +0.0/10.0

$75,000

123 Monastery Ave · Baltimore, MD 21229
3 bd · 1.5 ba · 1,420 sqft · Townhouse public records · 48 Days on market
Built 1925 $53/sqft · 53% below area

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Welcome home to this amazing, renovated home with 3 beds, 2 full bath, and 1 car garage! From top to bottom, this home has been completely remodeled for the next homeowner so all you have to do is just move right in!! New LVP floors (2024), New carpet in basement (2024), new bathrooms (2024), new kitchen ss appliances (2024), new electrical panel (2024), new sump pump (2024), new lighting throughout the home (2024), new upper-level stairs (2024), new doors (2024), new paint (2024), new washer dryer (2024), and recently upgraded kitchen cabinets and windows. This open concept floorplan allows you to entertain your guests whether you're in the kitchen, dining or living area. There is also a small deck off the kitchen, perfect for BBQ nights or just to sit outside and relax. The gorgeous front patio of the home has also been refreshed/repainted along with the stairs. There are 3 bedrooms upstairs that have a common full bathroom which has been completely renovated with a skylight view. As you go towards the basement, there is another fully renovated bathroom along with a rec room which can be used as an additional bedroom or media room/office. As you go towards the utility room in the basement, there is a brand-new washer dryer in place. As you go towards the back of the home, there is a rear door leading to the back of the home which has a one car garage and a long driveway. Call or book your appt today for showings!!

Key facts

  • Great location
  • Shopping
  • Schools

Tags

GREAT LOCATIONMINUTES FROM MAJOR ROUTESSHOPPINGSCHOOLSPUBLIC TRANSPORTATION

Property features AI

Exterior

  • Parking: Off-street parking via driveway
  • Utilities: Natural gas heating
  • Home design: Interior townhouse/rowhouse
  • Construction: Brick exterior; Foundation includes block, slab and other types; Total below-grade area of 756 (finished/unfinished details recorded)
  • Exterior features: Brick construction; No tidal water on the property

Interior

  • Bedrooms: Three bedrooms on the first upper level
  • Bathrooms: One full bathroom
  • Heating & cooling: Radiator heating; Natural gas fuel
  • Interior features: Fully finished basement

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.5-bath townhouse listed at $75k.

Deal economics

  • At list price, monthly cash flow is $891 ($11k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $75k).
  • Recommended offer: $73k (3.0% below list) — sets the bar for market timing.
  • Cap rate 20.6% vs local median 6.0% in Baltimore — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 76/100 on livability (#90 in MD, #3,396 nationally) — a middle-class / working-renter tenant base. Strengths: amenities A+, commute A+, housing A+; Watch: schools D, crime F.
  • Baltimore City Public Schools (urban): math 7% / reading 16% proficiency, ranked #24 of 24 in MD (top 100%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 79% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: Rents rising fast (+5.4%/yr); 252 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals lingering (median 44d on market — plan ~5-8 weeks vacancy on turnover, expect pricing pressure); 52% of comp listings sitting > 30 days — soft ceiling on asking rent; 1,273 units permitted in Baltimore city in 2024 (1,104 in 5+ unit buildings).
  • This rent runs 37% of the median local income ($60k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $519 of loan paydown is wiped out by about $2k of value loss. Plan a longer hold.
  • Baltimore County population projected to shrink 4% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
  • At projected returns (-3.0% appreciation + 5.4% rent growth), your $21k cash investment doubles in ~3 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 48 days — a 3% lower offer ($73k) is reasonable based on typical stale-listing flexibility.
  • 10 sale attempts since 14y ago; this cycle's ask has dropped $10k (12%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: property tax is 2.7% of price; built in 1925 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: moderate wind risk, 24% chance of damaging wind over 30y; extreme-heat days projected 7→15/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $72,750 (3.0% below list)

Questions for the listing agent

  1. It's been on market 48 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
  2. Built in 1925 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  3. Property tax is high relative to price — has the assessment been appealed recently, and will the sale trigger a re-assessment?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. Crime grade is F in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  7. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  8. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  9. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
2.50%
Cap rate
20.56%
Cash-on-cash
50.94%
DSCR
3.27
GRM
3.3

CMA / ARV

ARV (median comp)
$170,791
List price
$75,000
Delta
-56.09%
Verdict
UNDERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
125 S Morley St S 0.27mi 3/1.5 1,350 (-5%) 2mo $70,000 $52 77
517 N Edgewood St 0.34mi 4/2.5 (+1) 1,430 (+1%) 2mo $90,000 $63 73
300 Denison St 0.17mi 3/2.0 1,260 (-11%) 2mo $205,000 $163 70
21 Culver St 0.15mi 2/2.0 (-1) 1,260 (-11%) 1mo $210,000 $167 66
509 Normandy Ave 0.43mi 4/2.5 (+1) 1,458 (+3%) 1mo $212,000 $145 65
3707 Colborne Rd 0.67mi 3/2.0 1,400 (-1%) 1mo $220,000 $157 64
156 S Hilton St 0.40mi 4/1.5 (+1) 1,320 (-7%) 2mo $195,000 $148 63
28 S Bernice Ave 0.38mi 3/1.0 1,280 (-10%) 1mo $147,000 $115 63
5 Rosedale St S 0.41mi 3/2.0 1,280 (-10%) 1mo $110,000 $86 62
3716 Edmondson Ave 0.44mi 4/1.0 (+1) 1,512 (+6%) 2mo $130,000 $86 60
733 Lyndhurst St 0.62mi 3/1.5 1,550 (+9%) 2mo $85,000 $55 54
3017 Frederick Ave 0.74mi 4/3.0 (+1) 1,260 (-11%) 2mo $217,000 $172 34

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 5.38% rent growth · sell at horizon

5-year hold
IRR
51.6%
Equity multiple
3.35×
Total profit
$49,299
Equity at exit
$11,183
10-year hold
IRR
57.9%
Equity multiple
7.48×
Total profit
$136,157
Equity at exit
$6,485

Cash invested: $21,000 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (CITY)
12 Strongly Tenant-Friendly
State Maryland
27 Tenant-Leaning · D+14
County
— inherits STATE
City Baltimore
12 Strongly Tenant-Friendly · D+58
Just-cause for tenancies > 1 yr.

ZIP-level market 21229

Rents YoY
5.4%
Active inventory
252
Price-to-rent
3.3×

Monthly cashflow live

Estimated rent
$1,876 high interval (Pro) →
Mortgage (P&I)
$393
Tax from tax record
$166 /mo · $1,995/yr
Insurance
$31
HOA
$0
Vacancy / Maint / Mgmt
$394
Net cashflow
$891

Break-even live

Break-even rent $748
Max offer price $75,000
Occupancy floor 47%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$18,750
Closing costs
$2,250
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
41 N Kossuth St Baltimore, MD 3.0 2.0 1216 $1,800 $1.48 23d 1 0.13mi
3607 W Lexington St Baltimore, MD 3.0 2.0 1050 $1,895 $1.80 4d 1 0.16mi
3310 Elbert St Baltimore, MD 2.0 1.0 920 $1,550 $1.68 23d 1 0.16mi
202 N Edgewood St Baltimore, MD 3.0 2.0 1710 $2,250 $1.32 23d 1 0.17mi
3336 W Caton Ave Baltimore, MD 3.0 2.0 1236 $1,625 $1.31 23d 1 0.20mi
3706 W Saratoga St Unit 1 Baltimore, MD 2.0 1.0 1540 $1,350 $0.88 43d 1 0.26mi
405 N Edgewood St Baltimore, MD 4.0 2.0 1408 $2,950 $2.10 4d 1 0.29mi
409 Normandy Ave Baltimore, MD 4.0 1.0 1640 $1,500 $0.91 23d 1 0.39mi
3507 Edmondson Ave Baltimore, MD 4.0 2.0 1428 $2,300 $1.61 43d 1 0.40mi
3423 Edmondson Ave Baltimore, MD 2.0 1.5 1400 $1,710 $1.22 43d 1 0.41mi
117 Collins Ave Baltimore, MD 3.0 3.0 1617 $2,350 $1.45 43d 1 0.45mi
212 S Loudon Ave Baltimore, MD 3.0 1.5 1310 $1,550 $1.18 43d 1 0.47mi
4018 Massachusetts Ave Baltimore, MD 3.0 1.0 1050 $1,400 $1.33 23d 1 0.49mi
623 N Grantley St Baltimore, MD 4.0 2.0 1250 $2,000 $1.60 23d 1 0.49mi
730 Linnard St Unit 1 Baltimore, MD 4.0 1.0 1360 $1,750 $1.29 23d 1 0.55mi
3712 Gelston Dr Baltimore, MD 3.0 2.0 1250 $2,500 $2.00 23d 1 0.57mi
780 Linnard St Baltimore, MD 3.0 2.0 1224 $1,590 $1.30 43d 1 0.63mi
304 Collins Ave Unit 2 Baltimore, MD 3.0 1.0 1016 $2,100 $2.07 43d 1 0.63mi
787 N Grantley St Baltimore, MD 3.0 1.0 1116 $1,575 $1.41 23d 1 0.64mi
4020 Gelston Dr Baltimore, MD 3.0 2.0 1270 $1,875 $1.48 43d 1 0.66mi
798 N Grantley St Baltimore, MD 3.0 2.0 1360 $2,295 $1.69 23d 1 0.66mi
3130 Stafford St Baltimore, MD 3.0 1.0 1200 $1,500 $1.25 20d 1 0.69mi
2922 Edmondson Ave Baltimore, MD 3.0 2.0 1620 $1,900 $1.17 43d 1 0.72mi
3015 Rayner Ave Baltimore, MD 3.0 1.0 1152 $1,350 $1.17 43d 1 0.74mi
111 Upmanor Rd Baltimore, MD 3.0 1.5 1224 $2,163 $1.77 43d 1 0.75mi
2815 W Mulberry St Baltimore, MD 4.0 2.0 1040 $2,050 $1.97 43d 1 0.77mi
4520 Scarlet Oak Ln Baltimore, MD 2.0 1.0 1025 $1,500 $1.46 43d 1 0.91mi
4301 Parkton St Baltimore, MD 1.0–3.0 1.0 730 $1,550 $2.12 43d 1 0.93mi
917 Kevin Rd Baltimore, MD 3.0 2.0 1151 $1,795 $1.56 1d 1 0.93mi
2636 Lauretta Ave Baltimore, MD 3.0 2.5 1232 $1,900 $1.54 43d 1 0.94mi
1042 Ellicott Dr Baltimore, MD 2.0 1.0 900 $1,450 $1.61 43d 1 0.94mi
3238 Westmont Ave Baltimore, MD 3.0 1.0 1280 $1,600 $1.25 43d 1 0.95mi
2609 Lauretta Ave Baltimore, MD 3.0 1.0 1286 $1,675 $1.30 23d 1 0.96mi
4103 Mountwood Rd Baltimore, MD 3.0 2.0 1030 $1,700 $1.65 43d 1 0.97mi
3935 Stokes Dr #1 Baltimore, MD 2.0 1.0 1150 $1,400 $1.22 43d 1 0.98mi
1216 N Augusta Ave Baltimore, MD 3.0 1.0 1024 $1,550 $1.51 23d 1 0.99mi
4113 Mountwood Rd Baltimore, MD 3.0 1.0 1520 $1,795 $1.18 43d 1 0.99mi
2537 Hollins St Baltimore, MD 3.0 2.0 1200 $1,450 $1.21 23d 1 1.00mi
4601 Pen Lucy Rd Unit 4718-F Baltimore, MD 2.0 1.0 879 $1,225 $1.39 1d 1 1.00mi
2516 Hollins St Baltimore, MD 3.0 2.0 1100 $1,700 $1.55 43d 1 1.02mi

Listing history 50 events

  1. 2026-06-18
    days on market $75,000 Active 48 DOM
  2. 2026-06-17
    days on market $75,000 Active 47 DOM
  3. 2026-06-16
    days on market $75,000 Active 46 DOM
  4. 2026-06-15
    days on market $75,000 Active 45 DOM
  5. 2026-06-13
    days on market $75,000 Active 43 DOM
  6. 2026-06-09
    days on market $75,000 Active 39 DOM
  7. 2026-06-08
    days on market $75,000 Active 38 DOM
  8. 2026-06-07
    days on market $75,000 Active 37 DOM
  9. 2026-06-04
    days on market $75,000 Active 34 DOM
  10. 2026-06-03
    days on market $75,000 Active 33 DOM
  11. 2026-06-02
    days on market $75,000 Active 32 DOM
  12. 2026-06-01
    days on market $75,000 Active 31 DOM
  13. 2026-05-31
    days on market $75,000 Active 30 DOM
  14. 2026-05-11
    price $77,000 455-char remark
  15. 2026-05-04
    price $79,900 455-char remark
  16. 2026-05-01
    listed $85,000 Active 455-char remark
  17. 2024-11-12
    soldstatus $165,000
  18. 2024-08-16
    soldstatus $165,000 Closed 1439-char remark
    Show marketing remark (1439 chars)

    Welcome home to this amazing, renovated home with 3 beds, 2 full bath, and 1 car garage! From top to bottom, this home has been completely remodeled for the next homeowner so all you have to do is just move right in!! New LVP floors (2024), New carpet in basement (2024), new bathrooms (2024), new kitchen ss appliances (2024), new electrical panel (2024), new sump pump (2024), new lighting throughout the home (2024), new upper-level stairs (2024), new doors (2024), new paint (2024), new washer dryer (2024), and recently upgraded kitchen cabinets and windows. This open concept floorplan allows you to entertain your guests whether you're in the kitchen, dining or living area. There is also a small deck off the kitchen, perfect for BBQ nights or just to sit outside and relax. The gorgeous front patio of the home has also been refreshed/repainted along with the stairs. There are 3 bedrooms upstairs that have a common full bathroom which has been completely renovated with a skylight view. As you go towards the basement, there is another fully renovated bathroom along with a rec room which can be used as an additional bedroom or media room/office. As you go towards the utility room in the basement, there is a brand-new washer dryer in place. As you go towards the back of the home, there is a rear door leading to the back of the home which has a one car garage and a long driveway. Call or book your appt today for showings!!

  19. 2024-07-04
    historical Active Under Contract 1439-char remark
    Show marketing remark (1439 chars)

    Welcome home to this amazing, renovated home with 3 beds, 2 full bath, and 1 car garage! From top to bottom, this home has been completely remodeled for the next homeowner so all you have to do is just move right in!! New LVP floors (2024), New carpet in basement (2024), new bathrooms (2024), new kitchen ss appliances (2024), new electrical panel (2024), new sump pump (2024), new lighting throughout the home (2024), new upper-level stairs (2024), new doors (2024), new paint (2024), new washer dryer (2024), and recently upgraded kitchen cabinets and windows. This open concept floorplan allows you to entertain your guests whether you're in the kitchen, dining or living area. There is also a small deck off the kitchen, perfect for BBQ nights or just to sit outside and relax. The gorgeous front patio of the home has also been refreshed/repainted along with the stairs. There are 3 bedrooms upstairs that have a common full bathroom which has been completely renovated with a skylight view. As you go towards the basement, there is another fully renovated bathroom along with a rec room which can be used as an additional bedroom or media room/office. As you go towards the utility room in the basement, there is a brand-new washer dryer in place. As you go towards the back of the home, there is a rear door leading to the back of the home which has a one car garage and a long driveway. Call or book your appt today for showings!!

  20. 2024-06-07
    price $164,900 1439-char remark
    Show marketing remark (1439 chars)

    Welcome home to this amazing, renovated home with 3 beds, 2 full bath, and 1 car garage! From top to bottom, this home has been completely remodeled for the next homeowner so all you have to do is just move right in!! New LVP floors (2024), New carpet in basement (2024), new bathrooms (2024), new kitchen ss appliances (2024), new electrical panel (2024), new sump pump (2024), new lighting throughout the home (2024), new upper-level stairs (2024), new doors (2024), new paint (2024), new washer dryer (2024), and recently upgraded kitchen cabinets and windows. This open concept floorplan allows you to entertain your guests whether you're in the kitchen, dining or living area. There is also a small deck off the kitchen, perfect for BBQ nights or just to sit outside and relax. The gorgeous front patio of the home has also been refreshed/repainted along with the stairs. There are 3 bedrooms upstairs that have a common full bathroom which has been completely renovated with a skylight view. As you go towards the basement, there is another fully renovated bathroom along with a rec room which can be used as an additional bedroom or media room/office. As you go towards the utility room in the basement, there is a brand-new washer dryer in place. As you go towards the back of the home, there is a rear door leading to the back of the home which has a one car garage and a long driveway. Call or book your appt today for showings!!

  21. 2024-06-04
    status Active 1439-char remark
    Show marketing remark (1439 chars)

    Welcome home to this amazing, renovated home with 3 beds, 2 full bath, and 1 car garage! From top to bottom, this home has been completely remodeled for the next homeowner so all you have to do is just move right in!! New LVP floors (2024), New carpet in basement (2024), new bathrooms (2024), new kitchen ss appliances (2024), new electrical panel (2024), new sump pump (2024), new lighting throughout the home (2024), new upper-level stairs (2024), new doors (2024), new paint (2024), new washer dryer (2024), and recently upgraded kitchen cabinets and windows. This open concept floorplan allows you to entertain your guests whether you're in the kitchen, dining or living area. There is also a small deck off the kitchen, perfect for BBQ nights or just to sit outside and relax. The gorgeous front patio of the home has also been refreshed/repainted along with the stairs. There are 3 bedrooms upstairs that have a common full bathroom which has been completely renovated with a skylight view. As you go towards the basement, there is another fully renovated bathroom along with a rec room which can be used as an additional bedroom or media room/office. As you go towards the utility room in the basement, there is a brand-new washer dryer in place. As you go towards the back of the home, there is a rear door leading to the back of the home which has a one car garage and a long driveway. Call or book your appt today for showings!!

  22. 2024-05-31
    historical 1439-char remark
    Show marketing remark (1439 chars)

    Welcome home to this amazing, renovated home with 3 beds, 2 full bath, and 1 car garage! From top to bottom, this home has been completely remodeled for the next homeowner so all you have to do is just move right in!! New LVP floors (2024), New carpet in basement (2024), new bathrooms (2024), new kitchen ss appliances (2024), new electrical panel (2024), new sump pump (2024), new lighting throughout the home (2024), new upper-level stairs (2024), new doors (2024), new paint (2024), new washer dryer (2024), and recently upgraded kitchen cabinets and windows. This open concept floorplan allows you to entertain your guests whether you're in the kitchen, dining or living area. There is also a small deck off the kitchen, perfect for BBQ nights or just to sit outside and relax. The gorgeous front patio of the home has also been refreshed/repainted along with the stairs. There are 3 bedrooms upstairs that have a common full bathroom which has been completely renovated with a skylight view. As you go towards the basement, there is another fully renovated bathroom along with a rec room which can be used as an additional bedroom or media room/office. As you go towards the utility room in the basement, there is a brand-new washer dryer in place. As you go towards the back of the home, there is a rear door leading to the back of the home which has a one car garage and a long driveway. Call or book your appt today for showings!!

  23. 2024-05-18
    status Active 1439-char remark
    Show marketing remark (1439 chars)

    Welcome home to this amazing, renovated home with 3 beds, 2 full bath, and 1 car garage! From top to bottom, this home has been completely remodeled for the next homeowner so all you have to do is just move right in!! New LVP floors (2024), New carpet in basement (2024), new bathrooms (2024), new kitchen ss appliances (2024), new electrical panel (2024), new sump pump (2024), new lighting throughout the home (2024), new upper-level stairs (2024), new doors (2024), new paint (2024), new washer dryer (2024), and recently upgraded kitchen cabinets and windows. This open concept floorplan allows you to entertain your guests whether you're in the kitchen, dining or living area. There is also a small deck off the kitchen, perfect for BBQ nights or just to sit outside and relax. The gorgeous front patio of the home has also been refreshed/repainted along with the stairs. There are 3 bedrooms upstairs that have a common full bathroom which has been completely renovated with a skylight view. As you go towards the basement, there is another fully renovated bathroom along with a rec room which can be used as an additional bedroom or media room/office. As you go towards the utility room in the basement, there is a brand-new washer dryer in place. As you go towards the back of the home, there is a rear door leading to the back of the home which has a one car garage and a long driveway. Call or book your appt today for showings!!

  24. 2024-05-13
    historical Active Under Contract 1439-char remark
    Show marketing remark (1439 chars)

    Welcome home to this amazing, renovated home with 3 beds, 2 full bath, and 1 car garage! From top to bottom, this home has been completely remodeled for the next homeowner so all you have to do is just move right in!! New LVP floors (2024), New carpet in basement (2024), new bathrooms (2024), new kitchen ss appliances (2024), new electrical panel (2024), new sump pump (2024), new lighting throughout the home (2024), new upper-level stairs (2024), new doors (2024), new paint (2024), new washer dryer (2024), and recently upgraded kitchen cabinets and windows. This open concept floorplan allows you to entertain your guests whether you're in the kitchen, dining or living area. There is also a small deck off the kitchen, perfect for BBQ nights or just to sit outside and relax. The gorgeous front patio of the home has also been refreshed/repainted along with the stairs. There are 3 bedrooms upstairs that have a common full bathroom which has been completely renovated with a skylight view. As you go towards the basement, there is another fully renovated bathroom along with a rec room which can be used as an additional bedroom or media room/office. As you go towards the utility room in the basement, there is a brand-new washer dryer in place. As you go towards the back of the home, there is a rear door leading to the back of the home which has a one car garage and a long driveway. Call or book your appt today for showings!!

  25. 2024-05-07
    price $169,900 1439-char remark
    Show marketing remark (1439 chars)

    Welcome home to this amazing, renovated home with 3 beds, 2 full bath, and 1 car garage! From top to bottom, this home has been completely remodeled for the next homeowner so all you have to do is just move right in!! New LVP floors (2024), New carpet in basement (2024), new bathrooms (2024), new kitchen ss appliances (2024), new electrical panel (2024), new sump pump (2024), new lighting throughout the home (2024), new upper-level stairs (2024), new doors (2024), new paint (2024), new washer dryer (2024), and recently upgraded kitchen cabinets and windows. This open concept floorplan allows you to entertain your guests whether you're in the kitchen, dining or living area. There is also a small deck off the kitchen, perfect for BBQ nights or just to sit outside and relax. The gorgeous front patio of the home has also been refreshed/repainted along with the stairs. There are 3 bedrooms upstairs that have a common full bathroom which has been completely renovated with a skylight view. As you go towards the basement, there is another fully renovated bathroom along with a rec room which can be used as an additional bedroom or media room/office. As you go towards the utility room in the basement, there is a brand-new washer dryer in place. As you go towards the back of the home, there is a rear door leading to the back of the home which has a one car garage and a long driveway. Call or book your appt today for showings!!

  26. 2024-05-07
    status Active 1439-char remark
    Show marketing remark (1439 chars)

    Welcome home to this amazing, renovated home with 3 beds, 2 full bath, and 1 car garage! From top to bottom, this home has been completely remodeled for the next homeowner so all you have to do is just move right in!! New LVP floors (2024), New carpet in basement (2024), new bathrooms (2024), new kitchen ss appliances (2024), new electrical panel (2024), new sump pump (2024), new lighting throughout the home (2024), new upper-level stairs (2024), new doors (2024), new paint (2024), new washer dryer (2024), and recently upgraded kitchen cabinets and windows. This open concept floorplan allows you to entertain your guests whether you're in the kitchen, dining or living area. There is also a small deck off the kitchen, perfect for BBQ nights or just to sit outside and relax. The gorgeous front patio of the home has also been refreshed/repainted along with the stairs. There are 3 bedrooms upstairs that have a common full bathroom which has been completely renovated with a skylight view. As you go towards the basement, there is another fully renovated bathroom along with a rec room which can be used as an additional bedroom or media room/office. As you go towards the utility room in the basement, there is a brand-new washer dryer in place. As you go towards the back of the home, there is a rear door leading to the back of the home which has a one car garage and a long driveway. Call or book your appt today for showings!!

  27. 2024-04-29
    historical Active Under Contract 1439-char remark
    Show marketing remark (1439 chars)

    Welcome home to this amazing, renovated home with 3 beds, 2 full bath, and 1 car garage! From top to bottom, this home has been completely remodeled for the next homeowner so all you have to do is just move right in!! New LVP floors (2024), New carpet in basement (2024), new bathrooms (2024), new kitchen ss appliances (2024), new electrical panel (2024), new sump pump (2024), new lighting throughout the home (2024), new upper-level stairs (2024), new doors (2024), new paint (2024), new washer dryer (2024), and recently upgraded kitchen cabinets and windows. This open concept floorplan allows you to entertain your guests whether you're in the kitchen, dining or living area. There is also a small deck off the kitchen, perfect for BBQ nights or just to sit outside and relax. The gorgeous front patio of the home has also been refreshed/repainted along with the stairs. There are 3 bedrooms upstairs that have a common full bathroom which has been completely renovated with a skylight view. As you go towards the basement, there is another fully renovated bathroom along with a rec room which can be used as an additional bedroom or media room/office. As you go towards the utility room in the basement, there is a brand-new washer dryer in place. As you go towards the back of the home, there is a rear door leading to the back of the home which has a one car garage and a long driveway. Call or book your appt today for showings!!

  28. 2024-03-26
    price $179,900 1439-char remark
    Show marketing remark (1439 chars)

    Welcome home to this amazing, renovated home with 3 beds, 2 full bath, and 1 car garage! From top to bottom, this home has been completely remodeled for the next homeowner so all you have to do is just move right in!! New LVP floors (2024), New carpet in basement (2024), new bathrooms (2024), new kitchen ss appliances (2024), new electrical panel (2024), new sump pump (2024), new lighting throughout the home (2024), new upper-level stairs (2024), new doors (2024), new paint (2024), new washer dryer (2024), and recently upgraded kitchen cabinets and windows. This open concept floorplan allows you to entertain your guests whether you're in the kitchen, dining or living area. There is also a small deck off the kitchen, perfect for BBQ nights or just to sit outside and relax. The gorgeous front patio of the home has also been refreshed/repainted along with the stairs. There are 3 bedrooms upstairs that have a common full bathroom which has been completely renovated with a skylight view. As you go towards the basement, there is another fully renovated bathroom along with a rec room which can be used as an additional bedroom or media room/office. As you go towards the utility room in the basement, there is a brand-new washer dryer in place. As you go towards the back of the home, there is a rear door leading to the back of the home which has a one car garage and a long driveway. Call or book your appt today for showings!!

  29. 2024-03-20
    price $189,900 1439-char remark
    Show marketing remark (1439 chars)

    Welcome home to this amazing, renovated home with 3 beds, 2 full bath, and 1 car garage! From top to bottom, this home has been completely remodeled for the next homeowner so all you have to do is just move right in!! New LVP floors (2024), New carpet in basement (2024), new bathrooms (2024), new kitchen ss appliances (2024), new electrical panel (2024), new sump pump (2024), new lighting throughout the home (2024), new upper-level stairs (2024), new doors (2024), new paint (2024), new washer dryer (2024), and recently upgraded kitchen cabinets and windows. This open concept floorplan allows you to entertain your guests whether you're in the kitchen, dining or living area. There is also a small deck off the kitchen, perfect for BBQ nights or just to sit outside and relax. The gorgeous front patio of the home has also been refreshed/repainted along with the stairs. There are 3 bedrooms upstairs that have a common full bathroom which has been completely renovated with a skylight view. As you go towards the basement, there is another fully renovated bathroom along with a rec room which can be used as an additional bedroom or media room/office. As you go towards the utility room in the basement, there is a brand-new washer dryer in place. As you go towards the back of the home, there is a rear door leading to the back of the home which has a one car garage and a long driveway. Call or book your appt today for showings!!

  30. 2024-03-14
    price $199,900 1439-char remark
    Show marketing remark (1439 chars)

    Welcome home to this amazing, renovated home with 3 beds, 2 full bath, and 1 car garage! From top to bottom, this home has been completely remodeled for the next homeowner so all you have to do is just move right in!! New LVP floors (2024), New carpet in basement (2024), new bathrooms (2024), new kitchen ss appliances (2024), new electrical panel (2024), new sump pump (2024), new lighting throughout the home (2024), new upper-level stairs (2024), new doors (2024), new paint (2024), new washer dryer (2024), and recently upgraded kitchen cabinets and windows. This open concept floorplan allows you to entertain your guests whether you're in the kitchen, dining or living area. There is also a small deck off the kitchen, perfect for BBQ nights or just to sit outside and relax. The gorgeous front patio of the home has also been refreshed/repainted along with the stairs. There are 3 bedrooms upstairs that have a common full bathroom which has been completely renovated with a skylight view. As you go towards the basement, there is another fully renovated bathroom along with a rec room which can be used as an additional bedroom or media room/office. As you go towards the utility room in the basement, there is a brand-new washer dryer in place. As you go towards the back of the home, there is a rear door leading to the back of the home which has a one car garage and a long driveway. Call or book your appt today for showings!!

  31. 2024-03-10
    listed $210,000 Active 1439-char remark
    Show marketing remark (1439 chars)

    Welcome home to this amazing, renovated home with 3 beds, 2 full bath, and 1 car garage! From top to bottom, this home has been completely remodeled for the next homeowner so all you have to do is just move right in!! New LVP floors (2024), New carpet in basement (2024), new bathrooms (2024), new kitchen ss appliances (2024), new electrical panel (2024), new sump pump (2024), new lighting throughout the home (2024), new upper-level stairs (2024), new doors (2024), new paint (2024), new washer dryer (2024), and recently upgraded kitchen cabinets and windows. This open concept floorplan allows you to entertain your guests whether you're in the kitchen, dining or living area. There is also a small deck off the kitchen, perfect for BBQ nights or just to sit outside and relax. The gorgeous front patio of the home has also been refreshed/repainted along with the stairs. There are 3 bedrooms upstairs that have a common full bathroom which has been completely renovated with a skylight view. As you go towards the basement, there is another fully renovated bathroom along with a rec room which can be used as an additional bedroom or media room/office. As you go towards the utility room in the basement, there is a brand-new washer dryer in place. As you go towards the back of the home, there is a rear door leading to the back of the home which has a one car garage and a long driveway. Call or book your appt today for showings!!

  32. 2024-03-09
    historical $210,000 1439-char remark
    Show marketing remark (1439 chars)

    Welcome home to this amazing, renovated home with 3 beds, 2 full bath, and 1 car garage! From top to bottom, this home has been completely remodeled for the next homeowner so all you have to do is just move right in!! New LVP floors (2024), New carpet in basement (2024), new bathrooms (2024), new kitchen ss appliances (2024), new electrical panel (2024), new sump pump (2024), new lighting throughout the home (2024), new upper-level stairs (2024), new doors (2024), new paint (2024), new washer dryer (2024), and recently upgraded kitchen cabinets and windows. This open concept floorplan allows you to entertain your guests whether you're in the kitchen, dining or living area. There is also a small deck off the kitchen, perfect for BBQ nights or just to sit outside and relax. The gorgeous front patio of the home has also been refreshed/repainted along with the stairs. There are 3 bedrooms upstairs that have a common full bathroom which has been completely renovated with a skylight view. As you go towards the basement, there is another fully renovated bathroom along with a rec room which can be used as an additional bedroom or media room/office. As you go towards the utility room in the basement, there is a brand-new washer dryer in place. As you go towards the back of the home, there is a rear door leading to the back of the home which has a one car garage and a long driveway. Call or book your appt today for showings!!

  33. 2024-02-29
    price $220,000
  34. 2024-02-28
    historical
  35. 2024-02-21
    listed $225,000 Active
  36. 2023-12-21
    soldstatus $105,000
  37. 2019-11-26
    soldstatus $60,000
  38. 2019-08-15
    soldstatus $60,000 Closed
  39. 2019-07-19
    status Pending
  40. 2019-07-06
    historical Active Under Contract
  41. 2019-06-19
    status Active
  42. 2019-06-09
    status Pending
  43. 2019-06-06
    listed $65,000 Active
  44. 2012-12-04
    price $26,250
  45. 2012-11-19
    soldstatus $26,250 Sold
  46. 2012-11-19
    soldstatus $26,250
  47. 2012-09-10
    status Contract
  48. 2012-09-07
    historical
  49. 2012-08-14
    listed $20,000 Active
  50. 2012-08-14
    listed $26,250

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast MD · Partial reset (capped growth)

Current annual tax
$1,995 · $166/mo
Projected year-2 tax
$1,995 · $166/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 7/10 Severe 7 d/yr ≥103°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 5/10 Major 24% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,516
− Mortgage interest
−$4,201
− Property taxes
−$1,995
− Insurance
−$375
− Repairs & maintenance
−$1,801
− Management
−$1,801
− Depreciation
−$2,182
Taxable income
$10,160
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$2,439
After-tax cash flow
$8,259/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Baltimore City Public Schools
NCES district ID
2400090
Math proficiency
7% ▼ -9.00%
Reading proficiency
16% ▼ -5.00%
Median HH income
$42,108
Composite
10.08/100
National rank
#9805
State rank
#24 of 24 in MD

Livability — Baltimore

Score
76/100
State rank
#90
US rank
#3396

Category grades

Amenities A+ Commute A+ Cost of living A- Crime F Employment C Housing A+ Health & safety A+ User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baltimore, MD
County
Baltimore City · 558,601 people
City population
588,727
Metro
Baltimore-Columbia-Towson, MD
Population (ZIP)
46,679
Household income
$60,047
Rent vs Own
43.1% rent · 56.9% own
Severe rent burden
2776.0

Population outlook (Baltimore County) Hauer SSP2

Today (2025)
624,249 people
By 2030
621,541 · -0.4%
By 2040
609,756 · -2.3%
By 2050
597,249 · -4.3%
By 2075
552,236 · -11.5%
By 2100
513,934 · -17.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (73%)
Race & ethnicity
Black 73% White 15% Hispanic / Latino 6% Two or more races 4% Asian 3%
Hispanic origin (detail)
Common ancestry
Lithuanian 1% Romanian 1% Serbian 1%
Foreign-born
5% · Canada, Philippines
Languages at home
91% English-only · Spanish 4% Other Indo-European 2% Other Asian/Pacific 1%

Political lean MEDSL · Baltimore

2024 margin
Solid D (+73.0) · D 85.2% · R 12.2% · Other 2.6%
2008→2024 swing
-2.5pp toward R · 2008: 75.5pp · 2024: 73.0pp
All cycles
2024: D+73.0 2020: D+76.6 2016: D+74.6 2012: D+76.4 2008: D+75.5

Not yet ingested

Civics

Market trends

HPI YoY
▼ -259.07%
Current HPI
226.896
Rent YoY
▲ 5.38%
Metro
Baltimore-Columbia-Towson, MD
State GDP YoY
▲ 2.97%
F500 in state
12

Industry mix (Fortune 500 HQ in MD)

Industry F500 HQs Revenue

Price history

+185.7% since first listed
38 events — show timeline
  • 2026-05-30 Price Changed $75,000 BRIGHT MLS
  • 2026-05-11 Price Changed $77,000 BRIGHT MLS
  • 2026-05-04 Price Changed $79,900 BRIGHT MLS
  • 2026-05-01 Listed $85,000 BRIGHT MLS
  • 2024-11-12 Sold (Public Records) $165,000 Public Records
  • 2024-08-16 Sold (MLS) $165,000 BRIGHT MLS
  • 2024-07-04 Contingent BRIGHT MLS
  • 2024-06-07 Price Changed $164,900 BRIGHT MLS
  • 2024-06-04 Relisted BRIGHT MLS
  • 2024-05-31 Listing Removed BRIGHT MLS
  • 2024-05-18 Relisted BRIGHT MLS
  • 2024-05-13 Contingent BRIGHT MLS
  • 2024-05-07 Price Changed $169,900 BRIGHT MLS
  • 2024-05-07 Relisted BRIGHT MLS
  • 2024-04-29 Contingent BRIGHT MLS
  • 2024-03-26 Price Changed $179,900 BRIGHT MLS
  • 2024-03-20 Price Changed $189,900 BRIGHT MLS
  • 2024-03-14 Price Changed $199,900 BRIGHT MLS
  • 2024-03-10 Listed $210,000 BRIGHT MLS
  • 2024-03-09 Coming Soon $210,000 BRIGHT MLS
  • 2024-02-29 Price Changed $220,000 BRIGHT MLS
  • 2024-02-28 Listing Removed BRIGHT MLS
  • 2024-02-21 Listed $225,000 BRIGHT MLS
  • 2023-12-21 Sold (Public Records) $105,000 Public Records
  • 2019-11-26 Sold (Public Records) $60,000 Public Records
  • 2019-08-15 Sold (MLS) $60,000 BRIGHT MLS
  • 2019-07-19 Pending BRIGHT MLS
  • 2019-07-06 Contingent BRIGHT MLS
  • 2019-06-19 Relisted BRIGHT MLS
  • 2019-06-09 Pending BRIGHT MLS
  • 2019-06-06 Listed $65,000 BRIGHT MLS
  • 2012-12-04 Price Changed $26,250 MRIS
  • 2012-11-19 Sold (MLS) $26,250 BRIGHT MLS
  • 2012-11-19 Sold (MLS) $26,250 MRIS
  • 2012-09-10 Pending MRIS
  • 2012-09-07 Listing Removed BRIGHT MLS
  • 2012-08-14 Listed $20,000 MRIS
  • 2012-08-14 Listed $26,250 BRIGHT MLS

Property tax history

+2.8%/yr

Latest (2025): $1,995 · +0.9% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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