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1329 SW 1st Ter
C+ Composite 62.08
Why this score? — see what drove the C+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.9/30.0
  • ARV discount +15.0/15.0
  • DSCR +7.0/10.0
  • 1% rule +4.8/10.0
  • Schools +4.1/10.0
  • Livability +3.7/5.0
  • Rent growth +3.0/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$510,000

1329 SW 1st Ter · Pompano Beach, FL 33060
3 bd · 2.0 ba · 2,455 sqft · SingleFamily public records · 24 Days on market
Built 1957 7,500 sqft lot Est $894k · 43% under ↓ 5% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Welcome to Lyons Park! This charming home features a desirable split floor plan with the primary suite on one side and two additional bedrooms on the other, offering comfort and privacy. A standout feature is the oversized family room—perfect for relaxing or entertaining. A flexible room that was a garage conversion and has a separate entrance can easily serve as a 4th bedroom, guest suite, home office, or private space for extended family. The home maintains its original character, giving you the opportunity to update and customize to your style. A brand-new HVAC system is already in place, providing added peace of mind. Conveniently located near shopping, dining, and major roadways,

Key facts

  • 7,500 sq ft lot
  • 4 parking spots
  • Built 1957

Property features AI

Finance

  • Other: Pets allowed with no restrictions

Exterior

  • Parking: Asphalt parking; Circular driveway; Total parking for 4 vehicles; No carport
  • Security: Smoke detector(s)
  • Utilities: Public water and well available; Public sewer; Electricity connected; Natural gas available; Sewer connected; Water connected
  • Home design: Single-family home; One story; East-facing; Resale
  • Construction: Concrete block (no stucco) construction; Barrel, tile and tar/gravel roof; 1-story construction (single level); Built as existing/resale (year not provided)
  • Exterior features: Open porch; Porch; Chain link fencing in back yard; Asphalt road frontage; Public maintained road; Not waterfront

Interior

  • Kitchen: Electric cooktop; Dishwasher; Refrigerator; Garbage disposal; Gas water heater
  • Bedrooms: 3 bedrooms on the main level
  • Flooring: Carpet; Wood
  • Bathrooms: 2 full bathrooms (main level)
  • Heating & cooling: Central heating; Central air; Ceiling fan(s); Wall/window unit(s)
  • Interior features: Split bedroom layout; Bay window(s); Unfurnished
  • Laundry & utility: Washer hookup inside; Dryer hookup (electric) inside; Dedicated laundry room

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $510k.

Deal economics

  • At list price, monthly cash flow is $807 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • To meet the 1% rule (rent ≥ 1% of price), the offer needs to be $500k (2.0% below list).
  • Recommended offer: $500k (2.0% below list) — sets the bar for 1% rule.
  • Cap rate 8.2% vs local median 3.1% in Pompano Beach — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 74/100 on livability (#284 in FL, #4,541 nationally) — a middle-class / working-renter tenant base. Strengths: commute A+, housing A+, cost of living B+; Watch: employment D+, amenities F.
  • Broward (suburban): math 42% / reading 53% proficiency, ranked #46 of 73 in FL (top 63%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Mcnab Elementary School (math 51% / reading 63%, grade C+, #781 of 2,144 statewide, top 38%, 614 students, 56% FRL); Pompano Beach Middle School (math 29% / reading 40%, grade F, #421 of 571 statewide, top 74%, 1,040 students, 73% FRL); Blanche Ely High School (math 7% / reading 29%, grade F, #570 of 667 statewide, top 86%, 1,906 students, 75% FRL) — zoned schools average 68% FRL vs 51% district-wide (17 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+2.1%/yr); 338 active listings in the ZIP; 40 comparable units currently listed for rent nearby; rentals at typical pace (median 22d on market — plan ~3-4 weeks tenant-placement turnaround); 2,111 units permitted in Broward County in 2024 (1,265 in 5+ unit buildings).
  • At $4,997/mo this rent would consume 93% of the median local household income ($65k/yr) (locally 2870% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $4k of loan paydown is wiped out by about $15k of value loss. Plan a longer hold.
  • Broward County population projected at +34% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 24 days — a 2% lower offer ($502k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts; this cycle's ask has dropped $40k (7%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Watch-outs: built in 1957 — expect roof / HVAC / electrical / plumbing capex.
  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→26/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $499,680 (2.0% below list)

Questions for the listing agent

  1. Built in 1957 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
0.98%
Cap rate
8.19%
Cash-on-cash
6.78%
DSCR
1.30
GRM
8.5

CMA / ARV

ARV (on-the-fly)
$893,620
Comps found
4
Show comp detail 4 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1710 SW 1st Ave 0.31mi 3/2.0 2,117 (-14%) 2mo $740,000 $350 61
6110 NE 19th Ave 0.72mi 3/2.0 2,382 (-3%) 3mo $700,000 $294 59
1520 NE 60th St 0.71mi 4/2.0 (+1) 2,517 (+2%) 12mo $915,000 $364 47
6611 NE 21st Ln 0.70mi 3/3.0 2,095 (-15%) 0mo $1,100,000 $525 39

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 2.12% rent growth · sell at horizon

5-year hold
IRR
-6.8%
Equity multiple
0.75×
Total profit
$-35,794
Equity at exit
$76,043
10-year hold
IRR
1.7%
Equity multiple
1.12×
Total profit
$16,676
Equity at exit
$44,095

Cash invested: $142,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 33060

Home prices YoY
-23.6%
Rents YoY
2.1%
Active inventory
338
Price-to-rent
8.5×

Monthly cashflow live

Estimated rent
$4,997 high interval (Pro) →
Mortgage (P&I)
$2,674
Tax from tax record
$254 /mo · $3,042/yr
Insurance
$212
HOA
$0
Vacancy / Maint / Mgmt
$1,049
Net cashflow
$807

Break-even live

Break-even rent $3,975
Max offer price $510,000
Occupancy floor 79%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$127,500
Closing costs
$15,300
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 40 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1048 SW 1st Ter Pompano Beach, FL 3.0 3.0 1649 $3,800 $2.30 13d 1 0.24mi
100 SW 17th St Pompano Beach, FL 3.0 2.0 1788 $4,500 $2.52 7d 1 0.28mi
100 SW 17th St Pompano Beach, FL 3.0 2.0 1788 $4,500 $2.52 24d 1 0.28mi
850 SE 1st Ave Pompano Beach, FL 3.0 3.0 1673 $4,450 $2.66 24d 1 0.43mi
1601 NE 63rd St Fort Lauderdale, FL 3.0 2.0 1875 $6,125 $3.27 24d 1 0.50mi
300 SE 8th Ct Pompano Beach, FL 4.0 2.0 2204 $6,200 $2.81 24d 1 0.55mi
821 SW 13th Ct Pompano Beach, FL 4.0 3.5 2924 $6,950 $2.38 24d 1 0.56mi
170 SE 7th St #170 Pompano Beach, FL 3.0 2.5 1798 $3,550 $1.97 10d 1 0.56mi
170 SE 7th St #170 Pompano Beach, FL 3.0 2.5 1798 $3,650 $2.03 24d 1 0.56mi
511 SE 14th St Unit 1 Pompano Beach, FL 4.0 2.5 1880 $7,000 $3.72 24d 1 0.59mi
2080 NE 65th St Fort Lauderdale, FL 3.0 2.0 1725 $5,250 $3.04 24d 1 0.60mi
2080 NE 65th St Fort Lauderdale, FL 3.0 2.0 1725 $5,000 $2.90 15d 1 0.60mi
618 SW 1st Ter Pompano Beach, FL 3.0 3.0 1803 $3,295 $1.83 24d 1 0.61mi
151 SE 6th Ct Pompano Beach, FL 4.0 3.0 2146 $6,495 $3.03 7d 1 0.63mi
151 SE 6th Ct Pompano Beach, FL 4.0 3.0 2146 $6,980 $3.25 24d 1 0.63mi
6241 NE 19th Ter Fort Lauderdale, FL 4.0 3.0 1828 $7,500 $4.10 7d 1 0.63mi
6251 NE 20th Ter Fort Lauderdale, FL 3.0 3.0 1954 $7,000 $3.58 11d 1 0.64mi
1961 NE 62nd Ct Fort Lauderdale, FL 3.0 2.0 1630 $7,000 $4.29 24d 1 0.66mi
2101 NE 63rd St Unit 2101 Fort Lauderdale, FL 3.0 2.0 1805 $4,925 $2.73 20d 1 0.70mi
161 SE 5th Ct Pompano Beach, FL 3.0 2.0 1605 $5,150 $3.21 24d 1 0.75mi
5921 NE 15th Ave Fort Lauderdale, FL 3.0 3.0 1977 $4,600 $2.33 24d 1 0.75mi
5800 NE 15th Ave Fort Lauderdale, FL 4.0 3.0 2076 $6,000 $2.89 5d 1 0.83mi
5800 NE 15th Ave Fort Lauderdale, FL 4.0 3.0 2076 $6,000 $2.89 2d 1 0.83mi
2161 NE 62nd Ct Unit 2161 Fort Lauderdale, FL 4.0 3.0 2047 $7,500 $3.66 24d 1 0.85mi
6421 NE 22nd Ave Fort Lauderdale, FL 4.0 2.0 2202 $5,750 $2.61 16d 1 0.87mi
6421 NE 22nd Ave Fort Lauderdale, FL 4.0 2.0 2202 $5,750 $2.61 7d 1 0.87mi
6341 NE 22nd Ave Fort Lauderdale, FL 3.0 2.0 2086 $5,500 $2.64 14d 1 0.91mi
280 SE 3rd Ct Pompano Beach, FL 3.0 2.0 2042 $5,900 $2.89 24d 1 0.95mi
5910 NE 21st Way Fort Lauderdale, FL 3.0 2.0 1823 $4,950 $2.72 21d 1 0.96mi
5790 NE 20th Ter Fort Lauderdale, FL 3.0 2.0 1874 $6,000 $3.20 24d 1 0.97mi
1466 NE 57th Ct Fort Lauderdale, FL 3.0 2.0 2020 $8,200 $4.06 24d 1 1.01mi
1466 NE 57th Ct Unit 1044539P Fort Lauderdale, FL 3.0 2.0 2012 $6,185 $3.07 7d 1 1.01mi
356 SW 2nd Pl Unit 1-3 Pompano Beach, FL 2.0 1.0 2570 $2,300 $0.89 5d 1 1.03mi
1478 NE 57th St Fort Lauderdale, FL 3.0 2.0 1590 $5,400 $3.40 24d 1 1.06mi
1419 NE 57th St Fort Lauderdale, FL 4.0 2.5 2176 $7,500 $3.45 13d 1 1.07mi
5700 NE 20th Ave Fort Lauderdale, FL 3.0 2.0 2300 $5,575 $2.42 24d 1 1.07mi
1641 NE 56th Ct Fort Lauderdale, FL 4.0 3.5 2372 $5,500 $2.32 10d 1 1.08mi
2260 NE 62nd St Fort Lauderdale, FL 3.0 2.0 1807 $4,750 $2.63 10d 1 1.09mi
1001 NE 58th St Fort Lauderdale, FL 3.0 2.5 1585 $3,436 $2.17 1d 2 1.09mi
2010 NE 57th St Fort Lauderdale, FL 3.0 2.0 1730 $6,000 $3.47 21d 1 1.11mi

Listing history 17 events

  1. 2026-06-18
    days on market $510,000 Active 24 DOM
  2. 2026-06-17
    pricedays on market $510,000 Active 23 DOM
  3. 2026-06-16
    days on market $520,000 Active 22 DOM
  4. 2026-06-15
    days on market $520,000 Active 21 DOM
  5. 2026-06-13
    days on market $520,000 Active 19 DOM
  6. 2026-06-09
    days on market $520,000 Active 15 DOM
  7. 2026-06-08
    days on market $520,000 Active 14 DOM
  8. 2026-06-07
    days on market $520,000 Active 13 DOM
  9. 2026-06-04
    days on market $520,000 Active 10 DOM
  10. 2026-06-03
    days on market $520,000 Active 9 DOM
  11. 2026-06-02
    days on market $520,000 Active 8 DOM
  12. 2026-06-01
    days on market $520,000 Active 7 DOM
  13. 2026-05-31
    days on market $520,000 Active 6 DOM
  14. 2026-05-25
    status Active
  15. 2026-05-25
    price $520,000
  16. 2026-05-13
    historical
  17. 2026-05-13
    listed $550,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$3,042 · $254/mo
Projected year-2 tax
$4,233 · $353/mo
Expected delta
+$1,191/yr (+$99/mo · 39.1%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 4/10 Moderate FEMA zone X (shaded) · 22% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥106°F today · 26 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$59,962
− Mortgage interest
−$28,568
− Property taxes
−$3,042
− Insurance
−$2,550
− Repairs & maintenance
−$4,797
− Management
−$4,797
− Depreciation
−$14,836
Taxable income
$1,371
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$329
After-tax cash flow
$9,354/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Broward
NCES district ID
1200180
Math proficiency
42% ▼ -18.00%
Reading proficiency
53% ▼ -5.00%
Median HH income
$52,139
Composite
40.88/100
National rank
#3621
State rank
#46 of 73 in FL

Livability — Pompano Beach

Score
74/100
State rank
#284
US rank
#4541

Category grades

Amenities F Commute A+ Cost of living B+ Crime B Employment D+ Housing A+ Health & safety B+ User ratings F

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Pompano Beach, FL
County
Broward County · 1,963,430 people
City population
155,861
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
Population (ZIP)
37,233
Household income
$64,819
Rent vs Own
49.0% rent · 51.0% own
Severe rent burden
2870.0

Population outlook (Broward County) Hauer SSP2

Today (2025)
2,207,033 people
By 2030
2,360,704 · +7.0%
By 2040
2,661,208 · +20.6%
By 2050
2,946,698 · +33.5%
By 2075
3,602,273 · +63.2%
By 2100
3,970,984 · +79.9%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.69)
Race & ethnicity
Black 38% White 33% Hispanic / Latino 26% Two or more races 14%
Hispanic origin (detail)
Mexican 9% Puerto Rican 2% Cuban 3% Dominican 1%
Common ancestry
Hispanic 13% Romanian 2% Slovak 1%
Foreign-born
31% · Canada, Jamaica
Languages at home
60% English-only · Spanish 23% French/Haitian/Cajun 13% Other Indo-European 2%

Political lean MEDSL · Broward

2024 margin
D (+17.0) · D 58.0% · R 41.0%
2008→2024 swing
-17.8pp toward R · 2008: 34.7pp · 2024: 17.0pp
All cycles
2024: D+17.0 2020: D+29.8 2016: D+35.0 2012: D+34.9 2008: D+34.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -131.09%
Current HPI
425.3083
Rent YoY
▲ 2.12%
Metro
Miami-Fort Lauderdale-Pompano Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-5.5% since first listed
4 events — show timeline
  • 2026-05-25 Relisted Beaches MLS
  • 2026-05-25 Price Changed $520,000 Beaches MLS
  • 2026-05-13 Listing Removed Beaches MLS
  • 2026-05-13 Listed $550,000 Beaches MLS

Property tax history

+4.5%/yr

Latest (2025): $3,042 · +4.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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