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239 Lincalis St
C- Composite 54.09
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +19.7/30.0
  • Appreciation +10.0/10.0
  • DSCR +6.2/10.0
  • 1% rule +5.2/10.0
  • Livability +3.3/5.0
  • ARV discount +2.9/15.0
  • Rent growth +2.5/5.0
  • Condition / age +2.2/5.0
  • Schools +2.0/10.0

$179,900

239 Lincalis St · West Hazleton, PA 18202
3 bd · 1.0 ba · 1,334 sqft · SingleFamily · 103 Days on market
Fair condition 2,442 sqft lot $135/sqft · 10% above area Est $163k · 10% over

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

Two-Story Single-Family Home for Sale in West Hazleton! Three Bedrooms, One Full Bathroom, Kitchen, Livingroom, Dining Room, First Floor Laundry Room, Oil Heat, Brick Front Porch, Full Unfinished Basement with Concrete Floor, Wooden Deck and Fenced-In Yard. Call for a Showing Today! LQQK

Key facts

  • Brick front porch
  • Two-story
  • Wooden deck

Tags

TWO-STORYBRICK FRONT PORCHFULL UNFINISHED BASEMENTWOODEN DECKFENCED-IN YARD

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/1.0-bath single-family listed at $180k. Condition is rated fair.

Deal economics

  • At list price, monthly cash flow is $210 ($3k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $180k).
  • Recommended offer: $164k (9.0% below list) — sets the bar for market timing.
  • Cap rate 7.7% vs local median 5.6% in West Hazleton — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#1,036 in PA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, health & safety A-; Watch: schools F, amenities F, commute F.
  • Hazleton Area SD (suburban): math 18% / reading 30% proficiency, ranked #476 of 539 in PA (top 88%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
  • Market conditions: 270 active listings in the ZIP; 1 comparable units currently listed for rent nearby; 349 units permitted in Luzerne County in 2024 (16 in 5+ unit buildings).
  • This rent runs 40% of the median local income ($55k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

  • In year one you build about $19k of equity ($1k loan paydown + $18k appreciation (10.0% local appreciation)).
  • Luzerne County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (10.0% appreciation + 3.0% rent growth), your $50k cash investment doubles in ~3 years — after that, you're playing with house money.
  • By year 2, paydown + projected appreciation supports a ~$31k cash-out refi (75% LTV) — recoverable capital for the next deal without selling this one.

Negotiation context

  • It's been on market 103 days — a 9% lower offer ($164k) is reasonable based on typical stale-listing flexibility.
  • 2 sale attempts since 7y ago; this cycle's ask has dropped $10k (5%) from the opening price — seller is motivated, your offer sets the floor, not the list.
  • Current owner paid $80k; list at $180k implies a 125% gain — meaningful room to come down on a strong offer.
Recommended offer $163,709 (9.0% below list)

Questions for the listing agent

  1. It's been on market 103 days. Have you received any prior offers? Is the seller open to a 9% concession, seller financing, or rate buy-down credit?
  2. Have any recent inspections been done? Can we get a copy of the seller's disclosures and any deferred-maintenance estimates?
  3. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  4. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  5. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  6. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  7. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  8. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.02%
Cap rate
7.69%
Cash-on-cash
5.00%
DSCR
1.22
GRM
8.1

CMA / ARV

ARV (median comp)
$163,085
List price
$179,900
Delta
10.31%
Verdict
OVERPRICED
Comps
20 within 1.0 mi
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
329 Ridge Ave 0.11mi 2/2.0 (-1) 1,280 (-4%) 4mo $150,000 $117 76
307 Green St 0.06mi 4/1.0 (+1) 1,470 (+10%) 3mo $165,000 $112 73
536 Green St 0.28mi 3/1.0 1,200 (-10%) 3mo $215,000 $179 68
13 Branch St 0.28mi 3/1.0 1,215 (-9%) 6mo $120,000 $99 67
304 Green St 0.04mi 4/1.0 (+1) 1,138 (-15%) 2mo $220,000 $193 66
16 Third St 0.42mi 3/1.0 1,435 (+8%) 3mo $76,000 $53 66
711 Boundary St 0.44mi 3/2.0 1,240 (-7%) 6mo $154,000 $124 59
927 Winters Ave 0.63mi 2/1.0 (-1) 1,300 (-2%) 5mo $129,000 $99 57
667 Roosevelt St 0.48mi 3/1.0 1,488 (+12%) 3mo $180,000 $121 56
529 Putnam St 0.51mi 3/1.0 1,213 (-9%) 8mo $250,000 $206 54
763 Mcnair St 0.47mi 3/1.0 1,520 (+14%) 2mo $230,000 $151 53
675 Lincoln St 0.66mi 3/1.0 1,200 (-10%) 6mo $128,000 $107 48

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

10.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
27.9%
Equity multiple
3.21×
Total profit
$111,383
Equity at exit
$162,068
10-year hold
IRR
24.3%
Equity multiple
7.30×
Total profit
$317,541
Equity at exit
$349,506

Cash invested: $50,372 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
62 Landlord-Friendly
State Pennsylvania
62 Landlord-Friendly · EVEN
County
— inherits STATE
City
— inherits STATE
10-day notice; Philadelphia has eviction-court diversion + some protections; otherwise moderate.

ZIP-level market 18202

Home prices YoY
7.1%
Active inventory
270
Price-to-rent
8.1×

Monthly cashflow live

Estimated rent
$1,840 medium interval (Pro) →
Mortgage (P&I)
$943
Tax est. 1.5%
$225 /mo · $2,698/yr
Insurance
$75
HOA
$0
Vacancy / Maint / Mgmt
$386
Net cashflow
$210

Break-even live

Break-even rent $1,574
Max offer price $179,900
Occupancy floor 84%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$44,975
Closing costs
$5,397
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 1 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
1015 Lincoln St Hazleton, PA 2.0 1.0 900 $1,499 $1.67 44d 1 0.99mi

Listing history 5 events

  1. 2026-05-05
    status Pending 288-char remark
    Show marketing remark (288 chars)

    Two-Story Single-Family Home for Sale in West Hazleton! Three Bedrooms, One Full Bathroom, Kitchen, Livingroom, Dining Room, First Floor Laundry Room, Oil Heat, Brick Front Porch, Full Unfinished Basement with Concrete Floor, Wooden Deck and Fenced-In Yard. Call for a Showing Today! LQQK

  2. 2026-04-27
    price $179,900 288-char remark
    Show marketing remark (288 chars)

    Two-Story Single-Family Home for Sale in West Hazleton! Three Bedrooms, One Full Bathroom, Kitchen, Livingroom, Dining Room, First Floor Laundry Room, Oil Heat, Brick Front Porch, Full Unfinished Basement with Concrete Floor, Wooden Deck and Fenced-In Yard. Call for a Showing Today! LQQK

  3. 2026-01-22
    listed $189,900 Active 288-char remark
    Show marketing remark (288 chars)

    Two-Story Single-Family Home for Sale in West Hazleton! Three Bedrooms, One Full Bathroom, Kitchen, Livingroom, Dining Room, First Floor Laundry Room, Oil Heat, Brick Front Porch, Full Unfinished Basement with Concrete Floor, Wooden Deck and Fenced-In Yard. Call for a Showing Today! LQQK

  4. 2019-10-15
    soldstatus $80,000 131-char remark
    Show marketing remark (131 chars)

    Move in home with plenty of room, remodeled bathroom, maintenance free exterior, fenced yard and outside relaxing deck and hot tub.

  5. 2019-04-11
    listed $89,900 131-char remark
    Show marketing remark (131 chars)

    Move in home with plenty of room, remodeled bathroom, maintenance free exterior, fenced yard and outside relaxing deck and hot tub.

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 3/10 Moderate 7 d/yr ≥91°F today · 15 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 8% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 2 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$22,075
− Mortgage interest
−$10,077
− Property taxes
−$2,698
− Insurance
−$900
− Repairs & maintenance
−$1,766
− Management
−$1,766
− Depreciation
−$5,233
Taxable loss
−$365
combined federal + state — saved on this device
Est. tax savings @ 24.0%
+$88
After-tax cash flow
$2,608/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Condition & rehab AI · 12 photos

Fair 45/100 Moderate rehab

The home requires snow removal and cleaning of the kitchen and bathroom to improve its fair condition and increase its resale and rental value.

Repairs flagged

  • Major Snow removal — Snow covering the deck and patio
  • Minor Kitchen cleaning — Cluttered countertops
  • Minor Bathroom cleaning — Cluttered countertops

Value-add opportunities

  • Both Snow removal — Clearing snow improves both resale and rental appeal
  • Resale Kitchen cleaning — A clean kitchen enhances the home's appeal
  • Resale Bathroom cleaning — A clean bathroom enhances the home's appeal

Renovation cost estimate screening

Repair itemSeverityEst. cost
Snow removal · Snow covering the deck and patio Major $15,000–50,000
Kitchen cleaning · Cluttered countertops Minor $500–3,000
Bathroom cleaning · Cluttered countertops Minor $500–3,000
Total estimated repair cost · 3 items $16,000–56,000

Value-add ROI direction

  • Both Snow removal — Clearing snow improves both resale and rental appeal
  • Resale Kitchen cleaning — A clean kitchen enhances the home's appeal
  • Resale Bathroom cleaning — A clean bathroom enhances the home's appeal

ⓘ Cost ranges are severity-bucket heuristics (US national rule-of-thumb). Get contractor quotes + a written scope before underwriting a rehab budget.

Schools (NCES district)

District
Hazleton Area SD
NCES district ID
4211700
Math proficiency
18% ▼ -3.00%
Reading proficiency
30% ▼ -15.00%
Median HH income
$42,247
Composite
20.44/100
National rank
#8582
State rank
#476 of 539 in PA

Livability — West Hazleton

Score
66/100
State rank
#1036
US rank
#11561

Category grades

Amenities F Commute F Cost of living A+ Crime B- Employment F Housing A+ Health & safety A- User ratings A

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
West Hazleton, PA
County
Luzerne County · 118,885 people
Metro
Scranton--Wilkes-Barre, PA
Population (ZIP)
13,755
Household income
$55,153
Rent vs Own
27.2% rent · 72.8% own
Severe rent burden
369.0

Population outlook (Luzerne County) Hauer SSP2

Today (2025)
319,505 people
By 2030
319,943 · +0.1%
By 2040
322,643 · +1.0%
By 2050
330,817 · +3.5%
By 2075
379,145 · +18.7%
By 2100
431,908 · +35.2%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Majority White (61%)
Race & ethnicity
White 61% Hispanic / Latino 33% Two or more races 9% Black 1% Pacific Islander 1%
Hispanic origin (detail)
Mexican 2% Puerto Rican 3% Dominican 22%
Common ancestry
Romanian 13% Iranian 1% Lithuanian 1%
Foreign-born
18% · Canada, Jamaica
Languages at home
71% English-only · Spanish 26% Russian/Polish/Slavic 1% Other Indo-European 1%

Political lean MEDSL · Luzerne

2024 margin
R (+19.2) · D 40.0% · R 59.2%
2008→2024 swing
-27.6pp toward R · 2008: 8.4pp · 2024: -19.2pp
All cycles
2024: R+19.2 2020: R+14.4 2016: R+19.6 2012: D+4.8 2008: D+8.4

Not yet ingested

Civics

Market trends

HPI YoY
▲ 20.19%
Current HPI
306.1029
Rent YoY
Metro
Scranton--Wilkes-Barre, PA
State GDP YoY
▲ 1.68%
F500 in state
34

Industry mix (Fortune 500 HQ in PA)

Industry F500 HQs Revenue

Price history

+100.1% since first listed
5 events — show timeline
  • 2026-05-05 Pending LCAR
  • 2026-04-27 Price Changed $179,900 LCAR
  • 2026-01-22 Listed $189,900 LCAR
  • 2019-10-15 Sold (MLS) $80,000 LCAR
  • 2019-04-11 Listed $89,900 LCAR

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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