CashFlowRE
Sign in Sign up
7053 Westwood Ln
B- Composite 67.32
Why this score? — see what drove the B- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • DSCR +10.0/10.0
  • 1% rule +8.2/10.0
  • ARV discount +7.5/15.0
  • Livability +3.3/5.0
  • Rent growth +2.9/5.0
  • Schools +2.9/10.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$185,000

7053 Westwood Ln · Emerson, GA 30102
4 bd · 2.0 ba · 2,112 sqft · Other · 10 Days on market
Built 1998 0.81 ac lot

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Spacious 4BR/2BA home on . 81 acres in Acworth! With over 2,100 square feet of living space, this home offers an open layout, generously sized bedrooms, and a large primary suite with private bath. Enjoy the privacy and flexibility of a nearly one-acre lot with plenty of room for outdoor activities, gardening, pets, or future improvements. Conveniently located near shopping, dining, schools, and I-75, this property offers country-style living with everyday conveniences just minutes away. Don't miss this opportunity to make it your own!

Key facts

  • Private bath
  • Nearly one-acre lot
  • 0.81 acre lot

Tags

NEARLY ONE-ACRE LOTPRIVATE BATH

Property features AI

Exterior

  • Parking: 3 total parking spaces; Driveway; Parking pad; Open parking available
  • Utilities: Public water; Septic sewer; 220V and 110V electric; Cable available; Electricity available; Natural gas available; Phone available; Water available
  • Home design: Double wide mobile home; Single-level (one story); Resale condition; Entry level on main floor
  • Construction: Aluminum siding; Shingle roof; Pillar/post/pier foundation; Built with water-heating energy efficiency
  • Exterior features: Rain gutters; Front porch; Paved road access; County road frontage

Interior

  • Kitchen: White cabinets; Breakfast bar; Dishwasher; Electric range; Range hood
  • Bedrooms: 4 main-level bedrooms
  • Flooring: Carpet; Hardwood
  • Bathrooms: 2 full bathrooms; Master bathroom with shower-only
  • Heating & cooling: Central heating; Central air conditioning
  • Interior features: Beamed ceilings; Crown molding; Shutters on windows; No common walls
  • Laundry & utility: Dedicated laundry room; ENERGY STAR qualified water heater

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 4-bed/2.0-bath other listed at $185k.

Deal economics

  • At list price, monthly cash flow is $830 ($10k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $185k).
  • Cap rate 11.7% vs local median 3.0% in Emerson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#203 in GA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: amenities F, commute F.
  • Bartow County (rural): math 33% / reading 34% proficiency, ranked #70 of 174 in GA (top 40%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Allatoona Elementary School (math 22% / reading 22%, grade F, #810 of 1,228 statewide, top 69%, 415 students, 74% FRL); Red Top Middle School (math 26% / reading 28%, grade F, #271 of 470 statewide, top 60%, 565 students, 70% FRL) — zoned schools average 72% FRL vs 51% district-wide (21 pts higher); higher-poverty schools than district average — tighter screening recommended.
  • Market conditions: Rents rising (+1.7%/yr); 326 active listings in the ZIP; solid renter incomes; 1,618 units permitted in Bartow County in 2024 (265 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • At projected returns (-3.0% appreciation + 1.7% rent growth), your $52k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • Only 10 days on market — expect competitive offers; lowballing is unlikely to land.
  • Current owner paid $30k; list at $185k implies a 517% gain — meaningful room to come down on a strong offer.

Risks & watch-outs

  • Climate carrying-cost: extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $185,000

Questions for the listing agent

  1. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  2. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  3. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  4. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  5. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.32%
Cap rate
11.68%
Cash-on-cash
19.24%
DSCR
1.86
GRM
6.3

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.71% rent growth · sell at horizon

5-year hold
IRR
9.8%
Equity multiple
1.38×
Total profit
$19,713
Equity at exit
$27,584
10-year hold
IRR
17.9%
Equity multiple
2.40×
Total profit
$72,473
Equity at exit
$15,995

Cash invested: $51,800 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Georgia
90 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
Magistrate court evictions in 10-30 days; no rent control; preempted; few tenant protections.

ZIP-level market 30102

Rents YoY
1.7%
Active inventory
326
Price-to-rent
6.3×

Monthly cashflow live

Estimated rent
$2,438 medium interval (Pro) →
Mortgage (P&I)
$970
Tax from tax record
$48 /mo · $577/yr
Insurance
$77
HOA
$0
Vacancy / Maint / Mgmt
$512
Net cashflow
$830

Break-even live

Break-even rent $1,387
Max offer price $185,000
Occupancy floor 61%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$46,250
Closing costs
$5,550
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Listing history 7 events

  1. 2026-06-08
    statusdays on market $185,000 Pending 10 DOM
  2. 2026-06-07
    days on market $185,000 Active 9 DOM
  3. 2026-06-04
    days on market $185,000 Active 6 DOM
  4. 2026-06-03
    days on market $185,000 Active 5 DOM
  5. 2026-06-02
    days on market $185,000 Active 4 DOM
  6. 2026-06-01
    days on market $185,000 Active 3 DOM
  7. 2026-05-31
    days on market $185,000 Active 2 DOM

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast GA · Resets to sale price

Current annual tax
$577 · $48/mo
Projected year-2 tax
$1,702 · $142/mo
Expected delta
+$1,125/yr (+$94/mo · 194.9%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 4/10 Moderate
  • 🌡 Heat 5/10 Major 7 d/yr ≥105°F today · 18 d/yr by 30 yrs out
  • 💨 Wind 4/10 Moderate 14% chance of damaging wind over 30 yrs
  • 🫁 Air quality 4/10 Moderate 6 unhealthy d/yr today · 7 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$29,252
− Mortgage interest
−$10,363
− Property taxes
−$577
− Insurance
−$925
− Repairs & maintenance
−$2,340
− Management
−$2,340
− Depreciation
−$5,382
Taxable income
$7,325
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$1,758
After-tax cash flow
$8,207/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Bartow County
NCES district ID
1300330
Math proficiency
33% ▼ -8.00%
Reading proficiency
34% ▼ -7.00%
Median HH income
$50,596
Composite
29.16/100
National rank
#6577
State rank
#70 of 174 in GA

Livability — Emerson

Score
66/100
State rank
#203
US rank
#12365

Category grades

Amenities F Commute F Cost of living A+ Crime A- Employment B- Housing A+ Health & safety B- User ratings D-

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Cherokee County · 289,977 people
Metro
Atlanta-Sandy Springs-Alpharetta, GA
Population (ZIP)
45,319
Household income
$97,676
Rent vs Own
23.4% rent · 76.6% own
Severe rent burden
940.0

Population outlook (Bartow County) Hauer SSP2

Today (2025)
107,887 people
By 2030
109,594 · +1.6%
By 2040
111,038 · +2.9%
By 2050
109,046 · +1.1%
By 2075
99,484 · -7.8%
By 2100
83,431 · -22.7%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.56)
Race & ethnicity
White 63% Hispanic / Latino 14% Black 14% Two or more races 6% Asian 4%
Hispanic origin (detail)
Mexican 7% Puerto Rican 2%
Common ancestry
Lithuanian 2% Romanian 2% Slovak 2%
Foreign-born
15% · Canada, Jamaica, Vietnam
Languages at home
81% English-only · Spanish 12% Other Indo-European 2% Russian/Polish/Slavic 1%

Political lean MEDSL · Bartow

2024 margin
Solid R (+51.0) · D 24.2% · R 75.2%
2008→2024 swing
-5.8pp toward R · 2008: -45.2pp · 2024: -51.0pp
All cycles
2024: R+51.0 2020: R+50.7 2016: R+55.2 2012: R+51.7 2008: R+45.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -209.73%
Current HPI
250.4575
Rent YoY
▲ 1.71%
Metro
Atlanta-Sandy Springs-Alpharetta, GA
State GDP YoY
▲ 2.66%
F500 in state
28

Industry mix (Fortune 500 HQ in GA)

Industry F500 HQs Revenue

Price history

+516.7% since first listed
2 events — show timeline
  • 2026-05-29 Listed $185,000 FMLS
  • 2011-01-07 Sold (Public Records) $30,000 Public Records

Property tax history

+20.0%/yr

Latest (2025): $577 · +32.0% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…