3301 S Goldfield Rd #1034 · Apache Junction, AZ 85119

$98,900

2 bd · 2.0 ba · 1,098 sqft · Manufactured · 45 Days on market

Built 2000 3,000 sqft lot Est $124k · 20% under

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Why this score? — see what drove the B+ grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

• Cash flow +30.0/30.0
• ARV discount +15.0/15.0
• 1% rule +10.0/10.0
• DSCR +10.0/10.0
• Livability +3.3/5.0
• Rent growth +2.9/5.0
• Condition / age +2.5/5.0
• Schools +1.5/10.0
• Appreciation +0.0/10.0

Listing remarks MLS

The retirement home of your dreams is waiting for you in the gated Dolce Vita Community! The charming and well-cared interior boasts vaulted ceilings for a large, more open feel, two spacious bedrooms, two gorgeous baths, and neutral paint throughout. The fully equipped kitchen has plenty of cabinets and a pantry. In the adorable main bedroom, you'll find private access to the back patio with MOUNTAIN VIEWS and an ensuite with dual sinks & a walk-in closet. Outside, you'll find a storage shed and a covered patio with a paver extended for relaxing afternoons. Community amenities are clubhouse, walking paths, pool, and more. This mobile house is just waiting for you to call it home, so come see it today!

Key facts

• Pickleball courts
• Zero-entry pool
• Mini putting green

Tags

• PRIVATE PAVED PATIO
• DETACHED SHED
• ZERO-ENTRY POOL
• PICKLEBALL COURTS
• MINI PUTTING GREEN
• SHUFFLEBOARD

Property features AI

Finance

• Other: Lot size approximately 3,000 (source: owner)
• Financial info: Monthly land lease amount
• HOA & community: No association fees; Monthly land lease payment; Community pool and community spa; Pickleball and tennis courts; Fitness center; Biking/walking path; Community media room; Historic district

Exterior

• Parking: 1 covered parking space; 1 open parking space; 1 carport space
• Security: Gated community; Guarded/guarded entry; Security guard
• Utilities: Private sewer; Private water company
• Home design: Modular/Pre-Fab property; Leasehold ownership
• Construction: Vinyl siding and wood frame construction; Composition roof
• Exterior features: Desert, panoramic and mountain views; Sprinklers in front and rear with automatic timer; Desert landscaping front and back; Gravel/stone front and back; Private maintained road

Interior

• Kitchen: Refrigerator; Dishwasher; Garbage disposal; Built-in microwave
• Bedrooms: 2 bedrooms (possible)
• Flooring: Vinyl
• Bathrooms: 2 full bathrooms
• Heating & cooling: Electric heating; Central air; Ceiling fans
• Interior features: High-speed internet; Double vanity in bathroom; Eat-in kitchen; No interior steps; Vaulted ceilings; 3/4 bath in master bedroom
• Laundry & utility: Laundry located inside

What this means for you Summary

Snapshot

• This is a 2-bed/2.0-bath manufactured listed at $99k.

Deal economics

• At list price, monthly cash flow is $876 ($11k/yr) — positive.
• The deal already cash-flows at list — no discount required.
• Meets the 1% rule at list price ($2k rent vs $99k).
• Recommended offer: $96k (3.0% below list) — sets the bar for market timing.
• Cap rate 16.9% vs local median 3.5% in Apache Junction — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

• Location reads 66/100 on livability (#70 in AZ) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+; Watch: crime D+, amenities F, commute F.
• Apache Junction Unified District (4443) (suburban): math 15% / reading 20% proficiency, ranked #195 of 249 in AZ (top 78%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover.
• Zoned schools: Desert Vista Elementary School (math 18% / reading 23%, grade F, #729 of 1,109 statewide, top 67%, 536 students, 50% FRL); Cactus Canyon Junior High (math 14% / reading 19%, grade F, #151 of 218 statewide, top 70%, 702 students, 50% FRL); Apache Junction High School (math 12% / reading 17%, grade F, #267 of 381 statewide, top 72%, 999 students, 48% FRL) — zoned schools at 49% FRL track the district average.
• Market conditions: Rents rising (+1.6%/yr); 354 active listings in the ZIP; 3 comparable units currently listed for rent nearby; rentals leasing fast (median 13d on market — plan ~1-2 weeks tenant-placement turnaround); 9,504 units permitted in Pinal County in 2024 (776 in 5+ unit buildings).
• This rent runs 33% of the median local income ($72k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.

Forward outlook

• Local home prices are declining (-3.0%/yr); year-one equity from $684 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
• At projected returns (-3.0% appreciation + 1.6% rent growth), your $28k cash investment doubles in ~4 years — after that, you're playing with house money.

Negotiation context

• It's been on market 45 days — a 3% lower offer ($96k) is reasonable based on typical stale-listing flexibility.
• 4 sale attempts since 6y ago; this cycle's ask has dropped $16k (14%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

• Climate carrying-cost: major wildfire risk; extreme-heat days projected 7→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.

Recommended offer $95,933 (3.0% below list)

Questions for the listing agent

1. It's been on market 45 days. Have you received any prior offers? Is the seller open to a 3% concession, seller financing, or rate buy-down credit?
2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
3. Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

• 1% rule: 2.00% ✓
• Cap rate: 16.92%
• Cash-on-cash: 37.95%
• DSCR: 2.69
• GRM: 4.2

CMA / ARV

• ARV (on-the-fly): $124,074
• Comps found: 12

Show comp detail 12 sales within ~0.75 mi

Address	Dist	Beds/Ba	Sqft	Sold	Price	$/sf	Match
3301 S Goldfield Rd #4066	0.00mi	2/2.0	1,140 (+4%)	2mo	$140,000	$123	92
3301 S Goldfield Rd #4065	0.06mi	2/2.0	1,056 (-4%)	15mo	$165,000	$156	78
3301 S Goldfield Rd #2006	0.06mi	2/2.0	968 (-12%)	2mo	$135,000	$139	76
3301 S Goldfield Rd #2019	0.06mi	2/2.0	946 (-14%)	4mo	$95,000	$100	70
2400 E Baseline Ave #94	0.65mi	2/2.0	1,104 (+0%)	7mo	$125,000	$113	63
3301 S Goldfield Rd #4053	0.20mi	2/2.0	1,253 (+14%)	7mo	$225,000	$180	62
3355 S Cortez Rd #55	0.71mi	2/2.0	1,128 (+3%)	10mo	$81,500	$72	54
2400 E Baseline Ave #7	0.67mi	2/2.0	1,120 (+2%)	15mo	$126,000	$113	53
2400 E Baseline Ave #81	0.67mi	2/2.0	1,152 (+5%)	12mo	$129,000	$112	51
2400 E Baseline Ave #112	0.67mi	2/2.0	1,056 (-4%)	15mo	$112,300	$106	50
2400 E Baseline Ave #73	0.67mi	2/2.0	1,056 (-4%)	15mo	$115,000	$109	50
3355 S Cortez Rd #66	0.66mi	2/1.5	1,260 (+15%)	7mo	$109,000	$87	37

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 1.57% rent growth · sell at horizon

5-year hold

• IRR: 32.4%
• Equity multiple: 2.34×
• Total profit: $36,985
• Equity at exit: $14,746

10-year hold

• IRR: 38.6%
• Equity multiple: 4.36×
• Total profit: $92,991
• Equity at exit: $8,551

Cash invested: $27,692 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

• Overall (STATE): 87 Strongly Landlord-Friendly
• State Arizona: 87 Strongly Landlord-Friendly · R+3
• County: — inherits STATE
• City: — inherits STATE

5-day pay-or-quit; AZ courts known for speed; no state rent control; cities preempted by state law.

Methodology + full state rankings →

ZIP-level market 85119

• Home prices YoY: -33.5%
• Rents YoY: 1.6%
• Active inventory: 354
• Price-to-rent: 4.2×

Monthly cashflow live

• Estimated rent: $1,974 medium
• Mortgage (P&I): −$519
• Tax est. 1.5%: −$124 /mo · $1,484/yr
• Insurance: −$41
• HOA: −$0
• Vacancy / Maint / Mgmt: −$414
• Net cashflow: $876

Break-even live

Break-even rent $865

Max offer price $98,900

Occupancy floor 51%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

• Down payment: $24,725
• Closing costs: $2,967
• Reserves months: —
• Total cash needed: —

Rent comps 3 comps

Address	Beds	Baths	Sqft	Rent	$/sqft	DOM	Units	Dist
3333 S Conestoga Rd Apache Junction, AZ	3.0	2.0	1387	$2,900	$2.09	24d	1	0.72mi
3448 S Chaparral Rd Apache Junction, AZ	3.0	2.0	1186	$1,848	$1.56	11d	1	0.90mi
1540 E 25th Ave Apache Junction, AZ	2.0	1.0	850	$995	$1.17	12d	1	1.37mi

Listing history 32 events

1. 2026-06-16
   status $98,900 Pending 45 DOM
2. 2026-06-15
   days on market $98,900 Active 45 DOM
3. 2026-06-13
   days on market $98,900 Active 43 DOM
4. 2026-06-09
   days on market $98,900 Active 39 DOM
5. 2026-06-08
   days on market $98,900 Active 38 DOM
6. 2026-06-07
   days on market $98,900 Active 37 DOM
7. 2026-06-04
   days on market $98,900 Active 34 DOM
8. 2026-06-03
   days on market $98,900 Active 33 DOM
9. 2026-06-02
   days on market $98,900 Active 32 DOM
10. 2026-06-02
    price $98,900 Active 31 DOM
11. 2026-06-01
    days on market $115,000 Active 31 DOM
12. 2026-05-31
    days on market $115,000 Active 30 DOM
13. 2026-05-01
    listed $115,000 Active
14. 2026-04-11
    historical
15. 2026-04-03
    price $115,000
16. 2026-03-24
    price $124,900
17. 2026-03-09
    price $129,000
18. 2026-02-20
    price $135,000
19. 2026-01-28
    price $139,000
20. 2025-12-05
    price $150,000
21. 2025-11-19
    price $155,000
22. 2025-11-01
    price $159,995
23. 2025-10-27
    price $164,900
24. 2025-10-02
    listed $165,000 Active
25. 2022-01-10
    soldstatus $140,000 Closed 715-char remark

    Show marketing remark (715 chars)

    The retirement home of your dreams is waiting for you in the gated Dolce Vita Community! The charming and well-cared interior boasts vaulted ceilings for a large, more open feel, two spacious bedrooms, two gorgeous baths, and neutral paint throughout. The fully equipped kitchen has plenty of cabinets and a pantry. In the adorable main bedroom, you'll find private access to the back patio with MOUNTAIN VIEWS and an ensuite with dual sinks & a walk-in closet. Outside, you'll find a storage shed and a covered patio with a paver extended for relaxing afternoons. Community amenities are clubhouse, walking paths, pool, and more. This mobile house is just waiting for you to call it home, so come see it today!

26. 2021-12-27
    historical Under Contract Accepting Backups 715-char remark

    Show marketing remark (715 chars)

    The retirement home of your dreams is waiting for you in the gated Dolce Vita Community! The charming and well-cared interior boasts vaulted ceilings for a large, more open feel, two spacious bedrooms, two gorgeous baths, and neutral paint throughout. The fully equipped kitchen has plenty of cabinets and a pantry. In the adorable main bedroom, you'll find private access to the back patio with MOUNTAIN VIEWS and an ensuite with dual sinks & a walk-in closet. Outside, you'll find a storage shed and a covered patio with a paver extended for relaxing afternoons. Community amenities are clubhouse, walking paths, pool, and more. This mobile house is just waiting for you to call it home, so come see it today!

27. 2021-11-11
    listed $140,000 Active 715-char remark

    Show marketing remark (715 chars)

    The retirement home of your dreams is waiting for you in the gated Dolce Vita Community! The charming and well-cared interior boasts vaulted ceilings for a large, more open feel, two spacious bedrooms, two gorgeous baths, and neutral paint throughout. The fully equipped kitchen has plenty of cabinets and a pantry. In the adorable main bedroom, you'll find private access to the back patio with MOUNTAIN VIEWS and an ensuite with dual sinks & a walk-in closet. Outside, you'll find a storage shed and a covered patio with a paver extended for relaxing afternoons. Community amenities are clubhouse, walking paths, pool, and more. This mobile house is just waiting for you to call it home, so come see it today!

28. 2020-05-29
    status Pending
29. 2020-05-28
    soldstatus $100,000 Closed
30. 2020-05-20
    historical Under Contract Accepting Backups
31. 2020-03-18
    price $110,900
32. 2020-01-18
    listed $114,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Climate risk First Street

• 🌊 Flood 3/10 Moderate FEMA zone X (unshaded) · 20% chance over 30 yrs
• 🔥 Wildfire 6/10 Major
• 🌡 Heat 9/10 Extreme 7 d/yr ≥111°F today · 18 d/yr by 30 yrs out
• 💨 Wind 1/10 Low
• 🫁 Air quality 3/10 Moderate 3 unhealthy d/yr today · 4 by 30 yrs out

Taxation est. · year 1

• Rental income: $23,686
• − Mortgage interest: −$5,540
• − Property taxes: −$1,484
• − Insurance: −$494
• − Repairs & maintenance: −$1,895
• − Management: −$1,895
• − Depreciation: −$2,877
• Taxable income: $9,501
• Est. tax owed @ 24.0%: −$2,280
• After-tax cash flow: $8,230/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

• District: Apache Junction Unified District (4443)
• NCES district ID: 0400790
• Math proficiency: 15% ▼ -17.00%
• Reading proficiency: 20% ▼ -13.00%
• Median HH income: $44,930
• Composite: 15.34/100
• National rank: #9325
• State rank: #195 of 249 in AZ

Livability — Apache Junction

• Score: 66/100
• State rank: #70
• US rank: #11242

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment D- Housing A+ Health & safety F User ratings A+

Schools grade is shown separately in the Schools card above.

Census & demographics

• Census place: Apache Junction, AZ
• County: Pinal County · 399,947 people
• City population: 56,611
• Metro: Phoenix-Mesa-Chandler, AZ
• Population (ZIP): 25,420
• Household income: $71,585
• Rent vs Own: 20.1% rent · 79.9% own
• Severe rent burden: 305.0

Population outlook (Pinal County) Hauer SSP2

• Today (2025): 437,574 people
• By 2030: 446,903 · +2.1%
• By 2040: 452,589 · +3.4%
• By 2050: 444,126 · +1.5%
• By 2075: 430,300 · -1.7%
• By 2100: 393,536 · -10.1%

Race, ethnicity, and origin ACS 2023

• Neighborhood character: Predominantly White (74%)
• Race & ethnicity: White 74% Hispanic / Latino 19% Two or more races 12% Black 2% Asian 1%
• Hispanic origin (detail): Mexican 17%
• Common ancestry: Slovak 5% Portuguese 3% Lithuanian 3%
• Foreign-born: 8% · Canada
• Languages at home: 87% English-only · Spanish 11%

Political lean MEDSL · Pinal

• 2024 margin: Strong R (+22.1) · D 38.5% · R 60.6%
• 2008→2024 swing: -7.6pp toward R · 2008: -14.5pp · 2024: -22.1pp
• All cycles: 2024: R+22.1 2020: R+17.3 2016: R+19.3 2012: R+17.1 2008: R+14.5

Not yet ingested

• Civics: —

Market trends

• HPI YoY: ▼ -138.19%
• Current HPI: 274.3808
• Rent YoY: ▲ 1.57%
• Metro: Phoenix-Mesa-Chandler, AZ
• State GDP YoY: ▲ 4.54%
• F500 in state: 20

Industry mix (Fortune 500 HQ in AZ)

Industry	F500 HQs	Revenue
▸Technology	2	$13B
▸Mining / Metals	1	$23B
▸Environmental Services	1	$16B
▸Metals / Steel	1	$14B
▸Technology Distribution	1	$9B
▸Homebuilding	1	$8B

Price history

+0.9% since first listed

20 events — show timeline

• 2026-05-01 Listed $115,000 ARMLS
• 2026-04-11 Listing Removed — ARMLS
• 2026-04-03 Price Changed $115,000 ARMLS
• 2026-03-24 Price Changed $124,900 ARMLS
• 2026-03-09 Price Changed $129,000 ARMLS
• 2026-02-20 Price Changed $135,000 ARMLS
• 2026-01-28 Price Changed $139,000 ARMLS
• 2025-12-05 Price Changed $150,000 ARMLS
• 2025-11-19 Price Changed $155,000 ARMLS
• 2025-11-01 Price Changed $159,995 ARMLS
• 2025-10-27 Price Changed $164,900 ARMLS
• 2025-10-02 Listed $165,000 ARMLS
• 2022-01-10 Sold (MLS) $140,000 ARMLS
• 2021-12-27 Contingent — ARMLS
• 2021-11-11 Listed $140,000 ARMLS
• 2020-05-29 Pending — ARMLS
• 2020-05-28 Sold (MLS) $100,000 ARMLS
• 2020-05-20 Contingent — ARMLS
• 2020-03-18 Price Changed $110,900 ARMLS
• 2020-01-18 Listed $114,000 ARMLS