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5245 Groom Rd
B Composite 72.65
Why this score? — see what drove the B grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +30.0/30.0
  • ARV discount +15.0/15.0
  • DSCR +10.0/10.0
  • 1% rule +8.5/10.0
  • Livability +3.3/5.0
  • Rent growth +2.5/5.0
  • Condition / age +2.5/5.0
  • Schools +0.9/10.0
  • Appreciation +0.0/10.0

$105,000

5245 Groom Rd · Baker, LA 70714
3 bd · 2.0 ba · 1,629 sqft · SingleFamily public records · 190 Days on market
Built 1984 0.50 ac lot Est $205k · 49% under ↓ 19% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks MLS

CLOSE TO LOCAL SCHOOLS AND SHOPPING . 3 BEDROOMS , 2 BATHROOM , LARGE DEN , BIG KITCHEN WITH LOTS OF CABINET SPACE . BRICK LOW MAINTENANCE EXTERIOR , LOTS OF NATURAL LIGHT . CERAMIC TILE FLOORS EASY TO MAINTAIN

Key facts

  • Large den
  • Big kitchen
  • Close to shopping

Tags

CLOSE TO LOCAL SCHOOLSCLOSE TO SHOPPINGLARGE DENBIG KITCHENLOTS OF CABINET SPACEBRICK LOW MAINTENANCE EXTERIOR

Property features AI

Exterior

  • Parking: Driveway
  • Utilities: Public water
  • Home design: Single-family detached residence; One-story; Frame and brick construction; Slab foundation
  • Construction: Frame and brick construction; Slab foundation
  • Exterior features: Level topography; No fencing

Interior

  • Bedrooms: Single-story layout (1 total story)
  • Flooring: Tile; Ceramic tile
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central heating; Central air
  • Interior features: Tile and ceramic tile flooring; Central heating; Central air conditioning

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $105k.

Deal economics

  • At list price, monthly cash flow is $427 ($5k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($1k rent vs $105k).
  • Recommended offer: $92k (12.0% below list) — sets the bar for market timing.
  • Cap rate 11.2% vs local median 4.5% in Baker — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.

Location & tenants

  • Location reads 66/100 on livability (#131 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A; Watch: schools C-, crime D+, amenities F.
  • City Of Baker School District (suburban): math 5% / reading 15% proficiency, ranked #89 of 98 in LA (top 91%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
  • Market conditions: 141 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 2,252 units permitted in East Baton Rouge Parish in 2024 (440 in 5+ unit buildings).

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $726 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
  • East Baton Rouge County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
  • At projected returns (-3.0% appreciation + 3.0% rent growth), your $29k cash investment doubles in ~7 years — after that, you're playing with house money.

Negotiation context

  • It's been on market 190 days — a 12% lower offer ($92k) is reasonable based on typical stale-listing flexibility.
  • 7 sale attempts since 19y ago; this cycle's ask has dropped $45k (30%) from the opening price — seller is motivated, your offer sets the floor, not the list.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $92,400 (12.0% below list)

Questions for the listing agent

  1. It's been on market 190 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
  2. Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
  3. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  4. Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
  5. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  6. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  7. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.35%
Cap rate
11.17%
Cash-on-cash
17.43%
DSCR
1.78
GRM
6.2

CMA / ARV

ARV (on-the-fly)
$205,254
Comps found
12
Show comp detail 12 sales within ~0.75 mi
Address Dist Beds/Ba Sqft Sold Price $/sf Match
1011 Sherron Ave 0.29mi 3/2.0 1,665 (+2%) 3mo $209,000 $126 81
5203 Circle Dr 0.30mi 4/2.0 (+1) 1,640 (+1%) 3mo $230,000 $140 77
907 Sinbad St 0.30mi 3/2.0 1,500 (-8%) 8mo $259,900 $173 66
804 Circle Dr 0.34mi 3/2.0 1,466 (-10%) 5mo $207,900 $142 63
5308 Rue Nicole 0.42mi 3/2.0 1,468 (-10%) 8mo $179,900 $123 57
4601 Fourchon Dr 0.68mi 3/2.0 1,586 (-3%) 11mo $220,000 $139 55
622 Sherron Ave 0.51mi 3/1.0 1,504 (-8%) 7mo $170,000 $113 54
532 Sherron Ave 0.56mi 3/2.0 1,552 (-5%) 16mo $139,900 $90 53
620 Charles Ave 0.55mi 3/2.0 1,768 (+8%) 12mo $168,500 $95 50
4686 Yvonne Dr 0.75mi 3/1.5 1,730 (+6%) 8mo $195,000 $113 46
5808 Groom Rd 0.52mi 4/1.0 (+1) 1,666 (+2%) 21mo $157,500 $95 46
613 Charles Ave 0.58mi 4/1.5 (+1) 1,439 (-12%) 18mo $190,000 $132 31

Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.

Projected returns pro-forma

-3.0% appreciation · 3.0% rent growth · sell at horizon

5-year hold
IRR
8.8%
Equity multiple
1.35×
Total profit
$10,186
Equity at exit
$15,656
10-year hold
IRR
18.0%
Equity multiple
2.49×
Total profit
$43,894
Equity at exit
$9,078

Cash invested: $29,400 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
90 Strongly Landlord-Friendly
State Louisiana
90 Strongly Landlord-Friendly · R+12
County
— inherits STATE
City
— inherits STATE
5-day notice; no state rent control; civil-law jurisdiction; landlord-favorable.

ZIP-level market 70714

Home prices YoY
-33.7%
Active inventory
141
Price-to-rent
6.2×

Monthly cashflow live

Estimated rent
$1,414 medium interval (Pro) →
Mortgage (P&I)
$551
Tax from tax record
$96 /mo · $1,146/yr
Insurance
$44
HOA
$0
Vacancy / Maint / Mgmt
$297
Net cashflow
$427

Break-even live

Break-even rent $873
Max offer price $105,000
Occupancy floor 65%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$26,250
Closing costs
$3,150
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 2 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
4304 Harding St Baker, LA 3.0 2.0 1600 $1,300 $0.81 23d 1 0.74mi
4215 Heath Dr Baker, LA 4.0 2.5 1423 $1,525 $1.07 14d 1 1.35mi

Listing history 37 events

  1. 2026-06-18
    days on market $105,000 Active 190 DOM
  2. 2026-06-17
    days on market $105,000 Active 189 DOM
  3. 2026-06-16
    days on market $105,000 Active 188 DOM
  4. 2026-06-15
    days on market $105,000 Active 187 DOM
  5. 2026-06-14
    days on market $105,000 Active 185 DOM
  6. 2026-06-13
    days on market $105,000 Active 184 DOM
  7. 2026-06-10
    days on market $105,000 Active 182 DOM
  8. 2026-06-09
    days on market $105,000 Active 181 DOM
  9. 2026-06-08
    days on market $105,000 Active 180 DOM
  10. 2026-06-07
    days on market $105,000 Active 179 DOM
  11. 2026-06-03
    days on market $105,000 Active 175 DOM
  12. 2026-06-02
    days on market $105,000 Active 174 DOM
  13. 2026-06-01
    days on market $105,000 Active 173 DOM
  14. 2026-05-31
    days on market $105,000 Active 172 DOM
  15. 2026-05-31
    days on market $105,000 Active 171 DOM
  16. 2026-05-16
    price $105,000 210-char remark
    Show marketing remark (210 chars)

    CLOSE TO LOCAL SCHOOLS AND SHOPPING . 3 BEDROOMS , 2 BATHROOM , LARGE DEN , BIG KITCHEN WITH LOTS OF CABINET SPACE . BRICK LOW MAINTENANCE EXTERIOR , LOTS OF NATURAL LIGHT . CERAMIC TILE FLOORS EASY TO MAINTAIN

  17. 2026-05-16
    price $105,000
    Show marketing remark (210 chars)

    CLOSE TO LOCAL SCHOOLS AND SHOPPING . 3 BEDROOMS , 2 BATHROOM , LARGE DEN , BIG KITCHEN WITH LOTS OF CABINET SPACE . BRICK LOW MAINTENANCE EXTERIOR , LOTS OF NATURAL LIGHT . CERAMIC TILE FLOORS EASY TO MAINTAIN

  18. 2026-04-09
    price $115,000 210-char remark
    Show marketing remark (210 chars)

    CLOSE TO LOCAL SCHOOLS AND SHOPPING . 3 BEDROOMS , 2 BATHROOM , LARGE DEN , BIG KITCHEN WITH LOTS OF CABINET SPACE . BRICK LOW MAINTENANCE EXTERIOR , LOTS OF NATURAL LIGHT . CERAMIC TILE FLOORS EASY TO MAINTAIN

  19. 2026-04-09
    price $115,000
    Show marketing remark (210 chars)

    CLOSE TO LOCAL SCHOOLS AND SHOPPING . 3 BEDROOMS , 2 BATHROOM , LARGE DEN , BIG KITCHEN WITH LOTS OF CABINET SPACE . BRICK LOW MAINTENANCE EXTERIOR , LOTS OF NATURAL LIGHT . CERAMIC TILE FLOORS EASY TO MAINTAIN

  20. 2026-03-12
    price $125,000 210-char remark
    Show marketing remark (210 chars)

    CLOSE TO LOCAL SCHOOLS AND SHOPPING . 3 BEDROOMS , 2 BATHROOM , LARGE DEN , BIG KITCHEN WITH LOTS OF CABINET SPACE . BRICK LOW MAINTENANCE EXTERIOR , LOTS OF NATURAL LIGHT . CERAMIC TILE FLOORS EASY TO MAINTAIN

  21. 2026-03-12
    price $125,000
    Show marketing remark (210 chars)

    CLOSE TO LOCAL SCHOOLS AND SHOPPING . 3 BEDROOMS , 2 BATHROOM , LARGE DEN , BIG KITCHEN WITH LOTS OF CABINET SPACE . BRICK LOW MAINTENANCE EXTERIOR , LOTS OF NATURAL LIGHT . CERAMIC TILE FLOORS EASY TO MAINTAIN

  22. 2026-02-08
    price $135,000 210-char remark
    Show marketing remark (210 chars)

    CLOSE TO LOCAL SCHOOLS AND SHOPPING . 3 BEDROOMS , 2 BATHROOM , LARGE DEN , BIG KITCHEN WITH LOTS OF CABINET SPACE . BRICK LOW MAINTENANCE EXTERIOR , LOTS OF NATURAL LIGHT . CERAMIC TILE FLOORS EASY TO MAINTAIN

  23. 2026-02-08
    price $135,000
    Show marketing remark (210 chars)

    CLOSE TO LOCAL SCHOOLS AND SHOPPING . 3 BEDROOMS , 2 BATHROOM , LARGE DEN , BIG KITCHEN WITH LOTS OF CABINET SPACE . BRICK LOW MAINTENANCE EXTERIOR , LOTS OF NATURAL LIGHT . CERAMIC TILE FLOORS EASY TO MAINTAIN

  24. 2026-01-10
    price $140,000 210-char remark
    Show marketing remark (210 chars)

    CLOSE TO LOCAL SCHOOLS AND SHOPPING . 3 BEDROOMS , 2 BATHROOM , LARGE DEN , BIG KITCHEN WITH LOTS OF CABINET SPACE . BRICK LOW MAINTENANCE EXTERIOR , LOTS OF NATURAL LIGHT . CERAMIC TILE FLOORS EASY TO MAINTAIN

  25. 2026-01-10
    price $140,000
    Show marketing remark (210 chars)

    CLOSE TO LOCAL SCHOOLS AND SHOPPING . 3 BEDROOMS , 2 BATHROOM , LARGE DEN , BIG KITCHEN WITH LOTS OF CABINET SPACE . BRICK LOW MAINTENANCE EXTERIOR , LOTS OF NATURAL LIGHT . CERAMIC TILE FLOORS EASY TO MAINTAIN

  26. 2025-12-09
    listed $150,000 Active 210-char remark
    Show marketing remark (210 chars)

    CLOSE TO LOCAL SCHOOLS AND SHOPPING . 3 BEDROOMS , 2 BATHROOM , LARGE DEN , BIG KITCHEN WITH LOTS OF CABINET SPACE . BRICK LOW MAINTENANCE EXTERIOR , LOTS OF NATURAL LIGHT . CERAMIC TILE FLOORS EASY TO MAINTAIN

  27. 2025-12-09
    listed $150,000 Active
    Show marketing remark (210 chars)

    CLOSE TO LOCAL SCHOOLS AND SHOPPING . 3 BEDROOMS , 2 BATHROOM , LARGE DEN , BIG KITCHEN WITH LOTS OF CABINET SPACE . BRICK LOW MAINTENANCE EXTERIOR , LOTS OF NATURAL LIGHT . CERAMIC TILE FLOORS EASY TO MAINTAIN

  28. 2023-10-13
    historical $1,400
  29. 2023-08-16
    listed $1,400
  30. 2021-11-30
    soldstatus Sold 149-char remark
    Show marketing remark (149 chars)

    Diamond in the Ruff! Great opportunity in the heart of Baker! This is a bank owned foreclosure. 3 beds, 2 baths. Call to schedule your showing today!

  31. 2021-11-08
    status Pending 149-char remark
    Show marketing remark (149 chars)

    Diamond in the Ruff! Great opportunity in the heart of Baker! This is a bank owned foreclosure. 3 beds, 2 baths. Call to schedule your showing today!

  32. 2021-11-05
    listed $85,000 Active 149-char remark
    Show marketing remark (149 chars)

    Diamond in the Ruff! Great opportunity in the heart of Baker! This is a bank owned foreclosure. 3 beds, 2 baths. Call to schedule your showing today!

  33. 2021-11-05
    listed $85,000
    Show marketing remark (149 chars)

    Diamond in the Ruff! Great opportunity in the heart of Baker! This is a bank owned foreclosure. 3 beds, 2 baths. Call to schedule your showing today!

  34. 2008-01-29
    soldstatus $117,000
  35. 2008-01-28
    soldstatus
  36. 2007-03-20
    listed $129,900
  37. 2007-03-20
    listed $129,900

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast LA · Resets to sale price

Current annual tax
$1,146 · $96/mo
Projected year-2 tax
$1,146 · $96/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 1/10 Low
  • 🌡 Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
  • 💨 Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out

Nearby sold comps map

Loading sold comps map…

Walkable amenities ~0.75 mi

Loading nearby amenities…

Taxation est. · year 1

Rental income
$16,967
− Mortgage interest
−$5,882
− Property taxes
−$1,146
− Insurance
−$525
− Repairs & maintenance
−$1,357
− Management
−$1,357
− Depreciation
−$3,055
Taxable income
$3,645
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$875
After-tax cash flow
$4,250/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
City Of Baker School District
NCES district ID
2200040
Math proficiency
5% ▼ -32.00%
Reading proficiency
15% ▼ -28.00%
Median HH income
$41,765
Composite
8.8/100
National rank
#9891
State rank
#89 of 98 in LA

Livability — Baker

Score
66/100
State rank
#131
US rank
#12021

Category grades

Amenities F Commute F Cost of living A+ Crime D+ Employment C Housing A Health & safety C+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

Census place
Baker, LA
County
East Baton Rouge Parish · 399,686 people
City population
17,433
Metro
Baton Rouge, LA
Population (ZIP)
17,433
Household income
$57,608
Rent vs Own
24.3% rent · 75.7% own
Severe rent burden
417.0

Population outlook (East Baton Rouge County) Hauer SSP2

Today (2025)
464,810 people
By 2030
472,137 · +1.6%
By 2040
480,243 · +3.3%
By 2050
484,422 · +4.2%
By 2075
492,069 · +5.9%
By 2100
476,347 · +2.5%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Predominantly Black (70%)
Race & ethnicity
Black 70% White 25% Two or more races 4% Hispanic / Latino 2%
Common ancestry
Lithuanian 4%
Foreign-born
1% · Canada
Languages at home
98% English-only · Arabic 1%

Political lean MEDSL · East Baton Rouge

2024 margin
D (+11.1) · D 54.5% · R 43.4% · Other 2.1%
2008→2024 swing
+8.9pp toward D · 2008: 2.2pp · 2024: 11.1pp
All cycles
2024: D+11.1 2020: D+13.1 2016: D+9.2 2012: D+5.2 2008: D+2.2

Not yet ingested

Civics

Market trends

HPI YoY
▼ -80.50%
Current HPI
158.1876
Rent YoY
Metro
Baton Rouge, LA
State GDP YoY
▲ 3.29%
F500 in state
10

Industry mix (Fortune 500 HQ in LA)

Industry F500 HQs Revenue

Price history

-19.2% since first listed
22 events — show timeline
  • 2026-05-16 Price Changed $105,000 AcadianaMLS
  • 2026-05-16 Price Changed $105,000 GBRMLS
  • 2026-04-09 Price Changed $115,000 AcadianaMLS
  • 2026-04-09 Price Changed $115,000 GBRMLS
  • 2026-03-12 Price Changed $125,000 AcadianaMLS
  • 2026-03-12 Price Changed $125,000 GBRMLS
  • 2026-02-08 Price Changed $135,000 AcadianaMLS
  • 2026-02-08 Price Changed $135,000 GBRMLS
  • 2026-01-10 Price Changed $140,000 AcadianaMLS
  • 2026-01-10 Price Changed $140,000 GBRMLS
  • 2025-12-09 Listed $150,000 GBRMLS
  • 2025-12-09 Listed $150,000 AcadianaMLS
  • 2023-10-13 Rental Removed $1,400 APPFOLIO
  • 2023-08-16 Listed for Rent $1,400 APPFOLIO
  • 2021-11-30 Sold (MLS) GBRMLS
  • 2021-11-08 Pending GBRMLS
  • 2021-11-05 Listed $85,000 AcadianaMLS
  • 2021-11-05 Listed $85,000 GBRMLS
  • 2008-01-29 Sold (Public Records) $117,000 Public Records
  • 2008-01-28 Sold (MLS) GBRMLS
  • 2007-03-20 Listed $129,900 GBRMLS
  • 2007-03-20 Listed $129,900 AcadianaMLS

Property tax history

-1.2%/yr

Latest (2025): $1,146 · +3.8% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

Loading sold comps…