5245 Groom Rd · Baker, LA
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,269 – $2,357
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 21 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 3/10 · Minor
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 3 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- DSCR +10.0/10.0
- 1% rule +8.5/10.0
- Livability +3.3/5.0
- Rent growth +2.5/5.0
- Condition / age +2.5/5.0
- Schools +0.9/10.0
- Appreciation +0.0/10.0
$105,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
CLOSE TO LOCAL SCHOOLS AND SHOPPING . 3 BEDROOMS , 2 BATHROOM , LARGE DEN , BIG KITCHEN WITH LOTS OF CABINET SPACE . BRICK LOW MAINTENANCE EXTERIOR , LOTS OF NATURAL LIGHT . CERAMIC TILE FLOORS EASY TO MAINTAIN
Key facts
- Large den
- Big kitchen
- Close to shopping
Tags
Property features AI
Exterior
- Parking: Driveway
- Utilities: Public water
- Home design: Single-family detached residence; One-story; Frame and brick construction; Slab foundation
- Construction: Frame and brick construction; Slab foundation
- Exterior features: Level topography; No fencing
Interior
- Bedrooms: Single-story layout (1 total story)
- Flooring: Tile; Ceramic tile
- Bathrooms: 2 full bathrooms
- Heating & cooling: Central heating; Central air
- Interior features: Tile and ceramic tile flooring; Central heating; Central air conditioning
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $105k.
Deal economics
- At list price, monthly cash flow is $427 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($1k rent vs $105k).
- Recommended offer: $92k (12.0% below list) — sets the bar for market timing.
- Cap rate 11.2% vs local median 4.5% in Baker — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 66/100 on livability (#131 in LA) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A; Watch: schools C-, crime D+, amenities F.
- City Of Baker School District (suburban): math 5% / reading 15% proficiency, ranked #89 of 98 in LA (top 91%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 82% free/reduced lunch — lower-income household profile, screen leases tightly.
- Market conditions: 141 active listings in the ZIP; 2 comparable units currently listed for rent nearby; 2,252 units permitted in East Baton Rouge Parish in 2024 (440 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $726 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- East Baton Rouge County population projected at +4% by 2050 — modest demand growth; plan on rents tracking national, not racing it.
- At projected returns (-3.0% appreciation + 3.0% rent growth), your $29k cash investment doubles in ~7 years — after that, you're playing with house money.
Negotiation context
- It's been on market 190 days — a 12% lower offer ($92k) is reasonable based on typical stale-listing flexibility.
- 7 sale attempts since 19y ago; this cycle's ask has dropped $45k (30%) from the opening price — seller is motivated, your offer sets the floor, not the list.
Risks & watch-outs
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→21/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- It's been on market 190 days. Have you received any prior offers? Is the seller open to a 12% concession, seller financing, or rate buy-down credit?
- Why hasn't it sold? Are there any deal-killer items the seller is aware of (foundation, flood, title, zoning, code violations)?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Crime grade is D in this area — have there been break-ins, vandalism, or insurance claims at this property in the last 3 years? What carrier currently insures it and at what premium?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.35% ✓
- Cap rate
- 11.17%
- Cash-on-cash
- 17.43%
- DSCR
- 1.78
- GRM
- 6.2
CMA / ARV
- ARV (on-the-fly)
- $205,254
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 1011 Sherron Ave | 0.29mi | 3/2.0 | 1,665 (+2%) | 3mo | $209,000 | $126 | 81 |
| 5203 Circle Dr | 0.30mi | 4/2.0 (+1) | 1,640 (+1%) | 3mo | $230,000 | $140 | 77 |
| 907 Sinbad St | 0.30mi | 3/2.0 | 1,500 (-8%) | 8mo | $259,900 | $173 | 66 |
| 804 Circle Dr | 0.34mi | 3/2.0 | 1,466 (-10%) | 5mo | $207,900 | $142 | 63 |
| 5308 Rue Nicole | 0.42mi | 3/2.0 | 1,468 (-10%) | 8mo | $179,900 | $123 | 57 |
| 4601 Fourchon Dr | 0.68mi | 3/2.0 | 1,586 (-3%) | 11mo | $220,000 | $139 | 55 |
| 622 Sherron Ave | 0.51mi | 3/1.0 | 1,504 (-8%) | 7mo | $170,000 | $113 | 54 |
| 532 Sherron Ave | 0.56mi | 3/2.0 | 1,552 (-5%) | 16mo | $139,900 | $90 | 53 |
| 620 Charles Ave | 0.55mi | 3/2.0 | 1,768 (+8%) | 12mo | $168,500 | $95 | 50 |
| 4686 Yvonne Dr | 0.75mi | 3/1.5 | 1,730 (+6%) | 8mo | $195,000 | $113 | 46 |
| 5808 Groom Rd | 0.52mi | 4/1.0 (+1) | 1,666 (+2%) | 21mo | $157,500 | $95 | 46 |
| 613 Charles Ave | 0.58mi | 4/1.5 (+1) | 1,439 (-12%) | 18mo | $190,000 | $132 | 31 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 3.0% rent growth · sell at horizon
- IRR
- 8.8%
- Equity multiple
- 1.35×
- Total profit
- $10,186
- Equity at exit
- $15,656
- IRR
- 18.0%
- Equity multiple
- 2.49×
- Total profit
- $43,894
- Equity at exit
- $9,078
Cash invested: $29,400 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Louisiana
- 90 Strongly Landlord-Friendly · R+12
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 70714
- Home prices YoY
- -33.7%
- Active inventory
- 141
- Price-to-rent
- 6.2×
Monthly cashflow live
- Estimated rent
- $1,414 medium interval (Pro) →
- Mortgage (P&I)
- −$551
- Tax from tax record
- −$96 /mo · $1,146/yr
- Insurance
- −$44
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$297
- Net cashflow
- $427
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $26,250
- Closing costs
- $3,150
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 2 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 4304 Harding St Baker, LA | 3.0 | 2.0 | 1600 | $1,300 | $0.81 | 23d | 1 | 0.74mi |
| 4215 Heath Dr Baker, LA | 4.0 | 2.5 | 1423 | $1,525 | $1.07 | 14d | 1 | 1.35mi |
Listing history 37 events
-
2026-06-18days on market $105,000 Active 190 DOM
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2026-06-17days on market $105,000 Active 189 DOM
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2026-06-16days on market $105,000 Active 188 DOM
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2026-06-15days on market $105,000 Active 187 DOM
-
2026-06-14days on market $105,000 Active 185 DOM
-
2026-06-13days on market $105,000 Active 184 DOM
-
2026-06-10days on market $105,000 Active 182 DOM
-
2026-06-09days on market $105,000 Active 181 DOM
-
2026-06-08days on market $105,000 Active 180 DOM
-
2026-06-07days on market $105,000 Active 179 DOM
-
2026-06-03days on market $105,000 Active 175 DOM
-
2026-06-02days on market $105,000 Active 174 DOM
-
2026-06-01days on market $105,000 Active 173 DOM
-
2026-05-31days on market $105,000 Active 172 DOM
-
2026-05-31days on market $105,000 Active 171 DOM
-
2026-05-16price $105,000 210-char remark
Show marketing remark (210 chars)
CLOSE TO LOCAL SCHOOLS AND SHOPPING . 3 BEDROOMS , 2 BATHROOM , LARGE DEN , BIG KITCHEN WITH LOTS OF CABINET SPACE . BRICK LOW MAINTENANCE EXTERIOR , LOTS OF NATURAL LIGHT . CERAMIC TILE FLOORS EASY TO MAINTAIN
-
2026-05-16price $105,000
Show marketing remark (210 chars)
CLOSE TO LOCAL SCHOOLS AND SHOPPING . 3 BEDROOMS , 2 BATHROOM , LARGE DEN , BIG KITCHEN WITH LOTS OF CABINET SPACE . BRICK LOW MAINTENANCE EXTERIOR , LOTS OF NATURAL LIGHT . CERAMIC TILE FLOORS EASY TO MAINTAIN
-
2026-04-09price $115,000 210-char remark
Show marketing remark (210 chars)
CLOSE TO LOCAL SCHOOLS AND SHOPPING . 3 BEDROOMS , 2 BATHROOM , LARGE DEN , BIG KITCHEN WITH LOTS OF CABINET SPACE . BRICK LOW MAINTENANCE EXTERIOR , LOTS OF NATURAL LIGHT . CERAMIC TILE FLOORS EASY TO MAINTAIN
-
2026-04-09price $115,000
Show marketing remark (210 chars)
CLOSE TO LOCAL SCHOOLS AND SHOPPING . 3 BEDROOMS , 2 BATHROOM , LARGE DEN , BIG KITCHEN WITH LOTS OF CABINET SPACE . BRICK LOW MAINTENANCE EXTERIOR , LOTS OF NATURAL LIGHT . CERAMIC TILE FLOORS EASY TO MAINTAIN
-
2026-03-12price $125,000 210-char remark
Show marketing remark (210 chars)
CLOSE TO LOCAL SCHOOLS AND SHOPPING . 3 BEDROOMS , 2 BATHROOM , LARGE DEN , BIG KITCHEN WITH LOTS OF CABINET SPACE . BRICK LOW MAINTENANCE EXTERIOR , LOTS OF NATURAL LIGHT . CERAMIC TILE FLOORS EASY TO MAINTAIN
-
2026-03-12price $125,000
Show marketing remark (210 chars)
CLOSE TO LOCAL SCHOOLS AND SHOPPING . 3 BEDROOMS , 2 BATHROOM , LARGE DEN , BIG KITCHEN WITH LOTS OF CABINET SPACE . BRICK LOW MAINTENANCE EXTERIOR , LOTS OF NATURAL LIGHT . CERAMIC TILE FLOORS EASY TO MAINTAIN
-
2026-02-08price $135,000 210-char remark
Show marketing remark (210 chars)
CLOSE TO LOCAL SCHOOLS AND SHOPPING . 3 BEDROOMS , 2 BATHROOM , LARGE DEN , BIG KITCHEN WITH LOTS OF CABINET SPACE . BRICK LOW MAINTENANCE EXTERIOR , LOTS OF NATURAL LIGHT . CERAMIC TILE FLOORS EASY TO MAINTAIN
-
2026-02-08price $135,000
Show marketing remark (210 chars)
CLOSE TO LOCAL SCHOOLS AND SHOPPING . 3 BEDROOMS , 2 BATHROOM , LARGE DEN , BIG KITCHEN WITH LOTS OF CABINET SPACE . BRICK LOW MAINTENANCE EXTERIOR , LOTS OF NATURAL LIGHT . CERAMIC TILE FLOORS EASY TO MAINTAIN
-
2026-01-10price $140,000 210-char remark
Show marketing remark (210 chars)
CLOSE TO LOCAL SCHOOLS AND SHOPPING . 3 BEDROOMS , 2 BATHROOM , LARGE DEN , BIG KITCHEN WITH LOTS OF CABINET SPACE . BRICK LOW MAINTENANCE EXTERIOR , LOTS OF NATURAL LIGHT . CERAMIC TILE FLOORS EASY TO MAINTAIN
-
2026-01-10price $140,000
Show marketing remark (210 chars)
CLOSE TO LOCAL SCHOOLS AND SHOPPING . 3 BEDROOMS , 2 BATHROOM , LARGE DEN , BIG KITCHEN WITH LOTS OF CABINET SPACE . BRICK LOW MAINTENANCE EXTERIOR , LOTS OF NATURAL LIGHT . CERAMIC TILE FLOORS EASY TO MAINTAIN
-
2025-12-09$150,000 Active 210-char remark
Show marketing remark (210 chars)
CLOSE TO LOCAL SCHOOLS AND SHOPPING . 3 BEDROOMS , 2 BATHROOM , LARGE DEN , BIG KITCHEN WITH LOTS OF CABINET SPACE . BRICK LOW MAINTENANCE EXTERIOR , LOTS OF NATURAL LIGHT . CERAMIC TILE FLOORS EASY TO MAINTAIN
-
2025-12-09$150,000 Active
Show marketing remark (210 chars)
CLOSE TO LOCAL SCHOOLS AND SHOPPING . 3 BEDROOMS , 2 BATHROOM , LARGE DEN , BIG KITCHEN WITH LOTS OF CABINET SPACE . BRICK LOW MAINTENANCE EXTERIOR , LOTS OF NATURAL LIGHT . CERAMIC TILE FLOORS EASY TO MAINTAIN
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2023-10-13historical $1,400
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2023-08-16$1,400
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2021-11-30soldstatus Sold 149-char remark
Show marketing remark (149 chars)
Diamond in the Ruff! Great opportunity in the heart of Baker! This is a bank owned foreclosure. 3 beds, 2 baths. Call to schedule your showing today!
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2021-11-08status Pending 149-char remark
Show marketing remark (149 chars)
Diamond in the Ruff! Great opportunity in the heart of Baker! This is a bank owned foreclosure. 3 beds, 2 baths. Call to schedule your showing today!
-
2021-11-05$85,000 Active 149-char remark
Show marketing remark (149 chars)
Diamond in the Ruff! Great opportunity in the heart of Baker! This is a bank owned foreclosure. 3 beds, 2 baths. Call to schedule your showing today!
-
2021-11-05$85,000
Show marketing remark (149 chars)
Diamond in the Ruff! Great opportunity in the heart of Baker! This is a bank owned foreclosure. 3 beds, 2 baths. Call to schedule your showing today!
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2008-01-29soldstatus $117,000
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2008-01-28soldstatus
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2007-03-20$129,900
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2007-03-20$129,900
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast LA · Resets to sale price
- Current annual tax
- $1,146 · $96/mo
- Projected year-2 tax
- $1,146 · $96/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 8/10 Severe 7 d/yr ≥108°F today · 21 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 3/10 Moderate 2 unhealthy d/yr today · 3 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $16,967
- − Mortgage interest
- −$5,882
- − Property taxes
- −$1,146
- − Insurance
- −$525
- − Repairs & maintenance
- −$1,357
- − Management
- −$1,357
- − Depreciation
- −$3,055
- Taxable income
- $3,645
- Est. tax owed @ 24.0%
- −$875
- After-tax cash flow
- $4,250/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- City Of Baker School District
- NCES district ID
- 2200040
- Math proficiency
- 5% ▼ -32.00%
- Reading proficiency
- 15% ▼ -28.00%
- Median HH income
- $41,765
- Composite
- 8.8/100
- National rank
- #9891
- State rank
- #89 of 98 in LA
Livability — Baker
- Score
- 66/100
- State rank
- #131
- US rank
- #12021
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Baker, LA
- County
- East Baton Rouge Parish · 399,686 people
- City population
- 17,433
- Metro
- Baton Rouge, LA
- Population (ZIP)
- 17,433
- Household income
- $57,608
- Rent vs Own
- Severe rent burden
- 417.0
Population outlook (East Baton Rouge County) Hauer SSP2
- Today (2025)
- 464,810 people
- By 2030
- 472,137 · +1.6%
- By 2040
- 480,243 · +3.3%
- By 2050
- 484,422 · +4.2%
- By 2075
- 492,069 · +5.9%
- By 2100
- 476,347 · +2.5%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (70%)
- Race & ethnicity
- Black 70% White 25% Two or more races 4% Hispanic / Latino 2%
- Common ancestry
- Lithuanian 4%
- Foreign-born
- 1% · Canada
- Languages at home
- 98% English-only · Arabic 1%
Political lean MEDSL · East Baton Rouge
- 2024 margin
- D (+11.1) · D 54.5% · R 43.4% · Other 2.1%
- 2008→2024 swing
- +8.9pp toward D · 2008: 2.2pp · 2024: 11.1pp
- All cycles
- 2024: D+11.1 2020: D+13.1 2016: D+9.2 2012: D+5.2 2008: D+2.2
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -80.50%
- Current HPI
- 158.1876
- Rent YoY
- —
- Metro
- Baton Rouge, LA
- State GDP YoY
- ▲ 3.29%
- F500 in state
- 10
Industry mix (Fortune 500 HQ in LA)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Telecommunications | 2 | $23B |
|
||
| Utilities | 1 | $12B |
|
||
| Wholesale / Distribution | 1 | $5B |
|
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| Advertising | 1 | $2B |
|
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Price history
-19.2% since first listed22 events — show timeline
- 2026-05-16 Price Changed $105,000 AcadianaMLS
- 2026-05-16 Price Changed $105,000 GBRMLS
- 2026-04-09 Price Changed $115,000 AcadianaMLS
- 2026-04-09 Price Changed $115,000 GBRMLS
- 2026-03-12 Price Changed $125,000 AcadianaMLS
- 2026-03-12 Price Changed $125,000 GBRMLS
- 2026-02-08 Price Changed $135,000 AcadianaMLS
- 2026-02-08 Price Changed $135,000 GBRMLS
- 2026-01-10 Price Changed $140,000 AcadianaMLS
- 2026-01-10 Price Changed $140,000 GBRMLS
- 2025-12-09 Listed $150,000 GBRMLS
- 2025-12-09 Listed $150,000 AcadianaMLS
- 2023-10-13 Rental Removed $1,400 APPFOLIO
- 2023-08-16 Listed for Rent $1,400 APPFOLIO
- 2021-11-30 Sold (MLS) — GBRMLS
- 2021-11-08 Pending — GBRMLS
- 2021-11-05 Listed $85,000 AcadianaMLS
- 2021-11-05 Listed $85,000 GBRMLS
- 2008-01-29 Sold (Public Records) $117,000 Public Records
- 2008-01-28 Sold (MLS) — GBRMLS
- 2007-03-20 Listed $129,900 GBRMLS
- 2007-03-20 Listed $129,900 AcadianaMLS
Property tax history
-1.2%/yrLatest (2025): $1,146 · +3.8% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…