712 Broadmoor Dr · Jackson, MS
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 1/10 · Minimal
- Est. fire insurance / yr
- $1,241 – $2,305
Heat risk 7/10 · Major
- Hot days now (above 108°F)
- 6 days/yr
- Hot days in 30 yrs
- 18 days/yr
Wind risk 8/10 · Major
- Chance of severe wind over 30 yrs
- 80.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 0 days/yr
- Unhealthy air days in 30 yrs
- 1 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B+ grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +30.0/30.0
- ARV discount +15.0/15.0
- 1% rule +10.0/10.0
- DSCR +10.0/10.0
- Livability +3.4/5.0
- Rent growth +3.2/5.0
- Condition / age +2.5/5.0
- Schools +1.1/10.0
- Appreciation +0.0/10.0
$91,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks MLS
HUD home for sale, as is. New homes available every Friday. $1650 repair escrow is available on this home. FHA Insurable with Escrow. FHA# 281-275711. Requires system check. Call your realtor to view or place a bid.
Key facts
- Centrally located
- Investment property
- 0.26 acre lot
Tags
Property features AI
Exterior
- Parking: Driveway
- Utilities: Public water; Public sewer; Cable available
- Home design: Single family residence (house); One level
- Construction: Siding construction; Conventional foundation; Asphalt shingle roof; Built (year source: assessor)
- Exterior features: Private yard; Back yard fencing; Packing shed
Interior
- Kitchen: Free-standing gas range; Free-standing refrigerator
- Flooring: Carpet; Ceramic tile
- Bathrooms: 2 bathrooms (total)
- Heating & cooling: Central heating; Central air conditioning
- Interior features: Free-standing gas range; Free-standing refrigerator
Neighborhood map
What this means for you Summary
Snapshot
- This is a 3-bed/2.0-bath single-family listed at $91k.
Deal economics
- At list price, monthly cash flow is $585 ($7k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $91k).
- Recommended offer: $90k (1.5% below list) — sets the bar for market timing.
- Cap rate 14.0% vs local median 9.9% in Jackson — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#66 in MS) — a middle-class / working-renter tenant base. Strengths: commute A+, cost of living A+, housing A+; Watch: amenities F, employment F, health & safety F.
- Jackson Public School District (urban): math 9% / reading 18% proficiency, ranked #112 of 130 in MS (top 86%) — low school quality limits family demand, transient renter base, plan for 1-2y turnover; 88% free/reduced lunch — lower-income household profile, screen leases tightly.
- Zoned schools: Boyd Elementary School (math 0% / reading 9%, grade F, #368 of 375 statewide, top 98%, 405 students, 100% FRL); Murrah High School (math 12% / reading 27%, grade F, #130 of 197 statewide, top 68%, 1,326 students, 100% FRL).
- Market conditions: Rents rising (+2.8%/yr); 119 active listings in the ZIP; 29 comparable units currently listed for rent nearby; rentals at typical pace (median 23d on market — plan ~3-4 weeks tenant-placement turnaround); lower-income renter base — watch delinquency; 167 units permitted in Hinds County in 2024 (0 in 5+ unit buildings).
- This rent runs 44% of the median local income ($43k/yr) — at the standard rent-burdened threshold; future hikes will face affordability resistance.
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $629 of loan paydown is wiped out by about $3k of value loss. Plan a longer hold.
- Hinds County population projected to shrink 6% by 2050 — rents likely to lag national; underwrite the cash flow, not the appreciation.
- At projected returns (-3.0% appreciation + 2.8% rent growth), your $25k cash investment doubles in ~5 years — after that, you're playing with house money.
Negotiation context
- It's been on market 22 days — a 2% lower offer ($90k) is reasonable based on typical stale-listing flexibility.
- 2 sale attempts since 23y ago with the ask held roughly flat each time — persistent listings suggest the price (not the market) is what's stuck; bring a comps-based counter.
Risks & watch-outs
- Watch-outs: built in 1950 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 80% chance of damaging wind over 30y; extreme-heat days projected 6→18/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1950 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are F-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.73% ✓
- Cap rate
- 14.00%
- Cash-on-cash
- 27.54%
- DSCR
- 2.23
- GRM
- 4.8
CMA / ARV
- ARV (on-the-fly)
- $162,288
- Comps found
- 12
Show comp detail 12 sales within ~0.75 mi
| Address | Dist | Beds/Ba | Sqft | Sold | Price | $/sf | Match |
|---|---|---|---|---|---|---|---|
| 36 S Crossings | 0.24mi | 3/2.5 | 1,560 (-6%) | 4mo | $204,000 | $131 | 74 |
| 33 Autumn Woods Dr | 0.35mi | 2/2.0 (-1) | 1,631 (-2%) | 4mo | $170,000 | $104 | 73 |
| 751 Woodbury Rd | 0.08mi | 4/2.0 (+1) | 1,440 (-13%) | 2mo | $115,000 | $80 | 68 |
| 4528 Meadowridge Dr | 0.56mi | 3/2.0 | 1,714 (+4%) | 4mo | $199,900 | $117 | 65 |
| 971 Parkwood Pl | 0.55mi | 3/2.0 | 1,601 (-3%) | 6mo | $230,000 | $144 | 64 |
| 615 Broadmoor Dr | 0.14mi | 4/2.0 (+1) | 1,470 (-11%) | 8mo | $79,900 | $54 | 63 |
| 632 Woodbury Rd | 0.13mi | 2/2.0 (-1) | 1,416 (-14%) | 2mo | $115,000 | $81 | 63 |
| 4816 Maplewood Dr | 0.46mi | 3/2.0 | 1,510 (-9%) | 6mo | $76,720 | $51 | 59 |
| 4636 Normandy Dr | 0.48mi | 4/2.0 (+1) | 1,556 (-6%) | 5mo | $39,900 | $26 | 58 |
| 4650 Manila Dr | 0.54mi | 4/2.0 (+1) | 1,732 (+5%) | 7mo | $169,000 | $98 | 57 |
| 4359 Brook Dr | 0.62mi | 3/2.0 | 1,817 (+10%) | 3mo | $260,000 | $143 | 53 |
| 415 E Northside Dr | 0.57mi | 4/2.0 (+1) | 1,486 (-10%) | 1mo | $50,000 | $34 | 50 |
Match score weights: distance 35% · size 25% · config 20% · recency 20%. Top-matched comps best support the ARV.
Projected returns pro-forma
-3.0% appreciation · 2.83% rent growth · sell at horizon
- IRR
- 21.4%
- Equity multiple
- 1.87×
- Total profit
- $22,268
- Equity at exit
- $13,568
- IRR
- 29.4%
- Equity multiple
- 3.61×
- Total profit
- $66,419
- Equity at exit
- $7,868
Cash invested: $25,480 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 90 Strongly Landlord-Friendly
- State Mississippi
- 90 Strongly Landlord-Friendly · R+11
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 39206
- Home prices YoY
- -10.3%
- Rents YoY
- 2.8%
- Active inventory
- 119
- Price-to-rent
- 4.8×
Monthly cashflow live
- Estimated rent
- $1,579 high interval (Pro) →
- Mortgage (P&I)
- −$477
- Tax from tax record
- −$147 /mo · $1,768/yr
- Insurance
- −$38
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$332
- Net cashflow
- $585
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $22,750
- Closing costs
- $2,730
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Rent comps 29 comps
| Address | Beds | Baths | Sqft | Rent | $/sqft | DOM | Units | Dist |
|---|---|---|---|---|---|---|---|---|
| 701 Cedarhurst Dr Jackson, MS | 4.0 | 2.0 | 1419 | $1,250 | $0.88 | 23d | 1 | 0.22mi |
| 4627 Estelle Dr Jackson, MS | 3.0 | 2.0 | 1489 | $1,475 | $0.99 | 23d | 1 | 0.24mi |
| 521 Launcelot Rd Jackson, MS | 3.0 | 2.0 | 1346 | $1,423 | $1.06 | 43d | 1 | 0.27mi |
| 4858 Sheridan Dr Jackson, MS | 3.0 | 2.0 | 1300 | $1,550 | $1.19 | 23d | 1 | 0.36mi |
| 20 N Hill Pkwy Jackson, MS | 1.0–3.0 | 1.0–2.5 | 1046 | $1,100 | $1.05 | 13d | 31 | 0.42mi |
| 320 Lawrence Rd Jackson, MS | 4.0 | 1.5 | 1270 | $1,400 | $1.10 | 23d | 1 | 0.45mi |
| 320 Lawrence Rd Jackson, MS | 4.0 | 2.0 | 1270 | $1,400 | $1.10 | 13d | 1 | 0.45mi |
| 508 Benning Rd Jackson, MS | 4.0 | 2.0 | 1216 | $1,400 | $1.15 | 43d | 1 | 0.45mi |
| 508 Benning Rd Jackson, MS | 4.0 | 2.0 | 1216 | $1,400 | $1.15 | 13d | 1 | 0.45mi |
| 622 Naples Rd Jackson, MS | 4.0 | 2.5 | 2210 | $1,650 | $0.75 | 23d | 1 | 0.55mi |
| 341 E Northside Dr Jackson, MS | 4.0 | 2.0 | 1732 | $1,775 | $1.02 | 23d | 1 | 0.63mi |
| 724 Meadowbrook Rd Jackson, MS | 3.0 | 2.0 | 1593 | $2,150 | $1.35 | 43d | 1 | 0.73mi |
| 220 Melbourne Rd Jackson, MS | 4.0 | 2.0 | 1744 | $1,350 | $0.77 | 43d | 1 | 0.82mi |
| 214 Melbourne Rd Jackson, MS | 3.0 | 2.0 | 1207 | $1,500 | $1.24 | 43d | 1 | 0.85mi |
| 4750 Old Canton Rd Jackson, MS | 4.0 | 3.0 | 2085 | $2,200 | $1.06 | 23d | 1 | 0.89mi |
| 5421 Crepe Myrtle Dr Jackson, MS | 4.0 | 1.5 | 1079 | $1,295 | $1.20 | 23d | 1 | 1.04mi |
| 4220 Council Cir Jackson, MS | 3.0 | 2.5 | 1780 | $1,850 | $1.04 | 23d | 1 | 1.15mi |
| 200 Stillwood Dr Jackson, MS | 3.0 | 2.0 | 1088 | $1,300 | $1.19 | 43d | 1 | 1.20mi |
| 200 Stillwood Dr Jackson, MS | 3.0 | 2.0 | 1088 | $1,300 | $1.19 | 13d | 1 | 1.20mi |
| 212 Pimlico Pl Jackson, MS | 3.0 | 2.0 | 1600 | $900 | $0.56 | 13d | 1 | 1.21mi |
| 4056 Redwing Ave Jackson, MS | 3.0 | 2.0 | 1678 | $1,850 | $1.10 | 43d | 1 | 1.23mi |
| 4091 Pine Hill Dr Jackson, MS | 3.0 | 2.0 | 1551 | $3,000 | $1.93 | 23d | 1 | 1.24mi |
| 4426 Desoto St Jackson, MS | 3.0 | 1.0 | 1079 | $1,250 | $1.16 | 13d | 1 | 1.27mi |
| 4426 Desoto St Jackson, MS | 3.0 | 1.0 | 1079 | $1,250 | $1.16 | 23d | 1 | 1.27mi |
| 5301 Ridgewood Rd Jackson, MS | 3.0 | 2.0 | 1482 | $1,850 | $1.25 | 43d | 1 | 1.33mi |
| 5125 Old Canton Rd Jackson, MS | 3.0 | 3.0 | 2025 | $2,100 | $1.04 | 23d | 1 | 1.37mi |
| 612 Heather Ln Jackson, MS | 4.0 | 2.0 | 1642 | $1,675 | $1.02 | 23d | 1 | 1.38mi |
| 5000 Ridgewood Rd Jackson, MS | 2.0 | 2.0 | 1093 | $1,279 | $1.17 | 44d | 1 | 1.43mi |
| 4263 Forest Park Dr Jackson, MS | 3.0 | 2.0 | 1318 | $1,949 | $1.48 | 43d | 1 | 1.43mi |
Listing history 21 events
-
2026-06-18days on market $91,000 Active 22 DOM
-
2026-06-17days on market $91,000 Active 21 DOM
-
2026-06-16days on market $91,000 Active 20 DOM
-
2026-06-15days on market $91,000 Active 19 DOM
-
2026-06-14days on market $91,000 Active 17 DOM
-
2026-06-13days on market $91,000 Active 16 DOM
-
2026-06-10days on market $91,000 Active 14 DOM
-
2026-06-09days on market $91,000 Active 13 DOM
-
2026-06-08days on market $91,000 Active 12 DOM
-
2026-06-07days on market $91,000 Active 11 DOM
-
2026-06-05days on market $91,000 Active 8 DOM
-
2026-06-03days on market $91,000 Active 7 DOM
-
2026-06-02days on market $91,000 Active 6 DOM
-
2026-06-01days on market $91,000 Active 5 DOM
-
2026-05-31days on market $91,000 Active 4 DOM
-
2026-05-30days on market $91,000 Active 3 DOM
-
2026-05-27$91,000 Active
-
2003-11-13soldstatus 215-char remark
Show marketing remark (215 chars)
HUD home for sale, as is. New homes available every Friday. $1650 repair escrow is available on this home. FHA Insurable with Escrow. FHA# 281-275711. Requires system check. Call your realtor to view or place a bid.
-
2003-09-26$42,000 215-char remark
Show marketing remark (215 chars)
HUD home for sale, as is. New homes available every Friday. $1650 repair escrow is available on this home. FHA Insurable with Escrow. FHA# 281-275711. Requires system check. Call your realtor to view or place a bid.
-
2000-09-15soldstatus
-
1948-11-08soldstatus
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast MS · Resets to sale price
- Current annual tax
- $1,768 · $147/mo
- Projected year-2 tax
- $1,768 · $147/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 1/10 Low
- Heat 7/10 Severe 6 d/yr ≥108°F today · 18 d/yr by 30 yrs out
- Wind 8/10 Severe 80% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 0 unhealthy d/yr today · 1 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $18,944
- − Mortgage interest
- −$5,097
- − Property taxes
- −$1,768
- − Insurance
- −$455
- − Repairs & maintenance
- −$1,516
- − Management
- −$1,516
- − Depreciation
- −$2,647
- Taxable income
- $5,945
- Est. tax owed @ 24.0%
- −$1,427
- After-tax cash flow
- $5,589/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Jackson Public School District
- NCES district ID
- 2802190
- Math proficiency
- 9% ▼ -14.00%
- Reading proficiency
- 18% ▼ -7.00%
- Median HH income
- $33,234
- Composite
- 10.89/100
- National rank
- #9755
- State rank
- #112 of 130 in MS
Livability — Jackson
- Score
- 68/100
- State rank
- #66
- US rank
- #9695
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Jackson, MS
- County
- Hinds County · 167,040 people
- City population
- 140,204
- Metro
- Jackson, MS
- Population (ZIP)
- 23,257
- Household income
- $42,686
- Rent vs Own
- Severe rent burden
- 1554.0
Population outlook (Hinds County) Hauer SSP2
- Today (2025)
- 242,528 people
- By 2030
- 241,113 · -0.6%
- By 2040
- 235,557 · -2.9%
- By 2050
- 226,946 · -6.4%
- By 2075
- 199,995 · -17.5%
- By 2100
- 164,165 · -32.3%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Predominantly Black (85%)
- Race & ethnicity
- Black 85% White 9% Hispanic / Latino 3% Two or more races 3%
- Common ancestry
- Italian 1%
- Foreign-born
- 2% · Canada
- Languages at home
- 96% English-only · Spanish 3%
Political lean MEDSL · Hinds
- 2024 margin
- Solid D (+46.1) · D 72.4% · R 26.3% · Other 1.4%
- 2008→2024 swing
- +7.1pp toward D · 2008: 39.0pp · 2024: 46.1pp
- All cycles
- 2024: D+46.1 2020: D+48.3 2016: D+43.7 2012: D+45.1 2008: D+39.0
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -22.38%
- Current HPI
- 194.5873
- Rent YoY
- ▲ 2.83%
- Metro
- Jackson, MS
- State GDP YoY
- —
- F500 in state
- 0
Price history
+116.7% since first listed5 events — show timeline
- 2026-05-27 Listed $91,000 MLSU
- 2003-11-13 Sold (MLS) — MLSU
- 2003-09-26 Listed $42,000 MLSU
- 2000-09-15 Sold (Public Records) — Public Records
- 1948-11-08 Sold (Public Records) — Public Records
Property tax history
+0.5%/yrLatest (2025): $1,768 · +1.9% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…