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1504 Wildrose Ln
C- Composite 54.31
Why this score? — see what drove the C- grade

The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).

  • Cash flow +21.1/30.0
  • ARV discount +7.5/15.0
  • DSCR +6.7/10.0
  • 1% rule +5.6/10.0
  • Livability +4.2/5.0
  • Schools +3.9/10.0
  • Rent growth +2.8/5.0
  • Condition / age +2.5/5.0
  • Appreciation +0.0/10.0

$208,000

1504 Wildrose Ln · Daytona Beach, FL 32117
3 bd · 2.0 ba · 1,100 sqft · SingleFamily public records · 17 Days on market
Built 1966 8,712 sqft lot ↓ 2% since listing

🖨 Deal sheet 📄 Offer letter ✓ Due diligence

Listing remarks

Step into the sweet home AND get a deal. This 3/2 bath has been well taken care of. Clearly loved, this home provides your opportunity to own a home right outside of city limits! Impact resistant windows throughout the home. Enjoy a SPACIOUS backyard, and a chance to make this home your own for an awesome price! Don't miss this deal! Schedule your showing today!

Key facts

  • Spacious backyard
  • 8,712 sq ft lot
  • Garage

Tags

IMPACT RESISTANT WINDOWSSPACIOUS BACKYARD

Property features AI

Exterior

  • Parking: 1-car garage
  • Utilities: Public water; Septic tank sewer; Water available
  • Home design: Single-family residence; One story; Residential zoning; Property listed as fixer
  • Construction: Block construction; Block foundation; Shingle roof; Built on a 0.2-acre lot (approx. 65 ft x 140 ft)
  • Exterior features: Front porch and rear porch; Back yard fencing; South-facing; Has a view; Asphalt road frontage (county road)

Interior

  • Kitchen: Electric cooktop
  • Bedrooms: 2 total rooms
  • Flooring: Terrazzo
  • Bathrooms: 2 full bathrooms
  • Heating & cooling: Central air; Ceiling fans; No heating
  • Interior features: Ceiling fans
  • Laundry & utility: Electric dryer hookup

Neighborhood map

Property Rental comp Retail Transit Schools Stadiums Fortune 500 · Circle radius: 3.0 mi
Loading POIs…

What this means for you Summary

Snapshot

  • This is a 3-bed/2.0-bath single-family listed at $208k.

Deal economics

  • At list price, monthly cash flow is $298 ($4k/yr) — positive.
  • The deal already cash-flows at list — no discount required.
  • Meets the 1% rule at list price ($2k rent vs $208k).
  • Recommended offer: $205k (1.5% below list) — sets the bar for market timing.

Location & tenants

  • Location reads 83/100 on livability (#46 in FL, #867 nationally) — a professional / high-income tenant draw. Strengths: amenities A+, commute A+, cost of living A+; Watch: employment D-.
  • Volusia (suburban): math 44% / reading 49% proficiency, ranked #47 of 73 in FL (top 64%) — families likely to look elsewhere, expect single-tenant / working-renter base with shorter leases.
  • Zoned schools: Champion Elementary School (math 39% / reading 44%, grade F, #1,437 of 2,144 statewide, top 68%, 584 students, 70% FRL); David C. Hinson Sr. Middle School (math 52% / reading 49%, grade C, #246 of 571 statewide, top 44%, 950 students, 52% FRL); Mainland High School (math 30% / reading 37%, grade F, #400 of 667 statewide, top 61%, 1,855 students, 64% FRL).
  • Market conditions: Rents rising (+1.0%/yr); 332 active listings in the ZIP; 27 comparable units currently listed for rent nearby; rentals at typical pace (median 14d on market — plan ~3-4 weeks tenant-placement turnaround); 3,402 units permitted in Volusia County in 2024 (681 in 5+ unit buildings).
  • At $2,208/mo this rent would consume 47% of the median local household income ($56k/yr) (locally 1781% of renters already pay >50% of income on rent) — very limited rent-growth headroom before tenants either downsize or default.

Forward outlook

  • Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $6k of value loss. Plan a longer hold.
  • Volusia County population projected at +19% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.

Negotiation context

  • It's been on market 17 days — a 2% lower offer ($205k) is reasonable based on typical stale-listing flexibility.

Risks & watch-outs

  • Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→20/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Recommended offer $204,880 (1.5% below list)

Questions for the listing agent

  1. Built in 1966 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
  2. Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
  3. Schools are D-rated, which usually means shorter tenancies and higher turnover. Who's the typical renter profile here, and what's been the actual vacancy rate?
  4. What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
  5. What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
  6. How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.

Investment metrics

1% rule
1.06%
Cap rate
8.01%
Cash-on-cash
6.14%
DSCR
1.27
GRM
7.8

CMA / ARV

No comps found within radius.

Projected returns pro-forma

-3.0% appreciation · 1.01% rent growth · sell at horizon

5-year hold
IRR
-9.1%
Equity multiple
0.67×
Total profit
$-19,010
Equity at exit
$31,013
10-year hold
IRR
-2.5%
Equity multiple
0.84×
Total profit
$-9,035
Equity at exit
$17,984

Cash invested: $58,240 (down + closing). Projections, not guarantees.

Landlord ↔ Tenant lean methodology

Overall (STATE)
87 Strongly Landlord-Friendly
State Florida
87 Strongly Landlord-Friendly · R+3
County
— inherits STATE
City
— inherits STATE
3-day pay-or-quit; preempts local rent control; landlord-friendly statutes. Court speed varies by county.

ZIP-level market 32117

Home prices YoY
-8.2%
Rents YoY
1.0%
Active inventory
332
Price-to-rent
7.8×

Monthly cashflow live

Estimated rent
$2,208 high interval (Pro) →
Mortgage (P&I)
$1,091
Tax from tax record
$269 /mo · $3,228/yr
Insurance
$87
HOA
$0
Vacancy / Maint / Mgmt
$464
Net cashflow
$298

Break-even live

Break-even rent $1,831
Max offer price $208,000
Occupancy floor 82%

UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt

Financing live

Cash to close

Down payment
$52,000
Closing costs
$6,240
Reserves months
Total cash needed

Loan-product check · same deal, 3 products live

Conventional

25% down · 7.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Personal DTI + credit; lowest rate.

DSCR

20% down · 8.5% · 30yr

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

No personal income docs; deal must DSCR.

Hard money

10% down · 12.0% · 12mo

Down + closing
Monthly P&I
Monthly cashflow
DSCR
Eligible?

Short-term bridge; refi at stabilization.

Rent comps 27 comps

AddressBedsBaths SqftRent$/sqft DOM Units Dist
108 San Mardeen Ct Daytona Beach, FL 3.0 2.0 1500 $2,650 $1.77 23d 1 0.20mi
1512 Richmond Ave Unit 1546284P Daytona Beach, FL 3.0 2.0 1173 $3,226 $2.75 14d 1 0.20mi
1615 Derbyshire Rd Daytona Beach, FL 3.0 1.5 1000 $1,950 $1.95 14d 1 0.31mi
1435 Atlanta Dr Daytona Beach, FL 3.0 1.0 1200 $1,800 $1.50 23d 1 0.38mi
1235 Alcazar St Daytona Beach, FL 3.0 2.0 1498 $2,100 $1.40 23d 1 0.40mi
1420 Alabama Ave Daytona Beach, FL 4.0 2.0 1367 $1,824 $1.33 18d 1 0.48mi
1600 Lpga Blvd Daytona Beach, FL 1.0–3.0 1.0–2.0 1045 $2,622 $2.51 11d 21 0.67mi
100 Windflower LN Daytona Beach, FL 1.0–3.0 1.0–2.0 1021 $2,516 $2.46 11d 63 0.67mi
101 Claysburg LN Holly Hill, FL 1.0–3.0 1.0–2.0 1163 $2,800 $2.41 14d 25 0.67mi
1559 Hammock Dr Unit B Holly Hill, FL 2.0 1.5 1100 $1,375 $1.25 14d 1 0.69mi
1767 Valencia Ave Ormond Beach, FL 4.0 2.0 1216 $2,100 $1.73 23d 1 0.70mi
1575 Megan Bay Cir Daytona Beach, FL 3.0 2.0 1232 $1,800 $1.46 23d 1 0.79mi
1707 Evergreen St Ormond Beach, FL 2.0 1.0 868 $1,750 $2.02 23d 1 0.79mi
1224 10th St Daytona Beach, FL 3.0 1.0 1284 $1,550 $1.21 14d 1 0.90mi
1563 Hancock Ln Daytona Beach, FL 2.0 2.0 912 $1,475 $1.62 11d 1 0.93mi
100 Integra Shores Dr Daytona Beach, FL 2.0–3.0 2.0 1126 $1,725 $1.53 11d 6 0.95mi
946 15th St Daytona Beach, FL 2.0 2.0 1010 $1,500 $1.49 23d 1 0.96mi
1851 Lpga Blvd Daytona Beach, FL 1.0–3.0 1.0–3.0 966 $2,516 $2.60 11d 49 1.01mi
1500 Alexis AVE Daytona Beach, FL 1.0–3.0 1.0–2.0 1003 $2,205 $2.20 11d 32 1.02mi
900 LPGA Blvd Daytona Beach, FL 1.0–2.0 1.0–2.0 885 $1,495 $1.69 14d 14 1.03mi
1262 Essex Rd Daytona Beach, FL 3.0 2.0 1500 $1,900 $1.27 23d 1 1.17mi
1610 N Clyde Morris Blvd Daytona Beach, FL 1.0–3.0 1.0–2.0 1020 $2,583 $2.53 18d 45 1.27mi
638 LPGA Blvd Unit B Daytona Beach, FL 3.0 2.0 1111 $2,490 $2.24 23d 1 1.35mi
1014 Indian Oaks E Daytona Beach, FL 3.0 2.0 1500 $2,650 $1.77 23d 1 1.40mi
100 Alva Cir Daytona Beach, FL 1.0–3.0 1.0–2.0 1140 $2,245 $1.97 11d 12 1.44mi
1381 N Clyde Morris Blvd Daytona Beach, FL 1.0–3.0 1.0–2.0 919 $1,964 $2.14 11d 10 1.45mi
1799 N Williamson Blvd Daytona Beach, FL 1.0–3.0 1.0–2.0 1071 $2,529 $2.36 11d 9 1.50mi

Listing history 3 events

  1. 2026-04-30
    status Pending
  2. 2026-04-22
    price $208,000
  3. 2026-04-13
    listed $213,000 Active

ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot backfill from property_details.listing_events for pre-trigger history.

Tax reassessment forecast FL · Resets to sale price

Current annual tax
$3,228 · $269/mo
Projected year-2 tax
$3,228 · $269/mo
Expected delta
$0/yr ($0/mo · 0.0%)

ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.

Climate risk First Street

  • 🌊 Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
  • 🔥 Wildfire 3/10 Moderate
  • 🌡 Heat 10/10 Extreme 7 d/yr ≥105°F today · 20 d/yr by 30 yrs out
  • 💨 Wind 10/10 Extreme 99% chance of damaging wind over 30 yrs
  • 🫁 Air quality 2/10 Low 1 unhealthy d/yr today · 1 by 30 yrs out

Nearby sold comps map

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Walkable amenities ~0.75 mi

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Taxation est. · year 1

Rental income
$26,501
− Mortgage interest
−$11,651
− Property taxes
−$3,228
− Insurance
−$1,040
− Repairs & maintenance
−$2,120
− Management
−$2,120
− Depreciation
−$6,051
Taxable income
$291
combined federal + state — saved on this device
Est. tax owed @ 24.0%
−$70
After-tax cash flow
$3,509/yr

For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.

Schools (NCES district)

District
Volusia
NCES district ID
1201920
Math proficiency
44% ▼ -9.00%
Reading proficiency
49% ▼ -3.00%
Median HH income
$42,946
Composite
39.2/100
National rank
#4019
State rank
#47 of 73 in FL

Livability — Daytona Beach

Score
83/100
State rank
#46
US rank
#867

Category grades

Amenities A+ Commute A+ Cost of living A+ Crime C Employment D- Housing A+ Health & safety A+ User ratings D

Schools grade is shown separately in the Schools card above.

Census & demographics

County
Volusia County · 556,871 people
City population
67,539
Metro
Deltona-Daytona Beach-Ormond Beach, FL
Population (ZIP)
30,955
Household income
$56,419
Rent vs Own
52.3% rent · 47.7% own
Severe rent burden
1781.0

Population outlook (Volusia County) Hauer SSP2

Today (2025)
572,749 people
By 2030
598,695 · +4.5%
By 2040
644,880 · +12.6%
By 2050
681,451 · +19.0%
By 2075
759,957 · +32.7%
By 2100
778,902 · +36.0%

Race, ethnicity, and origin ACS 2023

Neighborhood character
Diverse neighborhood (Simpson 0.63)
Race & ethnicity
White 53% Black 27% Hispanic / Latino 10% Two or more races 9% Asian 3%
Hispanic origin (detail)
Mexican 2% Puerto Rican 3%
Common ancestry
Romanian 2% Lithuanian 2% Slovak 1%
Foreign-born
8% · Canada, Vietnam, Jamaica
Languages at home
86% English-only · Spanish 8% Vietnamese 1% Other Indo-European 1%

Political lean MEDSL · Volusia

2024 margin
Strong R (+21.8) · D 38.7% · R 60.5%
2008→2024 swing
-27.4pp toward R · 2008: 5.7pp · 2024: -21.8pp
All cycles
2024: R+21.8 2020: R+14.1 2016: R+13.1 2012: R+1.2 2008: D+5.7

Not yet ingested

Civics

Market trends

HPI YoY
▼ -96.62%
Current HPI
1084.54
Rent YoY
▲ 1.01%
Metro
Deltona-Daytona Beach-Ormond Beach, FL
State GDP YoY
▲ 3.28%
F500 in state
36

Industry mix (Fortune 500 HQ in FL)

Industry F500 HQs Revenue

Price history

-2.3% since first listed
3 events — show timeline
  • 2026-04-30 Pending Daytona MLS
  • 2026-04-22 Price Changed $208,000 Daytona MLS
  • 2026-04-13 Listed $213,000 Daytona MLS

Property tax history

+12.9%/yr

Latest (2025): $3,228 · +252.2% YoY. Source: county tax records.

Cash-flow waterfall

monthly

Sold comps — $/sqft

last 12 mo · ≤1 mi

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