25007 NW 6th Ave · Newberry, FL
Flood risk 1/10 · Minimal
- FEMA flood zone
- X (unshaded)
- Chance of flooding over 30 yrs
- 0.0%
- Est. flood insurance / yr
- $507 – $1,088
Fire risk 4/10 · Minor
- Est. fire insurance / yr
- $947 – $1,759
Heat risk 8/10 · Major
- Hot days now (above 108°F)
- 7 days/yr
- Hot days in 30 yrs
- 22 days/yr
Wind risk 9/10 · Severe
- Chance of severe wind over 30 yrs
- 99.0%
Air-quality risk 2/10 · Minimal
- Unhealthy air days now
- 2 days/yr
- Unhealthy air days in 30 yrs
- 2 days/yr
Risk factors via First Street. Map © Google.
Why this score? — see what drove the B- grade
The composite is a weighted blend of 9 inputs, each scored 0–100. Each bar is that input's sub-score; the figure is the points it added to the 100-point composite (weight × sub-score).
- Cash flow +27.6/30.0
- DSCR +9.7/10.0
- ARV discount +7.5/15.0
- 1% rule +7.2/10.0
- Schools +4.3/10.0
- Rent growth +3.4/5.0
- Livability +3.4/5.0
- Condition / age +2.5/5.0
- Appreciation +0.0/10.0
$145,000
🖨 Deal sheet 📄 Offer letter ✓ Due diligence
Listing remarks
Opportunity awaits at 25007 NW 6th Ave in charming Newberry! This property is full of potential and ready for your personal touch. 2 Bedroom 1 Bathroom With solid bones and a functional layout, this home is perfect for investors, first-time buyers, or anyone looking to create their dream space. A little TLC will go a long way in transforming this property into something special. Conveniently located near schools, parks, shopping, and just a short drive to Gainesville, this home offers both value and opportunity. Don’t miss your chance to own a property with endless possibilities in a growing area!
Key facts
- Solid bones
- Functional layout
- Conveniently located
Tags
Property features AI
Finance
- Other: Zoning: CI; Universal property ID available
- Financial info: Lease restrictions not indicated; Property is unfurnished
- HOA & community: No association (HOA) reported; Development: Chapman White
Exterior
- Parking: No parking details reported
- Security: No security features reported
- Utilities: Public sewer; Broadband/high-speed internet available; Cable available; Electricity available; No water source reported
- Home design: Single-family residence; One story; North-facing
- Construction: Frame construction; Metal roof; Crawlspace foundation; Completed condition; Built on approximately 0.23 acres
- Exterior features: Enclosed patio/porch; Corner lot; Oak trees on the property; Asphalt road access (public maintained)
Interior
- Kitchen: No appliances reported
- Bedrooms: 2 bedrooms
- Flooring: Linoleum
- Bathrooms: 1 full bathroom
- Heating & cooling: Natural gas heating; Central air conditioning
- Interior features: No notable interior features reported; Linoleum flooring
- Laundry & utility: No laundry facilities (none reported)
Neighborhood map
What this means for you Summary
Snapshot
- This is a 2-bed/1.0-bath single-family listed at $145k.
Deal economics
- At list price, monthly cash flow is $435 ($5k/yr) — positive.
- The deal already cash-flows at list — no discount required.
- Meets the 1% rule at list price ($2k rent vs $145k).
- Recommended offer: $143k (1.5% below list) — sets the bar for market timing.
- Cap rate 9.9% vs local median 4.2% in Newberry — top-decile yield for the area; either an underpriced asset or a hidden risk that comps aren't pricing in. Stress-test before assuming the spread holds.
Location & tenants
- Location reads 68/100 on livability (#524 in FL) — a middle-class / working-renter tenant base. Strengths: cost of living A+, housing A+, crime A-; Watch: health & safety D, amenities F, commute F.
- Alachua (urban): math 49% / reading 54% proficiency, ranked #30 of 73 in FL (top 41%) — acceptable for families but not a draw, mixed tenant base, ~2y average lease.
- Zoned schools: Newberry Elementary School (math 43% / reading 48%, grade D-, #1,247 of 2,144 statewide, top 59%, 661 students, 44% FRL); Newberry High School (math 35% / reading 54%, grade F, #237 of 667 statewide, top 36%, 728 students, 50% FRL) — zoned schools at 47% FRL track the district average.
- Market conditions: Rents rising (+3.6%/yr); 418 active listings in the ZIP; solid renter incomes; 1,774 units permitted in Alachua County in 2024 (984 in 5+ unit buildings).
Forward outlook
- Local home prices are declining (-3.0%/yr); year-one equity from $1k of loan paydown is wiped out by about $4k of value loss. Plan a longer hold.
- Alachua County population projected at +26% by 2050 — long-run rental-demand tailwind backs the buy-and-hold thesis.
- At projected returns (-3.0% appreciation + 3.6% rent growth), your $41k cash investment doubles in ~9 years — after that, you're playing with house money.
Negotiation context
- It's been on market 26 days — a 2% lower offer ($143k) is reasonable based on typical stale-listing flexibility.
Risks & watch-outs
- Watch-outs: built in 1917 — expect roof / HVAC / electrical / plumbing capex.
- Climate carrying-cost: severe wind risk, 99% chance of damaging wind over 30y; extreme-heat days projected 7→22/yr by 2055 (HVAC capex compounding) — expect insurance premiums to compound above CPI over the hold.
Questions for the listing agent
- Built in 1917 — when were the roof, HVAC, electrical panel, plumbing, and water heater last replaced?
- Is there a deadline driving the sale (1031 exchange, divorce, estate, relocation)? That informs how much negotiation room exists.
- Schools are B-rated — typically a magnet for longer-tenancy family renters. What's the average tenant stay here, and is there a school-zone premium baked into asking?
- What's the average days-on-market for RENTAL listings here right now (not sales)? A rising rental-DOM trend means longer vacancies and softer asking-rent achievability than the comps imply.
- What's the recent tenant-quality profile in this submarket — average credit score on applications, eviction rate, late-payment / NSF rate, and stable-employment percentage? A property-management company in the area should have these aggregated.
- How much new for-sale + rental construction is in the pipeline within 1–3 miles? Heavy new supply typically softens prices + rents 12–24 months out; constrained supply supports both.
Investment metrics
- 1% rule
- 1.22% ✓
- Cap rate
- 9.89%
- Cash-on-cash
- 12.84%
- DSCR
- 1.57
- GRM
- 6.8
CMA / ARV
No comps found within radius.
Projected returns pro-forma
-3.0% appreciation · 3.57% rent growth · sell at horizon
- IRR
- 3.3%
- Equity multiple
- 1.13×
- Total profit
- $5,203
- Equity at exit
- $21,620
- IRR
- 13.4%
- Equity multiple
- 2.09×
- Total profit
- $44,416
- Equity at exit
- $12,537
Cash invested: $40,600 (down + closing). Projections, not guarantees.
Landlord ↔ Tenant lean methodology
- Overall (STATE)
- 87 Strongly Landlord-Friendly
- State Florida
- 87 Strongly Landlord-Friendly · R+3
- County
- — inherits STATE
- City
- — inherits STATE
ZIP-level market 32669
- Home prices YoY
- -22.1%
- Rents YoY
- 3.6%
- Active inventory
- 418
- Price-to-rent
- 6.8×
Monthly cashflow live
- Estimated rent
- $1,770 medium interval (Pro) →
- Mortgage (P&I)
- −$760
- Tax from tax record
- −$143 /mo · $1,712/yr
- Insurance
- −$60
- HOA
- −$0
- Vacancy / Maint / Mgmt
- −$372
- Net cashflow
- $435
Break-even live
UW: 25.0% down · 7.5% · 30yr · 1.5% tax · 5.0% vac · 8.0% maint · 8.0% mgmt
Financing live
Cash to close
- Down payment
- $36,250
- Closing costs
- $4,350
- Reserves months
- —
- Total cash needed
- —
Loan-product check · same deal, 3 products live
Conventional
25% down · 7.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Personal DTI + credit; lowest rate.
DSCR
20% down · 8.5% · 30yr
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
No personal income docs; deal must DSCR.
Hard money
10% down · 12.0% · 12mo
- Down + closing
- —
- Monthly P&I
- —
- Monthly cashflow
- —
- DSCR
- —
- Eligible?
- —
Short-term bridge; refi at stabilization.
Listing history 17 events
-
2026-06-18days on market $145,000 Active 26 DOM
-
2026-06-17days on market $145,000 Active 25 DOM
-
2026-06-16days on market $145,000 Active 24 DOM
-
2026-06-15days on market $145,000 Active 23 DOM
-
2026-06-14days on market $145,000 Active 21 DOM
-
2026-06-13days on market $145,000 Active 20 DOM
-
2026-06-10days on market $145,000 Active 18 DOM
-
2026-06-09days on market $145,000 Active 17 DOM
-
2026-06-08days on market $145,000 Active 16 DOM
-
2026-06-07days on market $145,000 Active 15 DOM
-
2026-06-05days on market $145,000 Active 12 DOM
-
2026-06-03days on market $145,000 Active 11 DOM
-
2026-06-02days on market $145,000 Active 10 DOM
-
2026-06-01days on market $145,000 Active 9 DOM
-
2026-05-31days on market $145,000 Active 8 DOM
-
2026-05-30days on market $145,000 Active 7 DOM
-
2026-05-23$145,000 Active
ⓘ Source: listings_history table (triggers on properties + properties_extension) + one-shot
backfill from property_details.listing_events for pre-trigger history.
Tax reassessment forecast FL · Resets to sale price
- Current annual tax
- $1,712 · $143/mo
- Projected year-2 tax
- $1,712 · $143/mo
- Expected delta
- $0/yr ($0/mo · 0.0%)
ⓘ Screening estimate from a state-policy table — verify with the county assessor before closing.
Climate risk First Street
- Flood 1/10 Low FEMA zone X (unshaded) · 0% chance over 30 yrs
- Wildfire 4/10 Moderate
- Heat 8/10 Severe 7 d/yr ≥108°F today · 22 d/yr by 30 yrs out
- Wind 9/10 Extreme 99% chance of damaging wind over 30 yrs
- Air quality 2/10 Low 2 unhealthy d/yr today · 2 by 30 yrs out
Nearby sold comps map
Loading sold comps map…
Walkable amenities ~0.75 mi
Loading nearby amenities…
Taxation est. · year 1
- Rental income
- $21,236
- − Mortgage interest
- −$8,122
- − Property taxes
- −$1,712
- − Insurance
- −$725
- − Repairs & maintenance
- −$1,699
- − Management
- −$1,699
- − Depreciation
- −$4,218
- Taxable income
- $3,060
- Est. tax owed @ 24.0%
- −$734
- After-tax cash flow
- $4,480/yr
For passive investors: Depreciation is non-cash, so a rental often shows a tax loss while cash-flowing — sheltering income. Rental losses are passive: they offset passive income freely, and up to $25,000/yr can offset ordinary (W-2) income if you actively participate and your MAGI is under $100k (phasing out to $0 by $150k); unused losses carry forward. On sale, claimed depreciation is recaptured at up to 25%, and gains may owe capital-gains tax (a 1031 exchange can defer both). Figures are a year-1 estimate at your 24.0% rate — not tax advice; consult a CPA.
Schools (NCES district)
- District
- Alachua
- NCES district ID
- 1200030
- Math proficiency
- 49% ▼ -9.00%
- Reading proficiency
- 54% ▼ -3.00%
- Median HH income
- $42,683
- Composite
- 43.31/100
- National rank
- #3038
- State rank
- #30 of 73 in FL
Livability — Newberry
- Score
- 68/100
- State rank
- #524
- US rank
- #9753
Category grades
Schools grade is shown separately in the Schools card above.
Census & demographics
- Census place
- Newberry, FL
- County
- Alachua County · 218,005 people
- City population
- 17,704
- Metro
- Gainesville, FL
- Population (ZIP)
- 17,704
- Household income
- $99,548
- Rent vs Own
- Severe rent burden
- 161.0
Population outlook (Alachua County) Hauer SSP2
- Today (2025)
- 289,834 people
- By 2030
- 305,873 · +5.5%
- By 2040
- 335,246 · +15.7%
- By 2050
- 364,719 · +25.8%
- By 2075
- 436,665 · +50.7%
- By 2100
- 482,920 · +66.6%
Race, ethnicity, and origin ACS 2023
- Neighborhood character
- Diverse neighborhood (Simpson 0.59)
- Race & ethnicity
- White 61% Hispanic / Latino 15% Two or more races 14% Black 13% Asian 6%
- Hispanic origin (detail)
- Mexican 3% Puerto Rican 6%
- Common ancestry
- Slovak 4% Romanian 3% Lithuanian 2%
- Foreign-born
- 9% · Canada, Jamaica
- Languages at home
- 86% English-only · Spanish 10% Other Indo-European 2% Other Asian/Pacific 2%
Political lean MEDSL · Alachua
- 2024 margin
- Strong D (+21.0) · D 59.7% · R 38.8% · Other 1.5%
- 2008→2024 swing
- -0.6pp no change · 2008: 21.6pp · 2024: 21.0pp
- All cycles
- 2024: D+21.0 2020: D+27.2 2016: D+22.5 2012: D+17.3 2008: D+21.6
Not yet ingested
- Civics
- —
Market trends
- HPI YoY
- ▼ -74.83%
- Current HPI
- 263.4335
- Rent YoY
- ▲ 3.57%
- Metro
- Gainesville, FL
- State GDP YoY
- ▲ 3.28%
- F500 in state
- 36
Industry mix (Fortune 500 HQ in FL)
| Industry | F500 HQs | Revenue |
|---|---|---|
| Industrial Technology | 2 | $29B |
|
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| Insurance | 2 | $17B |
|
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| Retail | 1 | $60B |
|
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| Technology Distribution | 1 | $58B |
|
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| Homebuilding | 1 | $35B |
|
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| Technology Manufacturing | 1 | $35B |
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Price history
1 event — show timeline
- 2026-05-23 Listed $145,000 Stellar MLS as Distributed by MLS Grid
Property tax history
+4.3%/yrLatest (2025): $1,712 · +8.5% YoY. Source: county tax records.
Cash-flow waterfall
monthlySold comps — $/sqft
last 12 mo · ≤1 miLoading sold comps…